Enterprise Bank & Trust Mortgage Lending & HMDA Data, 2011
In 2011, Enterprise Bank & Trust of Clayton, MO reported 571 mortgage applications totaling $149.6 million, down 9% from 2010. The average application was for $261,956, and applicants reported an average income of $140,835. 75% of its applications resulted in an originated loan and 8% were denied. Its largest markets were St. Louis, MO-IL (358), Kansas City, MO-KS (135) and Phoenix-Mesa-Glendale, AZ (31) (applications in parentheses).
| Mortgage Company & Address | Enterprise Bank & Trust 150 N. Meramec Ave. Clayton, MO 63105 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 571 |
| Total Mortgage Loan Application Amount | $149,577,000 |
| Average Mortgage Loan Application Amount | $261,956 |
| Highest Mortgage Loan Application Amount | $6,360,000 |
| Average Applicant Income | $140,835 |
| Highest Applicant Income | $2,092,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Enterprise Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Enterprise Bank & Trust in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 367 | $98,778,000 | $269,000 | $2,400,000 | $155,000 | $2,092,000 |
| Home Purchase | 184 | $48,299,000 | $262,000 | $6,360,000 | $118,000 | $1,225,000 |
| Home Improvement | 20 | $2,500,000 | $125,000 | $400,000 | $91,000 | $236,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 475 | $122,904,000 | $258,000 | $2,100,000 | $167,000 | $2,092,000 |
| Not applicable | 86 | $23,700,000 | $275,000 | $6,360,000 | $0 | $0 |
| Asian | 4 | $667,000 | $166,000 | $394,000 | $81,000 | $300,000 |
| Hispanic | 4 | $1,604,000 | $401,000 | $730,000 | $33,000 | $134,000 |
| Black or African American | 2 | $702,000 | $351,000 | $379,000 | $273,000 | $547,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 556 | $147,365,000 | $265,000 | $6,360,000 | $142,000 | $2,092,000 |
| FHA-insured (Federal Housing Administration) | 15 | $2,212,000 | $147,000 | $262,000 | $83,000 | $763,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 426 | $103,823,000 | $243,000 | $6,360,000 | $149,000 | $2,092,000 |
| Application Withdrawn By Applicant | 86 | $31,706,000 | $368,000 | $2,100,000 | $139,000 | $1,000,000 |
| Application Denied By Financial Institution | 43 | $11,455,000 | $266,000 | $1,280,000 | $79,000 | $763,000 |
| Application Approved But Not Accepted | 11 | $2,142,000 | $194,000 | $352,000 | $108,000 | $320,000 |
| Preapproval Denied by Financial Institution | 5 | $451,000 | $90,000 | $130,000 | $44,000 | $104,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Enterprise Bank & Trust's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Enterprise Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.
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