Equity Resources, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Equity Resources, Inc. 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Equity Resources, Inc. Po Box 5177 Newark, OH 43058 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,144 |
| Total Mortgage Loan Application Amount | $1,327,937,000 |
| Average Mortgage Loan Application Amount | $165,000 |
| Highest Mortgage Loan Application Amount | $2,500,000 |
| Average Applicant Income | $88,333 |
| Highest Applicant Income | $2,672,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Equity Resources, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Equity Resources, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Equity Resources, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Equity Resources, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Equity Resources, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Equity Resources, Inc.'s mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Wake County North Carolina | 723 | $ 171,393,000 | $ 237,000 | $ 116,000 |
| Allegheny County Pennsylvania | 639 | $ 104,721,000 | $ 163,000 | $ 87,000 |
| Franklin County Ohio | 458 | $ 78,573,000 | $ 171,000 | $ 90,000 |
| Delaware County Ohio | 351 | $ 85,324,000 | $ 243,000 | $ 111,000 |
| Lucas County Ohio | 307 | $ 40,565,000 | $ 132,000 | $ 66,000 |
| Guilford County North Carolina | 201 | $ 36,270,000 | $ 180,000 | $ 76,000 |
| Washington County Pennsylvania | 199 | $ 34,075,000 | $ 171,000 | $ 79,000 |
| Hamilton County Ohio | 191 | $ 23,129,000 | $ 121,000 | $ 57,000 |
| Beaver County Pennsylvania | 189 | $ 27,349,000 | $ 144,000 | $ 69,000 |
| Westmoreland County Pennsylvania | 178 | $ 25,521,000 | $ 143,000 | $ 75,000 |
| Licking County Ohio | 156 | $ 23,797,000 | $ 152,000 | $ 69,000 |
| Prince George's County Maryland | 141 | $ 34,590,000 | $ 245,000 | $ 74,000 |
| St. Mary's County Maryland | 137 | $ 38,596,000 | $ 281,000 | $ 126,000 |
| Johnston County North Carolina | 136 | $ 27,094,000 | $ 199,000 | $ 90,000 |
| Baltimore County Maryland | 110 | $ 26,082,000 | $ 237,000 | $ 81,000 |
| Fairfield County Ohio | 104 | $ 19,746,000 | $ 189,000 | $ 92,000 |
| Butler County Pennsylvania | 99 | $ 21,752,000 | $ 219,000 | $ 105,000 |
| Montgomery County Ohio | 97 | $ 10,840,000 | $ 111,000 | $ 56,000 |
| Montgomery County Maryland | 92 | $ 28,805,000 | $ 313,000 | $ 108,000 |
| Anne Arundel County Maryland | 86 | $ 23,132,000 | $ 268,000 | $ 85,000 |
| Wood County Ohio | 86 | $ 13,118,000 | $ 152,000 | $ 82,000 |
| Butler County Ohio | 85 | $ 12,828,000 | $ 150,000 | $ 69,000 |
| Blair County Pennsylvania | 82 | $ 9,655,000 | $ 117,000 | $ 77,000 |
| Calvert County Maryland | 79 | $ 20,819,000 | $ 263,000 | $ 93,000 |
| Monroe County Michigan | 78 | $ 12,374,000 | $ 158,000 | $ 71,000 |
| Warren County Ohio | 78 | $ 14,324,000 | $ 183,000 | $ 95,000 |
| Clermont County Ohio | 75 | $ 11,539,000 | $ 153,000 | $ 75,000 |
| Durham County North Carolina | 74 | $ 13,289,000 | $ 179,000 | $ 116,000 |
| Union County Ohio | 60 | $ 17,185,000 | $ 286,000 | $ 111,000 |
| Horry County South Carolina | 60 | $ 8,896,000 | $ 148,000 | $ 63,000 |
| Baltimore City County Maryland | 57 | $ 8,749,000 | $ 153,000 | $ 74,000 |
| Mercer County Pennsylvania | 54 | $ 6,006,000 | $ 111,000 | $ 58,000 |
| Erie County Pennsylvania | 53 | $ 6,170,000 | $ 116,000 | $ 60,000 |
| Harford County Maryland | 52 | $ 13,691,000 | $ 263,000 | $ 95,000 |
| Forsyth County North Carolina | 43 | $ 7,860,000 | $ 182,000 | $ 101,000 |
| Fayette County Pennsylvania | 40 | $ 4,439,000 | $ 110,000 | $ 55,000 |
| Sarasota County Florida | 39 | $ 6,561,000 | $ 168,000 | $ 88,000 |
| Gaston County North Carolina | 38 | $ 4,912,000 | $ 129,000 | $ 46,000 |
| Carroll County Maryland | 36 | $ 9,640,000 | $ 267,000 | $ 96,000 |
| Charles County Maryland | 36 | $ 9,335,000 | $ 259,000 | $ 82,000 |
| Manatee County Florida | 33 | $ 5,270,000 | $ 159,000 | $ 76,000 |
| Knox County Ohio | 33 | $ 4,501,000 | $ 136,000 | $ 86,000 |
| Cambria County Pennsylvania | 33 | $ 2,652,000 | $ 80,000 | $ 51,000 |
| Alamance County North Carolina | 32 | $ 4,456,000 | $ 139,000 | $ 60,000 |
| Fairfax County Virginia | 31 | $ 10,909,000 | $ 351,000 | $ 106,000 |
| Lawrence County Pennsylvania | 30 | $ 3,350,000 | $ 111,000 | $ 62,000 |
| Howard County Maryland | 26 | $ 7,630,000 | $ 293,000 | $ 98,000 |
| Franklin County North Carolina | 26 | $ 5,291,000 | $ 203,000 | $ 78,000 |
| District of Columbia County District Of Columbia | 25 | $ 9,608,000 | $ 384,000 | $ 138,000 |
| Greene County Ohio | 25 | $ 4,287,000 | $ 171,000 | $ 85,000 |
| Harnett County North Carolina | 23 | $ 3,991,000 | $ 173,000 | $ 72,000 |
| Mecklenburg County North Carolina | 23 | $ 3,583,000 | $ 155,000 | $ 114,000 |
| Clinton County Ohio | 23 | $ 2,755,000 | $ 119,000 | $ 52,000 |
| Granville County North Carolina | 22 | $ 4,348,000 | $ 197,000 | $ 75,000 |
| Fulton County Ohio | 22 | $ 3,005,000 | $ 136,000 | $ 61,000 |
| Perry County Ohio | 21 | $ 3,330,000 | $ 158,000 | $ 75,000 |
| Prince William County Virginia | 21 | $ 6,129,000 | $ 291,000 | $ 124,000 |
| Muskingum County Ohio | 20 | $ 2,687,000 | $ 134,000 | $ 61,000 |
| Orange County North Carolina | 19 | $ 4,564,000 | $ 240,000 | $ 109,000 |
| Greene County Pennsylvania | 19 | $ 2,306,000 | $ 121,000 | $ 66,000 |
| Armstrong County Pennsylvania | 18 | $ 2,528,000 | $ 140,000 | $ 61,000 |
| Carteret County North Carolina | 17 | $ 3,342,000 | $ 196,000 | $ 129,000 |
| Highland County Ohio | 17 | $ 1,990,000 | $ 117,000 | $ 55,000 |
| Morrow County Ohio | 17 | $ 2,911,000 | $ 171,000 | $ 70,000 |
| Ottawa County Ohio | 17 | $ 2,184,000 | $ 128,000 | $ 73,000 |
| Rockingham County North Carolina | 16 | $ 2,626,000 | $ 164,000 | $ 68,000 |
| Marion County Ohio | 16 | $ 1,939,000 | $ 121,000 | $ 59,000 |
| Dorchester County South Carolina | 16 | $ 2,486,000 | $ 155,000 | $ 103,000 |
| Charlotte County Florida | 15 | $ 2,126,000 | $ 141,000 | $ 72,000 |
| Davidson County North Carolina | 15 | $ 2,142,000 | $ 142,000 | $ 64,000 |
| Randolph County North Carolina | 15 | $ 1,832,000 | $ 122,000 | $ 112,000 |
| Pickaway County Ohio | 15 | $ 2,192,000 | $ 146,000 | $ 148,000 |
| New Hanover County North Carolina | 14 | $ 2,409,000 | $ 172,000 | $ 86,000 |
| Miami County Ohio | 13 | $ 1,888,000 | $ 145,000 | $ 97,000 |
| Trumbull County Ohio | 13 | $ 1,575,000 | $ 121,000 | $ 53,000 |
| Lenawee County Michigan | 12 | $ 1,890,000 | $ 157,000 | $ 84,000 |
| Chatham County North Carolina | 12 | $ 4,196,000 | $ 349,000 | $ 116,000 |
| Loudoun County Virginia | 12 | $ 4,606,000 | $ 383,000 | $ 104,000 |
| Polk County Florida | 11 | $ 1,680,000 | $ 152,000 | $ 56,000 |
| Summit County Ohio | 11 | $ 1,744,000 | $ 158,000 | $ 76,000 |
| Pinellas County Florida | 10 | $ 1,752,000 | $ 175,000 | $ 78,000 |
| Cecil County Maryland | 10 | $ 1,930,000 | $ 193,000 | $ 71,000 |
| Frederick County Maryland | 10 | $ 2,631,000 | $ 263,000 | $ 86,000 |
| Brunswick County North Carolina | 10 | $ 2,050,000 | $ 205,000 | $ 145,000 |
| Cabarrus County North Carolina | 10 | $ 1,385,000 | $ 138,000 | $ 44,000 |
| Union County North Carolina | 10 | $ 2,469,000 | $ 246,000 | $ 97,000 |
| Brown County Ohio | 10 | $ 1,570,000 | $ 157,000 | $ 67,000 |
| Cuyahoga County Ohio | 10 | $ 1,725,000 | $ 172,000 | $ 110,000 |
| Scioto County Ohio | 10 | $ 1,089,000 | $ 108,000 | $ 72,000 |
| Lancaster County Pennsylvania | 10 | $ 1,773,000 | $ 177,000 | $ 94,000 |
| Montgomery County Pennsylvania | 9 | $ 1,839,000 | $ 204,000 | $ 85,000 |
| Stafford County Virginia | 9 | $ 2,705,000 | $ 300,000 | $ 100,000 |
| Pitt County North Carolina | 8 | $ 847,000 | $ 105,000 | $ 152,000 |
| Mahoning County Ohio | 8 | $ 1,256,000 | $ 157,000 | $ 56,000 |
| Indiana County Pennsylvania | 8 | $ 1,056,000 | $ 132,000 | $ 101,000 |
| Berkeley County South Carolina | 8 | $ 1,183,000 | $ 147,000 | $ 93,000 |
| Hillsborough County Florida | 7 | $ 1,130,000 | $ 161,000 | $ 64,000 |
| Queen Anne's County Maryland | 7 | $ 1,921,000 | $ 274,000 | $ 107,000 |
| Buncombe County North Carolina | 7 | $ 1,701,000 | $ 243,000 | $ 119,000 |
| Cumberland County North Carolina | 7 | $ 888,000 | $ 126,000 | $ 58,000 |
| Shelby County Ohio | 7 | $ 1,235,000 | $ 176,000 | $ 120,000 |
| York County Pennsylvania | 7 | $ 1,381,000 | $ 197,000 | $ 93,000 |
| Lee County Florida | 6 | $ 1,660,000 | $ 276,000 | $ 144,000 |
| Wayne County North Carolina | 6 | $ 723,000 | $ 120,000 | $ 43,000 |
| Wilson County North Carolina | 6 | $ 572,000 | $ 95,000 | $ 42,000 |
| Hancock County Ohio | 6 | $ 798,000 | $ 133,000 | $ 52,000 |
| Henry County Ohio | 6 | $ 703,000 | $ 117,000 | $ 48,000 |
| Richland County Ohio | 6 | $ 743,000 | $ 123,000 | $ 111,000 |
| Centre County Pennsylvania | 6 | $ 1,036,000 | $ 172,000 | $ 79,000 |
| Clearfield County Pennsylvania | 6 | $ 647,000 | $ 107,000 | $ 73,000 |
| Crawford County Pennsylvania | 6 | $ 643,000 | $ 107,000 | $ 89,000 |
| Charleston County South Carolina | 6 | $ 1,161,000 | $ 193,000 | $ 116,000 |
| Orange County Florida | 5 | $ 659,000 | $ 131,000 | $ 132,000 |
| Jackson County Michigan | 5 | $ 508,000 | $ 101,000 | $ 41,000 |
| Lee County North Carolina | 5 | $ 627,000 | $ 125,000 | $ 52,000 |
| Moore County North Carolina | 5 | $ 1,322,000 | $ 264,000 | $ 63,000 |
| Onslow County North Carolina | 5 | $ 920,000 | $ 184,000 | $ 98,000 |
| Lackawanna County Pennsylvania | 5 | $ 571,000 | $ 114,000 | $ 72,000 |
| Philadelphia County Pennsylvania | 5 | $ 746,000 | $ 149,000 | $ 57,000 |
| Georgetown County South Carolina | 5 | $ 742,000 | $ 148,000 | $ 69,000 |
| Sussex County Delaware | 4 | $ 1,075,000 | $ 268,000 | $ 105,000 |
| Washington County Maryland | 4 | $ 712,000 | $ 178,000 | $ 40,000 |
| Oakland County Michigan | 4 | $ 434,000 | $ 108,000 | $ 92,000 |
| Wayne County Michigan | 4 | $ 605,000 | $ 151,000 | $ 58,000 |
| Iredell County North Carolina | 4 | $ 665,000 | $ 166,000 | $ 52,000 |
| Person County North Carolina | 4 | $ 825,000 | $ 206,000 | $ 66,000 |
| Adams County Ohio | 4 | $ 446,000 | $ 111,000 | $ 49,000 |
| Champaign County Ohio | 4 | $ 449,000 | $ 112,000 | $ 85,000 |
| Clark County Ohio | 4 | $ 404,000 | $ 101,000 | $ 61,000 |
| Stark County Ohio | 4 | $ 366,000 | $ 91,000 | $ 54,000 |
| Berks County Pennsylvania | 4 | $ 651,000 | $ 162,000 | $ 75,000 |
| Huntingdon County Pennsylvania | 4 | $ 468,000 | $ 117,000 | $ 61,000 |
| Somerset County Pennsylvania | 4 | $ 516,000 | $ 129,000 | $ 82,000 |
| Fairfield County Connecticut | 3 | $ 593,000 | $ 197,000 | $ 100,000 |
| Pasco County Florida | 3 | $ 531,000 | $ 177,000 | $ 75,000 |
| Boone County Kentucky | 3 | $ 576,000 | $ 192,000 | $ 75,000 |
| Allegany County Maryland | 3 | $ 176,000 | $ 58,000 | $ 33,000 |
| Worcester County Maryland | 3 | $ 691,000 | $ 230,000 | $ 120,000 |
| Hillsdale County Michigan | 3 | $ 487,000 | $ 162,000 | $ 66,000 |
| Craven County North Carolina | 3 | $ 400,000 | $ 133,000 | $ 194,000 |
| Defiance County Ohio | 3 | $ 298,000 | $ 99,000 | $ 49,000 |
| Hocking County Ohio | 3 | $ 450,000 | $ 150,000 | $ 56,000 |
| Jefferson County Ohio | 3 | $ 445,000 | $ 148,000 | $ 64,000 |
| Lawrence County Ohio | 3 | $ 641,000 | $ 213,000 | $ 128,000 |
| Lorain County Ohio | 3 | $ 613,000 | $ 204,000 | $ 62,000 |
| Madison County Ohio | 3 | $ 802,000 | $ 267,000 | $ 108,000 |
| Medina County Ohio | 3 | $ 742,000 | $ 247,000 | $ 116,000 |
| Bedford County Pennsylvania | 3 | $ 461,000 | $ 153,000 | $ 48,000 |
| Chester County Pennsylvania | 3 | $ 634,000 | $ 211,000 | $ 86,000 |
| Venango County Pennsylvania | 3 | $ 271,000 | $ 90,000 | $ 109,000 |
| Florence County South Carolina | 3 | $ 238,000 | $ 79,000 | $ 31,000 |
| Arlington County Virginia | 3 | $ 696,000 | $ 232,000 | $ 54,000 |
| Norfolk County Virginia | 3 | $ 299,000 | $ 99,000 | $ 31,000 |
| New Haven County Connecticut | 2 | $ 320,000 | $ 160,000 | $ 112,000 |
| Collier County Florida | 2 | $ 505,000 | $ 252,000 | $ 88,000 |
| Boyd County Kentucky | 2 | $ 313,000 | $ 156,000 | $ 69,000 |
| Campbell County Kentucky | 2 | $ 289,000 | $ 144,000 | $ 77,000 |
| Kenton County Kentucky | 2 | $ 404,000 | $ 202,000 | $ 69,000 |
| Caroline County Maryland | 2 | $ 570,000 | $ 285,000 | $ 118,000 |
| Washtenaw County Michigan | 2 | $ 728,000 | $ 364,000 | $ 178,000 |
| Catawba County North Carolina | 2 | $ 203,000 | $ 101,000 | $ 296,000 |
| Cleveland County North Carolina | 2 | $ 234,000 | $ 117,000 | $ 28,000 |
| Henderson County North Carolina | 2 | $ 453,000 | $ 226,000 | $ 60,000 |
| Jackson County North Carolina | 2 | $ 349,000 | $ 174,000 | $ 40,000 |
| Lincoln County North Carolina | 2 | $ 173,000 | $ 86,000 | $ 58,000 |
| Watauga County North Carolina | 2 | $ 428,000 | $ 214,000 | $ 171,000 |
| Allen County Ohio | 2 | $ 133,000 | $ 66,000 | $ 79,000 |
| Logan County Ohio | 2 | $ 226,000 | $ 113,000 | $ 54,000 |
| Pike County Ohio | 2 | $ 297,000 | $ 148,000 | $ 59,000 |
| Portage County Ohio | 2 | $ 432,000 | $ 216,000 | $ 92,000 |
| Sandusky County Ohio | 2 | $ 356,000 | $ 178,000 | $ 52,000 |
| Bucks County Pennsylvania | 2 | $ 540,000 | $ 270,000 | $ 153,000 |
| Lehigh County Pennsylvania | 2 | $ 401,000 | $ 200,000 | $ 87,000 |
| Alexandria County Virginia | 2 | $ 395,000 | $ 197,000 | $ 155,000 |
| Chesterfield County Virginia | 2 | $ 582,000 | $ 291,000 | $ 86,000 |
| Culpeper County Virginia | 2 | $ 484,000 | $ 242,000 | $ 67,000 |
| Grayson County Virginia | 2 | $ 200,000 | $ 100,000 | $ 116,000 |
| Manassas County Virginia | 2 | $ 431,000 | $ 215,000 | $ 75,000 |
| Maricopa County Arizona | 1 | $ 273,000 | $ 273,000 | $ 84,000 |
| Hartford County Connecticut | 1 | $ 359,000 | $ 359,000 | $ 143,000 |
| Middlesex County Connecticut | 1 | $ 191,000 | $ 191,000 | $ 50,000 |
| Brevard County Florida | 1 | $ 157,000 | $ 157,000 | $ 46,000 |
| Broward County Florida | 1 | $ 285,000 | $ 285,000 | $ 152,000 |
| Escambia County Florida | 1 | $ 32,000 | $ 32,000 | $ 37,000 |
| Gadsden County Florida | 1 | $ 204,000 | $ 204,000 | $ 125,000 |
| Hernando County Florida | 1 | $ 118,000 | $ 118,000 | $ 25,000 |
| Indian River County Florida | 1 | $ 190,000 | $ 190,000 | $ 99,000 |
| Leon County Florida | 1 | $ 200,000 | $ 200,000 | $ 59,000 |
| Levy County Florida | 1 | $ 54,000 | $ 54,000 | $ 14,000 |
| St. Lucie County Florida | 1 | $ 62,000 | $ 62,000 | $ 47,000 |
| Volusia County Florida | 1 | $ 101,000 | $ 101,000 | $ 220,000 |
| Grant County Indiana | 1 | $ 100,000 | $ 100,000 | $ 5,000 |
| Hamilton County Indiana | 1 | $ 194,000 | $ 194,000 | $ 90,000 |
| LaGrange County Indiana | 1 | $ 57,000 | $ 57,000 | $ 67,000 |
| Marion County Indiana | 1 | $ 132,000 | $ 132,000 | $ 42,000 |
| Wayne County Indiana | 1 | $ 134,000 | $ 134,000 | $ 65,000 |
| Elliott County Kentucky | 1 | $ 140,000 | $ 140,000 | $ 64,000 |
| Fayette County Kentucky | 1 | $ 200,000 | $ 200,000 | $ 900,000 |
| Greenup County Kentucky | 1 | $ 106,000 | $ 106,000 | $ 40,000 |
| Jefferson County Kentucky | 1 | $ 360,000 | $ 360,000 | $ 250,000 |
| Dorchester County Maryland | 1 | $ 245,000 | $ 245,000 | $ 110,000 |
| Talbot County Maryland | 1 | $ 204,000 | $ 204,000 | $ 45,000 |
| Wicomico County Maryland | 1 | $ 159,000 | $ 159,000 | $ 70,000 |
| Antrim County Michigan | 1 | $ 350,000 | $ 350,000 | $ 320,000 |
| Genesee County Michigan | 1 | $ 100,000 | $ 100,000 | $ 59,000 |
| Kalamazoo County Michigan | 1 | $ 134,000 | $ 134,000 | $ 63,000 |
| Macomb County Michigan | 1 | $ 152,000 | $ 152,000 | $ 85,000 |
| Hillsborough County New Hampshire | 1 | $ 223,000 | $ 223,000 | $ 82,000 |
| Alexander County North Carolina | 1 | $ 157,000 | $ 157,000 | $ 45,000 |
| Burke County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 390,000 |
| Cherokee County North Carolina | 1 | $ 186,000 | $ 186,000 | $ 83,000 |
| Dare County North Carolina | 1 | $ 251,000 | $ 251,000 | $ 120,000 |
| Davie County North Carolina | 1 | $ 159,000 | $ 159,000 | $ 68,000 |
| Duplin County North Carolina | 1 | $ 162,000 | $ 162,000 | $ 131,000 |
| Edgecombe County North Carolina | 1 | $ 76,000 | $ 76,000 | $ 31,000 |
| Macon County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 107,000 |
| Martin County North Carolina | 1 | $ 81,000 | $ 81,000 | $ 53,000 |
| Montgomery County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 307,000 |
| Nash County North Carolina | 1 | $ 93,000 | $ 93,000 | $ 29,000 |
| Pamlico County North Carolina | 1 | $ 204,000 | $ 204,000 | $ 147,000 |
| Richmond County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 40,000 |
| Rowan County North Carolina | 1 | $ 178,000 | $ 178,000 | $ 48,000 |
| Sampson County North Carolina | 1 | $ 84,000 | $ 84,000 | $ 26,000 |
| Vance County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 45,000 |
| Ashland County Ohio | 1 | $ 170,000 | $ 170,000 | $ 100,000 |
| Ashtabula County Ohio | 1 | $ 70,000 | $ 70,000 | $ 49,000 |
| Belmont County Ohio | 1 | $ 170,000 | $ 170,000 | $ 54,000 |
| Carroll County Ohio | 1 | $ 261,000 | $ 261,000 | $ 116,000 |
| Columbiana County Ohio | 1 | $ 268,000 | $ 268,000 | $ 100,000 |
| Coshocton County Ohio | 1 | $ 144,000 | $ 144,000 | $ 95,000 |
| Crawford County Ohio | 1 | $ 49,000 | $ 49,000 | $ 9,000 |
| Darke County Ohio | 1 | $ 167,000 | $ 167,000 | $ 95,000 |
| Erie County Ohio | 1 | $ 123,000 | $ 123,000 | $ 40,000 |
| Fayette County Ohio | 1 | $ 208,000 | $ 208,000 | $ 76,000 |
| Geauga County Ohio | 1 | $ 190,000 | $ 190,000 | $ 79,000 |
| Hardin County Ohio | 1 | $ 77,000 | $ 77,000 | $ 49,000 |
| Holmes County Ohio | 1 | $ 74,000 | $ 74,000 | $ 55,000 |
| Jackson County Ohio | 1 | $ 57,000 | $ 57,000 | $ 18,000 |
| Lake County Ohio | 1 | $ 94,000 | $ 94,000 | $ 48,000 |
| Mercer County Ohio | 1 | $ 98,000 | $ 98,000 | $ 34,000 |
| Monroe County Ohio | 1 | $ 40,000 | $ 40,000 | $ 17,000 |
| Morgan County Ohio | 1 | $ 172,000 | $ 172,000 | $ 228,000 |
| Paulding County Ohio | 1 | $ 76,000 | $ 76,000 | $ 61,000 |
| Preble County Ohio | 1 | $ 192,000 | $ 192,000 | $ 104,000 |
| Putnam County Ohio | 1 | $ 131,000 | $ 131,000 | $ 65,000 |
| Seneca County Ohio | 1 | $ 57,000 | $ 57,000 | $ 1,025,000 |
| Wayne County Ohio | 1 | $ 90,000 | $ 90,000 | $ 202,000 |
| Williams County Ohio | 1 | $ 130,000 | $ 130,000 | $ 62,000 |
| Adams County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 61,000 |
| Clarion County Pennsylvania | 1 | $ 417,000 | $ 417,000 | $ 168,000 |
| Dauphin County Pennsylvania | 1 | $ 124,000 | $ 124,000 | $ 50,000 |
| Lebanon County Pennsylvania | 1 | $ 257,000 | $ 257,000 | $ 89,000 |
| Mifflin County Pennsylvania | 1 | $ 128,000 | $ 128,000 | $ 48,000 |
| Monroe County Pennsylvania | 1 | $ 309,000 | $ 309,000 | $ 392,000 |
| Northampton County Pennsylvania | 1 | $ 90,000 | $ 90,000 | $ 48,000 |
| Snyder County Pennsylvania | 1 | $ 182,000 | $ 182,000 | $ 85,000 |
| Warren County Pennsylvania | 1 | $ 103,000 | $ 103,000 | $ 34,000 |
| Beaufort County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 143,000 |
| Lexington County South Carolina | 1 | $ 163,000 | $ 163,000 | $ 38,000 |
| Oconee County South Carolina | 1 | $ 123,000 | $ 123,000 | $ 861,000 |
| Brunswick County Virginia | 1 | $ 61,000 | $ 61,000 | $ 46,000 |
| Fairfax City County Virginia | 1 | $ 333,000 | $ 333,000 | $ 69,000 |
| Fredericksburg County Virginia | 1 | $ 186,000 | $ 186,000 | $ 34,000 |
| Greensville County Virginia | 1 | $ 50,000 | $ 50,000 | $ 14,000 |
| King George County Virginia | 1 | $ 223,000 | $ 223,000 | $ 196,000 |
| Manassas Park County Virginia | 1 | $ 265,000 | $ 265,000 | $ 48,000 |
| Orange County Virginia | 1 | $ 214,000 | $ 214,000 | $ 72,000 |
| Portsmouth County Virginia | 1 | $ 128,000 | $ 128,000 | $ 126,000 |
| Spotsylvania County Virginia | 1 | $ 103,000 | $ 103,000 | $ 43,000 |
| Kanawha County West Virginia | 1 | $ 88,000 | $ 88,000 | $ 30,000 |
Mortgage Loan Application Detail Totals for Equity Resources, Inc. in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,992 | $878,839,000 | $176,000 | $844,000 | $81,000 | $2,672,000 |
| Refinancing | 2,149 | $448,763,000 | $208,000 | $2,500,000 | $103,000 | $1,950,000 |
| Home Improvement | 3 | $335,000 | $111,000 | $154,000 | $81,000 | $101,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,495 | $974,671,000 | $177,000 | $2,500,000 | $86,000 | $2,672,000 |
| Black or African American | 648 | $117,424,000 | $181,000 | $787,000 | $71,000 | $964,000 |
| Asian | 622 | $156,037,000 | $250,000 | $688,000 | $125,000 | $2,022,000 |
| Hispanic | 333 | $71,247,000 | $213,000 | $844,000 | $71,000 | $1,175,000 |
| American Indian or Alaskan Native | 17 | $2,601,000 | $153,000 | $351,000 | $103,000 | $562,000 |
| Not Provided | 17 | $3,326,000 | $195,000 | $529,000 | $109,000 | $534,000 |
| Native Hawaiin or Other Pacific Islander | 12 | $2,631,000 | $219,000 | $385,000 | $66,000 | $155,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,026 | $800,620,000 | $198,000 | $2,500,000 | $105,000 | $2,672,000 |
| FHA-insured (Federal Housing Administration) | 2,177 | $345,277,000 | $158,000 | $636,000 | $63,000 | $2,022,000 |
| VA-guaranteed (Veterans Administration) | 590 | $132,035,000 | $223,000 | $696,000 | $74,000 | $964,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 351 | $50,005,000 | $142,000 | $337,000 | $50,000 | $105,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,816 | $891,506,000 | $185,000 | $844,000 | $84,000 | $711,000 |
| Application Withdrawn By Applicant | 1,570 | $306,403,000 | $195,000 | $2,500,000 | $101,000 | $2,672,000 |
| Application Approved But Not Accepted | 435 | $76,415,000 | $175,000 | $800,000 | $79,000 | $861,000 |
| Application Denied By Financial Institution | 323 | $53,613,000 | $165,000 | $460,000 | $84,000 | $1,175,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 92 | $14,320,000 | $155,000 | $407,000 | $117,000 | $1,175,000 |
| Other | 78 | $14,148,000 | $181,000 | $417,000 | $80,000 | $323,000 |
| Debt-To-Income Ratio | 69 | $11,702,000 | $169,000 | $386,000 | $57,000 | $195,000 |
| Collateral | 41 | $6,299,000 | $153,000 | $460,000 | $81,000 | $242,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 18 | $2,732,000 | $151,000 | $245,000 | $72,000 | $130,000 |
| Employment History | 14 | $2,426,000 | $173,000 | $415,000 | $53,000 | $100,000 |
| Unverifiable Information | 5 | $1,115,000 | $223,000 | $392,000 | $74,000 | $153,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Equity Resources, Inc.'s 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Equity Resources, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.