Evergreen Lending, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Evergreen Lending, Inc. 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Evergreen Lending, Inc. 10005 Muirlands Blvd Ste G Irvine, CA 92618 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 567 |
| Total Mortgage Loan Application Amount | $145,395,000 |
| Average Mortgage Loan Application Amount | $257,000 |
| Highest Mortgage Loan Application Amount | $1,340,000 |
| Average Applicant Income | $128,000 |
| Highest Applicant Income | $1,118,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Evergreen Lending, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Evergreen Lending, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Evergreen Lending, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Evergreen Lending, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Evergreen Lending, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Evergreen Lending, Inc.'s mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| San Diego County California | 101 | $ 35,365,000 | $ 350,000 | $ 184,000 |
| Los Angeles County California | 75 | $ 21,547,000 | $ 287,000 | $ 135,000 |
| Riverside County California | 46 | $ 11,262,000 | $ 244,000 | $ 117,000 |
| Arapahoe County Colorado | 27 | $ 4,372,000 | $ 161,000 | $ 90,000 |
| San Bernardino County California | 24 | $ 5,641,000 | $ 235,000 | $ 114,000 |
| Orange County California | 20 | $ 7,622,000 | $ 381,000 | $ 202,000 |
| Alameda County California | 18 | $ 6,522,000 | $ 362,000 | $ 133,000 |
| Contra Costa County California | 17 | $ 6,116,000 | $ 359,000 | $ 128,000 |
| Adams County Colorado | 14 | $ 1,757,000 | $ 125,000 | $ 68,000 |
| Denver County Colorado | 13 | $ 1,997,000 | $ 153,000 | $ 75,000 |
| Miami-Dade County Florida | 13 | $ 2,244,000 | $ 172,000 | $ 133,000 |
| Pima County Arizona | 11 | $ 1,057,000 | $ 96,000 | $ 51,000 |
| Fresno County California | 10 | $ 2,221,000 | $ 222,000 | $ 172,000 |
| Maricopa County Arizona | 8 | $ 1,597,000 | $ 199,000 | $ 88,000 |
| Jefferson County Colorado | 8 | $ 2,034,000 | $ 254,000 | $ 61,000 |
| Solano County California | 7 | $ 1,686,000 | $ 240,000 | $ 171,000 |
| Sacramento County California | 5 | $ 1,136,000 | $ 227,000 | $ 103,000 |
| Broward County Florida | 5 | $ 860,000 | $ 172,000 | $ 121,000 |
| Clark County Nevada | 5 | $ 1,047,000 | $ 209,000 | $ 139,000 |
| San Joaquin County California | 4 | $ 1,159,000 | $ 289,000 | $ 143,000 |
| San Mateo County California | 4 | $ 1,508,000 | $ 377,000 | $ 199,000 |
| Larimer County Colorado | 4 | $ 420,000 | $ 105,000 | $ 83,000 |
| Mesa County Colorado | 4 | $ 737,000 | $ 184,000 | $ 93,000 |
| Boulder County Colorado | 3 | $ 927,000 | $ 309,000 | $ 89,000 |
| Weld County Colorado | 3 | $ 368,000 | $ 122,000 | $ 58,000 |
| Collier County Florida | 3 | $ 225,000 | $ 75,000 | $ 30,000 |
| Duval County Florida | 3 | $ 866,000 | $ 288,000 | $ 85,000 |
| Manatee County Florida | 3 | $ 829,000 | $ 276,000 | $ 136,000 |
| Orange County Florida | 3 | $ 373,000 | $ 124,000 | $ 149,000 |
| Palm Beach County Florida | 3 | $ 618,000 | $ 206,000 | $ 79,000 |
| Yuma County Arizona | 2 | $ 294,000 | $ 147,000 | $ 84,000 |
| Kern County California | 2 | $ 210,000 | $ 105,000 | $ 82,000 |
| San Benito County California | 2 | $ 800,000 | $ 400,000 | $ 190,000 |
| San Francisco County California | 2 | $ 973,000 | $ 486,000 | $ 63,000 |
| Santa Clara County California | 2 | $ 360,000 | $ 180,000 | $ 137,000 |
| Stanislaus County California | 2 | $ 387,000 | $ 193,000 | $ 180,000 |
| Costilla County Colorado | 2 | $ 200,000 | $ 100,000 | $ 44,000 |
| Douglas County Colorado | 2 | $ 373,000 | $ 186,000 | $ 57,000 |
| El Paso County Colorado | 2 | $ 548,000 | $ 274,000 | $ 118,000 |
| Garfield County Colorado | 2 | $ 257,000 | $ 128,000 | $ 61,000 |
| Gunnison County Colorado | 2 | $ 584,000 | $ 292,000 | $ 71,000 |
| Kit Carson County Colorado | 2 | $ 130,000 | $ 65,000 | $ 56,000 |
| Morgan County Colorado | 2 | $ 129,000 | $ 64,000 | $ 34,000 |
| Park County Colorado | 2 | $ 203,000 | $ 101,000 | $ 72,000 |
| Columbia County Florida | 2 | $ 165,000 | $ 82,000 | $ 114,000 |
| Lee County Florida | 2 | $ 434,000 | $ 217,000 | $ 127,000 |
| Osceola County Florida | 2 | $ 197,000 | $ 98,000 | $ 67,000 |
| Pasco County Florida | 2 | $ 311,000 | $ 155,000 | $ 79,000 |
| Walton County Florida | 2 | $ 294,000 | $ 147,000 | $ 43,000 |
| Honolulu County Hawaii | 2 | $ 441,000 | $ 220,000 | $ 175,000 |
| Kootenai County Idaho | 2 | $ 419,000 | $ 209,000 | $ 66,000 |
| Jasper County South Carolina | 2 | $ 686,000 | $ 343,000 | $ 186,000 |
| Cochise County Arizona | 1 | $ 117,000 | $ 117,000 | $ 45,000 |
| Mendocino County California | 1 | $ 180,000 | $ 180,000 | $ 42,000 |
| Sonoma County California | 1 | $ 600,000 | $ 600,000 | $ 204,000 |
| Tulare County California | 1 | $ 100,000 | $ 100,000 | $ 79,000 |
| Bent County Colorado | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Broomfield County Colorado | 1 | $ 231,000 | $ 231,000 | $ 75,000 |
| Delta County Colorado | 1 | $ 132,000 | $ 132,000 | $ 53,000 |
| Fremont County Colorado | 1 | $ 280,000 | $ 280,000 | $ 524,000 |
| Montrose County Colorado | 1 | $ 115,000 | $ 115,000 | $ 33,000 |
| Otero County Colorado | 1 | $ 77,000 | $ 77,000 | $ 45,000 |
| Pueblo County Colorado | 1 | $ 122,000 | $ 122,000 | $ 47,000 |
| Teller County Colorado | 1 | $ 277,000 | $ 277,000 | $ 240,000 |
| Indian River County Florida | 1 | $ 216,000 | $ 216,000 | $ 138,000 |
| Jackson County Florida | 1 | $ 126,000 | $ 126,000 | $ 33,000 |
| Pinellas County Florida | 1 | $ 248,000 | $ 248,000 | $ 60,000 |
| Polk County Florida | 1 | $ 144,000 | $ 144,000 | $ 74,000 |
| Hawaii County Hawaii | 1 | $ 550,000 | $ 550,000 | $ 252,000 |
| Canyon County Idaho | 1 | $ 225,000 | $ 225,000 | $ 54,000 |
| Adams County Indiana | 1 | $ 72,000 | $ 72,000 | $ 33,000 |
| Deschutes County Oregon | 1 | $ 161,000 | $ 161,000 | $ 120,000 |
| Lincoln County Oregon | 1 | $ 63,000 | $ 63,000 | $ 42,000 |
| Linn County Oregon | 1 | $ 215,000 | $ 215,000 | $ 60,000 |
| Shelby County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 49,000 |
| Grays Harbor County Washington | 1 | $ 168,000 | $ 168,000 | $ 55,000 |
| King County Washington | 1 | $ 190,000 | $ 190,000 | $ 40,000 |
| Snohomish County Washington | 1 | $ 448,000 | $ 448,000 | $ 408,000 |
Mortgage Loan Application Detail Totals for Evergreen Lending, Inc. in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 295 | $69,188,000 | $234,000 | $960,000 | $124,000 | $1,118,000 |
| Refinancing | 272 | $76,207,000 | $280,000 | $1,340,000 | $132,000 | $1,118,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 189 | $45,023,000 | $238,000 | $944,000 | $105,000 | $300,000 |
| White | 124 | $26,663,000 | $215,000 | $1,000,000 | $113,000 | $534,000 |
| Asian | 104 | $29,671,000 | $285,000 | $750,000 | $154,000 | $480,000 |
| Not Provided | 96 | $30,187,000 | $314,000 | $1,340,000 | $169,000 | $1,118,000 |
| Black or African American | 44 | $11,760,000 | $267,000 | $875,000 | $112,000 | $240,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,030,000 | $206,000 | $500,000 | $144,000 | $186,000 |
| American Indian or Alaskan Native | 5 | $1,061,000 | $212,000 | $576,000 | $143,000 | $234,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 566 | $144,765,000 | $255,000 | $1,340,000 | $128,000 | $1,118,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $630,000 | $630,000 | $630,000 | $150,000 | $150,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Approved But Not Accepted | 239 | $64,836,000 | $271,000 | $1,340,000 | $133,000 | $1,118,000 |
| Loan Originated | 187 | $42,412,000 | $226,000 | $750,000 | $131,000 | $534,000 |
| Application Denied By Financial Institution | 116 | $31,063,000 | $267,000 | $960,000 | $114,000 | $528,000 |
| Application Withdrawn By Applicant | 22 | $6,317,000 | $287,000 | $796,000 | $109,000 | $276,000 |
| File Closed For Incompleteness | 3 | $767,000 | $255,000 | $388,000 | $177,000 | $316,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 44 | $11,962,000 | $271,000 | $774,000 | $113,000 | $418,000 |
| Collateral | 17 | $4,294,000 | $252,000 | $710,000 | $159,000 | $524,000 |
| Other | 14 | $5,118,000 | $365,000 | $960,000 | $174,000 | $528,000 |
| Debt-To-Income Ratio | 12 | $1,975,000 | $164,000 | $368,000 | $65,000 | $110,000 |
| Unverifiable Information | 9 | $2,102,000 | $233,000 | $448,000 | $56,000 | $180,000 |
| Employment History | 4 | $845,000 | $211,000 | $336,000 | $15,000 | $60,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $917,000 | $305,000 | $412,000 | $162,000 | $180,000 |
| Credit Application Incomplete | 2 | $495,000 | $247,000 | $396,000 | $107,000 | $112,000 |
| Mortgage Insurance Denied | 1 | $140,000 | $140,000 | $140,000 | $25,000 | $25,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Evergreen Lending, Inc.'s 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Evergreen Lending, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.