Equity Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Equity Bank 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Equity Bank 7701 E Kellogg Ste 200 Wichita, KS 67207 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 877 |
| Total Mortgage Loan Application Amount | $112,692,000 |
| Average Mortgage Loan Application Amount | $124,666 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $66,333 |
| Highest Applicant Income | $836,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Equity Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Equity Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Equity Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Equity Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Equity Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Equity Bank's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Sedgwick County Kansas | 537 | $ 64,791,000 | $ 120,000 | $ 74,000 |
| Butler County Kansas | 52 | $ 7,093,000 | $ 136,000 | $ 89,000 |
| Oklahoma County Oklahoma | 45 | $ 6,054,000 | $ 134,000 | $ 70,000 |
| Douglas County Kansas | 23 | $ 2,788,000 | $ 121,000 | $ 50,000 |
| Maricopa County Arizona | 16 | $ 4,703,000 | $ 293,000 | $ 82,000 |
| Lake County Indiana | 12 | $ 1,977,000 | $ 164,000 | $ 78,000 |
| Comanche County Oklahoma | 11 | $ 878,000 | $ 79,000 | $ 32,000 |
| Johnson County Kansas | 9 | $ 1,288,000 | $ 143,000 | $ 56,000 |
| Canadian County Oklahoma | 9 | $ 940,000 | $ 104,000 | $ 76,000 |
| Sumner County Kansas | 8 | $ 569,000 | $ 71,000 | $ 39,000 |
| Harvey County Kansas | 7 | $ 836,000 | $ 119,000 | $ 69,000 |
| McCracken County Kentucky | 7 | $ 750,000 | $ 107,000 | $ 103,000 |
| Cleveland County Oklahoma | 6 | $ 2,046,000 | $ 341,000 | $ 122,000 |
| Tulsa County Oklahoma | 6 | $ 881,000 | $ 146,000 | $ 81,000 |
| Garfield County Oklahoma | 5 | $ 367,000 | $ 73,000 | $ 33,000 |
| Kay County Oklahoma | 5 | $ 237,000 | $ 47,000 | $ 41,000 |
| Texas County Oklahoma | 5 | $ 386,000 | $ 77,000 | $ 30,000 |
| Cook County Illinois | 4 | $ 1,304,000 | $ 326,000 | $ 134,000 |
| Allen County Kansas | 4 | $ 336,000 | $ 84,000 | $ 58,000 |
| Wyandotte County Kansas | 4 | $ 394,000 | $ 98,000 | $ 63,000 |
| Cowley County Kansas | 3 | $ 131,000 | $ 43,000 | $ 32,000 |
| Dickinson County Kansas | 3 | $ 261,000 | $ 87,000 | $ 44,000 |
| Ellis County Kansas | 3 | $ 297,000 | $ 99,000 | $ 62,000 |
| Reno County Kansas | 3 | $ 270,000 | $ 90,000 | $ 44,000 |
| Bernalillo County New Mexico | 3 | $ 323,000 | $ 107,000 | $ 86,000 |
| Pawnee County Oklahoma | 3 | $ 273,000 | $ 91,000 | $ 89,000 |
| Stephens County Oklahoma | 3 | $ 237,000 | $ 79,000 | $ 46,000 |
| Shelby County Alabama | 2 | $ 333,000 | $ 166,000 | $ 148,000 |
| Pinal County Arizona | 2 | $ 515,000 | $ 257,000 | $ 74,000 |
| Denver County Colorado | 2 | $ 274,000 | $ 137,000 | $ 83,000 |
| Greenwood County Kansas | 2 | $ 110,000 | $ 55,000 | $ 43,000 |
| McPherson County Kansas | 2 | $ 155,000 | $ 77,000 | $ 57,000 |
| Shawnee County Kansas | 2 | $ 215,000 | $ 107,000 | $ 42,000 |
| Henderson County Kentucky | 2 | $ 171,000 | $ 85,000 | $ 47,000 |
| DeSoto County Mississippi | 2 | $ 316,000 | $ 158,000 | $ 62,000 |
| Grady County Oklahoma | 2 | $ 200,000 | $ 100,000 | $ 73,000 |
| Grant County Oklahoma | 2 | $ 173,000 | $ 86,000 | $ 20,000 |
| Logan County Oklahoma | 2 | $ 123,000 | $ 61,000 | $ 89,000 |
| McClain County Oklahoma | 2 | $ 271,000 | $ 135,000 | $ 87,000 |
| Pottawatomie County Oklahoma | 2 | $ 202,000 | $ 101,000 | $ 21,000 |
| Montgomery County Texas | 2 | $ 288,000 | $ 144,000 | $ 166,000 |
| Yuma County Arizona | 1 | $ 288,000 | $ 288,000 | $ 100,000 |
| Carroll County Arkansas | 1 | $ 95,000 | $ 95,000 | $ 235,000 |
| Orange County California | 1 | $ 367,000 | $ 367,000 | $ 134,000 |
| Arapahoe County Colorado | 1 | $ 150,000 | $ 150,000 | $ 175,000 |
| La Plata County Colorado | 1 | $ 161,000 | $ 161,000 | $ 156,000 |
| Fairfield County Connecticut | 1 | $ 292,000 | $ 292,000 | $ 0 |
| New Haven County Connecticut | 1 | $ 159,000 | $ 159,000 | $ 63,000 |
| Brevard County Florida | 1 | $ 200,000 | $ 200,000 | $ 59,000 |
| Lee County Florida | 1 | $ 153,000 | $ 153,000 | $ 138,000 |
| Orange County Florida | 1 | $ 250,000 | $ 250,000 | $ 120,000 |
| Dawson County Georgia | 1 | $ 105,000 | $ 105,000 | $ 59,000 |
| Thomas County Georgia | 1 | $ 100,000 | $ 100,000 | $ 117,000 |
| Union County Georgia | 1 | $ 125,000 | $ 125,000 | $ 43,000 |
| Carroll County Indiana | 1 | $ 140,000 | $ 140,000 | $ 150,000 |
| Jasper County Indiana | 1 | $ 138,000 | $ 138,000 | $ 45,000 |
| Porter County Indiana | 1 | $ 114,000 | $ 114,000 | $ 27,000 |
| Barton County Kansas | 1 | $ 136,000 | $ 136,000 | $ 30,000 |
| Kingman County Kansas | 1 | $ 139,000 | $ 139,000 | $ 59,000 |
| Leavenworth County Kansas | 1 | $ 114,000 | $ 114,000 | $ 50,000 |
| Linn County Kansas | 1 | $ 270,000 | $ 270,000 | $ 82,000 |
| Lyon County Kansas | 1 | $ 110,000 | $ 110,000 | $ 70,000 |
| Miami County Kansas | 1 | $ 211,000 | $ 211,000 | $ 0 |
| Morris County Kansas | 1 | $ 70,000 | $ 70,000 | $ 37,000 |
| Riley County Kansas | 1 | $ 130,000 | $ 130,000 | $ 55,000 |
| Rush County Kansas | 1 | $ 141,000 | $ 141,000 | $ 116,000 |
| Wabaunsee County Kansas | 1 | $ 58,000 | $ 58,000 | $ 146,000 |
| Woodson County Kansas | 1 | $ 44,000 | $ 44,000 | $ 50,000 |
| Livingston County Kentucky | 1 | $ 210,000 | $ 210,000 | $ 60,000 |
| Marshall County Kentucky | 1 | $ 96,000 | $ 96,000 | $ 25,000 |
| Anne Arundel County Maryland | 1 | $ 160,000 | $ 160,000 | $ 38,000 |
| Prince George's County Maryland | 1 | $ 122,000 | $ 122,000 | $ 42,000 |
| Bristol County Massachusetts | 1 | $ 318,000 | $ 318,000 | $ 0 |
| Huron County Michigan | 1 | $ 130,000 | $ 130,000 | $ 238,000 |
| Oakland County Michigan | 1 | $ 76,000 | $ 76,000 | $ 65,000 |
| Barry County Missouri | 1 | $ 72,000 | $ 72,000 | $ 122,000 |
| Benton County Missouri | 1 | $ 145,000 | $ 145,000 | $ 52,000 |
| Camden County Missouri | 1 | $ 440,000 | $ 440,000 | $ 365,000 |
| Newton County Missouri | 1 | $ 130,000 | $ 130,000 | $ 56,000 |
| Pettis County Missouri | 1 | $ 196,000 | $ 196,000 | $ 60,000 |
| St. Louis City County Missouri | 1 | $ 150,000 | $ 150,000 | $ 60,000 |
| Queens County New York | 1 | $ 640,000 | $ 640,000 | $ 0 |
| Cumberland County North Carolina | 1 | $ 89,000 | $ 89,000 | $ 51,000 |
| Caddo County Oklahoma | 1 | $ 77,000 | $ 77,000 | $ 38,000 |
| Delaware County Oklahoma | 1 | $ 228,000 | $ 228,000 | $ 150,000 |
| Kiowa County Oklahoma | 1 | $ 162,000 | $ 162,000 | $ 70,000 |
| Wagoner County Oklahoma | 1 | $ 122,000 | $ 122,000 | $ 53,000 |
| Multnomah County Oregon | 1 | $ 214,000 | $ 214,000 | $ 194,000 |
| Washington County Oregon | 1 | $ 154,000 | $ 154,000 | $ 378,000 |
| Butler County Pennsylvania | 1 | $ 166,000 | $ 166,000 | $ 120,000 |
| Tipton County Tennessee | 1 | $ 92,000 | $ 92,000 | $ 38,000 |
| Fort Bend County Texas | 1 | $ 140,000 | $ 140,000 | $ 176,000 |
| Parker County Texas | 1 | $ 124,000 | $ 124,000 | $ 68,000 |
| Travis County Texas | 1 | $ 223,000 | $ 223,000 | $ 95,000 |
Mortgage Loan Application Detail Totals for Equity Bank in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 667 | $81,413,000 | $122,000 | $1,200,000 | $72,000 | $836,000 |
| Refinancing | 209 | $31,176,000 | $149,000 | $1,500,000 | $80,000 | $700,000 |
| Home Improvement | 1 | $103,000 | $103,000 | $103,000 | $47,000 | $47,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 734 | $92,834,000 | $126,000 | $1,500,000 | $76,000 | $836,000 |
| Not Provided | 41 | $6,724,000 | $164,000 | $868,000 | $69,000 | $176,000 |
| Black or African American | 38 | $4,125,000 | $108,000 | $292,000 | $65,000 | $161,000 |
| Hispanic | 28 | $3,075,000 | $109,000 | $248,000 | $51,000 | $138,000 |
| Asian | 23 | $3,710,000 | $161,000 | $640,000 | $76,000 | $330,000 |
| Not applicable | 8 | $1,927,000 | $240,000 | $800,000 | $0 | $0 |
| American Indian or Alaskan Native | 4 | $203,000 | $50,000 | $94,000 | $53,000 | $77,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $94,000 | $94,000 | $94,000 | $61,000 | $61,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 833 | $108,793,000 | $130,000 | $1,500,000 | $76,000 | $836,000 |
| FHA-insured (Federal Housing Administration) | 41 | $3,660,000 | $89,000 | $162,000 | $35,000 | $80,000 |
| VA-guaranteed (Veterans Administration) | 3 | $239,000 | $79,000 | $89,000 | $33,000 | $42,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 597 | $77,896,000 | $130,000 | $1,500,000 | $75,000 | $836,000 |
| Loan Purchased By The Institution | 127 | $15,413,000 | $121,000 | $506,000 | $82,000 | $375,000 |
| Application Withdrawn By Applicant | 104 | $14,098,000 | $135,000 | $868,000 | $60,000 | $432,000 |
| Application Denied By Financial Institution | 25 | $2,829,000 | $113,000 | $621,000 | $55,000 | $138,000 |
| Application Approved But Not Accepted | 24 | $2,456,000 | $102,000 | $357,000 | $70,000 | $252,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 8 | $591,000 | $73,000 | $119,000 | $27,000 | $56,000 |
| Collateral | 6 | $686,000 | $114,000 | $201,000 | $72,000 | $120,000 |
| Debt-To-Income Ratio | 5 | $470,000 | $94,000 | $194,000 | $68,000 | $138,000 |
| Other | 4 | $863,000 | $215,000 | $621,000 | $60,000 | $120,000 |
| Unverifiable Information | 2 | $219,000 | $109,000 | $156,000 | $74,000 | $109,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Equity Bank's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Equity Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.