Everett Financial Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Everett Financial Inc. 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Everett Financial Inc. 14801 Quorum Dr Suite 300 Dallas, TX 75254 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 2,400 |
| Total Mortgage Loan Application Amount | $288,747,000 |
| Average Mortgage Loan Application Amount | $131,500 |
| Highest Mortgage Loan Application Amount | $1,350,000 |
| Average Applicant Income | $89,500 |
| Highest Applicant Income | $1,344,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Everett Financial Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Everett Financial Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Everett Financial Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Everett Financial Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Everett Financial Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Everett Financial Inc.'s mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Tarrant County Texas | 613 | $ 68,486,000 | $ 111,000 | $ 79,000 |
| Dallas County Texas | 424 | $ 50,911,000 | $ 120,000 | $ 92,000 |
| Collin County Texas | 253 | $ 36,504,000 | $ 144,000 | $ 111,000 |
| Denton County Texas | 164 | $ 22,372,000 | $ 136,000 | $ 83,000 |
| Bexar County Texas | 138 | $ 12,761,000 | $ 92,000 | $ 67,000 |
| Allen County Indiana | 58 | $ 5,293,000 | $ 91,000 | $ 52,000 |
| Harris County Texas | 39 | $ 4,937,000 | $ 126,000 | $ 106,000 |
| Jefferson County Texas | 37 | $ 2,893,000 | $ 78,000 | $ 50,000 |
| Travis County Texas | 37 | $ 5,182,000 | $ 140,000 | $ 67,000 |
| Rockwall County Texas | 31 | $ 5,023,000 | $ 162,000 | $ 101,000 |
| Johnson County Texas | 30 | $ 2,789,000 | $ 92,000 | $ 59,000 |
| Ellis County Texas | 28 | $ 2,724,000 | $ 97,000 | $ 65,000 |
| Hill County Texas | 27 | $ 1,762,000 | $ 65,000 | $ 50,000 |
| McLennan County Texas | 25 | $ 2,397,000 | $ 95,000 | $ 57,000 |
| El Paso County Texas | 21 | $ 1,631,000 | $ 77,000 | $ 62,000 |
| Williamson County Texas | 20 | $ 2,858,000 | $ 142,000 | $ 136,000 |
| Kaufman County Texas | 18 | $ 1,767,000 | $ 98,000 | $ 148,000 |
| Hidalgo County Texas | 12 | $ 1,235,000 | $ 102,000 | $ 54,000 |
| Parker County Texas | 12 | $ 1,525,000 | $ 127,000 | $ 82,000 |
| Hays County Texas | 10 | $ 991,000 | $ 99,000 | $ 25,000 |
| Hunt County Texas | 10 | $ 617,000 | $ 61,000 | $ 95,000 |
| Marion County Indiana | 9 | $ 751,000 | $ 83,000 | $ 66,000 |
| Kern County California | 8 | $ 1,422,000 | $ 177,000 | $ 95,000 |
| Montgomery County Texas | 8 | $ 2,054,000 | $ 256,000 | $ 152,000 |
| Wise County Texas | 8 | $ 704,000 | $ 88,000 | $ 57,000 |
| Denver County Colorado | 7 | $ 1,105,000 | $ 157,000 | $ 52,000 |
| Angelina County Texas | 7 | $ 774,000 | $ 110,000 | $ 57,000 |
| Cameron County Texas | 7 | $ 655,000 | $ 93,000 | $ 111,000 |
| Guadalupe County Texas | 7 | $ 1,497,000 | $ 213,000 | $ 108,000 |
| Oklahoma County Oklahoma | 6 | $ 993,000 | $ 165,000 | $ 73,000 |
| Bosque County Texas | 6 | $ 396,000 | $ 66,000 | $ 53,000 |
| Wood County Texas | 6 | $ 801,000 | $ 133,000 | $ 222,000 |
| Adams County Colorado | 5 | $ 621,000 | $ 124,000 | $ 50,000 |
| Broward County Florida | 5 | $ 783,000 | $ 156,000 | $ 83,000 |
| Miami-Dade County Florida | 5 | $ 1,018,000 | $ 203,000 | $ 45,000 |
| Lake County Indiana | 5 | $ 525,000 | $ 105,000 | $ 50,000 |
| Whitley County Indiana | 5 | $ 442,000 | $ 88,000 | $ 57,000 |
| Wayne County Michigan | 5 | $ 419,000 | $ 83,000 | $ 16,000 |
| Henderson County Texas | 5 | $ 799,000 | $ 159,000 | $ 585,000 |
| Hopkins County Texas | 5 | $ 232,000 | $ 46,000 | $ 43,000 |
| Milam County Texas | 5 | $ 236,000 | $ 47,000 | $ 56,000 |
| Los Angeles County California | 4 | $ 2,385,000 | $ 596,000 | $ 336,000 |
| Arapahoe County Colorado | 4 | $ 542,000 | $ 135,000 | $ 39,000 |
| Hernando County Florida | 4 | $ 692,000 | $ 173,000 | $ 74,000 |
| Kosciusko County Indiana | 4 | $ 414,000 | $ 103,000 | $ 30,000 |
| Vanderburgh County Indiana | 4 | $ 393,000 | $ 98,000 | $ 42,000 |
| Bossier County Louisiana | 4 | $ 294,000 | $ 73,000 | $ 35,000 |
| Prince George's County Maryland | 4 | $ 480,000 | $ 120,000 | $ 78,000 |
| St. Louis County Missouri | 4 | $ 645,000 | $ 161,000 | $ 75,000 |
| Knox County Tennessee | 4 | $ 421,000 | $ 105,000 | $ 114,000 |
| Brazoria County Texas | 4 | $ 291,000 | $ 72,000 | $ 104,000 |
| Grayson County Texas | 4 | $ 502,000 | $ 125,000 | $ 106,000 |
| Medina County Texas | 4 | $ 283,000 | $ 70,000 | $ 26,000 |
| Merced County California | 3 | $ 667,000 | $ 222,000 | $ 62,000 |
| Sacramento County California | 3 | $ 388,000 | $ 129,000 | $ 263,000 |
| Bay County Florida | 3 | $ 597,000 | $ 199,000 | $ 209,000 |
| Hillsborough County Florida | 3 | $ 431,000 | $ 143,000 | $ 70,000 |
| Noble County Indiana | 3 | $ 347,000 | $ 115,000 | $ 66,000 |
| Bernalillo County New Mexico | 3 | $ 561,000 | $ 187,000 | $ 112,000 |
| Valencia County New Mexico | 3 | $ 381,000 | $ 127,000 | $ 58,000 |
| Bastrop County Texas | 3 | $ 375,000 | $ 125,000 | $ 53,000 |
| Bell County Texas | 3 | $ 168,000 | $ 56,000 | $ 62,000 |
| Brazos County Texas | 3 | $ 200,000 | $ 66,000 | $ 99,000 |
| Hood County Texas | 3 | $ 376,000 | $ 125,000 | $ 115,000 |
| Smith County Texas | 3 | $ 479,000 | $ 159,000 | $ 53,000 |
| Jefferson County Arkansas | 2 | $ 143,000 | $ 71,000 | $ 90,000 |
| Orange County California | 2 | $ 1,620,000 | $ 810,000 | $ 1,344,000 |
| Riverside County California | 2 | $ 458,000 | $ 229,000 | $ 6,000 |
| San Joaquin County California | 2 | $ 485,000 | $ 242,000 | $ 159,000 |
| Yolo County California | 2 | $ 475,000 | $ 237,000 | $ 116,000 |
| Douglas County Colorado | 2 | $ 776,000 | $ 388,000 | $ 121,000 |
| Jefferson County Colorado | 2 | $ 534,000 | $ 267,000 | $ 72,000 |
| Larimer County Colorado | 2 | $ 456,000 | $ 228,000 | $ 138,000 |
| Montrose County Colorado | 2 | $ 158,000 | $ 79,000 | $ 39,000 |
| Weld County Colorado | 2 | $ 324,000 | $ 162,000 | $ 41,000 |
| Duval County Florida | 2 | $ 221,000 | $ 110,000 | $ 83,000 |
| Palm Beach County Florida | 2 | $ 181,000 | $ 90,000 | $ 181,000 |
| Pasco County Florida | 2 | $ 190,000 | $ 95,000 | $ 75,000 |
| Cobb County Georgia | 2 | $ 597,000 | $ 298,000 | $ 210,000 |
| Dawson County Georgia | 2 | $ 252,000 | $ 126,000 | $ 101,000 |
| Huntington County Indiana | 2 | $ 299,000 | $ 149,000 | $ 69,000 |
| Johnson County Indiana | 2 | $ 80,000 | $ 40,000 | $ 153,000 |
| Wells County Indiana | 2 | $ 256,000 | $ 128,000 | $ 103,000 |
| Caddo County Louisiana | 2 | $ 190,000 | $ 95,000 | $ 33,000 |
| Jefferson County Louisiana | 2 | $ 198,000 | $ 99,000 | $ 129,000 |
| Worcester County Massachusetts | 2 | $ 392,000 | $ 196,000 | $ 144,000 |
| Macomb County Michigan | 2 | $ 115,000 | $ 57,000 | $ 35,000 |
| Bollinger County Missouri | 2 | $ 83,000 | $ 41,000 | $ 72,000 |
| Jefferson County Missouri | 2 | $ 253,000 | $ 126,000 | $ 53,000 |
| St. Charles County Missouri | 2 | $ 198,000 | $ 99,000 | $ 94,000 |
| Forsyth County North Carolina | 2 | $ 304,000 | $ 152,000 | $ 40,000 |
| Mecklenburg County North Carolina | 2 | $ 209,000 | $ 104,000 | $ 454,000 |
| Darke County Ohio | 2 | $ 258,000 | $ 129,000 | $ 59,000 |
| Geauga County Ohio | 2 | $ 312,000 | $ 156,000 | $ 222,000 |
| Hamilton County Ohio | 2 | $ 458,000 | $ 229,000 | $ 78,000 |
| Lake County Ohio | 2 | $ 184,000 | $ 92,000 | $ 45,000 |
| Summit County Ohio | 2 | $ 298,000 | $ 149,000 | $ 70,000 |
| Washington County Ohio | 2 | $ 202,000 | $ 101,000 | $ 54,000 |
| Choctaw County Oklahoma | 2 | $ 70,000 | $ 35,000 | $ 60,000 |
| Cleveland County Oklahoma | 2 | $ 342,000 | $ 171,000 | $ 80,000 |
| Richland County South Carolina | 2 | $ 95,000 | $ 47,000 | $ 29,000 |
| Clay County Texas | 2 | $ 66,000 | $ 33,000 | $ 25,000 |
| Comal County Texas | 2 | $ 320,000 | $ 160,000 | $ 279,000 |
| Hardin County Texas | 2 | $ 196,000 | $ 98,000 | $ 95,000 |
| Jones County Texas | 2 | $ 119,000 | $ 59,000 | $ 22,000 |
| Lubbock County Texas | 2 | $ 76,000 | $ 38,000 | $ 62,000 |
| Nueces County Texas | 2 | $ 265,000 | $ 132,000 | $ 62,000 |
| Orange County Texas | 2 | $ 154,000 | $ 77,000 | $ 51,000 |
| Shelby County Texas | 2 | $ 119,000 | $ 59,000 | $ 53,000 |
| Taylor County Texas | 2 | $ 72,000 | $ 36,000 | $ 43,000 |
| Upshur County Texas | 2 | $ 146,000 | $ 73,000 | $ 39,000 |
| Van Zandt County Texas | 2 | $ 129,000 | $ 64,000 | $ 23,000 |
| Wilbarger County Texas | 2 | $ 54,000 | $ 27,000 | $ 0 |
| Benton County Arkansas | 1 | $ 81,000 | $ 81,000 | $ 0 |
| Cleveland County Arkansas | 1 | $ 80,000 | $ 80,000 | $ 66,000 |
| Lee County Arkansas | 1 | $ 405,000 | $ 405,000 | $ 180,000 |
| Miller County Arkansas | 1 | $ 71,000 | $ 71,000 | $ 41,000 |
| Sebastian County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 69,000 |
| Washington County Arkansas | 1 | $ 136,000 | $ 136,000 | $ 67,000 |
| Modoc County California | 1 | $ 118,000 | $ 118,000 | $ 70,000 |
| Sonoma County California | 1 | $ 332,000 | $ 332,000 | $ 56,000 |
| Tulare County California | 1 | $ 227,000 | $ 227,000 | $ 61,000 |
| Boulder County Colorado | 1 | $ 222,000 | $ 222,000 | $ 46,000 |
| Delta County Colorado | 1 | $ 159,000 | $ 159,000 | $ 76,000 |
| Teller County Colorado | 1 | $ 345,000 | $ 345,000 | $ 85,000 |
| Flagler County Florida | 1 | $ 187,000 | $ 187,000 | $ 54,000 |
| Orange County Florida | 1 | $ 255,000 | $ 255,000 | $ 52,000 |
| Pinellas County Florida | 1 | $ 165,000 | $ 165,000 | $ 66,000 |
| Polk County Florida | 1 | $ 135,000 | $ 135,000 | $ 120,000 |
| Volusia County Florida | 1 | $ 176,000 | $ 176,000 | $ 72,000 |
| Hall County Georgia | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Clay County Indiana | 1 | $ 88,000 | $ 88,000 | $ 96,000 |
| DeKalb County Indiana | 1 | $ 113,000 | $ 113,000 | $ 41,000 |
| Elkhart County Indiana | 1 | $ 141,000 | $ 141,000 | $ 71,000 |
| Steuben County Indiana | 1 | $ 171,000 | $ 171,000 | $ 63,000 |
| White County Indiana | 1 | $ 97,000 | $ 97,000 | $ 21,000 |
| Guthrie County Iowa | 1 | $ 49,000 | $ 49,000 | $ 47,000 |
| Polk County Iowa | 1 | $ 274,000 | $ 274,000 | $ 115,000 |
| Johnson County Kansas | 1 | $ 184,000 | $ 184,000 | $ 63,000 |
| Miami County Kansas | 1 | $ 207,000 | $ 207,000 | $ 0 |
| Wyandotte County Kansas | 1 | $ 87,000 | $ 87,000 | $ 42,000 |
| Campbell County Kentucky | 1 | $ 110,000 | $ 110,000 | $ 9,000 |
| Catahoula County Louisiana | 1 | $ 60,000 | $ 60,000 | $ 34,000 |
| Baltimore City County Maryland | 1 | $ 40,000 | $ 40,000 | $ 36,000 |
| Calhoun County Michigan | 1 | $ 63,000 | $ 63,000 | $ 28,000 |
| Clare County Michigan | 1 | $ 54,000 | $ 54,000 | $ 11,000 |
| Washtenaw County Michigan | 1 | $ 178,000 | $ 178,000 | $ 56,000 |
| Cole County Missouri | 1 | $ 143,000 | $ 143,000 | $ 132,000 |
| St. Louis City County Missouri | 1 | $ 80,000 | $ 80,000 | $ 49,000 |
| Grant County New Mexico | 1 | $ 381,000 | $ 381,000 | $ 240,000 |
| Craven County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 27,000 |
| Allen County Ohio | 1 | $ 92,000 | $ 92,000 | $ 23,000 |
| Butler County Ohio | 1 | $ 133,000 | $ 133,000 | $ 36,000 |
| Clark County Ohio | 1 | $ 80,000 | $ 80,000 | $ 54,000 |
| Cuyahoga County Ohio | 1 | $ 121,000 | $ 121,000 | $ 63,000 |
| Fairfield County Ohio | 1 | $ 136,000 | $ 136,000 | $ 76,000 |
| Franklin County Ohio | 1 | $ 161,000 | $ 161,000 | $ 44,000 |
| Sandusky County Ohio | 1 | $ 149,000 | $ 149,000 | $ 49,000 |
| Bryan County Oklahoma | 1 | $ 84,000 | $ 84,000 | $ 54,000 |
| Carter County Oklahoma | 1 | $ 99,000 | $ 99,000 | $ 56,000 |
| Logan County Oklahoma | 1 | $ 71,000 | $ 71,000 | $ 26,000 |
| Tulsa County Oklahoma | 1 | $ 233,000 | $ 233,000 | $ 123,000 |
| Charleston County South Carolina | 1 | $ 375,000 | $ 375,000 | $ 161,000 |
| Greenville County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 33,000 |
| Lexington County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 24,000 |
| York County South Carolina | 1 | $ 252,000 | $ 252,000 | $ 126,000 |
| Anderson County Tennessee | 1 | $ 156,000 | $ 156,000 | $ 88,000 |
| Dyer County Tennessee | 1 | $ 329,000 | $ 329,000 | $ 309,000 |
| Roane County Tennessee | 1 | $ 210,000 | $ 210,000 | $ 138,000 |
| Bailey County Texas | 1 | $ 104,000 | $ 104,000 | $ 56,000 |
| Bandera County Texas | 1 | $ 102,000 | $ 102,000 | $ 103,000 |
| Brown County Texas | 1 | $ 80,000 | $ 80,000 | $ 70,000 |
| Carson County Texas | 1 | $ 100,000 | $ 100,000 | $ 110,000 |
| Childress County Texas | 1 | $ 107,000 | $ 107,000 | $ 95,000 |
| Comanche County Texas | 1 | $ 86,000 | $ 86,000 | $ 76,000 |
| Cooke County Texas | 1 | $ 100,000 | $ 100,000 | $ 50,000 |
| Delta County Texas | 1 | $ 68,000 | $ 68,000 | $ 38,000 |
| DeWitt County Texas | 1 | $ 209,000 | $ 209,000 | $ 54,000 |
| Eastland County Texas | 1 | $ 66,000 | $ 66,000 | $ 21,000 |
| Erath County Texas | 1 | $ 114,000 | $ 114,000 | $ 64,000 |
| Fannin County Texas | 1 | $ 90,000 | $ 90,000 | $ 132,000 |
| Fort Bend County Texas | 1 | $ 143,000 | $ 143,000 | $ 96,000 |
| Gillespie County Texas | 1 | $ 93,000 | $ 93,000 | $ 28,000 |
| Gregg County Texas | 1 | $ 146,000 | $ 146,000 | $ 52,000 |
| Kerr County Texas | 1 | $ 83,000 | $ 83,000 | $ 56,000 |
| Kimble County Texas | 1 | $ 78,000 | $ 78,000 | $ 100,000 |
| Lavaca County Texas | 1 | $ 52,000 | $ 52,000 | $ 25,000 |
| Montague County Texas | 1 | $ 70,000 | $ 70,000 | $ 60,000 |
| Nacogdoches County Texas | 1 | $ 131,000 | $ 131,000 | $ 40,000 |
| Navarro County Texas | 1 | $ 85,000 | $ 85,000 | $ 52,000 |
| Panola County Texas | 1 | $ 60,000 | $ 60,000 | $ 60,000 |
| Red River County Texas | 1 | $ 159,000 | $ 159,000 | $ 84,000 |
| Rusk County Texas | 1 | $ 34,000 | $ 34,000 | $ 43,000 |
| San Patricio County Texas | 1 | $ 227,000 | $ 227,000 | $ 100,000 |
| Victoria County Texas | 1 | $ 126,000 | $ 126,000 | $ 43,000 |
| Webb County Texas | 1 | $ 92,000 | $ 92,000 | $ 49,000 |
| Wichita County Texas | 1 | $ 59,000 | $ 59,000 | $ 104,000 |
| Willacy County Texas | 1 | $ 110,000 | $ 110,000 | $ 60,000 |
| Wilson County Texas | 1 | $ 79,000 | $ 79,000 | $ 39,000 |
| Winkler County Texas | 1 | $ 25,000 | $ 25,000 | $ 46,000 |
| Chesapeake County Virginia | 1 | $ 194,000 | $ 194,000 | $ 62,000 |
| Virginia Beach County Virginia | 1 | $ 194,000 | $ 194,000 | $ 54,000 |
Mortgage Loan Application Detail Totals for Everett Financial Inc. in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,059 | $237,977,000 | $115,000 | $1,350,000 | $85,000 | $1,344,000 |
| Refinancing | 341 | $50,770,000 | $148,000 | $700,000 | $94,000 | $1,248,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,417 | $178,017,000 | $125,000 | $1,350,000 | $93,000 | $1,344,000 |
| Hispanic | 406 | $40,969,000 | $100,000 | $636,000 | $66,000 | $542,000 |
| Black or African American | 296 | $33,612,000 | $113,000 | $779,000 | $80,000 | $585,000 |
| Not Provided | 214 | $25,930,000 | $121,000 | $1,178,000 | $85,000 | $1,248,000 |
| Asian | 45 | $7,701,000 | $171,000 | $750,000 | $91,000 | $300,000 |
| Native Hawaiian or Other Pacific Islander | 16 | $1,815,000 | $113,000 | $233,000 | $105,000 | $216,000 |
| American Indian or Alaskan Native | 6 | $703,000 | $117,000 | $250,000 | $51,000 | $85,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,734 | $211,460,000 | $121,000 | $1,350,000 | $99,000 | $1,344,000 |
| FHA-insured (Federal Housing Administration) | 586 | $65,145,000 | $111,000 | $233,000 | $51,000 | $168,000 |
| VA-guaranteed (Veterans Administration) | 80 | $12,142,000 | $151,000 | $365,000 | $68,000 | $176,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,988 | $237,332,000 | $119,000 | $1,178,000 | $85,000 | $1,248,000 |
| Application Denied By Financial Institution | 377 | $46,440,000 | $123,000 | $1,350,000 | $87,000 | $946,000 |
| Application Approved But Not Accepted | 35 | $4,975,000 | $142,000 | $1,350,000 | $137,000 | $1,344,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 151 | $15,899,000 | $105,000 | $636,000 | $75,000 | $456,000 |
| Credit History | 84 | $10,123,000 | $120,000 | $376,000 | $78,000 | $480,000 |
| Debt-To-Income Ratio | 45 | $4,996,000 | $111,000 | $332,000 | $56,000 | $451,000 |
| Collateral | 25 | $4,900,000 | $196,000 | $1,350,000 | $223,000 | $946,000 |
| Unverifiable Information | 21 | $4,105,000 | $195,000 | $680,000 | $79,000 | $420,000 |
| Employment History | 6 | $688,000 | $114,000 | $256,000 | $103,000 | $226,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $245,000 | $81,000 | $133,000 | $165,000 | $420,000 |
| Credit Application Incomplete | 2 | $320,000 | $160,000 | $171,000 | $74,000 | $102,000 |
| Mortgage Insurance Denied | 1 | $66,000 | $66,000 | $66,000 | $96,000 | $96,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Everett Financial Inc.'s 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Everett Financial Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.