Fairfield Financial
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Fairfield Financial 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Fairfield Financial 2 National Place Danbury, CT 06810 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 |
| Total Number of Mortgage Applications | 2,613 |
| Total Mortgage Loan Application Amount | $580,243,000 |
| Average Mortgage Loan Application Amount | $211,000 |
| Highest Mortgage Loan Application Amount | $2,450,000 |
| Average Applicant Income | $87,666 |
| Highest Applicant Income | $1,884,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Fairfield Financial. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Fairfield Financial's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Fairfield Financial's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Fairfield Financial serves its applicants.
Each category highlights the total number of mortgage applications processed by Fairfield Financial, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Fairfield Financial's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fairfield County Connecticut | 186 | $ 46,229,000 | $ 248,000 | $ 96,000 |
| New Haven County Connecticut | 148 | $ 23,844,000 | $ 161,000 | $ 88,000 |
| Kings County New York | 122 | $ 40,632,000 | $ 333,000 | $ 69,000 |
| Nassau County New York | 120 | $ 30,787,000 | $ 256,000 | $ 101,000 |
| Queens County New York | 112 | $ 35,070,000 | $ 313,000 | $ 74,000 |
| Plymouth County Massachusetts | 111 | $ 24,611,000 | $ 221,000 | $ 114,000 |
| Providence County Rhode Island | 101 | $ 17,557,000 | $ 173,000 | $ 67,000 |
| Suffolk County New York | 80 | $ 21,193,000 | $ 264,000 | $ 117,000 |
| Suffolk County Massachusetts | 69 | $ 20,953,000 | $ 303,000 | $ 121,000 |
| Bristol County Massachusetts | 63 | $ 12,847,000 | $ 203,000 | $ 68,000 |
| Worcester County Massachusetts | 62 | $ 11,386,000 | $ 183,000 | $ 58,000 |
| Litchfield County Connecticut | 58 | $ 13,874,000 | $ 239,000 | $ 110,000 |
| Norfolk County Massachusetts | 58 | $ 14,732,000 | $ 254,000 | $ 77,000 |
| Hartford County Connecticut | 54 | $ 7,316,000 | $ 135,000 | $ 52,000 |
| Middlesex County Massachusetts | 54 | $ 15,565,000 | $ 288,000 | $ 85,000 |
| Essex County New Jersey | 43 | $ 11,285,000 | $ 262,000 | $ 126,000 |
| Bronx County New York | 42 | $ 10,501,000 | $ 250,000 | $ 69,000 |
| Westchester County New York | 42 | $ 13,206,000 | $ 314,000 | $ 104,000 |
| Dutchess County New York | 41 | $ 10,532,000 | $ 256,000 | $ 76,000 |
| Hampden County Massachusetts | 36 | $ 4,501,000 | $ 125,000 | $ 65,000 |
| Kent County Rhode Island | 28 | $ 4,335,000 | $ 154,000 | $ 61,000 |
| Essex County Massachusetts | 25 | $ 6,545,000 | $ 261,000 | $ 123,000 |
| Morris County New Jersey | 25 | $ 5,717,000 | $ 228,000 | $ 115,000 |
| Philadelphia County Pennsylvania | 24 | $ 2,723,000 | $ 113,000 | $ 80,000 |
| Hudson County New Jersey | 21 | $ 5,091,000 | $ 242,000 | $ 109,000 |
| Ocean County New Jersey | 20 | $ 5,366,000 | $ 268,000 | $ 106,000 |
| Luzerne County Pennsylvania | 20 | $ 1,806,000 | $ 90,000 | $ 92,000 |
| Middlesex County New Jersey | 19 | $ 5,658,000 | $ 297,000 | $ 131,000 |
| Orange County Florida | 18 | $ 3,363,000 | $ 186,000 | $ 62,000 |
| Barnstable County Massachusetts | 18 | $ 5,614,000 | $ 311,000 | $ 183,000 |
| Monroe County Pennsylvania | 18 | $ 2,243,000 | $ 124,000 | $ 57,000 |
| Camden County New Jersey | 17 | $ 2,662,000 | $ 156,000 | $ 82,000 |
| Passaic County New Jersey | 17 | $ 3,387,000 | $ 199,000 | $ 105,000 |
| Richmond County New York | 17 | $ 3,393,000 | $ 199,000 | $ 70,000 |
| New London County Connecticut | 16 | $ 2,925,000 | $ 182,000 | $ 91,000 |
| Palm Beach County Florida | 15 | $ 4,267,000 | $ 284,000 | $ 155,000 |
| Bergen County New Jersey | 15 | $ 3,923,000 | $ 261,000 | $ 101,000 |
| Burlington County New Jersey | 15 | $ 2,545,000 | $ 169,000 | $ 60,000 |
| Monmouth County New Jersey | 15 | $ 3,208,000 | $ 213,000 | $ 94,000 |
| Orange County New York | 15 | $ 2,942,000 | $ 196,000 | $ 91,000 |
| Allegheny County Pennsylvania | 15 | $ 1,220,000 | $ 81,000 | $ 45,000 |
| Washington County Rhode Island | 15 | $ 3,341,000 | $ 222,000 | $ 122,000 |
| Union County New Jersey | 13 | $ 3,705,000 | $ 285,000 | $ 88,000 |
| Lee County Florida | 12 | $ 2,026,000 | $ 168,000 | $ 62,000 |
| New York County New York | 12 | $ 6,947,000 | $ 578,000 | $ 287,000 |
| Hillsborough County New Hampshire | 11 | $ 2,255,000 | $ 205,000 | $ 82,000 |
| Onondaga County New York | 11 | $ 738,000 | $ 67,000 | $ 56,000 |
| Ontario County New York | 11 | $ 937,000 | $ 85,000 | $ 174,000 |
| Rockland County New York | 11 | $ 3,206,000 | $ 291,000 | $ 112,000 |
| Montgomery County Pennsylvania | 11 | $ 2,611,000 | $ 237,000 | $ 159,000 |
| Los Angeles County California | 10 | $ 4,002,000 | $ 400,000 | $ 206,000 |
| Newport County Rhode Island | 10 | $ 3,431,000 | $ 343,000 | $ 196,000 |
| Osceola County Florida | 9 | $ 1,304,000 | $ 144,000 | $ 32,000 |
| Atlantic County New Jersey | 9 | $ 3,217,000 | $ 357,000 | $ 173,000 |
| Oneida County New York | 9 | $ 471,000 | $ 52,000 | $ 133,000 |
| Westmoreland County Pennsylvania | 9 | $ 1,274,000 | $ 141,000 | $ 50,000 |
| Brevard County Florida | 8 | $ 1,202,000 | $ 150,000 | $ 110,000 |
| Merrimack County New Hampshire | 8 | $ 1,245,000 | $ 155,000 | $ 73,000 |
| Mercer County New Jersey | 8 | $ 1,664,000 | $ 208,000 | $ 112,000 |
| Warren County New Jersey | 8 | $ 1,145,000 | $ 143,000 | $ 59,000 |
| Monroe County New York | 8 | $ 696,000 | $ 87,000 | $ 32,000 |
| Middlesex County Connecticut | 7 | $ 1,163,000 | $ 166,000 | $ 39,000 |
| Windham County Connecticut | 7 | $ 1,162,000 | $ 166,000 | $ 81,000 |
| Miami-Dade County Florida | 7 | $ 1,476,000 | $ 210,000 | $ 149,000 |
| Anne Arundel County Maryland | 7 | $ 1,712,000 | $ 244,000 | $ 44,000 |
| Montgomery County Maryland | 7 | $ 1,647,000 | $ 235,000 | $ 41,000 |
| Broome County New York | 7 | $ 659,000 | $ 94,000 | $ 76,000 |
| Madison County New York | 7 | $ 776,000 | $ 110,000 | $ 74,000 |
| Horry County South Carolina | 7 | $ 1,372,000 | $ 196,000 | $ 197,000 |
| Broward County Florida | 6 | $ 844,000 | $ 140,000 | $ 62,000 |
| Fulton County Georgia | 6 | $ 1,165,000 | $ 194,000 | $ 73,000 |
| Belknap County New Hampshire | 6 | $ 499,000 | $ 83,000 | $ 85,000 |
| Rockingham County New Hampshire | 6 | $ 1,307,000 | $ 217,000 | $ 209,000 |
| Putnam County New York | 6 | $ 1,423,000 | $ 237,000 | $ 72,000 |
| Sullivan County New York | 6 | $ 866,000 | $ 144,000 | $ 78,000 |
| Ulster County New York | 6 | $ 919,000 | $ 153,000 | $ 93,000 |
| Northampton County Pennsylvania | 6 | $ 694,000 | $ 115,000 | $ 48,000 |
| Tarrant County Texas | 6 | $ 656,000 | $ 109,000 | $ 76,000 |
| Hillsborough County Florida | 5 | $ 629,000 | $ 125,000 | $ 43,000 |
| Pinellas County Florida | 5 | $ 1,650,000 | $ 330,000 | $ 31,000 |
| Volusia County Florida | 5 | $ 597,000 | $ 119,000 | $ 87,000 |
| Baltimore City County Maryland | 5 | $ 350,000 | $ 70,000 | $ 54,000 |
| Hunterdon County New Jersey | 5 | $ 1,798,000 | $ 359,000 | $ 105,000 |
| Rensselaer County New York | 5 | $ 304,000 | $ 60,000 | $ 106,000 |
| Pike County Pennsylvania | 5 | $ 978,000 | $ 195,000 | $ 78,000 |
| Yuma County Arizona | 4 | $ 1,055,000 | $ 263,000 | $ 180,000 |
| Orange County California | 4 | $ 1,717,000 | $ 429,000 | $ 163,000 |
| San Bernardino County California | 4 | $ 1,017,000 | $ 254,000 | $ 98,000 |
| Tolland County Connecticut | 4 | $ 662,000 | $ 165,000 | $ 55,000 |
| Glades County Florida | 4 | $ 356,000 | $ 89,000 | $ 203,000 |
| Hernando County Florida | 4 | $ 444,000 | $ 111,000 | $ 100,000 |
| Pasco County Florida | 4 | $ 562,000 | $ 140,000 | $ 7,000 |
| Polk County Florida | 4 | $ 558,000 | $ 139,000 | $ 61,000 |
| Prince George's County Maryland | 4 | $ 636,000 | $ 159,000 | $ 82,000 |
| Hampshire County Massachusetts | 4 | $ 672,000 | $ 168,000 | $ 51,000 |
| Strafford County New Hampshire | 4 | $ 716,000 | $ 179,000 | $ 0 |
| Greene County New York | 4 | $ 1,245,000 | $ 311,000 | $ 471,000 |
| Schenectady County New York | 4 | $ 494,000 | $ 123,000 | $ 62,000 |
| Bucks County Pennsylvania | 4 | $ 976,000 | $ 244,000 | $ 73,000 |
| Fayette County Pennsylvania | 4 | $ 324,000 | $ 81,000 | $ 42,000 |
| Dallas County Texas | 4 | $ 1,218,000 | $ 304,000 | $ 264,000 |
| Fairfax County Virginia | 4 | $ 691,000 | $ 172,000 | $ 94,000 |
| Kern County California | 3 | $ 475,000 | $ 158,000 | $ 102,000 |
| San Diego County California | 3 | $ 1,996,000 | $ 665,000 | $ 196,000 |
| Escambia County Florida | 3 | $ 262,000 | $ 87,000 | $ 82,000 |
| Highlands County Florida | 3 | $ 139,000 | $ 46,000 | $ 22,000 |
| Lake County Florida | 3 | $ 421,000 | $ 140,000 | $ 0 |
| Baltimore County Maryland | 3 | $ 766,000 | $ 255,000 | $ 40,000 |
| Wayne County Michigan | 3 | $ 302,000 | $ 100,000 | $ 40,000 |
| Grafton County New Hampshire | 3 | $ 276,000 | $ 92,000 | $ 0 |
| Salem County New Jersey | 3 | $ 321,000 | $ 107,000 | $ 82,000 |
| Somerset County New Jersey | 3 | $ 858,000 | $ 286,000 | $ 180,000 |
| Sussex County New Jersey | 3 | $ 460,000 | $ 153,000 | $ 21,000 |
| Chemung County New York | 3 | $ 205,000 | $ 68,000 | $ 84,000 |
| Erie County New York | 3 | $ 134,000 | $ 44,000 | $ 8,000 |
| Berks County Pennsylvania | 3 | $ 423,000 | $ 141,000 | $ 58,000 |
| Chester County Pennsylvania | 3 | $ 437,000 | $ 145,000 | $ 42,000 |
| Delaware County Pennsylvania | 3 | $ 184,000 | $ 61,000 | $ 93,000 |
| Lehigh County Pennsylvania | 3 | $ 657,000 | $ 219,000 | $ 73,000 |
| Washington County Pennsylvania | 3 | $ 160,000 | $ 53,000 | $ 35,000 |
| Bristol County Rhode Island | 3 | $ 615,000 | $ 205,000 | $ 56,000 |
| Sacramento County California | 2 | $ 546,000 | $ 273,000 | $ 10,000 |
| New Castle County Delaware | 2 | $ 334,000 | $ 167,000 | $ 61,000 |
| Sarasota County Florida | 2 | $ 179,000 | $ 89,000 | $ 0 |
| St. Lucie County Florida | 2 | $ 353,000 | $ 176,000 | $ 66,000 |
| DeKalb County Georgia | 2 | $ 131,000 | $ 65,000 | $ 96,000 |
| Gwinnett County Georgia | 2 | $ 466,000 | $ 233,000 | $ 62,000 |
| Putnam County Georgia | 2 | $ 285,000 | $ 142,000 | $ 140,000 |
| Franklin County Maine | 2 | $ 69,000 | $ 34,000 | $ 80,000 |
| Oxford County Maine | 2 | $ 181,000 | $ 90,000 | $ 45,000 |
| Penobscot County Maine | 2 | $ 138,000 | $ 69,000 | $ 180,000 |
| Washington County Maryland | 2 | $ 715,000 | $ 357,000 | $ 240,000 |
| Worcester County Maryland | 2 | $ 369,000 | $ 184,000 | $ 0 |
| Berkshire County Massachusetts | 2 | $ 134,000 | $ 67,000 | $ 0 |
| Calhoun County Michigan | 2 | $ 95,000 | $ 47,000 | $ 184,000 |
| Macomb County Michigan | 2 | $ 241,000 | $ 120,000 | $ 52,000 |
| Oakland County Michigan | 2 | $ 365,000 | $ 182,000 | $ 85,000 |
| Saginaw County Michigan | 2 | $ 58,000 | $ 29,000 | $ 0 |
| Carroll County New Hampshire | 2 | $ 446,000 | $ 223,000 | $ 117,000 |
| Cape May County New Jersey | 2 | $ 434,000 | $ 217,000 | $ 63,000 |
| Gloucester County New Jersey | 2 | $ 451,000 | $ 225,000 | $ 84,000 |
| Albany County New York | 2 | $ 153,000 | $ 76,000 | $ 75,000 |
| Saratoga County New York | 2 | $ 160,000 | $ 80,000 | $ 51,000 |
| Washington County New York | 2 | $ 240,000 | $ 120,000 | $ 248,000 |
| Centre County Pennsylvania | 2 | $ 115,000 | $ 57,000 | $ 20,000 |
| Lackawanna County Pennsylvania | 2 | $ 189,000 | $ 94,000 | $ 48,000 |
| Lancaster County Pennsylvania | 2 | $ 245,000 | $ 122,000 | $ 51,000 |
| Venango County Pennsylvania | 2 | $ 239,000 | $ 119,000 | $ 0 |
| York County Pennsylvania | 2 | $ 288,000 | $ 144,000 | $ 49,000 |
| Anderson County South Carolina | 2 | $ 61,000 | $ 30,000 | $ 0 |
| Charleston County South Carolina | 2 | $ 328,000 | $ 164,000 | $ 0 |
| Darlington County South Carolina | 2 | $ 216,000 | $ 108,000 | $ 56,000 |
| Dorchester County South Carolina | 2 | $ 340,000 | $ 170,000 | $ 0 |
| Richland County South Carolina | 2 | $ 94,000 | $ 47,000 | $ 47,000 |
| Jefferson County Texas | 2 | $ 121,000 | $ 60,000 | $ 114,000 |
| Amherst County Virginia | 2 | $ 403,000 | $ 201,000 | $ 15,000 |
| Jefferson County Alabama | 1 | $ 203,000 | $ 203,000 | $ 85,000 |
| Maricopa County Arizona | 1 | $ 178,000 | $ 178,000 | $ 233,000 |
| Placer County California | 1 | $ 356,000 | $ 356,000 | $ 148,000 |
| Riverside County California | 1 | $ 156,000 | $ 156,000 | $ 126,000 |
| El Paso County Colorado | 1 | $ 650,000 | $ 650,000 | $ 106,000 |
| Pitkin County Colorado | 1 | $ 308,000 | $ 308,000 | $ 141,000 |
| Weld County Colorado | 1 | $ 290,000 | $ 290,000 | $ 54,000 |
| Sussex County Delaware | 1 | $ 900,000 | $ 900,000 | $ 384,000 |
| Alachua County Florida | 1 | $ 139,000 | $ 139,000 | $ 33,000 |
| Duval County Florida | 1 | $ 130,000 | $ 130,000 | $ 33,000 |
| Hendry County Florida | 1 | $ 168,000 | $ 168,000 | $ 107,000 |
| Marion County Florida | 1 | $ 120,000 | $ 120,000 | $ 29,000 |
| Monroe County Florida | 1 | $ 368,000 | $ 368,000 | $ 140,000 |
| Santa Rosa County Florida | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Seminole County Florida | 1 | $ 45,000 | $ 45,000 | $ 78,000 |
| Sumter County Florida | 1 | $ 101,000 | $ 101,000 | $ 42,000 |
| Walton County Florida | 1 | $ 338,000 | $ 338,000 | $ 0 |
| Barrow County Georgia | 1 | $ 139,000 | $ 139,000 | $ 48,000 |
| Bibb County Georgia | 1 | $ 89,000 | $ 89,000 | $ 20,000 |
| Charlton County Georgia | 1 | $ 32,000 | $ 32,000 | $ 35,000 |
| Cherokee County Georgia | 1 | $ 504,000 | $ 504,000 | $ 0 |
| Dougherty County Georgia | 1 | $ 130,000 | $ 130,000 | $ 53,000 |
| Lumpkin County Georgia | 1 | $ 128,000 | $ 128,000 | $ 60,000 |
| Richmond County Georgia | 1 | $ 79,000 | $ 79,000 | $ 91,000 |
| Walker County Georgia | 1 | $ 179,000 | $ 179,000 | $ 26,000 |
| Walton County Georgia | 1 | $ 234,000 | $ 234,000 | $ 67,000 |
| Cumberland County Maine | 1 | $ 124,000 | $ 124,000 | $ 45,000 |
| Charles County Maryland | 1 | $ 196,000 | $ 196,000 | $ 49,000 |
| Frederick County Maryland | 1 | $ 133,000 | $ 133,000 | $ 0 |
| Garrett County Maryland | 1 | $ 135,000 | $ 135,000 | $ 78,000 |
| Harford County Maryland | 1 | $ 280,000 | $ 280,000 | $ 58,000 |
| Howard County Maryland | 1 | $ 108,000 | $ 108,000 | $ 30,000 |
| St. Mary's County Maryland | 1 | $ 275,000 | $ 275,000 | $ 61,000 |
| Nantucket County Massachusetts | 1 | $ 194,000 | $ 194,000 | $ 102,000 |
| Bay County Michigan | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Emmet County Michigan | 1 | $ 168,000 | $ 168,000 | $ 100,000 |
| Midland County Michigan | 1 | $ 109,000 | $ 109,000 | $ 43,000 |
| Monroe County Michigan | 1 | $ 195,000 | $ 195,000 | $ 72,000 |
| Newton County Missouri | 1 | $ 95,000 | $ 95,000 | $ 59,000 |
| Cheshire County New Hampshire | 1 | $ 165,000 | $ 165,000 | $ 43,000 |
| Sullivan County New Hampshire | 1 | $ 205,000 | $ 205,000 | $ 80,000 |
| Cayuga County New York | 1 | $ 59,000 | $ 59,000 | $ 21,000 |
| Chautauqua County New York | 1 | $ 100,000 | $ 100,000 | $ 20,000 |
| Cortland County New York | 1 | $ 86,000 | $ 86,000 | $ 50,000 |
| Fulton County New York | 1 | $ 190,000 | $ 190,000 | $ 267,000 |
| Niagara County New York | 1 | $ 75,000 | $ 75,000 | $ 50,000 |
| Oswego County New York | 1 | $ 126,000 | $ 126,000 | $ 60,000 |
| Otsego County New York | 1 | $ 119,000 | $ 119,000 | $ 33,000 |
| Warren County New York | 1 | $ 140,000 | $ 140,000 | $ 115,000 |
| Cumberland County North Carolina | 1 | $ 77,000 | $ 77,000 | $ 42,000 |
| Wake County North Carolina | 1 | $ 19,000 | $ 19,000 | $ 76,000 |
| Watauga County North Carolina | 1 | $ 480,000 | $ 480,000 | $ 504,000 |
| Armstrong County Pennsylvania | 1 | $ 106,000 | $ 106,000 | $ 40,000 |
| Blair County Pennsylvania | 1 | $ 69,000 | $ 69,000 | $ 60,000 |
| Carbon County Pennsylvania | 1 | $ 23,000 | $ 23,000 | $ 66,000 |
| Cumberland County Pennsylvania | 1 | $ 272,000 | $ 272,000 | $ 0 |
| Erie County Pennsylvania | 1 | $ 44,000 | $ 44,000 | $ 55,000 |
| Jefferson County Pennsylvania | 1 | $ 111,000 | $ 111,000 | $ 72,000 |
| Mercer County Pennsylvania | 1 | $ 38,000 | $ 38,000 | $ 0 |
| Northumberland County Pennsylvania | 1 | $ 51,000 | $ 51,000 | $ 25,000 |
| Beaufort County South Carolina | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Dillon County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 30,000 |
| Kershaw County South Carolina | 1 | $ 94,000 | $ 94,000 | $ 78,000 |
| Oconee County South Carolina | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Orangeburg County South Carolina | 1 | $ 92,000 | $ 92,000 | $ 42,000 |
| York County South Carolina | 1 | $ 159,000 | $ 159,000 | $ 47,000 |
| Cocke County Tennessee | 1 | $ 120,000 | $ 120,000 | $ 200,000 |
| Johnson County Tennessee | 1 | $ 131,000 | $ 131,000 | $ 69,000 |
| Sumner County Tennessee | 1 | $ 248,000 | $ 248,000 | $ 246,000 |
| Harris County Texas | 1 | $ 77,000 | $ 77,000 | $ 27,000 |
| Parker County Texas | 1 | $ 293,000 | $ 293,000 | $ 65,000 |
| Wise County Texas | 1 | $ 86,000 | $ 86,000 | $ 96,000 |
| Wasatch County Utah | 1 | $ 194,000 | $ 194,000 | $ 231,000 |
| Lamoille County Vermont | 1 | $ 270,000 | $ 270,000 | $ 120,000 |
| Chesterfield County Virginia | 1 | $ 166,000 | $ 166,000 | $ 23,000 |
Mortgage Loan Application Detail Totals for Fairfield Financial in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,534 | $379,013,000 | $247,000 | $2,450,000 | $86,000 | $1,884,000 |
| Home Purchase | 1,058 | $197,024,000 | $186,000 | $1,172,000 | $98,000 | $900,000 |
| Home Improvement | 21 | $4,206,000 | $200,000 | $625,000 | $79,000 | $350,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,177 | $253,901,000 | $215,000 | $1,713,000 | $104,000 | $1,200,000 |
| Not Provided | 736 | $170,169,000 | $231,000 | $2,450,000 | $82,000 | $1,000,000 |
| Black or African American | 370 | $83,971,000 | $226,000 | $960,000 | $78,000 | $1,884,000 |
| Hispanic | 280 | $59,708,000 | $213,000 | $694,000 | $67,000 | $234,000 |
| Asian | 44 | $11,903,000 | $270,000 | $1,000,000 | $128,000 | $420,000 |
| American Indian or Alaskan Native | 4 | $341,000 | $85,000 | $192,000 | $170,000 | $530,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $250,000 | $125,000 | $200,000 | $96,000 | $96,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,447 | $543,769,000 | $222,000 | $2,450,000 | $92,000 | $1,884,000 |
| FHA-insured (Federal Housing Administration) | 162 | $35,205,000 | $217,000 | $577,000 | $69,000 | $318,000 |
| VA-guaranteed (Veterans Administration) | 3 | $819,000 | $273,000 | $350,000 | $76,000 | $90,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $450,000 | $450,000 | $450,000 | $468,000 | $468,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,170 | $257,944,000 | $220,000 | $1,713,000 | $94,000 | $1,200,000 |
| Application Withdrawn By Applicant | 980 | $233,776,000 | $238,000 | $2,450,000 | $91,000 | $1,884,000 |
| Application Approved But Not Accepted | 270 | $45,742,000 | $169,000 | $975,000 | $79,000 | $468,000 |
| Application Denied By Financial Institution | 192 | $42,541,000 | $221,000 | $900,000 | $83,000 | $504,000 |
| File Closed For Incompleteness | 1 | $240,000 | $240,000 | $240,000 | $41,000 | $41,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 73 | $16,839,000 | $230,000 | $630,000 | $83,000 | $504,000 |
| Collateral | 43 | $8,362,000 | $194,000 | $694,000 | $87,000 | $360,000 |
| Other | 26 | $5,868,000 | $225,000 | $900,000 | $101,000 | $250,000 |
| Debt-To-Income Ratio | 22 | $6,092,000 | $276,000 | $500,000 | $76,000 | $177,000 |
| Employment History | 13 | $2,309,000 | $177,000 | $460,000 | $63,000 | $150,000 |
| Unverifiable Information | 10 | $2,240,000 | $224,000 | $449,000 | $103,000 | $156,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $831,000 | $166,000 | $496,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Fairfield Financial's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Fairfield Financial's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Connecticut, download the full spreadsheet
with aggregated HMDA statistics today.