Everbank N.A. Mortgage Lending & HMDA Data, 2016

In 2016, Everbank N.A. of Jacksonville, FL reported 75,198 mortgage applications totaling $18.9 billion, up 12% from 2015. The average application was for $250,695, and applicants reported an average income of $78,234. 29% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Jacksonville, FL (3,481), New York-Jersey City-White Plains, NY-NJ (3,259) and Washington-Arlington-Alexandria, DC-VA-MD-WV (2,450) (applications in parentheses).

Mortgage Company & Address Everbank N.A.
501 Riverside Avenue
Jacksonville, FL 32202
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 75,198
Total Mortgage Loan Application Amount $18,851,794,000
Average Mortgage Loan Application Amount $250,695
Highest Mortgage Loan Application Amount $32,000,000
Average Applicant Income $78,234
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Everbank N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Everbank N.A. by County in 2016

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Duval, Florida 2,223 $ 339,834,000 $ 152,871 $ 70,000
Los Angeles, California 1,434 $ 878,567,000 $ 612,668 $ 190,000
Brevard, Florida 1,400 $ 298,193,000 $ 212,995 $ 101,000
Maricopa, Arizona 1,379 $ 431,073,000 $ 312,598 $ 138,000
Santa Clara, California 1,278 $ 899,860,000 $ 704,115 $ 216,000
Cook, Illinois 964 $ 177,447,000 $ 184,073 $ 43,000
San Diego, California 887 $ 424,393,000 $ 478,458 $ 141,000
Harris, Texas 829 $ 160,047,000 $ 193,060 $ 60,000
Broward, Florida 810 $ 219,502,000 $ 270,990 $ 115,000
Miami-Dade, Florida 809 $ 236,845,000 $ 292,762 $ 111,000
St. Johns, Florida 709 $ 215,412,000 $ 303,825 $ 137,000
Orange, California 688 $ 480,722,000 $ 698,723 $ 213,000
Riverside, California 683 $ 190,800,000 $ 279,355 $ 78,000
Alameda, California 679 $ 386,841,000 $ 569,721 $ 188,000
King, Washington 651 $ 283,208,000 $ 435,035 $ 149,000
San Mateo, California 622 $ 482,048,000 $ 774,996 $ 239,000
Fairfax, Virginia 577 $ 273,163,000 $ 473,419 $ 165,000
Suffolk, New York 565 $ 202,629,000 $ 358,635 $ 129,000
Palm Beach, Florida 532 $ 158,277,000 $ 297,513 $ 150,000
Philadelphia, Pennsylvania 501 $ 69,618,000 $ 138,958 $ 38,000
San Francisco, California 498 $ 388,480,000 $ 780,080 $ 250,000
Collier, Florida 471 $ 146,326,000 $ 310,670 $ 162,000
Bergen, New Jersey 447 $ 152,719,000 $ 341,653 $ 112,000
Lee, Florida 426 $ 92,418,000 $ 216,943 $ 100,000
Contra Costa, California 414 $ 216,599,000 $ 523,185 $ 145,000
San Bernardino, California 399 $ 86,204,000 $ 216,050 $ 52,000
Bexar, Texas 395 $ 53,685,000 $ 135,911 $ 20,000
Prince George's, Maryland 389 $ 88,774,000 $ 228,210 $ 28,000
Orange, Florida 385 $ 86,818,000 $ 225,501 $ 82,000
Sarasota, Florida 381 $ 129,286,000 $ 339,333 $ 168,000
Dallas, Texas 379 $ 84,265,000 $ 222,335 $ 74,000
Essex, New Jersey 375 $ 106,760,000 $ 284,693 $ 73,000
Morris, New Jersey 375 $ 130,568,000 $ 348,181 $ 131,000
Ocean, New Jersey 366 $ 85,478,000 $ 233,546 $ 85,000
Clark, Nevada 364 $ 64,626,000 $ 177,543 $ 69,000
Hillsborough, Florida 350 $ 83,513,000 $ 238,608 $ 105,000
Monmouth, New Jersey 350 $ 114,896,000 $ 328,274 $ 133,000
New York, New York 319 $ 261,238,000 $ 818,927 $ 349,000
Tarrant, Texas 318 $ 49,881,000 $ 156,858 $ 42,000
Prince William, Virginia 309 $ 96,853,000 $ 313,440 $ 87,000
Clay, Florida 307 $ 56,826,000 $ 185,100 $ 72,000
Fairfield, Connecticut 305 $ 114,290,000 $ 374,721 $ 167,000
St. Louis, Missouri 294 $ 68,279,000 $ 232,241 $ 37,000
Wayne, Michigan 289 $ 25,151,000 $ 87,027 $ 13,000
Marion, Indiana 286 $ 38,292,000 $ 133,888 $ 15,000
Middlesex, Massachusetts 275 $ 101,725,000 $ 369,909 $ 118,000
Montgomery, Maryland 273 $ 109,385,000 $ 400,677 $ 132,000
Camden, New Jersey 271 $ 38,789,000 $ 143,132 $ 9,000
Baltimore, Maryland 270 $ 55,140,000 $ 204,222 $ 28,000
Pinellas, Florida 265 $ 51,514,000 $ 194,392 $ 125,000
Union, New Jersey 263 $ 86,645,000 $ 329,448 $ 90,000
District of Columbia, District Of Columbia 261 $ 108,963,000 $ 417,482 $ 137,000
Nassau, New York 261 $ 101,113,000 $ 387,406 $ 92,000
Westchester, New York 260 $ 100,588,000 $ 386,876 $ 124,000
Montgomery, Pennsylvania 258 $ 56,247,000 $ 218,011 $ 61,000
Manatee, Florida 255 $ 68,468,000 $ 268,501 $ 123,000
Queens, New York 253 $ 90,035,000 $ 355,869 $ 73,000
Middlesex, New Jersey 251 $ 66,735,000 $ 265,876 $ 79,000
Pima, Arizona 249 $ 36,558,000 $ 146,819 $ 39,000
Franklin, Ohio 247 $ 31,730,000 $ 128,461 $ 17,000
Bucks, Pennsylvania 246 $ 57,865,000 $ 235,223 $ 71,000
Denver, Colorado 245 $ 93,525,000 $ 381,734 $ 140,000
Kings, New York 243 $ 125,002,000 $ 514,411 $ 148,000
Sacramento, California 237 $ 55,788,000 $ 235,392 $ 70,000
Larimer, Colorado 235 $ 65,561,000 $ 278,982 $ 106,000
Nassau, Florida 235 $ 66,472,000 $ 282,859 $ 163,000
Eagle, Colorado 233 $ 125,364,000 $ 538,042 $ 239,000
Mecklenburg, North Carolina 231 $ 68,554,000 $ 296,770 $ 41,000
Shelby, Tennessee 231 $ 24,359,000 $ 105,450 $ 19,000
New Haven, Connecticut 230 $ 43,824,000 $ 190,539 $ 48,000
Cuyahoga, Ohio 230 $ 23,341,000 $ 101,482 $ 19,000
Jefferson, Alabama 228 $ 25,955,000 $ 113,837 $ 23,000
Gwinnett, Georgia 227 $ 33,857,000 $ 149,149 $ 33,000
Fulton, Georgia 224 $ 50,269,000 $ 224,415 $ 51,000
Snohomish, Washington 218 $ 69,244,000 $ 317,633 $ 93,000
Hartford, Connecticut 217 $ 34,311,000 $ 158,115 $ 22,000
Travis, Texas 215 $ 76,752,000 $ 356,986 $ 152,000
Providence, Rhode Island 214 $ 21,690,000 $ 101,355 $ 15,000
Burlington, New Jersey 213 $ 39,625,000 $ 186,032 $ 35,000
Marin, California 212 $ 151,950,000 $ 716,745 $ 240,000
Salt Lake, Utah 209 $ 40,663,000 $ 194,559 $ 34,000
Lake, Indiana 201 $ 20,937,000 $ 104,164 $ 10,000
Ventura, California 200 $ 94,260,000 $ 471,300 $ 162,000
Passaic, New Jersey 196 $ 50,160,000 $ 255,918 $ 59,000
Loudoun, Virginia 193 $ 85,620,000 $ 443,626 $ 139,000
Kern, California 192 $ 28,132,000 $ 146,520 $ 19,000
Baltimore City, Maryland 191 $ 23,610,000 $ 123,612 $ 10,000
Norfolk, Massachusetts 191 $ 75,485,000 $ 395,209 $ 131,000
Anne Arundel, Maryland 189 $ 54,780,000 $ 289,841 $ 68,000
Wake, North Carolina 189 $ 35,743,000 $ 189,116 $ 72,000
DeKalb, Georgia 187 $ 28,121,000 $ 150,379 $ 46,000
Fort Bend, Texas 185 $ 44,374,000 $ 239,859 $ 92,000
Oakland, Michigan 184 $ 27,655,000 $ 150,298 $ 55,000
Delaware, Pennsylvania 184 $ 31,056,000 $ 168,782 $ 29,000
Deschutes, Oregon 183 $ 61,686,000 $ 337,081 $ 163,000
Oklahoma, Oklahoma 181 $ 22,684,000 $ 125,325 $ 34,000
Pierce, Washington 180 $ 38,044,000 $ 211,355 $ 66,000
Allegheny, Pennsylvania 179 $ 18,736,000 $ 104,670 $ 21,000
Jackson, Missouri 177 $ 16,285,000 $ 92,005 $ 17,000
Will, Illinois 170 $ 30,968,000 $ 182,164 $ 24,000
Hudson, New Jersey 169 $ 55,855,000 $ 330,502 $ 119,000
Seminole, Florida 168 $ 35,385,000 $ 210,625 $ 87,000
Denton, Texas 167 $ 41,801,000 $ 250,305 $ 101,000
Jefferson, Colorado 165 $ 54,001,000 $ 327,278 $ 130,000
Somerset, New Jersey 163 $ 53,051,000 $ 325,466 $ 134,000
Davidson, Tennessee 163 $ 40,329,000 $ 247,417 $ 73,000
Macomb, Michigan 161 $ 14,971,000 $ 92,987 $ 16,000
Polk, Florida 159 $ 23,578,000 $ 148,289 $ 35,000
Arapahoe, Colorado 158 $ 48,178,000 $ 304,924 $ 105,000
Worcester, Massachusetts 154 $ 27,429,000 $ 178,110 $ 35,000
Cobb, Georgia 152 $ 22,924,000 $ 150,815 $ 36,000
Mercer, New Jersey 151 $ 28,689,000 $ 189,993 $ 66,000
Hamilton, Ohio 151 $ 15,007,000 $ 99,384 $ 12,000
Collin, Texas 150 $ 38,888,000 $ 259,253 $ 114,000
Monroe, New York 148 $ 13,893,000 $ 93,871 $ 29,000
Weld, Colorado 147 $ 32,556,000 $ 221,469 $ 67,000
New Castle, Delaware 145 $ 28,232,000 $ 194,703 $ 19,000
Richmond, New York 145 $ 52,894,000 $ 364,786 $ 87,000
Milwaukee, Wisconsin 141 $ 15,473,000 $ 109,737 $ 8,000
Hennepin, Minnesota 140 $ 34,899,000 $ 249,278 $ 85,000
Spotsylvania, Virginia 136 $ 33,260,000 $ 244,558 $ 80,000
El Paso, Colorado 134 $ 37,846,000 $ 282,432 $ 37,000
Atlantic, New Jersey 134 $ 21,691,000 $ 161,873 $ 22,000
Multnomah, Oregon 134 $ 40,230,000 $ 300,223 $ 145,000
Montgomery, Texas 134 $ 29,974,000 $ 223,686 $ 84,000
Fresno, California 133 $ 33,527,000 $ 252,082 $ 47,000
DuPage, Illinois 132 $ 31,775,000 $ 240,719 $ 73,000
Chester, Pennsylvania 132 $ 34,620,000 $ 262,272 $ 75,000
Volusia, Florida 131 $ 17,506,000 $ 133,633 $ 40,000
Douglas, Colorado 130 $ 45,778,000 $ 352,138 $ 130,000
Pasco, Florida 130 $ 20,122,000 $ 154,784 $ 41,000
York, Pennsylvania 130 $ 17,567,000 $ 135,130 $ 19,000
Jefferson, Kentucky 129 $ 26,485,000 $ 205,310 $ 14,000
St. Charles, Missouri 129 $ 16,735,000 $ 129,728 $ 20,000
Santa Cruz, California 128 $ 78,329,000 $ 611,945 $ 235,000
Bernalillo, New Mexico 127 $ 28,138,000 $ 221,559 $ 28,000
Sedgwick, Kansas 126 $ 9,458,000 $ 75,063 $ 12,000
Tulsa, Oklahoma 126 $ 12,452,000 $ 98,825 $ 17,000
Plymouth, Massachusetts 125 $ 34,292,000 $ 274,336 $ 83,000
Mobile, Alabama 124 $ 12,188,000 $ 98,290 $ 8,000
Osceola, Florida 124 $ 22,272,000 $ 179,612 $ 43,000
Pulaski, Arkansas 123 $ 9,805,000 $ 79,715 $ 7,000
Gloucester, New Jersey 123 $ 18,973,000 $ 154,252 $ 18,000
Erie, New York 122 $ 10,161,000 $ 83,286 $ 10,000
Summit, Ohio 121 $ 14,560,000 $ 120,330 $ 25,000
San Joaquin, California 120 $ 35,130,000 $ 292,750 $ 44,000
Essex, Massachusetts 120 $ 30,287,000 $ 252,391 $ 57,000
Horry, South Carolina 120 $ 19,730,000 $ 164,416 $ 104,000
Lake, Illinois 119 $ 26,448,000 $ 222,252 $ 69,000
Guilford, North Carolina 119 $ 14,625,000 $ 122,899 $ 18,000
Adams, Colorado 115 $ 19,518,000 $ 169,721 $ 42,000
Allen, Indiana 115 $ 10,595,000 $ 92,130 $ 12,000
Bristol, Massachusetts 115 $ 18,699,000 $ 162,600 $ 24,000
Stafford, Virginia 115 $ 33,161,000 $ 288,356 $ 83,000
Arlington, Virginia 114 $ 64,673,000 $ 567,307 $ 223,000
Sonoma, California 112 $ 46,921,000 $ 418,937 $ 142,000
Madison, Alabama 110 $ 14,880,000 $ 135,272 $ 30,000
Placer, California 110 $ 37,417,000 $ 340,154 $ 141,000
Henry, Georgia 109 $ 16,381,000 $ 150,284 $ 29,000
Orange, New York 109 $ 21,644,000 $ 198,568 $ 68,000
Clayton, Georgia 105 $ 10,187,000 $ 97,019 $ 4,000
Dutchess, New York 105 $ 25,348,000 $ 241,409 $ 84,000
Richland, South Carolina 105 $ 12,624,000 $ 120,228 $ 9,000
Williamson, Texas 104 $ 20,056,000 $ 192,846 $ 60,000
Johnson, Kansas 103 $ 18,765,000 $ 182,184 $ 80,000
East Baton Rouge, Louisiana 101 $ 20,207,000 $ 200,069 $ 36,000
Lake, Florida 100 $ 16,988,000 $ 169,880 $ 38,000
Hampden, Massachusetts 99 $ 9,518,000 $ 96,141 $ 6,000
Spokane, Washington 99 $ 17,567,000 $ 177,444 $ 43,000
Suffolk, Massachusetts 98 $ 31,314,000 $ 319,530 $ 109,000
Lehigh, Pennsylvania 98 $ 15,844,000 $ 161,673 $ 34,000
Madison, Illinois 97 $ 8,918,000 $ 91,938 $ 5,000
Sussex, New Jersey 97 $ 21,826,000 $ 225,010 $ 93,000
Hidalgo, Texas 97 $ 12,441,000 $ 128,257 $ 47,000
Montgomery, Alabama 96 $ 10,099,000 $ 105,197 $ 8,000
Kane, Illinois 96 $ 19,276,000 $ 200,791 $ 38,000
Pinal, Arizona 95 $ 12,315,000 $ 129,631 $ 31,000
Jefferson, Missouri 94 $ 10,669,000 $ 113,500 $ 9,000
Solano, California 93 $ 23,231,000 $ 249,795 $ 72,000
Bronx, New York 93 $ 28,672,000 $ 308,301 $ 38,000
El Paso, Texas 93 $ 10,570,000 $ 113,655 $ 13,000
Montgomery, Ohio 92 $ 7,608,000 $ 82,695 $ 3,000
St. Clair, Illinois 91 $ 12,515,000 $ 137,527 $ 9,000
Coconino, Arizona 90 $ 25,859,000 $ 287,322 $ 114,000
St. Joseph, Indiana 90 $ 7,236,000 $ 80,400 $ 11,000
Genesee, Michigan 90 $ 7,821,000 $ 86,900 $ 6,000
Honolulu, Hawaii 89 $ 44,963,000 $ 505,202 $ 173,000
Cumberland, North Carolina 88 $ 11,433,000 $ 129,920 $ 3,000
St. Lucie, Florida 87 $ 13,852,000 $ 159,218 $ 51,000
Berks, Pennsylvania 87 $ 11,075,000 $ 127,298 $ 13,000
Lancaster, Pennsylvania 87 $ 11,987,000 $ 137,781 $ 30,000
Chesterfield, Virginia 87 $ 18,388,000 $ 211,356 $ 40,000
Virginia Beach, Virginia 87 $ 16,675,000 $ 191,666 $ 33,000
Chatham, Georgia 86 $ 18,313,000 $ 212,941 $ 48,000
Charles, Maryland 85 $ 21,217,000 $ 249,611 $ 30,000
Cumberland, New Jersey 85 $ 10,847,000 $ 127,611 $ 7,000
Monroe, Pennsylvania 85 $ 11,853,000 $ 139,447 $ 22,000
Utah, Utah 85 $ 15,107,000 $ 177,729 $ 33,000
Northampton, Pennsylvania 82 $ 13,443,000 $ 163,939 $ 26,000
Weber, Utah 82 $ 11,216,000 $ 136,780 $ 14,000
Jefferson, Louisiana 81 $ 10,042,000 $ 123,975 $ 42,000
Montgomery, Tennessee 81 $ 8,208,000 $ 101,333 $ 3,000
Monterey, California 80 $ 38,938,000 $ 486,725 $ 166,000
Muscogee, Georgia 78 $ 7,153,000 $ 91,705 $ 9,000
Alexandria, Virginia 78 $ 32,840,000 $ 421,025 $ 156,000
Onondaga, New York 77 $ 6,391,000 $ 83,000 $ 1,000
Washington, Oregon 77 $ 19,362,000 $ 251,454 $ 79,000
Dauphin, Pennsylvania 77 $ 8,720,000 $ 113,246 $ 21,000
Knox, Tennessee 77 $ 10,451,000 $ 135,727 $ 34,000
Boulder, Colorado 76 $ 28,222,000 $ 371,342 $ 135,000
Hamilton, Indiana 75 $ 23,911,000 $ 318,813 $ 34,000
McHenry, Illinois 74 $ 12,451,000 $ 168,256 $ 42,000
Hamilton, Tennessee 74 $ 7,744,000 $ 104,648 $ 9,000
Garfield, Colorado 73 $ 24,204,000 $ 331,561 $ 124,000
Winnebago, Illinois 73 $ 6,374,000 $ 87,315 $ 3,000
Stanislaus, California 72 $ 11,817,000 $ 164,125 $ 33,000
Litchfield, Connecticut 72 $ 16,880,000 $ 234,444 $ 80,000
Clackamas, Oregon 72 $ 26,522,000 $ 368,361 $ 106,000
Luzerne, Pennsylvania 72 $ 6,651,000 $ 92,375 $ 12,000
Polk, Iowa 71 $ 6,506,000 $ 91,633 $ 17,000
Sussex, Delaware 70 $ 13,016,000 $ 185,942 $ 77,000
Charleston, South Carolina 70 $ 16,958,000 $ 242,257 $ 42,000
Marion, Florida 69 $ 7,694,000 $ 111,507 $ 21,000
Hunterdon, New Jersey 69 $ 24,368,000 $ 353,159 $ 133,000
Bell, Texas 69 $ 7,222,000 $ 104,666 $ 14,000
Tulare, California 68 $ 8,435,000 $ 124,044 $ 25,000
Washoe, Nevada 68 $ 18,561,000 $ 272,955 $ 97,000
Durham, North Carolina 68 $ 9,021,000 $ 132,661 $ 14,000
Westmoreland, Pennsylvania 68 $ 6,276,000 $ 92,294 $ 15,000
Webb, Texas 68 $ 8,869,000 $ 130,426 $ 17,000
Davis, Utah 67 $ 41,714,000 $ 622,597 $ 9,000
Harford, Maryland 66 $ 12,365,000 $ 187,348 $ 23,000
Putnam, New York 66 $ 18,625,000 $ 282,196 $ 108,000
Martin, Florida 65 $ 14,286,000 $ 219,784 $ 91,000
Vanderburgh, Indiana 65 $ 6,060,000 $ 93,230 $ 20,000
Caddo, Louisiana 65 $ 6,724,000 $ 103,446 $ 2,000
Ingham, Michigan 65 $ 6,531,000 $ 100,476 $ 19,000
Hillsborough, New Hampshire 65 $ 12,273,000 $ 188,815 $ 72,000
Lexington, South Carolina 65 $ 8,122,000 $ 124,953 $ 10,000
Butler, Ohio 64 $ 6,523,000 $ 101,921 $ 12,000
New London, Connecticut 63 $ 11,006,000 $ 174,698 $ 97,000
Howard, Maryland 63 $ 25,612,000 $ 406,539 $ 113,000
Stark, Ohio 63 $ 6,280,000 $ 99,682 $ 12,000
Henrico, Virginia 63 $ 12,260,000 $ 194,603 $ 49,000
Kitsap, Washington 63 $ 16,778,000 $ 266,317 $ 51,000
Mesa, Colorado 62 $ 11,260,000 $ 181,612 $ 15,000
Anoka, Minnesota 62 $ 10,316,000 $ 166,387 $ 33,000
Charlotte, Florida 61 $ 11,940,000 $ 195,737 $ 107,000
Cherokee, Georgia 61 $ 10,934,000 $ 179,245 $ 41,000
Kent, Michigan 61 $ 6,362,000 $ 104,295 $ 32,000
Douglas, Nebraska 61 $ 8,374,000 $ 137,278 $ 56,000
Rockingham, New Hampshire 61 $ 12,674,000 $ 207,770 $ 70,000
Forsyth, North Carolina 61 $ 6,817,000 $ 111,754 $ 12,000
Lucas, Ohio 61 $ 5,283,000 $ 86,606 $ 19,000
Kent, Rhode Island 61 $ 6,230,000 $ 102,131 $ 23,000
Williamson, Tennessee 61 $ 28,065,000 $ 460,081 $ 222,000
Brazoria, Texas 61 $ 10,157,000 $ 166,508 $ 46,000
Nueces, Texas 61 $ 6,763,000 $ 110,868 $ 8,000
Clark, Washington 61 $ 14,723,000 $ 241,360 $ 62,000
Escambia, Florida 60 $ 6,257,000 $ 104,283 $ 18,000
York, South Carolina 60 $ 9,263,000 $ 154,383 $ 28,000
Rutherford, Tennessee 60 $ 7,006,000 $ 116,766 $ 14,000
Ada, Idaho 59 $ 11,645,000 $ 197,372 $ 68,000
Ramsey, Minnesota 59 $ 9,867,000 $ 167,237 $ 46,000
St. Louis City, Missouri 59 $ 6,538,000 $ 110,813 $ 19,000
Onslow, North Carolina 59 $ 7,560,000 $ 128,135 $ 6,000
Summit, Utah 59 $ 36,282,000 $ 614,949 $ 354,000
Frederick, Maryland 58 $ 12,167,000 $ 209,775 $ 53,000
Rockland, New York 58 $ 18,516,000 $ 319,241 $ 84,000
Santa Barbara, California 57 $ 34,652,000 $ 607,929 $ 206,000
Summit, Colorado 57 $ 25,614,000 $ 449,368 $ 252,000
Newton, Georgia 57 $ 7,255,000 $ 127,280 $ 14,000
Lorain, Ohio 57 $ 7,432,000 $ 130,385 $ 34,000
Dakota, Minnesota 56 $ 9,848,000 $ 175,857 $ 42,000
Tuscaloosa, Alabama 55 $ 7,199,000 $ 130,890 $ 23,000
Clay, Missouri 55 $ 5,639,000 $ 102,527 $ 10,000
Cumberland, Pennsylvania 55 $ 9,843,000 $ 178,963 $ 98,000
Lackawanna, Pennsylvania 55 $ 5,629,000 $ 102,345 $ 9,000
Galveston, Texas 55 $ 10,370,000 $ 188,545 $ 75,000
Porter, Indiana 54 $ 7,038,000 $ 130,333 $ 13,000
Hinds, Mississippi 54 $ 5,076,000 $ 94,000 $ 3,000
Union, North Carolina 54 $ 12,551,000 $ 232,425 $ 66,000
Douglas, Georgia 53 $ 6,649,000 $ 125,452 $ 11,000
Elkhart, Indiana 53 $ 3,240,000 $ 61,132 $ 3,000
Fayette, Kentucky 53 $ 6,591,000 $ 124,358 $ 12,000
DeSoto, Mississippi 53 $ 5,433,000 $ 102,509 $ 21,000
Greenville, South Carolina 53 $ 7,446,000 $ 140,490 $ 30,000
El Dorado, California 52 $ 19,015,000 $ 365,673 $ 130,000
Dona Ana, New Mexico 52 $ 4,462,000 $ 85,807 $ 20,000
Shelby, Alabama 51 $ 8,313,000 $ 163,000 $ 45,000
Richmond, Georgia 51 $ 5,069,000 $ 99,392 $ 7,000
Thurston, Washington 51 $ 10,188,000 $ 199,764 $ 57,000
Orleans, Louisiana 50 $ 8,146,000 $ 162,920 $ 75,000
Johnston, North Carolina 50 $ 5,243,000 $ 104,860 $ 6,000
Berkeley, South Carolina 50 $ 7,675,000 $ 153,500 $ 15,000
Routt, Colorado 49 $ 23,019,000 $ 469,775 $ 203,000
Hernando, Florida 49 $ 5,324,000 $ 108,653 $ 10,000
Johnson, Indiana 49 $ 5,575,000 $ 113,775 $ 10,000
Tippecanoe, Indiana 49 $ 4,387,000 $ 89,530 $ 7,000
Canadian, Oklahoma 49 $ 6,988,000 $ 142,612 $ 33,000
Chesapeake, Virginia 49 $ 9,448,000 $ 192,816 $ 13,000
Pueblo, Colorado 48 $ 5,027,000 $ 104,729 $ 16,000
Kent, Delaware 48 $ 8,174,000 $ 170,291 $ 4,000
Carroll, Maryland 48 $ 10,348,000 $ 215,583 $ 28,000
Saginaw, Michigan 48 $ 3,716,000 $ 77,416 $ 4,000
Cleveland, Oklahoma 48 $ 4,998,000 $ 104,125 $ 6,000
Yuma, Arizona 47 $ 5,695,000 $ 121,170 $ 10,000
San Luis Obispo, California 47 $ 20,927,000 $ 445,255 $ 173,000
Bibb, Georgia 47 $ 4,468,000 $ 95,063 $ 1,000
Hendricks, Indiana 47 $ 6,653,000 $ 141,553 $ 13,000
Saratoga, New York 47 $ 8,878,000 $ 188,893 $ 62,000
Madison, Indiana 46 $ 3,086,000 $ 67,086 $ 0
Clark, Ohio 46 $ 2,893,000 $ 62,891 $ 0
Lake, Ohio 46 $ 5,289,000 $ 114,978 $ 17,000
Yavapai, Arizona 45 $ 11,203,000 $ 248,955 $ 103,000
Flagler, Florida 44 $ 7,537,000 $ 171,295 $ 54,000
Forsyth, Georgia 44 $ 8,881,000 $ 201,840 $ 89,000
St. Tammany, Louisiana 44 $ 7,274,000 $ 165,318 $ 35,000
Guadalupe, Texas 44 $ 6,518,000 $ 148,136 $ 12,000
Windham, Vermont 44 $ 6,998,000 $ 159,045 $ 109,000
Hampton, Virginia 44 $ 6,013,000 $ 136,659 $ 6,000
Tolland, Connecticut 43 $ 7,131,000 $ 165,837 $ 20,000
Indian River, Florida 43 $ 7,489,000 $ 174,162 $ 69,000
Paulding, Georgia 43 $ 5,229,000 $ 121,604 $ 15,000
LaPorte, Indiana 43 $ 3,322,000 $ 77,255 $ 4,000
Gaston, North Carolina 43 $ 5,536,000 $ 128,744 $ 13,000
Hays, Texas 43 $ 8,583,000 $ 199,604 $ 64,000
Fauquier, Virginia 43 $ 14,242,000 $ 331,209 $ 90,000
Merced, California 42 $ 6,509,000 $ 154,976 $ 74,000
Coweta, Georgia 42 $ 6,802,000 $ 161,952 $ 30,000
Windham, Connecticut 41 $ 4,623,000 $ 112,756 $ 21,000
Lafayette, Louisiana 41 $ 5,646,000 $ 137,707 $ 19,000
Muskegon, Michigan 41 $ 2,935,000 $ 71,585 $ 9,000
Warren, New Jersey 41 $ 8,866,000 $ 216,243 $ 45,000
Trumbull, Ohio 41 $ 3,161,000 $ 77,097 $ 8,000
Chittenden, Vermont 41 $ 7,730,000 $ 188,536 $ 71,000
Waukesha, Wisconsin 41 $ 8,794,000 $ 214,487 $ 44,000
Butte, California 40 $ 5,300,000 $ 132,500 $ 42,000
Bay, Florida 40 $ 6,545,000 $ 163,625 $ 44,000
Okaloosa, Florida 40 $ 7,452,000 $ 186,300 $ 45,000
Rockdale, Georgia 40 $ 4,768,000 $ 119,200 $ 2,000
Cumberland, Maine 40 $ 7,512,000 $ 187,800 $ 94,000
Kalamazoo, Michigan 40 $ 3,657,000 $ 91,425 $ 19,000
Sandoval, New Mexico 40 $ 4,848,000 $ 121,200 $ 10,000
Comanche, Oklahoma 40 $ 3,512,000 $ 87,800 $ 17,000
Marion, Oregon 40 $ 7,253,000 $ 181,325 $ 26,000
Sumner, Tennessee 40 $ 6,440,000 $ 161,000 $ 21,000
Norfolk, Virginia 40 $ 5,849,000 $ 146,225 $ 6,000
Lee, Alabama 39 $ 4,632,000 $ 118,769 $ 15,000
Cochise, Arizona 39 $ 4,921,000 $ 126,179 $ 10,000
Benton, Arkansas 39 $ 5,322,000 $ 136,461 $ 44,000
Houston, Georgia 39 $ 3,755,000 $ 96,282 $ 16,000
Shawnee, Kansas 39 $ 3,052,000 $ 78,256 $ 7,000
Ascension, Louisiana 39 $ 6,390,000 $ 163,846 $ 31,000
Albany, New York 39 $ 4,642,000 $ 119,025 $ 10,000
Rensselaer, New York 39 $ 5,189,000 $ 133,051 $ 7,000
Schenectady, New York 39 $ 4,633,000 $ 118,794 $ 12,000
Mahoning, Ohio 39 $ 2,808,000 $ 72,000 $ 1,000
Lubbock, Texas 39 $ 3,529,000 $ 90,487 $ 5,000
Baldwin, Alabama 38 $ 6,267,000 $ 164,921 $ 51,000
Napa, California 38 $ 15,221,000 $ 400,552 $ 145,000
Wyandotte, Kansas 38 $ 2,981,000 $ 78,447 $ 4,000
Bossier, Louisiana 38 $ 4,475,000 $ 117,763 $ 14,000
Barnstable, Massachusetts 38 $ 8,999,000 $ 236,815 $ 85,000
Cabarrus, North Carolina 38 $ 6,757,000 $ 177,815 $ 26,000
Butler, Pennsylvania 38 $ 6,299,000 $ 165,763 $ 27,000
Anderson, South Carolina 38 $ 3,266,000 $ 85,947 $ 9,000
Spartanburg, South Carolina 38 $ 3,862,000 $ 101,631 $ 11,000
Cameron, Texas 38 $ 3,777,000 $ 99,394 $ 25,000
McLennan, Texas 38 $ 5,364,000 $ 141,157 $ 24,000
Racine, Wisconsin 38 $ 4,423,000 $ 116,394 $ 4,000
Nevada, California 37 $ 9,597,000 $ 259,378 $ 122,000
Shasta, California 37 $ 5,482,000 $ 148,162 $ 45,000
Middlesex, Connecticut 37 $ 8,074,000 $ 218,216 $ 56,000
Santa Fe, New Mexico 37 $ 15,213,000 $ 411,162 $ 175,000
New Hanover, North Carolina 37 $ 7,022,000 $ 189,783 $ 49,000
Licking, Ohio 37 $ 4,049,000 $ 109,432 $ 4,000
Aiken, South Carolina 37 $ 4,575,000 $ 123,648 $ 37,000
Ector, Texas 37 $ 4,970,000 $ 134,324 $ 2,000
Calhoun, Alabama 36 $ 2,930,000 $ 81,388 $ 7,000
Columbia, Georgia 36 $ 5,573,000 $ 154,805 $ 42,000
Rock Island, Illinois 36 $ 2,886,000 $ 80,166 $ 2,000
Delaware, Indiana 36 $ 2,466,000 $ 68,500 $ 10,000
Scott, Iowa 36 $ 3,148,000 $ 87,444 $ 14,000
Kenton, Kentucky 36 $ 3,601,000 $ 100,027 $ 9,000
Calcasieu, Louisiana 36 $ 3,746,000 $ 104,055 $ 16,000
Warren, New York 36 $ 7,551,000 $ 209,750 $ 73,000
Medina, Ohio 36 $ 5,018,000 $ 139,388 $ 14,000
Blair, Pennsylvania 36 $ 2,204,000 $ 61,222 $ 15,000
Dorchester, South Carolina 36 $ 5,067,000 $ 140,750 $ 34,000
Santa Rosa, Florida 35 $ 5,990,000 $ 171,142 $ 23,000
York, Maine 35 $ 6,704,000 $ 191,542 $ 64,000
Washtenaw, Michigan 35 $ 4,640,000 $ 132,571 $ 33,000
Iredell, North Carolina 35 $ 5,105,000 $ 145,857 $ 39,000
Clermont, Ohio 35 $ 4,277,000 $ 122,200 $ 3,000
Erie, Pennsylvania 35 $ 2,727,000 $ 77,914 $ 12,000
Washington, Pennsylvania 35 $ 4,178,000 $ 119,371 $ 18,000
San Miguel, Colorado 34 $ 26,803,000 $ 788,323 $ 490,000
Canyon, Idaho 34 $ 3,996,000 $ 117,529 $ 18,000
Kendall, Illinois 34 $ 5,528,000 $ 162,588 $ 13,000
Cape May, New Jersey 34 $ 11,139,000 $ 327,617 $ 158,000
Salem, New Jersey 34 $ 4,022,000 $ 118,294 $ 8,000
Niagara, New York 34 $ 2,392,000 $ 70,352 $ 9,000
Randolph, North Carolina 34 $ 3,262,000 $ 95,941 $ 5,000
Newport News, Virginia 34 $ 4,965,000 $ 146,029 $ 8,000
Mohave, Arizona 33 $ 4,793,000 $ 145,242 $ 63,000
Faulkner, Arkansas 33 $ 3,064,000 $ 92,848 $ 9,000
Alachua, Florida 33 $ 4,576,000 $ 138,666 $ 51,000
Liberty, Georgia 33 $ 3,104,000 $ 94,060 $ 7,000
Ottawa, Michigan 33 $ 3,701,000 $ 112,151 $ 33,000
Jackson, Oregon 33 $ 7,429,000 $ 225,121 $ 113,000
Ellis, Texas 33 $ 4,400,000 $ 133,333 $ 21,000
Houston, Alabama 32 $ 2,916,000 $ 91,125 $ 11,000
Morgan, Alabama 32 $ 2,937,000 $ 91,781 $ 19,000
Saline, Arkansas 32 $ 2,382,000 $ 74,437 $ 7,000
Leon, Florida 32 $ 4,234,000 $ 132,312 $ 25,000
Clark, Indiana 32 $ 3,409,000 $ 106,531 $ 36,000
Washington, Minnesota 32 $ 6,680,000 $ 208,750 $ 54,000
Warren, Ohio 32 $ 5,202,000 $ 162,562 $ 42,000
Pike, Pennsylvania 32 $ 4,177,000 $ 130,531 $ 31,000
Comal, Texas 32 $ 6,270,000 $ 195,937 $ 49,000
Dane, Wisconsin 32 $ 18,486,000 $ 577,687 $ 68,000
Tazewell, Illinois 31 $ 2,634,000 $ 84,967 $ 2,000
Washington, Maryland 31 $ 4,780,000 $ 154,193 $ 19,000
Cheshire, New Hampshire 31 $ 4,158,000 $ 134,129 $ 57,000
Ulster, New York 31 $ 5,501,000 $ 177,451 $ 66,000
Jefferson, Texas 31 $ 3,220,000 $ 103,870 $ 31,000
Barrow, Georgia 30 $ 3,126,000 $ 104,200 $ 16,000
Livingston, Louisiana 30 $ 4,169,000 $ 138,966 $ 22,000
St. Mary's, Maryland 30 $ 5,898,000 $ 196,600 $ 25,000
Jackson, Michigan 30 $ 2,827,000 $ 94,233 $ 12,000
Lane, Oregon 30 $ 11,602,000 $ 386,733 $ 11,000
Fredericksburg, Virginia 30 $ 7,631,000 $ 254,366 $ 95,000
Portsmouth, Virginia 30 $ 3,470,000 $ 115,666 $ 13,000
Pitkin, Colorado 29 $ 23,321,000 $ 804,172 $ 260,000
Oneida, New York 29 $ 2,157,000 $ 74,379 $ 0
Delaware, Ohio 29 $ 4,600,000 $ 158,620 $ 34,000
Johnson, Texas 29 $ 3,323,000 $ 114,586 $ 28,000
Benton, Washington 29 $ 3,856,000 $ 132,965 $ 43,000
Whatcom, Washington 29 $ 8,582,000 $ 295,931 $ 87,000
Anchorage, Alaska 28 $ 6,379,000 $ 227,821 $ 54,000
Madera, California 28 $ 5,781,000 $ 206,464 $ 30,000
Yolo, California 28 $ 6,845,000 $ 244,464 $ 86,000
Kootenai, Idaho 28 $ 5,644,000 $ 201,571 $ 157,000
Berrien, Michigan 28 $ 2,396,000 $ 85,571 $ 13,000
Greene, Missouri 28 $ 3,337,000 $ 119,178 $ 31,000
Yellowstone, Montana 28 $ 3,766,000 $ 134,500 $ 30,000
Portage, Ohio 28 $ 6,358,000 $ 227,071 $ 9,000
Cambria, Pennsylvania 28 $ 1,834,000 $ 65,500 $ 21,000
Brazos, Texas 28 $ 6,367,000 $ 227,392 $ 81,000
Midland, Texas 28 $ 4,165,000 $ 148,750 $ 12,000
Parker, Texas 28 $ 4,306,000 $ 153,785 $ 56,000
Smith, Texas 28 $ 3,430,000 $ 122,500 $ 11,000
Kenosha, Wisconsin 28 $ 3,538,000 $ 126,357 $ 8,000
Bartow, Georgia 27 $ 2,838,000 $ 105,111 $ 8,000
Sangamon, Illinois 27 $ 1,966,000 $ 72,814 $ 4,000
Boone, Kentucky 27 $ 3,370,000 $ 124,814 $ 25,000
Jasper, Missouri 27 $ 2,080,000 $ 77,037 $ 3,000
San Juan, New Mexico 27 $ 4,698,000 $ 174,000 $ 12,000
Broome, New York 27 $ 2,132,000 $ 78,962 $ 12,000
Washington, New York 27 $ 3,295,000 $ 122,037 $ 33,000
Alamance, North Carolina 27 $ 3,064,000 $ 113,481 $ 4,000
Richland, Ohio 27 $ 2,160,000 $ 80,000 $ 8,000
Newport, Rhode Island 27 $ 7,873,000 $ 291,592 $ 128,000
Sullivan, Tennessee 27 $ 2,873,000 $ 106,407 $ 11,000
Victoria, Texas 27 $ 3,241,000 $ 120,037 $ 4,000
Caroline, Virginia 27 $ 4,900,000 $ 181,481 $ 48,000
Russell, Alabama 26 $ 2,770,000 $ 106,538 $ 1,000
Hall, Georgia 26 $ 4,647,000 $ 178,730 $ 40,000
Linn, Iowa 26 $ 2,878,000 $ 110,692 $ 29,000
Terrebonne, Louisiana 26 $ 3,412,000 $ 131,230 $ 44,000
Harrison, Mississippi 26 $ 2,178,000 $ 83,769 $ 1,000
Platte, Missouri 26 $ 3,954,000 $ 152,076 $ 34,000
Harnett, North Carolina 26 $ 2,834,000 $ 109,000 $ 7,000
Rowan, North Carolina 26 $ 2,573,000 $ 98,961 $ 16,000
Beaver, Pennsylvania 26 $ 2,467,000 $ 94,884 $ 16,000
Washington, Tennessee 26 $ 2,544,000 $ 97,846 $ 5,000
Washington, Utah 26 $ 5,673,000 $ 218,192 $ 73,000
Yuba, California 25 $ 2,903,000 $ 116,120 $ 24,000
Citrus, Florida 25 $ 3,762,000 $ 150,480 $ 30,000
Monroe, Florida 25 $ 14,431,000 $ 577,240 $ 261,000
Walton, Georgia 25 $ 2,995,000 $ 119,800 $ 21,000
Maui, Hawaii 25 $ 9,558,000 $ 382,320 $ 101,000
Hancock, Indiana 25 $ 3,199,000 $ 127,960 $ 16,000
Cecil, Maryland 25 $ 4,411,000 $ 176,440 $ 17,000
Cass, Missouri 25 $ 2,306,000 $ 92,240 $ 11,000
Essex, New York 25 $ 5,460,000 $ 218,400 $ 150,000
Fairfield, Ohio 25 $ 2,563,000 $ 102,520 $ 10,000
Lebanon, Pennsylvania 25 $ 2,695,000 $ 107,800 $ 32,000
Beaufort, South Carolina 25 $ 5,185,000 $ 207,400 $ 110,000
Gregg, Texas 25 $ 3,088,000 $ 123,520 $ 0
Kaufman, Texas 25 $ 2,892,000 $ 115,680 $ 65,000
Orange, Virginia 25 $ 5,767,000 $ 230,680 $ 83,000
St. Clair, Alabama 24 $ 2,461,000 $ 102,541 $ 16,000
Putnam, Florida 24 $ 3,713,000 $ 154,708 $ 44,000
Ouachita, Louisiana 24 $ 4,032,000 $ 168,000 $ 56,000
St. Louis, Minnesota 24 $ 2,524,000 $ 105,166 $ 15,000
Lancaster, Nebraska 24 $ 2,125,000 $ 88,541 $ 22,000
Lea, New Mexico 24 $ 1,494,000 $ 62,250 $ 4,000
Jefferson, New York 24 $ 2,623,000 $ 109,291 $ 2,000
Page:

Mortgage Loan Application Detail Totals for Everbank N.A. in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 37,871 $10,008,423,000 $264,000 $15,000,000 $75,000 $7,200,000
Refinancing 33,036 $8,337,489,000 $252,000 $32,000,000 $86,000 $9,999,000
Home Improvement 4,291 $505,882,000 $117,000 $10,000,000 $47,000 $6,487,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 37,368 $5,061,743,000 $135,000 $32,000,000 $0 $1,048,000
White 24,338 $8,856,515,000 $363,000 $8,400,000 $161,000 $9,999,000
Not Provided 5,364 $1,972,720,000 $367,000 $10,000,000 $146,000 $7,200,000
Asian 3,474 $1,749,248,000 $503,000 $5,000,000 $185,000 $3,313,000
Hispanic 2,678 $755,285,000 $282,000 $3,282,000 $112,000 $3,078,000
Black or African American 1,745 $383,898,000 $219,000 $3,080,000 $94,000 $1,350,000
Native Hawaiin or Other Pacific Islander 118 $40,113,000 $339,000 $1,964,000 $122,000 $596,000
American Indian or Alaskan Native 113 $32,272,000 $285,000 $1,481,000 $120,000 $800,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 37,565 $5,018,329,000 $133,000 $1,254,000 $6,000 $1,048,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 34,104 $13,066,611,000 $383,000 $32,000,000 $161,000 $9,999,000
VA-guaranteed (Veterans Administration) 3,437 $748,554,000 $217,000 $1,094,000 $36,000 $449,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 92 $18,300,000 $198,000 $401,000 $57,000 $91,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 37,513 $4,915,128,000 $131,000 $1,496,000 $1,000 $1,683,000
Loan Originated 22,170 $8,158,117,000 $367,000 $32,000,000 $156,000 $7,270,000
Application Denied By Financial Institution 6,128 $2,491,195,000 $406,000 $26,000,000 $161,000 $9,999,000
Application Withdrawn By Applicant 5,140 $1,855,917,000 $361,000 $9,750,000 $153,000 $7,200,000
File Closed For Incompleteness 3,747 $1,252,998,000 $334,000 $8,700,000 $140,000 $7,028,000
Application Approved But Not Accepted 500 $178,439,000 $356,000 $2,500,000 $154,000 $1,134,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 1,772 $707,744,000 $399,000 $4,500,000 $97,000 $1,116,000
Credit Application Incomplete 1,490 $740,504,000 $496,000 $10,000,000 $220,000 $6,487,000
Credit History 1,049 $288,395,000 $274,000 $2,000,000 $113,000 $3,780,000
Other 677 $321,080,000 $474,000 $26,000,000 $242,000 $9,999,000
Collateral 628 $206,196,000 $328,000 $3,000,000 $186,000 $7,555,000
Unverifiable Information 227 $95,437,000 $420,000 $2,700,000 $184,000 $3,584,000
Insufficient Cash (Downpayment, Closing Cost) 214 $90,261,000 $421,000 $3,282,000 $156,000 $1,050,000
Employment History 71 $41,578,000 $585,000 $2,813,000 $207,000 $1,139,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Everbank N.A.'s 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Everbank N.A.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet with aggregated HMDA statistics today.

Download the Florida Lender List