Eastern Savings Bank, Fsb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Eastern Savings Bank, Fsb 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Eastern Savings Bank, Fsb Exec Plaza II - 11350 Mccormick Rd Hunt Valley, MD 21031 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 192 |
| Total Mortgage Loan Application Amount | $50,077,000 |
| Average Mortgage Loan Application Amount | $257,000 |
| Highest Mortgage Loan Application Amount | $4,300,000 |
| Average Applicant Income | $197,333 |
| Highest Applicant Income | $4,800,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Eastern Savings Bank, Fsb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Eastern Savings Bank, Fsb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Eastern Savings Bank, Fsb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Eastern Savings Bank, Fsb serves its applicants.
Each category highlights the total number of mortgage applications processed by Eastern Savings Bank, Fsb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Eastern Savings Bank, Fsb's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New York County New York | 9 | $ 7,503,000 | $ 833,000 | $ 384,000 |
| Kings County New York | 8 | $ 2,212,000 | $ 276,000 | $ 64,000 |
| Philadelphia County Pennsylvania | 7 | $ 1,370,000 | $ 195,000 | $ 89,000 |
| Cook County Illinois | 5 | $ 2,373,000 | $ 474,000 | $ 200,000 |
| Baltimore City County Maryland | 5 | $ 398,000 | $ 79,000 | $ 60,000 |
| Los Angeles County California | 4 | $ 1,527,000 | $ 381,000 | $ 422,000 |
| Anne Arundel County Maryland | 4 | $ 448,000 | $ 112,000 | $ 56,000 |
| Baltimore County Maryland | 4 | $ 1,086,000 | $ 271,000 | $ 105,000 |
| Montgomery County Maryland | 4 | $ 534,000 | $ 133,000 | $ 92,000 |
| Nassau County New York | 4 | $ 1,488,000 | $ 372,000 | $ 104,000 |
| Delaware County Pennsylvania | 4 | $ 625,000 | $ 156,000 | $ 108,000 |
| Norfolk County Virginia | 4 | $ 447,000 | $ 111,000 | $ 36,000 |
| Maricopa County Arizona | 3 | $ 1,890,000 | $ 630,000 | $ 204,000 |
| Fairfield County Connecticut | 3 | $ 1,360,000 | $ 453,000 | $ 155,000 |
| New Haven County Connecticut | 3 | $ 240,000 | $ 80,000 | $ 72,000 |
| New Castle County Delaware | 3 | $ 288,000 | $ 96,000 | $ 43,000 |
| Miami-Dade County Florida | 3 | $ 851,000 | $ 283,000 | $ 1,636,000 |
| Will County Illinois | 3 | $ 409,000 | $ 136,000 | $ 290,000 |
| Queens County New York | 3 | $ 943,000 | $ 314,000 | $ 160,000 |
| Washington County Pennsylvania | 3 | $ 401,000 | $ 133,000 | $ 123,000 |
| Galveston County Texas | 3 | $ 327,000 | $ 109,000 | $ 31,000 |
| Hartford County Connecticut | 2 | $ 193,000 | $ 96,000 | $ 48,000 |
| Lake County Illinois | 2 | $ 274,000 | $ 137,000 | $ 116,000 |
| Oakland County Michigan | 2 | $ 194,000 | $ 97,000 | $ 79,000 |
| Hennepin County Minnesota | 2 | $ 264,000 | $ 132,000 | $ 55,000 |
| Bergen County New Jersey | 2 | $ 4,013,000 | $ 2,006,000 | $ 1,004,000 |
| Bronx County New York | 2 | $ 200,000 | $ 100,000 | $ 72,000 |
| Cortland County New York | 2 | $ 106,000 | $ 53,000 | $ 33,000 |
| Dutchess County New York | 2 | $ 342,000 | $ 171,000 | $ 133,000 |
| Rockland County New York | 2 | $ 450,000 | $ 225,000 | $ 50,000 |
| Suffolk County New York | 2 | $ 355,000 | $ 177,000 | $ 99,000 |
| Westchester County New York | 2 | $ 320,000 | $ 160,000 | $ 141,000 |
| Adams County Pennsylvania | 2 | $ 158,000 | $ 79,000 | $ 47,000 |
| Allegheny County Pennsylvania | 2 | $ 198,000 | $ 99,000 | $ 73,000 |
| Berks County Pennsylvania | 2 | $ 120,000 | $ 60,000 | $ 54,000 |
| Carbon County Pennsylvania | 2 | $ 190,000 | $ 95,000 | $ 77,000 |
| Lackawanna County Pennsylvania | 2 | $ 250,000 | $ 125,000 | $ 49,000 |
| Montgomery County Pennsylvania | 2 | $ 375,000 | $ 187,000 | $ 272,000 |
| Horry County South Carolina | 2 | $ 2,491,000 | $ 1,245,000 | $ 732,000 |
| Fairfax County Virginia | 2 | $ 310,000 | $ 155,000 | $ 37,000 |
| Portsmouth County Virginia | 2 | $ 150,000 | $ 75,000 | $ 55,000 |
| Blount County Alabama | 1 | $ 118,000 | $ 118,000 | $ 75,000 |
| San Bernardino County California | 1 | $ 325,000 | $ 325,000 | $ 0 |
| San Francisco County California | 1 | $ 325,000 | $ 325,000 | $ 96,000 |
| San Luis Obispo County California | 1 | $ 405,000 | $ 405,000 | $ 132,000 |
| Ventura County California | 1 | $ 132,000 | $ 132,000 | $ 47,000 |
| New London County Connecticut | 1 | $ 585,000 | $ 585,000 | $ 250,000 |
| Sussex County Delaware | 1 | $ 50,000 | $ 50,000 | $ 38,000 |
| Broward County Florida | 1 | $ 80,000 | $ 80,000 | $ 180,000 |
| Okaloosa County Florida | 1 | $ 76,000 | $ 76,000 | $ 0 |
| St. Lucie County Florida | 1 | $ 129,000 | $ 129,000 | $ 208,000 |
| DeKalb County Georgia | 1 | $ 95,000 | $ 95,000 | $ 70,000 |
| Honolulu County Hawaii | 1 | $ 213,000 | $ 213,000 | $ 0 |
| Kauai County Hawaii | 1 | $ 80,000 | $ 80,000 | $ 95,000 |
| Kendall County Illinois | 1 | $ 105,000 | $ 105,000 | $ 67,000 |
| Hendricks County Indiana | 1 | $ 65,000 | $ 65,000 | $ 25,000 |
| Marion County Indiana | 1 | $ 50,000 | $ 50,000 | $ 65,000 |
| East Baton Rouge County Louisiana | 1 | $ 58,000 | $ 58,000 | $ 91,000 |
| Allegany County Maryland | 1 | $ 165,000 | $ 165,000 | $ 324,000 |
| Carroll County Maryland | 1 | $ 208,000 | $ 208,000 | $ 224,000 |
| Harford County Maryland | 1 | $ 168,000 | $ 168,000 | $ 60,000 |
| Howard County Maryland | 1 | $ 95,000 | $ 95,000 | $ 3,888,000 |
| Kent County Maryland | 1 | $ 84,000 | $ 84,000 | $ 58,000 |
| Prince George's County Maryland | 1 | $ 51,000 | $ 51,000 | $ 24,000 |
| Somerset County Maryland | 1 | $ 52,000 | $ 52,000 | $ 32,000 |
| Barnstable County Massachusetts | 1 | $ 900,000 | $ 900,000 | $ 316,000 |
| Washtenaw County Michigan | 1 | $ 101,000 | $ 101,000 | $ 101,000 |
| Becker County Minnesota | 1 | $ 113,000 | $ 113,000 | $ 26,000 |
| St. Louis County Missouri | 1 | $ 125,000 | $ 125,000 | $ 46,000 |
| Rockingham County New Hampshire | 1 | $ 100,000 | $ 100,000 | $ 39,000 |
| Burlington County New Jersey | 1 | $ 85,000 | $ 85,000 | $ 63,000 |
| Essex County New Jersey | 1 | $ 168,000 | $ 168,000 | $ 121,000 |
| Hudson County New Jersey | 1 | $ 87,000 | $ 87,000 | $ 51,000 |
| Mercer County New Jersey | 1 | $ 293,000 | $ 293,000 | $ 136,000 |
| Monmouth County New Jersey | 1 | $ 700,000 | $ 700,000 | $ 2,047,000 |
| Morris County New Jersey | 1 | $ 475,000 | $ 475,000 | $ 17,000 |
| Union County New Jersey | 1 | $ 180,000 | $ 180,000 | $ 64,000 |
| Monroe County New York | 1 | $ 140,000 | $ 140,000 | $ 45,000 |
| Sullivan County New York | 1 | $ 88,000 | $ 88,000 | $ 159,000 |
| Ulster County New York | 1 | $ 150,000 | $ 150,000 | $ 183,000 |
| Brunswick County North Carolina | 1 | $ 875,000 | $ 875,000 | $ 447,000 |
| Chatham County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 165,000 |
| Dare County North Carolina | 1 | $ 64,000 | $ 64,000 | $ 74,000 |
| Guilford County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 29,000 |
| Haywood County North Carolina | 1 | $ 1,200,000 | $ 1,200,000 | $ 380,000 |
| Mecklenburg County North Carolina | 1 | $ 48,000 | $ 48,000 | $ 21,000 |
| Bucks County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 88,000 |
| Butler County Pennsylvania | 1 | $ 142,000 | $ 142,000 | $ 105,000 |
| Cumberland County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 29,000 |
| Lancaster County Pennsylvania | 1 | $ 110,000 | $ 110,000 | $ 76,000 |
| Lehigh County Pennsylvania | 1 | $ 210,000 | $ 210,000 | $ 177,000 |
| Lycoming County Pennsylvania | 1 | $ 200,000 | $ 200,000 | $ 469,000 |
| Northampton County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 99,000 |
| York County Pennsylvania | 1 | $ 157,000 | $ 157,000 | $ 57,000 |
| Providence County Rhode Island | 1 | $ 150,000 | $ 150,000 | $ 68,000 |
| Davidson County Tennessee | 1 | $ 90,000 | $ 90,000 | $ 50,000 |
| Rutherford County Tennessee | 1 | $ 80,000 | $ 80,000 | $ 55,000 |
| Augusta County Virginia | 1 | $ 90,000 | $ 90,000 | $ 54,000 |
| Chesterfield County Virginia | 1 | $ 500,000 | $ 500,000 | $ 1,150,000 |
| Dinwiddie County Virginia | 1 | $ 120,000 | $ 120,000 | $ 53,000 |
| Henrico County Virginia | 1 | $ 60,000 | $ 60,000 | $ 194,000 |
| Richmond City County Virginia | 1 | $ 74,000 | $ 74,000 | $ 46,000 |
| Suffolk County Virginia | 1 | $ 75,000 | $ 75,000 | $ 40,000 |
| King County Washington | 1 | $ 85,000 | $ 85,000 | $ 161,000 |
Mortgage Loan Application Detail Totals for Eastern Savings Bank, Fsb in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 67 | $27,775,000 | $414,000 | $4,300,000 | $209,000 | $2,047,000 |
| Home Improvement | 64 | $10,115,000 | $158,000 | $900,000 | $106,000 | $829,000 |
| Home Purchase | 61 | $12,187,000 | $199,000 | $775,000 | $277,000 | $4,800,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 101 | $28,391,000 | $281,000 | $3,573,000 | $191,000 | $2,047,000 |
| Black or African American | 40 | $5,870,000 | $146,000 | $650,000 | $121,000 | $1,080,000 |
| Not Provided | 25 | $5,496,000 | $219,000 | $1,150,000 | $480,000 | $4,800,000 |
| Not applicable | 12 | $7,947,000 | $662,000 | $4,300,000 | $0 | $0 |
| Hispanic | 11 | $1,883,000 | $171,000 | $420,000 | $122,000 | $514,000 |
| Asian | 3 | $490,000 | $163,000 | $325,000 | $84,000 | $96,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 192 | $50,077,000 | $260,000 | $4,300,000 | $196,000 | $4,800,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 101 | $33,573,000 | $332,000 | $4,300,000 | $203,000 | $4,800,000 |
| Loan Originated | 51 | $8,083,000 | $158,000 | $900,000 | $140,000 | $829,000 |
| File Closed For Incompleteness | 27 | $6,306,000 | $233,000 | $2,225,000 | $326,000 | $3,888,000 |
| Application Withdrawn By Applicant | 13 | $2,115,000 | $162,000 | $560,000 | $89,000 | $408,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 70 | $23,734,000 | $339,000 | $4,300,000 | $209,000 | $4,800,000 |
| Credit History | 11 | $1,936,000 | $176,000 | $700,000 | $292,000 | $2,047,000 |
| Debt-To-Income Ratio | 11 | $5,186,000 | $471,000 | $1,125,000 | $165,000 | $447,000 |
| Other | 4 | $620,000 | $155,000 | $200,000 | $88,000 | $122,000 |
| Unverifiable Information | 2 | $887,000 | $443,000 | $467,000 | $195,000 | $232,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $850,000 | $425,000 | $700,000 | $91,000 | $183,000 |
| Employment History | 1 | $360,000 | $360,000 | $360,000 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Eastern Savings Bank, Fsb's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Eastern Savings Bank, Fsb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.