Equity Resources Inc Mortgage Lending & HMDA Data, 2009

In 2009, Equity Resources Inc of Newark, OH reported 3,265 mortgage applications totaling $489.2 million, down 22% from 2008. The average application was for $149,841, and applicants reported an average income of $45,330. 23% of its applications resulted in an originated loan and 48% were denied. Its largest markets were Columbus, OH (526), Pittsburgh, PA (519) and Philadelphia, PA (206) (applications in parentheses).

Mortgage Company & Address Equity Resources Inc
Po Box 5177
Newark, OH 43055
Tel #: available with data download
Federal Regulator * available with data download
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Total Number of Mortgage Applications 3,265
Total Mortgage Loan Application Amount $489,233,000
Average Mortgage Loan Application Amount $149,841
Highest Mortgage Loan Application Amount $1,300,000
Average Applicant Income $45,330
Highest Applicant Income $1,284,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Equity Resources Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Equity Resources Inc by County in 2009

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Allegheny, Pennsylvania 258 $ 34,246,000 $ 132,736 $ 63,000
Franklin, Ohio 233 $ 34,458,000 $ 147,888 $ 43,000
Licking, Ohio 153 $ 19,742,000 $ 129,032 $ 43,000
Washington, Pennsylvania 88 $ 11,096,000 $ 126,090 $ 52,000
Westmoreland, Pennsylvania 86 $ 11,062,000 $ 128,627 $ 57,000
Fairfield, Ohio 78 $ 11,104,000 $ 142,358 $ 45,000
Philadelphia, Pennsylvania 73 $ 9,019,000 $ 123,547 $ 39,000
Hamilton, Ohio 61 $ 8,260,000 $ 135,409 $ 39,000
Cuyahoga, Ohio 53 $ 8,333,000 $ 157,226 $ 30,000
York, Pennsylvania 47 $ 8,712,000 $ 185,361 $ 60,000
Cambria, Pennsylvania 45 $ 3,795,000 $ 84,333 $ 47,000
Lancaster, Pennsylvania 43 $ 7,877,000 $ 183,186 $ 51,000
Clermont, Ohio 42 $ 6,278,000 $ 149,476 $ 49,000
Beaver, Pennsylvania 42 $ 4,597,000 $ 109,452 $ 45,000
Montgomery, Pennsylvania 41 $ 8,362,000 $ 203,951 $ 50,000
Marion, Indiana 39 $ 4,973,000 $ 127,512 $ 33,000
Knox, Ohio 38 $ 5,408,000 $ 142,315 $ 41,000
Bucks, Pennsylvania 37 $ 8,714,000 $ 235,513 $ 86,000
Butler, Ohio 35 $ 4,993,000 $ 142,657 $ 49,000
Richland, Ohio 34 $ 3,459,000 $ 101,735 $ 36,000
Berks, Pennsylvania 33 $ 5,120,000 $ 155,151 $ 42,000
Chester, Pennsylvania 31 $ 6,916,000 $ 223,096 $ 69,000
Montgomery, Ohio 30 $ 3,245,000 $ 108,166 $ 30,000
Butler, Pennsylvania 28 $ 4,907,000 $ 175,250 $ 86,000
Delaware, Ohio 26 $ 5,261,000 $ 202,346 $ 35,000
Warren, Ohio 26 $ 4,398,000 $ 169,153 $ 47,000
Lucas, Ohio 25 $ 3,072,000 $ 122,880 $ 35,000
Muskingum, Ohio 25 $ 2,607,000 $ 104,280 $ 38,000
Coshocton, Ohio 24 $ 1,953,000 $ 81,375 $ 38,000
Delaware, Pennsylvania 24 $ 4,212,000 $ 175,500 $ 39,000
Northampton, Pennsylvania 24 $ 4,719,000 $ 196,625 $ 48,000
Dauphin, Pennsylvania 22 $ 4,112,000 $ 186,909 $ 62,000
Orange, Florida 21 $ 3,681,000 $ 175,285 $ 27,000
Gwinnett, Georgia 21 $ 3,259,000 $ 155,190 $ 19,000
Perry, Ohio 21 $ 3,438,000 $ 163,714 $ 72,000
Summit, Ohio 21 $ 3,161,000 $ 150,523 $ 31,000
Lehigh, Pennsylvania 21 $ 3,579,000 $ 170,428 $ 51,000
Richland, South Carolina 21 $ 3,057,000 $ 145,571 $ 51,000
Lawrence, Pennsylvania 19 $ 2,309,000 $ 121,526 $ 51,000
Monroe, Pennsylvania 18 $ 3,236,000 $ 179,777 $ 58,000
Duval, Florida 17 $ 3,162,000 $ 186,000 $ 30,000
DeKalb, Georgia 17 $ 2,601,000 $ 153,000 $ 24,000
Erie, Pennsylvania 17 $ 2,461,000 $ 144,764 $ 82,000
Centre, Pennsylvania 16 $ 2,637,000 $ 164,812 $ 86,000
Fayette, Pennsylvania 16 $ 1,730,000 $ 108,125 $ 41,000
Mobile, Alabama 15 $ 2,196,000 $ 146,400 $ 49,000
New Castle, Delaware 15 $ 2,900,000 $ 193,333 $ 39,000
Palm Beach, Florida 15 $ 3,145,000 $ 209,666 $ 35,000
Miami, Ohio 15 $ 1,631,000 $ 108,733 $ 38,000
Portage, Ohio 15 $ 2,340,000 $ 156,000 $ 28,000
Hillsborough, Florida 14 $ 2,125,000 $ 151,785 $ 25,000
Polk, Florida 14 $ 2,624,000 $ 187,428 $ 42,000
Luzerne, Pennsylvania 14 $ 1,691,000 $ 120,785 $ 47,000
Fulton, Georgia 13 $ 2,330,000 $ 179,230 $ 34,000
Newton, Georgia 13 $ 1,786,000 $ 137,384 $ 16,000
Trumbull, Ohio 13 $ 1,642,000 $ 126,307 $ 24,000
Cumberland, Pennsylvania 13 $ 2,244,000 $ 172,615 $ 61,000
Portsmouth, Virginia 13 $ 1,987,000 $ 152,846 $ 36,000
Prince George's, Maryland 12 $ 3,229,000 $ 269,083 $ 57,000
Charleston, South Carolina 12 $ 1,928,000 $ 160,666 $ 34,000
Chesterfield, Virginia 12 $ 2,495,000 $ 207,916 $ 38,000
Lake, Indiana 11 $ 1,388,000 $ 126,181 $ 38,000
Kenton, Kentucky 11 $ 1,525,000 $ 138,636 $ 34,000
Baltimore City, Maryland 11 $ 1,902,000 $ 172,909 $ 40,000
Mecklenburg, North Carolina 11 $ 1,913,000 $ 173,909 $ 48,000
Clark, Ohio 11 $ 1,122,000 $ 102,000 $ 16,000
Marion, Ohio 11 $ 1,172,000 $ 106,545 $ 25,000
Morrow, Ohio 11 $ 1,347,000 $ 122,454 $ 21,000
Union, Ohio 11 $ 1,452,000 $ 132,000 $ 27,000
Blair, Pennsylvania 11 $ 1,788,000 $ 162,545 $ 71,000
Prince William, Virginia 11 $ 3,427,000 $ 311,545 $ 64,000
Henry, Georgia 10 $ 1,930,000 $ 193,000 $ 19,000
Greene, Ohio 10 $ 1,269,000 $ 126,900 $ 39,000
Lake, Ohio 10 $ 1,593,000 $ 159,300 $ 33,000
Pickaway, Ohio 10 $ 1,377,000 $ 137,700 $ 42,000
Stark, Ohio 10 $ 1,392,000 $ 139,200 $ 36,000
Somerset, Pennsylvania 10 $ 715,000 $ 71,500 $ 36,000
Newport News, Virginia 10 $ 1,507,000 $ 150,700 $ 48,000
Miami-Dade, Florida 9 $ 1,739,000 $ 193,222 $ 28,000
Pinellas, Florida 9 $ 1,653,000 $ 183,666 $ 52,000
Clayton, Georgia 9 $ 1,083,000 $ 120,333 $ 21,000
Paulding, Georgia 9 $ 1,304,000 $ 144,888 $ 42,000
Dorchester, South Carolina 9 $ 1,365,000 $ 151,666 $ 37,000
Greenville, South Carolina 9 $ 1,188,000 $ 132,000 $ 45,000
Spartanburg, South Carolina 9 $ 1,116,000 $ 124,000 $ 43,000
Chatham, Georgia 8 $ 1,056,000 $ 132,000 $ 25,000
Elkhart, Indiana 8 $ 1,111,000 $ 138,875 $ 26,000
Baltimore, Maryland 8 $ 1,799,000 $ 224,875 $ 67,000
Crawford, Ohio 8 $ 940,000 $ 117,500 $ 51,000
Franklin, Pennsylvania 8 $ 1,659,000 $ 207,375 $ 208,000
Chesapeake, Virginia 8 $ 2,324,000 $ 290,500 $ 22,000
Henrico, Virginia 8 $ 1,226,000 $ 153,250 $ 35,000
Cobb, Georgia 7 $ 1,069,000 $ 152,714 $ 22,000
Jefferson, Kentucky 7 $ 948,000 $ 135,428 $ 50,000
Champaign, Ohio 7 $ 772,000 $ 110,285 $ 37,000
Hancock, Ohio 7 $ 787,000 $ 112,428 $ 43,000
Washington, Ohio 7 $ 893,000 $ 127,571 $ 46,000
Wayne, Ohio 7 $ 1,010,000 $ 144,285 $ 20,000
Wood, Ohio 7 $ 1,185,000 $ 169,285 $ 25,000
Berkeley, South Carolina 7 $ 1,175,000 $ 167,857 $ 32,000
Virginia Beach, Virginia 7 $ 960,000 $ 137,142 $ 36,000
Jefferson, Alabama 6 $ 806,000 $ 134,333 $ 43,000
Brevard, Florida 6 $ 874,000 $ 145,666 $ 22,000
Clay, Florida 6 $ 974,000 $ 162,333 $ 59,000
Barrow, Georgia 6 $ 1,212,000 $ 202,000 $ 16,000
Richmond, Georgia 6 $ 776,000 $ 129,333 $ 58,000
Allen, Indiana 6 $ 857,000 $ 142,833 $ 23,000
Hendricks, Indiana 6 $ 993,000 $ 165,500 $ 60,000
Wake, North Carolina 6 $ 1,573,000 $ 262,166 $ 72,000
Darke, Ohio 6 $ 717,000 $ 119,500 $ 30,000
Guernsey, Ohio 6 $ 469,000 $ 78,166 $ 17,000
Henry, Ohio 6 $ 635,000 $ 105,833 $ 30,000
Logan, Ohio 6 $ 670,000 $ 111,666 $ 36,000
Sandusky, Ohio 6 $ 562,000 $ 93,666 $ 47,000
Tuscarawas, Ohio 6 $ 705,000 $ 117,500 $ 21,000
Fairfax, Virginia 6 $ 2,150,000 $ 358,333 $ 86,000
Richmond City, Virginia 6 $ 898,000 $ 149,666 $ 22,000
Madison, Alabama 5 $ 755,000 $ 151,000 $ 63,000
Manatee, Florida 5 $ 801,000 $ 160,200 $ 34,000
Seminole, Florida 5 $ 878,000 $ 175,600 $ 54,000
Volusia, Florida 5 $ 794,000 $ 158,800 $ 13,000
Carroll, Georgia 5 $ 677,000 $ 135,400 $ 44,000
Douglas, Georgia 5 $ 964,000 $ 192,800 $ 53,000
Hamilton, Indiana 5 $ 1,850,000 $ 370,000 $ 60,000
Harford, Maryland 5 $ 1,177,000 $ 235,400 $ 42,000
St. Mary's, Maryland 5 $ 1,093,000 $ 218,600 $ 90,000
Wicomico, Maryland 5 $ 830,000 $ 166,000 $ 7,000
Brown, Ohio 5 $ 762,000 $ 152,400 $ 57,000
Highland, Ohio 5 $ 481,000 $ 96,200 $ 25,000
Hocking, Ohio 5 $ 571,000 $ 114,200 $ 43,000
Lebanon, Pennsylvania 5 $ 910,000 $ 182,000 $ 47,000
Mercer, Pennsylvania 5 $ 773,000 $ 154,600 $ 69,000
Horry, South Carolina 5 $ 730,000 $ 146,000 $ 22,000
Norfolk, Virginia 5 $ 752,000 $ 150,400 $ 20,000
Montgomery, Alabama 4 $ 553,000 $ 138,250 $ 41,000
Broward, Florida 4 $ 717,000 $ 179,250 $ 6,000
Pasco, Florida 4 $ 660,000 $ 165,000 $ 30,000
Santa Rosa, Florida 4 $ 560,000 $ 140,000 $ 32,000
St. Lucie, Florida 4 $ 667,000 $ 166,750 $ 28,000
Hall, Georgia 4 $ 498,000 $ 124,500 $ 24,000
Houston, Georgia 4 $ 698,000 $ 174,500 $ 20,000
Walton, Georgia 4 $ 639,000 $ 159,750 $ 13,000
Porter, Indiana 4 $ 569,000 $ 142,250 $ 19,000
Boone, Kentucky 4 $ 735,000 $ 183,750 $ 61,000
Campbell, Kentucky 4 $ 784,000 $ 196,000 $ 29,000
Cabarrus, North Carolina 4 $ 673,000 $ 168,250 $ 51,000
Allen, Ohio 4 $ 506,000 $ 126,500 $ 34,000
Clinton, Ohio 4 $ 652,000 $ 163,000 $ 27,000
Columbiana, Ohio 4 $ 532,000 $ 133,000 $ 49,000
Fayette, Ohio 4 $ 324,000 $ 81,000 $ 24,000
Hardin, Ohio 4 $ 510,000 $ 127,500 $ 41,000
Jefferson, Ohio 4 $ 292,000 $ 73,000 $ 29,000
Lawrence, Ohio 4 $ 467,000 $ 116,750 $ 21,000
Lorain, Ohio 4 $ 711,000 $ 177,750 $ 84,000
Madison, Ohio 4 $ 611,000 $ 152,750 $ 21,000
Ottawa, Ohio 4 $ 516,000 $ 129,000 $ 31,000
Shelby, Ohio 4 $ 544,000 $ 136,000 $ 36,000
Clearfield, Pennsylvania 4 $ 378,000 $ 94,500 $ 45,000
Georgetown, South Carolina 4 $ 705,000 $ 176,250 $ 34,000
Spotsylvania, Virginia 4 $ 1,452,000 $ 363,000 $ 101,000
St. Clair, Alabama 3 $ 536,000 $ 178,666 $ 29,000
Alachua, Florida 3 $ 434,000 $ 144,666 $ 6,000
Lee, Florida 3 $ 408,000 $ 136,000 $ 19,000
Nassau, Florida 3 $ 615,000 $ 205,000 $ 75,000
Okaloosa, Florida 3 $ 497,000 $ 165,666 $ 0
Osceola, Florida 3 $ 911,000 $ 303,666 $ 36,000
Bibb, Georgia 3 $ 525,000 $ 175,000 $ 65,000
Camden, Georgia 3 $ 537,000 $ 179,000 $ 0
Catoosa, Georgia 3 $ 345,000 $ 115,000 $ 4,000
Cherokee, Georgia 3 $ 489,000 $ 163,000 $ 35,000
Clarke, Georgia 3 $ 438,000 $ 146,000 $ 11,000
Coweta, Georgia 3 $ 496,000 $ 165,333 $ 35,000
Madison, Georgia 3 $ 430,000 $ 143,333 $ 37,000
Shelby, Kentucky 3 $ 386,000 $ 128,666 $ 38,000
Calvert, Maryland 3 $ 594,000 $ 198,000 $ 49,000
Montgomery, Maryland 3 $ 1,136,000 $ 378,666 $ 109,000
Washington, Maryland 3 $ 589,000 $ 196,333 $ 12,000
Worcester, Maryland 3 $ 692,000 $ 230,666 $ 68,000
Buncombe, North Carolina 3 $ 282,000 $ 94,000 $ 37,000
Davidson, North Carolina 3 $ 581,000 $ 193,666 $ 7,000
Forsyth, North Carolina 3 $ 471,000 $ 157,000 $ 0
Guilford, North Carolina 3 $ 278,000 $ 92,666 $ 26,000
Iredell, North Carolina 3 $ 306,000 $ 102,000 $ 35,000
Ashland, Ohio 3 $ 379,000 $ 126,333 $ 52,000
Fulton, Ohio 3 $ 380,000 $ 126,666 $ 21,000
Huron, Ohio 3 $ 472,000 $ 157,333 $ 56,000
Mercer, Ohio 3 $ 341,000 $ 113,666 $ 54,000
Ross, Ohio 3 $ 427,000 $ 142,333 $ 0
Columbia, Pennsylvania 3 $ 416,000 $ 138,666 $ 69,000
Crawford, Pennsylvania 3 $ 303,000 $ 101,000 $ 58,000
Huntingdon, Pennsylvania 3 $ 411,000 $ 137,000 $ 75,000
Lackawanna, Pennsylvania 3 $ 445,000 $ 148,333 $ 73,000
Perry, Pennsylvania 3 $ 447,000 $ 149,000 $ 16,000
Schuylkill, Pennsylvania 3 $ 453,000 $ 151,000 $ 80,000
Union, Pennsylvania 3 $ 329,000 $ 109,666 $ 45,000
James City, Virginia 3 $ 615,000 $ 205,000 $ 50,000
Warren, Virginia 3 $ 688,000 $ 229,333 $ 55,000
Baldwin, Alabama 2 $ 268,000 $ 134,000 $ 42,000
Shelby, Alabama 2 $ 353,000 $ 176,500 $ 36,000
Kent, Delaware 2 $ 468,000 $ 234,000 $ 0
Baker, Florida 2 $ 320,000 $ 160,000 $ 65,000
Bay, Florida 2 $ 361,000 $ 180,500 $ 0
Citrus, Florida 2 $ 354,000 $ 177,000 $ 55,000
Leon, Florida 2 $ 271,000 $ 135,500 $ 24,000
Bartow, Georgia 2 $ 277,000 $ 138,500 $ 28,000
Columbia, Georgia 2 $ 255,000 $ 127,500 $ 33,000
Dougherty, Georgia 2 $ 349,000 $ 174,500 $ 0
Floyd, Georgia 2 $ 155,000 $ 77,500 $ 8,000
Glynn, Georgia 2 $ 379,000 $ 189,500 $ 0
Jackson, Georgia 2 $ 244,000 $ 122,000 $ 19,000
Muscogee, Georgia 2 $ 199,000 $ 99,500 $ 28,000
Rockdale, Georgia 2 $ 232,000 $ 116,000 $ 28,000
Walker, Georgia 2 $ 274,000 $ 137,000 $ 42,000
Boyd, Kentucky 2 $ 78,000 $ 39,000 $ 17,000
Hardin, Kentucky 2 $ 236,000 $ 118,000 $ 0
Allegany, Maryland 2 $ 262,000 $ 131,000 $ 18,000
Anne Arundel, Maryland 2 $ 583,000 $ 291,500 $ 21,000
Charles, Maryland 2 $ 447,000 $ 223,500 $ 27,000
Alamance, North Carolina 2 $ 172,000 $ 86,000 $ 32,000
Catawba, North Carolina 2 $ 141,000 $ 70,500 $ 35,000
Cumberland, North Carolina 2 $ 262,000 $ 131,000 $ 53,000
Ashtabula, Ohio 2 $ 267,000 $ 133,500 $ 22,000
Athens, Ohio 2 $ 318,000 $ 159,000 $ 0
Belmont, Ohio 2 $ 144,000 $ 72,000 $ 50,000
Geauga, Ohio 2 $ 257,000 $ 128,500 $ 37,000
Jackson, Ohio 2 $ 150,000 $ 75,000 $ 12,000
Mahoning, Ohio 2 $ 206,000 $ 103,000 $ 12,000
Medina, Ohio 2 $ 256,000 $ 128,000 $ 0
Scioto, Ohio 2 $ 442,000 $ 221,000 $ 113,000
Seneca, Ohio 2 $ 246,000 $ 123,000 $ 9,000
Williams, Ohio 2 $ 252,000 $ 126,000 $ 30,000
Adams, Pennsylvania 2 $ 480,000 $ 240,000 $ 157,000
Bedford, Pennsylvania 2 $ 355,000 $ 177,500 $ 37,000
Bradford, Pennsylvania 2 $ 357,000 $ 178,500 $ 63,000
Carbon, Pennsylvania 2 $ 310,000 $ 155,000 $ 64,000
Clinton, Pennsylvania 2 $ 328,000 $ 164,000 $ 73,000
Fulton, Pennsylvania 2 $ 319,000 $ 159,500 $ 40,000
Greene, Pennsylvania 2 $ 130,000 $ 65,000 $ 25,000
Indiana, Pennsylvania 2 $ 230,000 $ 115,000 $ 56,000
Lycoming, Pennsylvania 2 $ 290,000 $ 145,000 $ 32,000
Mifflin, Pennsylvania 2 $ 268,000 $ 134,000 $ 68,000
Pike, Pennsylvania 2 $ 350,000 $ 175,000 $ 68,000
Snyder, Pennsylvania 2 $ 290,000 $ 145,000 $ 112,000
Aiken, South Carolina 2 $ 248,000 $ 124,000 $ 34,000
Darlington, South Carolina 2 $ 255,000 $ 127,500 $ 19,000
Harrisonburg, Virginia 2 $ 379,000 $ 189,500 $ 0
King George, Virginia 2 $ 530,000 $ 265,000 $ 132,000
Loudoun, Virginia 2 $ 911,000 $ 455,500 $ 131,000
Suffolk, Virginia 2 $ 339,000 $ 169,500 $ 44,000
York, Virginia 2 $ 485,000 $ 242,500 $ 77,000
Lee, Alabama 1 $ 157,000 $ 157,000 $ 0
Sussex, Delaware 1 $ 252,000 $ 252,000 $ 122,000
Calhoun, Florida 1 $ 149,000 $ 149,000 $ 0
Charlotte, Florida 1 $ 175,000 $ 175,000 $ 17,000
Collier, Florida 1 $ 225,000 $ 225,000 $ 0
Escambia, Florida 1 $ 235,000 $ 235,000 $ 0
Flagler, Florida 1 $ 138,000 $ 138,000 $ 16,000
Glades, Florida 1 $ 168,000 $ 168,000 $ 37,000
Hardee, Florida 1 $ 140,000 $ 140,000 $ 21,000
Hernando, Florida 1 $ 154,000 $ 154,000 $ 0
Highlands, Florida 1 $ 74,000 $ 74,000 $ 33,000
Jackson, Florida 1 $ 146,000 $ 146,000 $ 0
Liberty, Florida 1 $ 100,000 $ 100,000 $ 25,000
Marion, Florida 1 $ 220,000 $ 220,000 $ 85,000
Okeechobee, Florida 1 $ 88,000 $ 88,000 $ 0
Putnam, Florida 1 $ 202,000 $ 202,000 $ 0
Sarasota, Florida 1 $ 192,000 $ 192,000 $ 78,000
Union, Florida 1 $ 142,000 $ 142,000 $ 0
Butts, Georgia 1 $ 110,000 $ 110,000 $ 23,000
Effingham, Georgia 1 $ 128,000 $ 128,000 $ 44,000
Emanuel, Georgia 1 $ 41,000 $ 41,000 $ 17,000
Fayette, Georgia 1 $ 171,000 $ 171,000 $ 69,000
Franklin, Georgia 1 $ 151,000 $ 151,000 $ 27,000
Gilmer, Georgia 1 $ 82,000 $ 82,000 $ 54,000
Monroe, Georgia 1 $ 227,000 $ 227,000 $ 0
Oglethorpe, Georgia 1 $ 83,000 $ 83,000 $ 33,000
Polk, Georgia 1 $ 155,000 $ 155,000 $ 42,000
Putnam, Georgia 1 $ 194,000 $ 194,000 $ 103,000
Rabun, Georgia 1 $ 90,000 $ 90,000 $ 32,000
Spalding, Georgia 1 $ 136,000 $ 136,000 $ 55,000
Stephens, Georgia 1 $ 207,000 $ 207,000 $ 72,000
Union, Georgia 1 $ 176,000 $ 176,000 $ 0
Ware, Georgia 1 $ 80,000 $ 80,000 $ 0
Whitfield, Georgia 1 $ 100,000 $ 100,000 $ 0
Cass, Indiana 1 $ 127,000 $ 127,000 $ 0
Dearborn, Indiana 1 $ 392,000 $ 392,000 $ 180,000
Delaware, Indiana 1 $ 194,000 $ 194,000 $ 0
Jasper, Indiana 1 $ 88,000 $ 88,000 $ 0
Jefferson, Indiana 1 $ 235,000 $ 235,000 $ 0
LaGrange, Indiana 1 $ 131,000 $ 131,000 $ 0
LaPorte, Indiana 1 $ 132,000 $ 132,000 $ 0
Marshall, Indiana 1 $ 114,000 $ 114,000 $ 53,000
Posey, Indiana 1 $ 201,000 $ 201,000 $ 70,000
Shelby, Indiana 1 $ 119,000 $ 119,000 $ 46,000
St. Joseph, Indiana 1 $ 108,000 $ 108,000 $ 23,000
Wayne, Indiana 1 $ 57,000 $ 57,000 $ 0
Bourbon, Kentucky 1 $ 141,000 $ 141,000 $ 0
Bullitt, Kentucky 1 $ 135,000 $ 135,000 $ 44,000
Christian, Kentucky 1 $ 110,000 $ 110,000 $ 54,000
Pendleton, Kentucky 1 $ 210,000 $ 210,000 $ 65,000
Warren, Kentucky 1 $ 98,000 $ 98,000 $ 37,000
Woodford, Kentucky 1 $ 179,000 $ 179,000 $ 0
Cecil, Maryland 1 $ 169,000 $ 169,000 $ 0
Ashe, North Carolina 1 $ 92,000 $ 92,000 $ 28,000
Currituck, North Carolina 1 $ 195,000 $ 195,000 $ 0
Durham, North Carolina 1 $ 173,000 $ 173,000 $ 22,000
Franklin, North Carolina 1 $ 73,000 $ 73,000 $ 35,000
Gaston, North Carolina 1 $ 68,000 $ 68,000 $ 32,000
Harnett, North Carolina 1 $ 147,000 $ 147,000 $ 63,000
Henderson, North Carolina 1 $ 149,000 $ 149,000 $ 4,000
Johnston, North Carolina 1 $ 50,000 $ 50,000 $ 60,000
Union, North Carolina 1 $ 202,000 $ 202,000 $ 0
Vance, North Carolina 1 $ 171,000 $ 171,000 $ 40,000
Auglaize, Ohio 1 $ 142,000 $ 142,000 $ 0
Harrison, Ohio 1 $ 80,000 $ 80,000 $ 54,000
Meigs, Ohio 1 $ 88,000 $ 88,000 $ 51,000
Morgan, Ohio 1 $ 88,000 $ 88,000 $ 64,000
Preble, Ohio 1 $ 132,000 $ 132,000 $ 0
Wyandot, Ohio 1 $ 119,000 $ 119,000 $ 31,000
Armstrong, Pennsylvania 1 $ 122,000 $ 122,000 $ 55,000
Clarion, Pennsylvania 1 $ 56,000 $ 56,000 $ 60,000
Jefferson, Pennsylvania 1 $ 37,000 $ 37,000 $ 41,000
McKean, Pennsylvania 1 $ 49,000 $ 49,000 $ 45,000
Montour, Pennsylvania 1 $ 156,000 $ 156,000 $ 52,000
Northumberland, Pennsylvania 1 $ 71,000 $ 71,000 $ 0
Potter, Pennsylvania 1 $ 129,000 $ 129,000 $ 74,000
Susquehanna, Pennsylvania 1 $ 53,000 $ 53,000 $ 34,000
Venango, Pennsylvania 1 $ 101,000 $ 101,000 $ 12,000
Warren, Pennsylvania 1 $ 75,000 $ 75,000 $ 0
Wyoming, Pennsylvania 1 $ 187,000 $ 187,000 $ 80,000
Edgefield, South Carolina 1 $ 151,000 $ 151,000 $ 0
Florence, South Carolina 1 $ 120,000 $ 120,000 $ 49,000
Lancaster, South Carolina 1 $ 157,000 $ 157,000 $ 0
Lexington, South Carolina 1 $ 150,000 $ 150,000 $ 60,000
Newberry, South Carolina 1 $ 217,000 $ 217,000 $ 0
Orangeburg, South Carolina 1 $ 165,000 $ 165,000 $ 62,000
Arlington, Virginia 1 $ 634,000 $ 634,000 $ 216,000
Caroline, Virginia 1 $ 290,000 $ 290,000 $ 65,000
Culpeper, Virginia 1 $ 292,000 $ 292,000 $ 76,000
Fauquier, Virginia 1 $ 630,000 $ 630,000 $ 0
Hampton, Virginia 1 $ 176,000 $ 176,000 $ 82,000
Hanover, Virginia 1 $ 140,000 $ 140,000 $ 26,000
Smyth, Virginia 1 $ 247,000 $ 247,000 $ 100,000

Mortgage Loan Application Detail Totals for Equity Resources Inc in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,870 $437,504,000 $152,000 $1,300,000 $44,000 $458,000
Home Purchase 395 $51,729,000 $130,000 $417,000 $55,000 $1,284,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,593 $388,242,000 $149,000 $1,300,000 $48,000 $1,284,000
Black or African American 557 $82,768,000 $148,000 $644,000 $36,000 $423,000
Hispanic 78 $12,164,000 $155,000 $460,000 $31,000 $152,000
Asian 27 $4,854,000 $179,000 $417,000 $40,000 $208,000
American Indian or Alaskan Native 9 $1,108,000 $123,000 $193,000 $30,000 $96,000
Native Hawaiian or Other Pacific Islander 1 $97,000 $97,000 $97,000 $30,000 $30,000
Not applicable 0 $0 $0 $0 $0 $0
Not Provided 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 1,704 $258,588,000 $151,000 $634,000 $41,000 $293,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,506 $224,200,000 $148,000 $1,300,000 $50,000 $1,284,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 37 $3,484,000 $94,000 $193,000 $36,000 $72,000
VA-guaranteed (Veterans Administration) 18 $2,961,000 $164,000 $260,000 $42,000 $97,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 1,561 $232,895,000 $149,000 $1,300,000 $41,000 $1,284,000
Application Approved But Not Accepted 940 $143,221,000 $152,000 $520,000 $48,000 $423,000
Loan Originated 764 $113,117,000 $148,000 $535,000 $50,000 $372,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
Application Withdrawn By Applicant 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 3 $397,000 $132,000 $195,000 $44,000 $81,000
Collateral 3 $647,000 $215,000 $375,000 $79,000 $96,000
Other 3 $601,000 $200,000 $223,000 $51,000 $67,000
Debt-To-Income Ratio 1 $137,000 $137,000 $137,000 $51,000 $51,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Equity Resources Inc's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Equity Resources Inc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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