Eaglebank Mortgage Lending & HMDA Data, 2022
In 2022, Eaglebank of Bethesda, MD reported 872 mortgage applications totaling $888.6 million. The average application was for $1,019,036, and applicants reported an average income of $196,594. 77% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (452), Washington-Baltimore-Arlington, DC (174) and Baltimore-Columbia-Towson, MD (59) (applications in parentheses).
| Mortgage Company & Address | Eaglebank 11931 Tech Rd Bethesda, MD 20814 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 |
| Total Number of Mortgage Applications | 872 |
| Total Mortgage Loan Application Amount | $888,600,000 |
| Average Mortgage Loan Application Amount | $1,019,036 |
| Highest Mortgage Loan Application Amount | $65,645,000 |
| Average Applicant Income | $196,594 |
| Highest Applicant Income | $5,027,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Eaglebank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 452 | $ 623,220,000 | $ 1,378,805 | $ 177,210 |
| Washington-Baltimore-Arlington, DC | 174 | $ 145,240,000 | $ 834,712 | $ 217,000 |
| Baltimore-Columbia-Towson, MD | 59 | $ 24,485,000 | $ 415,000 | $ 156,000 |
| Outside any metro area | 23 | $ 10,975,000 | $ 477,173 | $ 238,086 |
| Salisbury, MD-DE | 12 | $ 15,240,000 | $ 1,270,000 | $ 230,333 |
| Winchester, VA-WV | 11 | $ 3,265,000 | $ 296,818 | $ 58,000 |
| Warren-Troy-Farmington Hills, MI | 9 | $ 1,135,000 | $ 126,111 | $ 117,000 |
| Atlanta-Sandy Springs-Roswell, GA | 6 | $ 3,440,000 | $ 573,333 | $ 234,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 6 | $ 3,890,000 | $ 648,333 | $ 230,000 |
| Hagerstown-Martinsburg, MD-WV | 6 | $ 1,490,000 | $ 248,333 | $ 107,333 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 6 | $ 3,110,000 | $ 518,333 | $ 330,000 |
| New York-Jersey City-White Plains, NY-NJ | 5 | $ 4,735,000 | $ 947,000 | $ 1,205,600 |
| North Port-Sarasota-Bradenton, FL | 5 | $ 2,025,000 | $ 405,000 | $ 153,000 |
| Charleston-North Charleston, SC | 4 | $ 2,250,000 | $ 562,500 | $ 158,000 |
| Pittsburgh, PA | 4 | $ 1,120,000 | $ 280,000 | $ 134,000 |
| Richmond, VA | 4 | $ 1,190,000 | $ 297,500 | $ 149,000 |
| Charlottesville, VA | 3 | $ 1,555,000 | $ 518,333 | $ 251,000 |
| Jacksonville, FL | 3 | $ 1,395,000 | $ 465,000 | $ 408,000 |
| Miami-Miami Beach-Kendall, FL | 3 | $ 1,665,000 | $ 555,000 | $ 363,000 |
| Montgomery County-Bucks County-Chester County, PA | 3 | $ 855,000 | $ 285,000 | $ 253,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 3 | $ 1,685,000 | $ 561,666 | $ 249,666 |
| California-Lexington Park, MD | 2 | $ 1,180,000 | $ 590,000 | $ 104,000 |
| Chicago-Naperville, IL | 2 | $ 900,000 | $ 450,000 | $ 62,000 |
| Crestview-Fort Walton Beach-Destin, FL | 2 | $ 910,000 | $ 455,000 | $ 217,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 2 | $ 420,000 | $ 210,000 | $ 167,000 |
| Houston-The Woodlands-Sugar Land, TX | 2 | $ 1,290,000 | $ 645,000 | $ 253,000 |
| Lake County-Kenosha County, IL-WI | 2 | $ 260,000 | $ 130,000 | $ 212,000 |
| Nassau County-Suffolk County, NY | 2 | $ 740,000 | $ 370,000 | $ 113,000 |
| New Haven-Milford, CT | 2 | $ 330,000 | $ 165,000 | $ 148,000 |
| Philadelphia, PA | 2 | $ 770,000 | $ 385,000 | $ 248,000 |
| Riverside-San Bernardino-Ontario, CA | 2 | $ 1,820,000 | $ 910,000 | $ 241,000 |
| Tampa-St. Petersburg-Clearwater, FL | 2 | $ 1,220,000 | $ 610,000 | $ 717,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 1 | $ 185,000 | $ 185,000 | $ 200,000 |
| Asheville, NC | 1 | $ 695,000 | $ 695,000 | $ 160,000 |
| Austin-Round Rock, TX | 1 | $ 175,000 | $ 175,000 | $ 329,000 |
| Binghamton, NY | 1 | $ 235,000 | $ 235,000 | $ 63,000 |
| Boulder, CO | 1 | $ 1,685,000 | $ 1,685,000 | $ 444,000 |
| Bridgeport-Stamford-Norwalk, CT | 1 | $ 635,000 | $ 635,000 | $ 138,000 |
| Brownsville-Harlingen, TX | 1 | $ 255,000 | $ 255,000 | $ 76,000 |
| Cape Coral-Fort Myers, FL | 1 | $ 385,000 | $ 385,000 | $ 331,000 |
| Charlotte-Concord-Gastonia, NC-SC | 1 | $ 495,000 | $ 495,000 | $ 130,000 |
| Cumberland, MD-WV | 1 | $ 325,000 | $ 325,000 | $ 270,000 |
| Denver-Aurora-Lakewood, CO | 1 | $ 485,000 | $ 485,000 | $ 102,000 |
| Dover, DE | 1 | $ 155,000 | $ 155,000 | $ 68,000 |
| Indianapolis-Carmel-Anderson, IN | 1 | $ 355,000 | $ 355,000 | $ 114,000 |
| Jacksonville, NC | 1 | $ 305,000 | $ 305,000 | $ 68,000 |
| Killeen-Temple, TX | 1 | $ 265,000 | $ 265,000 | $ 163,000 |
| Kingston, NY | 1 | $ 125,000 | $ 125,000 | $ 88,000 |
| Lima, OH | 1 | $ 115,000 | $ 115,000 | $ 129,000 |
| Los Angeles-Long Beach-Glendale, CA | 1 | $ 805,000 | $ 805,000 | $ 162,000 |
| Lynchburg, VA | 1 | $ 725,000 | $ 725,000 | $ 287,000 |
| Michigan City-La Porte, IN | 1 | $ 135,000 | $ 135,000 | $ 45,000 |
| New York-Newark, NY | 1 | $ 245,000 | $ 245,000 | $ 78,000 |
| Orlando-Kissimmee-Sanford, FL | 1 | $ 745,000 | $ 745,000 | $ 658,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 1 | $ 585,000 | $ 585,000 | $ 162,000 |
| Phoenix-Mesa-Scottsdale, AZ | 1 | $ 465,000 | $ 465,000 | $ 199,000 |
| Port St. Lucie, FL | 1 | $ 285,000 | $ 285,000 | $ 106,000 |
| Portland-South Portland, ME | 1 | $ 155,000 | $ 155,000 | $ 96,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 1 | $ 325,000 | $ 325,000 | $ 186,000 |
| Providence-Warwick, RI-MA | 1 | $ 435,000 | $ 435,000 | $ 185,000 |
| Salem, OR | 1 | $ 455,000 | $ 455,000 | $ 84,000 |
| Savannah, GA | 1 | $ 95,000 | $ 95,000 | $ 882,000 |
| Springfield, MA | 1 | $ 425,000 | $ 425,000 | $ 221,000 |
| Sumter, SC | 1 | $ 155,000 | $ 155,000 | $ 55,000 |
| Wilmington, DE-MD-NJ | 1 | $ 315,000 | $ 315,000 | $ 293,000 |
Mortgage Loan Application Detail Totals for Eaglebank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 650 | $662,860,000 | $1,019,000 | $65,645,000 | $185,000 | $3,492,000 |
| Refinancing | 124 | $182,650,000 | $1,472,000 | $38,005,000 | $286,000 | $5,027,000 |
| Cash-out Refinancing | 97 | $42,935,000 | $442,000 | $1,205,000 | $160,000 | $607,000 |
| Not Applicable | 1 | $155,000 | $155,000 | $155,000 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 361 | $201,215,000 | $557,000 | $2,405,000 | $236,000 | $5,027,000 |
| Hispanic | 150 | $52,680,000 | $351,000 | $855,000 | $88,000 | $362,000 |
| Not Provided | 131 | $78,245,000 | $597,000 | $4,005,000 | $235,000 | $2,231,000 |
| Black or African American | 114 | $48,770,000 | $427,000 | $1,805,000 | $160,000 | $2,923,000 |
| Asian | 64 | $36,530,000 | $570,000 | $1,965,000 | $202,000 | $681,000 |
| Not applicable | 48 | $469,230,000 | $9,775,000 | $65,645,000 | $0 | $0 |
| American Indian or Alaskan Native | 3 | $1,145,000 | $381,000 | $545,000 | $142,000 | $217,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 713 | $741,795,000 | $1,040,000 | $51,005,000 | $218,000 | $5,027,000 |
| FHA-insured (Federal Housing Administration) | 132 | $132,120,000 | $1,000,000 | $65,645,000 | $89,000 | $320,000 |
| VA-guaranteed (Veterans Administration) | 27 | $14,685,000 | $543,000 | $1,555,000 | $145,000 | $361,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 670 | $770,840,000 | $1,150,000 | $65,645,000 | $197,000 | $5,027,000 |
| Application Withdrawn By Applicant | 130 | $80,110,000 | $616,000 | $4,005,000 | $219,000 | $1,370,000 |
| Application Denied By Financial Institution | 46 | $20,600,000 | $447,000 | $1,965,000 | $102,000 | $269,000 |
| Preapproval Approved but not Accepted | 15 | $11,005,000 | $733,000 | $2,405,000 | $196,000 | $636,000 |
| File Closed For Incompleteness | 7 | $3,845,000 | $549,000 | $825,000 | $173,000 | $257,000 |
| Application Approved But Not Accepted | 2 | $1,480,000 | $740,000 | $845,000 | $166,000 | $166,000 |
| Preapproval Denied by Financial Institution | 1 | $565,000 | $565,000 | $565,000 | $0 | $0 |
| Loan Purchased By The Institution | 1 | $155,000 | $155,000 | $155,000 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 825 | $867,435,000 | $1,051,000 | $65,645,000 | $201,000 | $5,027,000 |
| Debt-To-Income Ratio | 20 | $11,450,000 | $572,000 | $1,965,000 | $104,000 | $269,000 |
| Collateral | 16 | $4,720,000 | $295,000 | $625,000 | $97,000 | $236,000 |
| Other | 5 | $2,365,000 | $473,000 | $625,000 | $123,000 | $200,000 |
| Credit History | 4 | $1,650,000 | $412,000 | $585,000 | $91,000 | $162,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $980,000 | $490,000 | $555,000 | $87,000 | $89,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Eaglebank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Eaglebank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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