Family First Funding Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018

Family First Funding Llc 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Family First Funding Llc
215 Main Street, #2A
Toms River, NJ 08753
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2020  2019  2018  2017  2016  2015  
Total Number of Mortgage Applications 2,896
Total Mortgage Loan Application Amount $846,090,000
Average Mortgage Loan Application Amount $349,250
Highest Mortgage Loan Application Amount $5,755,000
Average Applicant Income $155,750
Highest Applicant Income $9,600,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Family First Funding Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Family First Funding Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2018 breaks down Family First Funding Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Family First Funding Llc serves its applicants.

Each category highlights the total number of mortgage applications processed by Family First Funding Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Family First Funding Llc's mortgage activity for 2018.

Mortgage Loan Application Totals for Family First Funding Llc by Metropolitan Area in 2018

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ 1,263 $ 387,665,000 $ 367,500 $ 122,000
NEWARK, NJ-PA 866 $ 234,880,000 $ 226,000 $ 94,500
NASSAU COUNTY-SUFFOLK COUNTY, NY 269 $ 114,575,000 $ 425,000 $ 127,000
CAMDEN, NJ 138 $ 24,270,000 $ 175,000 $ 70,000
PHILADELPHIA, PA 43 $ 8,555,000 $ 198,000 $ 80,000
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 42 $ 9,460,000 $ 225,000 $ 72,500
MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA 32 $ 7,160,000 $ 223,000 $ 88,000
NA (OUTSIDE OF MSA/MD) 29 $ 5,335,000 $ 186,400 $ 103,200
KANSAS CITY, MO-KS 21 $ 2,905,000 $ 131,000 $ 58,500
ATLANTIC CITY-HAMMONTON, NJ 19 $ 3,295,000 $ 173,000 $ 58,000
TRENTON, NJ 19 $ 3,685,000 $ 193,000 $ 89,000
EAST STROUDSBURG, PA 17 $ 2,675,000 $ 157,000 $ 79,000
CHARLESTON-NORTH CHARLESTON, SC 14 $ 2,960,000 $ 211,000 $ 70,000
MIAMI-MIAMI BEACH-KENDALL, FL 9 $ 6,835,000 $ 759,000 $ 312,000
JACKSONVILLE, FL 8 $ 1,520,000 $ 190,000 $ 52,000
OCEAN CITY, NJ 8 $ 1,710,000 $ 213,000 $ 89,000
WILMINGTON, DE-MD-NJ 8 $ 1,350,000 $ 188,500 $ 98,000
NORTH PORT-SARASOTA-BRADENTON, FL 6 $ 2,370,000 $ 395,000 $ 383,000
ORLANDO-KISSIMMEE-SANFORD, FL 6 $ 1,150,000 $ 191,000 $ 73,000
VINELAND-BRIDGETON, NJ 6 $ 860,000 $ 143,000 $ 41,000
WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL 6 $ 2,690,000 $ 448,000 $ 3,232,000
FORT WORTH-ARLINGTON, TX 5 $ 905,000 $ 181,000 $ 99,000
KINGSTON, NY 5 $ 1,435,000 $ 287,000 $ 108,000
NEW HAVEN-MILFORD, CT 5 $ 1,075,000 $ 215,000 $ 626,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 4 $ 770,000 $ 192,000 $ 53,000
BALTIMORE-COLUMBIA-TOWSON, MD 3 $ 605,000 $ 201,000 $ 72,000
CHARLOTTE-CONCORD-GASTONIA, NC-SC 3 $ 465,000 $ 155,000 $ 36,000
DALLAS-PLANO-IRVING, TX 3 $ 595,000 $ 198,000 $ 107,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 3 $ 815,000 $ 271,000 $ 214,000
OCALA, FL 3 $ 315,000 $ 105,000 $ 108,000
SCRANTON--WILKES-BARRE--HAZLETON, PA 3 $ 305,000 $ 101,000 $ 37,000
ATLANTA-SANDY SPRINGS-ROSWELL, GA 2 $ 1,300,000 $ 650,000 $ 239,000
BRIDGEPORT-STAMFORD-NORWALK, CT 2 $ 1,450,000 $ 725,000 $ 640,000
CAPE CORAL-FORT MYERS, FL 2 $ 410,000 $ 205,000 $ 73,000
DUTCHESS COUNTY-PUTNAM COUNTY, NY 2 $ 610,000 $ 305,000 $ 77,000
NAPLES-IMMOKALEE-MARCO ISLAND, FL 2 $ 350,000 $ 175,000 $ 51,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 2 $ 680,000 $ 340,000 $ 165,000
SYRACUSE, NY 2 $ 260,000 $ 130,000 $ 69,000
ALBANY-SCHENECTADY-TROY, NY 1 $ 135,000 $ 135,000 $ 71,000
ANAHEIM-SANTA ANA-IRVINE, CA 1 $ 4,005,000 $ 4,005,000 $ 1,179,000
AUSTIN-ROUND ROCK, TX 1 $ 315,000 $ 315,000 $ 92,000
BINGHAMTON, NY 1 $ 75,000 $ 75,000 $ 26,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 1 $ 455,000 $ 455,000 $ 129,000
HARRISBURG-CARLISLE, PA 1 $ 165,000 $ 165,000 $ 119,000
HARTFORD-WEST HARTFORD-EAST HARTFORD, CT 1 $ 845,000 $ 845,000 $ 525,000
HICKORY-LENOIR-MORGANTON, NC 1 $ 155,000 $ 155,000 $ 53,000
JACKSONVILLE, NC 1 $ 255,000 $ 255,000 $ 85,000
LAKELAND-WINTER HAVEN, FL 1 $ 95,000 $ 95,000 $ 172,000
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC 1 $ 205,000 $ 205,000 $ 304,000
RALEIGH, NC 1 $ 255,000 $ 255,000 $ 79,000
READING, PA 1 $ 125,000 $ 125,000 $ 59,000
SILVER SPRING-FREDERICK-ROCKVILLE, MD 1 $ 285,000 $ 285,000 $ 85,000
SPRINGFIELD, MO 1 $ 255,000 $ 255,000 $ 128,000
ST. LOUIS, MO-IL 1 $ 215,000 $ 215,000 $ 72,000

Mortgage Loan Application Detail Totals for Family First Funding Llc in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,426 $669,880,000 $276,000 $3,105,000 $103,000 $2,300,000
Cash-out Refinancing 244 $101,440,000 $415,000 $5,755,000 $173,000 $3,000,000
Refinancing 198 $64,030,000 $323,000 $4,275,000 $232,000 $9,600,000
Home Improvement 28 $10,740,000 $383,000 $2,005,000 $115,000 $339,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,486 $418,900,000 $281,000 $5,755,000 $126,000 $9,600,000
Not Provided 702 $222,720,000 $317,000 $4,275,000 $134,000 $9,600,000
Hispanic 365 $110,355,000 $302,000 $1,805,000 $84,000 $1,376,000
Black or African American 290 $76,980,000 $265,000 $965,000 $80,000 $478,000
Asian 50 $16,570,000 $331,000 $865,000 $112,000 $334,000
American Indian or Alaskan Native 3 $565,000 $188,000 $275,000 $62,000 $85,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,610 $500,550,000 $310,000 $5,755,000 $145,000 $9,600,000
FHA-insured (Federal Housing Administration) 1,163 $311,655,000 $267,000 $845,000 $83,000 $1,326,000
VA-guaranteed (Veterans Administration) 102 $30,400,000 $298,000 $545,000 $103,000 $392,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 21 $3,485,000 $165,000 $325,000 $58,000 $95,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,623 $461,655,000 $284,000 $4,275,000 $109,000 $2,300,000
Application Withdrawn By Applicant 903 $274,095,000 $303,000 $5,755,000 $143,000 $9,600,000
File Closed For Incompleteness 173 $52,385,000 $302,000 $2,005,000 $100,000 $1,337,000
Application Denied By Financial Institution 157 $46,105,000 $293,000 $2,275,000 $83,000 $480,000
Application Approved But Not Accepted 40 $11,850,000 $296,000 $525,000 $96,000 $310,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,739 $799,985,000 $292,000 $5,755,000 $120,000 $9,600,000
Debt-To-Income Ratio 46 $12,740,000 $276,000 $705,000 $67,000 $221,000
Credit History 32 $9,670,000 $302,000 $1,075,000 $99,000 $480,000
Other 24 $8,820,000 $367,000 $2,275,000 $105,000 $328,000
Collateral 21 $5,195,000 $247,000 $455,000 $74,000 $115,000
Insufficient Cash (Downpayment, Closing Cost) 15 $4,125,000 $275,000 $525,000 $75,000 $196,000
Employment History 12 $3,210,000 $267,000 $645,000 $101,000 $271,000
Unverifiable Information 4 $1,050,000 $262,000 $375,000 $61,000 $81,000
Credit Application Incomplete 3 $1,295,000 $431,000 $1,005,000 $53,000 $70,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Family First Funding Llc's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Family First Funding Llc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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