Encompass Lending Group, Lp
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Encompass Lending Group, Lp 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Encompass Lending Group, Lp 23108 Seven Meadows Pkwy Suite 100 Katy, TX 77494 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 |
| Total Number of Mortgage Applications | 741 |
| Total Mortgage Loan Application Amount | $225,805,000 |
| Average Mortgage Loan Application Amount | $326,666 |
| Highest Mortgage Loan Application Amount | $1,285,000 |
| Average Applicant Income | $132,333 |
| Highest Applicant Income | $1,098,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Encompass Lending Group, Lp. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Encompass Lending Group, Lp's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Encompass Lending Group, Lp's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Encompass Lending Group, Lp serves its applicants.
Each category highlights the total number of mortgage applications processed by Encompass Lending Group, Lp, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Encompass Lending Group, Lp's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 100 | $ 30,220,000 | $ 302,000 | $ 147,000 |
| Cumberland County North Carolina | 48 | $ 13,220,000 | $ 275,000 | $ 89,000 |
| Montgomery County Texas | 47 | $ 14,505,000 | $ 308,000 | $ 158,000 |
| Dallas County Texas | 39 | $ 11,775,000 | $ 301,000 | $ 102,000 |
| Tarrant County Texas | 29 | $ 8,025,000 | $ 276,000 | $ 152,000 |
| Collin County Texas | 23 | $ 10,915,000 | $ 474,000 | $ 173,000 |
| Denton County Texas | 18 | $ 6,130,000 | $ 340,000 | $ 146,000 |
| Bexar County Texas | 15 | $ 4,615,000 | $ 307,000 | $ 118,000 |
| Travis County Texas | 15 | $ 6,405,000 | $ 427,000 | $ 187,000 |
| Wake County North Carolina | 14 | $ 5,470,000 | $ 390,000 | $ 195,000 |
| Williamson County Texas | 14 | $ 5,240,000 | $ 374,000 | $ 139,000 |
| Fort Bend County Texas | 13 | $ 4,755,000 | $ 365,000 | $ 200,000 |
| St. Clair County Michigan | 11 | $ 1,685,000 | $ 153,000 | $ 74,000 |
| Durham County North Carolina | 9 | $ 2,515,000 | $ 279,000 | $ 99,000 |
| El Paso County Texas | 9 | $ 1,935,000 | $ 215,000 | $ 86,000 |
| Harnett County North Carolina | 8 | $ 2,430,000 | $ 303,000 | $ 111,000 |
| Richland County South Carolina | 8 | $ 2,110,000 | $ 263,000 | $ 106,000 |
| Galveston County Texas | 8 | $ 2,000,000 | $ 250,000 | $ 102,000 |
| Clark County Nevada | 7 | $ 2,245,000 | $ 320,000 | $ 86,000 |
| Ocean County New Jersey | 7 | $ 2,445,000 | $ 349,000 | $ 140,000 |
| Johnston County North Carolina | 7 | $ 2,295,000 | $ 327,000 | $ 83,000 |
| Bell County Texas | 7 | $ 2,185,000 | $ 312,000 | $ 123,000 |
| Comal County Texas | 6 | $ 1,520,000 | $ 253,000 | $ 131,000 |
| Anne Arundel County Maryland | 5 | $ 1,805,000 | $ 361,000 | $ 230,000 |
| Hoke County North Carolina | 5 | $ 1,555,000 | $ 311,000 | $ 143,000 |
| Brazoria County Texas | 5 | $ 1,475,000 | $ 295,000 | $ 150,000 |
| Kaufman County Texas | 5 | $ 1,275,000 | $ 255,000 | $ 82,000 |
| Parker County Texas | 5 | $ 1,925,000 | $ 385,000 | $ 125,000 |
| Frederick County Maryland | 4 | $ 1,450,000 | $ 362,000 | $ 91,000 |
| Robeson County North Carolina | 4 | $ 890,000 | $ 222,000 | $ 91,000 |
| Ellis County Texas | 4 | $ 1,320,000 | $ 330,000 | $ 147,000 |
| Smith County Texas | 4 | $ 1,050,000 | $ 262,000 | $ 202,000 |
| Utah County Utah | 4 | $ 1,870,000 | $ 467,000 | $ 112,000 |
| Washington County Utah | 4 | $ 830,000 | $ 207,000 | $ 114,000 |
| Riverside County California | 3 | $ 1,245,000 | $ 415,000 | $ 163,000 |
| Hillsborough County Florida | 3 | $ 935,000 | $ 311,000 | $ 75,000 |
| St. Lucie County Florida | 3 | $ 1,225,000 | $ 408,000 | $ 304,000 |
| Volusia County Florida | 3 | $ 815,000 | $ 271,000 | $ 84,000 |
| Polk County Iowa | 3 | $ 765,000 | $ 255,000 | $ 96,000 |
| Baltimore City County Maryland | 3 | $ 935,000 | $ 311,000 | $ 181,000 |
| Carroll County Maryland | 3 | $ 1,365,000 | $ 455,000 | $ 193,000 |
| Oakland County Michigan | 3 | $ 1,005,000 | $ 335,000 | $ 99,000 |
| Wayne County Michigan | 3 | $ 275,000 | $ 91,000 | $ 186,000 |
| Onslow County North Carolina | 3 | $ 665,000 | $ 221,000 | $ 51,000 |
| Comanche County Oklahoma | 3 | $ 735,000 | $ 245,000 | $ 96,000 |
| Horry County South Carolina | 3 | $ 865,000 | $ 288,000 | $ 78,000 |
| Lexington County South Carolina | 3 | $ 425,000 | $ 141,000 | $ 49,000 |
| Grayson County Texas | 3 | $ 585,000 | $ 195,000 | $ 75,000 |
| Henderson County Texas | 3 | $ 575,000 | $ 191,000 | $ 88,000 |
| Hood County Texas | 3 | $ 265,000 | $ 88,000 | $ 58,000 |
| Hunt County Texas | 3 | $ 415,000 | $ 138,000 | $ 97,000 |
| Liberty County Texas | 3 | $ 635,000 | $ 211,000 | $ 82,000 |
| Palo Pinto County Texas | 3 | $ 575,000 | $ 191,000 | $ 79,000 |
| Waller County Texas | 3 | $ 865,000 | $ 288,000 | $ 126,000 |
| Alameda County California | 2 | $ 490,000 | $ 245,000 | $ 51,000 |
| Escambia County Florida | 2 | $ 400,000 | $ 200,000 | $ 90,000 |
| Walton County Florida | 2 | $ 690,000 | $ 345,000 | $ 125,000 |
| Chatham County Georgia | 2 | $ 340,000 | $ 170,000 | $ 104,000 |
| Cobb County Georgia | 2 | $ 480,000 | $ 240,000 | $ 119,000 |
| Boone County Indiana | 2 | $ 500,000 | $ 250,000 | $ 97,000 |
| Hancock County Indiana | 2 | $ 690,000 | $ 345,000 | $ 117,000 |
| Jasper County Iowa | 2 | $ 370,000 | $ 185,000 | $ 71,000 |
| Baltimore County Maryland | 2 | $ 750,000 | $ 375,000 | $ 135,000 |
| Howard County Maryland | 2 | $ 720,000 | $ 360,000 | $ 232,000 |
| Talbot County Maryland | 2 | $ 790,000 | $ 395,000 | $ 180,000 |
| Chatham County North Carolina | 2 | $ 650,000 | $ 325,000 | $ 175,000 |
| Rutherford County North Carolina | 2 | $ 820,000 | $ 410,000 | $ 113,000 |
| Montgomery County Ohio | 2 | $ 590,000 | $ 295,000 | $ 151,000 |
| Montgomery County Pennsylvania | 2 | $ 430,000 | $ 215,000 | $ 81,000 |
| Anderson County Texas | 2 | $ 260,000 | $ 130,000 | $ 37,000 |
| Guadalupe County Texas | 2 | $ 590,000 | $ 295,000 | $ 71,000 |
| Johnson County Texas | 2 | $ 760,000 | $ 380,000 | $ 187,000 |
| Rockwall County Texas | 2 | $ 570,000 | $ 285,000 | $ 89,000 |
| Wise County Texas | 2 | $ 470,000 | $ 235,000 | $ 77,000 |
| Chesterfield County Virginia | 2 | $ 550,000 | $ 275,000 | $ 89,000 |
| Fauquier County Virginia | 2 | $ 840,000 | $ 420,000 | $ 129,000 |
| Loudoun County Virginia | 2 | $ 680,000 | $ 340,000 | $ 140,000 |
| Prince William County Virginia | 2 | $ 1,160,000 | $ 580,000 | $ 168,000 |
| Baldwin County Alabama | 1 | $ 195,000 | $ 195,000 | $ 60,000 |
| Maricopa County Arizona | 1 | $ 485,000 | $ 485,000 | $ 158,000 |
| Pinal County Arizona | 1 | $ 235,000 | $ 235,000 | $ 76,000 |
| Sharp County Arkansas | 1 | $ 185,000 | $ 185,000 | $ 78,000 |
| New London County Connecticut | 1 | $ 175,000 | $ 175,000 | $ 46,000 |
| Bay County Florida | 1 | $ 255,000 | $ 255,000 | $ 170,000 |
| Charlotte County Florida | 1 | $ 265,000 | $ 265,000 | $ 110,000 |
| Clay County Florida | 1 | $ 255,000 | $ 255,000 | $ 61,000 |
| Lake County Florida | 1 | $ 695,000 | $ 695,000 | $ 169,000 |
| Marion County Florida | 1 | $ 175,000 | $ 175,000 | $ 62,000 |
| Miami-Dade County Florida | 1 | $ 385,000 | $ 385,000 | $ 65,000 |
| Okaloosa County Florida | 1 | $ 265,000 | $ 265,000 | $ 179,000 |
| Orange County Florida | 1 | $ 305,000 | $ 305,000 | $ 79,000 |
| Osceola County Florida | 1 | $ 465,000 | $ 465,000 | $ 83,000 |
| Polk County Florida | 1 | $ 415,000 | $ 415,000 | $ 128,000 |
| Clayton County Georgia | 1 | $ 255,000 | $ 255,000 | $ 77,000 |
| DeKalb County Georgia | 1 | $ 315,000 | $ 315,000 | $ 75,000 |
| Gordon County Georgia | 1 | $ 275,000 | $ 275,000 | $ 84,000 |
| Henry County Georgia | 1 | $ 175,000 | $ 175,000 | $ 160,000 |
| Paulding County Georgia | 1 | $ 305,000 | $ 305,000 | $ 68,000 |
| Polk County Georgia | 1 | $ 185,000 | $ 185,000 | $ 91,000 |
| White County Georgia | 1 | $ 235,000 | $ 235,000 | $ 158,000 |
| Hamilton County Indiana | 1 | $ 405,000 | $ 405,000 | $ 129,000 |
| Lake County Indiana | 1 | $ 375,000 | $ 375,000 | $ 147,000 |
| Marion County Indiana | 1 | $ 145,000 | $ 145,000 | $ 82,000 |
| Shelby County Indiana | 1 | $ 135,000 | $ 135,000 | $ 112,000 |
| Vigo County Indiana | 1 | $ 155,000 | $ 155,000 | $ 62,000 |
| Dallas County Iowa | 1 | $ 525,000 | $ 525,000 | $ 140,000 |
| Fayette County Iowa | 1 | $ 145,000 | $ 145,000 | $ 47,000 |
| McPherson County Kansas | 1 | $ 355,000 | $ 355,000 | $ 101,000 |
| Riley County Kansas | 1 | $ 235,000 | $ 235,000 | $ 115,000 |
| Calvert County Maryland | 1 | $ 395,000 | $ 395,000 | $ 109,000 |
| Harford County Maryland | 1 | $ 285,000 | $ 285,000 | $ 114,000 |
| Montgomery County Maryland | 1 | $ 495,000 | $ 495,000 | $ 131,000 |
| Prince George's County Maryland | 1 | $ 365,000 | $ 365,000 | $ 107,000 |
| Bristol County Massachusetts | 1 | $ 455,000 | $ 455,000 | $ 151,000 |
| Hampden County Massachusetts | 1 | $ 245,000 | $ 245,000 | $ 57,000 |
| Macomb County Michigan | 1 | $ 205,000 | $ 205,000 | $ 90,000 |
| Washtenaw County Michigan | 1 | $ 225,000 | $ 225,000 | $ 90,000 |
| Jefferson County Montana | 1 | $ 275,000 | $ 275,000 | $ 94,000 |
| Nye County Nevada | 1 | $ 175,000 | $ 175,000 | $ 127,000 |
| Monmouth County New Jersey | 1 | $ 595,000 | $ 595,000 | $ 145,000 |
| Brunswick County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 98,000 |
| Burke County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 115,000 |
| Cabarrus County North Carolina | 1 | $ 445,000 | $ 445,000 | $ 107,000 |
| Craven County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 115,000 |
| Dare County North Carolina | 1 | $ 515,000 | $ 515,000 | $ 206,000 |
| Davie County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 120,000 |
| Forsyth County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 40,000 |
| Guilford County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 85,000 |
| Iredell County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 73,000 |
| Mecklenburg County North Carolina | 1 | $ 425,000 | $ 425,000 | $ 99,000 |
| Moore County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 87,000 |
| Nash County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 58,000 |
| New Hanover County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 75,000 |
| Orange County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 159,000 |
| Sampson County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 60,000 |
| Stanly County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 125,000 |
| Union County North Carolina | 1 | $ 465,000 | $ 465,000 | $ 130,000 |
| Wilson County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 75,000 |
| Champaign County Ohio | 1 | $ 135,000 | $ 135,000 | $ 75,000 |
| Franklin County Ohio | 1 | $ 285,000 | $ 285,000 | $ 92,000 |
| Logan County Ohio | 1 | $ 195,000 | $ 195,000 | $ 54,000 |
| Mercer County Ohio | 1 | $ 115,000 | $ 115,000 | $ 35,000 |
| Richland County Ohio | 1 | $ 135,000 | $ 135,000 | $ 70,000 |
| Love County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 23,000 |
| Tulsa County Oklahoma | 1 | $ 255,000 | $ 255,000 | $ 58,000 |
| Allegheny County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 139,000 |
| Chester County Pennsylvania | 1 | $ 405,000 | $ 405,000 | $ 156,000 |
| Monroe County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 90,000 |
| York County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 118,000 |
| Aiken County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 46,000 |
| Beaufort County South Carolina | 1 | $ 365,000 | $ 365,000 | $ 80,000 |
| Berkeley County South Carolina | 1 | $ 415,000 | $ 415,000 | $ 143,000 |
| Charleston County South Carolina | 1 | $ 315,000 | $ 315,000 | $ 71,000 |
| Greenville County South Carolina | 1 | $ 385,000 | $ 385,000 | $ 95,000 |
| Spartanburg County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 45,000 |
| Hamilton County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 51,000 |
| Montgomery County Tennessee | 1 | $ 335,000 | $ 335,000 | $ 79,000 |
| Roane County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 90,000 |
| Sullivan County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 52,000 |
| Atascosa County Texas | 1 | $ 165,000 | $ 165,000 | $ 72,000 |
| Austin County Texas | 1 | $ 365,000 | $ 365,000 | $ 116,000 |
| Blanco County Texas | 1 | $ 455,000 | $ 455,000 | $ 134,000 |
| Bosque County Texas | 1 | $ 165,000 | $ 165,000 | $ 64,000 |
| Brazos County Texas | 1 | $ 395,000 | $ 395,000 | $ 122,000 |
| Cherokee County Texas | 1 | $ 205,000 | $ 205,000 | $ 273,000 |
| Clay County Texas | 1 | $ 205,000 | $ 205,000 | $ 51,000 |
| Cooke County Texas | 1 | $ 425,000 | $ 425,000 | $ 105,000 |
| Ector County Texas | 1 | $ 165,000 | $ 165,000 | $ 86,000 |
| Harrison County Texas | 1 | $ 115,000 | $ 115,000 | $ 47,000 |
| Hays County Texas | 1 | $ 465,000 | $ 465,000 | $ 118,000 |
| Hill County Texas | 1 | $ 75,000 | $ 75,000 | $ 29,000 |
| Jack County Texas | 1 | $ 215,000 | $ 215,000 | $ 106,000 |
| Jeff Davis County Texas | 1 | $ 245,000 | $ 245,000 | $ 546,000 |
| Kendall County Texas | 1 | $ 635,000 | $ 635,000 | $ 220,000 |
| Lamar County Texas | 1 | $ 315,000 | $ 315,000 | $ 134,000 |
| Lubbock County Texas | 1 | $ 175,000 | $ 175,000 | $ 80,000 |
| Milam County Texas | 1 | $ 385,000 | $ 385,000 | $ 157,000 |
| Navarro County Texas | 1 | $ 415,000 | $ 415,000 | $ 143,000 |
| Nueces County Texas | 1 | $ 305,000 | $ 305,000 | $ 73,000 |
| Rains County Texas | 1 | $ 325,000 | $ 325,000 | $ 85,000 |
| San Jacinto County Texas | 1 | $ 555,000 | $ 555,000 | $ 147,000 |
| Tyler County Texas | 1 | $ 105,000 | $ 105,000 | $ 239,000 |
| Van Zandt County Texas | 1 | $ 155,000 | $ 155,000 | $ 66,000 |
| Walker County Texas | 1 | $ 85,000 | $ 85,000 | $ 38,000 |
| Davis County Utah | 1 | $ 415,000 | $ 415,000 | $ 118,000 |
| Sanpete County Utah | 1 | $ 355,000 | $ 355,000 | $ 95,000 |
| Amelia County Virginia | 1 | $ 605,000 | $ 605,000 | $ 227,000 |
| Fairfax County Virginia | 1 | $ 725,000 | $ 725,000 | $ 176,000 |
| Henrico County Virginia | 1 | $ 215,000 | $ 215,000 | $ 47,000 |
| Isle of Wight County Virginia | 1 | $ 245,000 | $ 245,000 | $ 67,000 |
| Lunenburg County Virginia | 1 | $ 295,000 | $ 295,000 | $ 77,000 |
| Manassas County Virginia | 1 | $ 225,000 | $ 225,000 | $ 102,000 |
| Prince Edward County Virginia | 1 | $ 235,000 | $ 235,000 | $ 105,000 |
| Shenandoah County Virginia | 1 | $ 525,000 | $ 525,000 | $ 135,000 |
| Stafford County Virginia | 1 | $ 645,000 | $ 645,000 | $ 291,000 |
| Virginia Beach County Virginia | 1 | $ 345,000 | $ 345,000 | $ 107,000 |
| Waynesboro County Virginia | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| Kitsap County Washington | 1 | $ 465,000 | $ 465,000 | $ 109,000 |
| Jackson County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
| Natrona County Wyoming | 1 | $ 315,000 | $ 315,000 | $ 87,000 |
Mortgage Loan Application Detail Totals for Encompass Lending Group, Lp in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 667 | $202,335,000 | $303,000 | $1,285,000 | $126,000 | $1,098,000 |
| Cash-out Refinancing | 60 | $18,230,000 | $303,000 | $985,000 | $131,000 | $396,000 |
| Refinancing | 14 | $5,240,000 | $374,000 | $665,000 | $140,000 | $379,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 387 | $119,885,000 | $309,000 | $725,000 | $138,000 | $1,098,000 |
| Hispanic | 145 | $42,115,000 | $290,000 | $1,285,000 | $108,000 | $548,000 |
| Not Provided | 93 | $29,075,000 | $312,000 | $985,000 | $133,000 | $396,000 |
| Asian | 58 | $18,770,000 | $323,000 | $645,000 | $118,000 | $242,000 |
| Black or African American | 52 | $14,510,000 | $279,000 | $645,000 | $100,000 | $320,000 |
| American Indian or Alaskan Native | 4 | $1,080,000 | $270,000 | $395,000 | $90,000 | $152,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 448 | $136,780,000 | $305,000 | $1,285,000 | $143,000 | $1,098,000 |
| FHA-insured (Federal Housing Administration) | 161 | $45,775,000 | $284,000 | $535,000 | $103,000 | $299,000 |
| VA-guaranteed (Veterans Administration) | 122 | $40,990,000 | $335,000 | $755,000 | $103,000 | $291,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 10 | $2,260,000 | $226,000 | $455,000 | $78,000 | $151,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 484 | $147,440,000 | $304,000 | $755,000 | $128,000 | $1,098,000 |
| Application Withdrawn By Applicant | 235 | $73,075,000 | $310,000 | $1,285,000 | $127,000 | $740,000 |
| Application Denied By Financial Institution | 18 | $4,420,000 | $245,000 | $685,000 | $94,000 | $230,000 |
| Application Approved But Not Accepted | 4 | $870,000 | $217,000 | $355,000 | $98,000 | $138,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 723 | $221,385,000 | $306,000 | $1,285,000 | $128,000 | $1,098,000 |
| Debt-To-Income Ratio | 7 | $2,005,000 | $286,000 | $685,000 | $101,000 | $223,000 |
| Collateral | 4 | $730,000 | $182,000 | $205,000 | $66,000 | $78,000 |
| Other | 2 | $330,000 | $165,000 | $165,000 | $72,000 | $72,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $420,000 | $210,000 | $275,000 | $145,000 | $230,000 |
| Unverifiable Information | 1 | $355,000 | $355,000 | $355,000 | $95,000 | $95,000 |
| Credit Application Incomplete | 1 | $475,000 | $475,000 | $475,000 | $144,000 | $144,000 |
| Employment History | 1 | $105,000 | $105,000 | $105,000 | $49,000 | $49,000 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Encompass Lending Group, Lp's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Encompass Lending Group, Lp's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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