Equity One
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Equity One 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Equity One 9600 West Bryn Mawr Rosemont, IL 60018 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 88,614 |
| Total Mortgage Loan Application Amount | $8,590,137,000 |
| Average Mortgage Loan Application Amount | $104,554 |
| Highest Mortgage Loan Application Amount | $3,000,000 |
| Average Applicant Income | $39,877 |
| Highest Applicant Income | $4,579,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Equity One. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Equity One's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Equity One's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Equity One serves its applicants.
Each category highlights the total number of mortgage applications processed by Equity One, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Equity One's mortgage activity for 2003.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| PITTSBURGH, PA | 3,718 | $ 112,839,000 | $ 30,000 | $ 47,000 |
| PHILADELPHIA, PA-NJ | 3,658 | $ 412,032,000 | $ 112,000 | $ 59,000 |
| CHICAGO, IL | 2,875 | $ 364,648,000 | $ 126,000 | $ 47,000 |
| PHOENIX-MESA, AZ | 2,693 | $ 164,145,000 | $ 60,000 | $ 47,000 |
| NORFOLK-VIRGINIA BEACH-NEWPORT NEWS, VA-NC | 1,854 | $ 56,858,000 | $ 30,000 | $ 50,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 1,532 | $ 118,053,000 | $ 77,000 | $ 44,000 |
| RALEIGH-DURHAM-CHAPEL HILL, NC | 1,471 | $ 174,970,000 | $ 118,000 | $ 48,000 |
| RICHMOND-PETERSBURG, VA | 1,402 | $ 62,836,000 | $ 44,000 | $ 53,000 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 1,398 | $ 129,506,000 | $ 92,000 | $ 48,000 |
| GREENSBORO--WINSTON-SALEM--HIGH POINT, NC | 1,305 | $ 115,989,000 | $ 88,000 | $ 44,000 |
| ST. LOUIS, MO-IL | 1,242 | $ 124,686,000 | $ 100,000 | $ 39,000 |
| HARRISBURG-LEBANON-CARLISLE, PA | 1,183 | $ 115,776,000 | $ 97,000 | $ 47,000 |
| DETROIT, MI | 1,162 | $ 150,069,000 | $ 129,000 | $ 44,000 |
| BALTIMORE, MD | 1,148 | $ 141,736,000 | $ 123,000 | $ 56,000 |
| ATLANTA, GA | 1,073 | $ 144,759,000 | $ 134,000 | $ 57,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA | 1,038 | $ 77,988,000 | $ 75,000 | $ 47,000 |
| NASHVILLE, TN | 993 | $ 66,938,000 | $ 67,000 | $ 48,000 |
| ORLANDO, FL | 941 | $ 67,707,000 | $ 71,000 | $ 43,000 |
| KANSAS CITY, MO-KS | 928 | $ 90,404,000 | $ 97,000 | $ 54,000 |
| TUCSON, AZ | 837 | $ 87,829,000 | $ 104,000 | $ 46,000 |
| BOSTON, MA-NH | 822 | $ 126,762,000 | $ 154,000 | $ 61,000 |
| GREENVILLE-SPARTANBURG-ANDERSON, SC | 789 | $ 62,960,000 | $ 79,000 | $ 44,000 |
| LOS ANGELES-LONG BEACH, CA | 758 | $ 153,122,000 | $ 202,000 | $ 96,000 |
| COLUMBIA, SC | 744 | $ 64,289,000 | $ 86,000 | $ 45,000 |
| PORTLAND-VANCOUVER, OR-WA | 722 | $ 103,625,000 | $ 143,000 | $ 40,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 703 | $ 54,169,000 | $ 77,000 | $ 47,000 |
| ATLANTIC-CAPE MAY, NJ | 670 | $ 110,759,000 | $ 165,000 | $ 71,000 |
| NEWARK, NJ | 662 | $ 111,075,000 | $ 167,000 | $ 75,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 643 | $ 41,157,000 | $ 64,000 | $ 42,000 |
| LANCASTER, PA | 595 | $ 60,747,000 | $ 102,000 | $ 45,000 |
| LAS VEGAS, NV-AZ | 582 | $ 85,062,000 | $ 146,000 | $ 60,000 |
| CLEVELAND-LORAIN-ELYRIA, OH | 579 | $ 77,165,000 | $ 133,000 | $ 52,000 |
| MONMOUTH-OCEAN, NJ | 572 | $ 91,960,000 | $ 160,000 | $ 82,000 |
| RIVERSIDE-SAN BERNARDINO, CA | 562 | $ 93,348,000 | $ 166,000 | $ 51,000 |
| DENVER, CO | 547 | $ 52,751,000 | $ 96,000 | $ 52,000 |
| WILMINGTON-NEWARK, DE-MD | 516 | $ 66,145,000 | $ 128,000 | $ 55,000 |
| MINNEAPOLIS-ST. PAUL, MN-WI | 484 | $ 90,814,000 | $ 187,000 | $ 53,000 |
| HICKORY-MORGANTON-LENOIR, NC | 447 | $ 25,849,000 | $ 57,000 | $ 42,000 |
| READING, PA | 409 | $ 29,942,000 | $ 73,000 | $ 46,000 |
| WILMINGTON, NC | 405 | $ 31,677,000 | $ 78,000 | $ 51,000 |
| HARTFORD, CT | 402 | $ 40,375,000 | $ 100,000 | $ 49,000 |
| SIOUX FALLS, SD | 388 | $ 47,804,000 | $ 123,000 | $ 56,000 |
| JACKSONVILLE, FL | 387 | $ 22,666,000 | $ 58,000 | $ 43,000 |
| YORK, PA | 372 | $ 32,523,000 | $ 87,000 | $ 41,000 |
| MIDDLESEX-SOMERSET-HUNTERDON, NJ | 366 | $ 61,196,000 | $ 167,000 | $ 106,000 |
| NEW YORK, NY | 362 | $ 81,020,000 | $ 223,000 | $ 34,000 |
| CINCINNATI, OH-KY-IN | 345 | $ 43,463,000 | $ 125,000 | $ 52,000 |
| PORTSMOUTH-ROCHESTER, NH-ME | 343 | $ 20,773,000 | $ 60,000 | $ 44,000 |
| ERIE, PA | 342 | $ 16,138,000 | $ 47,000 | $ 38,000 |
| ROCKY MOUNT, NC | 340 | $ 18,981,000 | $ 55,000 | $ 44,000 |
| NASSAU-SUFFOLK, NY | 337 | $ 76,485,000 | $ 226,000 | $ 24,000 |
| JOHNSON CITY-KINGSPORT-BRISTOL, TN-VA | 333 | $ 11,462,000 | $ 34,000 | $ 39,000 |
| PROVIDENCE-FALL RIVER-WARWICK, RI-MA | 331 | $ 50,755,000 | $ 153,000 | $ 46,000 |
| COLUMBUS, OH | 320 | $ 40,973,000 | $ 128,000 | $ 46,000 |
| SALT LAKE CITY-OGDEN, UT | 320 | $ 39,986,000 | $ 124,000 | $ 34,000 |
| SARASOTA-BRADENTON, FL | 317 | $ 28,299,000 | $ 89,000 | $ 42,000 |
| SPRINGFIELD, MA | 316 | $ 15,046,000 | $ 47,000 | $ 39,000 |
| INDIANAPOLIS, IN | 312 | $ 34,627,000 | $ 110,000 | $ 27,000 |
| LAKELAND-WINTER HAVEN, FL | 308 | $ 10,425,000 | $ 33,000 | $ 39,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 299 | $ 47,849,000 | $ 160,000 | $ 66,000 |
| FORT LAUDERDALE, FL | 284 | $ 23,971,000 | $ 84,000 | $ 58,000 |
| FAYETTEVILLE, NC | 281 | $ 12,941,000 | $ 46,000 | $ 47,000 |
| COLORADO SPRINGS, CO | 280 | $ 27,763,000 | $ 99,000 | $ 42,000 |
| SACRAMENTO, CA | 273 | $ 46,438,000 | $ 170,000 | $ 38,000 |
| CHATTANOOGA, TN-GA | 270 | $ 20,755,000 | $ 76,000 | $ 44,000 |
| MEMPHIS, TN-AR-MS | 263 | $ 27,350,000 | $ 103,000 | $ 134,000 |
| SAVANNAH, GA | 260 | $ 32,698,000 | $ 125,000 | $ 50,000 |
| ASHEVILLE, NC | 257 | $ 29,608,000 | $ 115,000 | $ 68,000 |
| YOUNGSTOWN-WARREN, OH | 254 | $ 22,097,000 | $ 86,000 | $ 42,000 |
| AKRON, OH | 236 | $ 26,444,000 | $ 112,000 | $ 49,000 |
| ALBUQUERQUE, NM | 236 | $ 27,783,000 | $ 117,000 | $ 44,000 |
| KNOXVILLE, TN | 236 | $ 16,130,000 | $ 68,000 | $ 40,000 |
| BERGEN-PASSAIC, NJ | 233 | $ 51,987,000 | $ 223,000 | $ 104,000 |
| LOUISVILLE, KY-IN | 233 | $ 21,041,000 | $ 90,000 | $ 44,000 |
| MILWAUKEE-WAUKESHA, WI | 229 | $ 30,484,000 | $ 133,000 | $ 55,000 |
| NEW HAVEN-MERIDEN, CT | 227 | $ 24,107,000 | $ 106,000 | $ 52,000 |
| LEXINGTON, KY | 226 | $ 23,397,000 | $ 103,000 | $ 41,000 |
| DAYTON-SPRINGFIELD, OH | 221 | $ 23,329,000 | $ 105,000 | $ 47,000 |
| CLARKSVILLE-HOPKINSVILLE, TN-KY | 218 | $ 3,522,000 | $ 16,000 | $ 45,000 |
| WORCESTER, MA-CT | 214 | $ 19,459,000 | $ 90,000 | $ 59,000 |
| MYRTLE BEACH, SC | 210 | $ 20,023,000 | $ 95,000 | $ 52,000 |
| GRAND RAPIDS-MUSKEGON-HOLLAND, MI | 204 | $ 23,807,000 | $ 116,000 | $ 28,000 |
| SALEM, OR | 204 | $ 22,751,000 | $ 111,000 | $ 47,000 |
| ROANOKE, VA | 203 | $ 12,772,000 | $ 62,000 | $ 33,000 |
| ALTOONA, PA | 202 | $ 13,958,000 | $ 69,000 | $ 30,000 |
| TRENTON, NJ | 199 | $ 18,529,000 | $ 93,000 | $ 57,000 |
| MANCHESTER, NH | 195 | $ 12,046,000 | $ 61,000 | $ 45,000 |
| JERSEY CITY, NJ | 194 | $ 40,159,000 | $ 207,000 | $ 71,000 |
| BRIDGEPORT, CT | 192 | $ 17,912,000 | $ 93,000 | $ 51,000 |
| DAYTONA BEACH, FL | 192 | $ 10,931,000 | $ 56,000 | $ 43,000 |
| GREENVILLE, NC | 192 | $ 10,958,000 | $ 57,000 | $ 45,000 |
| WICHITA, KS | 187 | $ 15,885,000 | $ 84,000 | $ 56,000 |
| JACKSONVILLE, NC | 185 | $ 7,519,000 | $ 40,000 | $ 60,000 |
| DANVILLE, VA | 183 | $ 9,038,000 | $ 49,000 | $ 37,000 |
| OCALA, FL | 181 | $ 7,627,000 | $ 42,000 | $ 38,000 |
| APPLETON-OSHKOSH-NEENAH, WI | 173 | $ 20,513,000 | $ 118,000 | $ 54,000 |
| ORANGE COUNTY, CA | 170 | $ 40,648,000 | $ 239,000 | $ 65,000 |
| TACOMA, WA | 162 | $ 22,239,000 | $ 137,000 | $ 48,000 |
| TULSA, OK | 160 | $ 15,908,000 | $ 99,000 | $ 50,000 |
| SAN DIEGO, CA | 158 | $ 36,411,000 | $ 230,000 | $ 132,000 |
| LYNCHBURG, VA | 157 | $ 10,386,000 | $ 66,000 | $ 42,000 |
| NASHUA, NH | 155 | $ 11,877,000 | $ 76,000 | $ 48,000 |
| OAKLAND, CA | 154 | $ 34,561,000 | $ 224,000 | $ 51,000 |
| BROCKTON, MA | 150 | $ 20,135,000 | $ 134,000 | $ 48,000 |
| WILLIAMSPORT, PA | 148 | $ 6,062,000 | $ 40,000 | $ 38,000 |
| SPOKANE, WA | 145 | $ 13,964,000 | $ 96,000 | $ 37,000 |
| EUGENE-SPRINGFIELD, OR | 144 | $ 17,941,000 | $ 124,000 | $ 21,000 |
| FRESNO, CA | 142 | $ 18,661,000 | $ 131,000 | $ 53,000 |
| MIAMI, FL | 138 | $ 16,426,000 | $ 119,000 | $ 54,000 |
| FORT MYERS-CAPE CORAL, FL | 136 | $ 12,054,000 | $ 88,000 | $ 44,000 |
| CANTON-MASSILLON, OH | 132 | $ 11,568,000 | $ 87,000 | $ 39,000 |
| GOLDSBORO, NC | 132 | $ 4,955,000 | $ 37,000 | $ 37,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 129 | $ 7,845,000 | $ 60,000 | $ 55,000 |
| RENO, NV | 127 | $ 19,685,000 | $ 155,000 | $ 63,000 |
| DES MOINES, IA | 123 | $ 12,330,000 | $ 100,000 | $ 45,000 |
| COLUMBUS, GA-AL | 120 | $ 12,072,000 | $ 100,000 | $ 40,000 |
| TOLEDO, OH | 120 | $ 12,597,000 | $ 104,000 | $ 58,000 |
| NAPLES, FL | 118 | $ 15,022,000 | $ 127,000 | $ 53,000 |
| MELBOURNE-TITUSVILLE-PALM BAY, FL | 117 | $ 11,008,000 | $ 94,000 | $ 55,000 |
| SHARON, PA | 116 | $ 7,933,000 | $ 68,000 | $ 41,000 |
| WATERBURY, CT | 116 | $ 7,953,000 | $ 68,000 | $ 56,000 |
| WEST PALM BEACH-BOCA RATON, FL | 116 | $ 13,807,000 | $ 119,000 | $ 52,000 |
| HAMILTON-MIDDLETOWN, OH | 115 | $ 14,283,000 | $ 124,000 | $ 41,000 |
| STOCKTON-LODI, CA | 115 | $ 20,621,000 | $ 179,000 | $ 39,000 |
| FLINT, MI | 113 | $ 12,183,000 | $ 107,000 | $ 39,000 |
| PUEBLO, CO | 112 | $ 8,242,000 | $ 73,000 | $ 44,000 |
| STATE COLLEGE, PA | 112 | $ 12,092,000 | $ 107,000 | $ 60,000 |
| MEDFORD-ASHLAND, OR | 110 | $ 13,247,000 | $ 120,000 | $ 26,000 |
| JOHNSTOWN, PA | 108 | $ 6,968,000 | $ 64,000 | $ 36,000 |
| LAWRENCE, MA-NH | 108 | $ 11,765,000 | $ 108,000 | $ 46,000 |
| GREELEY, CO | 106 | $ 10,399,000 | $ 98,000 | $ 42,000 |
| TOPEKA, KS | 104 | $ 9,388,000 | $ 90,000 | $ 62,000 |
| FORT COLLINS-LOVELAND, CO | 98 | $ 8,689,000 | $ 88,000 | $ 48,000 |
| FORT WAYNE, IN | 96 | $ 10,546,000 | $ 109,000 | $ 35,000 |
| TALLAHASSEE, FL | 94 | $ 4,890,000 | $ 52,000 | $ 41,000 |
| ANN ARBOR, MI | 90 | $ 15,164,000 | $ 168,000 | $ 30,000 |
| OMAHA, NE-IA | 87 | $ 9,711,000 | $ 111,000 | $ 34,000 |
| LANSING-EAST LANSING, MI | 86 | $ 9,844,000 | $ 114,000 | $ 33,000 |
| OKLAHOMA CITY, OK | 86 | $ 8,405,000 | $ 97,000 | $ 35,000 |
| MODESTO, CA | 84 | $ 13,571,000 | $ 161,000 | $ 19,000 |
| LOWELL, MA-NH | 83 | $ 10,080,000 | $ 121,000 | $ 77,000 |
| CHARLOTTESVILLE, VA | 82 | $ 6,241,000 | $ 76,000 | $ 48,000 |
| KALAMAZOO-BATTLE CREEK, MI | 82 | $ 8,240,000 | $ 100,000 | $ 28,000 |
| VALLEJO-FAIRFIELD-NAPA, CA | 82 | $ 16,223,000 | $ 197,000 | $ 12,000 |
| FLORENCE, SC | 81 | $ 5,958,000 | $ 73,000 | $ 46,000 |
| NEW LONDON-NORWICH, CT-RI | 81 | $ 8,340,000 | $ 102,000 | $ 44,000 |
| BOISE CITY, ID | 79 | $ 9,686,000 | $ 122,000 | $ 52,000 |
| RAPID CITY, SD | 76 | $ 8,813,000 | $ 115,000 | $ 47,000 |
| DOVER, DE | 74 | $ 9,389,000 | $ 126,000 | $ 48,000 |
| MADISON, WI | 73 | $ 12,202,000 | $ 167,000 | $ 58,000 |
| BREMERTON, WA | 72 | $ 9,612,000 | $ 133,000 | $ 43,000 |
| BURLINGTON, VT | 72 | $ 3,770,000 | $ 52,000 | $ 43,000 |
| PROVO-OREM, UT | 71 | $ 10,272,000 | $ 144,000 | $ 60,000 |
| PEORIA-PEKIN, IL | 69 | $ 6,461,000 | $ 93,000 | $ 30,000 |
| FITCHBURG-LEOMINSTER, MA | 66 | $ 5,828,000 | $ 88,000 | $ 42,000 |
| VENTURA, CA | 64 | $ 14,111,000 | $ 220,000 | $ 42,000 |
| SUMTER, SC | 59 | $ 3,768,000 | $ 63,000 | $ 36,000 |
| SAGINAW-BAY CITY-MIDLAND, MI | 58 | $ 5,932,000 | $ 102,000 | $ 30,000 |
| FORT PIERCE-PORT ST. LUCIE, FL | 56 | $ 5,341,000 | $ 95,000 | $ 26,000 |
| ROCKFORD, IL | 56 | $ 6,278,000 | $ 112,000 | $ 16,000 |
| OLYMPIA, WA | 54 | $ 7,974,000 | $ 147,000 | $ 35,000 |
| MACON, GA | 52 | $ 4,881,000 | $ 93,000 | $ 51,000 |
| PORTLAND, ME | 51 | $ 3,501,000 | $ 68,000 | $ 39,000 |
| ATHENS, GA | 50 | $ 5,694,000 | $ 113,000 | $ 36,000 |
| FARGO-MOORHEAD, ND-MN | 50 | $ 5,453,000 | $ 109,000 | $ 104,000 |
| GARY, IN | 49 | $ 5,575,000 | $ 113,000 | $ 32,000 |
| GRAND JUNCTION, CO | 48 | $ 5,163,000 | $ 107,000 | $ 33,000 |
| HAGERSTOWN, MD | 48 | $ 5,549,000 | $ 115,000 | $ 43,000 |
| NEW BEDFORD, MA | 48 | $ 6,513,000 | $ 135,000 | $ 58,000 |
| SAN JOSE, CA | 47 | $ 13,306,000 | $ 283,000 | $ 87,000 |
| ST. JOSEPH, MO | 47 | $ 4,209,000 | $ 89,000 | $ 39,000 |
| KENOSHA, WI | 46 | $ 6,521,000 | $ 141,000 | $ 56,000 |
| OWENSBORO, KY | 45 | $ 1,704,000 | $ 37,000 | $ 38,000 |
| STAMFORD-NORWALK, CT | 42 | $ 9,731,000 | $ 231,000 | $ 59,000 |
| YAKIMA, WA | 42 | $ 4,494,000 | $ 107,000 | $ 44,000 |
| GAINESVILLE, FL | 40 | $ 1,620,000 | $ 40,000 | $ 36,000 |
| JANESVILLE-BELOIT, WI | 40 | $ 4,294,000 | $ 107,000 | $ 57,000 |
| SOUTH BEND, IN | 40 | $ 2,946,000 | $ 73,000 | $ 46,000 |
| BUFFALO-NIAGARA FALLS, NY | 39 | $ 3,632,000 | $ 93,000 | $ 2,000 |
| GREEN BAY, WI | 39 | $ 6,027,000 | $ 154,000 | $ 68,000 |
| BOULDER-LONGMONT, CO | 38 | $ 5,798,000 | $ 152,000 | $ 93,000 |
| RICHLAND-KENNEWICK-PASCO, WA | 38 | $ 4,714,000 | $ 124,000 | $ 46,000 |
| EVANSVILLE-HENDERSON, IN-KY | 37 | $ 3,102,000 | $ 83,000 | $ 25,000 |
| AUGUSTA-AIKEN, GA-SC | 36 | $ 3,434,000 | $ 95,000 | $ 50,000 |
| BILLINGS, MT | 36 | $ 5,056,000 | $ 140,000 | $ 65,000 |
| PENSACOLA, FL | 36 | $ 3,691,000 | $ 102,000 | $ 27,000 |
| PUNTA GORDA, FL | 36 | $ 3,287,000 | $ 91,000 | $ 26,000 |
| DULUTH-SUPERIOR, MN-WI | 35 | $ 3,906,000 | $ 111,000 | $ 46,000 |
| NEWBURGH, NY-PA | 35 | $ 6,468,000 | $ 184,000 | $ 0 |
| RACINE, WI | 35 | $ 4,621,000 | $ 132,000 | $ 38,000 |
| LAS CRUCES, NM | 34 | $ 3,044,000 | $ 89,000 | $ 52,000 |
| DANBURY, CT | 33 | $ 6,621,000 | $ 200,000 | $ 56,000 |
| BAKERSFIELD, CA | 31 | $ 3,918,000 | $ 126,000 | $ 15,000 |
| BARNSTABLE-YARMOUTH, MA | 31 | $ 4,725,000 | $ 152,000 | $ 61,000 |
| CEDAR RAPIDS, IA | 31 | $ 3,222,000 | $ 103,000 | $ 85,000 |
| CUMBERLAND, MD-WV | 31 | $ 3,619,000 | $ 116,000 | $ 39,000 |
| KOKOMO, IN | 31 | $ 2,748,000 | $ 88,000 | $ 11,000 |
| MISSOULA, MT | 31 | $ 4,582,000 | $ 147,000 | $ 46,000 |
| MANSFIELD, OH | 29 | $ 2,894,000 | $ 99,000 | $ 38,000 |
| ALBANY-SCHENECTADY-TROY, NY | 28 | $ 3,710,000 | $ 132,000 | $ 5,000 |
| SIOUX CITY, IA-NE | 28 | $ 2,437,000 | $ 87,000 | $ 40,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 26 | $ 3,096,000 | $ 119,000 | $ 52,000 |
| JACKSON, MI | 26 | $ 2,869,000 | $ 110,000 | $ 18,000 |
| LINCOLN, NE | 25 | $ 2,724,000 | $ 108,000 | $ 33,000 |
| SAN FRANCISCO, CA | 25 | $ 5,302,000 | $ 212,000 | $ 16,000 |
| SANTA ROSA, CA | 25 | $ 5,840,000 | $ 233,000 | $ 29,000 |
| VISALIA-TULARE-PORTERVILLE, CA | 25 | $ 3,299,000 | $ 131,000 | $ 39,000 |
| LAWRENCE, KS | 24 | $ 3,239,000 | $ 134,000 | $ 103,000 |
| SANTA FE, NM | 24 | $ 3,062,000 | $ 127,000 | $ 33,000 |
| SPRINGFIELD, MO | 24 | $ 2,115,000 | $ 88,000 | $ 43,000 |
| CHAMPAIGN-URBANA, IL | 23 | $ 1,929,000 | $ 83,000 | $ 26,000 |
| LIMA, OH | 23 | $ 2,688,000 | $ 116,000 | $ 45,000 |
| PITTSFIELD, MA | 22 | $ 1,587,000 | $ 72,000 | $ 27,000 |
| HOUSTON, TX | 21 | $ 2,058,000 | $ 98,000 | $ 14,000 |
| LEWISTON-AUBURN, ME | 21 | $ 1,730,000 | $ 82,000 | $ 32,000 |
| AUSTIN-SAN MARCOS, TX | 20 | $ 3,171,000 | $ 158,000 | $ 0 |
| BELLINGHAM, WA | 20 | $ 2,889,000 | $ 144,000 | $ 30,000 |
| MERCED, CA | 20 | $ 3,177,000 | $ 158,000 | $ 19,000 |
| SPRINGFIELD, IL | 20 | $ 1,475,000 | $ 73,000 | $ 22,000 |
| DALLAS, TX | 19 | $ 2,539,000 | $ 133,000 | $ 0 |
| DUTCHESS COUNTY, NY | 19 | $ 3,623,000 | $ 190,000 | $ 12,000 |
| SHEBOYGAN, WI | 19 | $ 2,551,000 | $ 134,000 | $ 63,000 |
| ST. CLOUD, MN | 19 | $ 3,189,000 | $ 167,000 | $ 39,000 |
| SALINAS, CA | 18 | $ 4,431,000 | $ 246,000 | $ 33,000 |
| YUMA, AZ | 17 | $ 1,722,000 | $ 101,000 | $ 35,000 |
| ELKHART-GOSHEN, IN | 16 | $ 1,325,000 | $ 82,000 | $ 16,000 |
| REDDING, CA | 16 | $ 2,195,000 | $ 137,000 | $ 14,000 |
| BENTON HARBOR, MI | 15 | $ 1,470,000 | $ 98,000 | $ 14,000 |
| FORT WALTON BEACH, FL | 15 | $ 1,359,000 | $ 90,000 | $ 39,000 |
| ROCHESTER, MN | 15 | $ 2,327,000 | $ 155,000 | $ 28,000 |
| BLOOMINGTON-NORMAL, IL | 14 | $ 1,608,000 | $ 114,000 | $ 35,000 |
| LAFAYETTE, IN | 14 | $ 1,246,000 | $ 89,000 | $ 13,000 |
| SANTA BARBARA-SANTA MARIA-LOMPOC, CA | 14 | $ 2,939,000 | $ 209,000 | $ 27,000 |
| JACKSON, TN | 13 | $ 1,144,000 | $ 88,000 | $ 33,000 |
| KANKAKEE, IL | 13 | $ 1,264,000 | $ 97,000 | $ 46,000 |
| MUNCIE, IN | 13 | $ 1,115,000 | $ 85,000 | $ 15,000 |
| SYRACUSE, NY | 13 | $ 1,185,000 | $ 91,000 | $ 0 |
| WAUSAU, WI | 13 | $ 1,924,000 | $ 148,000 | $ 49,000 |
| JOPLIN, MO | 12 | $ 1,000,000 | $ 83,000 | $ 25,000 |
| LA CROSSE, WI-MN | 12 | $ 1,346,000 | $ 112,000 | $ 2,000 |
| BISMARCK, ND | 11 | $ 1,007,000 | $ 91,000 | $ 26,000 |
| BLOOMINGTON, IN | 11 | $ 1,538,000 | $ 139,000 | $ 18,000 |
| CHICO-PARADISE, CA | 11 | $ 1,609,000 | $ 146,000 | $ 16,000 |
| IOWA CITY, IA | 11 | $ 1,628,000 | $ 148,000 | $ 62,000 |
| ROCHESTER, NY | 11 | $ 1,273,000 | $ 115,000 | $ 0 |
| WATERLOO-CEDAR FALLS, IA | 11 | $ 1,022,000 | $ 92,000 | $ 35,000 |
| FORT WORTH-ARLINGTON, TX | 10 | $ 902,000 | $ 90,000 | $ 17,000 |
| ALBANY, GA | 9 | $ 1,051,000 | $ 116,000 | $ 28,000 |
| BANGOR, ME | 9 | $ 781,000 | $ 86,000 | $ 17,000 |
| CORVALLIS, OR | 9 | $ 1,112,000 | $ 123,000 | $ 0 |
| LAWTON, OK | 9 | $ 645,000 | $ 71,000 | $ 34,000 |
| POCATELLO, ID | 9 | $ 700,000 | $ 77,000 | $ 42,000 |
| YOLO, CA | 9 | $ 1,679,000 | $ 186,000 | $ 0 |
| STEUBENVILLE-WEIRTON, OH-WV | 8 | $ 544,000 | $ 68,000 | $ 48,000 |
| TERRE HAUTE, IN | 8 | $ 561,000 | $ 70,000 | $ 30,000 |
| CHEYENNE, WY | 7 | $ 588,000 | $ 84,000 | $ 47,000 |
| FLAGSTAFF, AZ-UT | 7 | $ 960,000 | $ 137,000 | $ 57,000 |
| GREAT FALLS, MT | 7 | $ 1,259,000 | $ 179,000 | $ 62,000 |
| PANAMA CITY, FL | 7 | $ 659,000 | $ 94,000 | $ 32,000 |
| SAN LUIS OBISPO-ATASCADERO-PASO ROBLES, CA | 7 | $ 1,073,000 | $ 153,000 | $ 74,000 |
| EAU CLAIRE, WI | 6 | $ 830,000 | $ 138,000 | $ 57,000 |
| SANTA CRUZ-WATSONVILLE, CA | 6 | $ 2,101,000 | $ 350,000 | $ 0 |
| BINGHAMTON, NY | 5 | $ 535,000 | $ 107,000 | $ 0 |
| GLENS FALLS, NY | 5 | $ 560,000 | $ 112,000 | $ 11,000 |
| YUBA CITY, CA | 5 | $ 408,000 | $ 81,000 | $ 0 |
| DECATUR, IL | 4 | $ 268,000 | $ 67,000 | $ 21,000 |
| GRAND FORKS, ND-MN | 4 | $ 317,000 | $ 79,000 | $ 41,000 |
| LUBBOCK, TX | 4 | $ 380,000 | $ 95,000 | $ 0 |
| MCALLEN-EDINBURG-MISSION, TX | 4 | $ 337,000 | $ 84,000 | $ 0 |
| WASHINGTON, DC-MD-VA-WV | 4 | $ 1,210,000 | $ 302,000 | $ 145,000 |
| DUBUQUE, IA | 3 | $ 277,000 | $ 92,000 | $ 5,000 |
| ENID, OK | 3 | $ 228,000 | $ 76,000 | $ 22,000 |
| BIRMINGHAM, AL | 2 | $ 71,000 | $ 35,000 | $ 0 |
| GALVESTON-TEXAS CITY, TX | 2 | $ 154,000 | $ 77,000 | $ 14,000 |
| JAMESTOWN, NY | 2 | $ 256,000 | $ 128,000 | $ 0 |
| SAN ANTONIO, TX | 2 | $ 463,000 | $ 231,000 | $ 0 |
| BATON ROUGE, LA | 1 | $ 104,000 | $ 104,000 | $ 0 |
| BRYAN-COLLEGE STATION, TX | 1 | $ 80,000 | $ 80,000 | $ 0 |
| CHARLESTON, WV | 1 | $ 80,000 | $ 80,000 | $ 55,000 |
| COLUMBIA, MO | 1 | $ 94,000 | $ 94,000 | $ 0 |
| DECATUR, AL | 1 | $ 81,000 | $ 81,000 | $ 38,000 |
| EL PASO, TX | 1 | $ 62,000 | $ 62,000 | $ 0 |
| KILLEEN-TEMPLE, TX | 1 | $ 127,000 | $ 127,000 | $ 0 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 1 | $ 151,000 | $ 151,000 | $ 0 |
| LONGVIEW-MARSHALL, TX | 1 | $ 90,000 | $ 90,000 | $ 0 |
| MONROE, LA | 1 | $ 48,000 | $ 48,000 | $ 0 |
| NEW ORLEANS, LA | 1 | $ 94,000 | $ 94,000 | $ 72,000 |
| SAN JUAN-BAYAMON, PR | 1 | $ 10,000 | $ 10,000 | $ 51,000 |
| UTICA-ROME, NY | 1 | $ 110,000 | $ 110,000 | $ 0 |
| WICHITA FALLS, TX | 1 | $ 50,000 | $ 50,000 | $ 0 |
Mortgage Loan Application Detail Totals for Equity One in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 61,275 | $7,067,025,000 | $123,693 | $3,000,000 | $44,551 | $2,590,000 |
| Home Improvement (one-to-four family) | 14,930 | $101,713,000 | $15,941 | $446,000 | $54,382 | $1,188,000 |
| Home Purchase (one-to-four family) | 12,141 | $1,374,651,000 | $104,955 | $1,060,000 | $47,755 | $4,579,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 268 | $46,748,000 | $180,740 | $960,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 34,050 | $3,263,814,000 | $119,957 | $1,500,000 | $66,765 | $4,579,000 |
| Information not provided by applicant in mail or telephone application | 26,574 | $2,032,021,000 | $111,065 | $3,000,000 | $48,456 | $3,436,000 |
| Not applicable | 16,020 | $2,332,241,000 | $132,673 | $500,000 | $0 | $0 |
| Black | 7,312 | $532,316,000 | $98,666 | $778,000 | $56,500 | $2,590,000 |
| Hispanic | 3,234 | $269,501,000 | $98,200 | $925,000 | $53,400 | $931,000 |
| Asian or Pacific Islander | 552 | $76,751,000 | $131,162 | $905,000 | $78,000 | $1,200,000 |
| Other | 452 | $54,393,000 | $122,656 | $1,000,000 | $65,343 | $1,700,000 |
| American Indian or Alaskan Native | 420 | $29,100,000 | $107,848 | $728,000 | $69,757 | $864,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 87,818 | $8,494,555,000 | $109,960 | $3,000,000 | $45,940 | $4,579,000 |
| FHA-insured (Federal Housing Administration) | 685 | $80,129,000 | $125,125 | $364,000 | $34,541 | $303,000 |
| VA-guaranteed (Veterans Administration) | 109 | $15,079,000 | $140,307 | $245,000 | $26,384 | $150,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $374,000 | $187,000 | $235,000 | $55,000 | $61,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 23,627 | $1,717,546,000 | $94,930 | $950,000 | $67,720 | $3,436,000 |
| Application Denied By Financial Institution | 18,673 | $1,416,337,000 | $100,553 | $3,000,000 | $51,276 | $1,325,000 |
| Application Approved But Not Accepted | 17,762 | $1,793,175,000 | $105,777 | $1,203,000 | $54,866 | $2,590,000 |
| Loan Purchased By The Institution | 16,020 | $2,332,241,000 | $132,673 | $500,000 | $0 | $0 |
| Application Withdrawn By Applicant | 11,963 | $1,294,029,000 | $127,680 | $1,500,000 | $53,489 | $4,579,000 |
| File Closed For Incompleteness | 569 | $36,809,000 | $69,037 | $788,000 | $53,259 | $348,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 11 | $61,000 | $4,000 | $16,000 | $40,250 | $69,000 |
| Debt-To-Income Ratio | 11 | $176,000 | $30,750 | $90,000 | $39,000 | $101,000 |
| Collateral | 2 | $29,000 | $14,000 | $16,000 | $57,000 | $68,000 |
| Employment History | 1 | $95,000 | $95,000 | $95,000 | $44,000 | $44,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Equity One's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Equity One's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.