Fair Way Lending Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Fair Way Lending Llc 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Fair Way Lending Llc 918 Lily Creek Rd, #202 Louisville, KY 40243 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 795 |
| Total Mortgage Loan Application Amount | $152,505,000 |
| Average Mortgage Loan Application Amount | $192,666 |
| Highest Mortgage Loan Application Amount | $535,000 |
| Average Applicant Income | $92,333 |
| Highest Applicant Income | $546,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Fair Way Lending Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Fair Way Lending Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Fair Way Lending Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Fair Way Lending Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Fair Way Lending Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Fair Way Lending Llc's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Monroe County Indiana | 169 | $ 32,325,000 | $ 191,000 | $ 82,000 |
| Jefferson County Kentucky | 105 | $ 23,725,000 | $ 225,000 | $ 92,000 |
| Jefferson County Indiana | 49 | $ 8,175,000 | $ 166,000 | $ 78,000 |
| Benton County Indiana | 26 | $ 3,580,000 | $ 137,000 | $ 50,000 |
| Vanderburgh County Indiana | 25 | $ 3,765,000 | $ 150,000 | $ 75,000 |
| Bullitt County Kentucky | 23 | $ 4,415,000 | $ 191,000 | $ 61,000 |
| Warrick County Indiana | 21 | $ 3,335,000 | $ 158,000 | $ 63,000 |
| Marion County Indiana | 20 | $ 3,040,000 | $ 152,000 | $ 62,000 |
| Oldham County Kentucky | 18 | $ 5,070,000 | $ 281,000 | $ 151,000 |
| Warren County Indiana | 17 | $ 2,865,000 | $ 168,000 | $ 60,000 |
| Cumberland County North Carolina | 17 | $ 3,805,000 | $ 223,000 | $ 37,000 |
| Duval County Florida | 16 | $ 2,660,000 | $ 166,000 | $ 53,000 |
| Lawrence County Indiana | 15 | $ 2,095,000 | $ 139,000 | $ 44,000 |
| Scott County Indiana | 13 | $ 1,955,000 | $ 150,000 | $ 48,000 |
| Sarasota County Florida | 11 | $ 2,285,000 | $ 207,000 | $ 85,000 |
| Tippecanoe County Indiana | 10 | $ 1,740,000 | $ 174,000 | $ 70,000 |
| Boone County Indiana | 9 | $ 1,395,000 | $ 155,000 | $ 51,000 |
| Johnson County Indiana | 9 | $ 1,965,000 | $ 218,000 | $ 110,000 |
| Hendricks County Indiana | 8 | $ 1,680,000 | $ 210,000 | $ 171,000 |
| Greene County Indiana | 7 | $ 1,345,000 | $ 192,000 | $ 74,000 |
| Robeson County North Carolina | 7 | $ 1,245,000 | $ 177,000 | $ 54,000 |
| Pitt County North Carolina | 6 | $ 840,000 | $ 140,000 | $ 56,000 |
| Williamson County Illinois | 5 | $ 715,000 | $ 143,000 | $ 52,000 |
| Bartholomew County Indiana | 5 | $ 1,075,000 | $ 215,000 | $ 91,000 |
| Floyd County Indiana | 5 | $ 1,665,000 | $ 333,000 | $ 114,000 |
| Fountain County Indiana | 5 | $ 665,000 | $ 133,000 | $ 56,000 |
| Hamilton County Indiana | 5 | $ 1,125,000 | $ 225,000 | $ 111,000 |
| Owen County Indiana | 5 | $ 735,000 | $ 147,000 | $ 56,000 |
| Trimble County Kentucky | 5 | $ 735,000 | $ 147,000 | $ 77,000 |
| Brevard County Florida | 4 | $ 980,000 | $ 245,000 | $ 55,000 |
| Lee County Florida | 4 | $ 880,000 | $ 220,000 | $ 66,000 |
| Franklin County Illinois | 4 | $ 340,000 | $ 85,000 | $ 43,000 |
| Madison County Indiana | 4 | $ 610,000 | $ 152,000 | $ 16,000 |
| Nelson County Kentucky | 4 | $ 760,000 | $ 190,000 | $ 66,000 |
| Spencer County Kentucky | 4 | $ 850,000 | $ 212,000 | $ 47,000 |
| Warren County Ohio | 4 | $ 1,100,000 | $ 275,000 | $ 107,000 |
| Charlotte County Florida | 3 | $ 885,000 | $ 295,000 | $ 160,000 |
| Martin County Florida | 3 | $ 895,000 | $ 298,000 | $ 120,000 |
| Clark County Indiana | 3 | $ 435,000 | $ 145,000 | $ 41,000 |
| Hancock County Indiana | 3 | $ 615,000 | $ 205,000 | $ 38,000 |
| Montgomery County Indiana | 3 | $ 525,000 | $ 175,000 | $ 58,000 |
| Morgan County Indiana | 3 | $ 455,000 | $ 151,000 | $ 57,000 |
| Pike County Indiana | 3 | $ 445,000 | $ 148,000 | $ 59,000 |
| Porter County Indiana | 3 | $ 485,000 | $ 161,000 | $ 31,000 |
| Posey County Indiana | 3 | $ 845,000 | $ 281,000 | $ 20,000 |
| Washington County Indiana | 3 | $ 525,000 | $ 175,000 | $ 191,000 |
| White County Indiana | 3 | $ 735,000 | $ 245,000 | $ 104,000 |
| Durham County North Carolina | 3 | $ 655,000 | $ 218,000 | $ 103,000 |
| Hoke County North Carolina | 3 | $ 785,000 | $ 261,000 | $ 27,000 |
| Wake County North Carolina | 3 | $ 1,035,000 | $ 345,000 | $ 91,000 |
| Hillsborough County Florida | 2 | $ 370,000 | $ 185,000 | $ 179,000 |
| Miami-Dade County Florida | 2 | $ 740,000 | $ 370,000 | $ 114,000 |
| Pinellas County Florida | 2 | $ 540,000 | $ 270,000 | $ 140,000 |
| St. Lucie County Florida | 2 | $ 510,000 | $ 255,000 | $ 76,000 |
| Jackson County Illinois | 2 | $ 220,000 | $ 110,000 | $ 118,000 |
| Carroll County Indiana | 2 | $ 360,000 | $ 180,000 | $ 70,000 |
| Clinton County Indiana | 2 | $ 510,000 | $ 255,000 | $ 82,000 |
| Henry County Indiana | 2 | $ 370,000 | $ 185,000 | $ 84,000 |
| Jackson County Indiana | 2 | $ 260,000 | $ 130,000 | $ 34,000 |
| Putnam County Indiana | 2 | $ 310,000 | $ 155,000 | $ 49,000 |
| Tipton County Indiana | 2 | $ 290,000 | $ 145,000 | $ 40,000 |
| Vermillion County Indiana | 2 | $ 340,000 | $ 170,000 | $ 40,000 |
| Vigo County Indiana | 2 | $ 300,000 | $ 150,000 | $ 69,000 |
| Anderson County Kentucky | 2 | $ 450,000 | $ 225,000 | $ 109,000 |
| Fayette County Kentucky | 2 | $ 340,000 | $ 170,000 | $ 71,000 |
| Grayson County Kentucky | 2 | $ 260,000 | $ 130,000 | $ 60,000 |
| Shelby County Kentucky | 2 | $ 430,000 | $ 215,000 | $ 73,000 |
| Taney County Missouri | 2 | $ 420,000 | $ 210,000 | $ 62,000 |
| Swain County North Carolina | 2 | $ 210,000 | $ 105,000 | $ 63,000 |
| Franklin County Ohio | 2 | $ 640,000 | $ 320,000 | $ 56,000 |
| Madison County Florida | 1 | $ 135,000 | $ 135,000 | $ 44,000 |
| Palm Beach County Florida | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Pasco County Florida | 1 | $ 515,000 | $ 515,000 | $ 100,000 |
| Sumter County Florida | 1 | $ 315,000 | $ 315,000 | $ 55,000 |
| Cook County Illinois | 1 | $ 435,000 | $ 435,000 | $ 103,000 |
| Jefferson County Illinois | 1 | $ 225,000 | $ 225,000 | $ 143,000 |
| Saline County Illinois | 1 | $ 115,000 | $ 115,000 | $ 55,000 |
| Union County Illinois | 1 | $ 85,000 | $ 85,000 | $ 32,000 |
| Crawford County Indiana | 1 | $ 215,000 | $ 215,000 | $ 88,000 |
| Daviess County Indiana | 1 | $ 85,000 | $ 85,000 | $ 32,000 |
| Gibson County Indiana | 1 | $ 175,000 | $ 175,000 | $ 50,000 |
| Harrison County Indiana | 1 | $ 145,000 | $ 145,000 | $ 55,000 |
| Jasper County Indiana | 1 | $ 215,000 | $ 215,000 | $ 57,000 |
| Kosciusko County Indiana | 1 | $ 285,000 | $ 285,000 | $ 61,000 |
| Orange County Indiana | 1 | $ 315,000 | $ 315,000 | $ 83,000 |
| Spencer County Indiana | 1 | $ 105,000 | $ 105,000 | $ 50,000 |
| St. Joseph County Indiana | 1 | $ 155,000 | $ 155,000 | $ 57,000 |
| Switzerland County Indiana | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Allen County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Breckinridge County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 88,000 |
| Franklin County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 90,000 |
| Garrard County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 154,000 |
| Hardin County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 81,000 |
| Henry County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 40,000 |
| Hopkins County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 126,000 |
| Larue County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 54,000 |
| Leslie County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Marshall County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Meade County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 69,000 |
| Monroe County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 147,000 |
| Montgomery County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 79,000 |
| Powell County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 51,000 |
| Trigg County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 117,000 |
| Union County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 95,000 |
| Warren County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 50,000 |
| Benton County Missouri | 1 | $ 235,000 | $ 235,000 | $ 0 |
| St. Charles County Missouri | 1 | $ 455,000 | $ 455,000 | $ 212,000 |
| Wright County Missouri | 1 | $ 175,000 | $ 175,000 | $ 46,000 |
| Edgecombe County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 105,000 |
| Halifax County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 41,000 |
| Nash County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Onslow County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 66,000 |
| Scotland County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 56,000 |
| Butler County Ohio | 1 | $ 145,000 | $ 145,000 | $ 28,000 |
| Hamilton County Ohio | 1 | $ 195,000 | $ 195,000 | $ 116,000 |
| Licking County Ohio | 1 | $ 285,000 | $ 285,000 | $ 137,000 |
| Miami County Ohio | 1 | $ 365,000 | $ 365,000 | $ 473,000 |
| Montgomery County Ohio | 1 | $ 335,000 | $ 335,000 | $ 93,000 |
| Williamson County Tennessee | 1 | $ 515,000 | $ 515,000 | $ 260,000 |
Mortgage Loan Application Detail Totals for Fair Way Lending Llc in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 458 | $84,250,000 | $183,000 | $535,000 | $74,000 | $386,000 |
| Refinancing | 319 | $64,785,000 | $203,000 | $505,000 | $81,000 | $546,000 |
| Cash-out Refinancing | 18 | $3,470,000 | $192,000 | $435,000 | $122,000 | $360,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 667 | $126,505,000 | $189,000 | $535,000 | $79,000 | $546,000 |
| Black or African American | 70 | $13,430,000 | $191,000 | $455,000 | $53,000 | $252,000 |
| Hispanic | 26 | $5,490,000 | $211,000 | $505,000 | $95,000 | $356,000 |
| Asian | 15 | $3,045,000 | $203,000 | $385,000 | $108,000 | $238,000 |
| Not Provided | 12 | $2,730,000 | $227,000 | $455,000 | $79,000 | $149,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $610,000 | $305,000 | $305,000 | $80,000 | $92,000 |
| Not applicable | 2 | $620,000 | $310,000 | $505,000 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 456 | $93,260,000 | $204,000 | $535,000 | $96,000 | $546,000 |
| FHA-insured (Federal Housing Administration) | 199 | $34,085,000 | $171,000 | $515,000 | $55,000 | $260,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 72 | $9,960,000 | $138,000 | $315,000 | $48,000 | $88,000 |
| VA-guaranteed (Veterans Administration) | 68 | $15,200,000 | $223,000 | $445,000 | $46,000 | $199,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 751 | $144,605,000 | $192,000 | $515,000 | $78,000 | $546,000 |
| Application Withdrawn By Applicant | 35 | $6,785,000 | $193,000 | $535,000 | $70,000 | $255,000 |
| Application Denied By Financial Institution | 8 | $960,000 | $120,000 | $175,000 | $43,000 | $75,000 |
| Application Approved But Not Accepted | 1 | $155,000 | $155,000 | $155,000 | $183,000 | $183,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 787 | $151,545,000 | $192,000 | $535,000 | $78,000 | $546,000 |
| Credit History | 3 | $385,000 | $128,000 | $175,000 | $62,000 | $75,000 |
| Debt-To-Income Ratio | 2 | $190,000 | $95,000 | $135,000 | $28,000 | $31,000 |
| Other | 2 | $230,000 | $115,000 | $125,000 | $41,000 | $60,000 |
| Employment History | 1 | $155,000 | $155,000 | $155,000 | $23,000 | $23,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Fair Way Lending Llc's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Fair Way Lending Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kentucky, download the full spreadsheet
with aggregated HMDA statistics today.