Equifirst Corporation
Mortgage Loan Application
Totals and Details
for 2006
Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Equifirst Corporation.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Equifirst Corporation 13000 S Tryon St, Ste F, Pmb 317 Charlotte, NC 28278 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 183,100 |
| Total Mortgage Loan Application Amount | $31,280,911,000 |
| Average Mortgage Loan Application Amount | $177,666 |
| Highest Mortgage Loan Application Amount | $1,890,000 |
| Average Applicant Income | $98,666 |
| Highest Applicant Income | $9,999,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Ellis County Oklahoma | 1 | $ 88,000 | $ 88,000 | $ 105,000 |
| Grant County Oklahoma | 1 | $ 143,000 | $ 143,000 | $ 72,000 |
| Greer County Oklahoma | 1 | $ 77,000 | $ 77,000 | $ 26,000 |
| Haskell County Oklahoma | 1 | $ 90,000 | $ 90,000 | $ 261,000 |
| Latimer County Oklahoma | 1 | $ 60,000 | $ 60,000 | $ 62,000 |
| Pushmataha County Oklahoma | 1 | $ 180,000 | $ 180,000 | $ 60,000 |
| Jefferson County Oregon | 1 | $ 160,000 | $ 160,000 | $ 1,200,000 |
| Lake County Oregon | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Wallowa County Oregon | 1 | $ 71,000 | $ 71,000 | $ 43,000 |
| Bon Homme County South Dakota | 1 | $ 50,000 | $ 50,000 | $ 24,000 |
| Clay County South Dakota | 1 | $ 71,000 | $ 71,000 | $ 64,000 |
| Day County South Dakota | 1 | $ 128,000 | $ 128,000 | $ 44,000 |
| Deuel County South Dakota | 1 | $ 96,000 | $ 96,000 | $ 64,000 |
| Edmunds County South Dakota | 1 | $ 226,000 | $ 226,000 | $ 300,000 |
| Faulk County South Dakota | 1 | $ 170,000 | $ 170,000 | $ 60,000 |
| Haakon County South Dakota | 1 | $ 60,000 | $ 60,000 | $ 54,000 |
| Hyde County South Dakota | 1 | $ 60,000 | $ 60,000 | $ 53,000 |
| Roberts County South Dakota | 1 | $ 100,000 | $ 100,000 | $ 26,000 |
| Stanley County South Dakota | 1 | $ 81,000 | $ 81,000 | $ 26,000 |
| Union County South Dakota | 1 | $ 232,000 | $ 232,000 | $ 222,000 |
| Clay County Tennessee | 1 | $ 80,000 | $ 80,000 | $ 48,000 |
| Hancock County Tennessee | 1 | $ 139,000 | $ 139,000 | $ 96,000 |
| Lake County Tennessee | 1 | $ 80,000 | $ 80,000 | $ 32,000 |
| Pickett County Tennessee | 1 | $ 200,000 | $ 200,000 | $ 52,000 |
| Van Buren County Tennessee | 1 | $ 94,000 | $ 94,000 | $ 35,000 |
| Austin County Texas | 1 | $ 115,000 | $ 115,000 | $ 92,000 |
| Bailey County Texas | 1 | $ 50,000 | $ 50,000 | $ 60,000 |
| Callahan County Texas | 1 | $ 89,000 | $ 89,000 | $ 46,000 |
| Carson County Texas | 1 | $ 90,000 | $ 90,000 | $ 82,000 |
| Childress County Texas | 1 | $ 56,000 | $ 56,000 | $ 1,067,000 |
| Clay County Texas | 1 | $ 148,000 | $ 148,000 | $ 73,000 |
| Coke County Texas | 1 | $ 87,000 | $ 87,000 | $ 80,000 |
| Crane County Texas | 1 | $ 65,000 | $ 65,000 | $ 60,000 |
| Crockett County Texas | 1 | $ 53,000 | $ 53,000 | $ 31,000 |
| Culberson County Texas | 1 | $ 72,000 | $ 72,000 | $ 54,000 |
| Delta County Texas | 1 | $ 132,000 | $ 132,000 | $ 86,000 |
| Duval County Texas | 1 | $ 72,000 | $ 72,000 | $ 48,000 |
| Goliad County Texas | 1 | $ 69,000 | $ 69,000 | $ 97,000 |
| Hale County Texas | 1 | $ 100,000 | $ 100,000 | $ 72,000 |
| Hardeman County Texas | 1 | $ 208,000 | $ 208,000 | $ 132,000 |
| Hockley County Texas | 1 | $ 66,000 | $ 66,000 | $ 42,000 |
| Hutchinson County Texas | 1 | $ 63,000 | $ 63,000 | $ 54,000 |
| Jackson County Texas | 1 | $ 76,000 | $ 76,000 | $ 53,000 |
| Jones County Texas | 1 | $ 218,000 | $ 218,000 | $ 78,000 |
| Kendall County Texas | 1 | $ 80,000 | $ 80,000 | $ 25,000 |
| Kimble County Texas | 1 | $ 102,000 | $ 102,000 | $ 38,000 |
| Kleberg County Texas | 1 | $ 58,000 | $ 58,000 | $ 36,000 |
| Lavaca County Texas | 1 | $ 79,000 | $ 79,000 | $ 44,000 |
| Leon County Texas | 1 | $ 205,000 | $ 205,000 | $ 79,000 |
| Madison County Texas | 1 | $ 89,000 | $ 89,000 | $ 30,000 |
| Newton County Texas | 1 | $ 152,000 | $ 152,000 | $ 53,000 |
| Oldham County Texas | 1 | $ 131,000 | $ 131,000 | $ 75,000 |
| Palo Pinto County Texas | 1 | $ 83,000 | $ 83,000 | $ 25,000 |
| Panola County Texas | 1 | $ 70,000 | $ 70,000 | $ 54,000 |
| Red River County Texas | 1 | $ 66,000 | $ 66,000 | $ 96,000 |
| Sabine County Texas | 1 | $ 750,000 | $ 750,000 | $ 223,000 |
| San Augustine County Texas | 1 | $ 141,000 | $ 141,000 | $ 56,000 |
| Schleicher County Texas | 1 | $ 54,000 | $ 54,000 | $ 62,000 |
| Stephens County Texas | 1 | $ 134,000 | $ 134,000 | $ 1,247,000 |
| Terry County Texas | 1 | $ 79,000 | $ 79,000 | $ 9,999,000 |
| Val Verde County Texas | 1 | $ 155,000 | $ 155,000 | $ 53,000 |
| Wheeler County Texas | 1 | $ 135,000 | $ 135,000 | $ 48,000 |
| Garfield County Utah | 1 | $ 123,000 | $ 123,000 | $ 47,000 |
| Rich County Utah | 1 | $ 106,000 | $ 106,000 | $ 109,000 |
| Bath County Virginia | 1 | $ 118,000 | $ 118,000 | $ 24,000 |
| Charlotte County Virginia | 1 | $ 149,000 | $ 149,000 | $ 33,000 |
| Galax County Virginia | 1 | $ 67,000 | $ 67,000 | $ 26,000 |
| Lee County Virginia | 1 | $ 158,000 | $ 158,000 | $ 96,000 |
| Nelson County Virginia | 1 | $ 185,000 | $ 185,000 | $ 83,000 |
| Norton County Virginia | 1 | $ 59,000 | $ 59,000 | $ 38,000 |
| Richmond County Virginia | 1 | $ 206,000 | $ 206,000 | $ 113,000 |
| Columbia County Washington | 1 | $ 131,000 | $ 131,000 | $ 49,000 |
| Grant County West Virginia | 1 | $ 351,000 | $ 351,000 | $ 144,000 |
| Wood County West Virginia | 1 | $ 232,000 | $ 232,000 | $ 99,000 |
| Iron County Wisconsin | 1 | $ 67,000 | $ 67,000 | $ 59,000 |
| Menominee County Wisconsin | 1 | $ 88,000 | $ 88,000 | $ 84,000 |
| Goshen County Wyoming | 1 | $ 126,000 | $ 126,000 | $ 59,000 |
| Teton County Wyoming | 1 | $ 442,000 | $ 442,000 | $ 480,000 |
| Uinta County Wyoming | 1 | $ 238,000 | $ 238,000 | $ 65,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Equifirst Corporation in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 105,468 | $19,554,693,000 | $185,000 | $1,700,000 | $114,000 | $9,999,000 |
| Home Purchase | 73,976 | $10,992,560,000 | $148,000 | $1,890,000 | $101,000 | $9,999,000 |
| Home Improvement | 3,656 | $733,658,000 | $200,000 | $1,450,000 | $81,000 | $1,557,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 75,853 | $12,127,520,000 | $159,000 | $1,890,000 | $100,000 | $9,999,000 |
| Not Provided | 41,375 | $7,476,527,000 | $180,000 | $1,700,000 | $117,000 | $9,999,000 |
| Black or African American | 31,406 | $4,948,346,000 | $157,000 | $1,388,000 | $81,000 | $9,999,000 |
| Hispanic | 29,890 | $5,708,530,000 | $190,000 | $1,065,000 | $138,000 | $9,999,000 |
| Asian | 3,183 | $740,390,000 | $232,000 | $1,184,000 | $148,000 | $9,999,000 |
| American Indian or Alaskan Native | 731 | $131,915,000 | $180,000 | $850,000 | $129,000 | $9,999,000 |
| Native Hawaiian or Other Pacific Islander | 662 | $147,683,000 | $223,000 | $784,000 | $138,000 | $6,000,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 183,100 | $31,280,911,000 | $170,000 | $1,890,000 | $108,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| File Closed For Incompleteness | 86,719 | $15,373,729,000 | $177,000 | $1,700,000 | $134,000 | $9,999,000 |
| Loan Originated | 67,384 | $10,690,548,000 | $158,000 | $1,452,000 | $78,000 | $8,922,000 |
| Application Denied By Financial Institution | 26,402 | $4,725,987,000 | $179,000 | $1,890,000 | $100,000 | $9,999,000 |
| Application Approved But Not Accepted | 2,595 | $490,647,000 | $189,000 | $1,218,000 | $83,000 | $3,776,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 12,214 | $2,087,804,000 | $170,000 | $1,440,000 | $115,000 | $9,999,000 |
| Debt-To-Income Ratio | 6,217 | $1,130,488,000 | $181,000 | $1,360,000 | $66,000 | $840,000 |
| Other | 5,660 | $1,092,169,000 | $192,000 | $1,890,000 | $106,000 | $9,999,000 |
| Collateral | 1,684 | $301,322,000 | $178,000 | $1,120,000 | $105,000 | $9,999,000 |
| Employment History | 457 | $78,708,000 | $172,000 | $780,000 | $76,000 | $576,000 |
| Unverifiable Information | 170 | $35,496,000 | $208,000 | $798,000 | $91,000 | $284,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.