Encore Bank, Na
Mortgage Loan Application
Totals and Details
for 2011
Find mortgage loan statistics, lending data, and loan application totals for Texas.
The mortgage statistics and data below are specific to mortgage loan applications for Encore Bank, Na.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Encore Bank, Na Nine Greenway Plaza, Suite 1000 Houston, TX 77046 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 1,626 |
| Total Mortgage Loan Application Amount | $164,244,000 |
| Average Mortgage Loan Application Amount | $94,000 |
| Highest Mortgage Loan Application Amount | $7,250,000 |
| Average Applicant Income | $206,666 |
| Highest Applicant Income | $2,460,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in TX, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 452 | $ 95,638,000 | $ 211,000 | $ 264,000 |
| Travis County Texas | 143 | $ 9,641,000 | $ 67,000 | $ 211,000 |
| Dallas County Texas | 122 | $ 7,702,000 | $ 63,000 | $ 215,000 |
| Collin County Texas | 119 | $ 6,055,000 | $ 50,000 | $ 175,000 |
| Montgomery County Texas | 105 | $ 6,280,000 | $ 59,000 | $ 185,000 |
| Fort Bend County Texas | 97 | $ 6,433,000 | $ 66,000 | $ 210,000 |
| Denton County Texas | 83 | $ 3,881,000 | $ 46,000 | $ 186,000 |
| Tarrant County Texas | 76 | $ 5,107,000 | $ 67,000 | $ 202,000 |
| Bexar County Texas | 66 | $ 4,056,000 | $ 61,000 | $ 192,000 |
| Galveston County Texas | 48 | $ 2,906,000 | $ 60,000 | $ 205,000 |
| Williamson County Texas | 40 | $ 1,524,000 | $ 38,000 | $ 155,000 |
| Comal County Texas | 20 | $ 1,619,000 | $ 80,000 | $ 231,000 |
| Rockwall County Texas | 16 | $ 726,000 | $ 45,000 | $ 170,000 |
| Brazoria County Texas | 14 | $ 618,000 | $ 44,000 | $ 142,000 |
| Cameron County Texas | 12 | $ 433,000 | $ 36,000 | $ 150,000 |
| Ellis County Texas | 12 | $ 536,000 | $ 44,000 | $ 148,000 |
| Hays County Texas | 12 | $ 526,000 | $ 43,000 | $ 186,000 |
| Kendall County Texas | 12 | $ 790,000 | $ 65,000 | $ 227,000 |
| El Paso County Texas | 11 | $ 594,000 | $ 54,000 | $ 209,000 |
| Hidalgo County Texas | 11 | $ 584,000 | $ 53,000 | $ 148,000 |
| Parker County Texas | 10 | $ 471,000 | $ 47,000 | $ 153,000 |
| Brazos County Texas | 8 | $ 166,000 | $ 20,000 | $ 145,000 |
| Nueces County Texas | 6 | $ 198,000 | $ 33,000 | $ 140,000 |
| Wilson County Texas | 6 | $ 172,000 | $ 28,000 | $ 132,000 |
| Midland County Texas | 5 | $ 235,000 | $ 47,000 | $ 203,000 |
| Bell County Texas | 4 | $ 135,000 | $ 33,000 | $ 127,000 |
| Chambers County Texas | 4 | $ 92,000 | $ 23,000 | $ 97,000 |
| Johnson County Texas | 4 | $ 192,000 | $ 48,000 | $ 134,000 |
| Kaufman County Texas | 4 | $ 183,000 | $ 45,000 | $ 124,000 |
| McLennan County Texas | 4 | $ 300,000 | $ 75,000 | $ 329,000 |
| Polk County Texas | 4 | $ 171,000 | $ 42,000 | $ 210,000 |
| San Jacinto County Texas | 4 | $ 307,000 | $ 76,000 | $ 335,000 |
| Washington County Texas | 4 | $ 110,000 | $ 27,000 | $ 123,000 |
| Angelina County Texas | 3 | $ 116,000 | $ 38,000 | $ 125,000 |
| Caldwell County Texas | 3 | $ 73,000 | $ 24,000 | $ 55,000 |
| Gillespie County Texas | 3 | $ 173,000 | $ 57,000 | $ 169,000 |
| Grayson County Texas | 3 | $ 131,000 | $ 43,000 | $ 133,000 |
| Gregg County Texas | 3 | $ 152,000 | $ 50,000 | $ 111,000 |
| Taylor County Texas | 3 | $ 135,000 | $ 45,000 | $ 143,000 |
| Wichita County Texas | 3 | $ 110,000 | $ 36,000 | $ 97,000 |
| Burnet County Texas | 2 | $ 56,000 | $ 28,000 | $ 168,000 |
| Ector County Texas | 2 | $ 60,000 | $ 30,000 | $ 130,000 |
| Fannin County Texas | 2 | $ 56,000 | $ 28,000 | $ 123,000 |
| Fayette County Texas | 2 | $ 89,000 | $ 44,000 | $ 215,000 |
| Grimes County Texas | 2 | $ 65,000 | $ 32,000 | $ 92,000 |
| Guadalupe County Texas | 2 | $ 92,000 | $ 46,000 | $ 99,000 |
| Harrison County Texas | 2 | $ 93,000 | $ 46,000 | $ 201,000 |
| Henderson County Texas | 2 | $ 57,000 | $ 28,000 | $ 167,000 |
| Hood County Texas | 2 | $ 42,000 | $ 21,000 | $ 98,000 |
| Kerr County Texas | 2 | $ 94,000 | $ 47,000 | $ 220,000 |
| Llano County Texas | 2 | $ 56,000 | $ 28,000 | $ 118,000 |
| Orange County Texas | 2 | $ 100,000 | $ 50,000 | $ 103,000 |
| Smith County Texas | 2 | $ 192,000 | $ 96,000 | $ 324,000 |
| Upshur County Texas | 2 | $ 81,000 | $ 40,000 | $ 140,000 |
| Wood County Texas | 2 | $ 116,000 | $ 58,000 | $ 156,000 |
| Pima County Arizona | 1 | $ 649,000 | $ 649,000 | $ 0 |
| Eagle County Colorado | 1 | $ 600,000 | $ 600,000 | $ 380,000 |
| Larimer County Colorado | 1 | $ 280,000 | $ 280,000 | $ 350,000 |
| Cook County Illinois | 1 | $ 100,000 | $ 100,000 | $ 289,000 |
| Union County North Carolina | 1 | $ 375,000 | $ 375,000 | $ 240,000 |
| Anderson County Texas | 1 | $ 29,000 | $ 29,000 | $ 84,000 |
| Aransas County Texas | 1 | $ 100,000 | $ 100,000 | $ 169,000 |
| Austin County Texas | 1 | $ 29,000 | $ 29,000 | $ 226,000 |
| Bandera County Texas | 1 | $ 60,000 | $ 60,000 | $ 1,125,000 |
| Bastrop County Texas | 1 | $ 35,000 | $ 35,000 | $ 111,000 |
| Blanco County Texas | 1 | $ 47,000 | $ 47,000 | $ 102,000 |
| Bowie County Texas | 1 | $ 38,000 | $ 38,000 | $ 212,000 |
| Brown County Texas | 1 | $ 32,000 | $ 32,000 | $ 101,000 |
| Calhoun County Texas | 1 | $ 415,000 | $ 415,000 | $ 119,000 |
| Cass County Texas | 1 | $ 47,000 | $ 47,000 | $ 84,000 |
| Cherokee County Texas | 1 | $ 18,000 | $ 18,000 | $ 525,000 |
| Cooke County Texas | 1 | $ 36,000 | $ 36,000 | $ 152,000 |
| Erath County Texas | 1 | $ 26,000 | $ 26,000 | $ 125,000 |
| Falls County Texas | 1 | $ 19,000 | $ 19,000 | $ 39,000 |
| Gonzales County Texas | 1 | $ 50,000 | $ 50,000 | $ 70,000 |
| Hardin County Texas | 1 | $ 48,000 | $ 48,000 | $ 280,000 |
| Jasper County Texas | 1 | $ 40,000 | $ 40,000 | $ 203,000 |
| Lampasas County Texas | 1 | $ 47,000 | $ 47,000 | $ 185,000 |
| Lavaca County Texas | 1 | $ 40,000 | $ 40,000 | $ 98,000 |
| Leon County Texas | 1 | $ 10,000 | $ 10,000 | $ 86,000 |
| Lubbock County Texas | 1 | $ 47,000 | $ 47,000 | $ 197,000 |
| Matagorda County Texas | 1 | $ 32,000 | $ 32,000 | $ 141,000 |
| Medina County Texas | 1 | $ 50,000 | $ 50,000 | $ 128,000 |
| Navarro County Texas | 1 | $ 37,000 | $ 37,000 | $ 88,000 |
| Palo Pinto County Texas | 1 | $ 45,000 | $ 45,000 | $ 120,000 |
| San Patricio County Texas | 1 | $ 31,000 | $ 31,000 | $ 110,000 |
| Uvalde County Texas | 1 | $ 50,000 | $ 50,000 | $ 168,000 |
| Val Verde County Texas | 1 | $ 26,000 | $ 26,000 | $ 95,000 |
| Walker County Texas | 1 | $ 25,000 | $ 25,000 | $ 94,000 |
| Waller County Texas | 1 | $ 40,000 | $ 40,000 | $ 102,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Texas,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Encore Bank, Na in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 878 | $106,687,000 | $121,000 | $7,250,000 | $228,000 | $2,460,000 |
| Home Improvement | 413 | $17,369,000 | $42,000 | $129,000 | $149,000 | $500,000 |
| Refinancing | 335 | $40,188,000 | $119,000 | $3,330,000 | $243,000 | $2,455,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,265 | $123,058,000 | $97,000 | $3,330,000 | $218,000 | $2,460,000 |
| Not Provided | 127 | $6,804,000 | $53,000 | $243,000 | $187,000 | $1,125,000 |
| Hispanic | 115 | $7,936,000 | $69,000 | $766,000 | $171,000 | $550,000 |
| Asian | 84 | $9,388,000 | $111,000 | $1,238,000 | $191,000 | $536,000 |
| Black or African American | 19 | $2,017,000 | $106,000 | $646,000 | $245,000 | $583,000 |
| American Indian or Alaskan Native | 7 | $356,000 | $50,000 | $83,000 | $319,000 | $600,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $186,000 | $37,000 | $47,000 | $168,000 | $277,000 |
| Not applicable | 4 | $14,499,000 | $3,624,000 | $7,250,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,625 | $163,970,000 | $100,000 | $7,250,000 | $211,000 | $2,460,000 |
| FHA-insured (Federal Housing Administration) | 1 | $274,000 | $274,000 | $274,000 | $189,000 | $189,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 838 | $113,303,000 | $135,000 | $7,250,000 | $237,000 | $2,460,000 |
| Application Approved But Not Accepted | 470 | $25,543,000 | $54,000 | $687,000 | $187,000 | $1,214,000 |
| Application Denied By Financial Institution | 296 | $16,909,000 | $57,000 | $1,000,000 | $164,000 | $661,000 |
| Application Withdrawn By Applicant | 19 | $8,133,000 | $428,000 | $3,330,000 | $376,000 | $2,455,000 |
| Preapproval Denied by Financial Institution | 2 | $171,000 | $85,000 | $150,000 | $280,000 | $460,000 |
| File Closed For Incompleteness | 1 | $185,000 | $185,000 | $185,000 | $109,000 | $109,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 121 | $6,309,000 | $52,000 | $568,000 | $178,000 | $661,000 |
| Debt-To-Income Ratio | 75 | $5,690,000 | $75,000 | $1,000,000 | $128,000 | $413,000 |
| Employment History | 41 | $1,880,000 | $45,000 | $250,000 | $153,000 | $365,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 33 | $1,724,000 | $52,000 | $206,000 | $198,000 | $657,000 |
| Other | 11 | $630,000 | $57,000 | $149,000 | $182,000 | $239,000 |
| Collateral | 9 | $498,000 | $55,000 | $150,000 | $222,000 | $460,000 |
| Credit Application Incomplete | 4 | $164,000 | $41,000 | $50,000 | $123,000 | $154,000 |
| Unverifiable Information | 4 | $185,000 | $46,000 | $100,000 | $159,000 | $286,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in TX, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Texas, and search similar information at your convenience.