Eastern Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Eastern Bank 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Eastern Bank 195 Market St Lynn, MA 01901 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,158 |
| Total Mortgage Loan Application Amount | $1,057,206,000 |
| Average Mortgage Loan Application Amount | $135,607 |
| Highest Mortgage Loan Application Amount | $8,400,000 |
| Average Applicant Income | $65,642 |
| Highest Applicant Income | $5,626,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Eastern Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Eastern Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Eastern Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Eastern Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Eastern Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Eastern Bank's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Essex County Massachusetts | 2,674 | $ 459,312,000 | $ 171,000 | $ 72,000 |
| Middlesex County Massachusetts | 798 | $ 147,493,000 | $ 184,000 | $ 80,000 |
| Norfolk County Massachusetts | 462 | $ 93,712,000 | $ 202,000 | $ 82,000 |
| Plymouth County Massachusetts | 343 | $ 64,156,000 | $ 187,000 | $ 94,000 |
| Suffolk County Massachusetts | 275 | $ 97,336,000 | $ 353,000 | $ 81,000 |
| Washington County Rhode Island | 264 | $ 53,758,000 | $ 203,000 | $ 100,000 |
| Worcester County Massachusetts | 118 | $ 16,692,000 | $ 141,000 | $ 85,000 |
| Rockingham County New Hampshire | 111 | $ 16,418,000 | $ 147,000 | $ 202,000 |
| Bristol County Massachusetts | 71 | $ 11,245,000 | $ 158,000 | $ 99,000 |
| Maricopa County Arizona | 67 | $ 2,823,000 | $ 42,000 | $ 45,000 |
| New London County Connecticut | 66 | $ 7,947,000 | $ 120,000 | $ 70,000 |
| Kent County Rhode Island | 62 | $ 10,244,000 | $ 165,000 | $ 68,000 |
| Saratoga County New York | 59 | $ 1,893,000 | $ 32,000 | $ 45,000 |
| Barnstable County Massachusetts | 53 | $ 12,303,000 | $ 232,000 | $ 122,000 |
| Providence County Rhode Island | 51 | $ 7,771,000 | $ 152,000 | $ 67,000 |
| Pinal County Arizona | 48 | $ 2,021,000 | $ 42,000 | $ 43,000 |
| Strafford County New Hampshire | 43 | $ 2,772,000 | $ 64,000 | $ 65,000 |
| Orange County New York | 37 | $ 1,646,000 | $ 44,000 | $ 64,000 |
| Hillsborough County New Hampshire | 34 | $ 5,097,000 | $ 149,000 | $ 57,000 |
| York County Maine | 33 | $ 3,235,000 | $ 98,000 | $ 65,000 |
| Merrimack County New Hampshire | 30 | $ 5,704,000 | $ 190,000 | $ 102,000 |
| Pima County Arizona | 25 | $ 746,000 | $ 29,000 | $ 45,000 |
| Yavapai County Arizona | 25 | $ 1,016,000 | $ 40,000 | $ 62,000 |
| Mohave County Arizona | 24 | $ 1,368,000 | $ 57,000 | $ 106,000 |
| Dutchess County New York | 22 | $ 1,252,000 | $ 56,000 | $ 53,000 |
| Ulster County New York | 22 | $ 960,000 | $ 43,000 | $ 37,000 |
| Yuma County Arizona | 20 | $ 1,753,000 | $ 87,000 | $ 172,000 |
| Newport County Rhode Island | 18 | $ 4,261,000 | $ 236,000 | $ 122,000 |
| Chittenden County Vermont | 18 | $ 702,000 | $ 39,000 | $ 39,000 |
| Coconino County Arizona | 15 | $ 421,000 | $ 28,000 | $ 52,000 |
| Hampden County Massachusetts | 13 | $ 1,320,000 | $ 101,000 | $ 80,000 |
| Hartford County Connecticut | 11 | $ 718,000 | $ 65,000 | $ 76,000 |
| Windham County Connecticut | 11 | $ 515,000 | $ 46,000 | $ 76,000 |
| New Haven County Connecticut | 10 | $ 547,000 | $ 54,000 | $ 78,000 |
| Carroll County New Hampshire | 9 | $ 952,000 | $ 105,000 | $ 79,000 |
| Atlantic County New Jersey | 9 | $ 313,000 | $ 34,000 | $ 34,000 |
| Belknap County New Hampshire | 8 | $ 959,000 | $ 119,000 | $ 93,000 |
| Cape May County New Jersey | 8 | $ 421,000 | $ 52,000 | $ 64,000 |
| Cochise County Arizona | 7 | $ 310,000 | $ 44,000 | $ 119,000 |
| Fairfield County Connecticut | 7 | $ 727,000 | $ 103,000 | $ 57,000 |
| Franklin County Massachusetts | 7 | $ 261,000 | $ 37,000 | $ 30,000 |
| Cheshire County New Hampshire | 7 | $ 297,000 | $ 42,000 | $ 45,000 |
| Erie County New York | 7 | $ 234,000 | $ 33,000 | $ 47,000 |
| Rensselaer County New York | 7 | $ 209,000 | $ 29,000 | $ 38,000 |
| Bristol County Rhode Island | 7 | $ 3,113,000 | $ 444,000 | $ 210,000 |
| Cumberland County Maine | 6 | $ 371,000 | $ 61,000 | $ 74,000 |
| Grafton County New Hampshire | 6 | $ 779,000 | $ 129,000 | $ 172,000 |
| Albany County New York | 6 | $ 174,000 | $ 29,000 | $ 31,000 |
| Greene County New York | 6 | $ 226,000 | $ 37,000 | $ 38,000 |
| Hampshire County Massachusetts | 5 | $ 674,000 | $ 134,000 | $ 189,000 |
| Burlington County New Jersey | 5 | $ 118,000 | $ 23,000 | $ 38,000 |
| Rockland County New York | 5 | $ 329,000 | $ 65,000 | $ 56,000 |
| Fulton County New York | 4 | $ 163,000 | $ 40,000 | $ 41,000 |
| Orleans County New York | 4 | $ 190,000 | $ 47,000 | $ 37,000 |
| Suffolk County New York | 4 | $ 163,000 | $ 40,000 | $ 46,000 |
| Sullivan County New York | 4 | $ 186,000 | $ 46,000 | $ 63,000 |
| Rutland County Vermont | 4 | $ 204,000 | $ 51,000 | $ 38,000 |
| Navajo County Arizona | 3 | $ 183,000 | $ 61,000 | $ 113,000 |
| Androscoggin County Maine | 3 | $ 101,000 | $ 33,000 | $ 36,000 |
| Kennebec County Maine | 3 | $ 85,000 | $ 28,000 | $ 19,000 |
| Oxford County Maine | 3 | $ 509,000 | $ 169,000 | $ 117,000 |
| Dukes County Massachusetts | 3 | $ 877,000 | $ 292,000 | $ 243,000 |
| Monmouth County New Jersey | 3 | $ 121,000 | $ 40,000 | $ 54,000 |
| Delaware County New York | 3 | $ 124,000 | $ 41,000 | $ 43,000 |
| Montgomery County New York | 3 | $ 46,000 | $ 15,000 | $ 37,000 |
| Schenectady County New York | 3 | $ 67,000 | $ 22,000 | $ 30,000 |
| Washington County New York | 3 | $ 109,000 | $ 36,000 | $ 35,000 |
| Gila County Arizona | 2 | $ 73,000 | $ 36,000 | $ 68,000 |
| La Paz County Arizona | 2 | $ 168,000 | $ 84,000 | $ 89,000 |
| Middlesex County Connecticut | 2 | $ 408,000 | $ 204,000 | $ 74,000 |
| Tolland County Connecticut | 2 | $ 50,000 | $ 25,000 | $ 19,000 |
| Berkshire County Massachusetts | 2 | $ 100,000 | $ 50,000 | $ 50,000 |
| Sullivan County New Hampshire | 2 | $ 643,000 | $ 321,000 | $ 216,000 |
| Gloucester County New Jersey | 2 | $ 115,000 | $ 57,000 | $ 66,000 |
| Columbia County New York | 2 | $ 71,000 | $ 35,000 | $ 47,000 |
| Niagara County New York | 2 | $ 73,000 | $ 36,000 | $ 52,000 |
| Ontario County New York | 2 | $ 41,000 | $ 20,000 | $ 39,000 |
| Otsego County New York | 2 | $ 74,000 | $ 37,000 | $ 29,000 |
| Franklin County Vermont | 2 | $ 119,000 | $ 59,000 | $ 39,000 |
| Graham County Arizona | 1 | $ 28,000 | $ 28,000 | $ 38,000 |
| Imperial County California | 1 | $ 22,000 | $ 22,000 | $ 43,000 |
| Eagle County Colorado | 1 | $ 59,000 | $ 59,000 | $ 122,000 |
| Knox County Maine | 1 | $ 89,000 | $ 89,000 | $ 115,000 |
| Lincoln County Maine | 1 | $ 560,000 | $ 560,000 | $ 416,000 |
| Sagadahoc County Maine | 1 | $ 21,000 | $ 21,000 | $ 24,000 |
| Waldo County Maine | 1 | $ 120,000 | $ 120,000 | $ 349,000 |
| Anne Arundel County Maryland | 1 | $ 22,000 | $ 22,000 | $ 44,000 |
| Nantucket County Massachusetts | 1 | $ 850,000 | $ 850,000 | $ 508,000 |
| Cumberland County New Jersey | 1 | $ 52,000 | $ 52,000 | $ 54,000 |
| Middlesex County New Jersey | 1 | $ 40,000 | $ 40,000 | $ 46,000 |
| Passaic County New Jersey | 1 | $ 64,000 | $ 64,000 | $ 54,000 |
| Sussex County New Jersey | 1 | $ 32,000 | $ 32,000 | $ 52,000 |
| Cattaraugus County New York | 1 | $ 30,000 | $ 30,000 | $ 18,000 |
| Cayuga County New York | 1 | $ 23,000 | $ 23,000 | $ 24,000 |
| Chemung County New York | 1 | $ 15,000 | $ 15,000 | $ 34,000 |
| Chenango County New York | 1 | $ 43,000 | $ 43,000 | $ 67,000 |
| Cortland County New York | 1 | $ 15,000 | $ 15,000 | $ 22,000 |
| Genesee County New York | 1 | $ 38,000 | $ 38,000 | $ 51,000 |
| Hamilton County New York | 1 | $ 78,000 | $ 78,000 | $ 77,000 |
| Jefferson County New York | 1 | $ 46,000 | $ 46,000 | $ 33,000 |
| Oswego County New York | 1 | $ 44,000 | $ 44,000 | $ 30,000 |
| Wyoming County New York | 1 | $ 31,000 | $ 31,000 | $ 36,000 |
| Chester County Pennsylvania | 1 | $ 16,000 | $ 16,000 | $ 46,000 |
| Dauphin County Pennsylvania | 1 | $ 12,000 | $ 12,000 | $ 24,000 |
| York County Pennsylvania | 1 | $ 69,000 | $ 69,000 | $ 38,000 |
| Addison County Vermont | 1 | $ 37,000 | $ 37,000 | $ 42,000 |
| Orange County Vermont | 1 | $ 49,000 | $ 49,000 | $ 85,000 |
| Washington County Vermont | 1 | $ 14,000 | $ 14,000 | $ 28,000 |
Mortgage Loan Application Detail Totals for Eastern Bank in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 4,326 | $708,212,000 | $105,000 | $2,200,000 | $75,444 | $3,247,000 |
| Home Purchase (one-to-four family) | 1,516 | $241,323,000 | $79,538 | $5,000,000 | $72,000 | $5,626,000 |
| Home Improvement (one-to-four family) | 216 | $10,839,000 | $34,333 | $1,750,000 | $74,333 | $672,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 100 | $96,832,000 | $571,666 | $8,400,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,396 | $858,624,000 | $76,846 | $1,800,000 | $67,153 | $3,247,000 |
| Information not provided by applicant in mail or telephone application | 311 | $46,125,000 | $107,714 | $1,050,000 | $107,142 | $5,626,000 |
| Hispanic | 146 | $18,483,000 | $65,166 | $400,000 | $52,000 | $672,000 |
| Black | 103 | $15,526,000 | $104,400 | $604,000 | $58,000 | $325,000 |
| Not applicable | 101 | $107,333,000 | $847,666 | $8,400,000 | $183,333 | $891,000 |
| Asian or Pacific Islander | 55 | $4,420,000 | $42,333 | $249,000 | $54,666 | $151,000 |
| Other | 31 | $5,114,000 | $164,666 | $475,000 | $181,333 | $365,000 |
| American Indian or Alaskan Native | 15 | $1,581,000 | $124,200 | $295,000 | $56,000 | $109,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,094 | $1,043,590,000 | $77,846 | $8,400,000 | $70,846 | $5,626,000 |
| FHA-insured (Federal Housing Administration) | 52 | $11,307,000 | $194,500 | $406,000 | $67,250 | $141,000 |
| VA-guaranteed (Veterans Administration) | 12 | $2,309,000 | $196,750 | $240,000 | $78,250 | $183,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,840 | $925,436,000 | $100,100 | $8,400,000 | $85,900 | $5,626,000 |
| Application Denied By Financial Institution | 747 | $63,348,000 | $57,153 | $525,000 | $53,307 | $375,000 |
| Application Approved But Not Accepted | 465 | $49,110,000 | $65,555 | $1,000,000 | $64,222 | $410,000 |
| Application Withdrawn By Applicant | 100 | $18,259,000 | $127,666 | $1,000,000 | $88,166 | $915,000 |
| File Closed For Incompleteness | 6 | $1,053,000 | $175,000 | $295,000 | $79,000 | $180,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 323 | $28,488,000 | $68,555 | $500,000 | $44,111 | $360,000 |
| Credit History | 266 | $20,621,000 | $55,800 | $525,000 | $48,100 | $360,000 |
| Other | 59 | $5,227,000 | $51,600 | $452,000 | $54,700 | $375,000 |
| Collateral | 44 | $5,240,000 | $101,166 | $321,000 | $72,500 | $266,000 |
| Employment History | 40 | $2,304,000 | $50,142 | $365,000 | $48,428 | $130,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $908,000 | $103,000 | $350,000 | $60,250 | $240,000 |
| Credit Application Incomplete | 3 | $304,000 | $101,000 | $173,000 | $132,000 | $191,000 |
| Unverifiable Information | 3 | $256,000 | $85,333 | $150,000 | $70,666 | $100,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Eastern Bank's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Eastern Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Massachusetts, download the full spreadsheet
with aggregated HMDA statistics today.