Eastern Savings Bank, FSB Mortgage Lending & HMDA Data, 2008
In 2008, Eastern Savings Bank, FSB of Hunt Valley, MD reported 1,721 mortgage applications totaling $607.9 million, down 53% from 2007. The average application was for $353,225, and applicants reported an average income of $150,837. 33% of its applications resulted in an originated loan and 48% were denied. Its largest markets were New York-White Plains-Wayne, NY-NJ (138), Chicago-Naperville-Joliet, IL (136) and Baltimore-Towson, MD (123) (applications in parentheses).
| Mortgage Company & Address | Eastern Savings Bank, FSB Exec Plaza II - 11350 McCormick Rd Hunt Valley, MD 21031 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,721 |
| Total Mortgage Loan Application Amount | $607,901,000 |
| Average Mortgage Loan Application Amount | $353,225 |
| Highest Mortgage Loan Application Amount | $16,000,000 |
| Average Applicant Income | $150,837 |
| Highest Applicant Income | $6,000,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Eastern Savings Bank, FSB filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook, Illinois | 108 | $ 21,417,000 | $ 198,305 | $ 114,000 |
| Los Angeles, California | 68 | $ 66,910,000 | $ 983,970 | $ 299,000 |
| Baltimore City, Maryland | 60 | $ 5,887,000 | $ 98,116 | $ 91,000 |
| Kings, New York | 46 | $ 17,305,000 | $ 376,195 | $ 94,000 |
| Philadelphia, Pennsylvania | 42 | $ 5,439,000 | $ 129,500 | $ 57,000 |
| Prince George's, Maryland | 34 | $ 6,148,000 | $ 180,823 | $ 93,000 |
| Suffolk, New York | 34 | $ 24,675,000 | $ 725,735 | $ 214,000 |
| Baltimore, Maryland | 33 | $ 4,642,000 | $ 140,666 | $ 118,000 |
| Queens, New York | 30 | $ 7,493,000 | $ 249,766 | $ 84,000 |
| Fairfield, Connecticut | 29 | $ 26,101,000 | $ 900,034 | $ 295,000 |
| San Bernardino, California | 22 | $ 5,628,000 | $ 255,818 | $ 135,000 |
| Hartford, Connecticut | 20 | $ 2,539,000 | $ 126,950 | $ 65,000 |
| Nassau, New York | 20 | $ 8,007,000 | $ 400,350 | $ 147,000 |
| New Haven, Connecticut | 18 | $ 3,151,000 | $ 175,055 | $ 138,000 |
| Hawaii, Hawaii | 18 | $ 3,289,000 | $ 182,722 | $ 174,000 |
| New Castle, Delaware | 17 | $ 2,037,000 | $ 119,823 | $ 78,000 |
| Orleans, Louisiana | 17 | $ 3,439,000 | $ 202,294 | $ 101,000 |
| New York, New York | 17 | $ 36,191,000 | $ 2,128,882 | $ 253,000 |
| Maricopa, Arizona | 14 | $ 4,701,000 | $ 335,785 | $ 210,000 |
| Honolulu, Hawaii | 14 | $ 6,018,000 | $ 429,857 | $ 73,000 |
| DuPage, Illinois | 14 | $ 4,442,000 | $ 317,285 | $ 153,000 |
| Orange, New York | 14 | $ 2,733,000 | $ 195,214 | $ 83,000 |
| Westchester, New York | 14 | $ 5,515,000 | $ 393,928 | $ 151,000 |
| Bucks, Pennsylvania | 14 | $ 2,722,000 | $ 194,428 | $ 206,000 |
| Virginia Beach, Virginia | 14 | $ 2,133,000 | $ 152,357 | $ 69,000 |
| Riverside, California | 13 | $ 5,316,000 | $ 408,923 | $ 238,000 |
| Maui, Hawaii | 13 | $ 8,568,000 | $ 659,076 | $ 209,000 |
| Anne Arundel, Maryland | 13 | $ 6,685,000 | $ 514,230 | $ 143,000 |
| Delaware, Pennsylvania | 12 | $ 2,402,000 | $ 200,166 | $ 125,000 |
| Orange, California | 11 | $ 18,238,000 | $ 1,658,000 | $ 709,000 |
| Bronx, New York | 11 | $ 3,189,000 | $ 289,909 | $ 79,000 |
| Chesapeake, Virginia | 11 | $ 1,515,000 | $ 137,727 | $ 64,000 |
| Richmond City, Virginia | 11 | $ 1,023,000 | $ 93,000 | $ 63,000 |
| New London, Connecticut | 10 | $ 1,432,000 | $ 143,200 | $ 84,000 |
| Jefferson, Louisiana | 10 | $ 1,049,000 | $ 104,900 | $ 56,000 |
| Ulster, New York | 10 | $ 1,835,000 | $ 183,500 | $ 107,000 |
| Will, Illinois | 9 | $ 1,369,000 | $ 152,111 | $ 128,000 |
| Harford, Maryland | 9 | $ 1,442,000 | $ 160,222 | $ 61,000 |
| Montgomery, Maryland | 9 | $ 2,402,000 | $ 266,888 | $ 123,000 |
| Clark, Nevada | 9 | $ 6,159,000 | $ 684,333 | $ 282,000 |
| Montgomery, Pennsylvania | 9 | $ 1,475,000 | $ 163,888 | $ 95,000 |
| Tulare, California | 8 | $ 1,062,000 | $ 132,750 | $ 39,000 |
| Miami-Dade, Florida | 8 | $ 1,967,000 | $ 245,875 | $ 98,000 |
| Hennepin, Minnesota | 8 | $ 7,642,000 | $ 955,250 | $ 467,000 |
| Providence, Rhode Island | 8 | $ 1,147,000 | $ 143,375 | $ 52,000 |
| Norfolk, Virginia | 8 | $ 882,000 | $ 110,250 | $ 42,000 |
| San Diego, California | 7 | $ 13,870,000 | $ 1,981,428 | $ 259,000 |
| Sussex, Delaware | 7 | $ 1,376,000 | $ 196,571 | $ 225,000 |
| Broward, Florida | 7 | $ 1,944,000 | $ 277,714 | $ 121,000 |
| Palm Beach, Florida | 7 | $ 6,895,000 | $ 985,000 | $ 310,000 |
| Pinellas, Florida | 7 | $ 2,263,000 | $ 323,285 | $ 140,000 |
| Wayne, Michigan | 7 | $ 670,000 | $ 95,714 | $ 309,000 |
| Erie, New York | 7 | $ 1,069,000 | $ 152,714 | $ 77,000 |
| Suffolk, Virginia | 7 | $ 1,252,000 | $ 178,857 | $ 62,000 |
| Jefferson, Alabama | 6 | $ 704,000 | $ 117,333 | $ 69,000 |
| Sacramento, California | 6 | $ 1,587,000 | $ 264,500 | $ 129,000 |
| Windham, Connecticut | 6 | $ 618,000 | $ 103,000 | $ 159,000 |
| Orange, Florida | 6 | $ 1,289,000 | $ 214,833 | $ 131,000 |
| Lake, Illinois | 6 | $ 5,686,000 | $ 947,666 | $ 346,000 |
| Marion, Indiana | 6 | $ 556,000 | $ 92,666 | $ 81,000 |
| St. Louis, Missouri | 6 | $ 567,000 | $ 94,500 | $ 88,000 |
| Bergen, New Jersey | 6 | $ 6,520,000 | $ 1,086,666 | $ 309,000 |
| Monmouth, New Jersey | 6 | $ 2,240,000 | $ 373,333 | $ 202,000 |
| Richmond, New York | 6 | $ 2,357,000 | $ 392,833 | $ 110,000 |
| York, Pennsylvania | 6 | $ 558,000 | $ 93,000 | $ 39,000 |
| Ventura, California | 5 | $ 1,454,000 | $ 290,800 | $ 203,000 |
| Middlesex, Connecticut | 5 | $ 1,859,000 | $ 371,800 | $ 163,000 |
| Madison, Illinois | 5 | $ 373,000 | $ 74,600 | $ 45,000 |
| Ramsey, Minnesota | 5 | $ 856,000 | $ 171,200 | $ 50,000 |
| Dutchess, New York | 5 | $ 801,000 | $ 160,200 | $ 81,000 |
| Rockland, New York | 5 | $ 1,348,000 | $ 269,600 | $ 98,000 |
| Chester, Pennsylvania | 5 | $ 1,574,000 | $ 314,800 | $ 172,000 |
| Dauphin, Pennsylvania | 5 | $ 516,000 | $ 103,200 | $ 59,000 |
| Charleston, South Carolina | 5 | $ 2,099,000 | $ 419,800 | $ 326,000 |
| Davidson, Tennessee | 5 | $ 3,081,000 | $ 616,200 | $ 208,000 |
| Knox, Tennessee | 5 | $ 2,405,000 | $ 481,000 | $ 129,000 |
| King, Washington | 5 | $ 5,462,000 | $ 1,092,400 | $ 324,000 |
| Alameda, California | 4 | $ 1,198,000 | $ 299,500 | $ 95,000 |
| Kern, California | 4 | $ 1,430,000 | $ 357,500 | $ 171,000 |
| San Joaquin, California | 4 | $ 1,040,000 | $ 260,000 | $ 64,000 |
| Solano, California | 4 | $ 927,000 | $ 231,750 | $ 80,000 |
| Litchfield, Connecticut | 4 | $ 505,000 | $ 126,250 | $ 69,000 |
| Sarasota, Florida | 4 | $ 2,225,000 | $ 556,250 | $ 171,000 |
| Hamilton, Indiana | 4 | $ 1,359,000 | $ 339,750 | $ 136,000 |
| East Baton Rouge, Louisiana | 4 | $ 321,000 | $ 80,250 | $ 46,000 |
| St. Tammany, Louisiana | 4 | $ 737,000 | $ 184,250 | $ 97,000 |
| Cumberland, Maine | 4 | $ 765,000 | $ 191,250 | $ 70,000 |
| Calvert, Maryland | 4 | $ 634,000 | $ 158,500 | $ 32,000 |
| Charles, Maryland | 4 | $ 1,020,000 | $ 255,000 | $ 45,000 |
| Macomb, Michigan | 4 | $ 444,000 | $ 111,000 | $ 236,000 |
| Oakland, Michigan | 4 | $ 980,000 | $ 245,000 | $ 87,000 |
| St. Louis City, Missouri | 4 | $ 591,000 | $ 147,750 | $ 82,000 |
| Essex, New Jersey | 4 | $ 898,000 | $ 224,500 | $ 229,000 |
| Rensselaer, New York | 4 | $ 582,000 | $ 145,500 | $ 41,000 |
| Saratoga, New York | 4 | $ 708,000 | $ 177,000 | $ 173,000 |
| Mecklenburg, North Carolina | 4 | $ 1,759,000 | $ 439,750 | $ 192,000 |
| Lane, Oregon | 4 | $ 1,042,000 | $ 260,500 | $ 92,000 |
| Monroe, Pennsylvania | 4 | $ 495,000 | $ 123,750 | $ 46,000 |
| Wayne, Pennsylvania | 4 | $ 401,000 | $ 100,250 | $ 59,000 |
| Horry, South Carolina | 4 | $ 3,775,000 | $ 943,750 | $ 467,000 |
| Henrico, Virginia | 4 | $ 329,000 | $ 82,250 | $ 72,000 |
| Loudoun, Virginia | 4 | $ 3,261,000 | $ 815,250 | $ 272,000 |
| Milwaukee, Wisconsin | 4 | $ 328,000 | $ 82,000 | $ 40,000 |
| Baldwin, Alabama | 3 | $ 1,587,000 | $ 529,000 | $ 190,000 |
| Pima, Arizona | 3 | $ 340,000 | $ 113,333 | $ 129,000 |
| Contra Costa, California | 3 | $ 3,698,000 | $ 1,232,666 | $ 520,000 |
| San Francisco, California | 3 | $ 1,571,000 | $ 523,666 | $ 137,000 |
| Santa Barbara, California | 3 | $ 2,002,000 | $ 667,333 | $ 194,000 |
| Denver, Colorado | 3 | $ 352,000 | $ 117,333 | $ 63,000 |
| Fulton, Georgia | 3 | $ 3,329,000 | $ 1,109,666 | $ 368,000 |
| Kauai, Hawaii | 3 | $ 996,000 | $ 332,000 | $ 45,000 |
| St. Bernard, Louisiana | 3 | $ 170,000 | $ 56,666 | $ 76,000 |
| Cecil, Maryland | 3 | $ 237,000 | $ 79,000 | $ 79,000 |
| Howard, Maryland | 3 | $ 1,108,000 | $ 369,333 | $ 177,000 |
| Queen Anne's, Maryland | 3 | $ 517,000 | $ 172,333 | $ 70,000 |
| Wicomico, Maryland | 3 | $ 1,105,000 | $ 368,333 | $ 296,000 |
| Worcester, Maryland | 3 | $ 545,000 | $ 181,666 | $ 47,000 |
| Dukes, Massachusetts | 3 | $ 1,010,000 | $ 336,666 | $ 157,000 |
| Washtenaw, Michigan | 3 | $ 274,000 | $ 91,333 | $ 50,000 |
| DeSoto, Mississippi | 3 | $ 733,000 | $ 244,333 | $ 280,000 |
| St. Charles, Missouri | 3 | $ 344,000 | $ 114,666 | $ 49,000 |
| Rockingham, New Hampshire | 3 | $ 398,000 | $ 132,666 | $ 47,000 |
| Hudson, New Jersey | 3 | $ 1,212,000 | $ 404,000 | $ 404,000 |
| Warren, New York | 3 | $ 1,103,000 | $ 367,666 | $ 75,000 |
| Adams, Pennsylvania | 3 | $ 391,000 | $ 130,333 | $ 71,000 |
| Franklin, Pennsylvania | 3 | $ 452,000 | $ 150,666 | $ 61,000 |
| Luzerne, Pennsylvania | 3 | $ 260,000 | $ 86,666 | $ 162,000 |
| Kent, Rhode Island | 3 | $ 428,000 | $ 142,666 | $ 56,000 |
| Newport, Rhode Island | 3 | $ 3,248,000 | $ 1,082,666 | $ 197,000 |
| Shelby, Tennessee | 3 | $ 1,546,000 | $ 515,333 | $ 195,000 |
| Dallas, Texas | 3 | $ 3,104,000 | $ 1,034,666 | $ 267,000 |
| Chesterfield, Virginia | 3 | $ 267,000 | $ 89,000 | $ 48,000 |
| Fluvanna, Virginia | 3 | $ 270,000 | $ 90,000 | $ 100,000 |
| Gloucester, Virginia | 3 | $ 377,000 | $ 125,666 | $ 49,000 |
| Hampton, Virginia | 3 | $ 261,000 | $ 87,000 | $ 55,000 |
| Newport News, Virginia | 3 | $ 257,000 | $ 85,666 | $ 36,000 |
| Portsmouth, Virginia | 3 | $ 592,000 | $ 197,333 | $ 88,000 |
| Warren, Virginia | 3 | $ 379,000 | $ 126,333 | $ 77,000 |
| Kitsap, Washington | 3 | $ 870,000 | $ 290,000 | $ 91,000 |
| Pierce, Washington | 3 | $ 392,000 | $ 130,666 | $ 81,000 |
| Snohomish, Washington | 3 | $ 1,198,000 | $ 399,333 | $ 215,000 |
| Mohave, Arizona | 2 | $ 263,000 | $ 131,500 | $ 54,000 |
| Fresno, California | 2 | $ 321,000 | $ 160,500 | $ 133,000 |
| Madera, California | 2 | $ 496,000 | $ 248,000 | $ 131,000 |
| Placer, California | 2 | $ 772,000 | $ 386,000 | $ 41,000 |
| San Luis Obispo, California | 2 | $ 7,798,000 | $ 3,899,000 | $ 483,000 |
| San Mateo, California | 2 | $ 965,000 | $ 482,500 | $ 151,000 |
| Tuolumne, California | 2 | $ 571,000 | $ 285,500 | $ 104,000 |
| Yolo, California | 2 | $ 450,000 | $ 225,000 | $ 140,000 |
| Fremont, Colorado | 2 | $ 950,000 | $ 475,000 | $ 618,000 |
| Pitkin, Colorado | 2 | $ 7,788,000 | $ 3,894,000 | $ 1,250,000 |
| Alachua, Florida | 2 | $ 190,000 | $ 95,000 | $ 39,000 |
| Duval, Florida | 2 | $ 501,000 | $ 250,500 | $ 121,000 |
| Hillsborough, Florida | 2 | $ 400,000 | $ 200,000 | $ 117,000 |
| Lake, Florida | 2 | $ 320,000 | $ 160,000 | $ 110,000 |
| Manatee, Florida | 2 | $ 640,000 | $ 320,000 | $ 643,000 |
| Marion, Florida | 2 | $ 365,000 | $ 182,500 | $ 52,000 |
| Martin, Florida | 2 | $ 658,000 | $ 329,000 | $ 150,000 |
| Pasco, Florida | 2 | $ 247,000 | $ 123,500 | $ 57,000 |
| Seminole, Florida | 2 | $ 306,000 | $ 153,000 | $ 64,000 |
| Gwinnett, Georgia | 2 | $ 1,498,000 | $ 749,000 | $ 257,000 |
| McHenry, Illinois | 2 | $ 311,000 | $ 155,500 | $ 92,000 |
| Whiteside, Illinois | 2 | $ 214,000 | $ 107,000 | $ 55,000 |
| Hancock, Maine | 2 | $ 266,000 | $ 133,000 | $ 98,000 |
| York, Maine | 2 | $ 655,000 | $ 327,500 | $ 47,000 |
| Caroline, Maryland | 2 | $ 297,000 | $ 148,500 | $ 78,000 |
| Carroll, Maryland | 2 | $ 317,000 | $ 158,500 | $ 68,000 |
| Somerset, Maryland | 2 | $ 310,000 | $ 155,000 | $ 59,000 |
| Plymouth, Massachusetts | 2 | $ 470,000 | $ 235,000 | $ 44,000 |
| Suffolk, Massachusetts | 2 | $ 372,000 | $ 186,000 | $ 87,000 |
| Becker, Minnesota | 2 | $ 359,000 | $ 179,500 | $ 57,000 |
| Scott, Minnesota | 2 | $ 450,000 | $ 225,000 | $ 72,000 |
| Harrison, Mississippi | 2 | $ 281,000 | $ 140,500 | $ 69,000 |
| Jackson, Mississippi | 2 | $ 287,000 | $ 143,500 | $ 66,000 |
| Lincoln, Missouri | 2 | $ 199,000 | $ 99,500 | $ 61,000 |
| Flathead, Montana | 2 | $ 6,800,000 | $ 3,400,000 | $ 164,000 |
| Belknap, New Hampshire | 2 | $ 190,000 | $ 95,000 | $ 105,000 |
| Coos, New Hampshire | 2 | $ 249,000 | $ 124,500 | $ 28,000 |
| Morris, New Jersey | 2 | $ 3,940,000 | $ 1,970,000 | $ 493,000 |
| Dona Ana, New Mexico | 2 | $ 255,000 | $ 127,500 | $ 94,000 |
| Broome, New York | 2 | $ 273,000 | $ 136,500 | $ 123,000 |
| Sullivan, New York | 2 | $ 440,000 | $ 220,000 | $ 185,000 |
| Iredell, North Carolina | 2 | $ 823,000 | $ 411,500 | $ 29,000 |
| Wake, North Carolina | 2 | $ 747,000 | $ 373,500 | $ 85,000 |
| Wagoner, Oklahoma | 2 | $ 750,000 | $ 375,000 | $ 118,000 |
| Multnomah, Oregon | 2 | $ 304,000 | $ 152,000 | $ 160,000 |
| Allegheny, Pennsylvania | 2 | $ 224,000 | $ 112,000 | $ 68,000 |
| Berks, Pennsylvania | 2 | $ 248,000 | $ 124,000 | $ 49,000 |
| Cambria, Pennsylvania | 2 | $ 175,000 | $ 87,500 | $ 99,000 |
| Carbon, Pennsylvania | 2 | $ 261,000 | $ 130,500 | $ 63,000 |
| Cumberland, Pennsylvania | 2 | $ 150,000 | $ 75,000 | $ 34,000 |
| Erie, Pennsylvania | 2 | $ 434,000 | $ 217,000 | $ 177,000 |
| Lancaster, Pennsylvania | 2 | $ 642,000 | $ 321,000 | $ 148,000 |
| Northampton, Pennsylvania | 2 | $ 278,000 | $ 139,000 | $ 84,000 |
| Pike, Pennsylvania | 2 | $ 235,000 | $ 117,500 | $ 57,000 |
| Schuylkill, Pennsylvania | 2 | $ 165,000 | $ 82,500 | $ 45,000 |
| Washington, Rhode Island | 2 | $ 285,000 | $ 142,500 | $ 45,000 |
| Beaufort, South Carolina | 2 | $ 1,123,000 | $ 561,500 | $ 51,000 |
| Blount, Tennessee | 2 | $ 309,000 | $ 154,500 | $ 74,000 |
| Hamilton, Tennessee | 2 | $ 432,000 | $ 216,000 | $ 102,000 |
| Williamson, Tennessee | 2 | $ 1,882,000 | $ 941,000 | $ 1,166,000 |
| Wilson, Tennessee | 2 | $ 189,000 | $ 94,500 | $ 52,000 |
| Fort Bend, Texas | 2 | $ 424,000 | $ 212,000 | $ 164,000 |
| Harris, Texas | 2 | $ 726,000 | $ 363,000 | $ 214,000 |
| Tarrant, Texas | 2 | $ 224,000 | $ 112,000 | $ 99,000 |
| Salt Lake, Utah | 2 | $ 2,380,000 | $ 1,190,000 | $ 723,000 |
| Albemarle, Virginia | 2 | $ 3,500,000 | $ 1,750,000 | $ 499,000 |
| Augusta, Virginia | 2 | $ 340,000 | $ 170,000 | $ 66,000 |
| Charles City, Virginia | 2 | $ 168,000 | $ 84,000 | $ 45,000 |
| Fairfax, Virginia | 2 | $ 642,000 | $ 321,000 | $ 211,000 |
| Frederick, Virginia | 2 | $ 214,000 | $ 107,000 | $ 36,000 |
| Hanover, Virginia | 2 | $ 243,000 | $ 121,500 | $ 52,000 |
| Isle of Wight, Virginia | 2 | $ 288,000 | $ 144,000 | $ 80,000 |
| Prince William, Virginia | 2 | $ 409,000 | $ 204,500 | $ 83,000 |
| Spotsylvania, Virginia | 2 | $ 348,000 | $ 174,000 | $ 60,000 |
| Winchester, Virginia | 2 | $ 265,000 | $ 132,500 | $ 51,000 |
| Jefferson, West Virginia | 2 | $ 231,000 | $ 115,500 | $ 57,000 |
| Kenosha, Wisconsin | 2 | $ 167,000 | $ 83,500 | $ 45,000 |
| Lincoln, Wisconsin | 2 | $ 120,000 | $ 60,000 | $ 50,000 |
| Racine, Wisconsin | 2 | $ 109,000 | $ 54,500 | $ 30,000 |
| Coosa, Alabama | 1 | $ 124,000 | $ 124,000 | $ 64,000 |
| Cullman, Alabama | 1 | $ 160,000 | $ 160,000 | $ 37,000 |
| Dale, Alabama | 1 | $ 225,000 | $ 225,000 | $ 97,000 |
| Madison, Alabama | 1 | $ 53,000 | $ 53,000 | $ 31,000 |
| Mobile, Alabama | 1 | $ 307,000 | $ 307,000 | $ 120,000 |
| Montgomery, Alabama | 1 | $ 300,000 | $ 300,000 | $ 162,000 |
| Tallapoosa, Alabama | 1 | $ 273,000 | $ 273,000 | $ 255,000 |
| Fairbanks North Star, Alaska | 1 | $ 83,000 | $ 83,000 | $ 38,000 |
| Pinal, Arizona | 1 | $ 162,000 | $ 162,000 | $ 85,000 |
| Yavapai, Arizona | 1 | $ 715,000 | $ 715,000 | $ 594,000 |
| Garland, Arkansas | 1 | $ 189,000 | $ 189,000 | $ 84,000 |
| Washington, Arkansas | 1 | $ 300,000 | $ 300,000 | $ 54,000 |
| Calaveras, California | 1 | $ 117,000 | $ 117,000 | $ 58,000 |
| El Dorado, California | 1 | $ 635,000 | $ 635,000 | $ 176,000 |
| Glenn, California | 1 | $ 120,000 | $ 120,000 | $ 42,000 |
| Humboldt, California | 1 | $ 187,000 | $ 187,000 | $ 100,000 |
| Kings, California | 1 | $ 55,000 | $ 55,000 | $ 53,000 |
| Mariposa, California | 1 | $ 265,000 | $ 265,000 | $ 60,000 |
| Mendocino, California | 1 | $ 125,000 | $ 125,000 | $ 120,000 |
| Merced, California | 1 | $ 215,000 | $ 215,000 | $ 72,000 |
| Santa Clara, California | 1 | $ 318,000 | $ 318,000 | $ 185,000 |
| Santa Cruz, California | 1 | $ 501,000 | $ 501,000 | $ 185,000 |
| Sonoma, California | 1 | $ 319,000 | $ 319,000 | $ 61,000 |
| Stanislaus, California | 1 | $ 80,000 | $ 80,000 | $ 27,000 |
| Tehama, California | 1 | $ 135,000 | $ 135,000 | $ 47,000 |
| Yuba, California | 1 | $ 140,000 | $ 140,000 | $ 97,000 |
| Adams, Colorado | 1 | $ 136,000 | $ 136,000 | $ 111,000 |
| El Paso, Colorado | 1 | $ 80,000 | $ 80,000 | $ 30,000 |
| Jefferson, Colorado | 1 | $ 350,000 | $ 350,000 | $ 248,000 |
| Larimer, Colorado | 1 | $ 714,000 | $ 714,000 | $ 93,000 |
| Bay, Florida | 1 | $ 117,000 | $ 117,000 | $ 27,000 |
| Brevard, Florida | 1 | $ 700,000 | $ 700,000 | $ 37,000 |
| Clay, Florida | 1 | $ 87,000 | $ 87,000 | $ 52,000 |
| Columbia, Florida | 1 | $ 120,000 | $ 120,000 | $ 48,000 |
| Escambia, Florida | 1 | $ 120,000 | $ 120,000 | $ 79,000 |
| Highlands, Florida | 1 | $ 75,000 | $ 75,000 | $ 32,000 |
| Lee, Florida | 1 | $ 1,850,000 | $ 1,850,000 | $ 93,000 |
| Nassau, Florida | 1 | $ 294,000 | $ 294,000 | $ 86,000 |
| Osceola, Florida | 1 | $ 65,000 | $ 65,000 | $ 85,000 |
| Volusia, Florida | 1 | $ 75,000 | $ 75,000 | $ 55,000 |
| Walton, Florida | 1 | $ 441,000 | $ 441,000 | $ 0 |
| Chatham, Georgia | 1 | $ 425,000 | $ 425,000 | $ 231,000 |
| Clarke, Georgia | 1 | $ 350,000 | $ 350,000 | $ 6,000,000 |
| DeKalb, Georgia | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Douglas, Georgia | 1 | $ 52,000 | $ 52,000 | $ 32,000 |
| Hall, Georgia | 1 | $ 613,000 | $ 613,000 | $ 1,000,000 |
| Blaine, Idaho | 1 | $ 220,000 | $ 220,000 | $ 20,000 |
| Bond, Illinois | 1 | $ 125,000 | $ 125,000 | $ 38,000 |
| DeKalb, Illinois | 1 | $ 75,000 | $ 75,000 | $ 98,000 |
| Kane, Illinois | 1 | $ 115,000 | $ 115,000 | $ 50,000 |
| Kendall, Illinois | 1 | $ 195,000 | $ 195,000 | $ 120,000 |
| LaSalle, Illinois | 1 | $ 65,000 | $ 65,000 | $ 29,000 |
| Winnebago, Illinois | 1 | $ 144,000 | $ 144,000 | $ 175,000 |
| Gibson, Indiana | 1 | $ 75,000 | $ 75,000 | $ 51,000 |
| Hancock, Indiana | 1 | $ 141,000 | $ 141,000 | $ 35,000 |
| Hendricks, Indiana | 1 | $ 63,000 | $ 63,000 | $ 50,000 |
| Johnson, Indiana | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Noble, Indiana | 1 | $ 145,000 | $ 145,000 | $ 21,000 |
| Orange, Indiana | 1 | $ 60,000 | $ 60,000 | $ 36,000 |
| Porter, Indiana | 1 | $ 130,000 | $ 130,000 | $ 276,000 |
| Posey, Indiana | 1 | $ 65,000 | $ 65,000 | $ 38,000 |
| Vanderburgh, Indiana | 1 | $ 66,000 | $ 66,000 | $ 227,000 |
| Dickinson, Iowa | 1 | $ 250,000 | $ 250,000 | $ 300,000 |
| Polk, Iowa | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Douglas, Kansas | 1 | $ 296,000 | $ 296,000 | $ 153,000 |
| Johnson, Kansas | 1 | $ 115,000 | $ 115,000 | $ 68,000 |
| Sedgwick, Kansas | 1 | $ 154,000 | $ 154,000 | $ 104,000 |
| Wyandotte, Kansas | 1 | $ 228,000 | $ 228,000 | $ 88,000 |
| Kenton, Kentucky | 1 | $ 188,000 | $ 188,000 | $ 48,000 |
| Ascension, Louisiana | 1 | $ 123,000 | $ 123,000 | $ 61,000 |
| Catahoula, Louisiana | 1 | $ 120,000 | $ 120,000 | $ 52,000 |
| Franklin, Louisiana | 1 | $ 75,000 | $ 75,000 | $ 144,000 |
| Lafayette, Louisiana | 1 | $ 48,000 | $ 48,000 | $ 57,000 |
| Lincoln, Louisiana | 1 | $ 215,000 | $ 215,000 | $ 55,000 |
| Livingston, Louisiana | 1 | $ 51,000 | $ 51,000 | $ 44,000 |
| Pointe Coupee, Louisiana | 1 | $ 358,000 | $ 358,000 | $ 89,000 |
| St. James, Louisiana | 1 | $ 110,000 | $ 110,000 | $ 65,000 |
| St. John the Baptist, Louisiana | 1 | $ 90,000 | $ 90,000 | $ 48,000 |
| Vermilion, Louisiana | 1 | $ 80,000 | $ 80,000 | $ 43,000 |
| Androscoggin, Maine | 1 | $ 83,000 | $ 83,000 | $ 67,000 |
| Oxford, Maine | 1 | $ 240,000 | $ 240,000 | $ 55,000 |
| Allegany, Maryland | 1 | $ 60,000 | $ 60,000 | $ 29,000 |
| Frederick, Maryland | 1 | $ 165,000 | $ 165,000 | $ 49,000 |
| St. Mary's, Maryland | 1 | $ 410,000 | $ 410,000 | $ 107,000 |
| Washington, Maryland | 1 | $ 319,000 | $ 319,000 | $ 79,000 |
| Barnstable, Massachusetts | 1 | $ 189,000 | $ 189,000 | $ 35,000 |
| Bristol, Massachusetts | 1 | $ 180,000 | $ 180,000 | $ 62,000 |
| Middlesex, Massachusetts | 1 | $ 100,000 | $ 100,000 | $ 37,000 |
| Worcester, Massachusetts | 1 | $ 85,000 | $ 85,000 | $ 25,000 |
| Berrien, Michigan | 1 | $ 200,000 | $ 200,000 | $ 187,000 |
| Genesee, Michigan | 1 | $ 150,000 | $ 150,000 | $ 95,000 |
| Grand Traverse, Michigan | 1 | $ 140,000 | $ 140,000 | $ 96,000 |
| Leelanau, Michigan | 1 | $ 260,000 | $ 260,000 | $ 92,000 |
| Mason, Michigan | 1 | $ 117,000 | $ 117,000 | $ 59,000 |
| Monroe, Michigan | 1 | $ 90,000 | $ 90,000 | $ 40,000 |
| Roscommon, Michigan | 1 | $ 100,000 | $ 100,000 | $ 250,000 |
| Saginaw, Michigan | 1 | $ 136,000 | $ 136,000 | $ 112,000 |
| Aitkin, Minnesota | 1 | $ 35,000 | $ 35,000 | $ 90,000 |
| Anoka, Minnesota | 1 | $ 108,000 | $ 108,000 | $ 58,000 |
| Dakota, Minnesota | 1 | $ 165,000 | $ 165,000 | $ 83,000 |
| Douglas, Minnesota | 1 | $ 105,000 | $ 105,000 | $ 54,000 |
| Mille Lacs, Minnesota | 1 | $ 83,000 | $ 83,000 | $ 88,000 |
| Otter Tail, Minnesota | 1 | $ 80,000 | $ 80,000 | $ 42,000 |
| Washington, Minnesota | 1 | $ 132,000 | $ 132,000 | $ 145,000 |
| Winona, Minnesota | 1 | $ 55,000 | $ 55,000 | $ 46,000 |
| Wright, Minnesota | 1 | $ 1,200,000 | $ 1,200,000 | $ 360,000 |
| Lawrence, Mississippi | 1 | $ 125,000 | $ 125,000 | $ 36,000 |
| Lee, Mississippi | 1 | $ 55,000 | $ 55,000 | $ 78,000 |
| Camden, Missouri | 1 | $ 165,000 | $ 165,000 | $ 386,000 |
| Jackson, Missouri | 1 | $ 85,000 | $ 85,000 | $ 28,000 |
| Jefferson, Missouri | 1 | $ 40,000 | $ 40,000 | $ 78,000 |
| Lawrence, Missouri | 1 | $ 176,000 | $ 176,000 | $ 167,000 |
| Newton, Missouri | 1 | $ 85,000 | $ 85,000 | $ 46,000 |
| St. Francois, Missouri | 1 | $ 99,000 | $ 99,000 | $ 50,000 |
| Gallatin, Montana | 1 | $ 650,000 | $ 650,000 | $ 302,000 |
| Otoe, Nebraska | 1 | $ 130,000 | $ 130,000 | $ 46,000 |
| Douglas, Nevada | 1 | $ 765,000 | $ 765,000 | $ 300,000 |
| Nye, Nevada | 1 | $ 125,000 | $ 125,000 | $ 100,000 |
| Merrimack, New Hampshire | 1 | $ 142,000 | $ 142,000 | $ 39,000 |
| Sullivan, New Hampshire | 1 | $ 169,000 | $ 169,000 | $ 200,000 |
| Cape May, New Jersey | 1 | $ 575,000 | $ 575,000 | $ 203,000 |
| Gloucester, New Jersey | 1 | $ 126,000 | $ 126,000 | $ 188,000 |
| Hunterdon, New Jersey | 1 | $ 1,250,000 | $ 1,250,000 | $ 316,000 |
| Mercer, New Jersey | 1 | $ 2,500,000 | $ 2,500,000 | $ 0 |
| Ocean, New Jersey | 1 | $ 250,000 | $ 250,000 | $ 40,000 |
| Bernalillo, New Mexico | 1 | $ 257,000 | $ 257,000 | $ 125,000 |
| Sandoval, New Mexico | 1 | $ 420,000 | $ 420,000 | $ 144,000 |
| Albany, New York | 1 | $ 131,000 | $ 131,000 | $ 108,000 |
| Columbia, New York | 1 | $ 413,000 | $ 413,000 | $ 68,000 |
| Fulton, New York | 1 | $ 303,000 | $ 303,000 | $ 381,000 |
| Genesee, New York | 1 | $ 120,000 | $ 120,000 | $ 88,000 |
| Herkimer, New York | 1 | $ 200,000 | $ 200,000 | $ 197,000 |
| Lewis, New York | 1 | $ 85,000 | $ 85,000 | $ 16,000 |
| Monroe, New York | 1 | $ 395,000 | $ 395,000 | $ 252,000 |
| Schoharie, New York | 1 | $ 350,000 | $ 350,000 | $ 1,230,000 |
| Alleghany, North Carolina | 1 | $ 135,000 | $ 135,000 | $ 218,000 |
| Buncombe, North Carolina | 1 | $ 125,000 | $ 125,000 | $ 47,000 |
| Carteret, North Carolina | 1 | $ 630,000 | $ 630,000 | $ 208,000 |
| Cumberland, North Carolina | 1 | $ 117,000 | $ 117,000 | $ 96,000 |
| Currituck, North Carolina | 1 | $ 70,000 | $ 70,000 | $ 42,000 |
| Durham, North Carolina | 1 | $ 162,000 | $ 162,000 | $ 135,000 |
| Gaston, North Carolina | 1 | $ 130,000 | $ 130,000 | $ 54,000 |
| Johnston, North Carolina | 1 | $ 335,000 | $ 335,000 | $ 174,000 |
| Jones, North Carolina | 1 | $ 300,000 | $ 300,000 | $ 132,000 |
| New Hanover, North Carolina | 1 | $ 203,000 | $ 203,000 | $ 91,000 |
| Orange, North Carolina | 1 | $ 150,000 | $ 150,000 | $ 59,000 |
| Perquimans, North Carolina | 1 | $ 75,000 | $ 75,000 | $ 495,000 |
| Canadian, Oklahoma | 1 | $ 110,000 | $ 110,000 | $ 65,000 |
| Oklahoma, Oklahoma | 1 | $ 100,000 | $ 100,000 | $ 57,000 |
| Clackamas, Oregon | 1 | $ 75,000 | $ 75,000 | $ 60,000 |
| Crook, Oregon | 1 | $ 600,000 | $ 600,000 | $ 500,000 |
| Umatilla, Oregon | 1 | $ 96,000 | $ 96,000 | $ 62,000 |
| Yamhill, Oregon | 1 | $ 100,000 | $ 100,000 | $ 51,000 |
| Bedford, Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 44,000 |
| Butler, Pennsylvania | 1 | $ 60,000 | $ 60,000 | $ 56,000 |
| Columbia, Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 57,000 |
| Fayette, Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 19,000 |
| Lackawanna, Pennsylvania | 1 | $ 270,000 | $ 270,000 | $ 84,000 |
| Lebanon, Pennsylvania | 1 | $ 117,000 | $ 117,000 | $ 344,000 |
| Lehigh, Pennsylvania | 1 | $ 138,000 | $ 138,000 | $ 72,000 |
| Lycoming, Pennsylvania | 1 | $ 260,000 | $ 260,000 | $ 76,000 |
| Northumberland, Pennsylvania | 1 | $ 77,000 | $ 77,000 | $ 67,000 |
| Tioga, Pennsylvania | 1 | $ 79,000 | $ 79,000 | $ 84,000 |
| Washington, Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 72,000 |
| Westmoreland, Pennsylvania | 1 | $ 377,000 | $ 377,000 | $ 420,000 |
| Bristol, Rhode Island | 1 | $ 460,000 | $ 460,000 | $ 0 |
| Greene, Tennessee | 1 | $ 94,000 | $ 94,000 | $ 45,000 |
| Hancock, Tennessee | 1 | $ 106,000 | $ 106,000 | $ 40,000 |
| Morgan, Tennessee | 1 | $ 65,000 | $ 65,000 | $ 276,000 |
| Sevier, Tennessee | 1 | $ 50,000 | $ 50,000 | $ 26,000 |
| Tipton, Tennessee | 1 | $ 97,000 | $ 97,000 | $ 79,000 |
| Unicoi, Tennessee | 1 | $ 137,000 | $ 137,000 | $ 53,000 |
| Collin, Texas | 1 | $ 1,175,000 | $ 1,175,000 | $ 3,000,000 |
| Hidalgo, Texas | 1 | $ 70,000 | $ 70,000 | $ 32,000 |
| Jackson, Texas | 1 | $ 62,000 | $ 62,000 | $ 308,000 |
| Travis, Texas | 1 | $ 185,000 | $ 185,000 | $ 65,000 |
| Williamson, Texas | 1 | $ 133,000 | $ 133,000 | $ 54,000 |
| Summit, Utah | 1 | $ 1,560,000 | $ 1,560,000 | $ 669,000 |
| Utah, Utah | 1 | $ 310,000 | $ 310,000 | $ 1,446,000 |
| Washington, Utah | 1 | $ 120,000 | $ 120,000 | $ 56,000 |
| Orange, Vermont | 1 | $ 108,000 | $ 108,000 | $ 50,000 |
| Orleans, Vermont | 1 | $ 116,000 | $ 116,000 | $ 53,000 |
| Rutland, Vermont | 1 | $ 255,000 | $ 255,000 | $ 88,000 |
| Windham, Vermont | 1 | $ 300,000 | $ 300,000 | $ 1,911,000 |
| Windsor, Vermont | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Alexandria, Virginia | 1 | $ 398,000 | $ 398,000 | $ 180,000 |
| Amelia, Virginia | 1 | $ 126,000 | $ 126,000 | $ 36,000 |
| Charlotte, Virginia | 1 | $ 50,000 | $ 50,000 | $ 20,000 |
| Clarke, Virginia | 1 | $ 595,000 | $ 595,000 | $ 434,000 |
| Culpeper, Virginia | 1 | $ 136,000 | $ 136,000 | $ 44,000 |
| Cumberland, Virginia | 1 | $ 100,000 | $ 100,000 | $ 83,000 |
| Franklin City, Virginia | 1 | $ 90,000 | $ 90,000 | $ 55,000 |
| Fredericksburg, Virginia | 1 | $ 135,000 | $ 135,000 | $ 48,000 |
| Goochland, Virginia | 1 | $ 75,000 | $ 75,000 | $ 28,000 |
| Mathews, Virginia | 1 | $ 123,000 | $ 123,000 | $ 58,000 |
| Orange, Virginia | 1 | $ 99,000 | $ 99,000 | $ 69,000 |
| Powhatan, Virginia | 1 | $ 253,000 | $ 253,000 | $ 107,000 |
| Prince George, Virginia | 1 | $ 168,000 | $ 168,000 | $ 40,000 |
| Pulaski, Virginia | 1 | $ 102,000 | $ 102,000 | $ 49,000 |
| Stafford, Virginia | 1 | $ 225,000 | $ 225,000 | $ 118,000 |
| Surry, Virginia | 1 | $ 124,000 | $ 124,000 | $ 119,000 |
| Clallam, Washington | 1 | $ 1,200,000 | $ 1,200,000 | $ 1,655,000 |
| Clark, Washington | 1 | $ 75,000 | $ 75,000 | $ 24,000 |
| Island, Washington | 1 | $ 675,000 | $ 675,000 | $ 180,000 |
| Lincoln, Washington | 1 | $ 80,000 | $ 80,000 | $ 32,000 |
| Spokane, Washington | 1 | $ 110,000 | $ 110,000 | $ 53,000 |
| Stevens, Washington | 1 | $ 114,000 | $ 114,000 | $ 40,000 |
| Thurston, Washington | 1 | $ 158,000 | $ 158,000 | $ 89,000 |
| Greenbrier, West Virginia | 1 | $ 176,000 | $ 176,000 | $ 136,000 |
| Kanawha, West Virginia | 1 | $ 57,000 | $ 57,000 | $ 45,000 |
| Morgan, West Virginia | 1 | $ 77,000 | $ 77,000 | $ 120,000 |
| Eau Claire, Wisconsin | 1 | $ 139,000 | $ 139,000 | $ 75,000 |
| Manitowoc, Wisconsin | 1 | $ 225,000 | $ 225,000 | $ 1,427,000 |
| Oconto, Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 92,000 |
| Oneida, Wisconsin | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Pierce, Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 44,000 |
| Price, Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 63,000 |
| Vilas, Wisconsin | 1 | $ 450,000 | $ 450,000 | $ 124,000 |
| Washington, Wisconsin | 1 | $ 138,000 | $ 138,000 | $ 71,000 |
| Waukesha, Wisconsin | 1 | $ 113,000 | $ 113,000 | $ 423,000 |
| Campbell, Wyoming | 1 | $ 80,000 | $ 80,000 | $ 43,000 |
| Lincoln, Wyoming | 1 | $ 255,000 | $ 255,000 | $ 625,000 |
Mortgage Loan Application Detail Totals for Eastern Savings Bank, FSB in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 998 | $355,961,000 | $356,000 | $16,000,000 | $154,000 | $5,655,000 |
| Home Improvement | 518 | $151,242,000 | $291,000 | $10,800,000 | $115,000 | $2,500,000 |
| Home Purchase | 205 | $100,698,000 | $491,000 | $13,000,000 | $226,000 | $6,000,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 823 | $297,812,000 | $361,000 | $11,000,000 | $174,000 | $4,200,000 |
| Black or African American | 404 | $74,414,000 | $184,000 | $4,800,000 | $106,000 | $6,000,000 |
| Not Provided | 279 | $116,534,000 | $417,000 | $16,000,000 | $167,000 | $5,655,000 |
| Hispanic | 119 | $32,389,000 | $272,000 | $2,150,000 | $123,000 | $1,010,000 |
| Not applicable | 42 | $56,384,000 | $1,342,000 | $13,000,000 | $36,000 | $715,000 |
| Asian | 26 | $23,723,000 | $912,000 | $15,000,000 | $339,000 | $5,220,000 |
| Native Hawaiian or Other Pacific Islander | 20 | $5,427,000 | $271,000 | $1,210,000 | $93,000 | $420,000 |
| American Indian or Alaskan Native | 8 | $1,218,000 | $152,000 | $242,000 | $50,000 | $81,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,721 | $607,901,000 | $353,000 | $16,000,000 | $151,000 | $6,000,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 826 | $379,844,000 | $459,000 | $16,000,000 | $174,000 | $5,655,000 |
| Loan Originated | 561 | $134,648,000 | $240,000 | $13,000,000 | $114,000 | $2,973,000 |
| File Closed For Incompleteness | 225 | $61,682,000 | $274,000 | $4,000,000 | $143,000 | $4,200,000 |
| Application Withdrawn By Applicant | 91 | $28,397,000 | $312,000 | $3,950,000 | $203,000 | $6,000,000 |
| Application Approved But Not Accepted | 18 | $3,330,000 | $185,000 | $750,000 | $105,000 | $696,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 756 | $359,910,000 | $476,000 | $16,000,000 | $182,000 | $5,655,000 |
| Debt-To-Income Ratio | 27 | $8,419,000 | $311,000 | $1,500,000 | $67,000 | $410,000 |
| Other | 13 | $3,172,000 | $244,000 | $720,000 | $75,000 | $214,000 |
| Credit History | 13 | $2,455,000 | $188,000 | $413,000 | $114,000 | $435,000 |
| Unverifiable Information | 7 | $1,009,000 | $144,000 | $234,000 | $95,000 | $244,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $4,444,000 | $634,000 | $2,730,000 | $184,000 | $390,000 |
| Employment History | 3 | $435,000 | $145,000 | $275,000 | $33,000 | $64,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Eastern Savings Bank, FSB's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Eastern Savings Bank, FSB's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.
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