Extraco Mortgage
Mortgage Loan Application
Totals and Details
for 2005

Find mortgage loan statistics, lending data, and loan application totals for Texas.
The mortgage statistics and data below are specific to mortgage loan applications for Extraco Mortgage.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Extraco Mortgage
7503 Bosque Blvd
Waco, TX 76712
Tel #: available with data download
Federal Regulator * available with data download
Years 2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,978
Total Mortgage Loan Application Amount $229,555,000
Average Mortgage Loan Application Amount $138,372
Highest Mortgage Loan Application Amount $724,000
Average Applicant Income $74,823
Highest Applicant Income $1,032,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in TX, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Extraco Mortgage by Metropolitan Area in 2005

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
KILLEEN-TEMPLE-FORT HOOD, TX 396 $ 45,560,000 $ 115,000 $ 69,000
WACO, TX 356 $ 39,033,000 $ 109,000 $ 53,000
AUSTIN-ROUND ROCK, TX 161 $ 21,399,000 $ 132,000 $ 84,000
CORPUS CHRISTI, TX 139 $ 17,795,000 $ 128,000 $ 95,000
SAN ANTONIO, TX 101 $ 11,427,000 $ 113,000 $ 75,000
AMARILLO, TX 96 $ 10,030,000 $ 104,000 $ 61,000
ALBUQUERQUE, NM 86 $ 12,906,000 $ 150,000 $ 66,000
DALLAS-PLANO-IRVING, TX 78 $ 10,012,000 $ 128,000 $ 104,000
HOUSTON-BAYTOWN-SUGAR LAND, TX 43 $ 4,338,000 $ 100,000 $ 81,000
LAWTON, OK 26 $ 2,744,000 $ 105,000 $ 53,000
FORT WORTH-ARLINGTON, TX 25 $ 2,626,000 $ 105,000 $ 66,000
ODESSA, TX 21 $ 1,326,000 $ 63,000 $ 49,000
PORTLAND-VANCOUVER-BEAVERTON, OR-WA 16 $ 2,600,000 $ 162,000 $ 71,000
EDISON, NJ 15 $ 3,726,000 $ 248,000 $ 83,000
TYLER, TX 14 $ 1,601,000 $ 114,000 $ 56,000
CINCINNATI-MIDDLETOWN, OH-KY-IN 13 $ 1,046,000 $ 80,000 $ 67,000
LONGVIEW, TX 10 $ 688,000 $ 68,000 $ 35,000
COLLEGE STATION-BRYAN, TX 8 $ 772,000 $ 96,000 $ 78,000
LUBBOCK, TX 8 $ 794,000 $ 99,000 $ 105,000
BIRMINGHAM-HOOVER, AL 6 $ 865,000 $ 144,000 $ 95,000
CHICAGO-NAPERVILLE-JOLIET, IL 6 $ 338,000 $ 56,000 $ 36,000
OKLAHOMA CITY, OK 6 $ 847,000 $ 141,000 $ 115,000
SEATTLE-BELLEVUE-EVERETT, WA 6 $ 1,396,000 $ 232,000 $ 97,000
MIDLAND, TX 5 $ 533,000 $ 106,000 $ 63,000
BEAUMONT-PORT ARTHUR, TX 4 $ 394,000 $ 98,000 $ 57,000
COLUMBUS, OH 4 $ 683,000 $ 170,000 $ 111,000
DENVER-AURORA, CO 4 $ 599,000 $ 149,000 $ 61,000
GARY, IN 4 $ 292,000 $ 73,000 $ 42,000
BOISE CITY-NAMPA, ID 3 $ 277,000 $ 92,000 $ 56,000
CLEVELAND-ELYRIA-MENTOR, OH 3 $ 410,000 $ 136,000 $ 88,000
GRAND JUNCTION, CO 3 $ 427,000 $ 142,000 $ 65,000
LANCASTER, PA 3 $ 227,000 $ 75,000 $ 91,000
SAN ANGELO, TX 3 $ 202,000 $ 67,000 $ 59,000
TACOMA, WA 3 $ 1,027,000 $ 342,000 $ 115,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 3 $ 303,000 $ 101,000 $ 80,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 3 $ 515,000 $ 171,000 $ 77,000
ATLANTA-SANDY SPRINGS-MARIETTA, GA 2 $ 144,000 $ 72,000 $ 48,000
COEUR D'ALENE, ID 2 $ 342,000 $ 171,000 $ 146,000
DECATUR, AL 2 $ 165,000 $ 82,000 $ 35,000
EL PASO, TX 2 $ 169,000 $ 84,000 $ 132,000
EUGENE-SPRINGFIELD, OR 2 $ 168,000 $ 84,000 $ 44,000
FARMINGTON, NM 2 $ 344,000 $ 172,000 $ 100,000
HUNTSVILLE, AL 2 $ 308,000 $ 154,000 $ 70,000
JACKSON, MS 2 $ 176,000 $ 88,000 $ 67,000
MCALLEN-EDINBURG-PHARR, TX 2 $ 179,000 $ 89,000 $ 84,000
MEMPHIS, TN-MS-AR 2 $ 269,000 $ 134,000 $ 98,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 2 $ 208,000 $ 104,000 $ 97,000
PHILADELPHIA, PA 2 $ 172,000 $ 86,000 $ 45,000
SANTA FE, NM 2 $ 409,000 $ 204,000 $ 75,000
TOLEDO, OH 2 $ 263,000 $ 131,000 $ 84,000
ABILENE, TX 1 $ 70,000 $ 70,000 $ 0
AUGUSTA-RICHMOND COUNTY, GA-SC 1 $ 48,000 $ 48,000 $ 138,000
BATON ROUGE, LA 1 $ 113,000 $ 113,000 $ 88,000
BLOOMINGTON, IN 1 $ 61,000 $ 61,000 $ 32,000
BOULDER, CO 1 $ 162,000 $ 162,000 $ 27,000
BREMERTON-SILVERDALE, WA 1 $ 101,000 $ 101,000 $ 83,000
CAMDEN, NJ 1 $ 168,000 $ 168,000 $ 75,000
CHARLOTTE-GASTONIA-CONCORD, NC-SC 1 $ 131,000 $ 131,000 $ 46,000
COLORADO SPRINGS, CO 1 $ 172,000 $ 172,000 $ 64,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 1 $ 140,000 $ 140,000 $ 62,000
DOTHAN, AL 1 $ 52,000 $ 52,000 $ 12,000
EVANSVILLE, IN-KY 1 $ 21,000 $ 21,000 $ 24,000
GRAND RAPIDS-WYOMING, MI 1 $ 128,000 $ 128,000 $ 96,000
HONOLULU, HI 1 $ 452,000 $ 452,000 $ 73,000
KENNEWICK-RICHLAND-PASCO, WA 1 $ 203,000 $ 203,000 $ 84,000
LAKE COUNTY-KENOSHA COUNTY, IL-WI 1 $ 72,000 $ 72,000 $ 143,000
LAKELAND, FL 1 $ 74,000 $ 74,000 $ 51,000
LAS VEGAS-PARADISE, NV 1 $ 309,000 $ 309,000 $ 71,000
PEORIA, IL 1 $ 100,000 $ 100,000 $ 40,000
PHOENIX-MESA-SCOTTSDALE, AZ 1 $ 170,000 $ 170,000 $ 46,000
RAPID CITY, SD 1 $ 160,000 $ 160,000 $ 127,000
SALT LAKE CITY, UT 1 $ 428,000 $ 428,000 $ 304,000
SHERMAN-DENISON, TX 1 $ 71,000 $ 71,000 $ 43,000
SOUTH BEND-MISHAWAKA, IN-MI 1 $ 48,000 $ 48,000 $ 25,000
SPRINGFIELD, IL 1 $ 66,000 $ 66,000 $ 58,000
TEXARKANA, TX-TEXARKANA, AR 1 $ 76,000 $ 76,000 $ 38,000
TRENTON-EWING, NJ 1 $ 360,000 $ 360,000 $ 197,000
TUCSON, AZ 1 $ 34,000 $ 34,000 $ 65,000
TULSA, OK 1 $ 77,000 $ 77,000 $ 29,000
WARREN-FARMINGTON HILLS-TROY, MI 1 $ 91,000 $ 91,000 $ 78,000
WICHITA FALLS, TX 1 $ 25,000 $ 25,000 $ 14,000
WICHITA, KS 1 $ 50,000 $ 50,000 $ 56,000
YORK-HANOVER, PA 1 $ 88,000 $ 88,000 $ 60,000
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA 1 $ 65,000 $ 65,000 $ 21,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Texas, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Extraco Mortgage in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,355 $165,166,000 $172,050 $724,000 $84,700 $1,032,000
Refinancing 503 $58,980,000 $114,310 $500,000 $66,000 $387,000
Home Improvement 120 $5,409,000 $150,500 $259,000 $104,000 $440,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,614 $191,461,000 $130,312 $724,000 $75,375 $1,032,000
Hispanic 201 $19,989,000 $136,555 $360,000 $48,444 $540,000
Black or African American 67 $6,016,000 $75,400 $272,000 $68,400 $197,000
Not Provided 51 $6,090,000 $115,100 $600,000 $55,800 $395,000
Asian 34 $4,408,000 $146,800 $308,000 $72,600 $238,000
American Indian or Alaskan Native 6 $745,000 $119,750 $244,000 $89,250 $199,000
Native Hawaiian or Other Pacific Islander 4 $773,000 $279,500 $452,000 $66,000 $87,000
Not applicable 1 $73,000 $73,000 $73,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,602 $188,731,000 $139,529 $724,000 $75,529 $1,032,000
FHA-insured (Federal Housing Administration) 249 $23,934,000 $117,600 $217,000 $52,800 $215,000
VA-guaranteed (Veterans Administration) 127 $16,890,000 $138,800 $284,000 $38,400 $146,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,590 $188,955,000 $131,103 $600,000 $68,137 $1,032,000
Application Denied By Financial Institution 143 $13,992,000 $145,722 $428,000 $71,833 $540,000
Application Withdrawn By Applicant 131 $15,714,000 $117,555 $528,000 $87,888 $396,000
Preapproval Denied by Financial Institution 75 $7,018,000 $93,000 $320,000 $39,000 $560,000
Application Approved But Not Accepted 22 $2,857,000 $128,333 $724,000 $75,666 $525,000
File Closed For Incompleteness 14 $708,000 $50,000 $150,000 $121,000 $440,000
Loan Purchased By The Institution 3 $311,000 $103,000 $143,000 $59,000 $153,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 91 $6,366,000 $121,900 $250,000 $53,900 $170,000
Debt-To-Income Ratio 49 $5,488,000 $122,833 $320,000 $32,666 $103,000
Collateral 36 $4,448,000 $155,800 $428,000 $96,100 $560,000
Other 13 $1,595,000 $136,500 $350,000 $68,166 $257,000
Unverifiable Information 11 $1,098,000 $98,500 $170,000 $55,500 $168,000
Credit Application Incomplete 9 $1,378,000 $143,250 $256,000 $111,000 $540,000
Employment History 6 $498,000 $67,000 $143,000 $37,500 $66,000
Insufficient Cash (Downpayment, Closing Cost) 3 $139,000 $46,333 $65,000 $29,333 $37,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in TX, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Texas, and search similar information at your convenience.

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