Everett Financial Inc. Mortgage Lending & HMDA Data, 2008

In 2008, Everett Financial Inc. of Dallas, TX reported 6,771 mortgage applications totaling $1.0 billion, up 77% from 2007. The average application was for $149,733, and applicants reported an average income of $72,280. 85% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Dallas-Plano-Irving, TX (1,171), Houston-Sugar Land-Baytown, TX (728) and San Antonio, TX (715) (applications in parentheses).

Mortgage Company & Address Everett Financial Inc.
14801 Quorum Dr Suite 300
Dallas, TX 75254
Tel #: available with data download
Federal Regulator * available with data download
Years 2011  2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 6,771
Total Mortgage Loan Application Amount $1,013,846,000
Average Mortgage Loan Application Amount $149,733
Highest Mortgage Loan Application Amount $1,050,000
Average Applicant Income $72,280
Highest Applicant Income $960,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Everett Financial Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Everett Financial Inc. by County in 2008

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Bexar, Texas 616 $ 82,464,000 $ 133,870 $ 63,000
Dallas, Texas 494 $ 69,026,000 $ 139,728 $ 78,000
Tarrant, Texas 486 $ 70,280,000 $ 144,609 $ 76,000
Harris, Texas 473 $ 71,114,000 $ 150,346 $ 82,000
Collin, Texas 351 $ 64,852,000 $ 184,763 $ 93,000
Travis, Texas 283 $ 53,388,000 $ 188,650 $ 89,000
Denton, Texas 218 $ 37,863,000 $ 173,683 $ 89,000
Cameron, Texas 199 $ 21,773,000 $ 109,412 $ 76,000
Williamson, Texas 186 $ 27,987,000 $ 150,467 $ 70,000
Hidalgo, Texas 152 $ 18,193,000 $ 119,690 $ 66,000
El Paso, Texas 145 $ 18,557,000 $ 127,979 $ 57,000
Randolph, North Carolina 144 $ 17,138,000 $ 119,013 $ 46,000
Fort Bend, Texas 85 $ 14,968,000 $ 176,094 $ 85,000
McLennan, Texas 81 $ 9,089,000 $ 112,209 $ 53,000
Smith, Texas 79 $ 8,924,000 $ 112,962 $ 54,000
Polk, Iowa 75 $ 8,410,000 $ 112,133 $ 46,000
Montgomery, Texas 72 $ 11,837,000 $ 164,402 $ 84,000
Hays, Texas 57 $ 9,065,000 $ 159,035 $ 71,000
Cook, Illinois 56 $ 11,785,000 $ 210,446 $ 60,000
Guilford, North Carolina 53 $ 7,067,000 $ 133,339 $ 64,000
Ector, Texas 53 $ 6,019,000 $ 113,566 $ 61,000
Jefferson, Alabama 51 $ 6,566,000 $ 128,745 $ 57,000
Marion, Indiana 47 $ 5,638,000 $ 119,957 $ 59,000
Baltimore, Maryland 46 $ 11,480,000 $ 249,565 $ 78,000
Jefferson, Texas 46 $ 5,361,000 $ 116,543 $ 64,000
Houston, Alabama 45 $ 5,918,000 $ 131,511 $ 54,000
Ellis, Texas 45 $ 7,475,000 $ 166,111 $ 96,000
Gregg, Texas 44 $ 5,437,000 $ 123,568 $ 62,000
Galveston, Texas 41 $ 6,923,000 $ 168,853 $ 85,000
Moore, North Carolina 40 $ 6,278,000 $ 156,950 $ 65,000
Brazoria, Texas 40 $ 5,684,000 $ 142,100 $ 73,000
Trumbull, Ohio 38 $ 3,405,000 $ 89,605 $ 46,000
Aransas, Texas 37 $ 5,544,000 $ 149,837 $ 93,000
Guadalupe, Texas 36 $ 5,017,000 $ 139,361 $ 69,000
Lubbock, Texas 36 $ 4,189,000 $ 116,361 $ 62,000
Baltimore City, Maryland 35 $ 6,938,000 $ 198,228 $ 68,000
Rockwall, Texas 34 $ 6,282,000 $ 184,764 $ 103,000
Johnson, Texas 33 $ 4,967,000 $ 150,515 $ 74,000
Parker, Texas 31 $ 6,123,000 $ 197,516 $ 90,000
Cuyahoga, Ohio 29 $ 3,488,000 $ 120,275 $ 61,000
Johnson, Indiana 26 $ 2,952,000 $ 113,538 $ 57,000
Comal, Texas 26 $ 5,234,000 $ 201,307 $ 107,000
Hennepin, Minnesota 25 $ 5,047,000 $ 201,880 $ 75,000
Mahoning, Ohio 25 $ 2,301,000 $ 92,040 $ 44,000
Kaufman, Texas 23 $ 3,055,000 $ 132,826 $ 72,000
St. Clair, Alabama 22 $ 3,691,000 $ 167,772 $ 67,000
Lee, North Carolina 21 $ 2,279,000 $ 108,523 $ 40,000
Rowan, North Carolina 20 $ 2,614,000 $ 130,700 $ 55,000
Brazos, Texas 19 $ 2,707,000 $ 142,473 $ 93,000
Wilson, Texas 19 $ 2,838,000 $ 149,368 $ 72,000
Lake, Indiana 18 $ 1,989,000 $ 110,500 $ 72,000
Cabarrus, North Carolina 18 $ 2,904,000 $ 161,333 $ 75,000
Hertford, North Carolina 18 $ 1,996,000 $ 110,888 $ 46,000
Allen, Indiana 16 $ 1,953,000 $ 122,062 $ 50,000
Anoka, Minnesota 16 $ 3,763,000 $ 235,187 $ 75,000
Panola, Texas 16 $ 1,907,000 $ 119,187 $ 54,000
Dale, Alabama 15 $ 1,416,000 $ 94,400 $ 46,000
Palm Beach, Florida 15 $ 2,622,000 $ 174,800 $ 73,000
Shelby, Alabama 13 $ 2,088,000 $ 160,615 $ 60,000
Bernalillo, New Mexico 13 $ 2,293,000 $ 176,384 $ 61,000
Bastrop, Texas 13 $ 1,971,000 $ 151,615 $ 73,000
Bell, Texas 13 $ 1,377,000 $ 105,923 $ 46,000
Hardin, Texas 13 $ 2,919,000 $ 224,538 $ 107,000
Harrison, Texas 13 $ 2,205,000 $ 169,615 $ 77,000
Upshur, Texas 13 $ 1,545,000 $ 118,846 $ 67,000
Kern, California 12 $ 2,037,000 $ 169,750 $ 79,000
Will, Illinois 12 $ 2,192,000 $ 182,666 $ 85,000
Ramsey, Minnesota 12 $ 2,347,000 $ 195,583 $ 69,000
Forsyth, North Carolina 12 $ 1,476,000 $ 123,000 $ 54,000
Shelby, Tennessee 12 $ 1,455,000 $ 121,250 $ 59,000
Pulaski, Arkansas 11 $ 1,907,000 $ 173,363 $ 86,000
St. Louis, Missouri 11 $ 1,322,000 $ 120,181 $ 48,000
Henderson, Texas 11 $ 1,890,000 $ 171,818 $ 106,000
Jefferson, Colorado 10 $ 2,464,000 $ 246,400 $ 68,000
Duval, Florida 10 $ 2,082,000 $ 208,200 $ 75,000
Angelina, Texas 10 $ 1,346,000 $ 134,600 $ 70,000
San Patricio, Texas 10 $ 1,494,000 $ 149,400 $ 69,000
Denver, Colorado 9 $ 2,382,000 $ 264,666 $ 68,000
El Paso, Colorado 9 $ 1,832,000 $ 203,555 $ 66,000
Broward, Florida 9 $ 1,426,000 $ 158,444 $ 60,000
Kane, Illinois 9 $ 1,913,000 $ 212,555 $ 63,000
Chatham, North Carolina 9 $ 972,000 $ 108,000 $ 37,000
Richmond, North Carolina 9 $ 931,000 $ 103,444 $ 40,000
York, South Carolina 9 $ 982,000 $ 109,111 $ 42,000
Victoria, Texas 9 $ 1,417,000 $ 157,444 $ 81,000
Tuscaloosa, Alabama 8 $ 1,017,000 $ 127,125 $ 49,000
Adams, Colorado 8 $ 1,742,000 $ 217,750 $ 91,000
Caddo, Louisiana 8 $ 1,123,000 $ 140,375 $ 56,000
Harford, Maryland 8 $ 1,969,000 $ 246,125 $ 65,000
Harnett, North Carolina 8 $ 1,281,000 $ 160,125 $ 55,000
Montgomery, North Carolina 8 $ 681,000 $ 85,125 $ 40,000
Cherokee, Texas 8 $ 1,398,000 $ 174,750 $ 66,000
Hill, Texas 8 $ 682,000 $ 85,250 $ 50,000
Midland, Texas 8 $ 1,257,000 $ 157,125 $ 87,000
Nueces, Texas 8 $ 1,051,000 $ 131,375 $ 58,000
Geneva, Alabama 7 $ 754,000 $ 107,714 $ 48,000
Henry, Alabama 7 $ 684,000 $ 97,714 $ 49,000
Benton, Arkansas 7 $ 956,000 $ 136,571 $ 51,000
Faulkner, Arkansas 7 $ 1,076,000 $ 153,714 $ 82,000
Kankakee, Illinois 7 $ 783,000 $ 111,857 $ 62,000
Morgan, Indiana 7 $ 762,000 $ 108,857 $ 49,000
Sherburne, Minnesota 7 $ 1,562,000 $ 223,142 $ 69,000
Alamance, North Carolina 7 $ 739,000 $ 105,571 $ 47,000
Bertie, North Carolina 7 $ 518,000 $ 74,000 $ 34,000
Wake, North Carolina 7 $ 1,186,000 $ 169,428 $ 63,000
Bowie, Texas 7 $ 740,000 $ 105,714 $ 67,000
Grayson, Texas 7 $ 989,000 $ 141,285 $ 66,000
Van Zandt, Texas 7 $ 1,049,000 $ 149,857 $ 57,000
Cullman, Alabama 6 $ 500,000 $ 83,333 $ 40,000
Montgomery, Alabama 6 $ 769,000 $ 128,166 $ 55,000
Arapahoe, Colorado 6 $ 1,532,000 $ 255,333 $ 68,000
Oklahoma, Oklahoma 6 $ 1,180,000 $ 196,666 $ 103,000
Bandera, Texas 6 $ 1,339,000 $ 223,166 $ 108,000
Burnet, Texas 6 $ 1,117,000 $ 186,166 $ 78,000
Hunt, Texas 6 $ 878,000 $ 146,333 $ 77,000
Wood, Texas 6 $ 809,000 $ 134,833 $ 68,000
Blount, Alabama 5 $ 660,000 $ 132,000 $ 55,000
Fayette, Alabama 5 $ 520,000 $ 104,000 $ 71,000
Lee, Alabama 5 $ 749,000 $ 149,800 $ 71,000
Ventura, California 5 $ 1,529,000 $ 305,800 $ 95,000
Douglas, Colorado 5 $ 1,470,000 $ 294,000 $ 84,000
Lake, Illinois 5 $ 891,000 $ 178,200 $ 67,000
Hamilton, Indiana 5 $ 1,236,000 $ 247,200 $ 67,000
Hendricks, Indiana 5 $ 676,000 $ 135,200 $ 52,000
Marion, Iowa 5 $ 464,000 $ 92,800 $ 50,000
Prince George's, Maryland 5 $ 1,238,000 $ 247,600 $ 63,000
Chisago, Minnesota 5 $ 1,188,000 $ 237,600 $ 74,000
Greene, Missouri 5 $ 671,000 $ 134,200 $ 44,000
Stanly, North Carolina 5 $ 689,000 $ 137,800 $ 60,000
Franklin, Ohio 5 $ 643,000 $ 128,600 $ 64,000
Horry, South Carolina 5 $ 948,000 $ 189,600 $ 69,000
Caldwell, Texas 5 $ 458,000 $ 91,600 $ 50,000
Chambers, Texas 5 $ 766,000 $ 153,200 $ 103,000
Hood, Texas 5 $ 1,108,000 $ 221,600 $ 145,000
Lampasas, Texas 5 $ 742,000 $ 148,400 $ 60,000
Medina, Texas 5 $ 694,000 $ 138,800 $ 65,000
Randall, Texas 5 $ 974,000 $ 194,800 $ 72,000
Rusk, Texas 5 $ 531,000 $ 106,200 $ 44,000
Starr, Texas 5 $ 491,000 $ 98,200 $ 45,000
Uvalde, Texas 5 $ 710,000 $ 142,000 $ 72,000
Webb, Texas 5 $ 879,000 $ 175,800 $ 103,000
Wichita, Texas 5 $ 519,000 $ 103,800 $ 70,000
Bibb, Alabama 4 $ 509,000 $ 127,250 $ 70,000
Madison, Alabama 4 $ 562,000 $ 140,500 $ 77,000
Larimer, Colorado 4 $ 999,000 $ 249,750 $ 52,000
Mesa, Colorado 4 $ 955,000 $ 238,750 $ 56,000
Marion, Florida 4 $ 504,000 $ 126,000 $ 56,000
Fulton, Georgia 4 $ 940,000 $ 235,000 $ 107,000
Lafayette, Louisiana 4 $ 658,000 $ 164,500 $ 69,000
Olmsted, Minnesota 4 $ 698,000 $ 174,500 $ 35,000
Stearns, Minnesota 4 $ 823,000 $ 205,750 $ 52,000
Washington, Minnesota 4 $ 1,114,000 $ 278,500 $ 75,000
Cass, Nebraska 4 $ 560,000 $ 140,000 $ 63,000
Cumberland, North Carolina 4 $ 697,000 $ 174,250 $ 81,000
Davidson, North Carolina 4 $ 435,000 $ 108,750 $ 35,000
Northampton, North Carolina 4 $ 357,000 $ 89,250 $ 37,000
Columbiana, Ohio 4 $ 377,000 $ 94,250 $ 50,000
Austin, Texas 4 $ 448,000 $ 112,000 $ 72,000
Bosque, Texas 4 $ 589,000 $ 147,250 $ 108,000
Crane, Texas 4 $ 269,000 $ 67,250 $ 52,000
Gaines, Texas 4 $ 466,000 $ 116,500 $ 78,000
Kendall, Texas 4 $ 829,000 $ 207,250 $ 104,000
Llano, Texas 4 $ 987,000 $ 246,750 $ 397,000
Waller, Texas 4 $ 690,000 $ 172,500 $ 78,000
Wilbarger, Texas 4 $ 263,000 $ 65,750 $ 47,000
Wise, Texas 4 $ 803,000 $ 200,750 $ 83,000
Autauga, Alabama 3 $ 342,000 $ 114,000 $ 46,000
Barbour, Alabama 3 $ 352,000 $ 117,333 $ 53,000
Calhoun, Alabama 3 $ 379,000 $ 126,333 $ 36,000
Chilton, Alabama 3 $ 337,000 $ 112,333 $ 44,000
Talladega, Alabama 3 $ 382,000 $ 127,333 $ 63,000
Saline, Arkansas 3 $ 715,000 $ 238,333 $ 253,000
Washington, Arkansas 3 $ 347,000 $ 115,666 $ 84,000
San Diego, California 3 $ 968,000 $ 322,666 $ 126,000
Clay, Florida 3 $ 744,000 $ 248,000 $ 85,000
Miami-Dade, Florida 3 $ 486,000 $ 162,000 $ 75,000
Clayton, Georgia 3 $ 383,000 $ 127,666 $ 42,000
Dawson, Georgia 3 $ 574,000 $ 191,333 $ 77,000
Gwinnett, Georgia 3 $ 612,000 $ 204,000 $ 41,000
DuPage, Illinois 3 $ 721,000 $ 240,333 $ 59,000
McHenry, Illinois 3 $ 533,000 $ 177,666 $ 34,000
Anne Arundel, Maryland 3 $ 970,000 $ 323,333 $ 103,000
Carroll, Maryland 3 $ 881,000 $ 293,666 $ 128,000
Howard, Maryland 3 $ 1,043,000 $ 347,666 $ 145,000
Saginaw, Michigan 3 $ 600,000 $ 200,000 $ 70,000
Dakota, Minnesota 3 $ 698,000 $ 232,666 $ 33,000
Otter Tail, Minnesota 3 $ 469,000 $ 156,333 $ 43,000
Scott, Minnesota 3 $ 969,000 $ 323,000 $ 56,000
Wright, Minnesota 3 $ 461,000 $ 153,666 $ 80,000
Jackson, Missouri 3 $ 496,000 $ 165,333 $ 70,000
Dona Ana, New Mexico 3 $ 716,000 $ 238,666 $ 114,000
Lea, New Mexico 3 $ 370,000 $ 123,333 $ 50,000
Santa Fe, New Mexico 3 $ 793,000 $ 264,333 $ 82,000
Hoke, North Carolina 3 $ 577,000 $ 192,333 $ 59,000
Johnston, North Carolina 3 $ 505,000 $ 168,333 $ 84,000
Comanche, Oklahoma 3 $ 454,000 $ 151,333 $ 64,000
Muskogee, Oklahoma 3 $ 180,000 $ 60,000 $ 31,000
Atascosa, Texas 3 $ 449,000 $ 149,666 $ 51,000
Blanco, Texas 3 $ 483,000 $ 161,000 $ 51,000
Cass, Texas 3 $ 358,000 $ 119,333 $ 57,000
Colorado, Texas 3 $ 472,000 $ 157,333 $ 105,000
Cooke, Texas 3 $ 399,000 $ 133,000 $ 50,000
Fannin, Texas 3 $ 419,000 $ 139,666 $ 103,000
Fayette, Texas 3 $ 470,000 $ 156,666 $ 165,000
Grimes, Texas 3 $ 553,000 $ 184,333 $ 83,000
Howard, Texas 3 $ 376,000 $ 125,333 $ 87,000
Liberty, Texas 3 $ 383,000 $ 127,666 $ 63,000
Limestone, Texas 3 $ 289,000 $ 96,333 $ 59,000
Maverick, Texas 3 $ 360,000 $ 120,000 $ 65,000
Arlington, Virginia 3 $ 856,000 $ 285,333 $ 80,000
Newport News, Virginia 3 $ 471,000 $ 157,000 $ 66,000
Milwaukee, Wisconsin 3 $ 443,000 $ 147,666 $ 57,000
Baldwin, Alabama 2 $ 408,000 $ 204,000 $ 92,000
Coffee, Alabama 2 $ 178,000 $ 89,000 $ 43,000
Elmore, Alabama 2 $ 311,000 $ 155,500 $ 61,000
Limestone, Alabama 2 $ 265,000 $ 132,500 $ 45,000
Tallapoosa, Alabama 2 $ 282,000 $ 141,000 $ 79,000
Carroll, Arkansas 2 $ 456,000 $ 228,000 $ 172,000
Columbia, Arkansas 2 $ 360,000 $ 180,000 $ 81,000
Crawford, Arkansas 2 $ 208,000 $ 104,000 $ 50,000
Cross, Arkansas 2 $ 227,000 $ 113,500 $ 55,000
Jefferson, Arkansas 2 $ 124,000 $ 62,000 $ 71,000
Miller, Arkansas 2 $ 210,000 $ 105,000 $ 36,000
Sebastian, Arkansas 2 $ 312,000 $ 156,000 $ 98,000
Sharp, Arkansas 2 $ 126,000 $ 63,000 $ 23,000
Los Angeles, California 2 $ 675,000 $ 337,500 $ 136,000
Escambia, Florida 2 $ 566,000 $ 283,000 $ 94,000
Hernando, Florida 2 $ 268,000 $ 134,000 $ 65,000
Lee, Florida 2 $ 682,000 $ 341,000 $ 119,000
Pinellas, Florida 2 $ 319,000 $ 159,500 $ 90,000
St. Lucie, Florida 2 $ 256,000 $ 128,000 $ 46,000
DeKalb, Georgia 2 $ 254,000 $ 127,000 $ 62,000
Muscogee, Georgia 2 $ 316,000 $ 158,000 $ 101,000
Champaign, Illinois 2 $ 348,000 $ 174,000 $ 20,000
St. Clair, Illinois 2 $ 233,000 $ 116,500 $ 17,000
Whitley, Indiana 2 $ 307,000 $ 153,500 $ 51,000
Boone, Iowa 2 $ 171,000 $ 85,500 $ 62,000
Dallas, Iowa 2 $ 250,000 $ 125,000 $ 51,000
Jasper, Iowa 2 $ 182,000 $ 91,000 $ 28,000
Madison, Iowa 2 $ 117,000 $ 58,500 $ 40,000
Pottawattamie, Iowa 2 $ 386,000 $ 193,000 $ 91,000
Story, Iowa 2 $ 275,000 $ 137,500 $ 16,000
Warren, Iowa 2 $ 510,000 $ 255,000 $ 74,000
Washington, Iowa 2 $ 181,000 $ 90,500 $ 58,000
Bossier, Louisiana 2 $ 367,000 $ 183,500 $ 177,000
Charles, Maryland 2 $ 842,000 $ 421,000 $ 114,000
Kent, Michigan 2 $ 406,000 $ 203,000 $ 59,000
Monroe, Michigan 2 $ 279,000 $ 139,500 $ 48,000
Beltrami, Minnesota 2 $ 266,000 $ 133,000 $ 0
Crow Wing, Minnesota 2 $ 247,000 $ 123,500 $ 24,000
Douglas, Minnesota 2 $ 313,000 $ 156,500 $ 79,000
Freeborn, Minnesota 2 $ 173,000 $ 86,500 $ 18,000
Lake, Minnesota 2 $ 472,000 $ 236,000 $ 55,000
Morrison, Minnesota 2 $ 313,000 $ 156,500 $ 63,000
Pine, Minnesota 2 $ 213,000 $ 106,500 $ 25,000
Steele, Minnesota 2 $ 245,000 $ 122,500 $ 44,000
Todd, Minnesota 2 $ 192,000 $ 96,000 $ 48,000
Callaway, Missouri 2 $ 206,000 $ 103,000 $ 38,000
Jasper, Missouri 2 $ 192,000 $ 96,000 $ 28,000
Laclede, Missouri 2 $ 410,000 $ 205,000 $ 95,000
Phelps, Missouri 2 $ 325,000 $ 162,500 $ 73,000
St. Charles, Missouri 2 $ 315,000 $ 157,500 $ 54,000
St. Louis City, Missouri 2 $ 303,000 $ 151,500 $ 30,000
Douglas, Nebraska 2 $ 236,000 $ 118,000 $ 38,000
Furnas, Nebraska 2 $ 81,000 $ 40,500 $ 30,000
Lancaster, Nebraska 2 $ 288,000 $ 144,000 $ 37,000
Phelps, Nebraska 2 $ 154,000 $ 77,000 $ 40,000
Sarpy, Nebraska 2 $ 524,000 $ 262,000 $ 87,000
Eddy, New Mexico 2 $ 365,000 $ 182,500 $ 77,000
Otero, New Mexico 2 $ 213,000 $ 106,500 $ 69,000
San Juan, New Mexico 2 $ 425,000 $ 212,500 $ 63,000
Durham, North Carolina 2 $ 287,000 $ 143,500 $ 65,000
Gates, North Carolina 2 $ 155,000 $ 77,500 $ 32,000
Iredell, North Carolina 2 $ 316,000 $ 158,000 $ 39,000
Clermont, Ohio 2 $ 357,000 $ 178,500 $ 72,000
Fairfield, Ohio 2 $ 300,000 $ 150,000 $ 56,000
Lake, Ohio 2 $ 304,000 $ 152,000 $ 62,000
Warren, Ohio 2 $ 417,000 $ 208,500 $ 87,000
Cleveland, Oklahoma 2 $ 230,000 $ 115,000 $ 56,000
Tulsa, Oklahoma 2 $ 195,000 $ 97,500 $ 35,000
Berkeley, South Carolina 2 $ 373,000 $ 186,500 $ 87,000
Kershaw, South Carolina 2 $ 416,000 $ 208,000 $ 63,000
Lexington, South Carolina 2 $ 366,000 $ 183,000 $ 118,000
Andrews, Texas 2 $ 249,000 $ 124,500 $ 57,000
Dallam, Texas 2 $ 165,000 $ 82,500 $ 25,000
DeWitt, Texas 2 $ 184,000 $ 92,000 $ 55,000
Hockley, Texas 2 $ 143,000 $ 71,500 $ 57,000
Karnes, Texas 2 $ 148,000 $ 74,000 $ 38,000
Lavaca, Texas 2 $ 191,000 $ 95,500 $ 103,000
Marion, Texas 2 $ 324,000 $ 162,000 $ 240,000
Nacogdoches, Texas 2 $ 461,000 $ 230,500 $ 82,000
Orange, Texas 2 $ 363,000 $ 181,500 $ 50,000
Refugio, Texas 2 $ 127,000 $ 63,500 $ 32,000
Somervell, Texas 2 $ 339,000 $ 169,500 $ 284,000
Tom Green, Texas 2 $ 266,000 $ 133,000 $ 45,000
Val Verde, Texas 2 $ 431,000 $ 215,500 $ 50,000
Washington, Texas 2 $ 311,000 $ 155,500 $ 69,000
Chesapeake, Virginia 2 $ 504,000 $ 252,000 $ 71,000
Hampton, Virginia 2 $ 336,000 $ 168,000 $ 45,000
Bullock, Alabama 1 $ 52,000 $ 52,000 $ 19,000
Butler, Alabama 1 $ 128,000 $ 128,000 $ 60,000
Colbert, Alabama 1 $ 76,000 $ 76,000 $ 53,000
Crenshaw, Alabama 1 $ 198,000 $ 198,000 $ 68,000
Marshall, Alabama 1 $ 255,000 $ 255,000 $ 79,000
Morgan, Alabama 1 $ 66,000 $ 66,000 $ 27,000
Pickens, Alabama 1 $ 91,000 $ 91,000 $ 39,000
Russell, Alabama 1 $ 275,000 $ 275,000 $ 98,000
Arkansas, Arkansas 1 $ 44,000 $ 44,000 $ 28,000
Baxter, Arkansas 1 $ 183,000 $ 183,000 $ 51,000
Bradley, Arkansas 1 $ 46,000 $ 46,000 $ 18,000
Cleveland, Arkansas 1 $ 129,000 $ 129,000 $ 117,000
Craighead, Arkansas 1 $ 267,000 $ 267,000 $ 162,000
Garland, Arkansas 1 $ 195,000 $ 195,000 $ 42,000
Independence, Arkansas 1 $ 97,000 $ 97,000 $ 30,000
Lawrence, Arkansas 1 $ 87,000 $ 87,000 $ 48,000
Little River, Arkansas 1 $ 251,000 $ 251,000 $ 70,000
Pope, Arkansas 1 $ 159,000 $ 159,000 $ 50,000
Union, Arkansas 1 $ 233,000 $ 233,000 $ 144,000
Van Buren, Arkansas 1 $ 167,000 $ 167,000 $ 44,000
Alameda, California 1 $ 573,000 $ 573,000 $ 300,000
Fresno, California 1 $ 75,000 $ 75,000 $ 12,000
Riverside, California 1 $ 249,000 $ 249,000 $ 72,000
San Luis Obispo, California 1 $ 487,000 $ 487,000 $ 124,000
Boulder, Colorado 1 $ 156,000 $ 156,000 $ 64,000
Broomfield, Colorado 1 $ 210,000 $ 210,000 $ 52,000
Conejos, Colorado 1 $ 203,000 $ 203,000 $ 69,000
Custer, Colorado 1 $ 196,000 $ 196,000 $ 51,000
Eagle, Colorado 1 $ 415,000 $ 415,000 $ 86,000
Garfield, Colorado 1 $ 300,000 $ 300,000 $ 91,000
Montrose, Colorado 1 $ 246,000 $ 246,000 $ 79,000
Pueblo, Colorado 1 $ 298,000 $ 298,000 $ 84,000
Summit, Colorado 1 $ 287,000 $ 287,000 $ 72,000
New Castle, Delaware 1 $ 291,000 $ 291,000 $ 185,000
Sussex, Delaware 1 $ 270,000 $ 270,000 $ 104,000
Alachua, Florida 1 $ 107,000 $ 107,000 $ 46,000
Brevard, Florida 1 $ 133,000 $ 133,000 $ 78,000
Hillsborough, Florida 1 $ 358,000 $ 358,000 $ 162,000
Levy, Florida 1 $ 128,000 $ 128,000 $ 63,000
Nassau, Florida 1 $ 130,000 $ 130,000 $ 64,000
Osceola, Florida 1 $ 164,000 $ 164,000 $ 46,000
Polk, Florida 1 $ 84,000 $ 84,000 $ 30,000
Volusia, Florida 1 $ 128,000 $ 128,000 $ 62,000
Baldwin, Georgia 1 $ 245,000 $ 245,000 $ 80,000
Camden, Georgia 1 $ 152,000 $ 152,000 $ 56,000
Catoosa, Georgia 1 $ 192,000 $ 192,000 $ 83,000
Cherokee, Georgia 1 $ 325,000 $ 325,000 $ 150,000
Coweta, Georgia 1 $ 309,000 $ 309,000 $ 126,000
Fayette, Georgia 1 $ 164,000 $ 164,000 $ 57,000
Forsyth, Georgia 1 $ 113,000 $ 113,000 $ 40,000
Gordon, Georgia 1 $ 122,000 $ 122,000 $ 31,000
Hall, Georgia 1 $ 104,000 $ 104,000 $ 123,000
Newton, Georgia 1 $ 260,000 $ 260,000 $ 58,000
Paulding, Georgia 1 $ 352,000 $ 352,000 $ 108,000
Rockdale, Georgia 1 $ 118,000 $ 118,000 $ 37,000
Stephens, Georgia 1 $ 178,000 $ 178,000 $ 48,000
Union, Georgia 1 $ 236,000 $ 236,000 $ 64,000
Walton, Georgia 1 $ 351,000 $ 351,000 $ 116,000
Fremont, Idaho 1 $ 350,000 $ 350,000 $ 52,000
Madison, Idaho 1 $ 374,000 $ 374,000 $ 70,000
Grundy, Illinois 1 $ 157,000 $ 157,000 $ 52,000
Iroquois, Illinois 1 $ 47,000 $ 47,000 $ 16,000
Kendall, Illinois 1 $ 190,000 $ 190,000 $ 71,000
Livingston, Illinois 1 $ 149,000 $ 149,000 $ 0
Madison, Illinois 1 $ 73,000 $ 73,000 $ 35,000
Mercer, Illinois 1 $ 78,000 $ 78,000 $ 44,000
Moultrie, Illinois 1 $ 104,000 $ 104,000 $ 39,000
Putnam, Illinois 1 $ 72,000 $ 72,000 $ 57,000
Randolph, Illinois 1 $ 84,000 $ 84,000 $ 24,000
Adams, Indiana 1 $ 163,000 $ 163,000 $ 70,000
Bartholomew, Indiana 1 $ 173,000 $ 173,000 $ 77,000
Brown, Indiana 1 $ 90,000 $ 90,000 $ 82,000
DeKalb, Indiana 1 $ 207,000 $ 207,000 $ 51,000
Hancock, Indiana 1 $ 169,000 $ 169,000 $ 76,000
Jefferson, Indiana 1 $ 231,000 $ 231,000 $ 86,000
Jennings, Indiana 1 $ 144,000 $ 144,000 $ 42,000
Kosciusko, Indiana 1 $ 162,000 $ 162,000 $ 86,000
Marshall, Indiana 1 $ 41,000 $ 41,000 $ 13,000
Monroe, Indiana 1 $ 156,000 $ 156,000 $ 73,000
St. Joseph, Indiana 1 $ 78,000 $ 78,000 $ 31,000
Starke, Indiana 1 $ 137,000 $ 137,000 $ 92,000
Steuben, Indiana 1 $ 175,000 $ 175,000 $ 50,000
Wabash, Indiana 1 $ 116,000 $ 116,000 $ 53,000
Adair, Iowa 1 $ 80,000 $ 80,000 $ 53,000
Benton, Iowa 1 $ 61,000 $ 61,000 $ 56,000
Clinton, Iowa 1 $ 68,000 $ 68,000 $ 45,000
Scott, Iowa 1 $ 46,000 $ 46,000 $ 66,000
Webster, Iowa 1 $ 84,000 $ 84,000 $ 23,000
Woodbury, Iowa 1 $ 81,000 $ 81,000 $ 25,000
Barton, Kansas 1 $ 114,000 $ 114,000 $ 114,000
Cherokee, Kansas 1 $ 91,000 $ 91,000 $ 59,000
Johnson, Kansas 1 $ 109,000 $ 109,000 $ 37,000
Jefferson, Louisiana 1 $ 129,000 $ 129,000 $ 39,000
Lincoln, Louisiana 1 $ 101,000 $ 101,000 $ 70,000
Orleans, Louisiana 1 $ 132,000 $ 132,000 $ 72,000
Cecil, Maryland 1 $ 348,000 $ 348,000 $ 81,000
Frederick, Maryland 1 $ 324,000 $ 324,000 $ 115,000
Queen Anne's, Maryland 1 $ 376,000 $ 376,000 $ 275,000
Washington, Maryland 1 $ 271,000 $ 271,000 $ 118,000
Bristol, Massachusetts 1 $ 189,000 $ 189,000 $ 58,000
Genesee, Michigan 1 $ 45,000 $ 45,000 $ 28,000
Oakland, Michigan 1 $ 122,000 $ 122,000 $ 80,000
Wayne, Michigan 1 $ 78,000 $ 78,000 $ 670,000
Becker, Minnesota 1 $ 346,000 $ 346,000 $ 40,000
Benton, Minnesota 1 $ 233,000 $ 233,000 $ 72,000
Brown, Minnesota 1 $ 147,000 $ 147,000 $ 66,000
Carver, Minnesota 1 $ 324,000 $ 324,000 $ 64,000
Cottonwood, Minnesota 1 $ 124,000 $ 124,000 $ 51,000
Goodhue, Minnesota 1 $ 166,000 $ 166,000 $ 62,000
Isanti, Minnesota 1 $ 190,000 $ 190,000 $ 57,000
Koochiching, Minnesota 1 $ 145,000 $ 145,000 $ 62,000
Le Sueur, Minnesota 1 $ 169,000 $ 169,000 $ 0
Martin, Minnesota 1 $ 160,000 $ 160,000 $ 55,000
McLeod, Minnesota 1 $ 189,000 $ 189,000 $ 57,000
Polk, Minnesota 1 $ 85,000 $ 85,000 $ 36,000
Pope, Minnesota 1 $ 274,000 $ 274,000 $ 83,000
St. Louis, Minnesota 1 $ 82,000 $ 82,000 $ 53,000
Waseca, Minnesota 1 $ 180,000 $ 180,000 $ 30,000
Winona, Minnesota 1 $ 70,000 $ 70,000 $ 26,000
Andrew, Missouri 1 $ 117,000 $ 117,000 $ 56,000
Christian, Missouri 1 $ 179,000 $ 179,000 $ 66,000
Clay, Missouri 1 $ 99,000 $ 99,000 $ 81,000
Cole, Missouri 1 $ 302,000 $ 302,000 $ 113,000
Miller, Missouri 1 $ 109,000 $ 109,000 $ 24,000
Newton, Missouri 1 $ 156,000 $ 156,000 $ 77,000
Nodaway, Missouri 1 $ 63,000 $ 63,000 $ 14,000
St. Francois, Missouri 1 $ 231,000 $ 231,000 $ 95,000
Ste. Genevieve, Missouri 1 $ 77,000 $ 77,000 $ 0
Stoddard, Missouri 1 $ 79,000 $ 79,000 $ 41,000
Dundy, Nebraska 1 $ 40,000 $ 40,000 $ 40,000
Hall, Nebraska 1 $ 114,000 $ 114,000 $ 70,000
Knox, Nebraska 1 $ 104,000 $ 104,000 $ 41,000
Lincoln, Nebraska 1 $ 87,000 $ 87,000 $ 96,000
Platte, Nebraska 1 $ 80,000 $ 80,000 $ 0
Washington, Nebraska 1 $ 254,000 $ 254,000 $ 114,000
Chaves, New Mexico 1 $ 123,000 $ 123,000 $ 45,000
Rio Arriba, New Mexico 1 $ 211,000 $ 211,000 $ 61,000
Sandoval, New Mexico 1 $ 144,000 $ 144,000 $ 32,000
Valencia, New Mexico 1 $ 169,000 $ 169,000 $ 71,000
Beaufort, North Carolina 1 $ 199,000 $ 199,000 $ 55,000
Brunswick, North Carolina 1 $ 154,000 $ 154,000 $ 163,000
Buncombe, North Carolina 1 $ 181,000 $ 181,000 $ 47,000
Mecklenburg, North Carolina 1 $ 120,000 $ 120,000 $ 118,000
Pasquotank, North Carolina 1 $ 348,000 $ 348,000 $ 107,000
Pender, North Carolina 1 $ 229,000 $ 229,000 $ 60,000
Rockingham, North Carolina 1 $ 60,000 $ 60,000 $ 38,000
Scotland, North Carolina 1 $ 151,000 $ 151,000 $ 63,000
Stokes, North Carolina 1 $ 94,000 $ 94,000 $ 35,000
Union, North Carolina 1 $ 73,000 $ 73,000 $ 33,000
Adams, Ohio 1 $ 142,000 $ 142,000 $ 35,000
Ashtabula, Ohio 1 $ 89,000 $ 89,000 $ 41,000
Butler, Ohio 1 $ 256,000 $ 256,000 $ 135,000
Clark, Ohio 1 $ 146,000 $ 146,000 $ 59,000
Defiance, Ohio 1 $ 91,000 $ 91,000 $ 26,000
Delaware, Ohio 1 $ 283,000 $ 283,000 $ 74,000
Erie, Ohio 1 $ 208,000 $ 208,000 $ 57,000
Geauga, Ohio 1 $ 225,000 $ 225,000 $ 55,000
Henry, Ohio 1 $ 275,000 $ 275,000 $ 86,000
Logan, Ohio 1 $ 204,000 $ 204,000 $ 80,000
Lorain, Ohio 1 $ 259,000 $ 259,000 $ 125,000
Lucas, Ohio 1 $ 198,000 $ 198,000 $ 89,000
Paulding, Ohio 1 $ 198,000 $ 198,000 $ 70,000
Putnam, Ohio 1 $ 208,000 $ 208,000 $ 76,000
Stark, Ohio 1 $ 160,000 $ 160,000 $ 92,000
Summit, Ohio 1 $ 95,000 $ 95,000 $ 96,000
Wood, Ohio 1 $ 154,000 $ 154,000 $ 62,000
Wyandot, Ohio 1 $ 228,000 $ 228,000 $ 86,000
Canadian, Oklahoma 1 $ 180,000 $ 180,000 $ 78,000
Grady, Oklahoma 1 $ 166,000 $ 166,000 $ 74,000
McCurtain, Oklahoma 1 $ 83,000 $ 83,000 $ 33,000
McIntosh, Oklahoma 1 $ 86,000 $ 86,000 $ 128,000
Ottawa, Oklahoma 1 $ 94,000 $ 94,000 $ 26,000
Rogers, Oklahoma 1 $ 193,000 $ 193,000 $ 58,000
Sequoyah, Oklahoma 1 $ 174,000 $ 174,000 $ 63,000
Wagoner, Oklahoma 1 $ 88,000 $ 88,000 $ 52,000
Bamberg, South Carolina 1 $ 77,000 $ 77,000 $ 32,000
Beaufort, South Carolina 1 $ 290,000 $ 290,000 $ 81,000
Clarendon, South Carolina 1 $ 149,000 $ 149,000 $ 87,000
Greenville, South Carolina 1 $ 73,000 $ 73,000 $ 36,000
Laurens, South Carolina 1 $ 66,000 $ 66,000 $ 83,000
Oconee, South Carolina 1 $ 263,000 $ 263,000 $ 64,000
Richland, South Carolina 1 $ 245,000 $ 245,000 $ 224,000
Spartanburg, South Carolina 1 $ 279,000 $ 279,000 $ 175,000
Sumter, South Carolina 1 $ 179,000 $ 179,000 $ 56,000
Davidson, Tennessee 1 $ 112,000 $ 112,000 $ 48,000
Montgomery, Tennessee 1 $ 345,000 $ 345,000 $ 125,000
Sullivan, Tennessee 1 $ 103,000 $ 103,000 $ 36,000
Tipton, Tennessee 1 $ 119,000 $ 119,000 $ 60,000
Bee, Texas 1 $ 123,000 $ 123,000 $ 63,000
Calhoun, Texas 1 $ 51,000 $ 51,000 $ 63,000
Coleman, Texas 1 $ 78,000 $ 78,000 $ 31,000
Comanche, Texas 1 $ 170,000 $ 170,000 $ 53,000
Coryell, Texas 1 $ 148,000 $ 148,000 $ 95,000
Dimmit, Texas 1 $ 45,000 $ 45,000 $ 49,000
Falls, Texas 1 $ 64,000 $ 64,000 $ 50,000
Freestone, Texas 1 $ 174,000 $ 174,000 $ 86,000
Gillespie, Texas 1 $ 157,000 $ 157,000 $ 86,000
Goliad, Texas 1 $ 102,000 $ 102,000 $ 88,000
Hale, Texas 1 $ 104,000 $ 104,000 $ 45,000
Houston, Texas 1 $ 39,000 $ 39,000 $ 46,000
Jim Wells, Texas 1 $ 107,000 $ 107,000 $ 41,000
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Mortgage Loan Application Detail Totals for Everett Financial Inc. in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 5,026 $716,117,000 $142,000 $1,000,000 $71,000 $960,000
Refinancing 1,741 $297,152,000 $170,000 $1,050,000 $76,000 $777,000
Home Improvement 4 $577,000 $144,000 $202,000 $62,000 $122,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,041 $642,631,000 $159,000 $1,050,000 $79,000 $960,000
Hispanic 1,495 $185,165,000 $123,000 $570,000 $58,000 $777,000
Black or African American 589 $84,059,000 $142,000 $717,000 $59,000 $423,000
Not Provided 505 $79,923,000 $158,000 $501,000 $76,000 $670,000
Asian 96 $15,555,000 $162,000 $490,000 $86,000 $456,000
American Indian or Alaskan Native 24 $3,404,000 $141,000 $376,000 $64,000 $189,000
Native Hawaiian or Other Pacific Islander 21 $3,109,000 $148,000 $257,000 $61,000 $117,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 3,885 $527,112,000 $135,000 $604,000 $58,000 $353,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,421 $415,152,000 $171,000 $1,050,000 $97,000 $960,000
VA-guaranteed (Veterans Administration) 417 $65,789,000 $157,000 $417,000 $63,000 $275,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 48 $5,793,000 $120,000 $177,000 $48,000 $137,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,781 $857,312,000 $148,000 $1,050,000 $72,000 $712,000
Application Withdrawn By Applicant 625 $97,570,000 $156,000 $900,000 $79,000 $960,000
Application Denied By Financial Institution 194 $32,015,000 $165,000 $768,000 $69,000 $485,000
Application Approved But Not Accepted 134 $20,854,000 $155,000 $604,000 $76,000 $364,000
File Closed For Incompleteness 30 $5,020,000 $167,000 $1,000,000 $92,000 $521,000
Loan Purchased By The Institution 4 $428,000 $107,000 $149,000 $42,000 $61,000
Preapproval Approved but not Accepted 2 $494,000 $247,000 $417,000 $70,000 $120,000
Preapproval Denied by Financial Institution 1 $153,000 $153,000 $153,000 $55,000 $55,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 55 $8,062,000 $146,000 $398,000 $56,000 $129,000
Debt-To-Income Ratio 27 $4,104,000 $152,000 $467,000 $53,000 $150,000
Other 27 $5,654,000 $209,000 $633,000 $78,000 $272,000
Collateral 19 $3,227,000 $169,000 $417,000 $117,000 $485,000
Unverifiable Information 10 $1,577,000 $157,000 $358,000 $93,000 $240,000
Credit Application Incomplete 4 $764,000 $191,000 $356,000 $69,000 $77,000
Employment History 4 $741,000 $185,000 $375,000 $60,000 $126,000
Mortgage Insurance Denied 1 $122,000 $122,000 $122,000 $81,000 $81,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Everett Financial Inc.'s 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Everett Financial Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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