Security Real Estate Services
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Security Real Estate Services 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Security Real Estate Services 101 Sheraton Court Macon, GA 31210 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,482 |
| Total Mortgage Loan Application Amount | $197,520,000 |
| Average Mortgage Loan Application Amount | $195,400 |
| Highest Mortgage Loan Application Amount | $1,400,000 |
| Average Applicant Income | $62,500 |
| Highest Applicant Income | $576,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Security Real Estate Services. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Security Real Estate Services's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Security Real Estate Services's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Security Real Estate Services serves its applicants.
Each category highlights the total number of mortgage applications processed by Security Real Estate Services, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Security Real Estate Services's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bibb County Georgia | 333 | $ 41,579,000 | $ 124,000 | $ 58,000 |
| Houston County Georgia | 294 | $ 34,520,000 | $ 117,000 | $ 58,000 |
| Chatham County Georgia | 125 | $ 16,756,000 | $ 134,000 | $ 58,000 |
| Jones County Georgia | 120 | $ 15,542,000 | $ 129,000 | $ 57,000 |
| Bryan County Georgia | 95 | $ 14,016,000 | $ 147,000 | $ 61,000 |
| Glynn County Georgia | 79 | $ 10,884,000 | $ 137,000 | $ 76,000 |
| Muscogee County Georgia | 63 | $ 8,292,000 | $ 131,000 | $ 72,000 |
| Effingham County Georgia | 57 | $ 8,742,000 | $ 153,000 | $ 59,000 |
| Monroe County Georgia | 46 | $ 7,996,000 | $ 173,000 | $ 84,000 |
| Peach County Georgia | 40 | $ 5,147,000 | $ 128,000 | $ 62,000 |
| Liberty County Georgia | 30 | $ 3,417,000 | $ 113,000 | $ 60,000 |
| Crawford County Georgia | 22 | $ 2,857,000 | $ 129,000 | $ 60,000 |
| Harris County Georgia | 18 | $ 2,803,000 | $ 155,000 | $ 72,000 |
| Pulaski County Georgia | 13 | $ 1,399,000 | $ 107,000 | $ 60,000 |
| Baldwin County Georgia | 8 | $ 1,029,000 | $ 128,000 | $ 52,000 |
| Bulloch County Georgia | 8 | $ 671,000 | $ 83,000 | $ 81,000 |
| Putnam County Georgia | 7 | $ 1,656,000 | $ 236,000 | $ 141,000 |
| Duval County Florida | 6 | $ 2,138,000 | $ 356,000 | $ 115,000 |
| St. Johns County Florida | 6 | $ 2,501,000 | $ 416,000 | $ 210,000 |
| Twiggs County Georgia | 6 | $ 392,000 | $ 65,000 | $ 38,000 |
| Bleckley County Georgia | 5 | $ 546,000 | $ 109,000 | $ 94,000 |
| Cherokee County Georgia | 5 | $ 634,000 | $ 126,000 | $ 48,000 |
| Volusia County Florida | 4 | $ 748,000 | $ 187,000 | $ 47,000 |
| Clayton County Georgia | 4 | $ 610,000 | $ 152,000 | $ 82,000 |
| Cobb County Georgia | 4 | $ 686,000 | $ 171,000 | $ 173,000 |
| Gwinnett County Georgia | 4 | $ 696,000 | $ 174,000 | $ 65,000 |
| Laurens County Georgia | 4 | $ 394,000 | $ 98,000 | $ 31,000 |
| Macon County Georgia | 4 | $ 550,000 | $ 137,000 | $ 171,000 |
| DeKalb County Georgia | 3 | $ 698,000 | $ 232,000 | $ 31,000 |
| Lowndes County Georgia | 3 | $ 280,000 | $ 93,000 | $ 44,000 |
| Russell County Alabama | 2 | $ 125,000 | $ 62,000 | $ 20,000 |
| Palm Beach County Florida | 2 | $ 337,000 | $ 168,000 | $ 110,000 |
| Bartow County Georgia | 2 | $ 260,000 | $ 130,000 | $ 96,000 |
| Camden County Georgia | 2 | $ 304,000 | $ 152,000 | $ 54,000 |
| Dooly County Georgia | 2 | $ 230,000 | $ 115,000 | $ 210,000 |
| Dougherty County Georgia | 2 | $ 231,000 | $ 115,000 | $ 48,000 |
| Fulton County Georgia | 2 | $ 285,000 | $ 142,000 | $ 288,000 |
| Lee County Georgia | 2 | $ 140,000 | $ 70,000 | $ 62,000 |
| McIntosh County Georgia | 2 | $ 352,000 | $ 176,000 | $ 81,000 |
| Paulding County Georgia | 2 | $ 499,000 | $ 249,000 | $ 89,000 |
| Pierce County Georgia | 2 | $ 296,000 | $ 148,000 | $ 62,000 |
| Thomas County Georgia | 2 | $ 169,000 | $ 84,000 | $ 40,000 |
| Ware County Georgia | 2 | $ 176,000 | $ 88,000 | $ 38,000 |
| Wilkinson County Georgia | 2 | $ 148,000 | $ 74,000 | $ 42,000 |
| Lee County Alabama | 1 | $ 72,000 | $ 72,000 | $ 26,000 |
| Franklin County Florida | 1 | $ 476,000 | $ 476,000 | $ 188,000 |
| Hernando County Florida | 1 | $ 115,000 | $ 115,000 | $ 42,000 |
| Lee County Florida | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Marion County Florida | 1 | $ 98,000 | $ 98,000 | $ 18,000 |
| Miami-Dade County Florida | 1 | $ 152,000 | $ 152,000 | $ 39,000 |
| Okaloosa County Florida | 1 | $ 136,000 | $ 136,000 | $ 86,000 |
| Pinellas County Florida | 1 | $ 120,000 | $ 120,000 | $ 69,000 |
| Walton County Florida | 1 | $ 308,000 | $ 308,000 | $ 75,000 |
| Appling County Georgia | 1 | $ 63,000 | $ 63,000 | $ 66,000 |
| Bacon County Georgia | 1 | $ 101,000 | $ 101,000 | $ 91,000 |
| Brantley County Georgia | 1 | $ 60,000 | $ 60,000 | $ 40,000 |
| Charlton County Georgia | 1 | $ 96,000 | $ 96,000 | $ 97,000 |
| Coweta County Georgia | 1 | $ 183,000 | $ 183,000 | $ 70,000 |
| Decatur County Georgia | 1 | $ 53,000 | $ 53,000 | $ 26,000 |
| Evans County Georgia | 1 | $ 74,000 | $ 74,000 | $ 26,000 |
| Forsyth County Georgia | 1 | $ 239,000 | $ 239,000 | $ 87,000 |
| Grady County Georgia | 1 | $ 212,000 | $ 212,000 | $ 17,000 |
| Henry County Georgia | 1 | $ 126,000 | $ 126,000 | $ 24,000 |
| Morgan County Georgia | 1 | $ 141,000 | $ 141,000 | $ 36,000 |
| Oconee County Georgia | 1 | $ 116,000 | $ 116,000 | $ 37,000 |
| Pike County Georgia | 1 | $ 180,000 | $ 180,000 | $ 129,000 |
| Rabun County Georgia | 1 | $ 220,000 | $ 220,000 | $ 116,000 |
| Rockdale County Georgia | 1 | $ 128,000 | $ 128,000 | $ 50,000 |
| Spalding County Georgia | 1 | $ 279,000 | $ 279,000 | $ 77,000 |
| Stephens County Georgia | 1 | $ 150,000 | $ 150,000 | $ 148,000 |
| Sumter County Georgia | 1 | $ 70,000 | $ 70,000 | $ 20,000 |
| Toombs County Georgia | 1 | $ 63,000 | $ 63,000 | $ 231,000 |
| Walton County Georgia | 1 | $ 76,000 | $ 76,000 | $ 120,000 |
| Washington County Georgia | 1 | $ 70,000 | $ 70,000 | $ 26,000 |
| Wayne County Georgia | 1 | $ 125,000 | $ 125,000 | $ 30,000 |
| Cherokee County North Carolina | 1 | $ 67,000 | $ 67,000 | $ 77,000 |
| Johnston County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 96,000 |
| Macon County North Carolina | 1 | $ 173,000 | $ 173,000 | $ 106,000 |
| Greenville County South Carolina | 1 | $ 148,000 | $ 148,000 | $ 50,000 |
| Hampton County South Carolina | 1 | $ 54,000 | $ 54,000 | $ 31,000 |
| Kershaw County South Carolina | 1 | $ 120,000 | $ 120,000 | $ 30,000 |
| Blount County Tennessee | 1 | $ 568,000 | $ 568,000 | $ 0 |
Mortgage Loan Application Detail Totals for Security Real Estate Services in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 899 | $111,415,000 | $187,166 | $743,000 | $45,333 | $476,000 |
| Refinancing | 583 | $86,105,000 | $207,750 | $1,400,000 | $88,250 | $576,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,135 | $155,234,000 | $224,000 | $1,400,000 | $60,833 | $576,000 |
| Black or African American | 250 | $29,351,000 | $101,666 | $400,000 | $29,333 | $456,000 |
| Not Provided | 45 | $6,099,000 | $210,500 | $322,000 | $66,500 | $202,000 |
| Hispanic | 26 | $3,156,000 | $133,500 | $267,000 | $48,000 | $159,000 |
| Asian | 24 | $3,270,000 | $136,000 | $440,000 | $91,000 | $300,000 |
| American Indian or Alaskan Native | 1 | $145,000 | $145,000 | $145,000 | $29,000 | $29,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $265,000 | $265,000 | $265,000 | $67,000 | $67,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,220 | $163,807,000 | $222,500 | $1,400,000 | $56,500 | $576,000 |
| FHA-insured (Federal Housing Administration) | 131 | $13,402,000 | $91,250 | $175,000 | $28,000 | $145,000 |
| VA-guaranteed (Veterans Administration) | 131 | $20,311,000 | $181,000 | $360,000 | $47,500 | $129,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,087 | $145,077,000 | $115,400 | $600,000 | $61,600 | $576,000 |
| Application Denied By Financial Institution | 178 | $21,655,000 | $304,000 | $743,000 | $38,500 | $255,000 |
| Application Withdrawn By Applicant | 130 | $17,016,000 | $184,000 | $640,000 | $62,000 | $576,000 |
| File Closed For Incompleteness | 53 | $8,102,000 | $202,000 | $445,000 | $165,500 | $541,000 |
| Application Approved But Not Accepted | 34 | $5,670,000 | $484,000 | $1,400,000 | $146,000 | $360,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 79 | $9,655,000 | $272,000 | $568,000 | $17,666 | $160,000 |
| Collateral | 47 | $5,033,000 | $191,500 | $280,000 | $47,500 | $180,000 |
| Debt-To-Income Ratio | 24 | $3,792,000 | $287,000 | $743,000 | $68,666 | $240,000 |
| Other | 13 | $1,511,000 | $116,000 | $304,000 | $80,000 | $255,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $949,000 | $94,000 | $178,000 | $40,000 | $117,000 |
| Employment History | 5 | $715,000 | $143,000 | $170,000 | $52,000 | $72,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Security Real Estate Services's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Security Real Estate Services's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.