Encore Bank, Na
Mortgage Loan Application
Totals and Details
for 2007

Find mortgage loan statistics, lending data, and loan application totals for Texas.
The mortgage statistics and data below are specific to mortgage loan applications for Encore Bank, Na.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Encore Bank, Na
Nine Greenway Plaza, Suite 1000
Houston, TX 77046
Tel #: available with data download
Federal Regulator * available with data download
Years 2012  2011  2010  2009  2008  2007  
Total Number of Mortgage Applications 9,262
Total Mortgage Loan Application Amount $496,633,000
Average Mortgage Loan Application Amount $60,000
Highest Mortgage Loan Application Amount $1,760,000
Average Applicant Income $137,000
Highest Applicant Income $2,600,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in TX, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Encore Bank, Na by County in 2007

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Harris County Texas 1,751 $ 127,766,000 $ 72,000 $ 149,000
Travis County Texas 914 $ 48,609,000 $ 53,000 $ 133,000
Tarrant County Texas 677 $ 30,911,000 $ 45,000 $ 121,000
Dallas County Texas 622 $ 29,850,000 $ 47,000 $ 141,000
Collin County Texas 612 $ 28,615,000 $ 46,000 $ 128,000
Denton County Texas 492 $ 23,285,000 $ 47,000 $ 127,000
Fort Bend County Texas 461 $ 23,954,000 $ 51,000 $ 129,000
Bexar County Texas 435 $ 19,603,000 $ 45,000 $ 119,000
Williamson County Texas 422 $ 17,687,000 $ 41,000 $ 116,000
Montgomery County Texas 344 $ 17,696,000 $ 51,000 $ 129,000
Galveston County Texas 161 $ 6,813,000 $ 42,000 $ 141,000
Brazoria County Texas 130 $ 5,725,000 $ 44,000 $ 117,000
Jefferson County Colorado 108 $ 6,095,000 $ 56,000 $ 112,000
Hays County Texas 105 $ 5,066,000 $ 48,000 $ 121,000
Denver County Colorado 98 $ 5,703,000 $ 58,000 $ 118,000
Douglas County Colorado 93 $ 5,702,000 $ 61,000 $ 129,000
Arapahoe County Colorado 91 $ 4,913,000 $ 53,000 $ 131,000
Brazos County Texas 77 $ 2,937,000 $ 38,000 $ 103,000
Comal County Texas 72 $ 4,019,000 $ 55,000 $ 136,000
Boulder County Colorado 68 $ 4,055,000 $ 59,000 $ 125,000
Rockwall County Texas 65 $ 3,535,000 $ 54,000 $ 141,000
El Paso County Texas 63 $ 3,102,000 $ 49,000 $ 121,000
Ellis County Texas 60 $ 2,275,000 $ 37,000 $ 116,000
Maricopa County Arizona 59 $ 2,618,000 $ 44,000 $ 112,000
Adams County Colorado 55 $ 2,521,000 $ 45,000 $ 103,000
Parker County Texas 48 $ 2,150,000 $ 44,000 $ 108,000
El Paso County Colorado 40 $ 2,866,000 $ 71,000 $ 102,000
Guadalupe County Texas 40 $ 1,711,000 $ 42,000 $ 122,000
Nueces County Texas 35 $ 1,437,000 $ 41,000 $ 125,000
Jefferson County Texas 34 $ 1,778,000 $ 52,000 $ 139,000
Hidalgo County Texas 32 $ 1,025,000 $ 32,000 $ 104,000
Bell County Texas 31 $ 1,013,000 $ 32,000 $ 90,000
Kaufman County Texas 27 $ 870,000 $ 32,000 $ 101,000
Johnson County Texas 26 $ 1,029,000 $ 39,000 $ 102,000
Wise County Texas 26 $ 1,084,000 $ 41,000 $ 139,000
Weld County Colorado 25 $ 1,040,000 $ 41,000 $ 90,000
Cameron County Texas 24 $ 1,090,000 $ 45,000 $ 133,000
Riverside County California 23 $ 1,291,000 $ 56,000 $ 124,000
Grayson County Texas 21 $ 972,000 $ 46,000 $ 147,000
Kendall County Texas 21 $ 1,015,000 $ 48,000 $ 147,000
Los Angeles County California 20 $ 2,963,000 $ 148,000 $ 176,000
Smith County Texas 20 $ 821,000 $ 41,000 $ 91,000
Larimer County Colorado 19 $ 959,000 $ 50,000 $ 132,000
Webb County Texas 19 $ 694,000 $ 36,000 $ 79,000
Chambers County Texas 18 $ 1,049,000 $ 58,000 $ 107,000
Hardin County Texas 17 $ 597,000 $ 35,000 $ 115,000
Bastrop County Texas 16 $ 606,000 $ 37,000 $ 110,000
Lubbock County Texas 15 $ 468,000 $ 31,000 $ 93,000
Waller County Texas 15 $ 732,000 $ 48,000 $ 107,000
Hood County Texas 14 $ 537,000 $ 38,000 $ 145,000
Hunt County Texas 14 $ 389,000 $ 27,000 $ 96,000
Wilson County Texas 13 $ 414,000 $ 31,000 $ 91,000
Broomfield County Colorado 12 $ 642,000 $ 53,000 $ 119,000
Llano County Texas 12 $ 399,000 $ 33,000 $ 288,000
San Diego County California 11 $ 1,132,000 $ 102,000 $ 204,000
Liberty County Texas 11 $ 371,000 $ 33,000 $ 108,000
Cooke County Texas 10 $ 579,000 $ 57,000 $ 128,000
Orange County Texas 10 $ 212,000 $ 21,000 $ 112,000
Routt County Colorado 9 $ 634,000 $ 70,000 $ 207,000
Burnet County Texas 9 $ 1,397,000 $ 155,000 $ 267,000
San Patricio County Texas 9 $ 261,000 $ 29,000 $ 186,000
Kern County California 8 $ 495,000 $ 61,000 $ 135,000
San Bernardino County California 8 $ 453,000 $ 56,000 $ 126,000
Ector County Texas 8 $ 200,000 $ 25,000 $ 77,000
Erath County Texas 8 $ 259,000 $ 32,000 $ 120,000
McLennan County Texas 8 $ 264,000 $ 33,000 $ 121,000
Medina County Texas 8 $ 351,000 $ 43,000 $ 87,000
Midland County Texas 8 $ 386,000 $ 48,000 $ 134,000
Van Zandt County Texas 8 $ 325,000 $ 40,000 $ 85,000
Victoria County Texas 8 $ 317,000 $ 39,000 $ 82,000
Mesa County Colorado 7 $ 424,000 $ 60,000 $ 120,000
Austin County Texas 7 $ 275,000 $ 39,000 $ 83,000
Blanco County Texas 7 $ 247,000 $ 35,000 $ 113,000
Grimes County Texas 7 $ 168,000 $ 24,000 $ 87,000
Henderson County Texas 7 $ 347,000 $ 49,000 $ 238,000
Washington County Texas 7 $ 275,000 $ 39,000 $ 81,000
Lee County Florida 6 $ 925,000 $ 154,000 $ 90,000
Caldwell County Texas 6 $ 181,000 $ 30,000 $ 87,000
Randall County Texas 6 $ 221,000 $ 36,000 $ 133,000
Tulare County California 5 $ 208,000 $ 41,000 $ 113,000
Eagle County Colorado 5 $ 791,000 $ 158,000 $ 173,000
Elbert County Colorado 5 $ 245,000 $ 49,000 $ 137,000
Summit County Colorado 5 $ 309,000 $ 61,000 $ 225,000
Collier County Florida 5 $ 2,220,000 $ 444,000 $ 63,000
Pinellas County Florida 5 $ 1,925,000 $ 385,000 $ 74,000
Aransas County Texas 5 $ 208,000 $ 41,000 $ 159,000
Atascosa County Texas 5 $ 101,000 $ 20,000 $ 72,000
Gregg County Texas 5 $ 148,000 $ 29,000 $ 103,000
Kerr County Texas 5 $ 210,000 $ 42,000 $ 103,000
Matagorda County Texas 5 $ 154,000 $ 30,000 $ 93,000
Milam County Texas 5 $ 120,000 $ 24,000 $ 70,000
Wood County Texas 5 $ 147,000 $ 29,000 $ 109,000
Pinal County Arizona 4 $ 187,000 $ 46,000 $ 85,000
Sacramento County California 4 $ 366,000 $ 91,000 $ 106,000
Garfield County Colorado 4 $ 252,000 $ 63,000 $ 276,000
Pueblo County Colorado 4 $ 81,000 $ 20,000 $ 84,000
Hillsborough County Florida 4 $ 580,000 $ 145,000 $ 71,000
Fulton County Georgia 4 $ 238,000 $ 59,000 $ 105,000
Gwinnett County Georgia 4 $ 142,000 $ 35,000 $ 64,000
Polk County Texas 4 $ 179,000 $ 44,000 $ 203,000
Wharton County Texas 4 $ 107,000 $ 26,000 $ 74,000
Moffat County Colorado 3 $ 114,000 $ 38,000 $ 92,000
Ouray County Colorado 3 $ 188,000 $ 62,000 $ 131,000
Polk County Florida 3 $ 129,000 $ 43,000 $ 196,000
Cobb County Georgia 3 $ 127,000 $ 42,000 $ 80,000
Bowie County Texas 3 $ 80,000 $ 26,000 $ 89,000
Brown County Texas 3 $ 83,000 $ 27,000 $ 59,000
Burleson County Texas 3 $ 253,000 $ 84,000 $ 92,000
Calhoun County Texas 3 $ 227,000 $ 75,000 $ 155,000
Colorado County Texas 3 $ 108,000 $ 36,000 $ 80,000
Coryell County Texas 3 $ 92,000 $ 30,000 $ 81,000
Gillespie County Texas 3 $ 159,000 $ 53,000 $ 172,000
Harrison County Texas 3 $ 72,000 $ 24,000 $ 60,000
Houston County Texas 3 $ 67,000 $ 22,000 $ 64,000
Lampasas County Texas 3 $ 68,000 $ 22,000 $ 197,000
Limestone County Texas 3 $ 158,000 $ 52,000 $ 159,000
Montague County Texas 3 $ 70,000 $ 23,000 $ 90,000
Navarro County Texas 3 $ 79,000 $ 26,000 $ 76,000
San Jacinto County Texas 3 $ 76,000 $ 25,000 $ 87,000
Tom Green County Texas 3 $ 246,000 $ 82,000 $ 131,000
Prince William County Virginia 3 $ 202,000 $ 67,000 $ 150,000
Jefferson County Alabama 2 $ 482,000 $ 241,000 $ 200,000
Pima County Arizona 2 $ 92,000 $ 46,000 $ 169,000
Alameda County California 2 $ 240,000 $ 120,000 $ 186,000
Contra Costa County California 2 $ 120,000 $ 60,000 $ 121,000
Merced County California 2 $ 170,000 $ 85,000 $ 93,000
Orange County California 2 $ 175,000 $ 87,000 $ 230,000
Placer County California 2 $ 350,000 $ 175,000 $ 166,000
San Mateo County California 2 $ 96,000 $ 48,000 $ 110,000
Stanislaus County California 2 $ 122,000 $ 61,000 $ 91,000
Ventura County California 2 $ 124,000 $ 62,000 $ 153,000
Gilpin County Colorado 2 $ 87,000 $ 43,000 $ 96,000
Grand County Colorado 2 $ 134,000 $ 67,000 $ 255,000
Kit Carson County Colorado 2 $ 40,000 $ 20,000 $ 79,000
Morgan County Colorado 2 $ 58,000 $ 29,000 $ 59,000
Park County Colorado 2 $ 52,000 $ 26,000 $ 107,000
Teller County Colorado 2 $ 65,000 $ 32,000 $ 67,000
Washington County Colorado 2 $ 72,000 $ 36,000 $ 76,000
Brevard County Florida 2 $ 95,000 $ 47,000 $ 105,000
Flagler County Florida 2 $ 132,000 $ 66,000 $ 126,000
Orange County Florida 2 $ 132,000 $ 66,000 $ 101,000
Osceola County Florida 2 $ 194,000 $ 97,000 $ 227,000
Palm Beach County Florida 2 $ 64,000 $ 32,000 $ 57,000
Walton County Florida 2 $ 105,000 $ 52,000 $ 132,000
Angelina County Texas 2 $ 50,000 $ 25,000 $ 107,000
Bosque County Texas 2 $ 45,000 $ 22,000 $ 60,000
Fayette County Texas 2 $ 65,000 $ 32,000 $ 140,000
Freestone County Texas 2 $ 88,000 $ 44,000 $ 537,000
Hill County Texas 2 $ 91,000 $ 45,000 $ 106,000
Lamar County Texas 2 $ 79,000 $ 39,000 $ 121,000
Maverick County Texas 2 $ 51,000 $ 25,000 $ 51,000
Robertson County Texas 2 $ 145,000 $ 72,000 $ 108,000
Rusk County Texas 2 $ 33,000 $ 16,000 $ 58,000
Val Verde County Texas 2 $ 55,000 $ 27,000 $ 80,000
Walker County Texas 2 $ 141,000 $ 70,000 $ 313,000
Lee County Alabama 1 $ 58,000 $ 58,000 $ 94,000
Navajo County Arizona 1 $ 93,000 $ 93,000 $ 212,000
Benton County Arkansas 1 $ 284,000 $ 284,000 $ 92,000
Fresno County California 1 $ 50,000 $ 50,000 $ 120,000
San Benito County California 1 $ 143,000 $ 143,000 $ 180,000
San Joaquin County California 1 $ 69,000 $ 69,000 $ 93,000
San Luis Obispo County California 1 $ 96,000 $ 96,000 $ 89,000
Solano County California 1 $ 62,000 $ 62,000 $ 72,000
Clear Creek County Colorado 1 $ 63,000 $ 63,000 $ 90,000
Custer County Colorado 1 $ 38,000 $ 38,000 $ 62,000
Dolores County Colorado 1 $ 57,000 $ 57,000 $ 286,000
La Plata County Colorado 1 $ 39,000 $ 39,000 $ 104,000
Rio Grande County Colorado 1 $ 30,000 $ 30,000 $ 208,000
Yuma County Colorado 1 $ 16,000 $ 16,000 $ 36,000
Bay County Florida 1 $ 32,000 $ 32,000 $ 106,000
Broward County Florida 1 $ 40,000 $ 40,000 $ 120,000
Clay County Florida 1 $ 28,000 $ 28,000 $ 96,000
Escambia County Florida 1 $ 50,000 $ 50,000 $ 89,000
Okaloosa County Florida 1 $ 50,000 $ 50,000 $ 107,000
Santa Rosa County Florida 1 $ 29,000 $ 29,000 $ 111,000
Sarasota County Florida 1 $ 136,000 $ 136,000 $ 52,000
St. Johns County Florida 1 $ 50,000 $ 50,000 $ 125,000
Chatham County Georgia 1 $ 32,000 $ 32,000 $ 76,000
DeKalb County Georgia 1 $ 38,000 $ 38,000 $ 62,000
Houston County Georgia 1 $ 26,000 $ 26,000 $ 43,000
Gallatin County Montana 1 $ 150,000 $ 150,000 $ 136,000
Sarpy County Nebraska 1 $ 56,000 $ 56,000 $ 90,000
Clark County Nevada 1 $ 250,000 $ 250,000 $ 120,000
Wake County North Carolina 1 $ 32,000 $ 32,000 $ 72,000
Andrews County Texas 1 $ 29,000 $ 29,000 $ 132,000
Archer County Texas 1 $ 17,000 $ 17,000 $ 92,000
Camp County Texas 1 $ 31,000 $ 31,000 $ 140,000
Cherokee County Texas 1 $ 10,000 $ 10,000 $ 46,000
Delta County Texas 1 $ 33,000 $ 33,000 $ 131,000
Eastland County Texas 1 $ 37,000 $ 37,000 $ 54,000
Frio County Texas 1 $ 21,000 $ 21,000 $ 80,000
Hockley County Texas 1 $ 45,000 $ 45,000 $ 99,000
Hopkins County Texas 1 $ 35,000 $ 35,000 $ 102,000
Howard County Texas 1 $ 13,000 $ 13,000 $ 120,000
Hutchinson County Texas 1 $ 35,000 $ 35,000 $ 92,000
Kleberg County Texas 1 $ 48,000 $ 48,000 $ 1,050,000
Lavaca County Texas 1 $ 11,000 $ 11,000 $ 45,000
Leon County Texas 1 $ 24,000 $ 24,000 $ 101,000
Marion County Texas 1 $ 31,000 $ 31,000 $ 168,000
Moore County Texas 1 $ 42,000 $ 42,000 $ 59,000
Nacogdoches County Texas 1 $ 11,000 $ 11,000 $ 194,000
Nolan County Texas 1 $ 25,000 $ 25,000 $ 71,000
Panola County Texas 1 $ 35,000 $ 35,000 $ 65,000
Potter County Texas 1 $ 12,000 $ 12,000 $ 171,000
Real County Texas 1 $ 44,000 $ 44,000 $ 235,000
San Augustine County Texas 1 $ 43,000 $ 43,000 $ 474,000
Somervell County Texas 1 $ 66,000 $ 66,000 $ 450,000
Upshur County Texas 1 $ 34,000 $ 34,000 $ 80,000
Uvalde County Texas 1 $ 64,000 $ 64,000 $ 133,000
Wichita County Texas 1 $ 29,000 $ 29,000 $ 86,000
Wilbarger County Texas 1 $ 26,000 $ 26,000 $ 68,000
Fairfax County Virginia 1 $ 60,000 $ 60,000 $ 216,000
Loudoun County Virginia 1 $ 55,000 $ 55,000 $ 108,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Texas, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Encore Bank, Na in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 8,105 $423,006,000 $52,000 $1,680,000 $129,000 $2,067,000
Refinancing 895 $56,244,000 $62,000 $1,760,000 $138,000 $2,600,000
Home Improvement 262 $17,383,000 $66,000 $500,000 $144,000 $524,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 6,596 $364,775,000 $55,000 $1,760,000 $136,000 $2,600,000
Not Provided 862 $43,685,000 $50,000 $692,000 $129,000 $1,023,000
Hispanic 842 $35,587,000 $42,000 $630,000 $100,000 $689,000
Asian 447 $21,819,000 $48,000 $615,000 $127,000 $1,577,000
Black or African American 370 $17,874,000 $48,000 $620,000 $125,000 $1,222,000
Not applicable 93 $10,678,000 $114,000 $1,700,000 $84,000 $298,000
American Indian or Alaskan Native 30 $1,225,000 $40,000 $128,000 $107,000 $375,000
Native Hawaiian or Other Pacific Islander 22 $990,000 $45,000 $143,000 $118,000 $379,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 9,262 $496,633,000 $53,000 $1,760,000 $130,000 $2,600,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,277 $305,478,000 $57,000 $1,760,000 $133,000 $1,596,000
Application Denied By Financial Institution 2,459 $113,216,000 $46,000 $1,500,000 $122,000 $2,067,000
Application Approved But Not Accepted 1,359 $69,881,000 $51,000 $1,750,000 $137,000 $2,600,000
Loan Purchased By The Institution 84 $4,424,000 $52,000 $150,000 $93,000 $298,000
Preapproval Denied by Financial Institution 62 $2,615,000 $42,000 $120,000 $109,000 $300,000
Application Withdrawn By Applicant 21 $1,019,000 $48,000 $208,000 $135,000 $311,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 1,147 $49,508,000 $43,000 $258,000 $121,000 $2,067,000
Other 501 $26,640,000 $53,000 $1,500,000 $139,000 $1,222,000
Debt-To-Income Ratio 356 $15,030,000 $42,000 $287,000 $83,000 $900,000
Unverifiable Information 166 $7,249,000 $43,000 $285,000 $157,000 $1,885,000
Employment History 154 $6,430,000 $41,000 $168,000 $106,000 $360,000
Collateral 121 $6,514,000 $53,000 $230,000 $137,000 $911,000
Insufficient Cash (Downpayment, Closing Cost) 50 $2,538,000 $50,000 $177,000 $102,000 $312,000
Credit Application Incomplete 26 $1,922,000 $73,000 $313,000 $195,000 $700,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in TX, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Texas, and search similar information at your convenience.

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