Everbank
Mortgage Loan Application
Totals and Details
for 2016

Mortgage Company & Address Everbank
301 West Bay Street
Jacksonville, FL 32202
Tel #: available with data download
Federal Regulator * available with data download
Years 2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 75,198
Total Mortgage Loan Application Amount $18,851,794,000
Average Mortgage Loan Application Amount $131,398
Highest Mortgage Loan Application Amount $32,000,000
Average Applicant Income $31,722
Highest Applicant Income $9,999,000
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Mortgage Loan Application Detail Totals for Everbank in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 37,871 $10,008,423,000 $264,000 $15,000,000 $75,000 $7,200,000
Refinancing 33,036 $8,337,489,000 $252,000 $32,000,000 $86,000 $9,999,000
Home Improvement 4,291 $505,882,000 $117,000 $10,000,000 $47,000 $6,487,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 37,368 $5,061,743,000 $135,000 $32,000,000 $0 $1,048,000
White 24,338 $8,856,515,000 $363,000 $8,400,000 $161,000 $9,999,000
Not Provided 5,364 $1,972,720,000 $367,000 $10,000,000 $146,000 $7,200,000
Asian 3,474 $1,749,248,000 $503,000 $5,000,000 $185,000 $3,313,000
Hispanic 2,678 $755,285,000 $282,000 $3,282,000 $112,000 $3,078,000
Black or African American 1,745 $383,898,000 $219,000 $3,080,000 $94,000 $1,350,000
Native Hawaiin or Other Pacific Islander 118 $40,113,000 $339,000 $1,964,000 $122,000 $596,000
American Indian or Alaskan Native 113 $32,272,000 $285,000 $1,481,000 $120,000 $800,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 37,565 $5,018,329,000 $133,000 $1,254,000 $6,000 $1,048,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 34,104 $13,066,611,000 $383,000 $32,000,000 $161,000 $9,999,000
VA-guaranteed (Veterans Administration) 3,437 $748,554,000 $217,000 $1,094,000 $36,000 $449,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 92 $18,300,000 $198,000 $401,000 $57,000 $91,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 37,513 $4,915,128,000 $131,000 $1,496,000 $1,000 $1,683,000
Loan Originated 22,170 $8,158,117,000 $367,000 $32,000,000 $156,000 $7,270,000
Application Denied By Financial Institution 6,128 $2,491,195,000 $406,000 $26,000,000 $161,000 $9,999,000
Application Withdrawn By Applicant 5,140 $1,855,917,000 $361,000 $9,750,000 $153,000 $7,200,000
File Closed For Incompleteness 3,747 $1,252,998,000 $334,000 $8,700,000 $140,000 $7,028,000
Application Approved But Not Accepted 500 $178,439,000 $356,000 $2,500,000 $154,000 $1,134,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 1,772 $707,744,000 $399,000 $4,500,000 $97,000 $1,116,000
Credit Application Incomplete 1,490 $740,504,000 $496,000 $10,000,000 $220,000 $6,487,000
Credit History 1,049 $288,395,000 $274,000 $2,000,000 $113,000 $3,780,000
Other 677 $321,080,000 $474,000 $26,000,000 $242,000 $9,999,000
Collateral 628 $206,196,000 $328,000 $3,000,000 $186,000 $7,555,000
Unverifiable Information 227 $95,437,000 $420,000 $2,700,000 $184,000 $3,584,000
Insufficient Cash (Downpayment, Closing Cost) 214 $90,261,000 $421,000 $3,282,000 $156,000 $1,050,000
Employment History 71 $41,578,000 $585,000 $2,813,000 $207,000 $1,139,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
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