Enterprise Bank & Trust
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Enterprise Bank & Trust 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Enterprise Bank & Trust 150 N. Meramec Ave. Clayton, MO 63105 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,319 |
| Total Mortgage Loan Application Amount | $292,602,000 |
| Average Mortgage Loan Application Amount | $168,666 |
| Highest Mortgage Loan Application Amount | $3,900,000 |
| Average Applicant Income | $113,666 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Enterprise Bank & Trust. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Enterprise Bank & Trust's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Enterprise Bank & Trust's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Enterprise Bank & Trust serves its applicants.
Each category highlights the total number of mortgage applications processed by Enterprise Bank & Trust, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Enterprise Bank & Trust's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Missouri | 365 | $ 101,200,000 | $ 277,000 | $ 138,000 |
| Johnson County Kansas | 292 | $ 62,799,000 | $ 215,000 | $ 103,000 |
| St. Charles County Missouri | 100 | $ 23,152,000 | $ 231,000 | $ 200,000 |
| Jackson County Missouri | 97 | $ 16,410,000 | $ 169,000 | $ 84,000 |
| Wyandotte County Kansas | 93 | $ 7,400,000 | $ 79,000 | $ 40,000 |
| St. Louis City County Missouri | 90 | $ 16,322,000 | $ 181,000 | $ 107,000 |
| Jefferson County Missouri | 38 | $ 7,175,000 | $ 188,000 | $ 93,000 |
| Maricopa County Arizona | 25 | $ 10,663,000 | $ 426,000 | $ 140,000 |
| Clay County Missouri | 24 | $ 4,168,000 | $ 173,000 | $ 86,000 |
| Cass County Missouri | 11 | $ 1,975,000 | $ 179,000 | $ 69,000 |
| Madison County Illinois | 9 | $ 1,534,000 | $ 170,000 | $ 97,000 |
| Lafayette County Missouri | 9 | $ 1,284,000 | $ 142,000 | $ 62,000 |
| Platte County Missouri | 9 | $ 2,266,000 | $ 251,000 | $ 129,000 |
| Douglas County Kansas | 7 | $ 1,237,000 | $ 176,000 | $ 69,000 |
| Miami County Kansas | 7 | $ 1,091,000 | $ 155,000 | $ 47,000 |
| Franklin County Missouri | 7 | $ 3,392,000 | $ 484,000 | $ 420,000 |
| Leavenworth County Kansas | 5 | $ 1,099,000 | $ 219,000 | $ 67,000 |
| Camden County Missouri | 5 | $ 809,000 | $ 161,000 | $ 161,000 |
| Lincoln County Missouri | 5 | $ 882,000 | $ 176,000 | $ 53,000 |
| Franklin County Kansas | 4 | $ 559,000 | $ 139,000 | $ 56,000 |
| Taney County Missouri | 4 | $ 738,000 | $ 184,000 | $ 131,000 |
| St. Clair County Illinois | 3 | $ 278,000 | $ 92,000 | $ 67,000 |
| Shawnee County Kansas | 3 | $ 150,000 | $ 50,000 | $ 48,000 |
| Allegheny County Pennsylvania | 3 | $ 868,000 | $ 289,000 | $ 97,000 |
| San Diego County California | 2 | $ 925,000 | $ 462,000 | $ 165,000 |
| Collier County Florida | 2 | $ 2,725,000 | $ 1,362,000 | $ 1,116,000 |
| Lee County Florida | 2 | $ 838,000 | $ 419,000 | $ 229,000 |
| Miami-Dade County Florida | 2 | $ 1,075,000 | $ 537,000 | $ 202,000 |
| DuPage County Illinois | 2 | $ 542,000 | $ 271,000 | $ 183,000 |
| Benton County Missouri | 2 | $ 66,000 | $ 33,000 | $ 51,000 |
| Greene County Missouri | 2 | $ 244,000 | $ 122,000 | $ 40,000 |
| St. Francois County Missouri | 2 | $ 303,000 | $ 151,000 | $ 0 |
| Stark County Ohio | 2 | $ 210,000 | $ 105,000 | $ 20,000 |
| Denton County Texas | 2 | $ 548,000 | $ 274,000 | $ 107,000 |
| Pima County Arizona | 1 | $ 114,000 | $ 114,000 | $ 34,000 |
| Santa Cruz County Arizona | 1 | $ 600,000 | $ 600,000 | $ 894,000 |
| Yavapai County Arizona | 1 | $ 510,000 | $ 510,000 | $ 245,000 |
| Benton County Arkansas | 1 | $ 185,000 | $ 185,000 | $ 80,000 |
| Los Angeles County California | 1 | $ 1,500,000 | $ 1,500,000 | $ 450,000 |
| Riverside County California | 1 | $ 192,000 | $ 192,000 | $ 94,000 |
| Denver County Colorado | 1 | $ 313,000 | $ 313,000 | $ 86,000 |
| Douglas County Colorado | 1 | $ 417,000 | $ 417,000 | $ 112,000 |
| Larimer County Colorado | 1 | $ 235,000 | $ 235,000 | $ 156,000 |
| San Miguel County Colorado | 1 | $ 1,536,000 | $ 1,536,000 | $ 603,000 |
| Weld County Colorado | 1 | $ 314,000 | $ 314,000 | $ 132,000 |
| Duval County Florida | 1 | $ 409,000 | $ 409,000 | $ 165,000 |
| Indian River County Florida | 1 | $ 417,000 | $ 417,000 | $ 481,000 |
| Marion County Florida | 1 | $ 90,000 | $ 90,000 | $ 24,000 |
| Orange County Florida | 1 | $ 159,000 | $ 159,000 | $ 178,000 |
| Pinellas County Florida | 1 | $ 176,000 | $ 176,000 | $ 93,000 |
| Volusia County Florida | 1 | $ 177,000 | $ 177,000 | $ 150,000 |
| Forsyth County Georgia | 1 | $ 262,000 | $ 262,000 | $ 88,000 |
| Muscogee County Georgia | 1 | $ 89,000 | $ 89,000 | $ 39,000 |
| Calhoun County Illinois | 1 | $ 195,000 | $ 195,000 | $ 826,000 |
| Cook County Illinois | 1 | $ 417,000 | $ 417,000 | $ 178,000 |
| Kane County Illinois | 1 | $ 195,000 | $ 195,000 | $ 144,000 |
| Monroe County Illinois | 1 | $ 110,000 | $ 110,000 | $ 227,000 |
| Williamson County Illinois | 1 | $ 300,000 | $ 300,000 | $ 451,000 |
| Tippecanoe County Indiana | 1 | $ 128,000 | $ 128,000 | $ 24,000 |
| Polk County Iowa | 1 | $ 131,000 | $ 131,000 | $ 86,000 |
| Anderson County Kansas | 1 | $ 228,000 | $ 228,000 | $ 107,000 |
| Jefferson County Kansas | 1 | $ 81,000 | $ 81,000 | $ 67,000 |
| Riley County Kansas | 1 | $ 139,000 | $ 139,000 | $ 115,000 |
| Sedgwick County Kansas | 1 | $ 113,000 | $ 113,000 | $ 69,000 |
| Jefferson County Kentucky | 1 | $ 460,000 | $ 460,000 | $ 2,362,000 |
| Benzie County Michigan | 1 | $ 311,000 | $ 311,000 | $ 76,000 |
| Dickinson County Michigan | 1 | $ 150,000 | $ 150,000 | $ 341,000 |
| Oakland County Michigan | 1 | $ 221,000 | $ 221,000 | $ 147,000 |
| Boone County Missouri | 1 | $ 180,000 | $ 180,000 | $ 182,000 |
| Buchanan County Missouri | 1 | $ 131,000 | $ 131,000 | $ 18,000 |
| Cape Girardeau County Missouri | 1 | $ 117,000 | $ 117,000 | $ 33,000 |
| Crawford County Missouri | 1 | $ 152,000 | $ 152,000 | $ 47,000 |
| Dallas County Missouri | 1 | $ 100,000 | $ 100,000 | $ 58,000 |
| Jasper County Missouri | 1 | $ 58,000 | $ 58,000 | $ 29,000 |
| Marion County Missouri | 1 | $ 115,000 | $ 115,000 | $ 84,000 |
| McDonald County Missouri | 1 | $ 152,000 | $ 152,000 | $ 40,000 |
| Pettis County Missouri | 1 | $ 60,000 | $ 60,000 | $ 22,000 |
| Randolph County Missouri | 1 | $ 204,000 | $ 204,000 | $ 74,000 |
| Saline County Missouri | 1 | $ 259,000 | $ 259,000 | $ 98,000 |
| Scott County Missouri | 1 | $ 77,000 | $ 77,000 | $ 65,000 |
| Ste. Genevieve County Missouri | 1 | $ 130,000 | $ 130,000 | $ 71,000 |
| Stone County Missouri | 1 | $ 152,000 | $ 152,000 | $ 160,000 |
| Warren County Missouri | 1 | $ 108,000 | $ 108,000 | $ 42,000 |
| Washington County Missouri | 1 | $ 100,000 | $ 100,000 | $ 65,000 |
| Mecklenburg County North Carolina | 1 | $ 144,000 | $ 144,000 | $ 143,000 |
| Oklahoma County Oklahoma | 1 | $ 102,000 | $ 102,000 | $ 36,000 |
| Tulsa County Oklahoma | 1 | $ 288,000 | $ 288,000 | $ 595,000 |
| Charleston County South Carolina | 1 | $ 295,000 | $ 295,000 | $ 164,000 |
| Kingsbury County South Dakota | 1 | $ 59,000 | $ 59,000 | $ 42,000 |
| Lawrence County South Dakota | 1 | $ 138,000 | $ 138,000 | $ 18,000 |
| Davidson County Tennessee | 1 | $ 142,000 | $ 142,000 | $ 93,000 |
| Hays County Texas | 1 | $ 180,000 | $ 180,000 | $ 229,000 |
| Travis County Texas | 1 | $ 138,000 | $ 138,000 | $ 224,000 |
| Henrico County Virginia | 1 | $ 235,000 | $ 235,000 | $ 55,000 |
Mortgage Loan Application Detail Totals for Enterprise Bank & Trust in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 772 | $164,634,000 | $213,000 | $3,900,000 | $98,000 | $2,362,000 |
| Refinancing | 528 | $126,956,000 | $240,000 | $3,525,000 | $154,000 | $9,999,000 |
| Home Improvement | 19 | $1,012,000 | $53,000 | $300,000 | $89,000 | $492,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 949 | $234,203,000 | $246,000 | $3,525,000 | $146,000 | $9,999,000 |
| Hispanic | 178 | $19,460,000 | $109,000 | $600,000 | $63,000 | $1,515,000 |
| Black or African American | 69 | $9,101,000 | $131,000 | $354,000 | $54,000 | $142,000 |
| Not applicable | 52 | $17,233,000 | $331,000 | $3,900,000 | $0 | $0 |
| Asian | 52 | $9,674,000 | $186,000 | $417,000 | $72,000 | $336,000 |
| Not Provided | 17 | $2,321,000 | $136,000 | $239,000 | $66,000 | $229,000 |
| American Indian or Alaskan Native | 2 | $610,000 | $305,000 | $332,000 | $240,000 | $363,000 |
| Native Hawaiin or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,034 | $249,828,000 | $241,000 | $3,900,000 | $137,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 222 | $30,808,000 | $138,000 | $283,000 | $54,000 | $193,000 |
| VA-guaranteed (Veterans Administration) | 51 | $10,624,000 | $208,000 | $641,000 | $75,000 | $180,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 12 | $1,342,000 | $111,000 | $173,000 | $42,000 | $71,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 921 | $212,568,000 | $230,000 | $3,900,000 | $128,000 | $9,999,000 |
| Application Withdrawn By Applicant | 160 | $37,352,000 | $233,000 | $2,900,000 | $107,000 | $2,079,000 |
| Application Denied By Financial Institution | 148 | $21,871,000 | $147,000 | $840,000 | $78,000 | $1,247,000 |
| File Closed For Incompleteness | 45 | $9,854,000 | $218,000 | $1,500,000 | $125,000 | $894,000 |
| Application Approved But Not Accepted | 40 | $10,319,000 | $257,000 | $1,500,000 | $141,000 | $492,000 |
| Preapproval Denied by Financial Institution | 5 | $638,000 | $127,000 | $162,000 | $48,000 | $70,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Enterprise Bank & Trust's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Enterprise Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.