Encore Credit Corp
Mortgage Loan Application
Totals and Details
for 2003
Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Encore Credit Corp.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Encore Credit Corp 1833 Alton Parkway Irvine, CA 92606 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 54,201 |
| Total Mortgage Loan Application Amount | $9,797,131,000 |
| Average Mortgage Loan Application Amount | $146,021 |
| Highest Mortgage Loan Application Amount | $1,200,000 |
| Average Applicant Income | $66,956 |
| Highest Applicant Income | $2,340,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Traill County North Dakota | 1 | $ 53,000 | $ 53,000 | $ 34,000 |
| Ward County North Dakota | 1 | $ 135,000 | $ 135,000 | $ 146,000 |
| Carroll County Ohio | 1 | $ 78,000 | $ 78,000 | $ 30,000 |
| Crawford County Ohio | 1 | $ 55,000 | $ 55,000 | $ 16,000 |
| Gallia County Ohio | 1 | $ 50,000 | $ 50,000 | $ 20,000 |
| Hocking County Ohio | 1 | $ 123,000 | $ 123,000 | $ 38,000 |
| Holmes County Ohio | 1 | $ 305,000 | $ 305,000 | $ 106,000 |
| Knox County Ohio | 1 | $ 121,000 | $ 121,000 | $ 50,000 |
| Lawrence County Ohio | 1 | $ 77,000 | $ 77,000 | $ 38,000 |
| Morrow County Ohio | 1 | $ 156,000 | $ 156,000 | $ 46,000 |
| Noble County Ohio | 1 | $ 76,000 | $ 76,000 | $ 29,000 |
| Ottawa County Ohio | 1 | $ 254,000 | $ 254,000 | $ 70,000 |
| Pike County Ohio | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Putnam County Ohio | 1 | $ 56,000 | $ 56,000 | $ 28,000 |
| Seneca County Ohio | 1 | $ 96,000 | $ 96,000 | $ 61,000 |
| Wyandot County Ohio | 1 | $ 61,000 | $ 61,000 | $ 25,000 |
| Beckham County Oklahoma | 1 | $ 78,000 | $ 78,000 | $ 48,000 |
| Caddo County Oklahoma | 1 | $ 72,000 | $ 72,000 | $ 54,000 |
| Garvin County Oklahoma | 1 | $ 76,000 | $ 76,000 | $ 60,000 |
| Kingfisher County Oklahoma | 1 | $ 73,000 | $ 73,000 | $ 31,000 |
| Le Flore County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 41,000 |
| McCurtain County Oklahoma | 1 | $ 104,000 | $ 104,000 | $ 42,000 |
| Murray County Oklahoma | 1 | $ 94,000 | $ 94,000 | $ 60,000 |
| Muskogee County Oklahoma | 1 | $ 113,000 | $ 113,000 | $ 136,000 |
| Okmulgee County Oklahoma | 1 | $ 67,000 | $ 67,000 | $ 28,000 |
| Osage County Oklahoma | 1 | $ 111,000 | $ 111,000 | $ 120,000 |
| Payne County Oklahoma | 1 | $ 50,000 | $ 50,000 | $ 20,000 |
| Seminole County Oklahoma | 1 | $ 61,000 | $ 61,000 | $ 72,000 |
| Wagoner County Oklahoma | 1 | $ 107,000 | $ 107,000 | $ 28,000 |
| Washington County Oklahoma | 1 | $ 113,000 | $ 113,000 | $ 78,000 |
| Gilliam County Oregon | 1 | $ 60,000 | $ 60,000 | $ 63,000 |
| Bradford County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 67,000 |
| Centre County Pennsylvania | 1 | $ 160,000 | $ 160,000 | $ 60,000 |
| Columbia County Pennsylvania | 1 | $ 52,000 | $ 52,000 | $ 22,000 |
| Erie County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 38,000 |
| Jefferson County Pennsylvania | 1 | $ 99,000 | $ 99,000 | $ 36,000 |
| Lycoming County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 30,000 |
| Snyder County Pennsylvania | 1 | $ 162,000 | $ 162,000 | $ 82,000 |
| Warren County Pennsylvania | 1 | $ 144,000 | $ 144,000 | $ 82,000 |
| Wyoming County Pennsylvania | 1 | $ 103,000 | $ 103,000 | $ 70,000 |
| Bristol County Rhode Island | 1 | $ 156,000 | $ 156,000 | $ 65,000 |
| Newport County Rhode Island | 1 | $ 169,000 | $ 169,000 | $ 96,000 |
| Barnwell County South Carolina | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Chester County South Carolina | 1 | $ 52,000 | $ 52,000 | $ 25,000 |
| Clarendon County South Carolina | 1 | $ 91,000 | $ 91,000 | $ 121,000 |
| Saluda County South Carolina | 1 | $ 52,000 | $ 52,000 | $ 38,000 |
| Sumter County South Carolina | 1 | $ 110,000 | $ 110,000 | $ 100,000 |
| Codington County South Dakota | 1 | $ 133,000 | $ 133,000 | $ 66,000 |
| Davison County South Dakota | 1 | $ 64,000 | $ 64,000 | $ 58,000 |
| Lincoln County South Dakota | 1 | $ 125,000 | $ 125,000 | $ 53,000 |
| Yankton County South Dakota | 1 | $ 50,000 | $ 50,000 | $ 36,000 |
| Anderson County Tennessee | 1 | $ 70,000 | $ 70,000 | $ 30,000 |
| Benton County Tennessee | 1 | $ 74,000 | $ 74,000 | $ 75,000 |
| Carter County Tennessee | 1 | $ 53,000 | $ 53,000 | $ 184,000 |
| Claiborne County Tennessee | 1 | $ 101,000 | $ 101,000 | $ 25,000 |
| Clay County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 58,000 |
| Cocke County Tennessee | 1 | $ 50,000 | $ 50,000 | $ 21,000 |
| Crockett County Tennessee | 1 | $ 40,000 | $ 40,000 | $ 19,000 |
| Franklin County Tennessee | 1 | $ 59,000 | $ 59,000 | $ 61,000 |
| Hamblen County Tennessee | 1 | $ 90,000 | $ 90,000 | $ 44,000 |
| Henry County Tennessee | 1 | $ 49,000 | $ 49,000 | $ 17,000 |
| Humphreys County Tennessee | 1 | $ 61,000 | $ 61,000 | $ 39,000 |
| Obion County Tennessee | 1 | $ 59,000 | $ 59,000 | $ 70,000 |
| Putnam County Tennessee | 1 | $ 52,000 | $ 52,000 | $ 23,000 |
| Rhea County Tennessee | 1 | $ 81,000 | $ 81,000 | $ 24,000 |
| Roane County Tennessee | 1 | $ 196,000 | $ 196,000 | $ 65,000 |
| Scott County Tennessee | 1 | $ 131,000 | $ 131,000 | $ 44,000 |
| Stewart County Tennessee | 1 | $ 92,000 | $ 92,000 | $ 503,000 |
| Unicoi County Tennessee | 1 | $ 52,000 | $ 52,000 | $ 184,000 |
| Union County Tennessee | 1 | $ 66,000 | $ 66,000 | $ 62,000 |
| Beaver County Utah | 1 | $ 88,000 | $ 88,000 | $ 131,000 |
| Box Elder County Utah | 1 | $ 182,000 | $ 182,000 | $ 54,000 |
| San Juan County Utah | 1 | $ 122,000 | $ 122,000 | $ 65,000 |
| Sevier County Utah | 1 | $ 90,000 | $ 90,000 | $ 39,000 |
| Uintah County Utah | 1 | $ 70,000 | $ 70,000 | $ 83,000 |
| Wasatch County Utah | 1 | $ 278,000 | $ 278,000 | $ 180,000 |
| Wayne County Utah | 1 | $ 51,000 | $ 51,000 | $ 72,000 |
| Appomattox County Virginia | 1 | $ 82,000 | $ 82,000 | $ 23,000 |
| Caroline County Virginia | 1 | $ 121,000 | $ 121,000 | $ 82,000 |
| Carroll County Virginia | 1 | $ 117,000 | $ 117,000 | $ 46,000 |
| Charles City County Virginia | 1 | $ 114,000 | $ 114,000 | $ 11,000 |
| Charlotte County Virginia | 1 | $ 81,000 | $ 81,000 | $ 29,000 |
| Clarke County Virginia | 1 | $ 62,000 | $ 62,000 | $ 55,000 |
| Fairfax City County Virginia | 1 | $ 208,000 | $ 208,000 | $ 180,000 |
| Fredericksburg County Virginia | 1 | $ 340,000 | $ 340,000 | $ 98,000 |
| Galax County Virginia | 1 | $ 58,000 | $ 58,000 | $ 28,000 |
| Giles County Virginia | 1 | $ 66,000 | $ 66,000 | $ 34,000 |
| Goochland County Virginia | 1 | $ 131,000 | $ 131,000 | $ 30,000 |
| Greene County Virginia | 1 | $ 129,000 | $ 129,000 | $ 74,000 |
| Halifax County Virginia | 1 | $ 311,000 | $ 311,000 | $ 300,000 |
| King William County Virginia | 1 | $ 222,000 | $ 222,000 | $ 65,000 |
| Lynchburg County Virginia | 1 | $ 154,000 | $ 154,000 | $ 34,000 |
| Madison County Virginia | 1 | $ 84,000 | $ 84,000 | $ 27,000 |
| Martinsville County Virginia | 1 | $ 50,000 | $ 50,000 | $ 40,000 |
| Mathews County Virginia | 1 | $ 124,000 | $ 124,000 | $ 30,000 |
| Nelson County Virginia | 1 | $ 196,000 | $ 196,000 | $ 83,000 |
| Orange County Virginia | 1 | $ 213,000 | $ 213,000 | $ 87,000 |
| Page County Virginia | 1 | $ 75,000 | $ 75,000 | $ 93,000 |
| Patrick County Virginia | 1 | $ 140,000 | $ 140,000 | $ 90,000 |
| Pittsylvania County Virginia | 1 | $ 60,000 | $ 60,000 | $ 51,000 |
| Prince Edward County Virginia | 1 | $ 112,000 | $ 112,000 | $ 123,000 |
| Pulaski County Virginia | 1 | $ 100,000 | $ 100,000 | $ 36,000 |
| Radford County Virginia | 1 | $ 54,000 | $ 54,000 | $ 11,000 |
| Rappahannock County Virginia | 1 | $ 144,000 | $ 144,000 | $ 40,000 |
| Richmond County Virginia | 1 | $ 55,000 | $ 55,000 | $ 14,000 |
| Rockingham County Virginia | 1 | $ 160,000 | $ 160,000 | $ 43,000 |
| Russell County Virginia | 1 | $ 82,000 | $ 82,000 | $ 49,000 |
| Salem County Virginia | 1 | $ 155,000 | $ 155,000 | $ 47,000 |
| Shenandoah County Virginia | 1 | $ 104,000 | $ 104,000 | $ 52,000 |
| Smyth County Virginia | 1 | $ 50,000 | $ 50,000 | $ 46,000 |
| Tazewell County Virginia | 1 | $ 45,000 | $ 45,000 | $ 60,000 |
| Waynesboro County Virginia | 1 | $ 111,000 | $ 111,000 | $ 44,000 |
| Douglas County Washington | 1 | $ 75,000 | $ 75,000 | $ 14,000 |
| Lincoln County Washington | 1 | $ 52,000 | $ 52,000 | $ 25,000 |
| San Juan County Washington | 1 | $ 124,000 | $ 124,000 | $ 48,000 |
| Wahkiakum County Washington | 1 | $ 128,000 | $ 128,000 | $ 56,000 |
| Cabell County West Virginia | 1 | $ 131,000 | $ 131,000 | $ 91,000 |
| Kanawha County West Virginia | 1 | $ 70,000 | $ 70,000 | $ 49,000 |
| Nicholas County West Virginia | 1 | $ 242,000 | $ 242,000 | $ 96,000 |
| Putnam County West Virginia | 1 | $ 88,000 | $ 88,000 | $ 75,000 |
| Burnett County Wisconsin | 1 | $ 183,000 | $ 183,000 | $ 49,000 |
| Chippewa County Wisconsin | 1 | $ 64,000 | $ 64,000 | $ 32,000 |
| Door County Wisconsin | 1 | $ 200,000 | $ 200,000 | $ 54,000 |
| Eau Claire County Wisconsin | 1 | $ 80,000 | $ 80,000 | $ 12,000 |
| Green Lake County Wisconsin | 1 | $ 58,000 | $ 58,000 | $ 17,000 |
| Lafayette County Wisconsin | 1 | $ 98,000 | $ 98,000 | $ 55,000 |
| Outagamie County Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 36,000 |
| Pepin County Wisconsin | 1 | $ 111,000 | $ 111,000 | $ 73,000 |
| Richland County Wisconsin | 1 | $ 74,000 | $ 74,000 | $ 50,000 |
| Sawyer County Wisconsin | 1 | $ 88,000 | $ 88,000 | $ 106,000 |
| Waupaca County Wisconsin | 1 | $ 99,000 | $ 99,000 | $ 35,000 |
| Waushara County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 65,000 |
| Albany County Wyoming | 1 | $ 307,000 | $ 307,000 | $ 107,000 |
| Goshen County Wyoming | 1 | $ 87,000 | $ 87,000 | $ 16,000 |
| Lincoln County Wyoming | 1 | $ 169,000 | $ 169,000 | $ 0 |
| Natrona County Wyoming | 1 | $ 91,000 | $ 91,000 | $ 51,000 |
| Park County Wyoming | 1 | $ 83,000 | $ 83,000 | $ 75,000 |
| Platte County Wyoming | 1 | $ 135,000 | $ 135,000 | $ 52,000 |
| Sheridan County Wyoming | 1 | $ 50,000 | $ 50,000 | $ 66,000 |
| Sublette County Wyoming | 1 | $ 82,000 | $ 82,000 | $ 35,000 |
| Uinta County Wyoming | 1 | $ 97,000 | $ 97,000 | $ 63,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Encore Credit Corp in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 45,818 | $8,302,021,000 | $145,916 | $1,200,000 | $64,375 | $2,340,000 |
| Home Purchase (one-to-four family) | 8,383 | $1,495,110,000 | $146,136 | $900,000 | $69,772 | $1,740,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement (one-to-four family) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 26,707 | $4,851,028,000 | $148,680 | $1,100,000 | $68,808 | $1,740,000 |
| Hispanic | 12,270 | $2,290,849,000 | $140,418 | $870,000 | $63,558 | $814,000 |
| Black | 7,597 | $1,139,407,000 | $135,309 | $750,000 | $64,404 | $2,340,000 |
| Other | 2,669 | $464,505,000 | $157,000 | $1,200,000 | $70,976 | $2,180,000 |
| Not applicable | 2,666 | $539,334,000 | $168,027 | $731,000 | $0 | $0 |
| Asian or Pacific Islander | 1,922 | $447,432,000 | $179,486 | $750,000 | $85,081 | $2,126,000 |
| American Indian or Alaskan Native | 285 | $49,699,000 | $152,090 | $645,000 | $71,303 | $960,000 |
| Information not provided by applicant in mail or telephone application | 85 | $14,877,000 | $141,750 | $450,000 | $62,000 | $350,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 54,201 | $9,797,131,000 | $146,666 | $1,200,000 | $66,437 | $2,340,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 20,988 | $3,824,503,000 | $144,333 | $750,000 | $66,088 | $2,180,000 |
| Application Withdrawn By Applicant | 20,354 | $3,649,571,000 | $148,666 | $870,000 | $69,145 | $2,340,000 |
| Application Denied By Financial Institution | 7,746 | $1,313,392,000 | $143,130 | $1,200,000 | $64,608 | $1,662,000 |
| Loan Purchased By The Institution | 2,666 | $539,334,000 | $168,027 | $731,000 | $0 | $0 |
| Application Approved But Not Accepted | 2,447 | $470,331,000 | $153,577 | $750,000 | $70,977 | $846,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 2,697 | $482,550,000 | $144,613 | $1,200,000 | $66,477 | $1,500,000 |
| Credit History | 2,366 | $397,608,000 | $133,279 | $860,000 | $59,046 | $1,662,000 |
| Collateral | 1,130 | $166,566,000 | $144,142 | $750,000 | $76,119 | $497,000 |
| Debt-To-Income Ratio | 628 | $102,227,000 | $156,757 | $740,000 | $45,090 | $292,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 281 | $49,941,000 | $173,514 | $646,000 | $68,314 | $240,000 |
| Employment History | 218 | $41,106,000 | $157,750 | $573,000 | $62,718 | $660,000 |
| Unverifiable Information | 171 | $28,526,000 | $130,115 | $448,000 | $60,346 | $350,000 |
| Credit Application Incomplete | 56 | $9,904,000 | $159,352 | $500,000 | $71,352 | $300,000 |
| Mortgage Insurance Denied | 14 | $3,230,000 | $230,444 | $800,000 | $107,777 | $300,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.