Eastern Savings Bank, Fsb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Eastern Savings Bank, Fsb 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Eastern Savings Bank, Fsb Exec Plaza II - 11350 Mccormick Rd Hunt Valley, MD 21031 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,721 |
| Total Mortgage Loan Application Amount | $607,901,000 |
| Average Mortgage Loan Application Amount | $379,333 |
| Highest Mortgage Loan Application Amount | $16,000,000 |
| Average Applicant Income | $165,000 |
| Highest Applicant Income | $6,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Eastern Savings Bank, Fsb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Eastern Savings Bank, Fsb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Eastern Savings Bank, Fsb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Eastern Savings Bank, Fsb serves its applicants.
Each category highlights the total number of mortgage applications processed by Eastern Savings Bank, Fsb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Eastern Savings Bank, Fsb's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 108 | $ 21,417,000 | $ 198,000 | $ 114,000 |
| Los Angeles County California | 68 | $ 66,910,000 | $ 983,000 | $ 299,000 |
| Baltimore City County Maryland | 60 | $ 5,887,000 | $ 98,000 | $ 91,000 |
| Kings County New York | 46 | $ 17,305,000 | $ 376,000 | $ 94,000 |
| Philadelphia County Pennsylvania | 42 | $ 5,439,000 | $ 129,000 | $ 57,000 |
| Prince George's County Maryland | 34 | $ 6,148,000 | $ 180,000 | $ 93,000 |
| Suffolk County New York | 34 | $ 24,675,000 | $ 725,000 | $ 214,000 |
| Baltimore County Maryland | 33 | $ 4,642,000 | $ 140,000 | $ 118,000 |
| Queens County New York | 30 | $ 7,493,000 | $ 249,000 | $ 84,000 |
| Fairfield County Connecticut | 29 | $ 26,101,000 | $ 900,000 | $ 295,000 |
| San Bernardino County California | 22 | $ 5,628,000 | $ 255,000 | $ 135,000 |
| Hartford County Connecticut | 20 | $ 2,539,000 | $ 126,000 | $ 65,000 |
| Nassau County New York | 20 | $ 8,007,000 | $ 400,000 | $ 147,000 |
| New Haven County Connecticut | 18 | $ 3,151,000 | $ 175,000 | $ 138,000 |
| Hawaii County Hawaii | 18 | $ 3,289,000 | $ 182,000 | $ 174,000 |
| New Castle County Delaware | 17 | $ 2,037,000 | $ 119,000 | $ 78,000 |
| Orleans County Louisiana | 17 | $ 3,439,000 | $ 202,000 | $ 101,000 |
| New York County New York | 17 | $ 36,191,000 | $ 2,128,000 | $ 253,000 |
| Maricopa County Arizona | 14 | $ 4,701,000 | $ 335,000 | $ 210,000 |
| Honolulu County Hawaii | 14 | $ 6,018,000 | $ 429,000 | $ 73,000 |
| DuPage County Illinois | 14 | $ 4,442,000 | $ 317,000 | $ 153,000 |
| Orange County New York | 14 | $ 2,733,000 | $ 195,000 | $ 83,000 |
| Westchester County New York | 14 | $ 5,515,000 | $ 393,000 | $ 151,000 |
| Bucks County Pennsylvania | 14 | $ 2,722,000 | $ 194,000 | $ 206,000 |
| Virginia Beach County Virginia | 14 | $ 2,133,000 | $ 152,000 | $ 69,000 |
| Riverside County California | 13 | $ 5,316,000 | $ 408,000 | $ 238,000 |
| Maui County Hawaii | 13 | $ 8,568,000 | $ 659,000 | $ 209,000 |
| Anne Arundel County Maryland | 13 | $ 6,685,000 | $ 514,000 | $ 143,000 |
| Delaware County Pennsylvania | 12 | $ 2,402,000 | $ 200,000 | $ 125,000 |
| Orange County California | 11 | $ 18,238,000 | $ 1,658,000 | $ 709,000 |
| Bronx County New York | 11 | $ 3,189,000 | $ 289,000 | $ 79,000 |
| Chesapeake County Virginia | 11 | $ 1,515,000 | $ 137,000 | $ 64,000 |
| Richmond City County Virginia | 11 | $ 1,023,000 | $ 93,000 | $ 63,000 |
| New London County Connecticut | 10 | $ 1,432,000 | $ 143,000 | $ 84,000 |
| Jefferson County Louisiana | 10 | $ 1,049,000 | $ 104,000 | $ 56,000 |
| Ulster County New York | 10 | $ 1,835,000 | $ 183,000 | $ 107,000 |
| Will County Illinois | 9 | $ 1,369,000 | $ 152,000 | $ 128,000 |
| Harford County Maryland | 9 | $ 1,442,000 | $ 160,000 | $ 61,000 |
| Montgomery County Maryland | 9 | $ 2,402,000 | $ 266,000 | $ 123,000 |
| Clark County Nevada | 9 | $ 6,159,000 | $ 684,000 | $ 282,000 |
| Montgomery County Pennsylvania | 9 | $ 1,475,000 | $ 163,000 | $ 95,000 |
| Tulare County California | 8 | $ 1,062,000 | $ 132,000 | $ 39,000 |
| Miami-Dade County Florida | 8 | $ 1,967,000 | $ 245,000 | $ 98,000 |
| Hennepin County Minnesota | 8 | $ 7,642,000 | $ 955,000 | $ 467,000 |
| Providence County Rhode Island | 8 | $ 1,147,000 | $ 143,000 | $ 52,000 |
| Norfolk County Virginia | 8 | $ 882,000 | $ 110,000 | $ 42,000 |
| San Diego County California | 7 | $ 13,870,000 | $ 1,981,000 | $ 259,000 |
| Sussex County Delaware | 7 | $ 1,376,000 | $ 196,000 | $ 225,000 |
| Broward County Florida | 7 | $ 1,944,000 | $ 277,000 | $ 121,000 |
| Palm Beach County Florida | 7 | $ 6,895,000 | $ 985,000 | $ 310,000 |
| Pinellas County Florida | 7 | $ 2,263,000 | $ 323,000 | $ 140,000 |
| Wayne County Michigan | 7 | $ 670,000 | $ 95,000 | $ 309,000 |
| Erie County New York | 7 | $ 1,069,000 | $ 152,000 | $ 77,000 |
| Suffolk County Virginia | 7 | $ 1,252,000 | $ 178,000 | $ 62,000 |
| Jefferson County Alabama | 6 | $ 704,000 | $ 117,000 | $ 69,000 |
| Sacramento County California | 6 | $ 1,587,000 | $ 264,000 | $ 129,000 |
| Windham County Connecticut | 6 | $ 618,000 | $ 103,000 | $ 159,000 |
| Orange County Florida | 6 | $ 1,289,000 | $ 214,000 | $ 131,000 |
| Lake County Illinois | 6 | $ 5,686,000 | $ 947,000 | $ 346,000 |
| Marion County Indiana | 6 | $ 556,000 | $ 92,000 | $ 81,000 |
| St. Louis County Missouri | 6 | $ 567,000 | $ 94,000 | $ 88,000 |
| Bergen County New Jersey | 6 | $ 6,520,000 | $ 1,086,000 | $ 309,000 |
| Monmouth County New Jersey | 6 | $ 2,240,000 | $ 373,000 | $ 202,000 |
| Richmond County New York | 6 | $ 2,357,000 | $ 392,000 | $ 110,000 |
| York County Pennsylvania | 6 | $ 558,000 | $ 93,000 | $ 39,000 |
| Ventura County California | 5 | $ 1,454,000 | $ 290,000 | $ 203,000 |
| Middlesex County Connecticut | 5 | $ 1,859,000 | $ 371,000 | $ 163,000 |
| Madison County Illinois | 5 | $ 373,000 | $ 74,000 | $ 45,000 |
| Ramsey County Minnesota | 5 | $ 856,000 | $ 171,000 | $ 50,000 |
| Dutchess County New York | 5 | $ 801,000 | $ 160,000 | $ 81,000 |
| Rockland County New York | 5 | $ 1,348,000 | $ 269,000 | $ 98,000 |
| Chester County Pennsylvania | 5 | $ 1,574,000 | $ 314,000 | $ 172,000 |
| Dauphin County Pennsylvania | 5 | $ 516,000 | $ 103,000 | $ 59,000 |
| Charleston County South Carolina | 5 | $ 2,099,000 | $ 419,000 | $ 326,000 |
| Davidson County Tennessee | 5 | $ 3,081,000 | $ 616,000 | $ 208,000 |
| Knox County Tennessee | 5 | $ 2,405,000 | $ 481,000 | $ 129,000 |
| King County Washington | 5 | $ 5,462,000 | $ 1,092,000 | $ 324,000 |
| Alameda County California | 4 | $ 1,198,000 | $ 299,000 | $ 95,000 |
| Kern County California | 4 | $ 1,430,000 | $ 357,000 | $ 171,000 |
| San Joaquin County California | 4 | $ 1,040,000 | $ 260,000 | $ 64,000 |
| Solano County California | 4 | $ 927,000 | $ 231,000 | $ 80,000 |
| Litchfield County Connecticut | 4 | $ 505,000 | $ 126,000 | $ 69,000 |
| Sarasota County Florida | 4 | $ 2,225,000 | $ 556,000 | $ 171,000 |
| Hamilton County Indiana | 4 | $ 1,359,000 | $ 339,000 | $ 136,000 |
| East Baton Rouge County Louisiana | 4 | $ 321,000 | $ 80,000 | $ 46,000 |
| St. Tammany County Louisiana | 4 | $ 737,000 | $ 184,000 | $ 97,000 |
| Cumberland County Maine | 4 | $ 765,000 | $ 191,000 | $ 70,000 |
| Calvert County Maryland | 4 | $ 634,000 | $ 158,000 | $ 32,000 |
| Charles County Maryland | 4 | $ 1,020,000 | $ 255,000 | $ 45,000 |
| Macomb County Michigan | 4 | $ 444,000 | $ 111,000 | $ 236,000 |
| Oakland County Michigan | 4 | $ 980,000 | $ 245,000 | $ 87,000 |
| St. Louis City County Missouri | 4 | $ 591,000 | $ 147,000 | $ 82,000 |
| Essex County New Jersey | 4 | $ 898,000 | $ 224,000 | $ 229,000 |
| Rensselaer County New York | 4 | $ 582,000 | $ 145,000 | $ 41,000 |
| Saratoga County New York | 4 | $ 708,000 | $ 177,000 | $ 173,000 |
| Mecklenburg County North Carolina | 4 | $ 1,759,000 | $ 439,000 | $ 192,000 |
| Lane County Oregon | 4 | $ 1,042,000 | $ 260,000 | $ 92,000 |
| Monroe County Pennsylvania | 4 | $ 495,000 | $ 123,000 | $ 46,000 |
| Wayne County Pennsylvania | 4 | $ 401,000 | $ 100,000 | $ 59,000 |
| Horry County South Carolina | 4 | $ 3,775,000 | $ 943,000 | $ 467,000 |
| Henrico County Virginia | 4 | $ 329,000 | $ 82,000 | $ 72,000 |
| Loudoun County Virginia | 4 | $ 3,261,000 | $ 815,000 | $ 272,000 |
| Milwaukee County Wisconsin | 4 | $ 328,000 | $ 82,000 | $ 40,000 |
| Baldwin County Alabama | 3 | $ 1,587,000 | $ 529,000 | $ 190,000 |
| Pima County Arizona | 3 | $ 340,000 | $ 113,000 | $ 129,000 |
| Contra Costa County California | 3 | $ 3,698,000 | $ 1,232,000 | $ 520,000 |
| San Francisco County California | 3 | $ 1,571,000 | $ 523,000 | $ 137,000 |
| Santa Barbara County California | 3 | $ 2,002,000 | $ 667,000 | $ 194,000 |
| Denver County Colorado | 3 | $ 352,000 | $ 117,000 | $ 63,000 |
| Fulton County Georgia | 3 | $ 3,329,000 | $ 1,109,000 | $ 368,000 |
| Kauai County Hawaii | 3 | $ 996,000 | $ 332,000 | $ 45,000 |
| St. Bernard County Louisiana | 3 | $ 170,000 | $ 56,000 | $ 76,000 |
| Cecil County Maryland | 3 | $ 237,000 | $ 79,000 | $ 79,000 |
| Howard County Maryland | 3 | $ 1,108,000 | $ 369,000 | $ 177,000 |
| Queen Anne's County Maryland | 3 | $ 517,000 | $ 172,000 | $ 70,000 |
| Wicomico County Maryland | 3 | $ 1,105,000 | $ 368,000 | $ 296,000 |
| Worcester County Maryland | 3 | $ 545,000 | $ 181,000 | $ 47,000 |
| Dukes County Massachusetts | 3 | $ 1,010,000 | $ 336,000 | $ 157,000 |
| Washtenaw County Michigan | 3 | $ 274,000 | $ 91,000 | $ 50,000 |
| DeSoto County Mississippi | 3 | $ 733,000 | $ 244,000 | $ 280,000 |
| St. Charles County Missouri | 3 | $ 344,000 | $ 114,000 | $ 49,000 |
| Rockingham County New Hampshire | 3 | $ 398,000 | $ 132,000 | $ 47,000 |
| Hudson County New Jersey | 3 | $ 1,212,000 | $ 404,000 | $ 404,000 |
| Warren County New York | 3 | $ 1,103,000 | $ 367,000 | $ 75,000 |
| Adams County Pennsylvania | 3 | $ 391,000 | $ 130,000 | $ 71,000 |
| Franklin County Pennsylvania | 3 | $ 452,000 | $ 150,000 | $ 61,000 |
| Luzerne County Pennsylvania | 3 | $ 260,000 | $ 86,000 | $ 162,000 |
| Kent County Rhode Island | 3 | $ 428,000 | $ 142,000 | $ 56,000 |
| Newport County Rhode Island | 3 | $ 3,248,000 | $ 1,082,000 | $ 197,000 |
| Shelby County Tennessee | 3 | $ 1,546,000 | $ 515,000 | $ 195,000 |
| Dallas County Texas | 3 | $ 3,104,000 | $ 1,034,000 | $ 267,000 |
| Chesterfield County Virginia | 3 | $ 267,000 | $ 89,000 | $ 48,000 |
| Fluvanna County Virginia | 3 | $ 270,000 | $ 90,000 | $ 100,000 |
| Gloucester County Virginia | 3 | $ 377,000 | $ 125,000 | $ 49,000 |
| Hampton County Virginia | 3 | $ 261,000 | $ 87,000 | $ 55,000 |
| Newport News County Virginia | 3 | $ 257,000 | $ 85,000 | $ 36,000 |
| Portsmouth County Virginia | 3 | $ 592,000 | $ 197,000 | $ 88,000 |
| Warren County Virginia | 3 | $ 379,000 | $ 126,000 | $ 77,000 |
| Kitsap County Washington | 3 | $ 870,000 | $ 290,000 | $ 91,000 |
| Pierce County Washington | 3 | $ 392,000 | $ 130,000 | $ 81,000 |
| Snohomish County Washington | 3 | $ 1,198,000 | $ 399,000 | $ 215,000 |
| Mohave County Arizona | 2 | $ 263,000 | $ 131,000 | $ 54,000 |
| Fresno County California | 2 | $ 321,000 | $ 160,000 | $ 133,000 |
| Madera County California | 2 | $ 496,000 | $ 248,000 | $ 131,000 |
| Placer County California | 2 | $ 772,000 | $ 386,000 | $ 41,000 |
| San Luis Obispo County California | 2 | $ 7,798,000 | $ 3,899,000 | $ 483,000 |
| San Mateo County California | 2 | $ 965,000 | $ 482,000 | $ 151,000 |
| Tuolumne County California | 2 | $ 571,000 | $ 285,000 | $ 104,000 |
| Yolo County California | 2 | $ 450,000 | $ 225,000 | $ 140,000 |
| Fremont County Colorado | 2 | $ 950,000 | $ 475,000 | $ 618,000 |
| Pitkin County Colorado | 2 | $ 7,788,000 | $ 3,894,000 | $ 1,250,000 |
| Alachua County Florida | 2 | $ 190,000 | $ 95,000 | $ 39,000 |
| Duval County Florida | 2 | $ 501,000 | $ 250,000 | $ 121,000 |
| Hillsborough County Florida | 2 | $ 400,000 | $ 200,000 | $ 117,000 |
| Lake County Florida | 2 | $ 320,000 | $ 160,000 | $ 110,000 |
| Manatee County Florida | 2 | $ 640,000 | $ 320,000 | $ 643,000 |
| Marion County Florida | 2 | $ 365,000 | $ 182,000 | $ 52,000 |
| Martin County Florida | 2 | $ 658,000 | $ 329,000 | $ 150,000 |
| Pasco County Florida | 2 | $ 247,000 | $ 123,000 | $ 57,000 |
| Seminole County Florida | 2 | $ 306,000 | $ 153,000 | $ 64,000 |
| Gwinnett County Georgia | 2 | $ 1,498,000 | $ 749,000 | $ 257,000 |
| McHenry County Illinois | 2 | $ 311,000 | $ 155,000 | $ 92,000 |
| Whiteside County Illinois | 2 | $ 214,000 | $ 107,000 | $ 55,000 |
| Hancock County Maine | 2 | $ 266,000 | $ 133,000 | $ 98,000 |
| York County Maine | 2 | $ 655,000 | $ 327,000 | $ 47,000 |
| Caroline County Maryland | 2 | $ 297,000 | $ 148,000 | $ 78,000 |
| Carroll County Maryland | 2 | $ 317,000 | $ 158,000 | $ 68,000 |
| Somerset County Maryland | 2 | $ 310,000 | $ 155,000 | $ 59,000 |
| Plymouth County Massachusetts | 2 | $ 470,000 | $ 235,000 | $ 44,000 |
| Suffolk County Massachusetts | 2 | $ 372,000 | $ 186,000 | $ 87,000 |
| Becker County Minnesota | 2 | $ 359,000 | $ 179,000 | $ 57,000 |
| Scott County Minnesota | 2 | $ 450,000 | $ 225,000 | $ 72,000 |
| Harrison County Mississippi | 2 | $ 281,000 | $ 140,000 | $ 69,000 |
| Jackson County Mississippi | 2 | $ 287,000 | $ 143,000 | $ 66,000 |
| Lincoln County Missouri | 2 | $ 199,000 | $ 99,000 | $ 61,000 |
| Flathead County Montana | 2 | $ 6,800,000 | $ 3,400,000 | $ 164,000 |
| Belknap County New Hampshire | 2 | $ 190,000 | $ 95,000 | $ 105,000 |
| Coos County New Hampshire | 2 | $ 249,000 | $ 124,000 | $ 28,000 |
| Morris County New Jersey | 2 | $ 3,940,000 | $ 1,970,000 | $ 493,000 |
| Dona Ana County New Mexico | 2 | $ 255,000 | $ 127,000 | $ 94,000 |
| Broome County New York | 2 | $ 273,000 | $ 136,000 | $ 123,000 |
| Sullivan County New York | 2 | $ 440,000 | $ 220,000 | $ 185,000 |
| Iredell County North Carolina | 2 | $ 823,000 | $ 411,000 | $ 29,000 |
| Wake County North Carolina | 2 | $ 747,000 | $ 373,000 | $ 85,000 |
| Wagoner County Oklahoma | 2 | $ 750,000 | $ 375,000 | $ 118,000 |
| Multnomah County Oregon | 2 | $ 304,000 | $ 152,000 | $ 160,000 |
| Allegheny County Pennsylvania | 2 | $ 224,000 | $ 112,000 | $ 68,000 |
| Berks County Pennsylvania | 2 | $ 248,000 | $ 124,000 | $ 49,000 |
| Cambria County Pennsylvania | 2 | $ 175,000 | $ 87,000 | $ 99,000 |
| Carbon County Pennsylvania | 2 | $ 261,000 | $ 130,000 | $ 63,000 |
| Cumberland County Pennsylvania | 2 | $ 150,000 | $ 75,000 | $ 34,000 |
| Erie County Pennsylvania | 2 | $ 434,000 | $ 217,000 | $ 177,000 |
| Lancaster County Pennsylvania | 2 | $ 642,000 | $ 321,000 | $ 148,000 |
| Northampton County Pennsylvania | 2 | $ 278,000 | $ 139,000 | $ 84,000 |
| Pike County Pennsylvania | 2 | $ 235,000 | $ 117,000 | $ 57,000 |
| Schuylkill County Pennsylvania | 2 | $ 165,000 | $ 82,000 | $ 45,000 |
| Washington County Rhode Island | 2 | $ 285,000 | $ 142,000 | $ 45,000 |
| Beaufort County South Carolina | 2 | $ 1,123,000 | $ 561,000 | $ 51,000 |
| Blount County Tennessee | 2 | $ 309,000 | $ 154,000 | $ 74,000 |
| Hamilton County Tennessee | 2 | $ 432,000 | $ 216,000 | $ 102,000 |
| Williamson County Tennessee | 2 | $ 1,882,000 | $ 941,000 | $ 1,166,000 |
| Wilson County Tennessee | 2 | $ 189,000 | $ 94,000 | $ 52,000 |
| Fort Bend County Texas | 2 | $ 424,000 | $ 212,000 | $ 164,000 |
| Harris County Texas | 2 | $ 726,000 | $ 363,000 | $ 214,000 |
| Tarrant County Texas | 2 | $ 224,000 | $ 112,000 | $ 99,000 |
| Salt Lake County Utah | 2 | $ 2,380,000 | $ 1,190,000 | $ 723,000 |
| Albemarle County Virginia | 2 | $ 3,500,000 | $ 1,750,000 | $ 499,000 |
| Augusta County Virginia | 2 | $ 340,000 | $ 170,000 | $ 66,000 |
| Charles City County Virginia | 2 | $ 168,000 | $ 84,000 | $ 45,000 |
| Fairfax County Virginia | 2 | $ 642,000 | $ 321,000 | $ 211,000 |
| Frederick County Virginia | 2 | $ 214,000 | $ 107,000 | $ 36,000 |
| Hanover County Virginia | 2 | $ 243,000 | $ 121,000 | $ 52,000 |
| Isle of Wight County Virginia | 2 | $ 288,000 | $ 144,000 | $ 80,000 |
| Prince William County Virginia | 2 | $ 409,000 | $ 204,000 | $ 83,000 |
| Spotsylvania County Virginia | 2 | $ 348,000 | $ 174,000 | $ 60,000 |
| Winchester County Virginia | 2 | $ 265,000 | $ 132,000 | $ 51,000 |
| Jefferson County West Virginia | 2 | $ 231,000 | $ 115,000 | $ 57,000 |
| Kenosha County Wisconsin | 2 | $ 167,000 | $ 83,000 | $ 45,000 |
| Lincoln County Wisconsin | 2 | $ 120,000 | $ 60,000 | $ 50,000 |
| Racine County Wisconsin | 2 | $ 109,000 | $ 54,000 | $ 30,000 |
| Coosa County Alabama | 1 | $ 124,000 | $ 124,000 | $ 64,000 |
| Cullman County Alabama | 1 | $ 160,000 | $ 160,000 | $ 37,000 |
| Dale County Alabama | 1 | $ 225,000 | $ 225,000 | $ 97,000 |
| Madison County Alabama | 1 | $ 53,000 | $ 53,000 | $ 31,000 |
| Mobile County Alabama | 1 | $ 307,000 | $ 307,000 | $ 120,000 |
| Montgomery County Alabama | 1 | $ 300,000 | $ 300,000 | $ 162,000 |
| Tallapoosa County Alabama | 1 | $ 273,000 | $ 273,000 | $ 255,000 |
| Fairbanks North Star County Alaska | 1 | $ 83,000 | $ 83,000 | $ 38,000 |
| Pinal County Arizona | 1 | $ 162,000 | $ 162,000 | $ 85,000 |
| Yavapai County Arizona | 1 | $ 715,000 | $ 715,000 | $ 594,000 |
| Garland County Arkansas | 1 | $ 189,000 | $ 189,000 | $ 84,000 |
| Washington County Arkansas | 1 | $ 300,000 | $ 300,000 | $ 54,000 |
| Calaveras County California | 1 | $ 117,000 | $ 117,000 | $ 58,000 |
| El Dorado County California | 1 | $ 635,000 | $ 635,000 | $ 176,000 |
| Glenn County California | 1 | $ 120,000 | $ 120,000 | $ 42,000 |
| Humboldt County California | 1 | $ 187,000 | $ 187,000 | $ 100,000 |
| Kings County California | 1 | $ 55,000 | $ 55,000 | $ 53,000 |
| Mariposa County California | 1 | $ 265,000 | $ 265,000 | $ 60,000 |
| Mendocino County California | 1 | $ 125,000 | $ 125,000 | $ 120,000 |
| Merced County California | 1 | $ 215,000 | $ 215,000 | $ 72,000 |
| Santa Clara County California | 1 | $ 318,000 | $ 318,000 | $ 185,000 |
| Santa Cruz County California | 1 | $ 501,000 | $ 501,000 | $ 185,000 |
| Sonoma County California | 1 | $ 319,000 | $ 319,000 | $ 61,000 |
| Stanislaus County California | 1 | $ 80,000 | $ 80,000 | $ 27,000 |
| Tehama County California | 1 | $ 135,000 | $ 135,000 | $ 47,000 |
| Yuba County California | 1 | $ 140,000 | $ 140,000 | $ 97,000 |
| Adams County Colorado | 1 | $ 136,000 | $ 136,000 | $ 111,000 |
| El Paso County Colorado | 1 | $ 80,000 | $ 80,000 | $ 30,000 |
| Jefferson County Colorado | 1 | $ 350,000 | $ 350,000 | $ 248,000 |
| Larimer County Colorado | 1 | $ 714,000 | $ 714,000 | $ 93,000 |
| Bay County Florida | 1 | $ 117,000 | $ 117,000 | $ 27,000 |
| Brevard County Florida | 1 | $ 700,000 | $ 700,000 | $ 37,000 |
| Clay County Florida | 1 | $ 87,000 | $ 87,000 | $ 52,000 |
| Columbia County Florida | 1 | $ 120,000 | $ 120,000 | $ 48,000 |
| Escambia County Florida | 1 | $ 120,000 | $ 120,000 | $ 79,000 |
| Highlands County Florida | 1 | $ 75,000 | $ 75,000 | $ 32,000 |
| Lee County Florida | 1 | $ 1,850,000 | $ 1,850,000 | $ 93,000 |
| Nassau County Florida | 1 | $ 294,000 | $ 294,000 | $ 86,000 |
| Osceola County Florida | 1 | $ 65,000 | $ 65,000 | $ 85,000 |
| Volusia County Florida | 1 | $ 75,000 | $ 75,000 | $ 55,000 |
| Walton County Florida | 1 | $ 441,000 | $ 441,000 | $ 0 |
| Chatham County Georgia | 1 | $ 425,000 | $ 425,000 | $ 231,000 |
| Clarke County Georgia | 1 | $ 350,000 | $ 350,000 | $ 6,000,000 |
| DeKalb County Georgia | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Douglas County Georgia | 1 | $ 52,000 | $ 52,000 | $ 32,000 |
| Hall County Georgia | 1 | $ 613,000 | $ 613,000 | $ 1,000,000 |
| Blaine County Idaho | 1 | $ 220,000 | $ 220,000 | $ 20,000 |
| Bond County Illinois | 1 | $ 125,000 | $ 125,000 | $ 38,000 |
| DeKalb County Illinois | 1 | $ 75,000 | $ 75,000 | $ 98,000 |
| Kane County Illinois | 1 | $ 115,000 | $ 115,000 | $ 50,000 |
| Kendall County Illinois | 1 | $ 195,000 | $ 195,000 | $ 120,000 |
| LaSalle County Illinois | 1 | $ 65,000 | $ 65,000 | $ 29,000 |
| Winnebago County Illinois | 1 | $ 144,000 | $ 144,000 | $ 175,000 |
| Gibson County Indiana | 1 | $ 75,000 | $ 75,000 | $ 51,000 |
| Hancock County Indiana | 1 | $ 141,000 | $ 141,000 | $ 35,000 |
| Hendricks County Indiana | 1 | $ 63,000 | $ 63,000 | $ 50,000 |
| Johnson County Indiana | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Noble County Indiana | 1 | $ 145,000 | $ 145,000 | $ 21,000 |
| Orange County Indiana | 1 | $ 60,000 | $ 60,000 | $ 36,000 |
| Porter County Indiana | 1 | $ 130,000 | $ 130,000 | $ 276,000 |
| Posey County Indiana | 1 | $ 65,000 | $ 65,000 | $ 38,000 |
| Vanderburgh County Indiana | 1 | $ 66,000 | $ 66,000 | $ 227,000 |
| Dickinson County Iowa | 1 | $ 250,000 | $ 250,000 | $ 300,000 |
| Polk County Iowa | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Douglas County Kansas | 1 | $ 296,000 | $ 296,000 | $ 153,000 |
| Johnson County Kansas | 1 | $ 115,000 | $ 115,000 | $ 68,000 |
| Sedgwick County Kansas | 1 | $ 154,000 | $ 154,000 | $ 104,000 |
| Wyandotte County Kansas | 1 | $ 228,000 | $ 228,000 | $ 88,000 |
| Kenton County Kentucky | 1 | $ 188,000 | $ 188,000 | $ 48,000 |
| Ascension County Louisiana | 1 | $ 123,000 | $ 123,000 | $ 61,000 |
| Catahoula County Louisiana | 1 | $ 120,000 | $ 120,000 | $ 52,000 |
| Franklin County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 144,000 |
| Lafayette County Louisiana | 1 | $ 48,000 | $ 48,000 | $ 57,000 |
| Lincoln County Louisiana | 1 | $ 215,000 | $ 215,000 | $ 55,000 |
| Livingston County Louisiana | 1 | $ 51,000 | $ 51,000 | $ 44,000 |
| Pointe Coupee County Louisiana | 1 | $ 358,000 | $ 358,000 | $ 89,000 |
| St. James County Louisiana | 1 | $ 110,000 | $ 110,000 | $ 65,000 |
| St. John the Baptist County Louisiana | 1 | $ 90,000 | $ 90,000 | $ 48,000 |
| Vermilion County Louisiana | 1 | $ 80,000 | $ 80,000 | $ 43,000 |
| Androscoggin County Maine | 1 | $ 83,000 | $ 83,000 | $ 67,000 |
| Oxford County Maine | 1 | $ 240,000 | $ 240,000 | $ 55,000 |
| Allegany County Maryland | 1 | $ 60,000 | $ 60,000 | $ 29,000 |
| Frederick County Maryland | 1 | $ 165,000 | $ 165,000 | $ 49,000 |
| St. Mary's County Maryland | 1 | $ 410,000 | $ 410,000 | $ 107,000 |
| Washington County Maryland | 1 | $ 319,000 | $ 319,000 | $ 79,000 |
| Barnstable County Massachusetts | 1 | $ 189,000 | $ 189,000 | $ 35,000 |
| Bristol County Massachusetts | 1 | $ 180,000 | $ 180,000 | $ 62,000 |
| Middlesex County Massachusetts | 1 | $ 100,000 | $ 100,000 | $ 37,000 |
| Worcester County Massachusetts | 1 | $ 85,000 | $ 85,000 | $ 25,000 |
| Berrien County Michigan | 1 | $ 200,000 | $ 200,000 | $ 187,000 |
| Genesee County Michigan | 1 | $ 150,000 | $ 150,000 | $ 95,000 |
| Grand Traverse County Michigan | 1 | $ 140,000 | $ 140,000 | $ 96,000 |
| Leelanau County Michigan | 1 | $ 260,000 | $ 260,000 | $ 92,000 |
| Mason County Michigan | 1 | $ 117,000 | $ 117,000 | $ 59,000 |
| Monroe County Michigan | 1 | $ 90,000 | $ 90,000 | $ 40,000 |
| Roscommon County Michigan | 1 | $ 100,000 | $ 100,000 | $ 250,000 |
| Saginaw County Michigan | 1 | $ 136,000 | $ 136,000 | $ 112,000 |
| Aitkin County Minnesota | 1 | $ 35,000 | $ 35,000 | $ 90,000 |
| Anoka County Minnesota | 1 | $ 108,000 | $ 108,000 | $ 58,000 |
| Dakota County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 83,000 |
| Douglas County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 54,000 |
| Mille Lacs County Minnesota | 1 | $ 83,000 | $ 83,000 | $ 88,000 |
| Otter Tail County Minnesota | 1 | $ 80,000 | $ 80,000 | $ 42,000 |
| Washington County Minnesota | 1 | $ 132,000 | $ 132,000 | $ 145,000 |
| Winona County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 46,000 |
| Wright County Minnesota | 1 | $ 1,200,000 | $ 1,200,000 | $ 360,000 |
| Lawrence County Mississippi | 1 | $ 125,000 | $ 125,000 | $ 36,000 |
| Lee County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 78,000 |
| Camden County Missouri | 1 | $ 165,000 | $ 165,000 | $ 386,000 |
| Jackson County Missouri | 1 | $ 85,000 | $ 85,000 | $ 28,000 |
| Jefferson County Missouri | 1 | $ 40,000 | $ 40,000 | $ 78,000 |
| Lawrence County Missouri | 1 | $ 176,000 | $ 176,000 | $ 167,000 |
| Newton County Missouri | 1 | $ 85,000 | $ 85,000 | $ 46,000 |
| St. Francois County Missouri | 1 | $ 99,000 | $ 99,000 | $ 50,000 |
| Gallatin County Montana | 1 | $ 650,000 | $ 650,000 | $ 302,000 |
| Otoe County Nebraska | 1 | $ 130,000 | $ 130,000 | $ 46,000 |
| Douglas County Nevada | 1 | $ 765,000 | $ 765,000 | $ 300,000 |
| Nye County Nevada | 1 | $ 125,000 | $ 125,000 | $ 100,000 |
| Merrimack County New Hampshire | 1 | $ 142,000 | $ 142,000 | $ 39,000 |
| Sullivan County New Hampshire | 1 | $ 169,000 | $ 169,000 | $ 200,000 |
| Cape May County New Jersey | 1 | $ 575,000 | $ 575,000 | $ 203,000 |
| Gloucester County New Jersey | 1 | $ 126,000 | $ 126,000 | $ 188,000 |
| Hunterdon County New Jersey | 1 | $ 1,250,000 | $ 1,250,000 | $ 316,000 |
| Mercer County New Jersey | 1 | $ 2,500,000 | $ 2,500,000 | $ 0 |
| Ocean County New Jersey | 1 | $ 250,000 | $ 250,000 | $ 40,000 |
| Bernalillo County New Mexico | 1 | $ 257,000 | $ 257,000 | $ 125,000 |
| Sandoval County New Mexico | 1 | $ 420,000 | $ 420,000 | $ 144,000 |
| Albany County New York | 1 | $ 131,000 | $ 131,000 | $ 108,000 |
| Columbia County New York | 1 | $ 413,000 | $ 413,000 | $ 68,000 |
| Fulton County New York | 1 | $ 303,000 | $ 303,000 | $ 381,000 |
| Genesee County New York | 1 | $ 120,000 | $ 120,000 | $ 88,000 |
| Herkimer County New York | 1 | $ 200,000 | $ 200,000 | $ 197,000 |
| Lewis County New York | 1 | $ 85,000 | $ 85,000 | $ 16,000 |
| Monroe County New York | 1 | $ 395,000 | $ 395,000 | $ 252,000 |
| Schoharie County New York | 1 | $ 350,000 | $ 350,000 | $ 1,230,000 |
| Alleghany County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 218,000 |
| Buncombe County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 47,000 |
| Carteret County North Carolina | 1 | $ 630,000 | $ 630,000 | $ 208,000 |
| Cumberland County North Carolina | 1 | $ 117,000 | $ 117,000 | $ 96,000 |
| Currituck County North Carolina | 1 | $ 70,000 | $ 70,000 | $ 42,000 |
| Durham County North Carolina | 1 | $ 162,000 | $ 162,000 | $ 135,000 |
| Gaston County North Carolina | 1 | $ 130,000 | $ 130,000 | $ 54,000 |
| Johnston County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 174,000 |
| Jones County North Carolina | 1 | $ 300,000 | $ 300,000 | $ 132,000 |
| New Hanover County North Carolina | 1 | $ 203,000 | $ 203,000 | $ 91,000 |
| Orange County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 59,000 |
| Perquimans County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 495,000 |
| Canadian County Oklahoma | 1 | $ 110,000 | $ 110,000 | $ 65,000 |
| Oklahoma County Oklahoma | 1 | $ 100,000 | $ 100,000 | $ 57,000 |
| Clackamas County Oregon | 1 | $ 75,000 | $ 75,000 | $ 60,000 |
| Crook County Oregon | 1 | $ 600,000 | $ 600,000 | $ 500,000 |
| Umatilla County Oregon | 1 | $ 96,000 | $ 96,000 | $ 62,000 |
| Yamhill County Oregon | 1 | $ 100,000 | $ 100,000 | $ 51,000 |
| Bedford County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 44,000 |
| Butler County Pennsylvania | 1 | $ 60,000 | $ 60,000 | $ 56,000 |
| Columbia County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 57,000 |
| Fayette County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 19,000 |
| Lackawanna County Pennsylvania | 1 | $ 270,000 | $ 270,000 | $ 84,000 |
| Lebanon County Pennsylvania | 1 | $ 117,000 | $ 117,000 | $ 344,000 |
| Lehigh County Pennsylvania | 1 | $ 138,000 | $ 138,000 | $ 72,000 |
| Lycoming County Pennsylvania | 1 | $ 260,000 | $ 260,000 | $ 76,000 |
| Northumberland County Pennsylvania | 1 | $ 77,000 | $ 77,000 | $ 67,000 |
| Tioga County Pennsylvania | 1 | $ 79,000 | $ 79,000 | $ 84,000 |
| Washington County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 72,000 |
| Westmoreland County Pennsylvania | 1 | $ 377,000 | $ 377,000 | $ 420,000 |
| Bristol County Rhode Island | 1 | $ 460,000 | $ 460,000 | $ 0 |
| Greene County Tennessee | 1 | $ 94,000 | $ 94,000 | $ 45,000 |
| Hancock County Tennessee | 1 | $ 106,000 | $ 106,000 | $ 40,000 |
| Morgan County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 276,000 |
| Sevier County Tennessee | 1 | $ 50,000 | $ 50,000 | $ 26,000 |
| Tipton County Tennessee | 1 | $ 97,000 | $ 97,000 | $ 79,000 |
| Unicoi County Tennessee | 1 | $ 137,000 | $ 137,000 | $ 53,000 |
| Collin County Texas | 1 | $ 1,175,000 | $ 1,175,000 | $ 3,000,000 |
| Hidalgo County Texas | 1 | $ 70,000 | $ 70,000 | $ 32,000 |
| Jackson County Texas | 1 | $ 62,000 | $ 62,000 | $ 308,000 |
| Travis County Texas | 1 | $ 185,000 | $ 185,000 | $ 65,000 |
| Williamson County Texas | 1 | $ 133,000 | $ 133,000 | $ 54,000 |
| Summit County Utah | 1 | $ 1,560,000 | $ 1,560,000 | $ 669,000 |
| Utah County Utah | 1 | $ 310,000 | $ 310,000 | $ 1,446,000 |
| Washington County Utah | 1 | $ 120,000 | $ 120,000 | $ 56,000 |
| Orange County Vermont | 1 | $ 108,000 | $ 108,000 | $ 50,000 |
| Orleans County Vermont | 1 | $ 116,000 | $ 116,000 | $ 53,000 |
| Rutland County Vermont | 1 | $ 255,000 | $ 255,000 | $ 88,000 |
| Windham County Vermont | 1 | $ 300,000 | $ 300,000 | $ 1,911,000 |
| Windsor County Vermont | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Alexandria County Virginia | 1 | $ 398,000 | $ 398,000 | $ 180,000 |
| Amelia County Virginia | 1 | $ 126,000 | $ 126,000 | $ 36,000 |
| Charlotte County Virginia | 1 | $ 50,000 | $ 50,000 | $ 20,000 |
| Clarke County Virginia | 1 | $ 595,000 | $ 595,000 | $ 434,000 |
| Culpeper County Virginia | 1 | $ 136,000 | $ 136,000 | $ 44,000 |
| Cumberland County Virginia | 1 | $ 100,000 | $ 100,000 | $ 83,000 |
| Franklin City County Virginia | 1 | $ 90,000 | $ 90,000 | $ 55,000 |
| Fredericksburg County Virginia | 1 | $ 135,000 | $ 135,000 | $ 48,000 |
| Goochland County Virginia | 1 | $ 75,000 | $ 75,000 | $ 28,000 |
| Mathews County Virginia | 1 | $ 123,000 | $ 123,000 | $ 58,000 |
| Orange County Virginia | 1 | $ 99,000 | $ 99,000 | $ 69,000 |
| Powhatan County Virginia | 1 | $ 253,000 | $ 253,000 | $ 107,000 |
| Prince George County Virginia | 1 | $ 168,000 | $ 168,000 | $ 40,000 |
| Pulaski County Virginia | 1 | $ 102,000 | $ 102,000 | $ 49,000 |
| Stafford County Virginia | 1 | $ 225,000 | $ 225,000 | $ 118,000 |
| Surry County Virginia | 1 | $ 124,000 | $ 124,000 | $ 119,000 |
| Clallam County Washington | 1 | $ 1,200,000 | $ 1,200,000 | $ 1,655,000 |
| Clark County Washington | 1 | $ 75,000 | $ 75,000 | $ 24,000 |
| Island County Washington | 1 | $ 675,000 | $ 675,000 | $ 180,000 |
| Lincoln County Washington | 1 | $ 80,000 | $ 80,000 | $ 32,000 |
| Spokane County Washington | 1 | $ 110,000 | $ 110,000 | $ 53,000 |
| Stevens County Washington | 1 | $ 114,000 | $ 114,000 | $ 40,000 |
| Thurston County Washington | 1 | $ 158,000 | $ 158,000 | $ 89,000 |
| Greenbrier County West Virginia | 1 | $ 176,000 | $ 176,000 | $ 136,000 |
| Kanawha County West Virginia | 1 | $ 57,000 | $ 57,000 | $ 45,000 |
| Morgan County West Virginia | 1 | $ 77,000 | $ 77,000 | $ 120,000 |
| Eau Claire County Wisconsin | 1 | $ 139,000 | $ 139,000 | $ 75,000 |
| Manitowoc County Wisconsin | 1 | $ 225,000 | $ 225,000 | $ 1,427,000 |
| Oconto County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 92,000 |
| Oneida County Wisconsin | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Pierce County Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 44,000 |
| Price County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 63,000 |
| Vilas County Wisconsin | 1 | $ 450,000 | $ 450,000 | $ 124,000 |
| Washington County Wisconsin | 1 | $ 138,000 | $ 138,000 | $ 71,000 |
| Waukesha County Wisconsin | 1 | $ 113,000 | $ 113,000 | $ 423,000 |
| Campbell County Wyoming | 1 | $ 80,000 | $ 80,000 | $ 43,000 |
| Lincoln County Wyoming | 1 | $ 255,000 | $ 255,000 | $ 625,000 |
Mortgage Loan Application Detail Totals for Eastern Savings Bank, Fsb in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 998 | $355,961,000 | $356,000 | $16,000,000 | $154,000 | $5,655,000 |
| Home Improvement | 518 | $151,242,000 | $291,000 | $10,800,000 | $115,000 | $2,500,000 |
| Home Purchase | 205 | $100,698,000 | $491,000 | $13,000,000 | $226,000 | $6,000,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 823 | $297,812,000 | $361,000 | $11,000,000 | $174,000 | $4,200,000 |
| Black or African American | 404 | $74,414,000 | $184,000 | $4,800,000 | $106,000 | $6,000,000 |
| Not Provided | 279 | $116,534,000 | $417,000 | $16,000,000 | $167,000 | $5,655,000 |
| Hispanic | 119 | $32,389,000 | $272,000 | $2,150,000 | $123,000 | $1,010,000 |
| Not applicable | 42 | $56,384,000 | $1,342,000 | $13,000,000 | $36,000 | $715,000 |
| Asian | 26 | $23,723,000 | $912,000 | $15,000,000 | $339,000 | $5,220,000 |
| Native Hawaiian or Other Pacific Islander | 20 | $5,427,000 | $271,000 | $1,210,000 | $93,000 | $420,000 |
| American Indian or Alaskan Native | 8 | $1,218,000 | $152,000 | $242,000 | $50,000 | $81,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,721 | $607,901,000 | $353,000 | $16,000,000 | $151,000 | $6,000,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 826 | $379,844,000 | $459,000 | $16,000,000 | $174,000 | $5,655,000 |
| Loan Originated | 561 | $134,648,000 | $240,000 | $13,000,000 | $114,000 | $2,973,000 |
| File Closed For Incompleteness | 225 | $61,682,000 | $274,000 | $4,000,000 | $143,000 | $4,200,000 |
| Application Withdrawn By Applicant | 91 | $28,397,000 | $312,000 | $3,950,000 | $203,000 | $6,000,000 |
| Application Approved But Not Accepted | 18 | $3,330,000 | $185,000 | $750,000 | $105,000 | $696,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 756 | $359,910,000 | $476,000 | $16,000,000 | $182,000 | $5,655,000 |
| Debt-To-Income Ratio | 27 | $8,419,000 | $311,000 | $1,500,000 | $67,000 | $410,000 |
| Other | 13 | $3,172,000 | $244,000 | $720,000 | $75,000 | $214,000 |
| Credit History | 13 | $2,455,000 | $188,000 | $413,000 | $114,000 | $435,000 |
| Unverifiable Information | 7 | $1,009,000 | $144,000 | $234,000 | $95,000 | $244,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $4,444,000 | $634,000 | $2,730,000 | $184,000 | $390,000 |
| Employment History | 3 | $435,000 | $145,000 | $275,000 | $33,000 | $64,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Eastern Savings Bank, Fsb's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Eastern Savings Bank, Fsb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.