Equity Resources, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Equity Resources, Inc. 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Equity Resources, Inc. Po Box 5177 Newark, OH 43058 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,667 |
| Total Mortgage Loan Application Amount | $795,459,000 |
| Average Mortgage Loan Application Amount | $164,500 |
| Highest Mortgage Loan Application Amount | $1,098,000 |
| Average Applicant Income | $81,500 |
| Highest Applicant Income | $1,452,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Equity Resources, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Equity Resources, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Equity Resources, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Equity Resources, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Equity Resources, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Equity Resources, Inc.'s mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Franklin County Ohio | 607 | $ 101,364,000 | $ 166,000 | $ 98,000 |
| Allegheny County Pennsylvania | 372 | $ 54,024,000 | $ 145,000 | $ 80,000 |
| Delaware County Ohio | 309 | $ 71,271,000 | $ 230,000 | $ 130,000 |
| Licking County Ohio | 169 | $ 24,681,000 | $ 146,000 | $ 70,000 |
| Westmoreland County Pennsylvania | 160 | $ 21,108,000 | $ 131,000 | $ 70,000 |
| St. Mary's County Maryland | 159 | $ 42,517,000 | $ 267,000 | $ 100,000 |
| Warren County Ohio | 133 | $ 21,505,000 | $ 161,000 | $ 100,000 |
| Montgomery County Ohio | 131 | $ 16,201,000 | $ 123,000 | $ 68,000 |
| Hamilton County Ohio | 130 | $ 19,336,000 | $ 148,000 | $ 89,000 |
| Washington County Pennsylvania | 123 | $ 16,880,000 | $ 137,000 | $ 66,000 |
| Butler County Ohio | 117 | $ 16,848,000 | $ 144,000 | $ 71,000 |
| Lucas County Ohio | 114 | $ 13,729,000 | $ 120,000 | $ 64,000 |
| Clermont County Ohio | 108 | $ 18,240,000 | $ 168,000 | $ 87,000 |
| Fairfield County Ohio | 100 | $ 15,329,000 | $ 153,000 | $ 77,000 |
| Montgomery County Maryland | 75 | $ 25,772,000 | $ 343,000 | $ 141,000 |
| Union County Ohio | 68 | $ 14,861,000 | $ 218,000 | $ 110,000 |
| Blair County Pennsylvania | 68 | $ 7,687,000 | $ 113,000 | $ 52,000 |
| Knox County Ohio | 65 | $ 7,688,000 | $ 118,000 | $ 63,000 |
| Calvert County Maryland | 64 | $ 15,704,000 | $ 245,000 | $ 84,000 |
| Clark County Ohio | 47 | $ 6,578,000 | $ 139,000 | $ 79,000 |
| Beaver County Pennsylvania | 46 | $ 5,233,000 | $ 113,000 | $ 60,000 |
| Prince George's County Maryland | 44 | $ 13,174,000 | $ 299,000 | $ 106,000 |
| Frederick County Maryland | 42 | $ 14,544,000 | $ 346,000 | $ 136,000 |
| Butler County Pennsylvania | 41 | $ 7,947,000 | $ 193,000 | $ 90,000 |
| Clinton County Ohio | 40 | $ 4,328,000 | $ 108,000 | $ 52,000 |
| Cuyahoga County Ohio | 37 | $ 5,357,000 | $ 144,000 | $ 64,000 |
| Lancaster County Pennsylvania | 37 | $ 6,073,000 | $ 164,000 | $ 95,000 |
| Montgomery County Pennsylvania | 35 | $ 7,313,000 | $ 208,000 | $ 120,000 |
| Anne Arundel County Maryland | 33 | $ 9,314,000 | $ 282,000 | $ 101,000 |
| Stark County Ohio | 32 | $ 4,175,000 | $ 130,000 | $ 79,000 |
| York County Pennsylvania | 31 | $ 5,727,000 | $ 184,000 | $ 89,000 |
| Greene County Ohio | 30 | $ 4,052,000 | $ 135,000 | $ 71,000 |
| Pickaway County Ohio | 29 | $ 4,027,000 | $ 138,000 | $ 72,000 |
| Summit County Ohio | 26 | $ 3,538,000 | $ 136,000 | $ 73,000 |
| Wood County Ohio | 26 | $ 3,811,000 | $ 146,000 | $ 68,000 |
| Philadelphia County Pennsylvania | 26 | $ 3,824,000 | $ 147,000 | $ 58,000 |
| Miami County Ohio | 23 | $ 2,984,000 | $ 129,000 | $ 67,000 |
| Cambria County Pennsylvania | 23 | $ 2,236,000 | $ 97,000 | $ 50,000 |
| Lorain County Ohio | 22 | $ 3,311,000 | $ 150,000 | $ 72,000 |
| Richland County Ohio | 22 | $ 2,365,000 | $ 107,000 | $ 58,000 |
| Chester County Pennsylvania | 22 | $ 5,059,000 | $ 229,000 | $ 116,000 |
| Monroe County Michigan | 21 | $ 3,261,000 | $ 155,000 | $ 68,000 |
| Lawrence County Pennsylvania | 19 | $ 2,090,000 | $ 110,000 | $ 63,000 |
| Charles County Maryland | 18 | $ 4,053,000 | $ 225,000 | $ 90,000 |
| District of Columbia County District Of Columbia | 17 | $ 5,309,000 | $ 312,000 | $ 103,000 |
| Bucks County Pennsylvania | 17 | $ 4,025,000 | $ 236,000 | $ 124,000 |
| Fayette County Pennsylvania | 17 | $ 1,915,000 | $ 112,000 | $ 57,000 |
| Fulton County Ohio | 16 | $ 1,954,000 | $ 122,000 | $ 57,000 |
| Medina County Ohio | 16 | $ 2,384,000 | $ 149,000 | $ 175,000 |
| Muskingum County Ohio | 16 | $ 1,582,000 | $ 98,000 | $ 55,000 |
| Berks County Pennsylvania | 16 | $ 2,663,000 | $ 166,000 | $ 80,000 |
| Somerset County Pennsylvania | 16 | $ 1,411,000 | $ 88,000 | $ 66,000 |
| Seminole County Florida | 15 | $ 2,212,000 | $ 147,000 | $ 50,000 |
| Harford County Maryland | 15 | $ 4,990,000 | $ 332,000 | $ 97,000 |
| Perry County Ohio | 15 | $ 1,614,000 | $ 107,000 | $ 66,000 |
| Portage County Ohio | 15 | $ 2,418,000 | $ 161,000 | $ 75,000 |
| Morrow County Ohio | 14 | $ 2,239,000 | $ 159,000 | $ 80,000 |
| Lake County Ohio | 13 | $ 1,794,000 | $ 138,000 | $ 62,000 |
| Dauphin County Pennsylvania | 13 | $ 1,799,000 | $ 138,000 | $ 72,000 |
| Sussex County Delaware | 12 | $ 3,336,000 | $ 278,000 | $ 158,000 |
| Baltimore County Maryland | 12 | $ 3,034,000 | $ 252,000 | $ 133,000 |
| Highland County Ohio | 12 | $ 1,389,000 | $ 115,000 | $ 44,000 |
| Marion County Ohio | 12 | $ 1,354,000 | $ 112,000 | $ 48,000 |
| Fairfax County Virginia | 12 | $ 3,879,000 | $ 323,000 | $ 163,000 |
| Wayne County Indiana | 11 | $ 884,000 | $ 80,000 | $ 33,000 |
| Carroll County Maryland | 11 | $ 3,355,000 | $ 305,000 | $ 124,000 |
| Lawrence County Ohio | 11 | $ 1,360,000 | $ 123,000 | $ 77,000 |
| Madison County Ohio | 11 | $ 2,368,000 | $ 215,000 | $ 98,000 |
| Crawford County Ohio | 10 | $ 898,000 | $ 89,000 | $ 65,000 |
| Darke County Ohio | 10 | $ 798,000 | $ 79,000 | $ 43,000 |
| Preble County Ohio | 10 | $ 1,145,000 | $ 114,000 | $ 47,000 |
| Centre County Pennsylvania | 10 | $ 1,575,000 | $ 157,000 | $ 76,000 |
| Mahoning County Ohio | 9 | $ 1,156,000 | $ 128,000 | $ 73,000 |
| Trumbull County Ohio | 9 | $ 1,302,000 | $ 144,000 | $ 74,000 |
| Wayne County Ohio | 9 | $ 1,123,000 | $ 124,000 | $ 69,000 |
| Cumberland County Pennsylvania | 9 | $ 1,640,000 | $ 182,000 | $ 98,000 |
| Franklin County Pennsylvania | 9 | $ 1,540,000 | $ 171,000 | $ 72,000 |
| Lehigh County Pennsylvania | 9 | $ 1,721,000 | $ 191,000 | $ 107,000 |
| Luzerne County Pennsylvania | 9 | $ 1,544,000 | $ 171,000 | $ 121,000 |
| Howard County Maryland | 8 | $ 2,514,000 | $ 314,000 | $ 147,000 |
| Brown County Ohio | 8 | $ 1,111,000 | $ 138,000 | $ 69,000 |
| Coshocton County Ohio | 8 | $ 761,000 | $ 95,000 | $ 57,000 |
| Clearfield County Pennsylvania | 8 | $ 786,000 | $ 98,000 | $ 65,000 |
| Erie County Pennsylvania | 8 | $ 1,264,000 | $ 158,000 | $ 61,000 |
| Lebanon County Pennsylvania | 8 | $ 1,384,000 | $ 173,000 | $ 68,000 |
| Allen County Ohio | 7 | $ 741,000 | $ 105,000 | $ 46,000 |
| Ashland County Ohio | 7 | $ 1,541,000 | $ 220,000 | $ 63,000 |
| Adams County Pennsylvania | 7 | $ 1,418,000 | $ 202,000 | $ 106,000 |
| Northampton County Pennsylvania | 7 | $ 1,485,000 | $ 212,000 | $ 114,000 |
| Loudoun County Virginia | 7 | $ 3,062,000 | $ 437,000 | $ 128,000 |
| Orange County Florida | 6 | $ 1,329,000 | $ 221,000 | $ 66,000 |
| Washington County Maryland | 6 | $ 1,287,000 | $ 214,000 | $ 85,000 |
| Champaign County Ohio | 6 | $ 1,120,000 | $ 186,000 | $ 75,000 |
| Hancock County Ohio | 6 | $ 767,000 | $ 127,000 | $ 78,000 |
| Logan County Ohio | 6 | $ 966,000 | $ 161,000 | $ 102,000 |
| Ross County Ohio | 6 | $ 723,000 | $ 120,000 | $ 96,000 |
| Armstrong County Pennsylvania | 6 | $ 821,000 | $ 136,000 | $ 147,000 |
| Delaware County Pennsylvania | 6 | $ 1,402,000 | $ 233,000 | $ 143,000 |
| Greene County Pennsylvania | 6 | $ 470,000 | $ 78,000 | $ 41,000 |
| Kenton County Kentucky | 5 | $ 1,139,000 | $ 227,000 | $ 107,000 |
| Wayne County Michigan | 5 | $ 830,000 | $ 166,000 | $ 74,000 |
| Auglaize County Ohio | 5 | $ 704,000 | $ 140,000 | $ 60,000 |
| Columbiana County Ohio | 5 | $ 787,000 | $ 157,000 | $ 73,000 |
| Henry County Ohio | 5 | $ 622,000 | $ 124,000 | $ 72,000 |
| Hocking County Ohio | 5 | $ 668,000 | $ 133,000 | $ 82,000 |
| Huron County Ohio | 5 | $ 583,000 | $ 116,000 | $ 74,000 |
| Ottawa County Ohio | 5 | $ 745,000 | $ 149,000 | $ 144,000 |
| Sandusky County Ohio | 5 | $ 512,000 | $ 102,000 | $ 58,000 |
| Scioto County Ohio | 5 | $ 450,000 | $ 90,000 | $ 57,000 |
| Mercer County Pennsylvania | 5 | $ 587,000 | $ 117,000 | $ 53,000 |
| Campbell County Kentucky | 4 | $ 589,000 | $ 147,000 | $ 91,000 |
| Ashtabula County Ohio | 4 | $ 646,000 | $ 161,000 | $ 85,000 |
| Jackson County Ohio | 4 | $ 358,000 | $ 89,000 | $ 47,000 |
| Shelby County Ohio | 4 | $ 736,000 | $ 184,000 | $ 86,000 |
| Monroe County Pennsylvania | 4 | $ 461,000 | $ 115,000 | $ 54,000 |
| Schuylkill County Pennsylvania | 4 | $ 579,000 | $ 144,000 | $ 73,000 |
| Elmore County Alabama | 3 | $ 598,000 | $ 199,000 | $ 59,000 |
| Madison County Alabama | 3 | $ 393,000 | $ 131,000 | $ 55,000 |
| Palm Beach County Florida | 3 | $ 618,000 | $ 206,000 | $ 124,000 |
| Boone County Kentucky | 3 | $ 339,000 | $ 113,000 | $ 75,000 |
| Baltimore City County Maryland | 3 | $ 458,000 | $ 152,000 | $ 88,000 |
| Adams County Ohio | 3 | $ 528,000 | $ 176,000 | $ 93,000 |
| Belmont County Ohio | 3 | $ 402,000 | $ 134,000 | $ 74,000 |
| Carroll County Ohio | 3 | $ 524,000 | $ 174,000 | $ 110,000 |
| Geauga County Ohio | 3 | $ 433,000 | $ 144,000 | $ 65,000 |
| Hardin County Ohio | 3 | $ 365,000 | $ 121,000 | $ 32,000 |
| Jefferson County Ohio | 3 | $ 239,000 | $ 79,000 | $ 69,000 |
| Tuscarawas County Ohio | 3 | $ 254,000 | $ 84,000 | $ 51,000 |
| Williams County Ohio | 3 | $ 362,000 | $ 120,000 | $ 55,000 |
| Crawford County Pennsylvania | 3 | $ 507,000 | $ 169,000 | $ 71,000 |
| Indiana County Pennsylvania | 3 | $ 199,000 | $ 66,000 | $ 33,000 |
| Susquehanna County Pennsylvania | 3 | $ 420,000 | $ 140,000 | $ 61,000 |
| Venango County Pennsylvania | 3 | $ 319,000 | $ 106,000 | $ 73,000 |
| Arlington County Virginia | 3 | $ 1,253,000 | $ 417,000 | $ 150,000 |
| Jefferson County Alabama | 2 | $ 272,000 | $ 136,000 | $ 49,000 |
| Hillsborough County Florida | 2 | $ 584,000 | $ 292,000 | $ 114,000 |
| Pasco County Florida | 2 | $ 276,000 | $ 138,000 | $ 251,000 |
| Volusia County Florida | 2 | $ 259,000 | $ 129,000 | $ 34,000 |
| Franklin County Indiana | 2 | $ 302,000 | $ 151,000 | $ 58,000 |
| LaPorte County Indiana | 2 | $ 258,000 | $ 129,000 | $ 47,000 |
| Marshall County Indiana | 2 | $ 218,000 | $ 109,000 | $ 58,000 |
| Boyd County Kentucky | 2 | $ 120,000 | $ 60,000 | $ 49,000 |
| Greenup County Kentucky | 2 | $ 137,000 | $ 68,000 | $ 21,000 |
| Worcester County Maryland | 2 | $ 441,000 | $ 220,000 | $ 110,000 |
| Lee County North Carolina | 2 | $ 155,000 | $ 77,000 | $ 32,000 |
| Athens County Ohio | 2 | $ 214,000 | $ 107,000 | $ 73,000 |
| Erie County Ohio | 2 | $ 217,000 | $ 108,000 | $ 98,000 |
| Fayette County Ohio | 2 | $ 149,000 | $ 74,000 | $ 40,000 |
| Harrison County Ohio | 2 | $ 138,000 | $ 69,000 | $ 93,000 |
| Holmes County Ohio | 2 | $ 463,000 | $ 231,000 | $ 54,000 |
| Noble County Ohio | 2 | $ 416,000 | $ 208,000 | $ 87,000 |
| Seneca County Ohio | 2 | $ 177,000 | $ 88,000 | $ 46,000 |
| Washington County Ohio | 2 | $ 418,000 | $ 209,000 | $ 119,000 |
| Bedford County Pennsylvania | 2 | $ 262,000 | $ 131,000 | $ 73,000 |
| Huntingdon County Pennsylvania | 2 | $ 157,000 | $ 78,000 | $ 37,000 |
| Lackawanna County Pennsylvania | 2 | $ 522,000 | $ 261,000 | $ 58,000 |
| Lycoming County Pennsylvania | 2 | $ 325,000 | $ 162,000 | $ 88,000 |
| Northumberland County Pennsylvania | 2 | $ 160,000 | $ 80,000 | $ 61,000 |
| Pike County Pennsylvania | 2 | $ 336,000 | $ 168,000 | $ 63,000 |
| Warren County Pennsylvania | 2 | $ 315,000 | $ 157,000 | $ 97,000 |
| Spartanburg County South Carolina | 2 | $ 170,000 | $ 85,000 | $ 36,000 |
| Fairfax City County Virginia | 2 | $ 800,000 | $ 400,000 | $ 118,000 |
| Spotsylvania County Virginia | 2 | $ 410,000 | $ 205,000 | $ 66,000 |
| Broward County Florida | 1 | $ 417,000 | $ 417,000 | $ 140,000 |
| Charlotte County Florida | 1 | $ 175,000 | $ 175,000 | $ 71,000 |
| Collier County Florida | 1 | $ 158,000 | $ 158,000 | $ 171,000 |
| Duval County Florida | 1 | $ 175,000 | $ 175,000 | $ 82,000 |
| Santa Rosa County Florida | 1 | $ 152,000 | $ 152,000 | $ 83,000 |
| Clayton County Georgia | 1 | $ 92,000 | $ 92,000 | $ 69,000 |
| Newton County Georgia | 1 | $ 185,000 | $ 185,000 | $ 50,000 |
| Dearborn County Indiana | 1 | $ 110,000 | $ 110,000 | $ 28,000 |
| Delaware County Indiana | 1 | $ 81,000 | $ 81,000 | $ 72,000 |
| Hamilton County Indiana | 1 | $ 159,000 | $ 159,000 | $ 100,000 |
| Hancock County Indiana | 1 | $ 150,000 | $ 150,000 | $ 103,000 |
| Hendricks County Indiana | 1 | $ 190,000 | $ 190,000 | $ 67,000 |
| Jefferson County Indiana | 1 | $ 232,000 | $ 232,000 | $ 75,000 |
| Marion County Indiana | 1 | $ 210,000 | $ 210,000 | $ 62,000 |
| Wells County Indiana | 1 | $ 76,000 | $ 76,000 | $ 42,000 |
| Carter County Kentucky | 1 | $ 58,000 | $ 58,000 | $ 22,000 |
| Fayette County Kentucky | 1 | $ 80,000 | $ 80,000 | $ 95,000 |
| Jefferson County Kentucky | 1 | $ 122,000 | $ 122,000 | $ 87,000 |
| Garrett County Maryland | 1 | $ 226,000 | $ 226,000 | $ 130,000 |
| Kent County Maryland | 1 | $ 360,000 | $ 360,000 | $ 126,000 |
| Queen Anne's County Maryland | 1 | $ 316,000 | $ 316,000 | $ 119,000 |
| Huron County Michigan | 1 | $ 73,000 | $ 73,000 | $ 71,000 |
| Oakland County Michigan | 1 | $ 229,000 | $ 229,000 | $ 62,000 |
| Buncombe County North Carolina | 1 | $ 134,000 | $ 134,000 | $ 43,000 |
| Cumberland County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 26,000 |
| Mecklenburg County North Carolina | 1 | $ 170,000 | $ 170,000 | $ 48,000 |
| Pamlico County North Carolina | 1 | $ 117,000 | $ 117,000 | $ 52,000 |
| Wilkes County North Carolina | 1 | $ 79,000 | $ 79,000 | $ 26,000 |
| Guernsey County Ohio | 1 | $ 134,000 | $ 134,000 | $ 34,000 |
| Mercer County Ohio | 1 | $ 104,000 | $ 104,000 | $ 84,000 |
| Morgan County Ohio | 1 | $ 208,000 | $ 208,000 | $ 52,000 |
| Pike County Ohio | 1 | $ 154,000 | $ 154,000 | $ 65,000 |
| Wyandot County Ohio | 1 | $ 115,000 | $ 115,000 | $ 64,000 |
| Bradford County Pennsylvania | 1 | $ 63,000 | $ 63,000 | $ 66,000 |
| Clinton County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 75,000 |
| Columbia County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 94,000 |
| Elk County Pennsylvania | 1 | $ 117,000 | $ 117,000 | $ 80,000 |
| Forest County Pennsylvania | 1 | $ 86,000 | $ 86,000 | $ 50,000 |
| Mifflin County Pennsylvania | 1 | $ 124,000 | $ 124,000 | $ 50,000 |
| Snyder County Pennsylvania | 1 | $ 130,000 | $ 130,000 | $ 82,000 |
| Union County Pennsylvania | 1 | $ 204,000 | $ 204,000 | $ 121,000 |
| Wayne County Pennsylvania | 1 | $ 222,000 | $ 222,000 | $ 61,000 |
| Wyoming County Pennsylvania | 1 | $ 111,000 | $ 111,000 | $ 56,000 |
| Berkeley County South Carolina | 1 | $ 251,000 | $ 251,000 | $ 86,000 |
| Dorchester County South Carolina | 1 | $ 97,000 | $ 97,000 | $ 34,000 |
| Richland County South Carolina | 1 | $ 102,000 | $ 102,000 | $ 98,000 |
| Alexandria County Virginia | 1 | $ 387,000 | $ 387,000 | $ 196,000 |
| Chesapeake County Virginia | 1 | $ 370,000 | $ 370,000 | $ 146,000 |
| Chesterfield County Virginia | 1 | $ 258,000 | $ 258,000 | $ 147,000 |
| Fauquier County Virginia | 1 | $ 285,000 | $ 285,000 | $ 83,000 |
| Henrico County Virginia | 1 | $ 139,000 | $ 139,000 | $ 52,000 |
| King George County Virginia | 1 | $ 197,000 | $ 197,000 | $ 49,000 |
| Norfolk County Virginia | 1 | $ 88,000 | $ 88,000 | $ 48,000 |
| Portsmouth County Virginia | 1 | $ 139,000 | $ 139,000 | $ 31,000 |
| Prince William County Virginia | 1 | $ 293,000 | $ 293,000 | $ 107,000 |
| Richmond City County Virginia | 1 | $ 131,000 | $ 131,000 | $ 37,000 |
| Virginia Beach County Virginia | 1 | $ 185,000 | $ 185,000 | $ 92,000 |
Mortgage Loan Application Detail Totals for Equity Resources, Inc. in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,206 | $575,409,000 | $179,000 | $1,098,000 | $96,000 | $1,452,000 |
| Home Purchase | 1,461 | $220,050,000 | $150,000 | $654,000 | $67,000 | $403,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,008 | $654,170,000 | $163,000 | $920,000 | $83,000 | $1,452,000 |
| Asian | 407 | $92,434,000 | $227,000 | $760,000 | $126,000 | $1,008,000 |
| Black or African American | 180 | $35,073,000 | $194,000 | $1,098,000 | $75,000 | $322,000 |
| Hispanic | 58 | $11,039,000 | $190,000 | $401,000 | $82,000 | $249,000 |
| American Indian or Alaskan Native | 8 | $1,394,000 | $174,000 | $295,000 | $83,000 | $172,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $838,000 | $209,000 | $302,000 | $115,000 | $163,000 |
| Not Provided | 2 | $511,000 | $255,000 | $320,000 | $70,000 | $108,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,500 | $468,762,000 | $187,000 | $1,098,000 | $104,000 | $1,452,000 |
| FHA-insured (Federal Housing Administration) | 1,668 | $241,753,000 | $144,000 | $626,000 | $68,000 | $1,131,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 288 | $36,497,000 | $126,000 | $442,000 | $45,000 | $107,000 |
| VA-guaranteed (Veterans Administration) | 211 | $48,447,000 | $229,000 | $654,000 | $87,000 | $240,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,357 | $420,139,000 | $178,000 | $720,000 | $90,000 | $1,008,000 |
| Application Approved But Not Accepted | 1,214 | $206,408,000 | $170,000 | $730,000 | $93,000 | $1,452,000 |
| Application Denied By Financial Institution | 911 | $141,589,000 | $155,000 | $1,098,000 | $72,000 | $858,000 |
| Application Withdrawn By Applicant | 177 | $26,186,000 | $147,000 | $505,000 | $75,000 | $484,000 |
| File Closed For Incompleteness | 8 | $1,137,000 | $142,000 | $263,000 | $66,000 | $202,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 338 | $45,263,000 | $133,000 | $750,000 | $66,000 | $565,000 |
| Collateral | 213 | $34,297,000 | $161,000 | $760,000 | $87,000 | $858,000 |
| Other | 177 | $32,234,000 | $182,000 | $1,098,000 | $81,000 | $372,000 |
| Debt-To-Income Ratio | 117 | $19,655,000 | $167,000 | $760,000 | $52,000 | $306,000 |
| Unverifiable Information | 12 | $1,642,000 | $136,000 | $296,000 | $45,000 | $130,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 12 | $1,915,000 | $159,000 | $324,000 | $61,000 | $120,000 |
| Employment History | 7 | $639,000 | $91,000 | $155,000 | $38,000 | $63,000 |
| Credit Application Incomplete | 3 | $243,000 | $81,000 | $93,000 | $30,000 | $60,000 |
| Mortgage Insurance Denied | 1 | $74,000 | $74,000 | $74,000 | $27,000 | $27,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Equity Resources, Inc.'s 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Equity Resources, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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