Fair Way Lending Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Fair Way Lending Llc 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Fair Way Lending Llc 918 Lily Creek Rd, #202 Louisville, KY 40243 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 820 |
| Total Mortgage Loan Application Amount | $164,580,000 |
| Average Mortgage Loan Application Amount | $185,666 |
| Highest Mortgage Loan Application Amount | $605,000 |
| Average Applicant Income | $69,000 |
| Highest Applicant Income | $600,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Fair Way Lending Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Fair Way Lending Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Fair Way Lending Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Fair Way Lending Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Fair Way Lending Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Fair Way Lending Llc's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Monroe County Indiana | 209 | $ 47,015,000 | $ 224,000 | $ 86,000 |
| Jefferson County Kentucky | 69 | $ 14,345,000 | $ 207,000 | $ 88,000 |
| DeKalb County Georgia | 31 | $ 5,405,000 | $ 174,000 | $ 41,000 |
| Jefferson County Indiana | 31 | $ 6,335,000 | $ 204,000 | $ 88,000 |
| Gwinnett County Georgia | 30 | $ 8,370,000 | $ 279,000 | $ 59,000 |
| Benton County Indiana | 30 | $ 3,910,000 | $ 130,000 | $ 51,000 |
| Lawrence County Indiana | 28 | $ 5,050,000 | $ 180,000 | $ 61,000 |
| Vanderburgh County Indiana | 25 | $ 3,905,000 | $ 156,000 | $ 51,000 |
| Marion County Indiana | 18 | $ 3,120,000 | $ 173,000 | $ 61,000 |
| Warrick County Indiana | 18 | $ 3,310,000 | $ 183,000 | $ 74,000 |
| Scott County Indiana | 17 | $ 2,635,000 | $ 155,000 | $ 62,000 |
| Warren County Indiana | 16 | $ 1,970,000 | $ 123,000 | $ 63,000 |
| Cumberland County North Carolina | 16 | $ 3,030,000 | $ 189,000 | $ 68,000 |
| Tippecanoe County Indiana | 12 | $ 1,920,000 | $ 160,000 | $ 57,000 |
| Bullitt County Kentucky | 11 | $ 2,275,000 | $ 206,000 | $ 68,000 |
| Greene County Indiana | 10 | $ 2,170,000 | $ 217,000 | $ 78,000 |
| Nelson County Kentucky | 10 | $ 2,040,000 | $ 204,000 | $ 67,000 |
| Pitt County North Carolina | 10 | $ 2,270,000 | $ 227,000 | $ 66,000 |
| Sarasota County Florida | 9 | $ 2,325,000 | $ 258,000 | $ 82,000 |
| Boone County Indiana | 9 | $ 1,985,000 | $ 220,000 | $ 72,000 |
| Robeson County North Carolina | 9 | $ 1,935,000 | $ 215,000 | $ 98,000 |
| Williamson County Illinois | 7 | $ 655,000 | $ 93,000 | $ 36,000 |
| Clark County Indiana | 7 | $ 1,055,000 | $ 150,000 | $ 90,000 |
| Morgan County Indiana | 7 | $ 1,515,000 | $ 216,000 | $ 51,000 |
| Oldham County Kentucky | 7 | $ 1,615,000 | $ 230,000 | $ 102,000 |
| Bartholomew County Indiana | 6 | $ 1,170,000 | $ 195,000 | $ 66,000 |
| Floyd County Indiana | 6 | $ 1,340,000 | $ 223,000 | $ 107,000 |
| Hamilton County Indiana | 6 | $ 1,950,000 | $ 325,000 | $ 119,000 |
| Owen County Indiana | 6 | $ 930,000 | $ 155,000 | $ 44,000 |
| Pinellas County Florida | 5 | $ 985,000 | $ 197,000 | $ 57,000 |
| Fountain County Indiana | 5 | $ 865,000 | $ 173,000 | $ 58,000 |
| Hendricks County Indiana | 5 | $ 1,395,000 | $ 279,000 | $ 108,000 |
| Johnson County Indiana | 5 | $ 1,285,000 | $ 257,000 | $ 108,000 |
| Spencer County Kentucky | 5 | $ 1,065,000 | $ 213,000 | $ 69,000 |
| Duval County Florida | 3 | $ 515,000 | $ 171,000 | $ 50,000 |
| Franklin County Illinois | 3 | $ 265,000 | $ 88,000 | $ 47,000 |
| Saline County Illinois | 3 | $ 455,000 | $ 151,000 | $ 70,000 |
| Gibson County Indiana | 3 | $ 435,000 | $ 145,000 | $ 43,000 |
| Hancock County Indiana | 3 | $ 835,000 | $ 278,000 | $ 56,000 |
| Jackson County Indiana | 3 | $ 535,000 | $ 178,000 | $ 67,000 |
| Perry County Indiana | 3 | $ 375,000 | $ 125,000 | $ 31,000 |
| Vigo County Indiana | 3 | $ 465,000 | $ 155,000 | $ 67,000 |
| Washington County Indiana | 3 | $ 385,000 | $ 128,000 | $ 56,000 |
| Fayette County Kentucky | 3 | $ 555,000 | $ 185,000 | $ 54,000 |
| Hardin County Kentucky | 3 | $ 595,000 | $ 198,000 | $ 83,000 |
| Swain County North Carolina | 3 | $ 795,000 | $ 265,000 | $ 114,000 |
| Charlotte County Florida | 2 | $ 590,000 | $ 295,000 | $ 95,000 |
| Palm Beach County Florida | 2 | $ 540,000 | $ 270,000 | $ 82,000 |
| Fulton County Georgia | 2 | $ 510,000 | $ 255,000 | $ 56,000 |
| Johnson County Illinois | 2 | $ 270,000 | $ 135,000 | $ 52,000 |
| Clinton County Indiana | 2 | $ 380,000 | $ 190,000 | $ 86,000 |
| Harrison County Indiana | 2 | $ 350,000 | $ 175,000 | $ 60,000 |
| Montgomery County Indiana | 2 | $ 250,000 | $ 125,000 | $ 54,000 |
| Newton County Indiana | 2 | $ 210,000 | $ 105,000 | $ 34,000 |
| Orange County Indiana | 2 | $ 260,000 | $ 130,000 | $ 52,000 |
| Pike County Indiana | 2 | $ 390,000 | $ 195,000 | $ 77,000 |
| Porter County Indiana | 2 | $ 400,000 | $ 200,000 | $ 39,000 |
| Sullivan County Indiana | 2 | $ 420,000 | $ 210,000 | $ 53,000 |
| Switzerland County Indiana | 2 | $ 360,000 | $ 180,000 | $ 80,000 |
| Franklin County Kentucky | 2 | $ 290,000 | $ 145,000 | $ 55,000 |
| Henry County Kentucky | 2 | $ 400,000 | $ 200,000 | $ 72,000 |
| Kenton County Kentucky | 2 | $ 280,000 | $ 140,000 | $ 59,000 |
| Owen County Kentucky | 2 | $ 340,000 | $ 170,000 | $ 77,000 |
| Wake County North Carolina | 2 | $ 680,000 | $ 340,000 | $ 151,000 |
| Horry County South Carolina | 2 | $ 470,000 | $ 235,000 | $ 169,000 |
| Bay County Florida | 1 | $ 525,000 | $ 525,000 | $ 224,000 |
| Citrus County Florida | 1 | $ 265,000 | $ 265,000 | $ 59,000 |
| Clay County Florida | 1 | $ 175,000 | $ 175,000 | $ 67,000 |
| Marion County Florida | 1 | $ 195,000 | $ 195,000 | $ 55,000 |
| Sumter County Florida | 1 | $ 435,000 | $ 435,000 | $ 57,000 |
| Cobb County Georgia | 1 | $ 325,000 | $ 325,000 | $ 61,000 |
| Walton County Georgia | 1 | $ 415,000 | $ 415,000 | $ 124,000 |
| Hardin County Illinois | 1 | $ 55,000 | $ 55,000 | $ 40,000 |
| Jackson County Illinois | 1 | $ 95,000 | $ 95,000 | $ 25,000 |
| Massac County Illinois | 1 | $ 95,000 | $ 95,000 | $ 35,000 |
| Perry County Illinois | 1 | $ 95,000 | $ 95,000 | $ 61,000 |
| Vermilion County Illinois | 1 | $ 115,000 | $ 115,000 | $ 39,000 |
| White County Illinois | 1 | $ 105,000 | $ 105,000 | $ 97,000 |
| Brown County Indiana | 1 | $ 275,000 | $ 275,000 | $ 101,000 |
| Carroll County Indiana | 1 | $ 185,000 | $ 185,000 | $ 55,000 |
| Delaware County Indiana | 1 | $ 325,000 | $ 325,000 | $ 99,000 |
| Elkhart County Indiana | 1 | $ 185,000 | $ 185,000 | $ 50,000 |
| Knox County Indiana | 1 | $ 155,000 | $ 155,000 | $ 69,000 |
| Kosciusko County Indiana | 1 | $ 295,000 | $ 295,000 | $ 49,000 |
| Madison County Indiana | 1 | $ 115,000 | $ 115,000 | $ 53,000 |
| Posey County Indiana | 1 | $ 215,000 | $ 215,000 | $ 62,000 |
| Rush County Indiana | 1 | $ 75,000 | $ 75,000 | $ 62,000 |
| St. Joseph County Indiana | 1 | $ 145,000 | $ 145,000 | $ 33,000 |
| Tipton County Indiana | 1 | $ 115,000 | $ 115,000 | $ 34,000 |
| Vermillion County Indiana | 1 | $ 155,000 | $ 155,000 | $ 48,000 |
| White County Indiana | 1 | $ 245,000 | $ 245,000 | $ 98,000 |
| Adair County Kentucky | 1 | $ 195,000 | $ 195,000 | $ 70,000 |
| Allen County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 37,000 |
| Daviess County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 130,000 |
| Harlan County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 66,000 |
| Larue County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 33,000 |
| Ohio County Kentucky | 1 | $ 275,000 | $ 275,000 | $ 54,000 |
| Scott County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Wayne County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 41,000 |
| Taney County Missouri | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Wright County Missouri | 1 | $ 95,000 | $ 95,000 | $ 74,000 |
| Brunswick County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 48,000 |
| Buncombe County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 31,000 |
| Edgecombe County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 74,000 |
| Franklin County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 115,000 |
| Greene County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 116,000 |
| Hoke County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Jackson County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 56,000 |
| Nash County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 93,000 |
| Onslow County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 86,000 |
| Ashtabula County Ohio | 1 | $ 65,000 | $ 65,000 | $ 17,000 |
| Butler County Ohio | 1 | $ 155,000 | $ 155,000 | $ 42,000 |
| Warren County Ohio | 1 | $ 175,000 | $ 175,000 | $ 82,000 |
| Sumter County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 71,000 |
| Davidson County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 105,000 |
Mortgage Loan Application Detail Totals for Fair Way Lending Llc in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 585 | $119,765,000 | $204,000 | $605,000 | $74,000 | $600,000 |
| Refinancing | 222 | $42,720,000 | $192,000 | $545,000 | $70,000 | $250,000 |
| Cash-out Refinancing | 13 | $2,095,000 | $161,000 | $325,000 | $63,000 | $133,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 561 | $107,505,000 | $191,000 | $605,000 | $72,000 | $498,000 |
| Black or African American | 133 | $28,725,000 | $215,000 | $535,000 | $57,000 | $233,000 |
| Not Provided | 78 | $18,340,000 | $235,000 | $545,000 | $94,000 | $600,000 |
| Asian | 25 | $5,445,000 | $217,000 | $405,000 | $121,000 | $245,000 |
| Hispanic | 19 | $3,595,000 | $189,000 | $385,000 | $69,000 | $208,000 |
| American Indian or Alaskan Native | 4 | $970,000 | $242,000 | $375,000 | $71,000 | $149,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 514 | $108,840,000 | $211,000 | $605,000 | $84,000 | $600,000 |
| FHA-insured (Federal Housing Administration) | 191 | $35,815,000 | $187,000 | $395,000 | $58,000 | $239,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 79 | $11,495,000 | $145,000 | $275,000 | $44,000 | $79,000 |
| VA-guaranteed (Veterans Administration) | 36 | $8,430,000 | $234,000 | $435,000 | $65,000 | $233,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 750 | $148,920,000 | $198,000 | $545,000 | $72,000 | $600,000 |
| Application Withdrawn By Applicant | 58 | $13,470,000 | $232,000 | $605,000 | $87,000 | $300,000 |
| Application Denied By Financial Institution | 9 | $1,445,000 | $160,000 | $235,000 | $36,000 | $75,000 |
| Application Approved But Not Accepted | 3 | $745,000 | $248,000 | $335,000 | $80,000 | $130,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 811 | $163,135,000 | $201,000 | $605,000 | $73,000 | $600,000 |
| Other | 5 | $735,000 | $147,000 | $175,000 | $37,000 | $44,000 |
| Debt-To-Income Ratio | 2 | $360,000 | $180,000 | $205,000 | $31,000 | $33,000 |
| Employment History | 2 | $350,000 | $175,000 | $235,000 | $38,000 | $75,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Fair Way Lending Llc's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Fair Way Lending Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.