Equity Plus
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Equity Plus 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Equity Plus 5333 Mission Center Road San Diego, CA 92109 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,359 |
| Total Mortgage Loan Application Amount | $471,126,000 |
| Average Mortgage Loan Application Amount | $167,642 |
| Highest Mortgage Loan Application Amount | $718,000 |
| Average Applicant Income | $71,500 |
| Highest Applicant Income | $651,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Equity Plus. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Equity Plus's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Equity Plus's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Equity Plus serves its applicants.
Each category highlights the total number of mortgage applications processed by Equity Plus, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Equity Plus's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 573 | $ 92,523,000 | $ 161,000 | $ 52,000 |
| San Diego County California | 267 | $ 63,595,000 | $ 238,000 | $ 78,000 |
| Los Angeles County California | 252 | $ 61,881,000 | $ 245,000 | $ 68,000 |
| Hennepin County Minnesota | 88 | $ 16,094,000 | $ 182,000 | $ 51,000 |
| DuPage County Illinois | 81 | $ 15,973,000 | $ 197,000 | $ 61,000 |
| Will County Illinois | 75 | $ 13,770,000 | $ 183,000 | $ 64,000 |
| Orange County California | 69 | $ 17,021,000 | $ 246,000 | $ 63,000 |
| Riverside County California | 55 | $ 12,394,000 | $ 225,000 | $ 67,000 |
| Santa Clara County California | 54 | $ 15,967,000 | $ 295,000 | $ 69,000 |
| Kane County Illinois | 50 | $ 8,285,000 | $ 165,000 | $ 55,000 |
| Dane County Wisconsin | 43 | $ 7,369,000 | $ 171,000 | $ 60,000 |
| Sonoma County California | 35 | $ 8,815,000 | $ 251,000 | $ 60,000 |
| Lake County Illinois | 35 | $ 5,938,000 | $ 169,000 | $ 53,000 |
| Anoka County Minnesota | 31 | $ 5,507,000 | $ 177,000 | $ 65,000 |
| Sacramento County California | 28 | $ 5,698,000 | $ 203,000 | $ 62,000 |
| McHenry County Illinois | 28 | $ 6,135,000 | $ 219,000 | $ 65,000 |
| Contra Costa County California | 27 | $ 7,305,000 | $ 270,000 | $ 71,000 |
| San Bernardino County California | 25 | $ 4,758,000 | $ 190,000 | $ 67,000 |
| San Mateo County California | 25 | $ 7,359,000 | $ 294,000 | $ 81,000 |
| Ventura County California | 25 | $ 7,663,000 | $ 306,000 | $ 90,000 |
| Milwaukee County Wisconsin | 23 | $ 2,486,000 | $ 108,000 | $ 34,000 |
| Alameda County California | 22 | $ 5,117,000 | $ 232,000 | $ 62,000 |
| Dakota County Minnesota | 21 | $ 3,675,000 | $ 175,000 | $ 56,000 |
| Ramsey County Minnesota | 19 | $ 3,037,000 | $ 159,000 | $ 51,000 |
| Washington County Minnesota | 19 | $ 3,494,000 | $ 183,000 | $ 55,000 |
| Solano County California | 17 | $ 4,349,000 | $ 255,000 | $ 85,000 |
| Santa Barbara County California | 13 | $ 4,302,000 | $ 330,000 | $ 84,000 |
| Stanislaus County California | 10 | $ 1,647,000 | $ 164,000 | $ 50,000 |
| Jefferson County Wisconsin | 10 | $ 1,269,000 | $ 126,000 | $ 50,000 |
| Rock County Wisconsin | 10 | $ 1,179,000 | $ 117,000 | $ 42,000 |
| Placer County California | 9 | $ 1,893,000 | $ 210,000 | $ 93,000 |
| San Francisco County California | 9 | $ 2,972,000 | $ 330,000 | $ 80,000 |
| Green County Wisconsin | 9 | $ 919,000 | $ 102,000 | $ 33,000 |
| Sauk County Wisconsin | 9 | $ 966,000 | $ 107,000 | $ 31,000 |
| Merced County California | 8 | $ 1,690,000 | $ 211,000 | $ 88,000 |
| Scott County Minnesota | 8 | $ 1,596,000 | $ 199,000 | $ 57,000 |
| Dodge County Wisconsin | 8 | $ 950,000 | $ 118,000 | $ 42,000 |
| Fresno County California | 7 | $ 1,324,000 | $ 189,000 | $ 54,000 |
| Monterey County California | 7 | $ 1,902,000 | $ 271,000 | $ 68,000 |
| San Joaquin County California | 7 | $ 1,740,000 | $ 248,000 | $ 66,000 |
| DeKalb County Illinois | 7 | $ 1,045,000 | $ 149,000 | $ 63,000 |
| Maricopa County Arizona | 6 | $ 836,000 | $ 139,000 | $ 52,000 |
| El Dorado County California | 6 | $ 1,390,000 | $ 231,000 | $ 93,000 |
| Madera County California | 6 | $ 1,227,000 | $ 204,000 | $ 58,000 |
| Santa Cruz County California | 6 | $ 1,571,000 | $ 261,000 | $ 76,000 |
| St. Clair County Illinois | 6 | $ 857,000 | $ 142,000 | $ 62,000 |
| Carver County Minnesota | 6 | $ 1,501,000 | $ 250,000 | $ 54,000 |
| St. Louis County Minnesota | 6 | $ 701,000 | $ 116,000 | $ 52,000 |
| St. Croix County Wisconsin | 6 | $ 1,076,000 | $ 179,000 | $ 48,000 |
| Yolo County California | 5 | $ 1,075,000 | $ 215,000 | $ 74,000 |
| Wright County Minnesota | 5 | $ 817,000 | $ 163,000 | $ 46,000 |
| Butte County California | 4 | $ 565,000 | $ 141,000 | $ 70,000 |
| Marin County California | 4 | $ 1,045,000 | $ 261,000 | $ 92,000 |
| Napa County California | 4 | $ 926,000 | $ 231,000 | $ 66,000 |
| San Luis Obispo County California | 4 | $ 1,235,000 | $ 308,000 | $ 68,000 |
| Tulare County California | 4 | $ 952,000 | $ 238,000 | $ 129,000 |
| Kendall County Illinois | 4 | $ 574,000 | $ 143,000 | $ 58,000 |
| Winnebago County Illinois | 4 | $ 394,000 | $ 98,000 | $ 43,000 |
| Crow Wing County Minnesota | 4 | $ 512,000 | $ 128,000 | $ 11,000 |
| Goodhue County Minnesota | 4 | $ 676,000 | $ 169,000 | $ 49,000 |
| McLeod County Minnesota | 4 | $ 631,000 | $ 157,000 | $ 63,000 |
| Olmsted County Minnesota | 4 | $ 845,000 | $ 211,000 | $ 40,000 |
| Sherburne County Minnesota | 4 | $ 772,000 | $ 193,000 | $ 45,000 |
| Columbia County Wisconsin | 4 | $ 663,000 | $ 165,000 | $ 74,000 |
| Kern County California | 3 | $ 388,000 | $ 129,000 | $ 58,000 |
| Tuolumne County California | 3 | $ 586,000 | $ 195,000 | $ 51,000 |
| Boone County Illinois | 3 | $ 456,000 | $ 152,000 | $ 52,000 |
| Jackson County Illinois | 3 | $ 207,000 | $ 69,000 | $ 32,000 |
| Madison County Illinois | 3 | $ 575,000 | $ 191,000 | $ 38,000 |
| Le Sueur County Minnesota | 3 | $ 358,000 | $ 119,000 | $ 40,000 |
| Mille Lacs County Minnesota | 3 | $ 328,000 | $ 109,000 | $ 30,000 |
| Fond du Lac County Wisconsin | 3 | $ 437,000 | $ 145,000 | $ 49,000 |
| Pierce County Wisconsin | 3 | $ 632,000 | $ 210,000 | $ 83,000 |
| Sheboygan County Wisconsin | 3 | $ 391,000 | $ 130,000 | $ 61,000 |
| Imperial County California | 2 | $ 178,000 | $ 89,000 | $ 40,000 |
| San Benito County California | 2 | $ 797,000 | $ 398,000 | $ 108,000 |
| Shasta County California | 2 | $ 482,000 | $ 241,000 | $ 86,000 |
| Grundy County Illinois | 2 | $ 297,000 | $ 148,000 | $ 39,000 |
| McLean County Illinois | 2 | $ 186,000 | $ 93,000 | $ 55,000 |
| Ogle County Illinois | 2 | $ 288,000 | $ 144,000 | $ 59,000 |
| Rock Island County Illinois | 2 | $ 127,000 | $ 63,000 | $ 53,000 |
| Tazewell County Illinois | 2 | $ 386,000 | $ 193,000 | $ 76,000 |
| Williamson County Illinois | 2 | $ 352,000 | $ 176,000 | $ 74,000 |
| Beltrami County Minnesota | 2 | $ 357,000 | $ 178,000 | $ 99,000 |
| Brown County Minnesota | 2 | $ 298,000 | $ 149,000 | $ 42,000 |
| Cass County Minnesota | 2 | $ 690,000 | $ 345,000 | $ 177,000 |
| Chisago County Minnesota | 2 | $ 281,000 | $ 140,000 | $ 51,000 |
| Isanti County Minnesota | 2 | $ 343,000 | $ 171,000 | $ 52,000 |
| Meeker County Minnesota | 2 | $ 331,000 | $ 165,000 | $ 23,000 |
| Rice County Minnesota | 2 | $ 334,000 | $ 167,000 | $ 57,000 |
| Sibley County Minnesota | 2 | $ 216,000 | $ 108,000 | $ 39,000 |
| Chippewa County Wisconsin | 2 | $ 228,000 | $ 114,000 | $ 61,000 |
| Eau Claire County Wisconsin | 2 | $ 199,000 | $ 99,000 | $ 42,000 |
| Kenosha County Wisconsin | 2 | $ 286,000 | $ 143,000 | $ 66,000 |
| Marinette County Wisconsin | 2 | $ 176,000 | $ 88,000 | $ 38,000 |
| Outagamie County Wisconsin | 2 | $ 352,000 | $ 176,000 | $ 50,000 |
| Polk County Wisconsin | 2 | $ 277,000 | $ 138,000 | $ 82,000 |
| Racine County Wisconsin | 2 | $ 296,000 | $ 148,000 | $ 38,000 |
| Richland County Wisconsin | 2 | $ 183,000 | $ 91,000 | $ 59,000 |
| Vernon County Wisconsin | 2 | $ 209,000 | $ 104,000 | $ 67,000 |
| Waukesha County Wisconsin | 2 | $ 505,000 | $ 252,000 | $ 70,000 |
| Wood County Wisconsin | 2 | $ 182,000 | $ 91,000 | $ 41,000 |
| Amador County California | 1 | $ 322,000 | $ 322,000 | $ 118,000 |
| Mendocino County California | 1 | $ 202,000 | $ 202,000 | $ 73,000 |
| Nevada County California | 1 | $ 196,000 | $ 196,000 | $ 55,000 |
| Sutter County California | 1 | $ 250,000 | $ 250,000 | $ 95,000 |
| Denver County Colorado | 1 | $ 117,000 | $ 117,000 | $ 0 |
| Adams County Illinois | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Douglas County Illinois | 1 | $ 62,000 | $ 62,000 | $ 88,000 |
| Kankakee County Illinois | 1 | $ 60,000 | $ 60,000 | $ 81,000 |
| Knox County Illinois | 1 | $ 107,000 | $ 107,000 | $ 58,000 |
| LaSalle County Illinois | 1 | $ 126,000 | $ 126,000 | $ 43,000 |
| Lee County Illinois | 1 | $ 68,000 | $ 68,000 | $ 45,000 |
| Macoupin County Illinois | 1 | $ 60,000 | $ 60,000 | $ 48,000 |
| Lake County Indiana | 1 | $ 85,000 | $ 85,000 | $ 92,000 |
| Warren County Iowa | 1 | $ 133,000 | $ 133,000 | $ 45,000 |
| Ingham County Michigan | 1 | $ 92,000 | $ 92,000 | $ 26,000 |
| Roscommon County Michigan | 1 | $ 294,000 | $ 294,000 | $ 651,000 |
| Van Buren County Michigan | 1 | $ 97,000 | $ 97,000 | $ 144,000 |
| Benton County Minnesota | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Blue Earth County Minnesota | 1 | $ 154,000 | $ 154,000 | $ 97,000 |
| Douglas County Minnesota | 1 | $ 138,000 | $ 138,000 | $ 60,000 |
| Kandiyohi County Minnesota | 1 | $ 96,000 | $ 96,000 | $ 66,000 |
| Morrison County Minnesota | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Mower County Minnesota | 1 | $ 76,000 | $ 76,000 | $ 27,000 |
| Otter Tail County Minnesota | 1 | $ 81,000 | $ 81,000 | $ 18,000 |
| Pine County Minnesota | 1 | $ 189,000 | $ 189,000 | $ 55,000 |
| Stevens County Minnesota | 1 | $ 83,000 | $ 83,000 | $ 40,000 |
| Wadena County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Watonwan County Minnesota | 1 | $ 70,000 | $ 70,000 | $ 52,000 |
| Bayfield County Wisconsin | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Douglas County Wisconsin | 1 | $ 111,000 | $ 111,000 | $ 48,000 |
| Green Lake County Wisconsin | 1 | $ 70,000 | $ 70,000 | $ 26,000 |
| Iowa County Wisconsin | 1 | $ 106,000 | $ 106,000 | $ 66,000 |
| Lafayette County Wisconsin | 1 | $ 68,000 | $ 68,000 | $ 57,000 |
| Oconto County Wisconsin | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Pepin County Wisconsin | 1 | $ 111,000 | $ 111,000 | $ 54,000 |
| Sawyer County Wisconsin | 1 | $ 83,000 | $ 83,000 | $ 23,000 |
| Walworth County Wisconsin | 1 | $ 98,000 | $ 98,000 | $ 82,000 |
| Washington County Wisconsin | 1 | $ 112,000 | $ 112,000 | $ 33,000 |
| Waupaca County Wisconsin | 1 | $ 84,000 | $ 84,000 | $ 40,000 |
| Waushara County Wisconsin | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Winnebago County Wisconsin | 1 | $ 91,000 | $ 91,000 | $ 54,000 |
Mortgage Loan Application Detail Totals for Equity Plus in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase (one-to-four family) | 1,533 | $270,463,000 | $150,444 | $557,000 | $76,000 | $651,000 |
| Refinancing (home purchase or home improvement, one-to-four family) | 776 | $188,689,000 | $199,000 | $718,000 | $73,000 | $369,000 |
| Home Improvement (one-to-four family) | 50 | $11,974,000 | $198,000 | $560,000 | $49,000 | $215,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,023 | $217,413,000 | $161,714 | $678,000 | $94,285 | $651,000 |
| Black | 433 | $68,798,000 | $161,250 | $575,000 | $50,750 | $336,000 |
| Information not provided by applicant in mail or telephone application | 418 | $85,438,000 | $186,750 | $718,000 | $53,250 | $300,000 |
| Hispanic | 306 | $59,328,000 | $153,000 | $536,000 | $40,714 | $240,000 |
| Asian or Pacific Islander | 125 | $29,833,000 | $200,750 | $428,000 | $61,750 | $369,000 |
| Other | 29 | $6,561,000 | $218,666 | $525,000 | $67,666 | $264,000 |
| American Indian or Alaskan Native | 25 | $3,755,000 | $140,400 | $390,000 | $53,000 | $140,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,358 | $470,867,000 | $150,777 | $718,000 | $76,333 | $651,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $259,000 | $259,000 | $259,000 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,382 | $292,730,000 | $192,666 | $718,000 | $158,500 | $651,000 |
| Application Withdrawn By Applicant | 618 | $107,274,000 | $146,571 | $557,000 | $54,000 | $336,000 |
| Application Denied By Financial Institution | 241 | $42,072,000 | $152,428 | $568,000 | $54,428 | $240,000 |
| Application Approved But Not Accepted | 109 | $27,564,000 | $181,666 | $678,000 | $65,666 | $228,000 |
| File Closed For Incompleteness | 9 | $1,486,000 | $145,333 | $287,000 | $43,666 | $100,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 2 | $421,000 | $210,000 | $225,000 | $57,000 | $67,000 |
| Unverifiable Information | 2 | $352,000 | $176,000 | $195,000 | $30,500 | $61,000 |
| Collateral | 1 | $164,000 | $164,000 | $164,000 | $86,000 | $86,000 |
| Debt-To-Income Ratio | 1 | $400,000 | $400,000 | $400,000 | $62,000 | $62,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Equity Plus's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Equity Plus's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.