The Loan Store, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
The Loan Store, Inc. 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | The Loan Store, Inc. 222 Kearny Street, Suite 650 Camden, DE 94108 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 4,760 |
| Total Mortgage Loan Application Amount | $1,621,717,000 |
| Average Mortgage Loan Application Amount | $338,500 |
| Highest Mortgage Loan Application Amount | $2,500,000 |
| Average Applicant Income | $127,500 |
| Highest Applicant Income | $2,520,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with The Loan Store, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing The Loan Store, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down The Loan Store, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how The Loan Store, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by The Loan Store, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at The Loan Store, Inc.'s mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Santa Clara County California | 566 | $ 236,281,000 | $ 417,000 | $ 147,000 |
| Los Angeles County California | 422 | $ 161,394,000 | $ 382,000 | $ 131,000 |
| Alameda County California | 315 | $ 128,157,000 | $ 406,000 | $ 139,000 |
| Orange County California | 306 | $ 123,726,000 | $ 404,000 | $ 147,000 |
| San Diego County California | 270 | $ 99,562,000 | $ 368,000 | $ 125,000 |
| King County Washington | 199 | $ 71,542,000 | $ 359,000 | $ 133,000 |
| Maricopa County Arizona | 143 | $ 35,304,000 | $ 246,000 | $ 104,000 |
| Contra Costa County California | 139 | $ 51,204,000 | $ 368,000 | $ 132,000 |
| Sacramento County California | 111 | $ 29,615,000 | $ 266,000 | $ 106,000 |
| San Mateo County California | 106 | $ 48,057,000 | $ 453,000 | $ 147,000 |
| Riverside County California | 103 | $ 29,341,000 | $ 284,000 | $ 103,000 |
| San Bernardino County California | 69 | $ 20,250,000 | $ 293,000 | $ 105,000 |
| Salt Lake County Utah | 68 | $ 17,184,000 | $ 252,000 | $ 87,000 |
| Cook County Illinois | 66 | $ 16,424,000 | $ 248,000 | $ 115,000 |
| San Francisco County California | 61 | $ 31,056,000 | $ 509,000 | $ 149,000 |
| San Joaquin County California | 61 | $ 17,866,000 | $ 292,000 | $ 117,000 |
| Sonoma County California | 60 | $ 20,062,000 | $ 334,000 | $ 119,000 |
| Placer County California | 55 | $ 16,445,000 | $ 299,000 | $ 112,000 |
| Ventura County California | 52 | $ 19,641,000 | $ 377,000 | $ 141,000 |
| Middlesex County New Jersey | 48 | $ 14,138,000 | $ 294,000 | $ 132,000 |
| Snohomish County Washington | 45 | $ 13,876,000 | $ 308,000 | $ 107,000 |
| DuPage County Illinois | 43 | $ 10,614,000 | $ 246,000 | $ 122,000 |
| Multnomah County Oregon | 43 | $ 12,280,000 | $ 285,000 | $ 112,000 |
| Jefferson County Colorado | 41 | $ 10,929,000 | $ 266,000 | $ 100,000 |
| Davis County Utah | 41 | $ 9,859,000 | $ 240,000 | $ 93,000 |
| Washington County Oregon | 40 | $ 11,319,000 | $ 282,000 | $ 101,000 |
| Solano County California | 36 | $ 10,144,000 | $ 281,000 | $ 139,000 |
| Utah County Utah | 36 | $ 8,990,000 | $ 249,000 | $ 82,000 |
| Napa County California | 32 | $ 11,686,000 | $ 365,000 | $ 118,000 |
| Denver County Colorado | 32 | $ 9,066,000 | $ 283,000 | $ 112,000 |
| Broward County Florida | 32 | $ 7,922,000 | $ 247,000 | $ 96,000 |
| Bernalillo County New Mexico | 27 | $ 6,033,000 | $ 223,000 | $ 93,000 |
| El Dorado County California | 24 | $ 7,560,000 | $ 315,000 | $ 113,000 |
| Santa Cruz County California | 24 | $ 11,787,000 | $ 491,000 | $ 161,000 |
| Weber County Utah | 24 | $ 4,882,000 | $ 203,000 | $ 77,000 |
| Douglas County Colorado | 23 | $ 6,522,000 | $ 283,000 | $ 101,000 |
| Lake County Illinois | 23 | $ 6,629,000 | $ 288,000 | $ 130,000 |
| Arapahoe County Colorado | 22 | $ 6,210,000 | $ 282,000 | $ 97,000 |
| Boulder County Colorado | 22 | $ 6,541,000 | $ 297,000 | $ 126,000 |
| Will County Illinois | 22 | $ 6,192,000 | $ 281,000 | $ 126,000 |
| Somerset County New Jersey | 22 | $ 7,435,000 | $ 337,000 | $ 140,000 |
| Collin County Texas | 22 | $ 6,554,000 | $ 297,000 | $ 136,000 |
| Marin County California | 21 | $ 10,154,000 | $ 483,000 | $ 184,000 |
| Stanislaus County California | 21 | $ 4,072,000 | $ 193,000 | $ 78,000 |
| Palm Beach County Florida | 21 | $ 6,240,000 | $ 297,000 | $ 144,000 |
| Yolo County California | 20 | $ 6,085,000 | $ 304,000 | $ 116,000 |
| Monterey County California | 18 | $ 6,524,000 | $ 362,000 | $ 107,000 |
| Clackamas County Oregon | 17 | $ 4,927,000 | $ 289,000 | $ 105,000 |
| Morris County New Jersey | 15 | $ 4,431,000 | $ 295,000 | $ 114,000 |
| Philadelphia County Pennsylvania | 15 | $ 3,401,000 | $ 226,000 | $ 92,000 |
| Santa Barbara County California | 13 | $ 4,646,000 | $ 357,000 | $ 87,000 |
| Larimer County Colorado | 13 | $ 2,920,000 | $ 224,000 | $ 99,000 |
| Jackson County Oregon | 13 | $ 3,745,000 | $ 288,000 | $ 133,000 |
| Denton County Texas | 13 | $ 3,689,000 | $ 283,000 | $ 114,000 |
| Fresno County California | 12 | $ 3,174,000 | $ 264,000 | $ 120,000 |
| Nevada County California | 12 | $ 2,590,000 | $ 215,000 | $ 113,000 |
| Fulton County Georgia | 12 | $ 3,223,000 | $ 268,000 | $ 118,000 |
| Wake County North Carolina | 12 | $ 2,903,000 | $ 241,000 | $ 110,000 |
| Kern County California | 11 | $ 3,521,000 | $ 320,000 | $ 152,000 |
| Miami-Dade County Florida | 11 | $ 7,214,000 | $ 655,000 | $ 316,000 |
| Ada County Idaho | 11 | $ 2,008,000 | $ 182,000 | $ 79,000 |
| Dallas County Texas | 11 | $ 3,143,000 | $ 285,000 | $ 102,000 |
| Fort Bend County Texas | 11 | $ 2,669,000 | $ 242,000 | $ 106,000 |
| Tarrant County Texas | 11 | $ 3,094,000 | $ 281,000 | $ 106,000 |
| Pierce County Washington | 11 | $ 3,496,000 | $ 317,000 | $ 117,000 |
| Pima County Arizona | 10 | $ 2,340,000 | $ 234,000 | $ 95,000 |
| Adams County Colorado | 10 | $ 2,830,000 | $ 283,000 | $ 100,000 |
| Kane County Illinois | 10 | $ 2,270,000 | $ 227,000 | $ 138,000 |
| Union County New Jersey | 10 | $ 3,260,000 | $ 326,000 | $ 168,000 |
| Lane County Oregon | 10 | $ 2,582,000 | $ 258,000 | $ 140,000 |
| Montgomery County Pennsylvania | 10 | $ 2,730,000 | $ 273,000 | $ 110,000 |
| San Luis Obispo County California | 9 | $ 3,323,000 | $ 369,000 | $ 99,000 |
| Forsyth County Georgia | 9 | $ 2,516,000 | $ 279,000 | $ 116,000 |
| Bergen County New Jersey | 9 | $ 3,013,000 | $ 334,000 | $ 129,000 |
| Bucks County Pennsylvania | 9 | $ 2,321,000 | $ 257,000 | $ 121,000 |
| Weld County Colorado | 8 | $ 2,029,000 | $ 253,000 | $ 91,000 |
| Sandoval County New Mexico | 8 | $ 1,690,000 | $ 211,000 | $ 77,000 |
| Delaware County Pennsylvania | 8 | $ 2,142,000 | $ 267,000 | $ 112,000 |
| Greenville County South Carolina | 8 | $ 1,780,000 | $ 222,000 | $ 111,000 |
| Harris County Texas | 8 | $ 2,639,000 | $ 329,000 | $ 197,000 |
| Benton County Washington | 8 | $ 1,687,000 | $ 210,000 | $ 69,000 |
| Clark County Washington | 8 | $ 1,799,000 | $ 224,000 | $ 80,000 |
| El Paso County Colorado | 7 | $ 3,011,000 | $ 430,000 | $ 108,000 |
| La Plata County Colorado | 7 | $ 2,022,000 | $ 288,000 | $ 125,000 |
| Hudson County New Jersey | 7 | $ 1,963,000 | $ 280,000 | $ 206,000 |
| Monmouth County New Jersey | 7 | $ 2,679,000 | $ 382,000 | $ 205,000 |
| Passaic County New Jersey | 7 | $ 1,991,000 | $ 284,000 | $ 108,000 |
| Franklin County Ohio | 7 | $ 1,777,000 | $ 253,000 | $ 86,000 |
| Shasta County California | 6 | $ 1,642,000 | $ 273,000 | $ 95,000 |
| Lee County Florida | 6 | $ 1,315,000 | $ 219,000 | $ 113,000 |
| DeKalb County Georgia | 6 | $ 1,539,000 | $ 256,000 | $ 113,000 |
| Hamilton County Indiana | 6 | $ 1,601,000 | $ 266,000 | $ 114,000 |
| San Juan County New Mexico | 6 | $ 1,271,000 | $ 211,000 | $ 113,000 |
| Allegheny County Pennsylvania | 6 | $ 1,267,000 | $ 211,000 | $ 139,000 |
| Lancaster County Pennsylvania | 6 | $ 1,593,000 | $ 265,000 | $ 109,000 |
| Montgomery County Texas | 6 | $ 1,478,000 | $ 246,000 | $ 131,000 |
| Yavapai County Arizona | 5 | $ 1,250,000 | $ 250,000 | $ 88,000 |
| Eagle County Colorado | 5 | $ 3,280,000 | $ 656,000 | $ 291,000 |
| Fairfield County Connecticut | 5 | $ 1,634,000 | $ 326,000 | $ 127,000 |
| Cobb County Georgia | 5 | $ 1,295,000 | $ 259,000 | $ 120,000 |
| Mercer County New Jersey | 5 | $ 1,588,000 | $ 317,000 | $ 112,000 |
| Ocean County New Jersey | 5 | $ 997,000 | $ 199,000 | $ 175,000 |
| Benton County Oregon | 5 | $ 1,524,000 | $ 304,000 | $ 220,000 |
| Deschutes County Oregon | 5 | $ 1,565,000 | $ 313,000 | $ 145,000 |
| Centre County Pennsylvania | 5 | $ 1,327,000 | $ 265,000 | $ 108,000 |
| Chester County Pennsylvania | 5 | $ 1,752,000 | $ 350,000 | $ 163,000 |
| Spokane County Washington | 5 | $ 1,593,000 | $ 318,000 | $ 145,000 |
| Calaveras County California | 4 | $ 797,000 | $ 199,000 | $ 175,000 |
| Merced County California | 4 | $ 892,000 | $ 223,000 | $ 61,000 |
| San Benito County California | 4 | $ 1,532,000 | $ 383,000 | $ 121,000 |
| Trinity County California | 4 | $ 712,000 | $ 178,000 | $ 85,000 |
| McHenry County Illinois | 4 | $ 866,000 | $ 216,000 | $ 114,000 |
| Marion County Oregon | 4 | $ 1,058,000 | $ 264,000 | $ 114,000 |
| Williamson County Texas | 4 | $ 1,138,000 | $ 284,000 | $ 131,000 |
| Clallam County Washington | 4 | $ 943,000 | $ 235,000 | $ 69,000 |
| Whitman County Washington | 4 | $ 944,000 | $ 236,000 | $ 78,000 |
| Amador County California | 3 | $ 630,000 | $ 210,000 | $ 65,000 |
| Grand County Colorado | 3 | $ 722,000 | $ 240,000 | $ 109,000 |
| New Castle County Delaware | 3 | $ 772,000 | $ 257,000 | $ 171,000 |
| Duval County Florida | 3 | $ 664,000 | $ 221,000 | $ 118,000 |
| Hillsborough County Florida | 3 | $ 528,000 | $ 176,000 | $ 94,000 |
| Pinellas County Florida | 3 | $ 1,023,000 | $ 341,000 | $ 121,000 |
| St. Johns County Florida | 3 | $ 680,000 | $ 226,000 | $ 28,000 |
| Gwinnett County Georgia | 3 | $ 682,000 | $ 227,000 | $ 95,000 |
| Marion County Indiana | 3 | $ 454,000 | $ 151,000 | $ 61,000 |
| Macomb County Michigan | 3 | $ 505,000 | $ 168,000 | $ 90,000 |
| Oakland County Michigan | 3 | $ 701,000 | $ 233,000 | $ 141,000 |
| Atlantic County New Jersey | 3 | $ 1,051,000 | $ 350,000 | $ 232,000 |
| Camden County New Jersey | 3 | $ 981,000 | $ 327,000 | $ 152,000 |
| Mecklenburg County North Carolina | 3 | $ 523,000 | $ 174,000 | $ 85,000 |
| Hamilton County Ohio | 3 | $ 476,000 | $ 158,000 | $ 135,000 |
| Westmoreland County Pennsylvania | 3 | $ 696,000 | $ 232,000 | $ 104,000 |
| Fairfax County Virginia | 3 | $ 1,405,000 | $ 468,000 | $ 107,000 |
| Coconino County Arizona | 2 | $ 935,000 | $ 467,000 | $ 448,000 |
| Gila County Arizona | 2 | $ 352,000 | $ 176,000 | $ 69,000 |
| Pinal County Arizona | 2 | $ 280,000 | $ 140,000 | $ 56,000 |
| Butte County California | 2 | $ 326,000 | $ 163,000 | $ 69,000 |
| Humboldt County California | 2 | $ 486,000 | $ 243,000 | $ 71,000 |
| Plumas County California | 2 | $ 505,000 | $ 252,000 | $ 170,000 |
| Tehama County California | 2 | $ 450,000 | $ 225,000 | $ 89,000 |
| Yuba County California | 2 | $ 328,000 | $ 164,000 | $ 72,000 |
| Park County Colorado | 2 | $ 539,000 | $ 269,000 | $ 102,000 |
| Summit County Colorado | 2 | $ 879,000 | $ 439,000 | $ 284,000 |
| Hartford County Connecticut | 2 | $ 584,000 | $ 292,000 | $ 303,000 |
| Collier County Florida | 2 | $ 655,000 | $ 327,000 | $ 55,000 |
| Flagler County Florida | 2 | $ 833,000 | $ 416,000 | $ 243,000 |
| Orange County Florida | 2 | $ 330,000 | $ 165,000 | $ 92,000 |
| Cherokee County Georgia | 2 | $ 291,000 | $ 145,000 | $ 103,000 |
| Kendall County Illinois | 2 | $ 420,000 | $ 210,000 | $ 129,000 |
| Burlington County New Jersey | 2 | $ 504,000 | $ 252,000 | $ 139,000 |
| Cape May County New Jersey | 2 | $ 336,000 | $ 168,000 | $ 187,000 |
| Essex County New Jersey | 2 | $ 584,000 | $ 292,000 | $ 122,000 |
| Gloucester County New Jersey | 2 | $ 382,000 | $ 191,000 | $ 142,000 |
| Hunterdon County New Jersey | 2 | $ 612,000 | $ 306,000 | $ 238,000 |
| Union County North Carolina | 2 | $ 604,000 | $ 302,000 | $ 102,000 |
| Crook County Oregon | 2 | $ 614,000 | $ 307,000 | $ 138,000 |
| Yamhill County Oregon | 2 | $ 434,000 | $ 217,000 | $ 83,000 |
| Northampton County Pennsylvania | 2 | $ 747,000 | $ 373,000 | $ 148,000 |
| Anderson County South Carolina | 2 | $ 305,000 | $ 152,000 | $ 39,000 |
| Charleston County South Carolina | 2 | $ 482,000 | $ 241,000 | $ 78,000 |
| Hays County Texas | 2 | $ 431,000 | $ 215,000 | $ 102,000 |
| Smith County Texas | 2 | $ 236,000 | $ 118,000 | $ 86,000 |
| Travis County Texas | 2 | $ 488,000 | $ 244,000 | $ 134,000 |
| Box Elder County Utah | 2 | $ 439,000 | $ 219,000 | $ 70,000 |
| Cache County Utah | 2 | $ 353,000 | $ 176,000 | $ 43,000 |
| Summit County Utah | 2 | $ 836,000 | $ 418,000 | $ 109,000 |
| Kitsap County Washington | 2 | $ 493,000 | $ 246,000 | $ 173,000 |
| Whatcom County Washington | 2 | $ 678,000 | $ 339,000 | $ 118,000 |
| Waukesha County Wisconsin | 2 | $ 435,000 | $ 217,000 | $ 144,000 |
| Navajo County Arizona | 1 | $ 334,000 | $ 334,000 | $ 94,000 |
| Yuma County Arizona | 1 | $ 249,000 | $ 249,000 | $ 184,000 |
| Del Norte County California | 1 | $ 393,000 | $ 393,000 | $ 199,000 |
| Lake County California | 1 | $ 309,000 | $ 309,000 | $ 324,000 |
| Sutter County California | 1 | $ 134,000 | $ 134,000 | $ 51,000 |
| Tuolumne County California | 1 | $ 150,000 | $ 150,000 | $ 111,000 |
| Archuleta County Colorado | 1 | $ 364,000 | $ 364,000 | $ 59,000 |
| Broomfield County Colorado | 1 | $ 213,000 | $ 213,000 | $ 186,000 |
| Chaffee County Colorado | 1 | $ 290,000 | $ 290,000 | $ 97,000 |
| Gunnison County Colorado | 1 | $ 365,000 | $ 365,000 | $ 92,000 |
| Mesa County Colorado | 1 | $ 235,000 | $ 235,000 | $ 150,000 |
| Routt County Colorado | 1 | $ 349,000 | $ 349,000 | $ 452,000 |
| Litchfield County Connecticut | 1 | $ 242,000 | $ 242,000 | $ 70,000 |
| Middlesex County Connecticut | 1 | $ 357,000 | $ 357,000 | $ 285,000 |
| New Haven County Connecticut | 1 | $ 195,000 | $ 195,000 | $ 160,000 |
| Tolland County Connecticut | 1 | $ 293,000 | $ 293,000 | $ 146,000 |
| Alachua County Florida | 1 | $ 139,000 | $ 139,000 | $ 104,000 |
| Bay County Florida | 1 | $ 283,000 | $ 283,000 | $ 247,000 |
| Charlotte County Florida | 1 | $ 226,000 | $ 226,000 | $ 60,000 |
| Hernando County Florida | 1 | $ 185,000 | $ 185,000 | $ 105,000 |
| Lake County Florida | 1 | $ 124,000 | $ 124,000 | $ 84,000 |
| Martin County Florida | 1 | $ 229,000 | $ 229,000 | $ 75,000 |
| Okaloosa County Florida | 1 | $ 160,000 | $ 160,000 | $ 220,000 |
| Sarasota County Florida | 1 | $ 282,000 | $ 282,000 | $ 66,000 |
| St. Lucie County Florida | 1 | $ 187,000 | $ 187,000 | $ 113,000 |
| Sumter County Florida | 1 | $ 110,000 | $ 110,000 | $ 37,000 |
| Volusia County Florida | 1 | $ 222,000 | $ 222,000 | $ 99,000 |
| Clarke County Georgia | 1 | $ 287,000 | $ 287,000 | $ 124,000 |
| Harris County Georgia | 1 | $ 283,000 | $ 283,000 | $ 0 |
| Hart County Georgia | 1 | $ 245,000 | $ 245,000 | $ 114,000 |
| Blaine County Idaho | 1 | $ 620,000 | $ 620,000 | $ 207,000 |
| Custer County Idaho | 1 | $ 417,000 | $ 417,000 | $ 227,000 |
| Bartholomew County Indiana | 1 | $ 116,000 | $ 116,000 | $ 94,000 |
| Boone County Indiana | 1 | $ 133,000 | $ 133,000 | $ 46,000 |
| Porter County Indiana | 1 | $ 158,000 | $ 158,000 | $ 66,000 |
| Fayette County Kentucky | 1 | $ 316,000 | $ 316,000 | $ 0 |
| Woodford County Kentucky | 1 | $ 244,000 | $ 244,000 | $ 44,000 |
| Montgomery County Maryland | 1 | $ 181,000 | $ 181,000 | $ 78,000 |
| Washtenaw County Michigan | 1 | $ 285,000 | $ 285,000 | $ 197,000 |
| Sussex County New Jersey | 1 | $ 412,000 | $ 412,000 | $ 133,000 |
| Socorro County New Mexico | 1 | $ 142,000 | $ 142,000 | $ 45,000 |
| Valencia County New Mexico | 1 | $ 212,000 | $ 212,000 | $ 107,000 |
| Brunswick County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 311,000 |
| Craven County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 152,000 |
| Iredell County North Carolina | 1 | $ 318,000 | $ 318,000 | $ 135,000 |
| Onslow County North Carolina | 1 | $ 330,000 | $ 330,000 | $ 281,000 |
| Orange County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 115,000 |
| Butler County Ohio | 1 | $ 220,000 | $ 220,000 | $ 136,000 |
| Cuyahoga County Ohio | 1 | $ 330,000 | $ 330,000 | $ 0 |
| Fairfield County Ohio | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Lorain County Ohio | 1 | $ 199,000 | $ 199,000 | $ 133,000 |
| Pickaway County Ohio | 1 | $ 180,000 | $ 180,000 | $ 60,000 |
| Columbia County Oregon | 1 | $ 156,000 | $ 156,000 | $ 49,000 |
| Josephine County Oregon | 1 | $ 177,000 | $ 177,000 | $ 41,000 |
| Linn County Oregon | 1 | $ 128,000 | $ 128,000 | $ 110,000 |
| Polk County Oregon | 1 | $ 287,000 | $ 287,000 | $ 78,000 |
| Cambria County Pennsylvania | 1 | $ 192,000 | $ 192,000 | $ 116,000 |
| Fulton County Pennsylvania | 1 | $ 160,000 | $ 160,000 | $ 80,000 |
| Luzerne County Pennsylvania | 1 | $ 260,000 | $ 260,000 | $ 197,000 |
| Lycoming County Pennsylvania | 1 | $ 241,000 | $ 241,000 | $ 84,000 |
| Pike County Pennsylvania | 1 | $ 234,000 | $ 234,000 | $ 54,000 |
| Somerset County Pennsylvania | 1 | $ 120,000 | $ 120,000 | $ 173,000 |
| Warren County Pennsylvania | 1 | $ 180,000 | $ 180,000 | $ 104,000 |
| Spartanburg County South Carolina | 1 | $ 314,000 | $ 314,000 | $ 90,000 |
| Bell County Texas | 1 | $ 205,000 | $ 205,000 | $ 78,000 |
| Bexar County Texas | 1 | $ 230,000 | $ 230,000 | $ 55,000 |
| Brazos County Texas | 1 | $ 400,000 | $ 400,000 | $ 199,000 |
| Kaufman County Texas | 1 | $ 160,000 | $ 160,000 | $ 123,000 |
| Polk County Texas | 1 | $ 104,000 | $ 104,000 | $ 93,000 |
| Rockwall County Texas | 1 | $ 233,000 | $ 233,000 | $ 94,000 |
| Juab County Utah | 1 | $ 218,000 | $ 218,000 | $ 0 |
| Morgan County Utah | 1 | $ 257,000 | $ 257,000 | $ 98,000 |
| Botetourt County Virginia | 1 | $ 165,000 | $ 165,000 | $ 104,000 |
| Falls Church County Virginia | 1 | $ 250,000 | $ 250,000 | $ 182,000 |
| Henrico County Virginia | 1 | $ 224,000 | $ 224,000 | $ 158,000 |
| Loudoun County Virginia | 1 | $ 175,000 | $ 175,000 | $ 48,000 |
| Norfolk County Virginia | 1 | $ 280,000 | $ 280,000 | $ 85,000 |
| Douglas County Washington | 1 | $ 365,000 | $ 365,000 | $ 254,000 |
| Grays Harbor County Washington | 1 | $ 144,000 | $ 144,000 | $ 71,000 |
| Kittitas County Washington | 1 | $ 417,000 | $ 417,000 | $ 204,000 |
| Thurston County Washington | 1 | $ 205,000 | $ 205,000 | $ 77,000 |
| Dane County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 113,000 |
| Washington County Wisconsin | 1 | $ 253,000 | $ 253,000 | $ 110,000 |
Mortgage Loan Application Detail Totals for The Loan Store, Inc. in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,664 | $1,253,694,000 | $342,000 | $1,936,000 | $127,000 | $2,520,000 |
| Home Purchase | 1,096 | $368,023,000 | $335,000 | $2,500,000 | $128,000 | $1,509,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,487 | $820,698,000 | $329,000 | $2,500,000 | $124,000 | $2,520,000 |
| Asian | 1,341 | $491,919,000 | $366,000 | $1,740,000 | $137,000 | $1,509,000 |
| Not Provided | 629 | $215,512,000 | $342,000 | $1,920,000 | $128,000 | $913,000 |
| Hispanic | 226 | $69,103,000 | $305,000 | $1,936,000 | $106,000 | $1,167,000 |
| Black or African American | 40 | $12,184,000 | $304,000 | $528,000 | $95,000 | $195,000 |
| Native Hawaiian or Other Pacific Islander | 23 | $7,640,000 | $332,000 | $713,000 | $112,000 | $307,000 |
| American Indian or Alaskan Native | 14 | $4,661,000 | $332,000 | $625,000 | $95,000 | $180,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,760 | $1,621,717,000 | $340,000 | $2,500,000 | $127,000 | $2,520,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,129 | $1,051,813,000 | $336,000 | $2,500,000 | $127,000 | $1,334,000 |
| Application Withdrawn By Applicant | 835 | $290,208,000 | $347,000 | $1,936,000 | $127,000 | $2,520,000 |
| Application Denied By Financial Institution | 795 | $279,512,000 | $351,000 | $1,740,000 | $124,000 | $1,509,000 |
| File Closed For Incompleteness | 1 | $184,000 | $184,000 | $184,000 | $89,000 | $89,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 227 | $81,511,000 | $359,000 | $1,429,000 | $146,000 | $768,000 |
| Debt-To-Income Ratio | 207 | $74,598,000 | $360,000 | $1,740,000 | $94,000 | $308,000 |
| Credit Application Incomplete | 110 | $39,520,000 | $359,000 | $1,000,000 | $140,000 | $1,509,000 |
| Collateral | 104 | $32,640,000 | $313,000 | $1,235,000 | $126,000 | $426,000 |
| Unverifiable Information | 62 | $21,098,000 | $340,000 | $975,000 | $128,000 | $636,000 |
| Credit History | 28 | $9,337,000 | $333,000 | $824,000 | $124,000 | $319,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 27 | $9,115,000 | $337,000 | $1,100,000 | $100,000 | $428,000 |
| Employment History | 5 | $1,500,000 | $300,000 | $417,000 | $62,000 | $92,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Loan Store, Inc.'s 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Loan Store, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.