Equity Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Equity Bank 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Equity Bank 7701 E Kellogg Ste 200 Wichita, KS 67207 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 792 |
| Total Mortgage Loan Application Amount | $122,000,000 |
| Average Mortgage Loan Application Amount | $150,333 |
| Highest Mortgage Loan Application Amount | $900,000 |
| Average Applicant Income | $85,666 |
| Highest Applicant Income | $2,122,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Equity Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Equity Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Equity Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Equity Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Equity Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Equity Bank's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Sedgwick County Kansas | 321 | $ 43,701,000 | $ 136,000 | $ 83,000 |
| Oklahoma County Oklahoma | 52 | $ 7,825,000 | $ 150,000 | $ 61,000 |
| Butler County Kansas | 43 | $ 5,920,000 | $ 137,000 | $ 69,000 |
| Cleveland County Oklahoma | 43 | $ 6,312,000 | $ 146,000 | $ 84,000 |
| Garfield County Oklahoma | 29 | $ 2,819,000 | $ 97,000 | $ 54,000 |
| Canadian County Oklahoma | 22 | $ 3,463,000 | $ 157,000 | $ 71,000 |
| Johnson County Kansas | 19 | $ 4,425,000 | $ 232,000 | $ 117,000 |
| Ellis County Kansas | 15 | $ 1,210,000 | $ 80,000 | $ 71,000 |
| Jackson County Missouri | 15 | $ 1,792,000 | $ 119,000 | $ 57,000 |
| Miami County Kansas | 9 | $ 1,185,000 | $ 131,000 | $ 68,000 |
| Pottawatomie County Oklahoma | 9 | $ 1,045,000 | $ 116,000 | $ 47,000 |
| Comanche County Oklahoma | 8 | $ 1,110,000 | $ 138,000 | $ 73,000 |
| Cook County Illinois | 6 | $ 1,260,000 | $ 210,000 | $ 101,000 |
| Sumner County Kansas | 6 | $ 620,000 | $ 103,000 | $ 52,000 |
| McClain County Oklahoma | 6 | $ 1,344,000 | $ 224,000 | $ 90,000 |
| Clark County Nevada | 5 | $ 1,008,000 | $ 201,000 | $ 115,000 |
| Montgomery County Texas | 4 | $ 408,000 | $ 102,000 | $ 33,000 |
| Los Angeles County California | 3 | $ 874,000 | $ 291,000 | $ 222,000 |
| Fulton County Georgia | 3 | $ 638,000 | $ 212,000 | $ 94,000 |
| Montgomery County Maryland | 3 | $ 851,000 | $ 283,000 | $ 97,000 |
| Worcester County Massachusetts | 3 | $ 668,000 | $ 222,000 | $ 191,000 |
| Cass County Missouri | 3 | $ 694,000 | $ 231,000 | $ 73,000 |
| Contra Costa County California | 2 | $ 395,000 | $ 197,000 | $ 61,000 |
| Orange County California | 2 | $ 695,000 | $ 347,000 | $ 113,000 |
| Sacramento County California | 2 | $ 490,000 | $ 245,000 | $ 184,000 |
| Ventura County California | 2 | $ 536,000 | $ 268,000 | $ 63,000 |
| Adams County Colorado | 2 | $ 289,000 | $ 144,000 | $ 54,000 |
| Osceola County Florida | 2 | $ 286,000 | $ 143,000 | $ 58,000 |
| Cobb County Georgia | 2 | $ 322,000 | $ 161,000 | $ 128,000 |
| Forsyth County Georgia | 2 | $ 451,000 | $ 225,000 | $ 76,000 |
| Kane County Illinois | 2 | $ 728,000 | $ 364,000 | $ 159,000 |
| Douglas County Kansas | 2 | $ 245,000 | $ 122,000 | $ 126,000 |
| Harvey County Kansas | 2 | $ 227,000 | $ 113,000 | $ 34,000 |
| Kingman County Kansas | 2 | $ 332,000 | $ 166,000 | $ 28,000 |
| Leavenworth County Kansas | 2 | $ 74,000 | $ 37,000 | $ 16,000 |
| Trego County Kansas | 2 | $ 70,000 | $ 35,000 | $ 8,000 |
| Anne Arundel County Maryland | 2 | $ 426,000 | $ 213,000 | $ 85,000 |
| Middlesex County Massachusetts | 2 | $ 576,000 | $ 288,000 | $ 69,000 |
| Plymouth County Massachusetts | 2 | $ 453,000 | $ 226,000 | $ 44,000 |
| Rockingham County New Hampshire | 2 | $ 657,000 | $ 328,000 | $ 267,000 |
| Middlesex County New Jersey | 2 | $ 611,000 | $ 305,000 | $ 151,000 |
| Kings County New York | 2 | $ 1,245,000 | $ 622,000 | $ 128,000 |
| Saratoga County New York | 2 | $ 409,000 | $ 204,000 | $ 107,000 |
| Custer County Oklahoma | 2 | $ 256,000 | $ 128,000 | $ 39,000 |
| Logan County Oklahoma | 2 | $ 271,000 | $ 135,000 | $ 52,000 |
| Texas County Oklahoma | 2 | $ 269,000 | $ 134,000 | $ 42,000 |
| Bucks County Pennsylvania | 2 | $ 530,000 | $ 265,000 | $ 198,000 |
| Dallas County Texas | 2 | $ 483,000 | $ 241,000 | $ 66,000 |
| Harris County Texas | 2 | $ 263,000 | $ 131,000 | $ 83,000 |
| Rockingham County Virginia | 2 | $ 505,000 | $ 252,000 | $ 113,000 |
| King County Washington | 2 | $ 534,000 | $ 267,000 | $ 113,000 |
| Whatcom County Washington | 2 | $ 470,000 | $ 235,000 | $ 139,000 |
| Maricopa County Arizona | 1 | $ 187,000 | $ 187,000 | $ 81,000 |
| Riverside County California | 1 | $ 229,000 | $ 229,000 | $ 172,000 |
| San Diego County California | 1 | $ 124,000 | $ 124,000 | $ 117,000 |
| Sonoma County California | 1 | $ 482,000 | $ 482,000 | $ 280,000 |
| Denver County Colorado | 1 | $ 412,000 | $ 412,000 | $ 144,000 |
| El Paso County Colorado | 1 | $ 75,000 | $ 75,000 | $ 37,000 |
| Jefferson County Colorado | 1 | $ 107,000 | $ 107,000 | $ 58,000 |
| Weld County Colorado | 1 | $ 130,000 | $ 130,000 | $ 31,000 |
| New London County Connecticut | 1 | $ 231,000 | $ 231,000 | $ 86,000 |
| Collier County Florida | 1 | $ 291,000 | $ 291,000 | $ 53,000 |
| Miami-Dade County Florida | 1 | $ 108,000 | $ 108,000 | $ 120,000 |
| St. Lucie County Florida | 1 | $ 60,000 | $ 60,000 | $ 103,000 |
| Cherokee County Georgia | 1 | $ 304,000 | $ 304,000 | $ 181,000 |
| DeKalb County Georgia | 1 | $ 357,000 | $ 357,000 | $ 105,000 |
| Walton County Georgia | 1 | $ 122,000 | $ 122,000 | $ 116,000 |
| Honolulu County Hawaii | 1 | $ 626,000 | $ 626,000 | $ 202,000 |
| Maui County Hawaii | 1 | $ 242,000 | $ 242,000 | $ 36,000 |
| Woodford County Illinois | 1 | $ 190,000 | $ 190,000 | $ 60,000 |
| Decatur County Kansas | 1 | $ 2,000 | $ 2,000 | $ 0 |
| Dickinson County Kansas | 1 | $ 114,000 | $ 114,000 | $ 50,000 |
| Ford County Kansas | 1 | $ 147,000 | $ 147,000 | $ 81,000 |
| Linn County Kansas | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Morris County Kansas | 1 | $ 350,000 | $ 350,000 | $ 356,000 |
| Reno County Kansas | 1 | $ 100,000 | $ 100,000 | $ 90,000 |
| Orleans County Louisiana | 1 | $ 243,000 | $ 243,000 | $ 146,000 |
| St. Tammany County Louisiana | 1 | $ 128,000 | $ 128,000 | $ 61,000 |
| Cumberland County Maine | 1 | $ 181,000 | $ 181,000 | $ 47,000 |
| Kennebec County Maine | 1 | $ 79,000 | $ 79,000 | $ 34,000 |
| York County Maine | 1 | $ 396,000 | $ 396,000 | $ 91,000 |
| Baltimore County Maryland | 1 | $ 236,000 | $ 236,000 | $ 30,000 |
| Bristol County Massachusetts | 1 | $ 194,000 | $ 194,000 | $ 101,000 |
| Essex County Massachusetts | 1 | $ 395,000 | $ 395,000 | $ 107,000 |
| Norfolk County Massachusetts | 1 | $ 274,000 | $ 274,000 | $ 163,000 |
| Kalamazoo County Michigan | 1 | $ 101,000 | $ 101,000 | $ 37,000 |
| Oakland County Michigan | 1 | $ 129,000 | $ 129,000 | $ 32,000 |
| Van Buren County Michigan | 1 | $ 136,000 | $ 136,000 | $ 67,000 |
| Wayne County Michigan | 1 | $ 95,000 | $ 95,000 | $ 70,000 |
| Blue Earth County Minnesota | 1 | $ 132,000 | $ 132,000 | $ 28,000 |
| Clay County Minnesota | 1 | $ 123,000 | $ 123,000 | $ 52,000 |
| Goodhue County Minnesota | 1 | $ 109,000 | $ 109,000 | $ 44,000 |
| St. Louis County Minnesota | 1 | $ 152,000 | $ 152,000 | $ 127,000 |
| Hinds County Mississippi | 1 | $ 68,000 | $ 68,000 | $ 34,000 |
| Jackson County Mississippi | 1 | $ 81,000 | $ 81,000 | $ 70,000 |
| Boone County Missouri | 1 | $ 123,000 | $ 123,000 | $ 35,000 |
| Camden County Missouri | 1 | $ 100,000 | $ 100,000 | $ 100,000 |
| Christian County Missouri | 1 | $ 92,000 | $ 92,000 | $ 44,000 |
| Clay County Missouri | 1 | $ 182,000 | $ 182,000 | $ 38,000 |
| Greene County Missouri | 1 | $ 255,000 | $ 255,000 | $ 89,000 |
| Stone County Missouri | 1 | $ 134,000 | $ 134,000 | $ 112,000 |
| Ravalli County Montana | 1 | $ 825,000 | $ 825,000 | $ 240,000 |
| Douglas County Nebraska | 1 | $ 65,000 | $ 65,000 | $ 31,000 |
| Lancaster County Nebraska | 1 | $ 143,000 | $ 143,000 | $ 59,000 |
| Douglas County Nevada | 1 | $ 285,000 | $ 285,000 | $ 1,151,000 |
| Burlington County New Jersey | 1 | $ 190,000 | $ 190,000 | $ 93,000 |
| Camden County New Jersey | 1 | $ 145,000 | $ 145,000 | $ 82,000 |
| Cape May County New Jersey | 1 | $ 198,000 | $ 198,000 | $ 57,000 |
| Gloucester County New Jersey | 1 | $ 206,000 | $ 206,000 | $ 72,000 |
| Hudson County New Jersey | 1 | $ 374,000 | $ 374,000 | $ 199,000 |
| Morris County New Jersey | 1 | $ 417,000 | $ 417,000 | $ 150,000 |
| Passaic County New Jersey | 1 | $ 148,000 | $ 148,000 | $ 63,000 |
| Bronx County New York | 1 | $ 539,000 | $ 539,000 | $ 0 |
| Suffolk County New York | 1 | $ 302,000 | $ 302,000 | $ 79,000 |
| Alexander County North Carolina | 1 | $ 79,000 | $ 79,000 | $ 32,000 |
| Johnston County North Carolina | 1 | $ 124,000 | $ 124,000 | $ 67,000 |
| Cuyahoga County Ohio | 1 | $ 64,000 | $ 64,000 | $ 114,000 |
| Montgomery County Ohio | 1 | $ 137,000 | $ 137,000 | $ 69,000 |
| Alfalfa County Oklahoma | 1 | $ 51,000 | $ 51,000 | $ 42,000 |
| Blaine County Oklahoma | 1 | $ 64,000 | $ 64,000 | $ 96,000 |
| Creek County Oklahoma | 1 | $ 113,000 | $ 113,000 | $ 128,000 |
| Grady County Oklahoma | 1 | $ 220,000 | $ 220,000 | $ 101,000 |
| Hughes County Oklahoma | 1 | $ 45,000 | $ 45,000 | $ 29,000 |
| Kingfisher County Oklahoma | 1 | $ 79,000 | $ 79,000 | $ 50,000 |
| Lincoln County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 43,000 |
| Noble County Oklahoma | 1 | $ 59,000 | $ 59,000 | $ 31,000 |
| Pontotoc County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 18,000 |
| Rogers County Oklahoma | 1 | $ 82,000 | $ 82,000 | $ 33,000 |
| Tulsa County Oklahoma | 1 | $ 225,000 | $ 225,000 | $ 141,000 |
| Jackson County Oregon | 1 | $ 204,000 | $ 204,000 | $ 32,000 |
| Multnomah County Oregon | 1 | $ 218,000 | $ 218,000 | $ 77,000 |
| Adams County Pennsylvania | 1 | $ 162,000 | $ 162,000 | $ 53,000 |
| Blair County Pennsylvania | 1 | $ 131,000 | $ 131,000 | $ 65,000 |
| Delaware County Pennsylvania | 1 | $ 158,000 | $ 158,000 | $ 130,000 |
| Monroe County Pennsylvania | 1 | $ 161,000 | $ 161,000 | $ 68,000 |
| Northumberland County Pennsylvania | 1 | $ 119,000 | $ 119,000 | $ 55,000 |
| Philadelphia County Pennsylvania | 1 | $ 189,000 | $ 189,000 | $ 99,000 |
| York County Pennsylvania | 1 | $ 132,000 | $ 132,000 | $ 60,000 |
| Providence County Rhode Island | 1 | $ 183,000 | $ 183,000 | $ 73,000 |
| Oconee County South Carolina | 1 | $ 372,000 | $ 372,000 | $ 219,000 |
| Davidson County Tennessee | 1 | $ 216,000 | $ 216,000 | $ 83,000 |
| Putnam County Tennessee | 1 | $ 312,000 | $ 312,000 | $ 109,000 |
| Aransas County Texas | 1 | $ 99,000 | $ 99,000 | $ 48,000 |
| Denton County Texas | 1 | $ 139,000 | $ 139,000 | $ 70,000 |
| Gillespie County Texas | 1 | $ 284,000 | $ 284,000 | $ 125,000 |
| Lubbock County Texas | 1 | $ 113,000 | $ 113,000 | $ 46,000 |
| Tarrant County Texas | 1 | $ 89,000 | $ 89,000 | $ 55,000 |
| Utah County Utah | 1 | $ 1,000 | $ 1,000 | $ 0 |
| Gloucester County Virginia | 1 | $ 220,000 | $ 220,000 | $ 53,000 |
| Newport News County Virginia | 1 | $ 130,000 | $ 130,000 | $ 86,000 |
| Roanoke County Virginia | 1 | $ 175,000 | $ 175,000 | $ 37,000 |
| Clark County Washington | 1 | $ 197,000 | $ 197,000 | $ 69,000 |
| Cowlitz County Washington | 1 | $ 101,000 | $ 101,000 | $ 12,000 |
| Kittitas County Washington | 1 | $ 417,000 | $ 417,000 | $ 128,000 |
| Thurston County Washington | 1 | $ 246,000 | $ 246,000 | $ 52,000 |
| Dodge County Wisconsin | 1 | $ 169,000 | $ 169,000 | $ 70,000 |
| La Crosse County Wisconsin | 1 | $ 204,000 | $ 204,000 | $ 57,000 |
Mortgage Loan Application Detail Totals for Equity Bank in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 396 | $70,821,000 | $178,000 | $900,000 | $100,000 | $2,122,000 |
| Home Purchase | 385 | $49,581,000 | $128,000 | $813,000 | $62,000 | $356,000 |
| Home Improvement | 11 | $1,598,000 | $145,000 | $372,000 | $95,000 | $219,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 610 | $96,375,000 | $157,000 | $900,000 | $87,000 | $2,122,000 |
| Not Provided | 89 | $12,577,000 | $141,000 | $626,000 | $60,000 | $538,000 |
| Hispanic | 38 | $5,157,000 | $135,000 | $539,000 | $62,000 | $340,000 |
| Black or African American | 24 | $3,756,000 | $156,000 | $366,000 | $72,000 | $160,000 |
| Asian | 21 | $3,265,000 | $155,000 | $432,000 | $71,000 | $201,000 |
| American Indian or Alaskan Native | 4 | $327,000 | $81,000 | $143,000 | $37,000 | $59,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $387,000 | $129,000 | $197,000 | $70,000 | $113,000 |
| Not applicable | 3 | $156,000 | $52,000 | $61,000 | $68,000 | $205,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 527 | $87,785,000 | $166,000 | $900,000 | $97,000 | $2,122,000 |
| FHA-insured (Federal Housing Administration) | 214 | $27,540,000 | $128,000 | $813,000 | $50,000 | $182,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 31 | $3,483,000 | $112,000 | $194,000 | $45,000 | $83,000 |
| VA-guaranteed (Veterans Administration) | 20 | $3,192,000 | $159,000 | $438,000 | $62,000 | $185,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 341 | $52,719,000 | $154,000 | $900,000 | $73,000 | $567,000 |
| Loan Originated | 311 | $49,522,000 | $159,000 | $539,000 | $99,000 | $2,122,000 |
| Application Denied By Financial Institution | 69 | $10,308,000 | $149,000 | $626,000 | $73,000 | $452,000 |
| Loan Purchased By The Institution | 49 | $6,299,000 | $128,000 | $313,000 | $58,000 | $113,000 |
| Application Approved But Not Accepted | 22 | $3,152,000 | $143,000 | $415,000 | $61,000 | $145,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 26 | $2,651,000 | $101,000 | $275,000 | $40,000 | $85,000 |
| Collateral | 17 | $2,907,000 | $171,000 | $400,000 | $86,000 | $167,000 |
| Debt-To-Income Ratio | 11 | $1,766,000 | $160,000 | $410,000 | $63,000 | $170,000 |
| Other | 6 | $1,476,000 | $246,000 | $380,000 | $189,000 | $452,000 |
| Employment History | 4 | $427,000 | $106,000 | $136,000 | $46,000 | $72,000 |
| Unverifiable Information | 3 | $906,000 | $302,000 | $626,000 | $127,000 | $202,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $71,000 | $71,000 | $71,000 | $46,000 | $46,000 |
| Mortgage Insurance Denied | 1 | $104,000 | $104,000 | $104,000 | $90,000 | $90,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Equity Bank's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Equity Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.