Intouch Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Intouch Credit Union 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Intouch Credit Union P O Box 250169 Plano, TX 75025 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 333 |
| Total Mortgage Loan Application Amount | $37,689,000 |
| Average Mortgage Loan Application Amount | $131,666 |
| Highest Mortgage Loan Application Amount | $908,000 |
| Average Applicant Income | $143,333 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Intouch Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Intouch Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Intouch Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Intouch Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Intouch Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Intouch Credit Union's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Collin County Texas | 86 | $ 7,461,000 | $ 86,000 | $ 117,000 |
| Denton County Texas | 37 | $ 4,384,000 | $ 118,000 | $ 115,000 |
| Dallas County Texas | 28 | $ 2,173,000 | $ 77,000 | $ 472,000 |
| Oakland County Michigan | 19 | $ 1,200,000 | $ 63,000 | $ 136,000 |
| Macomb County Michigan | 13 | $ 582,000 | $ 44,000 | $ 88,000 |
| Fairfax County Virginia | 12 | $ 3,965,000 | $ 330,000 | $ 163,000 |
| Wayne County Michigan | 8 | $ 256,000 | $ 32,000 | $ 65,000 |
| Tarrant County Texas | 7 | $ 1,262,000 | $ 180,000 | $ 127,000 |
| Loudoun County Virginia | 6 | $ 1,335,000 | $ 222,000 | $ 121,000 |
| York County Pennsylvania | 4 | $ 256,000 | $ 64,000 | $ 110,000 |
| Harris County Texas | 4 | $ 582,000 | $ 145,000 | $ 117,000 |
| Maricopa County Arizona | 3 | $ 418,000 | $ 139,000 | $ 146,000 |
| Sacramento County California | 3 | $ 199,000 | $ 66,000 | $ 60,000 |
| Montgomery County Maryland | 3 | $ 1,848,000 | $ 616,000 | $ 153,000 |
| Montgomery County Pennsylvania | 3 | $ 688,000 | $ 229,000 | $ 217,000 |
| Broomfield County Colorado | 2 | $ 367,000 | $ 183,000 | $ 236,000 |
| Fulton County Georgia | 2 | $ 135,000 | $ 67,000 | $ 119,000 |
| Jefferson County Kentucky | 2 | $ 55,000 | $ 27,000 | $ 95,000 |
| Frederick County Maryland | 2 | $ 92,000 | $ 46,000 | $ 100,000 |
| Wake County North Carolina | 2 | $ 138,000 | $ 69,000 | $ 137,000 |
| Cumberland County Pennsylvania | 2 | $ 203,000 | $ 101,000 | $ 77,000 |
| Fort Bend County Texas | 2 | $ 170,000 | $ 85,000 | $ 115,000 |
| Rockwall County Texas | 2 | $ 171,000 | $ 85,000 | $ 111,000 |
| Williamson County Texas | 2 | $ 393,000 | $ 196,000 | $ 136,000 |
| Chesapeake County Virginia | 2 | $ 228,000 | $ 114,000 | $ 36,000 |
| Prince William County Virginia | 2 | $ 107,000 | $ 53,000 | $ 162,000 |
| Randolph County Alabama | 1 | $ 630,000 | $ 630,000 | $ 215,000 |
| Anchorage County Alaska | 1 | $ 177,000 | $ 177,000 | $ 93,000 |
| Boone County Arkansas | 1 | $ 261,000 | $ 261,000 | $ 98,000 |
| Contra Costa County California | 1 | $ 797,000 | $ 797,000 | $ 143,000 |
| Orange County California | 1 | $ 577,000 | $ 577,000 | $ 165,000 |
| San Diego County California | 1 | $ 53,000 | $ 53,000 | $ 204,000 |
| Solano County California | 1 | $ 327,000 | $ 327,000 | $ 246,000 |
| Denver County Colorado | 1 | $ 402,000 | $ 402,000 | $ 88,000 |
| Douglas County Colorado | 1 | $ 125,000 | $ 125,000 | $ 192,000 |
| El Paso County Colorado | 1 | $ 26,000 | $ 26,000 | $ 27,000 |
| District of Columbia County District Of Columbia | 1 | $ 596,000 | $ 596,000 | $ 87,000 |
| Brevard County Florida | 1 | $ 37,000 | $ 37,000 | $ 113,000 |
| Broward County Florida | 1 | $ 10,000 | $ 10,000 | $ 84,000 |
| Orange County Florida | 1 | $ 10,000 | $ 10,000 | $ 81,000 |
| Palm Beach County Florida | 1 | $ 227,000 | $ 227,000 | $ 142,000 |
| Sarasota County Florida | 1 | $ 90,000 | $ 90,000 | $ 142,000 |
| Seminole County Florida | 1 | $ 75,000 | $ 75,000 | $ 147,000 |
| St. Johns County Florida | 1 | $ 20,000 | $ 20,000 | $ 110,000 |
| Chatham County Georgia | 1 | $ 25,000 | $ 25,000 | $ 38,000 |
| Coffee County Georgia | 1 | $ 30,000 | $ 30,000 | $ 38,000 |
| DeKalb County Georgia | 1 | $ 178,000 | $ 178,000 | $ 75,000 |
| Forsyth County Georgia | 1 | $ 40,000 | $ 40,000 | $ 60,000 |
| Hamilton County Indiana | 1 | $ 30,000 | $ 30,000 | $ 118,000 |
| Polk County Iowa | 1 | $ 88,000 | $ 88,000 | $ 39,000 |
| Linn County Kansas | 1 | $ 47,000 | $ 47,000 | $ 98,000 |
| Howard County Maryland | 1 | $ 17,000 | $ 17,000 | $ 60,000 |
| Prince George's County Maryland | 1 | $ 65,000 | $ 65,000 | $ 141,000 |
| Worcester County Massachusetts | 1 | $ 48,000 | $ 48,000 | $ 135,000 |
| Genesee County Michigan | 1 | $ 60,000 | $ 60,000 | $ 85,000 |
| Lapeer County Michigan | 1 | $ 16,000 | $ 16,000 | $ 120,000 |
| Washtenaw County Michigan | 1 | $ 35,000 | $ 35,000 | $ 121,000 |
| Brown County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 49,000 |
| Dakota County Minnesota | 1 | $ 17,000 | $ 17,000 | $ 142,000 |
| St. Louis County Missouri | 1 | $ 25,000 | $ 25,000 | $ 152,000 |
| Flathead County Montana | 1 | $ 100,000 | $ 100,000 | $ 325,000 |
| Gallatin County Montana | 1 | $ 40,000 | $ 40,000 | $ 109,000 |
| Pondera County Montana | 1 | $ 39,000 | $ 39,000 | $ 97,000 |
| Rockingham County New Hampshire | 1 | $ 100,000 | $ 100,000 | $ 276,000 |
| Atlantic County New Jersey | 1 | $ 10,000 | $ 10,000 | $ 77,000 |
| Burlington County New Jersey | 1 | $ 47,000 | $ 47,000 | $ 104,000 |
| Camden County New Jersey | 1 | $ 60,000 | $ 60,000 | $ 105,000 |
| Cape May County New Jersey | 1 | $ 299,000 | $ 299,000 | $ 236,000 |
| Hunterdon County New Jersey | 1 | $ 30,000 | $ 30,000 | $ 120,000 |
| Kings County New York | 1 | $ 35,000 | $ 35,000 | $ 160,000 |
| Monroe County New York | 1 | $ 57,000 | $ 57,000 | $ 160,000 |
| Durham County North Carolina | 1 | $ 39,000 | $ 39,000 | $ 157,000 |
| Johnston County North Carolina | 1 | $ 48,000 | $ 48,000 | $ 81,000 |
| Mecklenburg County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 104,000 |
| Franklin County Ohio | 1 | $ 159,000 | $ 159,000 | $ 115,000 |
| Summit County Ohio | 1 | $ 30,000 | $ 30,000 | $ 129,000 |
| Cherokee County Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 80,000 |
| McIntosh County Oklahoma | 1 | $ 295,000 | $ 295,000 | $ 96,000 |
| Muskogee County Oklahoma | 1 | $ 16,000 | $ 16,000 | $ 67,000 |
| Tulsa County Oklahoma | 1 | $ 22,000 | $ 22,000 | $ 99,000 |
| Dauphin County Pennsylvania | 1 | $ 90,000 | $ 90,000 | $ 229,000 |
| Lancaster County Pennsylvania | 1 | $ 20,000 | $ 20,000 | $ 73,000 |
| Perry County Pennsylvania | 1 | $ 134,000 | $ 134,000 | $ 125,000 |
| Washington County Rhode Island | 1 | $ 141,000 | $ 141,000 | $ 350,000 |
| Davidson County Tennessee | 1 | $ 58,000 | $ 58,000 | $ 92,000 |
| Williamson County Tennessee | 1 | $ 8,000 | $ 8,000 | $ 91,000 |
| Bexar County Texas | 1 | $ 127,000 | $ 127,000 | $ 40,000 |
| Camp County Texas | 1 | $ 10,000 | $ 10,000 | $ 155,000 |
| El Paso County Texas | 1 | $ 165,000 | $ 165,000 | $ 94,000 |
| Ellis County Texas | 1 | $ 120,000 | $ 120,000 | $ 105,000 |
| Henderson County Texas | 1 | $ 145,000 | $ 145,000 | $ 111,000 |
| Kendall County Texas | 1 | $ 265,000 | $ 265,000 | $ 219,000 |
| Lubbock County Texas | 1 | $ 47,000 | $ 47,000 | $ 300,000 |
| Robertson County Texas | 1 | $ 37,000 | $ 37,000 | $ 143,000 |
| Travis County Texas | 1 | $ 55,000 | $ 55,000 | $ 116,000 |
| Salt Lake County Utah | 1 | $ 207,000 | $ 207,000 | $ 97,000 |
| Amelia County Virginia | 1 | $ 90,000 | $ 90,000 | $ 103,000 |
| Fauquier County Virginia | 1 | $ 290,000 | $ 290,000 | $ 143,000 |
| Dane County Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 120,000 |
| Rock County Wisconsin | 1 | $ 90,000 | $ 90,000 | $ 41,000 |
Mortgage Loan Application Detail Totals for Intouch Credit Union in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 179 | $26,522,000 | $148,000 | $908,000 | $124,000 | $456,000 |
| Home Improvement | 120 | $3,802,000 | $31,000 | $221,000 | $201,000 | $9,999,000 |
| Home Purchase | 34 | $7,365,000 | $216,000 | $696,000 | $105,000 | $352,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 250 | $20,917,000 | $83,000 | $596,000 | $162,000 | $9,999,000 |
| Not Provided | 38 | $12,499,000 | $328,000 | $908,000 | $130,000 | $287,000 |
| Hispanic | 19 | $2,294,000 | $120,000 | $696,000 | $103,000 | $229,000 |
| Asian | 15 | $1,392,000 | $92,000 | $572,000 | $109,000 | $163,000 |
| Black or African American | 11 | $587,000 | $53,000 | $178,000 | $87,000 | $157,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 332 | $37,469,000 | $112,000 | $908,000 | $150,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 1 | $220,000 | $220,000 | $220,000 | $80,000 | $80,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 245 | $31,427,000 | $128,000 | $908,000 | $160,000 | $9,999,000 |
| Application Withdrawn By Applicant | 57 | $4,561,000 | $80,000 | $890,000 | $124,000 | $325,000 |
| Application Denied By Financial Institution | 19 | $688,000 | $36,000 | $75,000 | $114,000 | $251,000 |
| File Closed For Incompleteness | 11 | $823,000 | $74,000 | $265,000 | $108,000 | $219,000 |
| Application Approved But Not Accepted | 1 | $190,000 | $190,000 | $190,000 | $170,000 | $170,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1 | $50,000 | $50,000 | $50,000 | $165,000 | $165,000 |
| Collateral | 1 | $25,000 | $25,000 | $25,000 | $112,000 | $112,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Intouch Credit Union's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Intouch Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.