Eastern Savings Bank, Fsb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Eastern Savings Bank, Fsb 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Eastern Savings Bank, Fsb 11350 Mccormick Road, Ste 200 Hunt Valley, MD 21031 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 161 |
| Total Mortgage Loan Application Amount | $58,425,000 |
| Average Mortgage Loan Application Amount | $329,200 |
| Highest Mortgage Loan Application Amount | $6,205,000 |
| Average Applicant Income | $253,400 |
| Highest Applicant Income | $1,672,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Eastern Savings Bank, Fsb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Eastern Savings Bank, Fsb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Eastern Savings Bank, Fsb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Eastern Savings Bank, Fsb serves its applicants.
Each category highlights the total number of mortgage applications processed by Eastern Savings Bank, Fsb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Eastern Savings Bank, Fsb's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Baltimore City County Maryland | 38 | $ 8,640,000 | $ 227,000 | $ 121,000 |
| Baltimore County Maryland | 22 | $ 5,990,000 | $ 272,000 | $ 147,000 |
| Philadelphia County Pennsylvania | 10 | $ 1,660,000 | $ 166,000 | $ 15,000 |
| Allegheny County Pennsylvania | 6 | $ 860,000 | $ 143,000 | $ 0 |
| New York County New York | 5 | $ 14,245,000 | $ 2,849,000 | $ 903,000 |
| Delaware County Pennsylvania | 5 | $ 865,000 | $ 173,000 | $ 205,000 |
| Anne Arundel County Maryland | 4 | $ 860,000 | $ 215,000 | $ 319,000 |
| Monmouth County New Jersey | 4 | $ 1,810,000 | $ 452,000 | $ 266,000 |
| New Castle County Delaware | 3 | $ 455,000 | $ 151,000 | $ 30,000 |
| Harford County Maryland | 3 | $ 345,000 | $ 115,000 | $ 54,000 |
| Camden County New Jersey | 3 | $ 715,000 | $ 238,000 | $ 192,000 |
| Salem County New Jersey | 3 | $ 355,000 | $ 118,000 | $ 0 |
| Union County New Jersey | 3 | $ 1,085,000 | $ 361,000 | $ 0 |
| Kings County New York | 3 | $ 2,235,000 | $ 745,000 | $ 215,000 |
| Queens County New York | 3 | $ 1,685,000 | $ 561,000 | $ 156,000 |
| Saratoga County New York | 3 | $ 565,000 | $ 188,000 | $ 86,000 |
| Chester County Pennsylvania | 3 | $ 705,000 | $ 235,000 | $ 110,000 |
| Kent County Delaware | 2 | $ 660,000 | $ 330,000 | $ 300,000 |
| Howard County Maryland | 2 | $ 980,000 | $ 490,000 | $ 780,000 |
| Prince George's County Maryland | 2 | $ 320,000 | $ 160,000 | $ 56,000 |
| Essex County New Jersey | 2 | $ 560,000 | $ 280,000 | $ 0 |
| Hunterdon County New Jersey | 2 | $ 600,000 | $ 300,000 | $ 194,000 |
| Middlesex County New Jersey | 2 | $ 2,030,000 | $ 1,015,000 | $ 210,000 |
| Ocean County New Jersey | 2 | $ 610,000 | $ 305,000 | $ 102,000 |
| Nassau County New York | 2 | $ 3,600,000 | $ 1,800,000 | $ 1,672,000 |
| Montgomery County Pennsylvania | 2 | $ 720,000 | $ 360,000 | $ 168,000 |
| Los Angeles County California | 1 | $ 105,000 | $ 105,000 | $ 94,000 |
| Madison County Illinois | 1 | $ 35,000 | $ 35,000 | $ 28,000 |
| Carroll County Maryland | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Cecil County Maryland | 1 | $ 75,000 | $ 75,000 | $ 98,000 |
| Talbot County Maryland | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Washington County Maryland | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Worcester County Maryland | 1 | $ 295,000 | $ 295,000 | $ 136,000 |
| Coahoma County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 96,000 |
| Atlantic County New Jersey | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Bergen County New Jersey | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Cape May County New Jersey | 1 | $ 855,000 | $ 855,000 | $ 306,000 |
| Gloucester County New Jersey | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Hudson County New Jersey | 1 | $ 355,000 | $ 355,000 | $ 230,000 |
| Mercer County New Jersey | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Monroe County New York | 1 | $ 255,000 | $ 255,000 | $ 75,000 |
| Orange County New York | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Rensselaer County New York | 1 | $ 115,000 | $ 115,000 | $ 55,000 |
| Rockland County New York | 1 | $ 135,000 | $ 135,000 | $ 146,000 |
| Suffolk County New York | 1 | $ 625,000 | $ 625,000 | $ 0 |
| Berks County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Northumberland County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 143,000 |
| York County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 130,000 |
Mortgage Loan Application Detail Totals for Eastern Savings Bank, Fsb in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 87 | $30,335,000 | $348,000 | $3,935,000 | $209,000 | $1,672,000 |
| Refinancing | 56 | $22,530,000 | $402,000 | $6,205,000 | $267,000 | $1,672,000 |
| Home Improvement | 12 | $2,290,000 | $190,000 | $415,000 | $231,000 | $1,433,000 |
| Other Purpose | 5 | $3,205,000 | $641,000 | $2,505,000 | $506,000 | $1,500,000 |
| Cash-out Refinancing | 1 | $65,000 | $65,000 | $65,000 | $54,000 | $54,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 88 | $25,970,000 | $295,000 | $6,205,000 | $0 | $0 |
| White | 42 | $16,690,000 | $397,000 | $2,175,000 | $244,000 | $1,672,000 |
| Not Provided | 17 | $11,115,000 | $653,000 | $3,935,000 | $248,000 | $1,500,000 |
| Black or African American | 6 | $610,000 | $101,000 | $175,000 | $92,000 | $228,000 |
| Asian | 4 | $2,640,000 | $660,000 | $1,605,000 | $491,000 | $1,433,000 |
| Hispanic | 3 | $1,045,000 | $348,000 | $875,000 | $107,000 | $210,000 |
| American Indian or Alaskan Native | 1 | $355,000 | $355,000 | $355,000 | $319,000 | $319,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 161 | $58,425,000 | $362,000 | $6,205,000 | $241,000 | $1,672,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 59 | $18,735,000 | $317,000 | $2,175,000 | $367,000 | $1,672,000 |
| Application Denied By Financial Institution | 59 | $25,365,000 | $429,000 | $6,205,000 | $194,000 | $1,500,000 |
| Application Withdrawn By Applicant | 30 | $11,000,000 | $366,000 | $3,935,000 | $238,000 | $1,020,000 |
| File Closed For Incompleteness | 10 | $2,920,000 | $292,000 | $875,000 | $91,000 | $210,000 |
| Application Approved But Not Accepted | 3 | $405,000 | $135,000 | $255,000 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 102 | $33,060,000 | $324,000 | $3,935,000 | $281,000 | $1,672,000 |
| Credit History | 23 | $9,505,000 | $413,000 | $2,505,000 | $278,000 | $1,500,000 |
| Other | 17 | $4,295,000 | $252,000 | $605,000 | $114,000 | $219,000 |
| Collateral | 7 | $8,195,000 | $1,170,000 | $6,205,000 | $270,000 | $396,000 |
| Debt-To-Income Ratio | 6 | $2,070,000 | $345,000 | $1,325,000 | $103,000 | $190,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $1,170,000 | $292,000 | $365,000 | $62,000 | $72,000 |
| Employment History | 1 | $35,000 | $35,000 | $35,000 | $0 | $0 |
| Credit Application Incomplete | 1 | $95,000 | $95,000 | $95,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Eastern Savings Bank, Fsb's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Eastern Savings Bank, Fsb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.