Klickitat County, WA Mortgage Lenders & HMDA Data, 2007

In 2007, lenders reported 1,695 mortgage applications in Klickitat County, WA totaling $282.9 million, down 10% from 2006. The average application was for $166,000, and applicants reported an average income of $80,000. 38% of applications resulted in an originated loan and 22% were denied. The most active lender was Countrywide Home Loans, with 151 applications, followed by Countrywide Bank FSB and Wells Fargo Bank, NA.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Washington.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,695
Total Mortgage Loan Application Amount $282,940,000
Average Mortgage Loan Application Amount $166,000
Highest Mortgage Loan Application Amount $1,500,000
Average Applicant Income $80,000
Highest Applicant Income $2,769,000
Download the Washington Lender List

Top Mortgage Lenders in Klickitat County, WA (2007)

Ranked by the number of mortgage applications each lender reported in Klickitat County, WA in 2007.

# Mortgage Lender Mortgage Applications Total Dollar Amount Average Loan Amount Average Applicant Income
1 Countrywide Home Loans
Westlake Village, CA
151 $30,059,000 $199,000 $100,000
2 Countrywide Bank FSB
Westlake Village, CA
105 $20,084,000 $191,000 $84,000
3 Wells Fargo Bank, NA
Des Moines, IA
80 $12,153,000 $151,000 $74,000
4 Riverview Community Bank
Vancouver, WA
75 $10,254,000 $136,000 $75,000
5 Wells Fargo Funding, Inc
Winston-Salem, NC
64 $12,903,000 $201,000 $72,000
6 Washington Mutual Bank
Albion, NY
56 $11,986,000 $214,000 $69,000
7 Columbia River Bank
The Dalles, OR
50 $8,121,000 $162,000 $65,000
8 JPMorgan Chase Bank, NA
Columbus, OH
49 $8,180,000 $166,000 $76,000
9 Nationstar Mortgage
Coppell, TX
47 $6,991,000 $148,000 $64,000
10 National City Bank
Cleveland, OH
46 $7,700,000 $167,000 $84,000

See every lender active in Klickitat County, WA in 2007 »

The tables below break down 2007 mortgage applications in Klickitat County, WA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Klickitat County, WA in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 945 $164,464,000 $174,000 $1,500,000 $83,000 $2,769,000
Home Purchase 584 $103,940,000 $177,000 $1,500,000 $79,000 $936,000
Home Improvement 166 $14,536,000 $87,000 $650,000 $67,000 $324,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,291 $211,777,000 $164,000 $1,050,000 $86,000 $2,769,000
Not Provided 222 $39,979,000 $180,000 $1,500,000 $80,000 $914,000
Not applicable 98 $18,819,000 $192,000 $1,500,000 $13,000 $315,000
Hispanic 48 $6,990,000 $145,000 $360,000 $59,000 $244,000
American Indian or Alaskan Native 14 $1,869,000 $133,000 $372,000 $52,000 $127,000
Asian 10 $1,504,000 $150,000 $240,000 $104,000 $240,000
Native Hawaiian or Other Pacific Islander 8 $1,391,000 $173,000 $314,000 $73,000 $132,000
Black or African American 4 $611,000 $152,000 $200,000 $45,000 $58,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,591 $267,340,000 $168,000 $1,500,000 $82,000 $2,769,000
FHA-insured (Federal Housing Administration) 86 $12,454,000 $144,000 $203,000 $54,000 $737,000
VA-guaranteed (Veterans Administration) 18 $3,146,000 $174,000 $409,000 $57,000 $142,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 646 $106,173,000 $164,000 $1,500,000 $88,000 $924,000
Application Denied By Financial Institution 377 $56,699,000 $150,000 $1,500,000 $80,000 $2,769,000
Loan Purchased By The Institution 343 $64,172,000 $187,000 $714,000 $59,000 $737,000
Application Withdrawn By Applicant 141 $23,382,000 $165,000 $1,040,000 $80,000 $1,038,000
Application Approved But Not Accepted 132 $22,363,000 $169,000 $518,000 $89,000 $571,000
File Closed For Incompleteness 56 $10,151,000 $181,000 $685,000 $98,000 $1,500,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 62 $8,692,000 $140,000 $540,000 $55,000 $244,000
Collateral 54 $10,365,000 $191,000 $468,000 $78,000 $299,000
Debt-To-Income Ratio 45 $7,477,000 $166,000 $863,000 $110,000 $2,769,000
Other 34 $4,335,000 $127,000 $350,000 $102,000 $786,000
Credit Application Incomplete 23 $5,899,000 $256,000 $1,500,000 $114,000 $708,000
Unverifiable Information 6 $1,141,000 $190,000 $540,000 $96,000 $300,000
Insufficient Cash (Downpayment, Closing Cost) 3 $439,000 $146,000 $172,000 $60,000 $83,000
Employment History 1 $171,000 $171,000 $171,000 $39,000 $39,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Washington Lender List