Express Capital Lending
Mortgage Loan Application
Totals and Details
for 2007

Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Express Capital Lending.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Express Capital Lending
3134 Airway Avenue
Costa Mesa, CA 92626
Tel #: available with data download
Federal Regulator * available with data download
Years 2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,757
Total Mortgage Loan Application Amount $1,276,856,000
Average Mortgage Loan Application Amount $334,666
Highest Mortgage Loan Application Amount $2,140,000
Average Applicant Income $160,333
Highest Applicant Income $3,360,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Express Capital Lending by County in 2007

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles County California 611 $ 252,630,000 $ 413,000 $ 160,000
Orange County California 255 $ 114,974,000 $ 450,000 $ 173,000
Riverside County California 217 $ 76,434,000 $ 352,000 $ 171,000
San Bernardino County California 211 $ 61,919,000 $ 293,000 $ 141,000
Miami-Dade County Florida 181 $ 54,803,000 $ 302,000 $ 163,000
San Diego County California 170 $ 66,324,000 $ 390,000 $ 177,000
Broward County Florida 149 $ 48,510,000 $ 325,000 $ 154,000
Clark County Nevada 107 $ 31,536,000 $ 294,000 $ 154,000
Maricopa County Arizona 98 $ 24,811,000 $ 253,000 $ 136,000
Orange County Florida 85 $ 21,000,000 $ 247,000 $ 132,000
Alameda County California 72 $ 25,842,000 $ 358,000 $ 141,000
Palm Beach County Florida 59 $ 20,895,000 $ 354,000 $ 187,000
Contra Costa County California 58 $ 21,855,000 $ 376,000 $ 128,000
Sacramento County California 51 $ 15,479,000 $ 303,000 $ 128,000
Hillsborough County Florida 51 $ 9,364,000 $ 183,000 $ 116,000
Honolulu County Hawaii 44 $ 19,693,000 $ 447,000 $ 191,000
Osceola County Florida 43 $ 10,853,000 $ 252,000 $ 143,000
Kern County California 41 $ 8,980,000 $ 219,000 $ 101,000
Santa Clara County California 39 $ 15,954,000 $ 409,000 $ 197,000
San Joaquin County California 36 $ 12,096,000 $ 336,000 $ 160,000
Ventura County California 36 $ 15,400,000 $ 427,000 $ 256,000
Lee County Florida 36 $ 9,434,000 $ 262,000 $ 138,000
Salt Lake County Utah 34 $ 10,231,000 $ 300,000 $ 226,000
Fresno County California 33 $ 6,830,000 $ 206,000 $ 93,000
Collier County Florida 32 $ 9,636,000 $ 301,000 $ 135,000
King County Washington 31 $ 10,714,000 $ 345,000 $ 216,000
Prince George's County Maryland 30 $ 10,509,000 $ 350,000 $ 126,000
Pinellas County Florida 29 $ 8,432,000 $ 290,000 $ 197,000
St. Lucie County Florida 24 $ 5,109,000 $ 212,000 $ 160,000
Solano County California 23 $ 8,833,000 $ 384,000 $ 151,000
Duval County Florida 23 $ 3,691,000 $ 160,000 $ 117,000
Pierce County Washington 23 $ 5,896,000 $ 256,000 $ 126,000
Monterey County California 22 $ 6,776,000 $ 308,000 $ 102,000
Stanislaus County California 22 $ 7,066,000 $ 321,000 $ 176,000
Sonoma County California 21 $ 9,576,000 $ 456,000 $ 251,000
Hennepin County Minnesota 21 $ 5,696,000 $ 271,000 $ 111,000
Hawaii County Hawaii 20 $ 9,156,000 $ 457,000 $ 303,000
Utah County Utah 20 $ 5,149,000 $ 257,000 $ 120,000
San Mateo County California 19 $ 9,018,000 $ 474,000 $ 172,000
Maui County Hawaii 19 $ 8,511,000 $ 447,000 $ 140,000
Polk County Florida 18 $ 2,875,000 $ 159,000 $ 123,000
Baltimore City County Maryland 18 $ 2,983,000 $ 165,000 $ 86,000
Pasco County Florida 17 $ 3,380,000 $ 198,000 $ 94,000
Denver County Colorado 16 $ 3,673,000 $ 229,000 $ 73,000
Multnomah County Oregon 16 $ 3,129,000 $ 195,000 $ 102,000
Snohomish County Washington 16 $ 4,641,000 $ 290,000 $ 139,000
Madera County California 15 $ 3,302,000 $ 220,000 $ 100,000
Sarasota County Florida 15 $ 4,246,000 $ 283,000 $ 148,000
Volusia County Florida 14 $ 2,267,000 $ 161,000 $ 144,000
Kauai County Hawaii 13 $ 5,813,000 $ 447,000 $ 126,000
Tulare County California 11 $ 2,732,000 $ 248,000 $ 143,000
Brevard County Florida 11 $ 1,660,000 $ 150,000 $ 253,000
Seminole County Florida 11 $ 3,349,000 $ 304,000 $ 160,000
Pima County Arizona 10 $ 2,182,000 $ 218,000 $ 106,000
San Francisco County California 10 $ 7,219,000 $ 721,000 $ 349,000
Monroe County Florida 10 $ 8,746,000 $ 874,000 $ 698,000
Pinal County Arizona 9 $ 1,879,000 $ 208,000 $ 113,000
Napa County California 9 $ 3,906,000 $ 434,000 $ 155,000
Arapahoe County Colorado 9 $ 4,983,000 $ 553,000 $ 182,000
Santa Barbara County California 8 $ 4,396,000 $ 549,000 $ 169,000
Adams County Colorado 8 $ 1,507,000 $ 188,000 $ 117,000
Alachua County Florida 8 $ 1,027,000 $ 128,000 $ 82,000
Bay County Florida 8 $ 4,617,000 $ 577,000 $ 298,000
Clackamas County Oregon 8 $ 2,404,000 $ 300,000 $ 125,000
Prince William County Virginia 8 $ 2,875,000 $ 359,000 $ 135,000
Mohave County Arizona 7 $ 1,865,000 $ 266,000 $ 213,000
Placer County California 7 $ 3,943,000 $ 563,000 $ 125,000
Routt County Colorado 7 $ 2,591,000 $ 370,000 $ 182,000
St. Johns County Florida 7 $ 2,027,000 $ 289,000 $ 193,000
Loudoun County Virginia 7 $ 2,711,000 $ 387,000 $ 221,000
Spokane County Washington 7 $ 915,000 $ 130,000 $ 66,000
Tuolumne County California 6 $ 1,784,000 $ 297,000 $ 137,000
Citrus County Florida 6 $ 683,000 $ 113,000 $ 216,000
Hernando County Florida 6 $ 1,136,000 $ 189,000 $ 161,000
Lake County Florida 6 $ 1,726,000 $ 287,000 $ 176,000
Manatee County Florida 6 $ 2,300,000 $ 383,000 $ 649,000
Newport News County Virginia 6 $ 461,000 $ 76,000 $ 104,000
Richmond City County Virginia 6 $ 1,026,000 $ 171,000 $ 179,000
Clark County Washington 6 $ 1,605,000 $ 267,000 $ 255,000
Thurston County Washington 6 $ 1,426,000 $ 237,000 $ 164,000
Imperial County California 5 $ 1,352,000 $ 270,000 $ 215,000
Merced County California 5 $ 991,000 $ 198,000 $ 134,000
San Luis Obispo County California 5 $ 2,839,000 $ 567,000 $ 154,000
Santa Cruz County California 5 $ 2,013,000 $ 402,000 $ 109,000
Flagler County Florida 5 $ 2,030,000 $ 406,000 $ 173,000
Anne Arundel County Maryland 5 $ 1,556,000 $ 311,000 $ 198,000
Montgomery County Maryland 5 $ 1,522,000 $ 304,000 $ 103,000
Ramsey County Minnesota 5 $ 901,000 $ 180,000 $ 46,000
Washington County Oregon 5 $ 1,140,000 $ 228,000 $ 128,000
Washington County Utah 5 $ 2,801,000 $ 560,000 $ 116,000
Lake County California 4 $ 1,233,000 $ 308,000 $ 181,000
Mendocino County California 4 $ 981,000 $ 245,000 $ 146,000
Nevada County California 4 $ 2,352,000 $ 588,000 $ 102,000
San Benito County California 4 $ 1,188,000 $ 297,000 $ 187,000
Tehama County California 4 $ 727,000 $ 181,000 $ 85,000
Archuleta County Colorado 4 $ 475,000 $ 118,000 $ 117,000
Eagle County Colorado 4 $ 911,000 $ 227,000 $ 109,000
Marion County Florida 4 $ 468,000 $ 117,000 $ 71,000
Baltimore County Maryland 4 $ 2,579,000 $ 644,000 $ 181,000
Anoka County Minnesota 4 $ 1,558,000 $ 389,000 $ 186,000
Washoe County Nevada 4 $ 1,090,000 $ 272,000 $ 113,000
Weber County Utah 4 $ 259,000 $ 64,000 $ 180,000
Stafford County Virginia 4 $ 1,254,000 $ 313,000 $ 243,000
Kitsap County Washington 4 $ 1,534,000 $ 383,000 $ 96,000
Yuba County California 3 $ 495,000 $ 165,000 $ 97,000
Boulder County Colorado 3 $ 1,161,000 $ 387,000 $ 145,000
El Paso County Colorado 3 $ 491,000 $ 163,000 $ 76,000
Jefferson County Colorado 3 $ 730,000 $ 243,000 $ 216,000
Charlotte County Florida 3 $ 827,000 $ 275,000 $ 213,000
Santa Rosa County Florida 3 $ 1,108,000 $ 369,000 $ 269,000
Calvert County Maryland 3 $ 1,039,000 $ 346,000 $ 101,000
Howard County Maryland 3 $ 2,170,000 $ 723,000 $ 140,000
Davis County Utah 3 $ 575,000 $ 191,000 $ 186,000
Iron County Utah 3 $ 461,000 $ 153,000 $ 74,000
Summit County Utah 3 $ 2,180,000 $ 726,000 $ 377,000
Fairfax County Virginia 3 $ 1,389,000 $ 463,000 $ 228,000
Spotsylvania County Virginia 3 $ 411,000 $ 137,000 $ 108,000
Walla Walla County Washington 3 $ 636,000 $ 212,000 $ 156,000
Cochise County Arizona 2 $ 215,000 $ 107,000 $ 27,000
Yavapai County Arizona 2 $ 428,000 $ 214,000 $ 103,000
Yuma County Arizona 2 $ 251,000 $ 125,000 $ 155,000
Butte County California 2 $ 359,000 $ 179,000 $ 108,000
Marin County California 2 $ 806,000 $ 403,000 $ 233,000
Yolo County California 2 $ 815,000 $ 407,000 $ 165,000
Larimer County Colorado 2 $ 347,000 $ 173,000 $ 219,000
Mesa County Colorado 2 $ 534,000 $ 267,000 $ 78,000
Ouray County Colorado 2 $ 387,000 $ 193,000 $ 252,000
Clay County Florida 2 $ 391,000 $ 195,000 $ 61,000
Escambia County Florida 2 $ 1,781,000 $ 890,000 $ 3,360,000
Indian River County Florida 2 $ 1,168,000 $ 584,000 $ 217,000
Leon County Florida 2 $ 710,000 $ 355,000 $ 99,000
Nassau County Florida 2 $ 315,000 $ 157,000 $ 84,000
Carroll County Maryland 2 $ 334,000 $ 167,000 $ 96,000
Frederick County Maryland 2 $ 325,000 $ 162,000 $ 86,000
Wicomico County Maryland 2 $ 140,000 $ 70,000 $ 77,000
Carver County Minnesota 2 $ 921,000 $ 460,000 $ 159,000
Washington County Minnesota 2 $ 414,000 $ 207,000 $ 249,000
Bernalillo County New Mexico 2 $ 463,000 $ 231,000 $ 45,000
Josephine County Oregon 2 $ 243,000 $ 121,000 $ 98,000
Lincoln County Oregon 2 $ 261,000 $ 130,000 $ 1,010,000
Marion County Oregon 2 $ 412,000 $ 206,000 $ 76,000
Arlington County Virginia 2 $ 942,000 $ 471,000 $ 140,000
Hampton County Virginia 2 $ 110,000 $ 55,000 $ 70,000
Shenandoah County Virginia 2 $ 248,000 $ 124,000 $ 114,000
Virginia Beach County Virginia 2 $ 552,000 $ 276,000 $ 32,000
Chelan County Washington 2 $ 439,000 $ 219,000 $ 0
Island County Washington 2 $ 538,000 $ 269,000 $ 94,000
Lewis County Washington 2 $ 433,000 $ 216,000 $ 105,000
Whatcom County Washington 2 $ 630,000 $ 315,000 $ 180,000
Apache County Arizona 1 $ 388,000 $ 388,000 $ 166,000
El Dorado County California 1 $ 588,000 $ 588,000 $ 0
Sutter County California 1 $ 508,000 $ 508,000 $ 0
Delta County Colorado 1 $ 213,000 $ 213,000 $ 112,000
Douglas County Colorado 1 $ 217,000 $ 217,000 $ 175,000
Garfield County Colorado 1 $ 700,000 $ 700,000 $ 233,000
La Plata County Colorado 1 $ 183,000 $ 183,000 $ 0
Teller County Colorado 1 $ 150,000 $ 150,000 $ 54,000
Weld County Colorado 1 $ 570,000 $ 570,000 $ 179,000
Glades County Florida 1 $ 227,000 $ 227,000 $ 74,000
Highlands County Florida 1 $ 77,000 $ 77,000 $ 252,000
Levy County Florida 1 $ 486,000 $ 486,000 $ 0
Martin County Florida 1 $ 1,960,000 $ 1,960,000 $ 648,000
Okaloosa County Florida 1 $ 162,000 $ 162,000 $ 72,000
Sumter County Florida 1 $ 530,000 $ 530,000 $ 201,000
Walton County Florida 1 $ 175,000 $ 175,000 $ 1,740,000
Ada County Idaho 1 $ 225,000 $ 225,000 $ 196,000
Bannock County Idaho 1 $ 97,000 $ 97,000 $ 0
Canyon County Idaho 1 $ 101,000 $ 101,000 $ 89,000
Kootenai County Idaho 1 $ 142,000 $ 142,000 $ 53,000
Charles County Maryland 1 $ 504,000 $ 504,000 $ 132,000
Dorchester County Maryland 1 $ 110,000 $ 110,000 $ 35,000
Somerset County Maryland 1 $ 125,000 $ 125,000 $ 39,000
St. Mary's County Maryland 1 $ 216,000 $ 216,000 $ 120,000
Carlton County Minnesota 1 $ 180,000 $ 180,000 $ 89,000
Dakota County Minnesota 1 $ 366,000 $ 366,000 $ 0
Goodhue County Minnesota 1 $ 124,000 $ 124,000 $ 82,000
Isanti County Minnesota 1 $ 243,000 $ 243,000 $ 121,000
Le Sueur County Minnesota 1 $ 195,000 $ 195,000 $ 72,000
Olmsted County Minnesota 1 $ 99,000 $ 99,000 $ 53,000
Douglas County Nevada 1 $ 700,000 $ 700,000 $ 138,000
Lyon County Nevada 1 $ 376,000 $ 376,000 $ 316,000
Nye County Nevada 1 $ 186,000 $ 186,000 $ 118,000
Curry County New Mexico 1 $ 168,000 $ 168,000 $ 106,000
Dona Ana County New Mexico 1 $ 205,000 $ 205,000 $ 996,000
Taos County New Mexico 1 $ 87,000 $ 87,000 $ 77,000
Curry County Oregon 1 $ 267,000 $ 267,000 $ 96,000
Jackson County Oregon 1 $ 261,000 $ 261,000 $ 66,000
Jefferson County Oregon 1 $ 168,000 $ 168,000 $ 0
Tillamook County Oregon 1 $ 404,000 $ 404,000 $ 0
Wasco County Oregon 1 $ 190,000 $ 190,000 $ 53,000
Cache County Utah 1 $ 113,000 $ 113,000 $ 43,000
Sanpete County Utah 1 $ 101,000 $ 101,000 $ 282,000
Chesapeake County Virginia 1 $ 199,000 $ 199,000 $ 0
Falls Church County Virginia 1 $ 417,000 $ 417,000 $ 0
Hanover County Virginia 1 $ 186,000 $ 186,000 $ 77,000
Henrico County Virginia 1 $ 166,000 $ 166,000 $ 155,000
Isle of Wight County Virginia 1 $ 648,000 $ 648,000 $ 228,000
Norfolk County Virginia 1 $ 152,000 $ 152,000 $ 346,000
Portsmouth County Virginia 1 $ 180,000 $ 180,000 $ 0
Suffolk County Virginia 1 $ 215,000 $ 215,000 $ 120,000
York County Virginia 1 $ 154,000 $ 154,000 $ 157,000
Clallam County Washington 1 $ 450,000 $ 450,000 $ 720,000
Cowlitz County Washington 1 $ 144,000 $ 144,000 $ 44,000
Grays Harbor County Washington 1 $ 165,000 $ 165,000 $ 0
Klickitat County Washington 1 $ 284,000 $ 284,000 $ 86,000
Yakima County Washington 1 $ 209,000 $ 209,000 $ 0

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Express Capital Lending in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,891 $656,711,000 $347,000 $2,140,000 $154,000 $3,360,000
Home Purchase 1,555 $519,485,000 $334,000 $2,000,000 $171,000 $3,360,000
Home Improvement 311 $100,660,000 $323,000 $1,800,000 $156,000 $1,190,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Hispanic 1,254 $385,801,000 $307,000 $1,651,000 $126,000 $1,740,000
White 1,244 $456,441,000 $366,000 $2,140,000 $200,000 $2,004,000
Not Provided 489 $178,488,000 $365,000 $2,000,000 $166,000 $3,360,000
Black or African American 462 $140,632,000 $304,000 $1,680,000 $140,000 $1,140,000
Asian 239 $92,523,000 $387,000 $1,500,000 $189,000 $710,000
Native Hawaiian or Other Pacific Islander 64 $21,798,000 $340,000 $883,000 $120,000 $300,000
American Indian or Alaskan Native 5 $1,173,000 $234,000 $518,000 $123,000 $279,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,757 $1,276,856,000 $339,000 $2,140,000 $161,000 $3,360,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 1,917 $646,352,000 $337,000 $2,140,000 $159,000 $1,800,000
Loan Originated 874 $297,642,000 $340,000 $2,000,000 $154,000 $1,176,000
Application Withdrawn By Applicant 374 $124,956,000 $334,000 $1,960,000 $171,000 $3,360,000
Application Approved But Not Accepted 367 $130,992,000 $356,000 $1,800,000 $161,000 $1,740,000
File Closed For Incompleteness 225 $76,914,000 $341,000 $1,470,000 $190,000 $2,004,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 611 $204,287,000 $334,000 $2,140,000 $174,000 $1,680,000
Credit History 443 $141,357,000 $319,000 $2,000,000 $136,000 $1,800,000
Collateral 311 $106,308,000 $341,000 $1,500,000 $161,000 $1,740,000
Debt-To-Income Ratio 251 $93,737,000 $373,000 $2,000,000 $172,000 $996,000
Unverifiable Information 135 $48,226,000 $357,000 $1,275,000 $155,000 $582,000
Insufficient Cash (Downpayment, Closing Cost) 78 $24,384,000 $312,000 $1,470,000 $174,000 $708,000
Credit Application Incomplete 67 $22,722,000 $339,000 $1,078,000 $138,000 $540,000
Employment History 21 $5,331,000 $253,000 $1,000,000 $89,000 $378,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.

Download the California Lender List