Equity Resources, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Equity Resources, Inc. 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Equity Resources, Inc. Po Box 5177 Newark, OH 43058 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,265 |
| Total Mortgage Loan Application Amount | $489,233,000 |
| Average Mortgage Loan Application Amount | $141,000 |
| Highest Mortgage Loan Application Amount | $1,300,000 |
| Average Applicant Income | $49,500 |
| Highest Applicant Income | $1,284,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Equity Resources, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Equity Resources, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Equity Resources, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Equity Resources, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Equity Resources, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Equity Resources, Inc.'s mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Allegheny County Pennsylvania | 258 | $ 34,246,000 | $ 132,000 | $ 63,000 |
| Franklin County Ohio | 233 | $ 34,458,000 | $ 147,000 | $ 43,000 |
| Licking County Ohio | 153 | $ 19,742,000 | $ 129,000 | $ 43,000 |
| Washington County Pennsylvania | 88 | $ 11,096,000 | $ 126,000 | $ 52,000 |
| Westmoreland County Pennsylvania | 86 | $ 11,062,000 | $ 128,000 | $ 57,000 |
| Fairfield County Ohio | 78 | $ 11,104,000 | $ 142,000 | $ 45,000 |
| Philadelphia County Pennsylvania | 73 | $ 9,019,000 | $ 123,000 | $ 39,000 |
| Hamilton County Ohio | 61 | $ 8,260,000 | $ 135,000 | $ 39,000 |
| Cuyahoga County Ohio | 53 | $ 8,333,000 | $ 157,000 | $ 30,000 |
| York County Pennsylvania | 47 | $ 8,712,000 | $ 185,000 | $ 60,000 |
| Cambria County Pennsylvania | 45 | $ 3,795,000 | $ 84,000 | $ 47,000 |
| Lancaster County Pennsylvania | 43 | $ 7,877,000 | $ 183,000 | $ 51,000 |
| Clermont County Ohio | 42 | $ 6,278,000 | $ 149,000 | $ 49,000 |
| Beaver County Pennsylvania | 42 | $ 4,597,000 | $ 109,000 | $ 45,000 |
| Montgomery County Pennsylvania | 41 | $ 8,362,000 | $ 203,000 | $ 50,000 |
| Marion County Indiana | 39 | $ 4,973,000 | $ 127,000 | $ 33,000 |
| Knox County Ohio | 38 | $ 5,408,000 | $ 142,000 | $ 41,000 |
| Bucks County Pennsylvania | 37 | $ 8,714,000 | $ 235,000 | $ 86,000 |
| Butler County Ohio | 35 | $ 4,993,000 | $ 142,000 | $ 49,000 |
| Richland County Ohio | 34 | $ 3,459,000 | $ 101,000 | $ 36,000 |
| Berks County Pennsylvania | 33 | $ 5,120,000 | $ 155,000 | $ 42,000 |
| Chester County Pennsylvania | 31 | $ 6,916,000 | $ 223,000 | $ 69,000 |
| Montgomery County Ohio | 30 | $ 3,245,000 | $ 108,000 | $ 30,000 |
| Butler County Pennsylvania | 28 | $ 4,907,000 | $ 175,000 | $ 86,000 |
| Delaware County Ohio | 26 | $ 5,261,000 | $ 202,000 | $ 35,000 |
| Warren County Ohio | 26 | $ 4,398,000 | $ 169,000 | $ 47,000 |
| Lucas County Ohio | 25 | $ 3,072,000 | $ 122,000 | $ 35,000 |
| Muskingum County Ohio | 25 | $ 2,607,000 | $ 104,000 | $ 38,000 |
| Coshocton County Ohio | 24 | $ 1,953,000 | $ 81,000 | $ 38,000 |
| Delaware County Pennsylvania | 24 | $ 4,212,000 | $ 175,000 | $ 39,000 |
| Northampton County Pennsylvania | 24 | $ 4,719,000 | $ 196,000 | $ 48,000 |
| Dauphin County Pennsylvania | 22 | $ 4,112,000 | $ 186,000 | $ 62,000 |
| Orange County Florida | 21 | $ 3,681,000 | $ 175,000 | $ 27,000 |
| Gwinnett County Georgia | 21 | $ 3,259,000 | $ 155,000 | $ 19,000 |
| Perry County Ohio | 21 | $ 3,438,000 | $ 163,000 | $ 72,000 |
| Summit County Ohio | 21 | $ 3,161,000 | $ 150,000 | $ 31,000 |
| Lehigh County Pennsylvania | 21 | $ 3,579,000 | $ 170,000 | $ 51,000 |
| Richland County South Carolina | 21 | $ 3,057,000 | $ 145,000 | $ 51,000 |
| Lawrence County Pennsylvania | 19 | $ 2,309,000 | $ 121,000 | $ 51,000 |
| Monroe County Pennsylvania | 18 | $ 3,236,000 | $ 179,000 | $ 58,000 |
| Duval County Florida | 17 | $ 3,162,000 | $ 186,000 | $ 30,000 |
| DeKalb County Georgia | 17 | $ 2,601,000 | $ 153,000 | $ 24,000 |
| Erie County Pennsylvania | 17 | $ 2,461,000 | $ 144,000 | $ 82,000 |
| Centre County Pennsylvania | 16 | $ 2,637,000 | $ 164,000 | $ 86,000 |
| Fayette County Pennsylvania | 16 | $ 1,730,000 | $ 108,000 | $ 41,000 |
| Mobile County Alabama | 15 | $ 2,196,000 | $ 146,000 | $ 49,000 |
| New Castle County Delaware | 15 | $ 2,900,000 | $ 193,000 | $ 39,000 |
| Palm Beach County Florida | 15 | $ 3,145,000 | $ 209,000 | $ 35,000 |
| Miami County Ohio | 15 | $ 1,631,000 | $ 108,000 | $ 38,000 |
| Portage County Ohio | 15 | $ 2,340,000 | $ 156,000 | $ 28,000 |
| Hillsborough County Florida | 14 | $ 2,125,000 | $ 151,000 | $ 25,000 |
| Polk County Florida | 14 | $ 2,624,000 | $ 187,000 | $ 42,000 |
| Luzerne County Pennsylvania | 14 | $ 1,691,000 | $ 120,000 | $ 47,000 |
| Fulton County Georgia | 13 | $ 2,330,000 | $ 179,000 | $ 34,000 |
| Newton County Georgia | 13 | $ 1,786,000 | $ 137,000 | $ 16,000 |
| Trumbull County Ohio | 13 | $ 1,642,000 | $ 126,000 | $ 24,000 |
| Cumberland County Pennsylvania | 13 | $ 2,244,000 | $ 172,000 | $ 61,000 |
| Portsmouth County Virginia | 13 | $ 1,987,000 | $ 152,000 | $ 36,000 |
| Prince George's County Maryland | 12 | $ 3,229,000 | $ 269,000 | $ 57,000 |
| Charleston County South Carolina | 12 | $ 1,928,000 | $ 160,000 | $ 34,000 |
| Chesterfield County Virginia | 12 | $ 2,495,000 | $ 207,000 | $ 38,000 |
| Lake County Indiana | 11 | $ 1,388,000 | $ 126,000 | $ 38,000 |
| Kenton County Kentucky | 11 | $ 1,525,000 | $ 138,000 | $ 34,000 |
| Baltimore City County Maryland | 11 | $ 1,902,000 | $ 172,000 | $ 40,000 |
| Mecklenburg County North Carolina | 11 | $ 1,913,000 | $ 173,000 | $ 48,000 |
| Clark County Ohio | 11 | $ 1,122,000 | $ 102,000 | $ 16,000 |
| Marion County Ohio | 11 | $ 1,172,000 | $ 106,000 | $ 25,000 |
| Morrow County Ohio | 11 | $ 1,347,000 | $ 122,000 | $ 21,000 |
| Union County Ohio | 11 | $ 1,452,000 | $ 132,000 | $ 27,000 |
| Blair County Pennsylvania | 11 | $ 1,788,000 | $ 162,000 | $ 71,000 |
| Prince William County Virginia | 11 | $ 3,427,000 | $ 311,000 | $ 64,000 |
| Henry County Georgia | 10 | $ 1,930,000 | $ 193,000 | $ 19,000 |
| Greene County Ohio | 10 | $ 1,269,000 | $ 126,000 | $ 39,000 |
| Lake County Ohio | 10 | $ 1,593,000 | $ 159,000 | $ 33,000 |
| Pickaway County Ohio | 10 | $ 1,377,000 | $ 137,000 | $ 42,000 |
| Stark County Ohio | 10 | $ 1,392,000 | $ 139,000 | $ 36,000 |
| Somerset County Pennsylvania | 10 | $ 715,000 | $ 71,000 | $ 36,000 |
| Newport News County Virginia | 10 | $ 1,507,000 | $ 150,000 | $ 48,000 |
| Miami-Dade County Florida | 9 | $ 1,739,000 | $ 193,000 | $ 28,000 |
| Pinellas County Florida | 9 | $ 1,653,000 | $ 183,000 | $ 52,000 |
| Clayton County Georgia | 9 | $ 1,083,000 | $ 120,000 | $ 21,000 |
| Paulding County Georgia | 9 | $ 1,304,000 | $ 144,000 | $ 42,000 |
| Dorchester County South Carolina | 9 | $ 1,365,000 | $ 151,000 | $ 37,000 |
| Greenville County South Carolina | 9 | $ 1,188,000 | $ 132,000 | $ 45,000 |
| Spartanburg County South Carolina | 9 | $ 1,116,000 | $ 124,000 | $ 43,000 |
| Chatham County Georgia | 8 | $ 1,056,000 | $ 132,000 | $ 25,000 |
| Elkhart County Indiana | 8 | $ 1,111,000 | $ 138,000 | $ 26,000 |
| Baltimore County Maryland | 8 | $ 1,799,000 | $ 224,000 | $ 67,000 |
| Crawford County Ohio | 8 | $ 940,000 | $ 117,000 | $ 51,000 |
| Franklin County Pennsylvania | 8 | $ 1,659,000 | $ 207,000 | $ 208,000 |
| Chesapeake County Virginia | 8 | $ 2,324,000 | $ 290,000 | $ 22,000 |
| Henrico County Virginia | 8 | $ 1,226,000 | $ 153,000 | $ 35,000 |
| Cobb County Georgia | 7 | $ 1,069,000 | $ 152,000 | $ 22,000 |
| Jefferson County Kentucky | 7 | $ 948,000 | $ 135,000 | $ 50,000 |
| Champaign County Ohio | 7 | $ 772,000 | $ 110,000 | $ 37,000 |
| Hancock County Ohio | 7 | $ 787,000 | $ 112,000 | $ 43,000 |
| Washington County Ohio | 7 | $ 893,000 | $ 127,000 | $ 46,000 |
| Wayne County Ohio | 7 | $ 1,010,000 | $ 144,000 | $ 20,000 |
| Wood County Ohio | 7 | $ 1,185,000 | $ 169,000 | $ 25,000 |
| Berkeley County South Carolina | 7 | $ 1,175,000 | $ 167,000 | $ 32,000 |
| Virginia Beach County Virginia | 7 | $ 960,000 | $ 137,000 | $ 36,000 |
| Jefferson County Alabama | 6 | $ 806,000 | $ 134,000 | $ 43,000 |
| Brevard County Florida | 6 | $ 874,000 | $ 145,000 | $ 22,000 |
| Clay County Florida | 6 | $ 974,000 | $ 162,000 | $ 59,000 |
| Barrow County Georgia | 6 | $ 1,212,000 | $ 202,000 | $ 16,000 |
| Richmond County Georgia | 6 | $ 776,000 | $ 129,000 | $ 58,000 |
| Allen County Indiana | 6 | $ 857,000 | $ 142,000 | $ 23,000 |
| Hendricks County Indiana | 6 | $ 993,000 | $ 165,000 | $ 60,000 |
| Wake County North Carolina | 6 | $ 1,573,000 | $ 262,000 | $ 72,000 |
| Darke County Ohio | 6 | $ 717,000 | $ 119,000 | $ 30,000 |
| Guernsey County Ohio | 6 | $ 469,000 | $ 78,000 | $ 17,000 |
| Henry County Ohio | 6 | $ 635,000 | $ 105,000 | $ 30,000 |
| Logan County Ohio | 6 | $ 670,000 | $ 111,000 | $ 36,000 |
| Sandusky County Ohio | 6 | $ 562,000 | $ 93,000 | $ 47,000 |
| Tuscarawas County Ohio | 6 | $ 705,000 | $ 117,000 | $ 21,000 |
| Fairfax County Virginia | 6 | $ 2,150,000 | $ 358,000 | $ 86,000 |
| Richmond City County Virginia | 6 | $ 898,000 | $ 149,000 | $ 22,000 |
| Madison County Alabama | 5 | $ 755,000 | $ 151,000 | $ 63,000 |
| Manatee County Florida | 5 | $ 801,000 | $ 160,000 | $ 34,000 |
| Seminole County Florida | 5 | $ 878,000 | $ 175,000 | $ 54,000 |
| Volusia County Florida | 5 | $ 794,000 | $ 158,000 | $ 13,000 |
| Carroll County Georgia | 5 | $ 677,000 | $ 135,000 | $ 44,000 |
| Douglas County Georgia | 5 | $ 964,000 | $ 192,000 | $ 53,000 |
| Hamilton County Indiana | 5 | $ 1,850,000 | $ 370,000 | $ 60,000 |
| Harford County Maryland | 5 | $ 1,177,000 | $ 235,000 | $ 42,000 |
| St. Mary's County Maryland | 5 | $ 1,093,000 | $ 218,000 | $ 90,000 |
| Wicomico County Maryland | 5 | $ 830,000 | $ 166,000 | $ 7,000 |
| Brown County Ohio | 5 | $ 762,000 | $ 152,000 | $ 57,000 |
| Highland County Ohio | 5 | $ 481,000 | $ 96,000 | $ 25,000 |
| Hocking County Ohio | 5 | $ 571,000 | $ 114,000 | $ 43,000 |
| Lebanon County Pennsylvania | 5 | $ 910,000 | $ 182,000 | $ 47,000 |
| Mercer County Pennsylvania | 5 | $ 773,000 | $ 154,000 | $ 69,000 |
| Horry County South Carolina | 5 | $ 730,000 | $ 146,000 | $ 22,000 |
| Norfolk County Virginia | 5 | $ 752,000 | $ 150,000 | $ 20,000 |
| Montgomery County Alabama | 4 | $ 553,000 | $ 138,000 | $ 41,000 |
| Broward County Florida | 4 | $ 717,000 | $ 179,000 | $ 6,000 |
| Pasco County Florida | 4 | $ 660,000 | $ 165,000 | $ 30,000 |
| Santa Rosa County Florida | 4 | $ 560,000 | $ 140,000 | $ 32,000 |
| St. Lucie County Florida | 4 | $ 667,000 | $ 166,000 | $ 28,000 |
| Hall County Georgia | 4 | $ 498,000 | $ 124,000 | $ 24,000 |
| Houston County Georgia | 4 | $ 698,000 | $ 174,000 | $ 20,000 |
| Walton County Georgia | 4 | $ 639,000 | $ 159,000 | $ 13,000 |
| Porter County Indiana | 4 | $ 569,000 | $ 142,000 | $ 19,000 |
| Boone County Kentucky | 4 | $ 735,000 | $ 183,000 | $ 61,000 |
| Campbell County Kentucky | 4 | $ 784,000 | $ 196,000 | $ 29,000 |
| Cabarrus County North Carolina | 4 | $ 673,000 | $ 168,000 | $ 51,000 |
| Allen County Ohio | 4 | $ 506,000 | $ 126,000 | $ 34,000 |
| Clinton County Ohio | 4 | $ 652,000 | $ 163,000 | $ 27,000 |
| Columbiana County Ohio | 4 | $ 532,000 | $ 133,000 | $ 49,000 |
| Fayette County Ohio | 4 | $ 324,000 | $ 81,000 | $ 24,000 |
| Hardin County Ohio | 4 | $ 510,000 | $ 127,000 | $ 41,000 |
| Jefferson County Ohio | 4 | $ 292,000 | $ 73,000 | $ 29,000 |
| Lawrence County Ohio | 4 | $ 467,000 | $ 116,000 | $ 21,000 |
| Lorain County Ohio | 4 | $ 711,000 | $ 177,000 | $ 84,000 |
| Madison County Ohio | 4 | $ 611,000 | $ 152,000 | $ 21,000 |
| Ottawa County Ohio | 4 | $ 516,000 | $ 129,000 | $ 31,000 |
| Shelby County Ohio | 4 | $ 544,000 | $ 136,000 | $ 36,000 |
| Clearfield County Pennsylvania | 4 | $ 378,000 | $ 94,000 | $ 45,000 |
| Georgetown County South Carolina | 4 | $ 705,000 | $ 176,000 | $ 34,000 |
| Spotsylvania County Virginia | 4 | $ 1,452,000 | $ 363,000 | $ 101,000 |
| St. Clair County Alabama | 3 | $ 536,000 | $ 178,000 | $ 29,000 |
| Alachua County Florida | 3 | $ 434,000 | $ 144,000 | $ 6,000 |
| Lee County Florida | 3 | $ 408,000 | $ 136,000 | $ 19,000 |
| Nassau County Florida | 3 | $ 615,000 | $ 205,000 | $ 75,000 |
| Okaloosa County Florida | 3 | $ 497,000 | $ 165,000 | $ 0 |
| Osceola County Florida | 3 | $ 911,000 | $ 303,000 | $ 36,000 |
| Bibb County Georgia | 3 | $ 525,000 | $ 175,000 | $ 65,000 |
| Camden County Georgia | 3 | $ 537,000 | $ 179,000 | $ 0 |
| Catoosa County Georgia | 3 | $ 345,000 | $ 115,000 | $ 4,000 |
| Cherokee County Georgia | 3 | $ 489,000 | $ 163,000 | $ 35,000 |
| Clarke County Georgia | 3 | $ 438,000 | $ 146,000 | $ 11,000 |
| Coweta County Georgia | 3 | $ 496,000 | $ 165,000 | $ 35,000 |
| Madison County Georgia | 3 | $ 430,000 | $ 143,000 | $ 37,000 |
| Shelby County Kentucky | 3 | $ 386,000 | $ 128,000 | $ 38,000 |
| Calvert County Maryland | 3 | $ 594,000 | $ 198,000 | $ 49,000 |
| Montgomery County Maryland | 3 | $ 1,136,000 | $ 378,000 | $ 109,000 |
| Washington County Maryland | 3 | $ 589,000 | $ 196,000 | $ 12,000 |
| Worcester County Maryland | 3 | $ 692,000 | $ 230,000 | $ 68,000 |
| Buncombe County North Carolina | 3 | $ 282,000 | $ 94,000 | $ 37,000 |
| Davidson County North Carolina | 3 | $ 581,000 | $ 193,000 | $ 7,000 |
| Forsyth County North Carolina | 3 | $ 471,000 | $ 157,000 | $ 0 |
| Guilford County North Carolina | 3 | $ 278,000 | $ 92,000 | $ 26,000 |
| Iredell County North Carolina | 3 | $ 306,000 | $ 102,000 | $ 35,000 |
| Ashland County Ohio | 3 | $ 379,000 | $ 126,000 | $ 52,000 |
| Fulton County Ohio | 3 | $ 380,000 | $ 126,000 | $ 21,000 |
| Huron County Ohio | 3 | $ 472,000 | $ 157,000 | $ 56,000 |
| Mercer County Ohio | 3 | $ 341,000 | $ 113,000 | $ 54,000 |
| Ross County Ohio | 3 | $ 427,000 | $ 142,000 | $ 0 |
| Columbia County Pennsylvania | 3 | $ 416,000 | $ 138,000 | $ 69,000 |
| Crawford County Pennsylvania | 3 | $ 303,000 | $ 101,000 | $ 58,000 |
| Huntingdon County Pennsylvania | 3 | $ 411,000 | $ 137,000 | $ 75,000 |
| Lackawanna County Pennsylvania | 3 | $ 445,000 | $ 148,000 | $ 73,000 |
| Perry County Pennsylvania | 3 | $ 447,000 | $ 149,000 | $ 16,000 |
| Schuylkill County Pennsylvania | 3 | $ 453,000 | $ 151,000 | $ 80,000 |
| Union County Pennsylvania | 3 | $ 329,000 | $ 109,000 | $ 45,000 |
| James City County Virginia | 3 | $ 615,000 | $ 205,000 | $ 50,000 |
| Warren County Virginia | 3 | $ 688,000 | $ 229,000 | $ 55,000 |
| Baldwin County Alabama | 2 | $ 268,000 | $ 134,000 | $ 42,000 |
| Shelby County Alabama | 2 | $ 353,000 | $ 176,000 | $ 36,000 |
| Kent County Delaware | 2 | $ 468,000 | $ 234,000 | $ 0 |
| Baker County Florida | 2 | $ 320,000 | $ 160,000 | $ 65,000 |
| Bay County Florida | 2 | $ 361,000 | $ 180,000 | $ 0 |
| Citrus County Florida | 2 | $ 354,000 | $ 177,000 | $ 55,000 |
| Leon County Florida | 2 | $ 271,000 | $ 135,000 | $ 24,000 |
| Bartow County Georgia | 2 | $ 277,000 | $ 138,000 | $ 28,000 |
| Columbia County Georgia | 2 | $ 255,000 | $ 127,000 | $ 33,000 |
| Dougherty County Georgia | 2 | $ 349,000 | $ 174,000 | $ 0 |
| Floyd County Georgia | 2 | $ 155,000 | $ 77,000 | $ 8,000 |
| Glynn County Georgia | 2 | $ 379,000 | $ 189,000 | $ 0 |
| Jackson County Georgia | 2 | $ 244,000 | $ 122,000 | $ 19,000 |
| Muscogee County Georgia | 2 | $ 199,000 | $ 99,000 | $ 28,000 |
| Rockdale County Georgia | 2 | $ 232,000 | $ 116,000 | $ 28,000 |
| Walker County Georgia | 2 | $ 274,000 | $ 137,000 | $ 42,000 |
| Boyd County Kentucky | 2 | $ 78,000 | $ 39,000 | $ 17,000 |
| Hardin County Kentucky | 2 | $ 236,000 | $ 118,000 | $ 0 |
| Allegany County Maryland | 2 | $ 262,000 | $ 131,000 | $ 18,000 |
| Anne Arundel County Maryland | 2 | $ 583,000 | $ 291,000 | $ 21,000 |
| Charles County Maryland | 2 | $ 447,000 | $ 223,000 | $ 27,000 |
| Alamance County North Carolina | 2 | $ 172,000 | $ 86,000 | $ 32,000 |
| Catawba County North Carolina | 2 | $ 141,000 | $ 70,000 | $ 35,000 |
| Cumberland County North Carolina | 2 | $ 262,000 | $ 131,000 | $ 53,000 |
| Ashtabula County Ohio | 2 | $ 267,000 | $ 133,000 | $ 22,000 |
| Athens County Ohio | 2 | $ 318,000 | $ 159,000 | $ 0 |
| Belmont County Ohio | 2 | $ 144,000 | $ 72,000 | $ 50,000 |
| Geauga County Ohio | 2 | $ 257,000 | $ 128,000 | $ 37,000 |
| Jackson County Ohio | 2 | $ 150,000 | $ 75,000 | $ 12,000 |
| Mahoning County Ohio | 2 | $ 206,000 | $ 103,000 | $ 12,000 |
| Medina County Ohio | 2 | $ 256,000 | $ 128,000 | $ 0 |
| Scioto County Ohio | 2 | $ 442,000 | $ 221,000 | $ 113,000 |
| Seneca County Ohio | 2 | $ 246,000 | $ 123,000 | $ 9,000 |
| Williams County Ohio | 2 | $ 252,000 | $ 126,000 | $ 30,000 |
| Adams County Pennsylvania | 2 | $ 480,000 | $ 240,000 | $ 157,000 |
| Bedford County Pennsylvania | 2 | $ 355,000 | $ 177,000 | $ 37,000 |
| Bradford County Pennsylvania | 2 | $ 357,000 | $ 178,000 | $ 63,000 |
| Carbon County Pennsylvania | 2 | $ 310,000 | $ 155,000 | $ 64,000 |
| Clinton County Pennsylvania | 2 | $ 328,000 | $ 164,000 | $ 73,000 |
| Fulton County Pennsylvania | 2 | $ 319,000 | $ 159,000 | $ 40,000 |
| Greene County Pennsylvania | 2 | $ 130,000 | $ 65,000 | $ 25,000 |
| Indiana County Pennsylvania | 2 | $ 230,000 | $ 115,000 | $ 56,000 |
| Lycoming County Pennsylvania | 2 | $ 290,000 | $ 145,000 | $ 32,000 |
| Mifflin County Pennsylvania | 2 | $ 268,000 | $ 134,000 | $ 68,000 |
| Pike County Pennsylvania | 2 | $ 350,000 | $ 175,000 | $ 68,000 |
| Snyder County Pennsylvania | 2 | $ 290,000 | $ 145,000 | $ 112,000 |
| Aiken County South Carolina | 2 | $ 248,000 | $ 124,000 | $ 34,000 |
| Darlington County South Carolina | 2 | $ 255,000 | $ 127,000 | $ 19,000 |
| Harrisonburg County Virginia | 2 | $ 379,000 | $ 189,000 | $ 0 |
| King George County Virginia | 2 | $ 530,000 | $ 265,000 | $ 132,000 |
| Loudoun County Virginia | 2 | $ 911,000 | $ 455,000 | $ 131,000 |
| Suffolk County Virginia | 2 | $ 339,000 | $ 169,000 | $ 44,000 |
| York County Virginia | 2 | $ 485,000 | $ 242,000 | $ 77,000 |
| Lee County Alabama | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Sussex County Delaware | 1 | $ 252,000 | $ 252,000 | $ 122,000 |
| Calhoun County Florida | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Charlotte County Florida | 1 | $ 175,000 | $ 175,000 | $ 17,000 |
| Collier County Florida | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Escambia County Florida | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Flagler County Florida | 1 | $ 138,000 | $ 138,000 | $ 16,000 |
| Glades County Florida | 1 | $ 168,000 | $ 168,000 | $ 37,000 |
| Hardee County Florida | 1 | $ 140,000 | $ 140,000 | $ 21,000 |
| Hernando County Florida | 1 | $ 154,000 | $ 154,000 | $ 0 |
| Highlands County Florida | 1 | $ 74,000 | $ 74,000 | $ 33,000 |
| Jackson County Florida | 1 | $ 146,000 | $ 146,000 | $ 0 |
| Liberty County Florida | 1 | $ 100,000 | $ 100,000 | $ 25,000 |
| Marion County Florida | 1 | $ 220,000 | $ 220,000 | $ 85,000 |
| Okeechobee County Florida | 1 | $ 88,000 | $ 88,000 | $ 0 |
| Putnam County Florida | 1 | $ 202,000 | $ 202,000 | $ 0 |
| Sarasota County Florida | 1 | $ 192,000 | $ 192,000 | $ 78,000 |
| Union County Florida | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Butts County Georgia | 1 | $ 110,000 | $ 110,000 | $ 23,000 |
| Effingham County Georgia | 1 | $ 128,000 | $ 128,000 | $ 44,000 |
| Emanuel County Georgia | 1 | $ 41,000 | $ 41,000 | $ 17,000 |
| Fayette County Georgia | 1 | $ 171,000 | $ 171,000 | $ 69,000 |
| Franklin County Georgia | 1 | $ 151,000 | $ 151,000 | $ 27,000 |
| Gilmer County Georgia | 1 | $ 82,000 | $ 82,000 | $ 54,000 |
| Monroe County Georgia | 1 | $ 227,000 | $ 227,000 | $ 0 |
| Oglethorpe County Georgia | 1 | $ 83,000 | $ 83,000 | $ 33,000 |
| Polk County Georgia | 1 | $ 155,000 | $ 155,000 | $ 42,000 |
| Putnam County Georgia | 1 | $ 194,000 | $ 194,000 | $ 103,000 |
| Rabun County Georgia | 1 | $ 90,000 | $ 90,000 | $ 32,000 |
| Spalding County Georgia | 1 | $ 136,000 | $ 136,000 | $ 55,000 |
| Stephens County Georgia | 1 | $ 207,000 | $ 207,000 | $ 72,000 |
| Union County Georgia | 1 | $ 176,000 | $ 176,000 | $ 0 |
| Ware County Georgia | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Whitfield County Georgia | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Cass County Indiana | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Dearborn County Indiana | 1 | $ 392,000 | $ 392,000 | $ 180,000 |
| Delaware County Indiana | 1 | $ 194,000 | $ 194,000 | $ 0 |
| Jasper County Indiana | 1 | $ 88,000 | $ 88,000 | $ 0 |
| Jefferson County Indiana | 1 | $ 235,000 | $ 235,000 | $ 0 |
| LaGrange County Indiana | 1 | $ 131,000 | $ 131,000 | $ 0 |
| LaPorte County Indiana | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Marshall County Indiana | 1 | $ 114,000 | $ 114,000 | $ 53,000 |
| Posey County Indiana | 1 | $ 201,000 | $ 201,000 | $ 70,000 |
| Shelby County Indiana | 1 | $ 119,000 | $ 119,000 | $ 46,000 |
| St. Joseph County Indiana | 1 | $ 108,000 | $ 108,000 | $ 23,000 |
| Wayne County Indiana | 1 | $ 57,000 | $ 57,000 | $ 0 |
| Bourbon County Kentucky | 1 | $ 141,000 | $ 141,000 | $ 0 |
| Bullitt County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 44,000 |
| Christian County Kentucky | 1 | $ 110,000 | $ 110,000 | $ 54,000 |
| Pendleton County Kentucky | 1 | $ 210,000 | $ 210,000 | $ 65,000 |
| Warren County Kentucky | 1 | $ 98,000 | $ 98,000 | $ 37,000 |
| Woodford County Kentucky | 1 | $ 179,000 | $ 179,000 | $ 0 |
| Cecil County Maryland | 1 | $ 169,000 | $ 169,000 | $ 0 |
| Ashe County North Carolina | 1 | $ 92,000 | $ 92,000 | $ 28,000 |
| Currituck County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Durham County North Carolina | 1 | $ 173,000 | $ 173,000 | $ 22,000 |
| Franklin County North Carolina | 1 | $ 73,000 | $ 73,000 | $ 35,000 |
| Gaston County North Carolina | 1 | $ 68,000 | $ 68,000 | $ 32,000 |
| Harnett County North Carolina | 1 | $ 147,000 | $ 147,000 | $ 63,000 |
| Henderson County North Carolina | 1 | $ 149,000 | $ 149,000 | $ 4,000 |
| Johnston County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 60,000 |
| Union County North Carolina | 1 | $ 202,000 | $ 202,000 | $ 0 |
| Vance County North Carolina | 1 | $ 171,000 | $ 171,000 | $ 40,000 |
| Auglaize County Ohio | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Harrison County Ohio | 1 | $ 80,000 | $ 80,000 | $ 54,000 |
| Meigs County Ohio | 1 | $ 88,000 | $ 88,000 | $ 51,000 |
| Morgan County Ohio | 1 | $ 88,000 | $ 88,000 | $ 64,000 |
| Preble County Ohio | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Wyandot County Ohio | 1 | $ 119,000 | $ 119,000 | $ 31,000 |
| Armstrong County Pennsylvania | 1 | $ 122,000 | $ 122,000 | $ 55,000 |
| Clarion County Pennsylvania | 1 | $ 56,000 | $ 56,000 | $ 60,000 |
| Jefferson County Pennsylvania | 1 | $ 37,000 | $ 37,000 | $ 41,000 |
| McKean County Pennsylvania | 1 | $ 49,000 | $ 49,000 | $ 45,000 |
| Montour County Pennsylvania | 1 | $ 156,000 | $ 156,000 | $ 52,000 |
| Northumberland County Pennsylvania | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Potter County Pennsylvania | 1 | $ 129,000 | $ 129,000 | $ 74,000 |
| Susquehanna County Pennsylvania | 1 | $ 53,000 | $ 53,000 | $ 34,000 |
| Venango County Pennsylvania | 1 | $ 101,000 | $ 101,000 | $ 12,000 |
| Warren County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Wyoming County Pennsylvania | 1 | $ 187,000 | $ 187,000 | $ 80,000 |
| Edgefield County South Carolina | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Florence County South Carolina | 1 | $ 120,000 | $ 120,000 | $ 49,000 |
| Lancaster County South Carolina | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Lexington County South Carolina | 1 | $ 150,000 | $ 150,000 | $ 60,000 |
| Newberry County South Carolina | 1 | $ 217,000 | $ 217,000 | $ 0 |
| Orangeburg County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 62,000 |
| Arlington County Virginia | 1 | $ 634,000 | $ 634,000 | $ 216,000 |
| Caroline County Virginia | 1 | $ 290,000 | $ 290,000 | $ 65,000 |
| Culpeper County Virginia | 1 | $ 292,000 | $ 292,000 | $ 76,000 |
| Fauquier County Virginia | 1 | $ 630,000 | $ 630,000 | $ 0 |
| Hampton County Virginia | 1 | $ 176,000 | $ 176,000 | $ 82,000 |
| Hanover County Virginia | 1 | $ 140,000 | $ 140,000 | $ 26,000 |
| Smyth County Virginia | 1 | $ 247,000 | $ 247,000 | $ 100,000 |
Mortgage Loan Application Detail Totals for Equity Resources, Inc. in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,870 | $437,504,000 | $152,000 | $1,300,000 | $44,000 | $458,000 |
| Home Purchase | 395 | $51,729,000 | $130,000 | $417,000 | $55,000 | $1,284,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,593 | $388,242,000 | $149,000 | $1,300,000 | $48,000 | $1,284,000 |
| Black or African American | 557 | $82,768,000 | $148,000 | $644,000 | $36,000 | $423,000 |
| Hispanic | 78 | $12,164,000 | $155,000 | $460,000 | $31,000 | $152,000 |
| Asian | 27 | $4,854,000 | $179,000 | $417,000 | $40,000 | $208,000 |
| American Indian or Alaskan Native | 9 | $1,108,000 | $123,000 | $193,000 | $30,000 | $96,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $97,000 | $97,000 | $97,000 | $30,000 | $30,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 1,704 | $258,588,000 | $151,000 | $634,000 | $41,000 | $293,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,506 | $224,200,000 | $148,000 | $1,300,000 | $50,000 | $1,284,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 37 | $3,484,000 | $94,000 | $193,000 | $36,000 | $72,000 |
| VA-guaranteed (Veterans Administration) | 18 | $2,961,000 | $164,000 | $260,000 | $42,000 | $97,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 1,561 | $232,895,000 | $149,000 | $1,300,000 | $41,000 | $1,284,000 |
| Application Approved But Not Accepted | 940 | $143,221,000 | $152,000 | $520,000 | $48,000 | $423,000 |
| Loan Originated | 764 | $113,117,000 | $148,000 | $535,000 | $50,000 | $372,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 3 | $397,000 | $132,000 | $195,000 | $44,000 | $81,000 |
| Collateral | 3 | $647,000 | $215,000 | $375,000 | $79,000 | $96,000 |
| Other | 3 | $601,000 | $200,000 | $223,000 | $51,000 | $67,000 |
| Debt-To-Income Ratio | 1 | $137,000 | $137,000 | $137,000 | $51,000 | $51,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Equity Resources, Inc.'s 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Equity Resources, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.