Everett Financial Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008

Everett Financial Inc. 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Everett Financial Inc.
14801 Quorum Dr Suite 300
Dallas, TX 75254
Tel #: available with data download
Federal Regulator * available with data download
Years 2011  2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 6,771
Total Mortgage Loan Application Amount $1,013,846,000
Average Mortgage Loan Application Amount $152,000
Highest Mortgage Loan Application Amount $1,050,000
Average Applicant Income $69,666
Highest Applicant Income $960,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Everett Financial Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Everett Financial Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2008 breaks down Everett Financial Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Everett Financial Inc. serves its applicants.

Each category highlights the total number of mortgage applications processed by Everett Financial Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Everett Financial Inc.'s mortgage activity for 2008.

Mortgage Loan Application Totals for Everett Financial Inc. by County in 2008

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Bexar County Texas 616 $ 82,464,000 $ 133,000 $ 63,000
Dallas County Texas 494 $ 69,026,000 $ 139,000 $ 78,000
Tarrant County Texas 486 $ 70,280,000 $ 144,000 $ 76,000
Harris County Texas 473 $ 71,114,000 $ 150,000 $ 82,000
Collin County Texas 351 $ 64,852,000 $ 184,000 $ 93,000
Travis County Texas 283 $ 53,388,000 $ 188,000 $ 89,000
Denton County Texas 218 $ 37,863,000 $ 173,000 $ 89,000
Cameron County Texas 199 $ 21,773,000 $ 109,000 $ 76,000
Williamson County Texas 186 $ 27,987,000 $ 150,000 $ 70,000
Hidalgo County Texas 152 $ 18,193,000 $ 119,000 $ 66,000
El Paso County Texas 145 $ 18,557,000 $ 127,000 $ 57,000
Randolph County North Carolina 144 $ 17,138,000 $ 119,000 $ 46,000
Fort Bend County Texas 85 $ 14,968,000 $ 176,000 $ 85,000
McLennan County Texas 81 $ 9,089,000 $ 112,000 $ 53,000
Smith County Texas 79 $ 8,924,000 $ 112,000 $ 54,000
Polk County Iowa 75 $ 8,410,000 $ 112,000 $ 46,000
Montgomery County Texas 72 $ 11,837,000 $ 164,000 $ 84,000
Hays County Texas 57 $ 9,065,000 $ 159,000 $ 71,000
Cook County Illinois 56 $ 11,785,000 $ 210,000 $ 60,000
Guilford County North Carolina 53 $ 7,067,000 $ 133,000 $ 64,000
Ector County Texas 53 $ 6,019,000 $ 113,000 $ 61,000
Jefferson County Alabama 51 $ 6,566,000 $ 128,000 $ 57,000
Marion County Indiana 47 $ 5,638,000 $ 119,000 $ 59,000
Baltimore County Maryland 46 $ 11,480,000 $ 249,000 $ 78,000
Jefferson County Texas 46 $ 5,361,000 $ 116,000 $ 64,000
Houston County Alabama 45 $ 5,918,000 $ 131,000 $ 54,000
Ellis County Texas 45 $ 7,475,000 $ 166,000 $ 96,000
Gregg County Texas 44 $ 5,437,000 $ 123,000 $ 62,000
Galveston County Texas 41 $ 6,923,000 $ 168,000 $ 85,000
Moore County North Carolina 40 $ 6,278,000 $ 156,000 $ 65,000
Brazoria County Texas 40 $ 5,684,000 $ 142,000 $ 73,000
Trumbull County Ohio 38 $ 3,405,000 $ 89,000 $ 46,000
Aransas County Texas 37 $ 5,544,000 $ 149,000 $ 93,000
Guadalupe County Texas 36 $ 5,017,000 $ 139,000 $ 69,000
Lubbock County Texas 36 $ 4,189,000 $ 116,000 $ 62,000
Baltimore City County Maryland 35 $ 6,938,000 $ 198,000 $ 68,000
Rockwall County Texas 34 $ 6,282,000 $ 184,000 $ 103,000
Johnson County Texas 33 $ 4,967,000 $ 150,000 $ 74,000
Parker County Texas 31 $ 6,123,000 $ 197,000 $ 90,000
Cuyahoga County Ohio 29 $ 3,488,000 $ 120,000 $ 61,000
Johnson County Indiana 26 $ 2,952,000 $ 113,000 $ 57,000
Comal County Texas 26 $ 5,234,000 $ 201,000 $ 107,000
Hennepin County Minnesota 25 $ 5,047,000 $ 201,000 $ 75,000
Mahoning County Ohio 25 $ 2,301,000 $ 92,000 $ 44,000
Kaufman County Texas 23 $ 3,055,000 $ 132,000 $ 72,000
St. Clair County Alabama 22 $ 3,691,000 $ 167,000 $ 67,000
Lee County North Carolina 21 $ 2,279,000 $ 108,000 $ 40,000
Rowan County North Carolina 20 $ 2,614,000 $ 130,000 $ 55,000
Brazos County Texas 19 $ 2,707,000 $ 142,000 $ 93,000
Wilson County Texas 19 $ 2,838,000 $ 149,000 $ 72,000
Lake County Indiana 18 $ 1,989,000 $ 110,000 $ 72,000
Cabarrus County North Carolina 18 $ 2,904,000 $ 161,000 $ 75,000
Hertford County North Carolina 18 $ 1,996,000 $ 110,000 $ 46,000
Allen County Indiana 16 $ 1,953,000 $ 122,000 $ 50,000
Anoka County Minnesota 16 $ 3,763,000 $ 235,000 $ 75,000
Panola County Texas 16 $ 1,907,000 $ 119,000 $ 54,000
Dale County Alabama 15 $ 1,416,000 $ 94,000 $ 46,000
Palm Beach County Florida 15 $ 2,622,000 $ 174,000 $ 73,000
Shelby County Alabama 13 $ 2,088,000 $ 160,000 $ 60,000
Bernalillo County New Mexico 13 $ 2,293,000 $ 176,000 $ 61,000
Bastrop County Texas 13 $ 1,971,000 $ 151,000 $ 73,000
Bell County Texas 13 $ 1,377,000 $ 105,000 $ 46,000
Hardin County Texas 13 $ 2,919,000 $ 224,000 $ 107,000
Harrison County Texas 13 $ 2,205,000 $ 169,000 $ 77,000
Upshur County Texas 13 $ 1,545,000 $ 118,000 $ 67,000
Kern County California 12 $ 2,037,000 $ 169,000 $ 79,000
Will County Illinois 12 $ 2,192,000 $ 182,000 $ 85,000
Ramsey County Minnesota 12 $ 2,347,000 $ 195,000 $ 69,000
Forsyth County North Carolina 12 $ 1,476,000 $ 123,000 $ 54,000
Shelby County Tennessee 12 $ 1,455,000 $ 121,000 $ 59,000
Pulaski County Arkansas 11 $ 1,907,000 $ 173,000 $ 86,000
St. Louis County Missouri 11 $ 1,322,000 $ 120,000 $ 48,000
Henderson County Texas 11 $ 1,890,000 $ 171,000 $ 106,000
Jefferson County Colorado 10 $ 2,464,000 $ 246,000 $ 68,000
Duval County Florida 10 $ 2,082,000 $ 208,000 $ 75,000
Angelina County Texas 10 $ 1,346,000 $ 134,000 $ 70,000
San Patricio County Texas 10 $ 1,494,000 $ 149,000 $ 69,000
Denver County Colorado 9 $ 2,382,000 $ 264,000 $ 68,000
El Paso County Colorado 9 $ 1,832,000 $ 203,000 $ 66,000
Broward County Florida 9 $ 1,426,000 $ 158,000 $ 60,000
Kane County Illinois 9 $ 1,913,000 $ 212,000 $ 63,000
Chatham County North Carolina 9 $ 972,000 $ 108,000 $ 37,000
Richmond County North Carolina 9 $ 931,000 $ 103,000 $ 40,000
York County South Carolina 9 $ 982,000 $ 109,000 $ 42,000
Victoria County Texas 9 $ 1,417,000 $ 157,000 $ 81,000
Tuscaloosa County Alabama 8 $ 1,017,000 $ 127,000 $ 49,000
Adams County Colorado 8 $ 1,742,000 $ 217,000 $ 91,000
Caddo County Louisiana 8 $ 1,123,000 $ 140,000 $ 56,000
Harford County Maryland 8 $ 1,969,000 $ 246,000 $ 65,000
Harnett County North Carolina 8 $ 1,281,000 $ 160,000 $ 55,000
Montgomery County North Carolina 8 $ 681,000 $ 85,000 $ 40,000
Cherokee County Texas 8 $ 1,398,000 $ 174,000 $ 66,000
Hill County Texas 8 $ 682,000 $ 85,000 $ 50,000
Midland County Texas 8 $ 1,257,000 $ 157,000 $ 87,000
Nueces County Texas 8 $ 1,051,000 $ 131,000 $ 58,000
Geneva County Alabama 7 $ 754,000 $ 107,000 $ 48,000
Henry County Alabama 7 $ 684,000 $ 97,000 $ 49,000
Benton County Arkansas 7 $ 956,000 $ 136,000 $ 51,000
Faulkner County Arkansas 7 $ 1,076,000 $ 153,000 $ 82,000
Kankakee County Illinois 7 $ 783,000 $ 111,000 $ 62,000
Morgan County Indiana 7 $ 762,000 $ 108,000 $ 49,000
Sherburne County Minnesota 7 $ 1,562,000 $ 223,000 $ 69,000
Alamance County North Carolina 7 $ 739,000 $ 105,000 $ 47,000
Bertie County North Carolina 7 $ 518,000 $ 74,000 $ 34,000
Wake County North Carolina 7 $ 1,186,000 $ 169,000 $ 63,000
Bowie County Texas 7 $ 740,000 $ 105,000 $ 67,000
Grayson County Texas 7 $ 989,000 $ 141,000 $ 66,000
Van Zandt County Texas 7 $ 1,049,000 $ 149,000 $ 57,000
Cullman County Alabama 6 $ 500,000 $ 83,000 $ 40,000
Montgomery County Alabama 6 $ 769,000 $ 128,000 $ 55,000
Arapahoe County Colorado 6 $ 1,532,000 $ 255,000 $ 68,000
Oklahoma County Oklahoma 6 $ 1,180,000 $ 196,000 $ 103,000
Bandera County Texas 6 $ 1,339,000 $ 223,000 $ 108,000
Burnet County Texas 6 $ 1,117,000 $ 186,000 $ 78,000
Hunt County Texas 6 $ 878,000 $ 146,000 $ 77,000
Wood County Texas 6 $ 809,000 $ 134,000 $ 68,000
Blount County Alabama 5 $ 660,000 $ 132,000 $ 55,000
Fayette County Alabama 5 $ 520,000 $ 104,000 $ 71,000
Lee County Alabama 5 $ 749,000 $ 149,000 $ 71,000
Ventura County California 5 $ 1,529,000 $ 305,000 $ 95,000
Douglas County Colorado 5 $ 1,470,000 $ 294,000 $ 84,000
Lake County Illinois 5 $ 891,000 $ 178,000 $ 67,000
Hamilton County Indiana 5 $ 1,236,000 $ 247,000 $ 67,000
Hendricks County Indiana 5 $ 676,000 $ 135,000 $ 52,000
Marion County Iowa 5 $ 464,000 $ 92,000 $ 50,000
Prince George's County Maryland 5 $ 1,238,000 $ 247,000 $ 63,000
Chisago County Minnesota 5 $ 1,188,000 $ 237,000 $ 74,000
Greene County Missouri 5 $ 671,000 $ 134,000 $ 44,000
Stanly County North Carolina 5 $ 689,000 $ 137,000 $ 60,000
Franklin County Ohio 5 $ 643,000 $ 128,000 $ 64,000
Horry County South Carolina 5 $ 948,000 $ 189,000 $ 69,000
Caldwell County Texas 5 $ 458,000 $ 91,000 $ 50,000
Chambers County Texas 5 $ 766,000 $ 153,000 $ 103,000
Hood County Texas 5 $ 1,108,000 $ 221,000 $ 145,000
Lampasas County Texas 5 $ 742,000 $ 148,000 $ 60,000
Medina County Texas 5 $ 694,000 $ 138,000 $ 65,000
Randall County Texas 5 $ 974,000 $ 194,000 $ 72,000
Rusk County Texas 5 $ 531,000 $ 106,000 $ 44,000
Starr County Texas 5 $ 491,000 $ 98,000 $ 45,000
Uvalde County Texas 5 $ 710,000 $ 142,000 $ 72,000
Webb County Texas 5 $ 879,000 $ 175,000 $ 103,000
Wichita County Texas 5 $ 519,000 $ 103,000 $ 70,000
Bibb County Alabama 4 $ 509,000 $ 127,000 $ 70,000
Madison County Alabama 4 $ 562,000 $ 140,000 $ 77,000
Larimer County Colorado 4 $ 999,000 $ 249,000 $ 52,000
Mesa County Colorado 4 $ 955,000 $ 238,000 $ 56,000
Marion County Florida 4 $ 504,000 $ 126,000 $ 56,000
Fulton County Georgia 4 $ 940,000 $ 235,000 $ 107,000
Lafayette County Louisiana 4 $ 658,000 $ 164,000 $ 69,000
Olmsted County Minnesota 4 $ 698,000 $ 174,000 $ 35,000
Stearns County Minnesota 4 $ 823,000 $ 205,000 $ 52,000
Washington County Minnesota 4 $ 1,114,000 $ 278,000 $ 75,000
Cass County Nebraska 4 $ 560,000 $ 140,000 $ 63,000
Cumberland County North Carolina 4 $ 697,000 $ 174,000 $ 81,000
Davidson County North Carolina 4 $ 435,000 $ 108,000 $ 35,000
Northampton County North Carolina 4 $ 357,000 $ 89,000 $ 37,000
Columbiana County Ohio 4 $ 377,000 $ 94,000 $ 50,000
Austin County Texas 4 $ 448,000 $ 112,000 $ 72,000
Bosque County Texas 4 $ 589,000 $ 147,000 $ 108,000
Crane County Texas 4 $ 269,000 $ 67,000 $ 52,000
Gaines County Texas 4 $ 466,000 $ 116,000 $ 78,000
Kendall County Texas 4 $ 829,000 $ 207,000 $ 104,000
Llano County Texas 4 $ 987,000 $ 246,000 $ 397,000
Waller County Texas 4 $ 690,000 $ 172,000 $ 78,000
Wilbarger County Texas 4 $ 263,000 $ 65,000 $ 47,000
Wise County Texas 4 $ 803,000 $ 200,000 $ 83,000
Autauga County Alabama 3 $ 342,000 $ 114,000 $ 46,000
Barbour County Alabama 3 $ 352,000 $ 117,000 $ 53,000
Calhoun County Alabama 3 $ 379,000 $ 126,000 $ 36,000
Chilton County Alabama 3 $ 337,000 $ 112,000 $ 44,000
Talladega County Alabama 3 $ 382,000 $ 127,000 $ 63,000
Saline County Arkansas 3 $ 715,000 $ 238,000 $ 253,000
Washington County Arkansas 3 $ 347,000 $ 115,000 $ 84,000
San Diego County California 3 $ 968,000 $ 322,000 $ 126,000
Clay County Florida 3 $ 744,000 $ 248,000 $ 85,000
Miami-Dade County Florida 3 $ 486,000 $ 162,000 $ 75,000
Clayton County Georgia 3 $ 383,000 $ 127,000 $ 42,000
Dawson County Georgia 3 $ 574,000 $ 191,000 $ 77,000
Gwinnett County Georgia 3 $ 612,000 $ 204,000 $ 41,000
DuPage County Illinois 3 $ 721,000 $ 240,000 $ 59,000
McHenry County Illinois 3 $ 533,000 $ 177,000 $ 34,000
Anne Arundel County Maryland 3 $ 970,000 $ 323,000 $ 103,000
Carroll County Maryland 3 $ 881,000 $ 293,000 $ 128,000
Howard County Maryland 3 $ 1,043,000 $ 347,000 $ 145,000
Saginaw County Michigan 3 $ 600,000 $ 200,000 $ 70,000
Dakota County Minnesota 3 $ 698,000 $ 232,000 $ 33,000
Otter Tail County Minnesota 3 $ 469,000 $ 156,000 $ 43,000
Scott County Minnesota 3 $ 969,000 $ 323,000 $ 56,000
Wright County Minnesota 3 $ 461,000 $ 153,000 $ 80,000
Jackson County Missouri 3 $ 496,000 $ 165,000 $ 70,000
Dona Ana County New Mexico 3 $ 716,000 $ 238,000 $ 114,000
Lea County New Mexico 3 $ 370,000 $ 123,000 $ 50,000
Santa Fe County New Mexico 3 $ 793,000 $ 264,000 $ 82,000
Hoke County North Carolina 3 $ 577,000 $ 192,000 $ 59,000
Johnston County North Carolina 3 $ 505,000 $ 168,000 $ 84,000
Comanche County Oklahoma 3 $ 454,000 $ 151,000 $ 64,000
Muskogee County Oklahoma 3 $ 180,000 $ 60,000 $ 31,000
Atascosa County Texas 3 $ 449,000 $ 149,000 $ 51,000
Blanco County Texas 3 $ 483,000 $ 161,000 $ 51,000
Cass County Texas 3 $ 358,000 $ 119,000 $ 57,000
Colorado County Texas 3 $ 472,000 $ 157,000 $ 105,000
Cooke County Texas 3 $ 399,000 $ 133,000 $ 50,000
Fannin County Texas 3 $ 419,000 $ 139,000 $ 103,000
Fayette County Texas 3 $ 470,000 $ 156,000 $ 165,000
Grimes County Texas 3 $ 553,000 $ 184,000 $ 83,000
Howard County Texas 3 $ 376,000 $ 125,000 $ 87,000
Liberty County Texas 3 $ 383,000 $ 127,000 $ 63,000
Limestone County Texas 3 $ 289,000 $ 96,000 $ 59,000
Maverick County Texas 3 $ 360,000 $ 120,000 $ 65,000
Arlington County Virginia 3 $ 856,000 $ 285,000 $ 80,000
Newport News County Virginia 3 $ 471,000 $ 157,000 $ 66,000
Milwaukee County Wisconsin 3 $ 443,000 $ 147,000 $ 57,000
Baldwin County Alabama 2 $ 408,000 $ 204,000 $ 92,000
Coffee County Alabama 2 $ 178,000 $ 89,000 $ 43,000
Elmore County Alabama 2 $ 311,000 $ 155,000 $ 61,000
Limestone County Alabama 2 $ 265,000 $ 132,000 $ 45,000
Tallapoosa County Alabama 2 $ 282,000 $ 141,000 $ 79,000
Carroll County Arkansas 2 $ 456,000 $ 228,000 $ 172,000
Columbia County Arkansas 2 $ 360,000 $ 180,000 $ 81,000
Crawford County Arkansas 2 $ 208,000 $ 104,000 $ 50,000
Cross County Arkansas 2 $ 227,000 $ 113,000 $ 55,000
Jefferson County Arkansas 2 $ 124,000 $ 62,000 $ 71,000
Miller County Arkansas 2 $ 210,000 $ 105,000 $ 36,000
Sebastian County Arkansas 2 $ 312,000 $ 156,000 $ 98,000
Sharp County Arkansas 2 $ 126,000 $ 63,000 $ 23,000
Los Angeles County California 2 $ 675,000 $ 337,000 $ 136,000
Escambia County Florida 2 $ 566,000 $ 283,000 $ 94,000
Hernando County Florida 2 $ 268,000 $ 134,000 $ 65,000
Lee County Florida 2 $ 682,000 $ 341,000 $ 119,000
Pinellas County Florida 2 $ 319,000 $ 159,000 $ 90,000
St. Lucie County Florida 2 $ 256,000 $ 128,000 $ 46,000
DeKalb County Georgia 2 $ 254,000 $ 127,000 $ 62,000
Muscogee County Georgia 2 $ 316,000 $ 158,000 $ 101,000
Champaign County Illinois 2 $ 348,000 $ 174,000 $ 20,000
St. Clair County Illinois 2 $ 233,000 $ 116,000 $ 17,000
Whitley County Indiana 2 $ 307,000 $ 153,000 $ 51,000
Boone County Iowa 2 $ 171,000 $ 85,000 $ 62,000
Dallas County Iowa 2 $ 250,000 $ 125,000 $ 51,000
Jasper County Iowa 2 $ 182,000 $ 91,000 $ 28,000
Madison County Iowa 2 $ 117,000 $ 58,000 $ 40,000
Pottawattamie County Iowa 2 $ 386,000 $ 193,000 $ 91,000
Story County Iowa 2 $ 275,000 $ 137,000 $ 16,000
Warren County Iowa 2 $ 510,000 $ 255,000 $ 74,000
Washington County Iowa 2 $ 181,000 $ 90,000 $ 58,000
Bossier County Louisiana 2 $ 367,000 $ 183,000 $ 177,000
Charles County Maryland 2 $ 842,000 $ 421,000 $ 114,000
Kent County Michigan 2 $ 406,000 $ 203,000 $ 59,000
Monroe County Michigan 2 $ 279,000 $ 139,000 $ 48,000
Beltrami County Minnesota 2 $ 266,000 $ 133,000 $ 0
Crow Wing County Minnesota 2 $ 247,000 $ 123,000 $ 24,000
Douglas County Minnesota 2 $ 313,000 $ 156,000 $ 79,000
Freeborn County Minnesota 2 $ 173,000 $ 86,000 $ 18,000
Lake County Minnesota 2 $ 472,000 $ 236,000 $ 55,000
Morrison County Minnesota 2 $ 313,000 $ 156,000 $ 63,000
Pine County Minnesota 2 $ 213,000 $ 106,000 $ 25,000
Steele County Minnesota 2 $ 245,000 $ 122,000 $ 44,000
Todd County Minnesota 2 $ 192,000 $ 96,000 $ 48,000
Callaway County Missouri 2 $ 206,000 $ 103,000 $ 38,000
Jasper County Missouri 2 $ 192,000 $ 96,000 $ 28,000
Laclede County Missouri 2 $ 410,000 $ 205,000 $ 95,000
Phelps County Missouri 2 $ 325,000 $ 162,000 $ 73,000
St. Charles County Missouri 2 $ 315,000 $ 157,000 $ 54,000
St. Louis City County Missouri 2 $ 303,000 $ 151,000 $ 30,000
Douglas County Nebraska 2 $ 236,000 $ 118,000 $ 38,000
Furnas County Nebraska 2 $ 81,000 $ 40,000 $ 30,000
Lancaster County Nebraska 2 $ 288,000 $ 144,000 $ 37,000
Phelps County Nebraska 2 $ 154,000 $ 77,000 $ 40,000
Sarpy County Nebraska 2 $ 524,000 $ 262,000 $ 87,000
Eddy County New Mexico 2 $ 365,000 $ 182,000 $ 77,000
Otero County New Mexico 2 $ 213,000 $ 106,000 $ 69,000
San Juan County New Mexico 2 $ 425,000 $ 212,000 $ 63,000
Durham County North Carolina 2 $ 287,000 $ 143,000 $ 65,000
Gates County North Carolina 2 $ 155,000 $ 77,000 $ 32,000
Iredell County North Carolina 2 $ 316,000 $ 158,000 $ 39,000
Clermont County Ohio 2 $ 357,000 $ 178,000 $ 72,000
Fairfield County Ohio 2 $ 300,000 $ 150,000 $ 56,000
Lake County Ohio 2 $ 304,000 $ 152,000 $ 62,000
Warren County Ohio 2 $ 417,000 $ 208,000 $ 87,000
Cleveland County Oklahoma 2 $ 230,000 $ 115,000 $ 56,000
Tulsa County Oklahoma 2 $ 195,000 $ 97,000 $ 35,000
Berkeley County South Carolina 2 $ 373,000 $ 186,000 $ 87,000
Kershaw County South Carolina 2 $ 416,000 $ 208,000 $ 63,000
Lexington County South Carolina 2 $ 366,000 $ 183,000 $ 118,000
Andrews County Texas 2 $ 249,000 $ 124,000 $ 57,000
Dallam County Texas 2 $ 165,000 $ 82,000 $ 25,000
DeWitt County Texas 2 $ 184,000 $ 92,000 $ 55,000
Hockley County Texas 2 $ 143,000 $ 71,000 $ 57,000
Karnes County Texas 2 $ 148,000 $ 74,000 $ 38,000
Lavaca County Texas 2 $ 191,000 $ 95,000 $ 103,000
Marion County Texas 2 $ 324,000 $ 162,000 $ 240,000
Nacogdoches County Texas 2 $ 461,000 $ 230,000 $ 82,000
Orange County Texas 2 $ 363,000 $ 181,000 $ 50,000
Refugio County Texas 2 $ 127,000 $ 63,000 $ 32,000
Somervell County Texas 2 $ 339,000 $ 169,000 $ 284,000
Tom Green County Texas 2 $ 266,000 $ 133,000 $ 45,000
Val Verde County Texas 2 $ 431,000 $ 215,000 $ 50,000
Washington County Texas 2 $ 311,000 $ 155,000 $ 69,000
Chesapeake County Virginia 2 $ 504,000 $ 252,000 $ 71,000
Hampton County Virginia 2 $ 336,000 $ 168,000 $ 45,000
Bullock County Alabama 1 $ 52,000 $ 52,000 $ 19,000
Butler County Alabama 1 $ 128,000 $ 128,000 $ 60,000
Colbert County Alabama 1 $ 76,000 $ 76,000 $ 53,000
Crenshaw County Alabama 1 $ 198,000 $ 198,000 $ 68,000
Marshall County Alabama 1 $ 255,000 $ 255,000 $ 79,000
Morgan County Alabama 1 $ 66,000 $ 66,000 $ 27,000
Pickens County Alabama 1 $ 91,000 $ 91,000 $ 39,000
Russell County Alabama 1 $ 275,000 $ 275,000 $ 98,000
Arkansas County Arkansas 1 $ 44,000 $ 44,000 $ 28,000
Baxter County Arkansas 1 $ 183,000 $ 183,000 $ 51,000
Bradley County Arkansas 1 $ 46,000 $ 46,000 $ 18,000
Cleveland County Arkansas 1 $ 129,000 $ 129,000 $ 117,000
Craighead County Arkansas 1 $ 267,000 $ 267,000 $ 162,000
Garland County Arkansas 1 $ 195,000 $ 195,000 $ 42,000
Independence County Arkansas 1 $ 97,000 $ 97,000 $ 30,000
Lawrence County Arkansas 1 $ 87,000 $ 87,000 $ 48,000
Little River County Arkansas 1 $ 251,000 $ 251,000 $ 70,000
Pope County Arkansas 1 $ 159,000 $ 159,000 $ 50,000
Union County Arkansas 1 $ 233,000 $ 233,000 $ 144,000
Van Buren County Arkansas 1 $ 167,000 $ 167,000 $ 44,000
Alameda County California 1 $ 573,000 $ 573,000 $ 300,000
Fresno County California 1 $ 75,000 $ 75,000 $ 12,000
Riverside County California 1 $ 249,000 $ 249,000 $ 72,000
San Luis Obispo County California 1 $ 487,000 $ 487,000 $ 124,000
Boulder County Colorado 1 $ 156,000 $ 156,000 $ 64,000
Broomfield County Colorado 1 $ 210,000 $ 210,000 $ 52,000
Conejos County Colorado 1 $ 203,000 $ 203,000 $ 69,000
Custer County Colorado 1 $ 196,000 $ 196,000 $ 51,000
Eagle County Colorado 1 $ 415,000 $ 415,000 $ 86,000
Garfield County Colorado 1 $ 300,000 $ 300,000 $ 91,000
Montrose County Colorado 1 $ 246,000 $ 246,000 $ 79,000
Pueblo County Colorado 1 $ 298,000 $ 298,000 $ 84,000
Summit County Colorado 1 $ 287,000 $ 287,000 $ 72,000
New Castle County Delaware 1 $ 291,000 $ 291,000 $ 185,000
Sussex County Delaware 1 $ 270,000 $ 270,000 $ 104,000
Alachua County Florida 1 $ 107,000 $ 107,000 $ 46,000
Brevard County Florida 1 $ 133,000 $ 133,000 $ 78,000
Hillsborough County Florida 1 $ 358,000 $ 358,000 $ 162,000
Levy County Florida 1 $ 128,000 $ 128,000 $ 63,000
Nassau County Florida 1 $ 130,000 $ 130,000 $ 64,000
Osceola County Florida 1 $ 164,000 $ 164,000 $ 46,000
Polk County Florida 1 $ 84,000 $ 84,000 $ 30,000
Volusia County Florida 1 $ 128,000 $ 128,000 $ 62,000
Baldwin County Georgia 1 $ 245,000 $ 245,000 $ 80,000
Camden County Georgia 1 $ 152,000 $ 152,000 $ 56,000
Catoosa County Georgia 1 $ 192,000 $ 192,000 $ 83,000
Cherokee County Georgia 1 $ 325,000 $ 325,000 $ 150,000
Coweta County Georgia 1 $ 309,000 $ 309,000 $ 126,000
Fayette County Georgia 1 $ 164,000 $ 164,000 $ 57,000
Forsyth County Georgia 1 $ 113,000 $ 113,000 $ 40,000
Gordon County Georgia 1 $ 122,000 $ 122,000 $ 31,000
Hall County Georgia 1 $ 104,000 $ 104,000 $ 123,000
Newton County Georgia 1 $ 260,000 $ 260,000 $ 58,000
Paulding County Georgia 1 $ 352,000 $ 352,000 $ 108,000
Rockdale County Georgia 1 $ 118,000 $ 118,000 $ 37,000
Stephens County Georgia 1 $ 178,000 $ 178,000 $ 48,000
Union County Georgia 1 $ 236,000 $ 236,000 $ 64,000
Walton County Georgia 1 $ 351,000 $ 351,000 $ 116,000
Fremont County Idaho 1 $ 350,000 $ 350,000 $ 52,000
Madison County Idaho 1 $ 374,000 $ 374,000 $ 70,000
Grundy County Illinois 1 $ 157,000 $ 157,000 $ 52,000
Iroquois County Illinois 1 $ 47,000 $ 47,000 $ 16,000
Kendall County Illinois 1 $ 190,000 $ 190,000 $ 71,000
Livingston County Illinois 1 $ 149,000 $ 149,000 $ 0
Madison County Illinois 1 $ 73,000 $ 73,000 $ 35,000
Mercer County Illinois 1 $ 78,000 $ 78,000 $ 44,000
Moultrie County Illinois 1 $ 104,000 $ 104,000 $ 39,000
Putnam County Illinois 1 $ 72,000 $ 72,000 $ 57,000
Randolph County Illinois 1 $ 84,000 $ 84,000 $ 24,000
Adams County Indiana 1 $ 163,000 $ 163,000 $ 70,000
Bartholomew County Indiana 1 $ 173,000 $ 173,000 $ 77,000
Brown County Indiana 1 $ 90,000 $ 90,000 $ 82,000
DeKalb County Indiana 1 $ 207,000 $ 207,000 $ 51,000
Hancock County Indiana 1 $ 169,000 $ 169,000 $ 76,000
Jefferson County Indiana 1 $ 231,000 $ 231,000 $ 86,000
Jennings County Indiana 1 $ 144,000 $ 144,000 $ 42,000
Kosciusko County Indiana 1 $ 162,000 $ 162,000 $ 86,000
Marshall County Indiana 1 $ 41,000 $ 41,000 $ 13,000
Monroe County Indiana 1 $ 156,000 $ 156,000 $ 73,000
St. Joseph County Indiana 1 $ 78,000 $ 78,000 $ 31,000
Starke County Indiana 1 $ 137,000 $ 137,000 $ 92,000
Steuben County Indiana 1 $ 175,000 $ 175,000 $ 50,000
Wabash County Indiana 1 $ 116,000 $ 116,000 $ 53,000
Adair County Iowa 1 $ 80,000 $ 80,000 $ 53,000
Benton County Iowa 1 $ 61,000 $ 61,000 $ 56,000
Clinton County Iowa 1 $ 68,000 $ 68,000 $ 45,000
Scott County Iowa 1 $ 46,000 $ 46,000 $ 66,000
Webster County Iowa 1 $ 84,000 $ 84,000 $ 23,000
Woodbury County Iowa 1 $ 81,000 $ 81,000 $ 25,000
Barton County Kansas 1 $ 114,000 $ 114,000 $ 114,000
Cherokee County Kansas 1 $ 91,000 $ 91,000 $ 59,000
Johnson County Kansas 1 $ 109,000 $ 109,000 $ 37,000
Jefferson County Louisiana 1 $ 129,000 $ 129,000 $ 39,000
Lincoln County Louisiana 1 $ 101,000 $ 101,000 $ 70,000
Orleans County Louisiana 1 $ 132,000 $ 132,000 $ 72,000
Cecil County Maryland 1 $ 348,000 $ 348,000 $ 81,000
Frederick County Maryland 1 $ 324,000 $ 324,000 $ 115,000
Queen Anne's County Maryland 1 $ 376,000 $ 376,000 $ 275,000
Washington County Maryland 1 $ 271,000 $ 271,000 $ 118,000
Bristol County Massachusetts 1 $ 189,000 $ 189,000 $ 58,000
Genesee County Michigan 1 $ 45,000 $ 45,000 $ 28,000
Oakland County Michigan 1 $ 122,000 $ 122,000 $ 80,000
Wayne County Michigan 1 $ 78,000 $ 78,000 $ 670,000
Becker County Minnesota 1 $ 346,000 $ 346,000 $ 40,000
Benton County Minnesota 1 $ 233,000 $ 233,000 $ 72,000
Brown County Minnesota 1 $ 147,000 $ 147,000 $ 66,000
Carver County Minnesota 1 $ 324,000 $ 324,000 $ 64,000
Cottonwood County Minnesota 1 $ 124,000 $ 124,000 $ 51,000
Goodhue County Minnesota 1 $ 166,000 $ 166,000 $ 62,000
Isanti County Minnesota 1 $ 190,000 $ 190,000 $ 57,000
Koochiching County Minnesota 1 $ 145,000 $ 145,000 $ 62,000
Le Sueur County Minnesota 1 $ 169,000 $ 169,000 $ 0
Martin County Minnesota 1 $ 160,000 $ 160,000 $ 55,000
McLeod County Minnesota 1 $ 189,000 $ 189,000 $ 57,000
Polk County Minnesota 1 $ 85,000 $ 85,000 $ 36,000
Pope County Minnesota 1 $ 274,000 $ 274,000 $ 83,000
St. Louis County Minnesota 1 $ 82,000 $ 82,000 $ 53,000
Waseca County Minnesota 1 $ 180,000 $ 180,000 $ 30,000
Winona County Minnesota 1 $ 70,000 $ 70,000 $ 26,000
Andrew County Missouri 1 $ 117,000 $ 117,000 $ 56,000
Christian County Missouri 1 $ 179,000 $ 179,000 $ 66,000
Clay County Missouri 1 $ 99,000 $ 99,000 $ 81,000
Cole County Missouri 1 $ 302,000 $ 302,000 $ 113,000
Miller County Missouri 1 $ 109,000 $ 109,000 $ 24,000
Newton County Missouri 1 $ 156,000 $ 156,000 $ 77,000
Nodaway County Missouri 1 $ 63,000 $ 63,000 $ 14,000
St. Francois County Missouri 1 $ 231,000 $ 231,000 $ 95,000
Ste. Genevieve County Missouri 1 $ 77,000 $ 77,000 $ 0
Stoddard County Missouri 1 $ 79,000 $ 79,000 $ 41,000
Dundy County Nebraska 1 $ 40,000 $ 40,000 $ 40,000
Hall County Nebraska 1 $ 114,000 $ 114,000 $ 70,000
Knox County Nebraska 1 $ 104,000 $ 104,000 $ 41,000
Lincoln County Nebraska 1 $ 87,000 $ 87,000 $ 96,000
Platte County Nebraska 1 $ 80,000 $ 80,000 $ 0
Washington County Nebraska 1 $ 254,000 $ 254,000 $ 114,000
Chaves County New Mexico 1 $ 123,000 $ 123,000 $ 45,000
Rio Arriba County New Mexico 1 $ 211,000 $ 211,000 $ 61,000
Sandoval County New Mexico 1 $ 144,000 $ 144,000 $ 32,000
Valencia County New Mexico 1 $ 169,000 $ 169,000 $ 71,000
Beaufort County North Carolina 1 $ 199,000 $ 199,000 $ 55,000
Brunswick County North Carolina 1 $ 154,000 $ 154,000 $ 163,000
Buncombe County North Carolina 1 $ 181,000 $ 181,000 $ 47,000
Mecklenburg County North Carolina 1 $ 120,000 $ 120,000 $ 118,000
Pasquotank County North Carolina 1 $ 348,000 $ 348,000 $ 107,000
Pender County North Carolina 1 $ 229,000 $ 229,000 $ 60,000
Rockingham County North Carolina 1 $ 60,000 $ 60,000 $ 38,000
Scotland County North Carolina 1 $ 151,000 $ 151,000 $ 63,000
Stokes County North Carolina 1 $ 94,000 $ 94,000 $ 35,000
Union County North Carolina 1 $ 73,000 $ 73,000 $ 33,000
Adams County Ohio 1 $ 142,000 $ 142,000 $ 35,000
Ashtabula County Ohio 1 $ 89,000 $ 89,000 $ 41,000
Butler County Ohio 1 $ 256,000 $ 256,000 $ 135,000
Clark County Ohio 1 $ 146,000 $ 146,000 $ 59,000
Defiance County Ohio 1 $ 91,000 $ 91,000 $ 26,000
Delaware County Ohio 1 $ 283,000 $ 283,000 $ 74,000
Erie County Ohio 1 $ 208,000 $ 208,000 $ 57,000
Geauga County Ohio 1 $ 225,000 $ 225,000 $ 55,000
Henry County Ohio 1 $ 275,000 $ 275,000 $ 86,000
Logan County Ohio 1 $ 204,000 $ 204,000 $ 80,000
Lorain County Ohio 1 $ 259,000 $ 259,000 $ 125,000
Lucas County Ohio 1 $ 198,000 $ 198,000 $ 89,000
Paulding County Ohio 1 $ 198,000 $ 198,000 $ 70,000
Putnam County Ohio 1 $ 208,000 $ 208,000 $ 76,000
Stark County Ohio 1 $ 160,000 $ 160,000 $ 92,000
Summit County Ohio 1 $ 95,000 $ 95,000 $ 96,000
Wood County Ohio 1 $ 154,000 $ 154,000 $ 62,000
Wyandot County Ohio 1 $ 228,000 $ 228,000 $ 86,000
Canadian County Oklahoma 1 $ 180,000 $ 180,000 $ 78,000
Grady County Oklahoma 1 $ 166,000 $ 166,000 $ 74,000
McCurtain County Oklahoma 1 $ 83,000 $ 83,000 $ 33,000
McIntosh County Oklahoma 1 $ 86,000 $ 86,000 $ 128,000
Ottawa County Oklahoma 1 $ 94,000 $ 94,000 $ 26,000
Rogers County Oklahoma 1 $ 193,000 $ 193,000 $ 58,000
Sequoyah County Oklahoma 1 $ 174,000 $ 174,000 $ 63,000
Wagoner County Oklahoma 1 $ 88,000 $ 88,000 $ 52,000
Bamberg County South Carolina 1 $ 77,000 $ 77,000 $ 32,000
Beaufort County South Carolina 1 $ 290,000 $ 290,000 $ 81,000
Clarendon County South Carolina 1 $ 149,000 $ 149,000 $ 87,000
Greenville County South Carolina 1 $ 73,000 $ 73,000 $ 36,000
Laurens County South Carolina 1 $ 66,000 $ 66,000 $ 83,000
Oconee County South Carolina 1 $ 263,000 $ 263,000 $ 64,000
Richland County South Carolina 1 $ 245,000 $ 245,000 $ 224,000
Spartanburg County South Carolina 1 $ 279,000 $ 279,000 $ 175,000
Sumter County South Carolina 1 $ 179,000 $ 179,000 $ 56,000
Davidson County Tennessee 1 $ 112,000 $ 112,000 $ 48,000
Montgomery County Tennessee 1 $ 345,000 $ 345,000 $ 125,000
Sullivan County Tennessee 1 $ 103,000 $ 103,000 $ 36,000
Tipton County Tennessee 1 $ 119,000 $ 119,000 $ 60,000
Bee County Texas 1 $ 123,000 $ 123,000 $ 63,000
Calhoun County Texas 1 $ 51,000 $ 51,000 $ 63,000
Coleman County Texas 1 $ 78,000 $ 78,000 $ 31,000
Comanche County Texas 1 $ 170,000 $ 170,000 $ 53,000
Coryell County Texas 1 $ 148,000 $ 148,000 $ 95,000
Dimmit County Texas 1 $ 45,000 $ 45,000 $ 49,000
Falls County Texas 1 $ 64,000 $ 64,000 $ 50,000
Freestone County Texas 1 $ 174,000 $ 174,000 $ 86,000
Gillespie County Texas 1 $ 157,000 $ 157,000 $ 86,000
Goliad County Texas 1 $ 102,000 $ 102,000 $ 88,000
Hale County Texas 1 $ 104,000 $ 104,000 $ 45,000
Houston County Texas 1 $ 39,000 $ 39,000 $ 46,000
Jim Wells County Texas 1 $ 107,000 $ 107,000 $ 41,000
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Mortgage Loan Application Detail Totals for Everett Financial Inc. in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 5,026 $716,117,000 $142,000 $1,000,000 $71,000 $960,000
Refinancing 1,741 $297,152,000 $170,000 $1,050,000 $76,000 $777,000
Home Improvement 4 $577,000 $144,000 $202,000 $62,000 $122,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,041 $642,631,000 $159,000 $1,050,000 $79,000 $960,000
Hispanic 1,495 $185,165,000 $123,000 $570,000 $58,000 $777,000
Black or African American 589 $84,059,000 $142,000 $717,000 $59,000 $423,000
Not Provided 505 $79,923,000 $158,000 $501,000 $76,000 $670,000
Asian 96 $15,555,000 $162,000 $490,000 $86,000 $456,000
American Indian or Alaskan Native 24 $3,404,000 $141,000 $376,000 $64,000 $189,000
Native Hawaiian or Other Pacific Islander 21 $3,109,000 $148,000 $257,000 $61,000 $117,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 3,885 $527,112,000 $135,000 $604,000 $58,000 $353,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,421 $415,152,000 $171,000 $1,050,000 $97,000 $960,000
VA-guaranteed (Veterans Administration) 417 $65,789,000 $157,000 $417,000 $63,000 $275,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 48 $5,793,000 $120,000 $177,000 $48,000 $137,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,781 $857,312,000 $148,000 $1,050,000 $72,000 $712,000
Application Withdrawn By Applicant 625 $97,570,000 $156,000 $900,000 $79,000 $960,000
Application Denied By Financial Institution 194 $32,015,000 $165,000 $768,000 $69,000 $485,000
Application Approved But Not Accepted 134 $20,854,000 $155,000 $604,000 $76,000 $364,000
File Closed For Incompleteness 30 $5,020,000 $167,000 $1,000,000 $92,000 $521,000
Loan Purchased By The Institution 4 $428,000 $107,000 $149,000 $42,000 $61,000
Preapproval Approved but not Accepted 2 $494,000 $247,000 $417,000 $70,000 $120,000
Preapproval Denied by Financial Institution 1 $153,000 $153,000 $153,000 $55,000 $55,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 55 $8,062,000 $146,000 $398,000 $56,000 $129,000
Debt-To-Income Ratio 27 $4,104,000 $152,000 $467,000 $53,000 $150,000
Other 27 $5,654,000 $209,000 $633,000 $78,000 $272,000
Collateral 19 $3,227,000 $169,000 $417,000 $117,000 $485,000
Unverifiable Information 10 $1,577,000 $157,000 $358,000 $93,000 $240,000
Credit Application Incomplete 4 $764,000 $191,000 $356,000 $69,000 $77,000
Employment History 4 $741,000 $185,000 $375,000 $60,000 $126,000
Mortgage Insurance Denied 1 $122,000 $122,000 $122,000 $81,000 $81,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Everett Financial Inc.'s 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Everett Financial Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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