Security Real Estate Services
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Security Real Estate Services 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Security Real Estate Services 101 Sheraton Court Macon, GA 31210 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,078 |
| Total Mortgage Loan Application Amount | $527,158,000 |
| Average Mortgage Loan Application Amount | $157,636 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $71,545 |
| Highest Applicant Income | $763,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Security Real Estate Services. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Security Real Estate Services's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Security Real Estate Services's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Security Real Estate Services serves its applicants.
Each category highlights the total number of mortgage applications processed by Security Real Estate Services, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Security Real Estate Services's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Houston County Georgia | 1,157 | $ 133,083,000 | $ 115,000 | $ 50,000 |
| Bibb County Georgia | 973 | $ 126,840,000 | $ 130,000 | $ 54,000 |
| Chatham County Georgia | 186 | $ 22,595,000 | $ 121,000 | $ 47,000 |
| Jones County Georgia | 169 | $ 20,497,000 | $ 121,000 | $ 55,000 |
| Bryan County Georgia | 163 | $ 22,251,000 | $ 136,000 | $ 52,000 |
| Muscogee County Georgia | 160 | $ 18,254,000 | $ 114,000 | $ 42,000 |
| Monroe County Georgia | 132 | $ 22,745,000 | $ 172,000 | $ 72,000 |
| Effingham County Georgia | 123 | $ 15,418,000 | $ 125,000 | $ 44,000 |
| Peach County Georgia | 100 | $ 11,238,000 | $ 112,000 | $ 63,000 |
| Fayette County Georgia | 93 | $ 16,579,000 | $ 178,000 | $ 71,000 |
| Henry County Georgia | 73 | $ 10,445,000 | $ 143,000 | $ 55,000 |
| Taylor County Georgia | 62 | $ 6,153,000 | $ 99,000 | $ 40,000 |
| Glynn County Georgia | 45 | $ 7,203,000 | $ 160,000 | $ 69,000 |
| Crawford County Georgia | 41 | $ 4,019,000 | $ 98,000 | $ 52,000 |
| Harris County Georgia | 39 | $ 6,225,000 | $ 159,000 | $ 69,000 |
| Fulton County Georgia | 37 | $ 7,618,000 | $ 205,000 | $ 61,000 |
| Coweta County Georgia | 36 | $ 5,852,000 | $ 162,000 | $ 58,000 |
| Cobb County Georgia | 26 | $ 4,426,000 | $ 170,000 | $ 135,000 |
| Liberty County Georgia | 26 | $ 2,629,000 | $ 101,000 | $ 46,000 |
| Butts County Georgia | 25 | $ 2,986,000 | $ 119,000 | $ 39,000 |
| Clayton County Georgia | 22 | $ 2,847,000 | $ 129,000 | $ 49,000 |
| St. Johns County Florida | 17 | $ 5,090,000 | $ 299,000 | $ 174,000 |
| Putnam County Georgia | 17 | $ 2,534,000 | $ 149,000 | $ 144,000 |
| Baldwin County Georgia | 16 | $ 2,401,000 | $ 150,000 | $ 68,000 |
| Bleckley County Georgia | 16 | $ 1,634,000 | $ 102,000 | $ 55,000 |
| Lamar County Georgia | 15 | $ 1,908,000 | $ 127,000 | $ 57,000 |
| Twiggs County Georgia | 15 | $ 1,506,000 | $ 100,000 | $ 59,000 |
| Gwinnett County Georgia | 14 | $ 2,168,000 | $ 154,000 | $ 94,000 |
| Spalding County Georgia | 13 | $ 2,207,000 | $ 169,000 | $ 51,000 |
| DeKalb County Georgia | 12 | $ 1,870,000 | $ 155,000 | $ 57,000 |
| Laurens County Georgia | 11 | $ 1,316,000 | $ 119,000 | $ 54,000 |
| Macon County Georgia | 11 | $ 934,000 | $ 84,000 | $ 50,000 |
| Wilkinson County Georgia | 10 | $ 934,000 | $ 93,000 | $ 42,000 |
| Clarke County Georgia | 9 | $ 1,053,000 | $ 117,000 | $ 120,000 |
| Pike County Georgia | 9 | $ 1,247,000 | $ 138,000 | $ 90,000 |
| Pulaski County Georgia | 9 | $ 943,000 | $ 104,000 | $ 73,000 |
| Nassau County Florida | 7 | $ 2,634,000 | $ 376,000 | $ 248,000 |
| Newton County Georgia | 7 | $ 951,000 | $ 135,000 | $ 59,000 |
| Bulloch County Georgia | 6 | $ 652,000 | $ 108,000 | $ 47,000 |
| Dodge County Georgia | 6 | $ 723,000 | $ 120,000 | $ 55,000 |
| Duval County Florida | 5 | $ 787,000 | $ 157,000 | $ 94,000 |
| Okaloosa County Florida | 5 | $ 568,000 | $ 113,000 | $ 99,000 |
| Volusia County Florida | 5 | $ 1,044,000 | $ 208,000 | $ 124,000 |
| Hancock County Georgia | 5 | $ 351,000 | $ 70,000 | $ 63,000 |
| Paulding County Georgia | 5 | $ 819,000 | $ 163,000 | $ 56,000 |
| Upson County Georgia | 5 | $ 693,000 | $ 138,000 | $ 29,000 |
| Beaufort County South Carolina | 5 | $ 1,335,000 | $ 267,000 | $ 107,000 |
| Bay County Florida | 4 | $ 931,000 | $ 232,000 | $ 149,000 |
| Cherokee County Georgia | 4 | $ 636,000 | $ 159,000 | $ 85,000 |
| Dooly County Georgia | 4 | $ 388,000 | $ 97,000 | $ 63,000 |
| Meriwether County Georgia | 4 | $ 410,000 | $ 102,000 | $ 41,000 |
| Talbot County Georgia | 4 | $ 295,000 | $ 73,000 | $ 35,000 |
| Hampton County South Carolina | 4 | $ 416,000 | $ 104,000 | $ 68,000 |
| Santa Rosa County Florida | 3 | $ 285,000 | $ 95,000 | $ 70,000 |
| Walton County Florida | 3 | $ 728,000 | $ 242,000 | $ 91,000 |
| Camden County Georgia | 3 | $ 441,000 | $ 147,000 | $ 49,000 |
| Gilmer County Georgia | 3 | $ 460,000 | $ 153,000 | $ 101,000 |
| Jackson County Georgia | 3 | $ 645,000 | $ 215,000 | $ 85,000 |
| Lowndes County Georgia | 3 | $ 177,000 | $ 59,000 | $ 118,000 |
| Lumpkin County Georgia | 3 | $ 476,000 | $ 158,000 | $ 42,000 |
| Marion County Georgia | 3 | $ 293,000 | $ 97,000 | $ 60,000 |
| McIntosh County Georgia | 3 | $ 678,000 | $ 226,000 | $ 167,000 |
| Pickens County Georgia | 3 | $ 402,000 | $ 134,000 | $ 99,000 |
| White County Georgia | 3 | $ 266,000 | $ 88,000 | $ 91,000 |
| Collier County Florida | 2 | $ 354,000 | $ 177,000 | $ 68,000 |
| Flagler County Florida | 2 | $ 398,000 | $ 199,000 | $ 111,000 |
| Bartow County Georgia | 2 | $ 322,000 | $ 161,000 | $ 68,000 |
| Catoosa County Georgia | 2 | $ 317,000 | $ 158,000 | $ 31,000 |
| Coffee County Georgia | 2 | $ 138,000 | $ 69,000 | $ 51,000 |
| Dougherty County Georgia | 2 | $ 168,000 | $ 84,000 | $ 38,000 |
| Evans County Georgia | 2 | $ 199,000 | $ 99,000 | $ 58,000 |
| Fannin County Georgia | 2 | $ 259,000 | $ 129,000 | $ 51,000 |
| Floyd County Georgia | 2 | $ 225,000 | $ 112,000 | $ 38,000 |
| Gordon County Georgia | 2 | $ 120,000 | $ 60,000 | $ 0 |
| Jasper County Georgia | 2 | $ 243,000 | $ 121,000 | $ 39,000 |
| Morgan County Georgia | 2 | $ 199,000 | $ 99,000 | $ 28,000 |
| Oconee County Georgia | 2 | $ 600,000 | $ 300,000 | $ 120,000 |
| Richmond County Georgia | 2 | $ 118,000 | $ 59,000 | $ 63,000 |
| Rockdale County Georgia | 2 | $ 279,000 | $ 139,000 | $ 40,000 |
| Stewart County Georgia | 2 | $ 138,000 | $ 69,000 | $ 40,000 |
| Sumter County Georgia | 2 | $ 378,000 | $ 189,000 | $ 112,000 |
| Tattnall County Georgia | 2 | $ 312,000 | $ 156,000 | $ 55,000 |
| Union County Georgia | 2 | $ 219,000 | $ 109,000 | $ 64,000 |
| Walton County Georgia | 2 | $ 435,000 | $ 217,000 | $ 24,000 |
| Washington County Georgia | 2 | $ 244,000 | $ 122,000 | $ 61,000 |
| Charleston County South Carolina | 2 | $ 401,000 | $ 200,000 | $ 140,000 |
| Horry County South Carolina | 2 | $ 145,000 | $ 72,000 | $ 99,000 |
| Montgomery County Alabama | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Broward County Florida | 1 | $ 125,000 | $ 125,000 | $ 37,000 |
| Escambia County Florida | 1 | $ 117,000 | $ 117,000 | $ 52,000 |
| Franklin County Florida | 1 | $ 137,000 | $ 137,000 | $ 186,000 |
| Gulf County Florida | 1 | $ 747,000 | $ 747,000 | $ 312,000 |
| Hernando County Florida | 1 | $ 120,000 | $ 120,000 | $ 50,000 |
| Indian River County Florida | 1 | $ 95,000 | $ 95,000 | $ 57,000 |
| Lee County Florida | 1 | $ 210,000 | $ 210,000 | $ 0 |
| Suwannee County Florida | 1 | $ 106,000 | $ 106,000 | $ 40,000 |
| Appling County Georgia | 1 | $ 129,000 | $ 129,000 | $ 81,000 |
| Ben Hill County Georgia | 1 | $ 236,000 | $ 236,000 | $ 0 |
| Chattahoochee County Georgia | 1 | $ 94,000 | $ 94,000 | $ 47,000 |
| Crisp County Georgia | 1 | $ 32,000 | $ 32,000 | $ 55,000 |
| Douglas County Georgia | 1 | $ 144,000 | $ 144,000 | $ 104,000 |
| Hall County Georgia | 1 | $ 136,000 | $ 136,000 | $ 38,000 |
| Johnson County Georgia | 1 | $ 75,000 | $ 75,000 | $ 19,000 |
| Lee County Georgia | 1 | $ 77,000 | $ 77,000 | $ 35,000 |
| Lincoln County Georgia | 1 | $ 123,000 | $ 123,000 | $ 73,000 |
| Long County Georgia | 1 | $ 94,000 | $ 94,000 | $ 41,000 |
| Pierce County Georgia | 1 | $ 90,000 | $ 90,000 | $ 78,000 |
| Tift County Georgia | 1 | $ 160,000 | $ 160,000 | $ 38,000 |
| Toombs County Georgia | 1 | $ 91,000 | $ 91,000 | $ 50,000 |
| Troup County Georgia | 1 | $ 188,000 | $ 188,000 | $ 60,000 |
| Wayne County Georgia | 1 | $ 32,000 | $ 32,000 | $ 68,000 |
| Hancock County Mississippi | 1 | $ 125,000 | $ 125,000 | $ 69,000 |
| Haywood County North Carolina | 1 | $ 138,000 | $ 138,000 | $ 141,000 |
| Macon County North Carolina | 1 | $ 196,000 | $ 196,000 | $ 114,000 |
| Aiken County South Carolina | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Jasper County South Carolina | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Davidson County Tennessee | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Sevier County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 44,000 |
| Sullivan County Tennessee | 1 | $ 92,000 | $ 92,000 | $ 50,000 |
Mortgage Loan Application Detail Totals for Security Real Estate Services in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 2,721 | $355,128,000 | $147,500 | $1,000,000 | $66,333 | $763,000 |
| Home Purchase (one-to-four family) | 1,357 | $172,030,000 | $169,800 | $640,000 | $77,800 | $550,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement (one-to-four family) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,441 | $450,308,000 | $151,000 | $1,000,000 | $69,714 | $763,000 |
| Black | 429 | $49,808,000 | $102,000 | $359,000 | $50,500 | $362,000 |
| Information not provided by applicant in mail or telephone application | 111 | $15,708,000 | $185,666 | $502,000 | $92,666 | $451,000 |
| Hispanic | 49 | $5,743,000 | $117,000 | $282,000 | $43,000 | $138,000 |
| Asian or Pacific Islander | 37 | $4,223,000 | $114,000 | $293,000 | $44,000 | $118,000 |
| American Indian or Alaskan Native | 8 | $947,000 | $121,000 | $200,000 | $135,000 | $210,000 |
| Other | 3 | $421,000 | $140,000 | $190,000 | $61,000 | $72,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,092 | $414,659,000 | $162,000 | $1,000,000 | $84,666 | $763,000 |
| VA-guaranteed (Veterans Administration) | 558 | $70,583,000 | $102,750 | $246,000 | $20,500 | $214,000 |
| FHA-insured (Federal Housing Administration) | 414 | $40,129,000 | $96,000 | $179,000 | $36,000 | $154,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 14 | $1,787,000 | $127,000 | $256,000 | $42,000 | $80,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,255 | $424,424,000 | $165,000 | $660,000 | $87,200 | $763,000 |
| Application Withdrawn By Applicant | 634 | $77,988,000 | $138,000 | $1,000,000 | $52,666 | $623,000 |
| Application Approved But Not Accepted | 79 | $11,436,000 | $230,500 | $502,000 | $102,500 | $583,000 |
| Application Denied By Financial Institution | 67 | $7,485,000 | $111,000 | $544,000 | $45,000 | $362,000 |
| File Closed For Incompleteness | 43 | $5,825,000 | $135,000 | $866,000 | $68,000 | $600,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 35 | $3,335,000 | $95,000 | $221,000 | $36,000 | $94,000 |
| Collateral | 11 | $2,121,000 | $192,000 | $544,000 | $80,000 | $362,000 |
| Credit Application Incomplete | 8 | $870,000 | $108,000 | $157,000 | $43,000 | $66,000 |
| Debt-To-Income Ratio | 7 | $681,000 | $97,000 | $190,000 | $39,000 | $72,000 |
| Other | 3 | $188,000 | $62,000 | $77,000 | $42,000 | $67,000 |
| Unverifiable Information | 1 | $64,000 | $64,000 | $64,000 | $60,000 | $60,000 |
| Employment History | 1 | $60,000 | $60,000 | $60,000 | $25,000 | $25,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $166,000 | $166,000 | $166,000 | $44,000 | $44,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Security Real Estate Services's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Security Real Estate Services's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.