Eaglebank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Eaglebank 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Eaglebank 11931 Tech Rd Bethesda, MD 20904 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 |
| Total Number of Mortgage Applications | 872 |
| Total Mortgage Loan Application Amount | $888,600,000 |
| Average Mortgage Loan Application Amount | $772,000 |
| Highest Mortgage Loan Application Amount | $65,645,000 |
| Average Applicant Income | $157,750 |
| Highest Applicant Income | $5,027,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Eaglebank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Eaglebank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Eaglebank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Eaglebank serves its applicants.
Each category highlights the total number of mortgage applications processed by Eaglebank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Eaglebank's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| District of Columbia County District Of Columbia | 178 | $ 335,770,000 | $ 1,886,000 | $ 210,000 |
| Montgomery County Maryland | 150 | $ 134,440,000 | $ 896,000 | $ 225,000 |
| Prince George's County Maryland | 68 | $ 112,120,000 | $ 1,648,000 | $ 105,000 |
| Fairfax County Virginia | 65 | $ 94,205,000 | $ 1,449,000 | $ 221,000 |
| Prince William County Virginia | 28 | $ 17,040,000 | $ 608,000 | $ 133,000 |
| Frederick County Maryland | 24 | $ 10,800,000 | $ 450,000 | $ 166,000 |
| Arlington County Virginia | 24 | $ 19,970,000 | $ 832,000 | $ 273,000 |
| Loudoun County Virginia | 20 | $ 11,280,000 | $ 564,000 | $ 157,000 |
| Anne Arundel County Maryland | 19 | $ 8,685,000 | $ 457,000 | $ 156,000 |
| Baltimore County Maryland | 14 | $ 4,750,000 | $ 339,000 | $ 132,000 |
| Baltimore City County Maryland | 11 | $ 3,535,000 | $ 321,000 | $ 157,000 |
| Charles County Maryland | 11 | $ 3,815,000 | $ 346,000 | $ 106,000 |
| Alexandria County Virginia | 11 | $ 10,485,000 | $ 953,000 | $ 281,000 |
| Manassas County Virginia | 11 | $ 2,955,000 | $ 268,000 | $ 61,000 |
| Sussex County Delaware | 10 | $ 7,290,000 | $ 729,000 | $ 239,000 |
| Macomb County Michigan | 9 | $ 1,135,000 | $ 126,000 | $ 117,000 |
| Carroll County Maryland | 7 | $ 3,645,000 | $ 520,000 | $ 179,000 |
| Broward County Florida | 6 | $ 3,890,000 | $ 648,000 | $ 230,000 |
| Palm Beach County Florida | 6 | $ 3,110,000 | $ 518,000 | $ 330,000 |
| Stafford County Virginia | 6 | $ 2,350,000 | $ 391,000 | $ 97,000 |
| Winchester County Virginia | 6 | $ 1,500,000 | $ 250,000 | $ 47,000 |
| Howard County Maryland | 5 | $ 2,955,000 | $ 591,000 | $ 225,000 |
| Frederick County Virginia | 5 | $ 1,765,000 | $ 353,000 | $ 71,000 |
| Manassas Park County Virginia | 5 | $ 1,765,000 | $ 353,000 | $ 76,000 |
| Spotsylvania County Virginia | 5 | $ 1,725,000 | $ 345,000 | $ 79,000 |
| Fulton County Georgia | 4 | $ 2,470,000 | $ 617,000 | $ 258,000 |
| Washington County Maryland | 4 | $ 1,180,000 | $ 295,000 | $ 110,000 |
| Fauquier County Virginia | 4 | $ 1,510,000 | $ 377,000 | $ 79,000 |
| Miami-Dade County Florida | 3 | $ 1,665,000 | $ 555,000 | $ 363,000 |
| Sarasota County Florida | 3 | $ 1,365,000 | $ 455,000 | $ 164,000 |
| St. Johns County Florida | 3 | $ 1,395,000 | $ 465,000 | $ 408,000 |
| Harford County Maryland | 3 | $ 915,000 | $ 305,000 | $ 87,000 |
| Allegheny County Pennsylvania | 3 | $ 935,000 | $ 311,000 | $ 160,000 |
| Chester County Pennsylvania | 3 | $ 855,000 | $ 285,000 | $ 253,000 |
| Charleston County South Carolina | 3 | $ 2,005,000 | $ 668,000 | $ 181,000 |
| Fairfax City County Virginia | 3 | $ 2,725,000 | $ 908,000 | $ 204,000 |
| Falls Church County Virginia | 3 | $ 2,085,000 | $ 695,000 | $ 233,000 |
| Orange County Virginia | 3 | $ 855,000 | $ 285,000 | $ 82,000 |
| Jefferson County West Virginia | 3 | $ 635,000 | $ 211,000 | $ 107,000 |
| Riverside County California | 2 | $ 1,820,000 | $ 910,000 | $ 241,000 |
| New Haven County Connecticut | 2 | $ 330,000 | $ 165,000 | $ 148,000 |
| Hillsborough County Florida | 2 | $ 1,220,000 | $ 610,000 | $ 717,000 |
| Manatee County Florida | 2 | $ 660,000 | $ 330,000 | $ 137,000 |
| Volusia County Florida | 2 | $ 420,000 | $ 210,000 | $ 167,000 |
| Thomas County Georgia | 2 | $ 310,000 | $ 155,000 | $ 97,000 |
| Cook County Illinois | 2 | $ 900,000 | $ 450,000 | $ 62,000 |
| St. Mary's County Maryland | 2 | $ 1,180,000 | $ 590,000 | $ 104,000 |
| Dare County North Carolina | 2 | $ 750,000 | $ 375,000 | $ 74,000 |
| Transylvania County North Carolina | 2 | $ 910,000 | $ 455,000 | $ 257,000 |
| Somerset County Pennsylvania | 2 | $ 350,000 | $ 175,000 | $ 0 |
| Harris County Texas | 2 | $ 1,290,000 | $ 645,000 | $ 253,000 |
| Albemarle County Virginia | 2 | $ 1,330,000 | $ 665,000 | $ 256,000 |
| Caroline County Virginia | 2 | $ 650,000 | $ 325,000 | $ 112,000 |
| Culpeper County Virginia | 2 | $ 800,000 | $ 400,000 | $ 90,000 |
| Henrico County Virginia | 2 | $ 540,000 | $ 270,000 | $ 123,000 |
| Shenandoah County Virginia | 2 | $ 500,000 | $ 250,000 | $ 71,000 |
| Berkeley County West Virginia | 2 | $ 310,000 | $ 155,000 | $ 102,000 |
| Kenosha County Wisconsin | 2 | $ 260,000 | $ 130,000 | $ 212,000 |
| Maricopa County Arizona | 1 | $ 465,000 | $ 465,000 | $ 199,000 |
| Los Angeles County California | 1 | $ 805,000 | $ 805,000 | $ 162,000 |
| Ventura County California | 1 | $ 585,000 | $ 585,000 | $ 162,000 |
| Adams County Colorado | 1 | $ 485,000 | $ 485,000 | $ 102,000 |
| Boulder County Colorado | 1 | $ 1,685,000 | $ 1,685,000 | $ 444,000 |
| Pitkin County Colorado | 1 | $ 1,605,000 | $ 1,605,000 | $ 1,370,000 |
| Fairfield County Connecticut | 1 | $ 635,000 | $ 635,000 | $ 138,000 |
| Kent County Delaware | 1 | $ 155,000 | $ 155,000 | $ 68,000 |
| New Castle County Delaware | 1 | $ 315,000 | $ 315,000 | $ 293,000 |
| Lee County Florida | 1 | $ 385,000 | $ 385,000 | $ 331,000 |
| Okaloosa County Florida | 1 | $ 265,000 | $ 265,000 | $ 235,000 |
| Seminole County Florida | 1 | $ 745,000 | $ 745,000 | $ 658,000 |
| St. Lucie County Florida | 1 | $ 285,000 | $ 285,000 | $ 106,000 |
| Walton County Florida | 1 | $ 645,000 | $ 645,000 | $ 200,000 |
| Chatham County Georgia | 1 | $ 95,000 | $ 95,000 | $ 882,000 |
| Douglas County Georgia | 1 | $ 345,000 | $ 345,000 | $ 83,000 |
| Gwinnett County Georgia | 1 | $ 625,000 | $ 625,000 | $ 290,000 |
| Hancock County Indiana | 1 | $ 355,000 | $ 355,000 | $ 114,000 |
| LaPorte County Indiana | 1 | $ 135,000 | $ 135,000 | $ 45,000 |
| York County Maine | 1 | $ 155,000 | $ 155,000 | $ 96,000 |
| Calvert County Maryland | 1 | $ 615,000 | $ 615,000 | $ 158,000 |
| Wicomico County Maryland | 1 | $ 7,605,000 | $ 7,605,000 | $ 0 |
| Worcester County Maryland | 1 | $ 345,000 | $ 345,000 | $ 187,000 |
| Hampshire County Massachusetts | 1 | $ 425,000 | $ 425,000 | $ 221,000 |
| Hudson County New Jersey | 1 | $ 675,000 | $ 675,000 | $ 380,000 |
| Ocean County New Jersey | 1 | $ 245,000 | $ 245,000 | $ 78,000 |
| Bronx County New York | 1 | $ 185,000 | $ 185,000 | $ 91,000 |
| Chautauqua County New York | 1 | $ 535,000 | $ 535,000 | $ 337,000 |
| Kings County New York | 1 | $ 1,285,000 | $ 1,285,000 | $ 405,000 |
| Nassau County New York | 1 | $ 115,000 | $ 115,000 | $ 75,000 |
| New York County New York | 1 | $ 2,255,000 | $ 2,255,000 | $ 5,027,000 |
| Suffolk County New York | 1 | $ 625,000 | $ 625,000 | $ 152,000 |
| Tioga County New York | 1 | $ 235,000 | $ 235,000 | $ 63,000 |
| Ulster County New York | 1 | $ 125,000 | $ 125,000 | $ 88,000 |
| Westchester County New York | 1 | $ 335,000 | $ 335,000 | $ 127,000 |
| Currituck County North Carolina | 1 | $ 625,000 | $ 625,000 | $ 407,000 |
| Henderson County North Carolina | 1 | $ 695,000 | $ 695,000 | $ 160,000 |
| Onslow County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 68,000 |
| Allen County Ohio | 1 | $ 115,000 | $ 115,000 | $ 129,000 |
| Polk County Oregon | 1 | $ 455,000 | $ 455,000 | $ 84,000 |
| Washington County Oregon | 1 | $ 325,000 | $ 325,000 | $ 186,000 |
| Beaver County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 56,000 |
| Delaware County Pennsylvania | 1 | $ 615,000 | $ 615,000 | $ 248,000 |
| Northampton County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 200,000 |
| Philadelphia County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Washington County Rhode Island | 1 | $ 435,000 | $ 435,000 | $ 185,000 |
| Berkeley County South Carolina | 1 | $ 245,000 | $ 245,000 | $ 88,000 |
| Lancaster County South Carolina | 1 | $ 495,000 | $ 495,000 | $ 130,000 |
| Sumter County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 55,000 |
| Bell County Texas | 1 | $ 265,000 | $ 265,000 | $ 163,000 |
| Cameron County Texas | 1 | $ 255,000 | $ 255,000 | $ 76,000 |
| Live Oak County Texas | 1 | $ 1,805,000 | $ 1,805,000 | $ 815,000 |
| Travis County Texas | 1 | $ 175,000 | $ 175,000 | $ 329,000 |
| Accomack County Virginia | 1 | $ 385,000 | $ 385,000 | $ 238,000 |
| Bedford County Virginia | 1 | $ 725,000 | $ 725,000 | $ 287,000 |
| Charlottesville County Virginia | 1 | $ 225,000 | $ 225,000 | $ 241,000 |
| Chesterfield County Virginia | 1 | $ 415,000 | $ 415,000 | $ 130,000 |
| Clarke County Virginia | 1 | $ 555,000 | $ 555,000 | $ 85,000 |
| Fredericksburg County Virginia | 1 | $ 325,000 | $ 325,000 | $ 118,000 |
| Louisa County Virginia | 1 | $ 485,000 | $ 485,000 | $ 203,000 |
| Madison County Virginia | 1 | $ 235,000 | $ 235,000 | $ 55,000 |
| New Kent County Virginia | 1 | $ 235,000 | $ 235,000 | $ 220,000 |
| Norfolk County Virginia | 1 | $ 455,000 | $ 455,000 | $ 210,000 |
| Northampton County Virginia | 1 | $ 975,000 | $ 975,000 | $ 442,000 |
| Northumberland County Virginia | 1 | $ 215,000 | $ 215,000 | $ 434,000 |
| Poquoson County Virginia | 1 | $ 605,000 | $ 605,000 | $ 132,000 |
| Warren County Virginia | 1 | $ 255,000 | $ 255,000 | $ 57,000 |
| Westmoreland County Virginia | 1 | $ 645,000 | $ 645,000 | $ 0 |
| Mineral County West Virginia | 1 | $ 325,000 | $ 325,000 | $ 270,000 |
Mortgage Loan Application Detail Totals for Eaglebank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 650 | $662,860,000 | $1,019,000 | $65,645,000 | $185,000 | $3,492,000 |
| Refinancing | 124 | $182,650,000 | $1,472,000 | $38,005,000 | $286,000 | $5,027,000 |
| Cash-out Refinancing | 97 | $42,935,000 | $442,000 | $1,205,000 | $160,000 | $607,000 |
| Not Applicable | 1 | $155,000 | $155,000 | $155,000 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 361 | $201,215,000 | $557,000 | $2,405,000 | $236,000 | $5,027,000 |
| Hispanic | 150 | $52,680,000 | $351,000 | $855,000 | $88,000 | $362,000 |
| Not Provided | 131 | $78,245,000 | $597,000 | $4,005,000 | $235,000 | $2,231,000 |
| Black or African American | 114 | $48,770,000 | $427,000 | $1,805,000 | $160,000 | $2,923,000 |
| Asian | 64 | $36,530,000 | $570,000 | $1,965,000 | $202,000 | $681,000 |
| Not applicable | 48 | $469,230,000 | $9,775,000 | $65,645,000 | $0 | $0 |
| American Indian or Alaskan Native | 3 | $1,145,000 | $381,000 | $545,000 | $142,000 | $217,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 713 | $741,795,000 | $1,040,000 | $51,005,000 | $218,000 | $5,027,000 |
| FHA-insured (Federal Housing Administration) | 132 | $132,120,000 | $1,000,000 | $65,645,000 | $89,000 | $320,000 |
| VA-guaranteed (Veterans Administration) | 27 | $14,685,000 | $543,000 | $1,555,000 | $145,000 | $361,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 670 | $770,840,000 | $1,150,000 | $65,645,000 | $197,000 | $5,027,000 |
| Application Withdrawn By Applicant | 130 | $80,110,000 | $616,000 | $4,005,000 | $219,000 | $1,370,000 |
| Application Denied By Financial Institution | 46 | $20,600,000 | $447,000 | $1,965,000 | $102,000 | $269,000 |
| Preapproval Approved but not Accepted | 15 | $11,005,000 | $733,000 | $2,405,000 | $196,000 | $636,000 |
| File Closed For Incompleteness | 7 | $3,845,000 | $549,000 | $825,000 | $173,000 | $257,000 |
| Application Approved But Not Accepted | 2 | $1,480,000 | $740,000 | $845,000 | $166,000 | $166,000 |
| Preapproval Denied by Financial Institution | 1 | $565,000 | $565,000 | $565,000 | $0 | $0 |
| Loan Purchased By The Institution | 1 | $155,000 | $155,000 | $155,000 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 825 | $867,435,000 | $1,051,000 | $65,645,000 | $201,000 | $5,027,000 |
| Debt-To-Income Ratio | 20 | $11,450,000 | $572,000 | $1,965,000 | $104,000 | $269,000 |
| Collateral | 16 | $4,720,000 | $295,000 | $625,000 | $97,000 | $236,000 |
| Other | 5 | $2,365,000 | $473,000 | $625,000 | $123,000 | $200,000 |
| Credit History | 4 | $1,650,000 | $412,000 | $585,000 | $91,000 | $162,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $980,000 | $490,000 | $555,000 | $87,000 | $89,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Eaglebank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Eaglebank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.