Equity One Mortgage Lending & HMDA Data, 2003

In 2003, Equity One of Rosemont, IL reported 88,614 mortgage applications totaling $8.6 billion. The average application was for $96,938, and applicants reported an average income of $47,313. 27% of its applications resulted in an originated loan and 21% were denied. Its largest markets were Pittsburgh, PA (3,718), Philadelphia, PA-NJ (3,658) and Chicago, IL (2,875) (applications in parentheses).

Mortgage Company & Address Equity One
9600 West Bryn Mawr
Rosemont, IL 60018
Tel #: available with data download
Federal Regulator * available with data download
Years 2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 88,614
Total Mortgage Loan Application Amount $8,590,137,000
Average Mortgage Loan Application Amount $96,938
Highest Mortgage Loan Application Amount $3,000,000
Average Applicant Income $47,313
Highest Applicant Income $4,579,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Equity One filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Equity One by County in 2003

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 2,495 $ 146,522,000 $ 58,726 $ 47,000
Allegheny, Pennsylvania 2,153 $ 66,280,000 $ 30,784 $ 45,000
Cook, Illinois 2,033 $ 236,775,000 $ 116,465 $ 56,000
Philadelphia, Pennsylvania 1,164 $ 92,973,000 $ 79,873 $ 47,000
Pima, Arizona 837 $ 87,829,000 $ 104,933 $ 46,000
Wake, North Carolina 786 $ 105,198,000 $ 133,839 $ 53,000
Los Angeles, California 758 $ 153,122,000 $ 202,007 $ 96,000
Bucks, Pennsylvania 748 $ 101,448,000 $ 135,625 $ 66,000
Hillsborough, Florida 724 $ 52,372,000 $ 72,337 $ 41,000
Jackson, Missouri 691 $ 63,063,000 $ 91,263 $ 70,000
Delaware, Pennsylvania 687 $ 66,225,000 $ 96,397 $ 51,000
Virginia Beach, Virginia 684 $ 19,111,000 $ 27,940 $ 52,000
Mecklenburg, North Carolina 661 $ 74,108,000 $ 112,114 $ 62,000
Westmoreland, Pennsylvania 625 $ 16,518,000 $ 26,428 $ 47,000
Camden, New Jersey 620 $ 55,815,000 $ 90,024 $ 58,000
St. Louis, Missouri 619 $ 62,015,000 $ 100,185 $ 39,000
Lancaster, Pennsylvania 595 $ 60,747,000 $ 102,095 $ 45,000
Wayne, Michigan 587 $ 61,030,000 $ 103,969 $ 28,000
Clark, Nevada 569 $ 83,598,000 $ 146,920 $ 63,000
Montgomery, Pennsylvania 567 $ 80,500,000 $ 141,975 $ 70,000
Dauphin, Pennsylvania 562 $ 53,940,000 $ 95,978 $ 46,000
New Castle, Delaware 516 $ 66,145,000 $ 128,187 $ 55,000
Burlington, New Jersey 501 $ 58,440,000 $ 116,646 $ 60,000
Chester, Pennsylvania 492 $ 70,886,000 $ 144,077 $ 69,000
Orange, Florida 474 $ 37,403,000 $ 78,909 $ 42,000
Northampton, Pennsylvania 474 $ 38,427,000 $ 81,069 $ 53,000
Prince George's, Maryland 473 $ 71,964,000 $ 152,143 $ 62,000
Lehigh, Pennsylvania 466 $ 33,922,000 $ 72,793 $ 42,000
Chesterfield, Virginia 461 $ 22,299,000 $ 48,370 $ 56,000
Forsyth, North Carolina 430 $ 37,259,000 $ 86,648 $ 51,000
Guilford, North Carolina 425 $ 44,302,000 $ 104,240 $ 49,000
Richland, South Carolina 416 $ 36,356,000 $ 87,394 $ 46,000
Berks, Pennsylvania 409 $ 29,942,000 $ 73,207 $ 46,000
Luzerne, Pennsylvania 408 $ 25,175,000 $ 61,703 $ 39,000
Davidson, Tennessee 378 $ 28,331,000 $ 74,949 $ 53,000
Atlantic, New Jersey 377 $ 49,869,000 $ 132,278 $ 64,000
York, Pennsylvania 372 $ 32,523,000 $ 87,427 $ 41,000
Pasco, Florida 370 $ 28,673,000 $ 77,494 $ 49,000
New Haven, Connecticut 362 $ 32,619,000 $ 90,107 $ 56,000
Cumberland, Pennsylvania 360 $ 40,009,000 $ 111,136 $ 57,000
Baltimore, Maryland 349 $ 42,041,000 $ 120,461 $ 45,000
Henrico, Virginia 349 $ 14,747,000 $ 42,255 $ 48,000
Essex, New Jersey 348 $ 58,187,000 $ 167,204 $ 79,000
Pinellas, Florida 346 $ 29,701,000 $ 85,841 $ 41,000
Erie, Pennsylvania 342 $ 16,138,000 $ 47,187 $ 38,000
Beaver, Pennsylvania 328 $ 8,437,000 $ 25,722 $ 45,000
Lexington, South Carolina 328 $ 27,933,000 $ 85,161 $ 44,000
Ocean, New Jersey 325 $ 46,131,000 $ 141,941 $ 74,000
Gloucester, New Jersey 324 $ 30,490,000 $ 94,104 $ 64,000
Richmond City, Virginia 323 $ 10,210,000 $ 31,609 $ 35,000
Greenville, South Carolina 321 $ 28,275,000 $ 88,084 $ 55,000
San Bernardino, California 320 $ 50,643,000 $ 158,259 $ 50,000
Worcester, Massachusetts 317 $ 28,572,000 $ 90,132 $ 52,000
St. Louis City, Missouri 315 $ 25,219,000 $ 80,060 $ 29,000
Hartford, Connecticut 312 $ 30,553,000 $ 97,926 $ 49,000
Charleston, South Carolina 312 $ 28,480,000 $ 91,282 $ 43,000
Hillsborough, New Hampshire 310 $ 23,116,000 $ 74,567 $ 45,000
Minnehaha, South Dakota 310 $ 36,485,000 $ 117,693 $ 53,000
Polk, Florida 308 $ 10,425,000 $ 33,847 $ 39,000
Johnson, Kansas 303 $ 52,553,000 $ 173,442 $ 103,000
Middlesex, Massachusetts 303 $ 45,784,000 $ 151,102 $ 74,000
Washington, Pennsylvania 301 $ 11,047,000 $ 36,700 $ 52,000
Durham, North Carolina 297 $ 30,781,000 $ 103,639 $ 39,000
Cape May, New Jersey 293 $ 60,890,000 $ 207,815 $ 86,000
New Hanover, North Carolina 291 $ 23,925,000 $ 82,216 $ 56,000
Multnomah, Oregon 291 $ 38,194,000 $ 131,250 $ 48,000
Strafford, New Hampshire 288 $ 16,401,000 $ 56,947 $ 40,000
Baltimore City, Maryland 287 $ 19,624,000 $ 68,376 $ 49,000
Hampden, Massachusetts 287 $ 13,805,000 $ 48,101 $ 41,000
Chesapeake, Virginia 285 $ 9,522,000 $ 33,410 $ 50,000
Broward, Florida 284 $ 23,971,000 $ 84,404 $ 58,000
Duval, Florida 282 $ 15,092,000 $ 53,517 $ 45,000
Cumberland, North Carolina 281 $ 12,941,000 $ 46,053 $ 47,000
El Paso, Colorado 280 $ 27,763,000 $ 99,153 $ 42,000
Cuyahoga, Ohio 275 $ 36,506,000 $ 132,749 $ 53,000
Gaston, North Carolina 269 $ 14,894,000 $ 55,368 $ 44,000
Bristol, Massachusetts 260 $ 40,159,000 $ 154,457 $ 52,000
Berkeley, South Carolina 260 $ 16,118,000 $ 61,992 $ 50,000
Hamilton, Tennessee 254 $ 20,011,000 $ 78,783 $ 50,000
Catawba, North Carolina 251 $ 15,120,000 $ 60,239 $ 41,000
Buncombe, North Carolina 249 $ 28,179,000 $ 113,168 $ 71,000
Monmouth, New Jersey 247 $ 45,829,000 $ 185,542 $ 90,000
Riverside, California 242 $ 42,705,000 $ 176,466 $ 51,000
Middlesex, New Jersey 237 $ 35,496,000 $ 149,772 $ 77,000
Essex, Massachusetts 235 $ 30,872,000 $ 131,370 $ 53,000
Shelby, Tennessee 234 $ 23,826,000 $ 101,820 $ 63,000
Norfolk, Virginia 233 $ 7,207,000 $ 30,931 $ 43,000
Oakland, Michigan 230 $ 39,336,000 $ 171,026 $ 68,000
Rockingham, New Hampshire 230 $ 16,087,000 $ 69,943 $ 57,000
Providence, Rhode Island 227 $ 34,764,000 $ 153,145 $ 47,000
Sacramento, California 225 $ 36,652,000 $ 162,897 $ 37,000
Fairfield, Connecticut 225 $ 29,250,000 $ 130,000 $ 54,000
Hamilton, Ohio 225 $ 26,870,000 $ 119,422 $ 46,000
Macomb, Michigan 222 $ 32,607,000 $ 146,878 $ 46,000
Anne Arundel, Maryland 220 $ 32,971,000 $ 149,868 $ 75,000
Clackamas, Oregon 219 $ 34,707,000 $ 158,479 $ 39,000
Montgomery, Tennessee 218 $ 3,522,000 $ 16,155 $ 45,000
Salt Lake, Utah 217 $ 28,052,000 $ 129,271 $ 38,000
Franklin, Ohio 216 $ 22,561,000 $ 104,449 $ 41,000
Fairfax, Virginia 214 $ 37,572,000 $ 175,570 $ 75,000
DuPage, Illinois 213 $ 35,865,000 $ 168,380 $ 53,000
Nash, North Carolina 213 $ 13,207,000 $ 62,004 $ 48,000
Suffolk, New York 211 $ 44,383,000 $ 210,345 $ 15,000
Monroe, Pennsylvania 210 $ 22,194,000 $ 105,685 $ 53,000
Horry, South Carolina 210 $ 20,023,000 $ 95,347 $ 52,000
Merrimack, New Hampshire 208 $ 13,190,000 $ 63,413 $ 50,000
Madison, Illinois 203 $ 16,364,000 $ 80,610 $ 33,000
Plymouth, Massachusetts 202 $ 27,100,000 $ 134,158 $ 53,000
Blair, Pennsylvania 202 $ 13,958,000 $ 69,099 $ 30,000
Chatham, Georgia 201 $ 25,484,000 $ 126,786 $ 52,000
Jefferson, Kentucky 200 $ 17,616,000 $ 88,080 $ 50,000
Mercer, New Jersey 199 $ 18,529,000 $ 93,110 $ 57,000
Bernalillo, New Mexico 199 $ 23,943,000 $ 120,316 $ 37,000
Summit, Ohio 199 $ 20,348,000 $ 102,251 $ 42,000
Schuylkill, Pennsylvania 199 $ 7,884,000 $ 39,618 $ 49,000
Pinal, Arizona 198 $ 17,623,000 $ 89,005 $ 45,000
Hudson, New Jersey 194 $ 40,159,000 $ 207,005 $ 71,000
Pitt, North Carolina 192 $ 10,958,000 $ 57,072 $ 45,000
Davidson, North Carolina 190 $ 13,499,000 $ 71,047 $ 46,000
Seminole, Florida 187 $ 11,522,000 $ 61,614 $ 46,000
Onslow, North Carolina 185 $ 7,519,000 $ 40,643 $ 60,000
Montgomery, Maryland 183 $ 31,987,000 $ 174,792 $ 69,000
Fayette, Pennsylvania 182 $ 3,220,000 $ 17,692 $ 38,000
Marion, Florida 181 $ 7,627,000 $ 42,138 $ 38,000
Marion, Indiana 179 $ 17,866,000 $ 99,810 $ 30,000
Spartanburg, South Carolina 178 $ 14,306,000 $ 80,370 $ 42,000
Wyandotte, Kansas 177 $ 13,409,000 $ 75,757 $ 53,000
Lebanon, Pennsylvania 176 $ 13,782,000 $ 78,306 $ 39,000
Lake, Illinois 175 $ 25,438,000 $ 145,360 $ 50,000
Lackawanna, Pennsylvania 174 $ 13,060,000 $ 75,057 $ 45,000
Hennepin, Minnesota 172 $ 32,007,000 $ 186,087 $ 57,000
Orange, California 170 $ 40,648,000 $ 239,105 $ 65,000
Johnston, North Carolina 170 $ 16,272,000 $ 95,717 $ 61,000
Adams, Colorado 169 $ 14,908,000 $ 88,213 $ 37,000
Rutherford, Tennessee 169 $ 7,001,000 $ 41,426 $ 44,000
Volusia, Florida 168 $ 9,497,000 $ 56,529 $ 41,000
King, Washington 167 $ 25,459,000 $ 152,449 $ 60,000
Prince William, Virginia 166 $ 21,856,000 $ 131,662 $ 63,000
Sedgwick, Kansas 165 $ 13,843,000 $ 83,896 $ 56,000
Marion, Oregon 165 $ 17,548,000 $ 106,351 $ 49,000
Washington, Oregon 165 $ 24,414,000 $ 147,963 $ 37,000
Lake, Florida 164 $ 11,555,000 $ 70,457 $ 43,000
Manatee, Florida 164 $ 14,661,000 $ 89,396 $ 43,000
Will, Illinois 162 $ 23,936,000 $ 147,753 $ 45,000
Pierce, Washington 162 $ 22,239,000 $ 137,277 $ 48,000
Milwaukee, Wisconsin 162 $ 18,132,000 $ 111,925 $ 52,000
Sullivan, Tennessee 161 $ 5,065,000 $ 31,459 $ 43,000
San Diego, California 158 $ 36,411,000 $ 230,449 $ 132,000
Anderson, South Carolina 156 $ 11,730,000 $ 75,192 $ 38,000
Portsmouth, Virginia 154 $ 4,420,000 $ 28,701 $ 52,000
Sarasota, Florida 153 $ 13,638,000 $ 89,137 $ 40,000
Kane, Illinois 153 $ 21,232,000 $ 138,771 $ 41,000
Union, New Jersey 153 $ 23,503,000 $ 153,614 $ 72,000
Norfolk, Massachusetts 152 $ 26,001,000 $ 171,059 $ 58,000
Trumbull, Ohio 150 $ 13,402,000 $ 89,346 $ 42,000
Montgomery, Ohio 148 $ 15,485,000 $ 104,628 $ 54,000
Lycoming, Pennsylvania 148 $ 6,062,000 $ 40,959 $ 38,000
Suffolk, Massachusetts 147 $ 19,874,000 $ 135,197 $ 53,000
Spokane, Washington 145 $ 13,964,000 $ 96,303 $ 37,000
Robeson, North Carolina 144 $ 5,240,000 $ 36,388 $ 38,000
Sampson, North Carolina 144 $ 6,315,000 $ 43,854 $ 38,000
Lane, Oregon 144 $ 17,941,000 $ 124,590 $ 21,000
Frederick, Maryland 143 $ 19,563,000 $ 136,804 $ 56,000
St. Clair, Illinois 142 $ 12,151,000 $ 85,570 $ 34,000
Miami-Dade, Florida 138 $ 16,426,000 $ 119,028 $ 54,000
Fulton, Georgia 137 $ 20,026,000 $ 146,175 $ 64,000
Lee, Florida 136 $ 12,054,000 $ 88,632 $ 44,000
Newport News, Virginia 134 $ 4,524,000 $ 33,761 $ 47,000
Gwinnett, Georgia 133 $ 15,973,000 $ 120,097 $ 47,000
Wayne, North Carolina 132 $ 4,955,000 $ 37,537 $ 37,000
Lawrence, Pennsylvania 132 $ 7,434,000 $ 56,318 $ 49,000
Lincoln, North Carolina 131 $ 9,557,000 $ 72,954 $ 42,000
Dorchester, South Carolina 131 $ 9,571,000 $ 73,061 $ 50,000
Pittsylvania, Virginia 131 $ 6,744,000 $ 51,480 $ 34,000
Hampton, Virginia 130 $ 4,684,000 $ 36,030 $ 49,000
Jefferson, Missouri 129 $ 13,984,000 $ 108,403 $ 57,000
Cumberland, New Jersey 129 $ 7,845,000 $ 60,813 $ 55,000
Butler, Pennsylvania 129 $ 7,337,000 $ 56,875 $ 56,000
Stark, Ohio 128 $ 11,247,000 $ 87,867 $ 44,000
York, South Carolina 128 $ 9,325,000 $ 72,851 $ 75,000
Snohomish, Washington 128 $ 21,707,000 $ 169,585 $ 79,000
Washoe, Nevada 127 $ 19,685,000 $ 155,000 $ 63,000
Edgecombe, North Carolina 127 $ 5,774,000 $ 45,464 $ 39,000
Nassau, New York 126 $ 32,102,000 $ 254,777 $ 34,000
Kershaw, South Carolina 126 $ 6,666,000 $ 52,904 $ 35,000
Arapahoe, Colorado 125 $ 10,816,000 $ 86,528 $ 60,000
Sussex, Delaware 125 $ 15,909,000 $ 127,272 $ 89,000
DeKalb, Georgia 125 $ 17,434,000 $ 139,472 $ 53,000
Kent, Michigan 125 $ 14,940,000 $ 119,520 $ 37,000
Queens, New York 125 $ 27,804,000 $ 222,432 $ 28,000
Cobb, Georgia 124 $ 16,699,000 $ 134,669 $ 65,000
Spotsylvania, Virginia 124 $ 6,121,000 $ 49,362 $ 56,000
Accomack, Virginia 123 $ 4,508,000 $ 36,650 $ 44,000
Bergen, New Jersey 122 $ 30,628,000 $ 251,049 $ 98,000
Tulsa, Oklahoma 122 $ 12,189,000 $ 99,909 $ 44,000
Stafford, Virginia 119 $ 8,270,000 $ 69,495 $ 67,000
Fresno, California 118 $ 15,621,000 $ 132,381 $ 55,000
Collier, Florida 118 $ 15,022,000 $ 127,305 $ 53,000
Brevard, Florida 117 $ 11,008,000 $ 94,085 $ 55,000
Sumner, Tennessee 117 $ 8,688,000 $ 74,256 $ 47,000
Denver, Colorado 116 $ 10,344,000 $ 89,172 $ 47,000
Osceola, Florida 116 $ 7,227,000 $ 62,301 $ 41,000
Palm Beach, Florida 116 $ 13,807,000 $ 119,025 $ 52,000
Mercer, Pennsylvania 116 $ 7,933,000 $ 68,387 $ 41,000
San Joaquin, California 115 $ 20,621,000 $ 179,313 $ 39,000
Cabarrus, North Carolina 115 $ 10,824,000 $ 94,121 $ 46,000
Union, North Carolina 115 $ 11,472,000 $ 99,756 $ 43,000
Butler, Ohio 115 $ 14,283,000 $ 124,200 $ 41,000
Brunswick, North Carolina 114 $ 7,752,000 $ 68,000 $ 44,000
Genesee, Michigan 113 $ 12,183,000 $ 107,814 $ 39,000
Knox, Tennessee 113 $ 7,629,000 $ 67,513 $ 32,000
Pueblo, Colorado 112 $ 8,242,000 $ 73,589 $ 44,000
Cheshire, New Hampshire 112 $ 9,306,000 $ 83,089 $ 47,000
Centre, Pennsylvania 112 $ 12,092,000 $ 107,964 $ 60,000
Passaic, New Jersey 111 $ 21,359,000 $ 192,423 $ 110,000
Jackson, Oregon 110 $ 13,247,000 $ 120,427 $ 26,000
Harford, Maryland 107 $ 16,559,000 $ 154,757 $ 58,000
Rowan, North Carolina 107 $ 8,651,000 $ 80,850 $ 43,000
Pickens, South Carolina 107 $ 7,367,000 $ 68,850 $ 42,000
Weld, Colorado 106 $ 10,399,000 $ 98,103 $ 42,000
Halifax, North Carolina 106 $ 2,801,000 $ 26,424 $ 42,000
Shawnee, Kansas 104 $ 9,388,000 $ 90,269 $ 62,000
Lorain, Ohio 104 $ 12,134,000 $ 116,673 $ 42,000
St. Charles, Missouri 103 $ 14,768,000 $ 143,378 $ 58,000
Flathead, Montana 103 $ 14,646,000 $ 142,194 $ 73,000
Polk, Iowa 102 $ 9,921,000 $ 97,264 $ 43,000
Henderson, North Carolina 102 $ 13,238,000 $ 129,784 $ 55,000
Iredell, North Carolina 102 $ 8,658,000 $ 84,882 $ 43,000
Jefferson, Colorado 101 $ 11,190,000 $ 110,792 $ 54,000
Muscogee, Georgia 100 $ 9,478,000 $ 94,780 $ 39,000
Cleveland, North Carolina 100 $ 3,466,000 $ 34,660 $ 35,000
Northumberland, Pennsylvania 100 $ 3,481,000 $ 34,810 $ 42,000
Larimer, Colorado 98 $ 8,689,000 $ 88,663 $ 48,000
Kings, New York 98 $ 23,208,000 $ 236,816 $ 40,000
Caldwell, North Carolina 98 $ 5,913,000 $ 60,336 $ 41,000
Randolph, North Carolina 98 $ 7,741,000 $ 78,989 $ 36,000
Wilson, North Carolina 98 $ 5,771,000 $ 58,887 $ 45,000
Carbon, Pennsylvania 98 $ 5,639,000 $ 57,540 $ 43,000
Mifflin, Pennsylvania 98 $ 6,390,000 $ 65,204 $ 34,000
Fayette, Kentucky 96 $ 10,196,000 $ 106,208 $ 43,000
Wilkes, North Carolina 96 $ 4,868,000 $ 50,708 $ 39,000
Bladen, North Carolina 95 $ 2,997,000 $ 31,547 $ 41,000
Williamson, Tennessee 95 $ 7,615,000 $ 80,157 $ 55,000
Fayette, Georgia 94 $ 14,678,000 $ 156,148 $ 70,000
York, Maine 93 $ 6,980,000 $ 75,053 $ 44,000
Somerset, New Jersey 93 $ 16,821,000 $ 180,870 $ 90,000
Georgetown, South Carolina 93 $ 5,517,000 $ 59,322 $ 42,000
Hernando, Florida 92 $ 7,307,000 $ 79,423 $ 50,000
Pender, North Carolina 92 $ 4,692,000 $ 51,000 $ 43,000
Columbus, North Carolina 91 $ 4,184,000 $ 45,978 $ 35,000
Rockingham, Virginia 91 $ 6,783,000 $ 74,538 $ 37,000
Carroll, Maryland 90 $ 13,184,000 $ 146,488 $ 49,000
Clay, Missouri 90 $ 10,417,000 $ 115,744 $ 49,000
Wicomico, Maryland 89 $ 9,137,000 $ 102,662 $ 57,000
Franklin, North Carolina 88 $ 7,279,000 $ 82,715 $ 43,000
Charles, Maryland 86 $ 13,619,000 $ 158,360 $ 54,000
Rutherford, North Carolina 86 $ 1,611,000 $ 18,732 $ 42,000
McHenry, Illinois 85 $ 13,690,000 $ 161,058 $ 38,000
Anoka, Minnesota 85 $ 16,226,000 $ 190,894 $ 71,000
Orange, North Carolina 85 $ 11,268,000 $ 132,564 $ 48,000
Lucas, Ohio 85 $ 8,852,000 $ 104,141 $ 76,000
Cambria, Pennsylvania 85 $ 5,447,000 $ 64,082 $ 35,000
Perry, Pennsylvania 85 $ 8,045,000 $ 94,647 $ 39,000
Stanislaus, California 84 $ 13,571,000 $ 161,559 $ 19,000
Roanoke City, Virginia 83 $ 5,250,000 $ 63,253 $ 28,000
Mahoning, Ohio 82 $ 6,978,000 $ 85,097 $ 41,000
Craven, North Carolina 81 $ 4,286,000 $ 52,913 $ 41,000
Indiana, Pennsylvania 81 $ 2,674,000 $ 33,012 $ 37,000
Florence, South Carolina 81 $ 5,958,000 $ 73,555 $ 46,000
Greenwood, South Carolina 81 $ 3,554,000 $ 43,876 $ 32,000
Winnebago, Wisconsin 81 $ 9,087,000 $ 112,185 $ 54,000
Contra Costa, California 80 $ 16,167,000 $ 202,087 $ 50,000
Colleton, South Carolina 80 $ 4,465,000 $ 55,812 $ 44,000
New London, Connecticut 79 $ 8,242,000 $ 104,329 $ 48,000
Burke, North Carolina 79 $ 3,895,000 $ 49,303 $ 42,000
Wilson, Tennessee 79 $ 5,138,000 $ 65,037 $ 42,000
Lincoln, South Dakota 78 $ 11,319,000 $ 145,115 $ 60,000
Frederick, Virginia 78 $ 6,705,000 $ 85,961 $ 41,000
Howard, Maryland 77 $ 15,142,000 $ 196,649 $ 70,000
Morris, New Jersey 76 $ 17,805,000 $ 234,276 $ 73,000
Pennington, South Dakota 76 $ 8,813,000 $ 115,960 $ 47,000
Leon, Florida 75 $ 3,720,000 $ 49,600 $ 39,000
Salem, New Jersey 75 $ 6,909,000 $ 92,120 $ 58,000
Alameda, California 74 $ 18,394,000 $ 248,567 $ 53,000
Kent, Delaware 74 $ 9,389,000 $ 126,878 $ 48,000
St. Clair, Michigan 74 $ 9,638,000 $ 130,243 $ 32,000
Pike, Kentucky 73 $ 3,186,000 $ 43,643 $ 22,000
Lenoir, North Carolina 73 $ 3,328,000 $ 45,589 $ 43,000
Dane, Wisconsin 73 $ 12,202,000 $ 167,150 $ 58,000
Clayton, Georgia 72 $ 7,701,000 $ 106,958 $ 46,000
Roanoke, Virginia 72 $ 4,690,000 $ 65,138 $ 35,000
Kitsap, Washington 72 $ 9,612,000 $ 133,500 $ 43,000
Solano, California 71 $ 13,747,000 $ 193,619 $ 19,000
Codington, South Dakota 71 $ 7,313,000 $ 103,000 $ 50,000
Utah, Utah 71 $ 10,272,000 $ 144,676 $ 60,000
Suffolk, Virginia 71 $ 2,158,000 $ 30,394 $ 51,000
Alamance, North Carolina 70 $ 6,926,000 $ 98,942 $ 38,000
Vance, North Carolina 70 $ 3,420,000 $ 48,857 $ 49,000
Darlington, South Carolina 70 $ 4,036,000 $ 57,657 $ 41,000
Douglas, Nebraska 69 $ 7,449,000 $ 107,956 $ 39,000
Lake, Ohio 69 $ 9,871,000 $ 143,057 $ 59,000
Washington, Tennessee 69 $ 2,386,000 $ 34,579 $ 38,000
Hanover, Virginia 69 $ 5,182,000 $ 75,101 $ 57,000
Loudoun, Virginia 68 $ 13,175,000 $ 193,750 $ 52,000
Outagamie, Wisconsin 68 $ 8,336,000 $ 122,588 $ 47,000
Windham, Connecticut 67 $ 4,889,000 $ 72,970 $ 34,000
Cass, Missouri 67 $ 7,997,000 $ 119,358 $ 54,000
Northampton, Virginia 67 $ 2,191,000 $ 32,701 $ 33,000
Orangeburg, South Carolina 66 $ 4,430,000 $ 67,121 $ 51,000
Cecil, Maryland 65 $ 8,389,000 $ 129,061 $ 49,000
Kent, Rhode Island 65 $ 9,148,000 $ 140,738 $ 39,000
Chittenden, Vermont 65 $ 3,320,000 $ 51,076 $ 40,000
Gloucester, Virginia 65 $ 858,000 $ 13,200 $ 69,000
Ventura, California 64 $ 14,111,000 $ 220,484 $ 42,000
Allen, Indiana 64 $ 7,826,000 $ 122,281 $ 48,000
Cherokee, Georgia 63 $ 9,691,000 $ 153,825 $ 64,000
Pulaski, Kentucky 63 $ 2,806,000 $ 44,539 $ 32,000
Ramsey, Minnesota 63 $ 10,780,000 $ 171,111 $ 56,000
Cheatham, Tennessee 62 $ 3,225,000 $ 52,016 $ 41,000
Robertson, Tennessee 60 $ 4,481,000 $ 74,683 $ 50,000
Ingham, Michigan 59 $ 6,778,000 $ 114,881 $ 35,000
Harnett, North Carolina 59 $ 4,438,000 $ 75,220 $ 54,000
McDowell, North Carolina 59 $ 3,749,000 $ 63,542 $ 35,000
Linn, Oregon 59 $ 6,596,000 $ 111,796 $ 29,000
Sumter, South Carolina 59 $ 3,768,000 $ 63,864 $ 36,000
Catoosa, Georgia 58 $ 4,455,000 $ 76,810 $ 40,000
Coweta, Georgia 58 $ 7,422,000 $ 127,965 $ 67,000
Duplin, North Carolina 58 $ 3,183,000 $ 54,879 $ 41,000
Laurens, South Carolina 58 $ 2,972,000 $ 51,241 $ 36,000
Blount, Tennessee 58 $ 4,034,000 $ 69,551 $ 29,000
Belknap, New Hampshire 57 $ 2,204,000 $ 38,666 $ 38,000
Montgomery, Virginia 57 $ 3,181,000 $ 55,807 $ 43,000
Cochise, Arizona 56 $ 5,219,000 $ 93,196 $ 88,000
Clay, Florida 56 $ 3,832,000 $ 68,428 $ 44,000
Warren, Ohio 56 $ 8,242,000 $ 147,178 $ 75,000
Pike, Pennsylvania 56 $ 4,868,000 $ 86,928 $ 42,000
Stokes, North Carolina 55 $ 3,417,000 $ 62,127 $ 36,000
Weber, Utah 55 $ 6,042,000 $ 109,854 $ 41,000
Culpeper, Virginia 55 $ 4,488,000 $ 81,600 $ 39,000
Madison, Kentucky 54 $ 4,371,000 $ 80,944 $ 38,000
Rockingham, North Carolina 54 $ 3,910,000 $ 72,407 $ 36,000
Franklin, Pennsylvania 54 $ 3,558,000 $ 65,888 $ 35,000
Bradley, Tennessee 54 $ 5,179,000 $ 95,907 $ 36,000
Thurston, Washington 54 $ 7,974,000 $ 147,666 $ 35,000
Floyd, Kentucky 53 $ 2,397,000 $ 45,226 $ 48,000
Medina, Ohio 53 $ 7,579,000 $ 143,000 $ 51,000
Rutland, Vermont 53 $ 3,752,000 $ 70,792 $ 36,000
Greene, Tennessee 52 $ 2,579,000 $ 49,596 $ 35,000
Campbell, Virginia 52 $ 3,807,000 $ 73,211 $ 39,000
Danville, Virginia 52 $ 2,294,000 $ 44,115 $ 42,000
Laurel, Kentucky 51 $ 3,033,000 $ 59,470 $ 33,000
Cumberland, Maine 51 $ 3,529,000 $ 69,196 $ 40,000
Washtenaw, Michigan 51 $ 9,048,000 $ 177,411 $ 35,000
Clermont, Ohio 51 $ 7,028,000 $ 137,803 $ 61,000
Clinton, Pennsylvania 51 $ 2,260,000 $ 44,313 $ 46,000
Crawford, Pennsylvania 51 $ 3,449,000 $ 67,627 $ 43,000
Henry, Virginia 51 $ 1,800,000 $ 35,294 $ 27,000
Walker, Georgia 50 $ 3,568,000 $ 71,360 $ 39,000
Granville, North Carolina 50 $ 4,216,000 $ 84,320 $ 35,000
Cass, North Dakota 50 $ 5,453,000 $ 109,060 $ 104,000
Clearfield, Pennsylvania 50 $ 3,117,000 $ 62,340 $ 31,000
Venango, Pennsylvania 50 $ 1,461,000 $ 29,220 $ 37,000
Bedford, Pennsylvania 49 $ 3,951,000 $ 80,632 $ 41,000
Huntingdon, Pennsylvania 49 $ 4,207,000 $ 85,857 $ 42,000
Cumberland, Virginia 49 $ 3,291,000 $ 67,163 $ 42,000
Washington, Virginia 49 $ 1,624,000 $ 33,142 $ 43,000
Mesa, Colorado 48 $ 5,163,000 $ 107,562 $ 33,000
Washington, Maryland 48 $ 5,549,000 $ 115,604 $ 43,000
Susquehanna, Pennsylvania 48 $ 1,776,000 $ 37,000 $ 58,000
Davis, Utah 48 $ 5,892,000 $ 122,750 $ 20,000
Santa Clara, California 47 $ 13,306,000 $ 283,106 $ 87,000
St. Lucie, Florida 47 $ 4,321,000 $ 91,936 $ 26,000
Hardin, Kentucky 47 $ 2,750,000 $ 58,510 $ 34,000
Kennebec, Maine 47 $ 4,332,000 $ 92,170 $ 39,000
Oklahoma, Oklahoma 47 $ 5,021,000 $ 106,829 $ 43,000
Armstrong, Pennsylvania 47 $ 2,505,000 $ 53,297 $ 48,000
Wise, Virginia 47 $ 361,000 $ 7,680 $ 48,000
Kootenai, Idaho 46 $ 6,002,000 $ 130,478 $ 90,000
Rock Island, Illinois 46 $ 3,505,000 $ 76,195 $ 26,000
Worcester, Maryland 46 $ 6,429,000 $ 139,760 $ 80,000
Davison, South Dakota 46 $ 4,037,000 $ 87,760 $ 48,000
Petersburg, Virginia 46 $ 1,197,000 $ 26,021 $ 71,000
Kenosha, Wisconsin 46 $ 6,521,000 $ 141,760 $ 56,000
Waukesha, Wisconsin 46 $ 8,476,000 $ 184,260 $ 80,000
Mohave, Arizona 45 $ 4,934,000 $ 109,644 $ 35,000
Daviess, Kentucky 45 $ 1,704,000 $ 37,866 $ 38,000
Franklin, Missouri 45 $ 5,180,000 $ 115,111 $ 23,000
Sullivan, New Hampshire 45 $ 1,769,000 $ 39,311 $ 44,000
Beaufort, North Carolina 45 $ 1,286,000 $ 28,577 $ 44,000
Chatham, North Carolina 45 $ 4,172,000 $ 92,711 $ 37,000
Ashtabula, Ohio 45 $ 5,310,000 $ 118,000 $ 66,000
Adams, Pennsylvania 45 $ 5,591,000 $ 124,244 $ 49,000
Henry, Georgia 44 $ 7,027,000 $ 159,704 $ 56,000
Moore, North Carolina 44 $ 2,945,000 $ 66,931 $ 38,000
Newberry, South Carolina 44 $ 2,252,000 $ 51,181 $ 44,000
Oconee, South Carolina 44 $ 3,470,000 $ 78,863 $ 58,000
Warren, New Jersey 43 $ 4,157,000 $ 96,674 $ 72,000
Northampton, North Carolina 43 $ 1,107,000 $ 25,744 $ 38,000
Carter, Tennessee 43 $ 1,408,000 $ 32,744 $ 31,000
Middlesex, Connecticut 42 $ 5,481,000 $ 130,500 $ 47,000
Barnstable, Massachusetts 42 $ 6,654,000 $ 158,428 $ 48,000
Buchanan, Missouri 42 $ 3,814,000 $ 90,809 $ 41,000
Sussex, New Jersey 42 $ 7,423,000 $ 176,738 $ 71,000
Hoke, North Carolina 42 $ 1,264,000 $ 30,095 $ 49,000
Surry, North Carolina 42 $ 3,138,000 $ 74,714 $ 63,000
Wayne, Pennsylvania 42 $ 3,195,000 $ 76,071 $ 41,000
Aiken, South Carolina 42 $ 3,687,000 $ 87,785 $ 65,000
Hawkins, Tennessee 42 $ 1,952,000 $ 46,476 $ 34,000
Albemarle, Virginia 42 $ 2,711,000 $ 64,547 $ 66,000
York, Virginia 42 $ 2,040,000 $ 48,571 $ 58,000
Yakima, Washington 42 $ 4,494,000 $ 107,000 $ 44,000
Bertie, North Carolina 41 $ 506,000 $ 12,341 $ 31,000
Alachua, Florida 40 $ 1,620,000 $ 40,500 $ 36,000
Citrus, Florida 40 $ 1,951,000 $ 48,775 $ 34,000
Canyon, Idaho 40 $ 4,167,000 $ 104,175 $ 44,000
St. Joseph, Indiana 40 $ 2,946,000 $ 73,650 $ 46,000
Westchester, New York 40 $ 8,737,000 $ 218,425 $ 49,000
Martin, North Carolina 40 $ 1,388,000 $ 34,700 $ 34,000
Stanly, North Carolina 40 $ 3,072,000 $ 76,800 $ 50,000
Rock, Wisconsin 40 $ 4,294,000 $ 107,350 $ 57,000
Ada, Idaho 39 $ 5,519,000 $ 141,512 $ 59,000
Peoria, Illinois 39 $ 3,514,000 $ 90,102 $ 28,000
Lake, Indiana 39 $ 4,344,000 $ 111,384 $ 37,000
Hampshire, Massachusetts 39 $ 1,720,000 $ 44,102 $ 35,000
Dakota, Minnesota 39 $ 7,729,000 $ 198,179 $ 39,000
Bronx, New York 39 $ 8,495,000 $ 217,820 $ 8,000
Polk, Oregon 39 $ 5,203,000 $ 133,410 $ 41,000
Yamhill, Oregon 39 $ 4,914,000 $ 126,000 $ 38,000
Columbia, Pennsylvania 39 $ 1,550,000 $ 39,743 $ 36,000
Hamblen, Tennessee 39 $ 1,829,000 $ 46,897 $ 25,000
Brown, Wisconsin 39 $ 6,027,000 $ 154,538 $ 68,000
Boulder, Colorado 38 $ 5,798,000 $ 152,578 $ 93,000
Leavenworth, Kansas 38 $ 4,354,000 $ 114,578 $ 44,000
Bedford, Virginia 38 $ 2,829,000 $ 74,447 $ 45,000
Litchfield, Connecticut 37 $ 5,333,000 $ 144,135 $ 61,000
Winnebago, Illinois 37 $ 3,849,000 $ 104,027 $ 21,000
Portage, Ohio 37 $ 6,096,000 $ 164,756 $ 63,000
Orange, Virginia 37 $ 1,946,000 $ 52,594 $ 46,000
Pulaski, Virginia 37 $ 2,175,000 $ 58,783 $ 36,000
Douglas, Colorado 36 $ 5,493,000 $ 152,583 $ 76,000
Charlotte, Florida 36 $ 3,287,000 $ 91,305 $ 26,000
Yellowstone, Montana 36 $ 5,056,000 $ 140,444 $ 65,000
Hunterdon, New Jersey 36 $ 8,879,000 $ 246,638 $ 218,000
Haywood, North Carolina 36 $ 4,348,000 $ 120,777 $ 50,000
Scotland, North Carolina 36 $ 1,288,000 $ 35,777 $ 33,000
Greene, Pennsylvania 36 $ 996,000 $ 27,666 $ 31,000
Williamsburg, South Carolina 36 $ 1,043,000 $ 28,972 $ 36,000
Fauquier, Virginia 36 $ 4,484,000 $ 124,555 $ 57,000
Franklin, Virginia 36 $ 4,408,000 $ 122,444 $ 57,000
Clark, Washington 36 $ 4,349,000 $ 120,805 $ 37,000
Barrow, Georgia 35 $ 3,536,000 $ 101,028 $ 45,000
Calvert, Maryland 35 $ 5,474,000 $ 156,400 $ 36,000
St. Louis, Minnesota 35 $ 3,906,000 $ 111,600 $ 46,000
Orange, New York 35 $ 6,468,000 $ 184,800 $ 0
Beaufort, South Carolina 35 $ 3,222,000 $ 92,057 $ 52,000
Russell, Virginia 35 $ 980,000 $ 28,000 $ 31,000
Racine, Wisconsin 35 $ 4,621,000 $ 132,028 $ 38,000
Effingham, Georgia 34 $ 3,636,000 $ 106,941 $ 38,000
Kalamazoo, Michigan 34 $ 3,677,000 $ 108,147 $ 40,000
Dona Ana, New Mexico 34 $ 3,044,000 $ 89,529 $ 52,000
Carteret, North Carolina 34 $ 4,002,000 $ 117,705 $ 52,000
Lee, North Carolina 34 $ 2,563,000 $ 75,382 $ 38,000
Licking, Ohio 34 $ 5,962,000 $ 175,352 $ 45,000
Augusta, Virginia 34 $ 2,533,000 $ 74,500 $ 25,000
Lynchburg, Virginia 34 $ 1,575,000 $ 46,323 $ 47,000
Hopkins, Kentucky 33 $ 1,165,000 $ 35,303 $ 70,000
Platte, Missouri 33 $ 4,478,000 $ 135,696 $ 44,000
Grafton, New Hampshire 33 $ 2,903,000 $ 87,969 $ 41,000
Geauga, Ohio 33 $ 5,765,000 $ 174,696 $ 48,000
Dickson, Tennessee 33 $ 2,459,000 $ 74,515 $ 48,000
Halifax, Virginia 33 $ 1,854,000 $ 56,181 $ 35,000
Page, Virginia 33 $ 1,832,000 $ 55,515 $ 57,000
Warren, Virginia 33 $ 3,146,000 $ 95,333 $ 35,000
Tolland, Connecticut 32 $ 5,042,000 $ 157,562 $ 49,000
Forsyth, Georgia 32 $ 5,331,000 $ 166,593 $ 57,000
Kenton, Kentucky 32 $ 3,109,000 $ 97,156 $ 32,000
Waldo, Maine 32 $ 3,097,000 $ 96,781 $ 37,000
Calhoun, Michigan 32 $ 3,163,000 $ 98,843 $ 17,000
Hertford, North Carolina 32 $ 892,000 $ 27,875 $ 47,000
Kern, California 31 $ 3,918,000 $ 126,387 $ 15,000
Bibb, Georgia 31 $ 2,974,000 $ 95,935 $ 51,000
Johnson, Indiana 31 $ 3,659,000 $ 118,032 $ 9,000
Linn, Iowa 31 $ 3,222,000 $ 103,935 $ 85,000
Allegany, Maryland 31 $ 3,619,000 $ 116,741 $ 39,000
Missoula, Montana 31 $ 4,582,000 $ 147,806 $ 46,000
Richmond, New York 31 $ 6,888,000 $ 222,193 $ 26,000
Caswell, North Carolina 31 $ 1,861,000 $ 60,032 $ 38,000
Brown, South Dakota 31 $ 2,235,000 $ 72,096 $ 49,000
Berkshire, Massachusetts 30 $ 1,944,000 $ 64,800 $ 33,000
Washington, Minnesota 30 $ 7,117,000 $ 237,233 $ 77,000
Clark, Ohio 30 $ 2,942,000 $ 98,066 $ 34,000
Amelia, Virginia 30 $ 1,970,000 $ 65,666 $ 96,000
James City, Virginia 30 $ 1,257,000 $ 41,900 $ 51,000
Louisa, Virginia 30 $ 1,822,000 $ 60,733 $ 40,000
Tazewell, Virginia 30 $ 626,000 $ 20,866 $ 37,000
Fond du Lac, Wisconsin 30 $ 3,128,000 $ 104,266 $ 66,000
Paulding, Georgia 29 $ 3,448,000 $ 118,896 $ 52,000
Lincoln, Maine 29 $ 2,269,000 $ 78,241 $ 40,000
Erie, New York 29 $ 2,718,000 $ 93,724 $ 4,000
Washington, North Carolina 29 $ 279,000 $ 9,620 $ 36,000
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Mortgage Loan Application Detail Totals for Equity One in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 61,275 $7,067,025,000 $123,693 $3,000,000 $44,551 $2,590,000
Home Improvement (one-to-four family) 14,930 $101,713,000 $15,941 $446,000 $54,382 $1,188,000
Home Purchase (one-to-four family) 12,141 $1,374,651,000 $104,955 $1,060,000 $47,755 $4,579,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 268 $46,748,000 $180,740 $960,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 34,050 $3,263,814,000 $119,957 $1,500,000 $66,765 $4,579,000
Information not provided by applicant in mail or telephone application 26,574 $2,032,021,000 $111,065 $3,000,000 $48,456 $3,436,000
Not applicable 16,020 $2,332,241,000 $132,673 $500,000 $0 $0
Black 7,312 $532,316,000 $98,666 $778,000 $56,500 $2,590,000
Hispanic 3,234 $269,501,000 $98,200 $925,000 $53,400 $931,000
Asian or Pacific Islander 552 $76,751,000 $131,162 $905,000 $78,000 $1,200,000
Other 452 $54,393,000 $122,656 $1,000,000 $65,343 $1,700,000
American Indian or Alaskan Native 420 $29,100,000 $107,848 $728,000 $69,757 $864,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 87,818 $8,494,555,000 $109,960 $3,000,000 $45,940 $4,579,000
FHA-insured (Federal Housing Administration) 685 $80,129,000 $125,125 $364,000 $34,541 $303,000
VA-guaranteed (Veterans Administration) 109 $15,079,000 $140,307 $245,000 $26,384 $150,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2 $374,000 $187,000 $235,000 $55,000 $61,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 23,627 $1,717,546,000 $94,930 $950,000 $67,720 $3,436,000
Application Denied By Financial Institution 18,673 $1,416,337,000 $100,553 $3,000,000 $51,276 $1,325,000
Application Approved But Not Accepted 17,762 $1,793,175,000 $105,777 $1,203,000 $54,866 $2,590,000
Loan Purchased By The Institution 16,020 $2,332,241,000 $132,673 $500,000 $0 $0
Application Withdrawn By Applicant 11,963 $1,294,029,000 $127,680 $1,500,000 $53,489 $4,579,000
File Closed For Incompleteness 569 $36,809,000 $69,037 $788,000 $53,259 $348,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 11 $61,000 $4,000 $16,000 $40,250 $69,000
Debt-To-Income Ratio 11 $176,000 $30,750 $90,000 $39,000 $101,000
Collateral 2 $29,000 $14,000 $16,000 $57,000 $68,000
Employment History 1 $95,000 $95,000 $95,000 $44,000 $44,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Equity One's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Equity One's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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