Farm Credit East, Aca
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Farm Credit East, Aca 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Farm Credit East, Aca 240 South Road Enfield, CT 06082 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 |
| Total Number of Mortgage Applications | 471 |
| Total Mortgage Loan Application Amount | $118,935,000 |
| Average Mortgage Loan Application Amount | $295,250 |
| Highest Mortgage Loan Application Amount | $2,305,000 |
| Average Applicant Income | $221,750 |
| Highest Applicant Income | $2,523,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Farm Credit East, Aca. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Farm Credit East, Aca's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Farm Credit East, Aca's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Farm Credit East, Aca serves its applicants.
Each category highlights the total number of mortgage applications processed by Farm Credit East, Aca, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Farm Credit East, Aca's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Oneida County New York | 30 | $ 6,280,000 | $ 209,000 | $ 99,000 |
| Madison County New York | 25 | $ 3,975,000 | $ 159,000 | $ 102,000 |
| Chautauqua County New York | 23 | $ 3,235,000 | $ 140,000 | $ 84,000 |
| Otsego County New York | 18 | $ 2,300,000 | $ 127,000 | $ 61,000 |
| Washington County New York | 18 | $ 3,650,000 | $ 202,000 | $ 92,000 |
| Steuben County New York | 16 | $ 1,710,000 | $ 106,000 | $ 67,000 |
| Allegany County New York | 14 | $ 1,580,000 | $ 112,000 | $ 52,000 |
| Hunterdon County New Jersey | 13 | $ 7,285,000 | $ 560,000 | $ 220,000 |
| Saratoga County New York | 13 | $ 3,855,000 | $ 296,000 | $ 119,000 |
| Herkimer County New York | 12 | $ 1,860,000 | $ 155,000 | $ 89,000 |
| St. Lawrence County New York | 10 | $ 1,290,000 | $ 129,000 | $ 97,000 |
| Cayuga County New York | 9 | $ 1,755,000 | $ 195,000 | $ 89,000 |
| Yates County New York | 9 | $ 1,545,000 | $ 171,000 | $ 72,000 |
| Columbia County New York | 8 | $ 2,260,000 | $ 282,000 | $ 111,000 |
| Suffolk County New York | 8 | $ 5,720,000 | $ 715,000 | $ 311,000 |
| Wayne County New York | 8 | $ 1,460,000 | $ 182,000 | $ 78,000 |
| Burlington County New Jersey | 7 | $ 2,165,000 | $ 309,000 | $ 229,000 |
| Salem County New Jersey | 7 | $ 1,565,000 | $ 223,000 | $ 139,000 |
| Ontario County New York | 7 | $ 1,655,000 | $ 236,000 | $ 85,000 |
| Tolland County Connecticut | 6 | $ 1,730,000 | $ 288,000 | $ 151,000 |
| Gloucester County New Jersey | 6 | $ 1,890,000 | $ 315,000 | $ 135,000 |
| Lewis County New York | 6 | $ 1,490,000 | $ 248,000 | $ 117,000 |
| Montgomery County New York | 6 | $ 680,000 | $ 113,000 | $ 53,000 |
| Onondaga County New York | 6 | $ 710,000 | $ 118,000 | $ 79,000 |
| Hartford County Connecticut | 5 | $ 2,525,000 | $ 505,000 | $ 193,000 |
| Windham County Connecticut | 5 | $ 1,425,000 | $ 285,000 | $ 132,000 |
| Middlesex County Massachusetts | 5 | $ 2,645,000 | $ 529,000 | $ 207,000 |
| Atlantic County New Jersey | 5 | $ 1,305,000 | $ 261,000 | $ 139,000 |
| Cumberland County New Jersey | 5 | $ 1,195,000 | $ 239,000 | $ 102,000 |
| Cattaraugus County New York | 5 | $ 605,000 | $ 121,000 | $ 124,000 |
| Chenango County New York | 5 | $ 925,000 | $ 185,000 | $ 77,000 |
| Jefferson County New York | 5 | $ 1,175,000 | $ 235,000 | $ 106,000 |
| Providence County Rhode Island | 5 | $ 1,335,000 | $ 267,000 | $ 174,000 |
| Albany County New York | 4 | $ 1,160,000 | $ 290,000 | $ 108,000 |
| Orleans County New York | 4 | $ 360,000 | $ 90,000 | $ 57,000 |
| Oswego County New York | 4 | $ 720,000 | $ 180,000 | $ 108,000 |
| Newport County Rhode Island | 4 | $ 3,260,000 | $ 815,000 | $ 733,000 |
| Middlesex County Connecticut | 3 | $ 555,000 | $ 185,000 | $ 77,000 |
| Hampden County Massachusetts | 3 | $ 725,000 | $ 241,000 | $ 177,000 |
| Hampshire County Massachusetts | 3 | $ 1,265,000 | $ 421,000 | $ 163,000 |
| Worcester County Massachusetts | 3 | $ 835,000 | $ 278,000 | $ 176,000 |
| Hillsborough County New Hampshire | 3 | $ 2,205,000 | $ 735,000 | $ 298,000 |
| Merrimack County New Hampshire | 3 | $ 1,095,000 | $ 365,000 | $ 180,000 |
| Monmouth County New Jersey | 3 | $ 1,325,000 | $ 441,000 | $ 161,000 |
| Warren County New Jersey | 3 | $ 1,065,000 | $ 355,000 | $ 71,000 |
| Broome County New York | 3 | $ 495,000 | $ 165,000 | $ 76,000 |
| Cortland County New York | 3 | $ 355,000 | $ 118,000 | $ 81,000 |
| Dutchess County New York | 3 | $ 1,055,000 | $ 351,000 | $ 175,000 |
| Erie County New York | 3 | $ 515,000 | $ 171,000 | $ 203,000 |
| Franklin County New York | 3 | $ 235,000 | $ 78,000 | $ 38,000 |
| Niagara County New York | 3 | $ 655,000 | $ 218,000 | $ 75,000 |
| Schuyler County New York | 3 | $ 635,000 | $ 211,000 | $ 121,000 |
| Tompkins County New York | 3 | $ 1,565,000 | $ 521,000 | $ 187,000 |
| Wyoming County New York | 3 | $ 375,000 | $ 125,000 | $ 94,000 |
| New London County Connecticut | 2 | $ 610,000 | $ 305,000 | $ 167,000 |
| Aroostook County Maine | 2 | $ 270,000 | $ 135,000 | $ 149,000 |
| Cumberland County Maine | 2 | $ 450,000 | $ 225,000 | $ 87,000 |
| Franklin County Maine | 2 | $ 760,000 | $ 380,000 | $ 181,000 |
| Oxford County Maine | 2 | $ 600,000 | $ 300,000 | $ 0 |
| Berkshire County Massachusetts | 2 | $ 770,000 | $ 385,000 | $ 41,000 |
| Franklin County Massachusetts | 2 | $ 590,000 | $ 295,000 | $ 541,000 |
| Plymouth County Massachusetts | 2 | $ 520,000 | $ 260,000 | $ 178,000 |
| Carroll County New Hampshire | 2 | $ 620,000 | $ 310,000 | $ 108,000 |
| Rockingham County New Hampshire | 2 | $ 570,000 | $ 285,000 | $ 112,000 |
| Camden County New Jersey | 2 | $ 490,000 | $ 245,000 | $ 119,000 |
| Middlesex County New Jersey | 2 | $ 530,000 | $ 265,000 | $ 96,000 |
| Somerset County New Jersey | 2 | $ 840,000 | $ 420,000 | $ 90,000 |
| Sussex County New Jersey | 2 | $ 450,000 | $ 225,000 | $ 241,000 |
| Delaware County New York | 2 | $ 320,000 | $ 160,000 | $ 31,000 |
| Fulton County New York | 2 | $ 300,000 | $ 150,000 | $ 263,000 |
| Livingston County New York | 2 | $ 270,000 | $ 135,000 | $ 72,000 |
| Orange County New York | 2 | $ 1,270,000 | $ 635,000 | $ 273,000 |
| Schoharie County New York | 2 | $ 360,000 | $ 180,000 | $ 81,000 |
| Seneca County New York | 2 | $ 180,000 | $ 90,000 | $ 73,000 |
| Tioga County New York | 2 | $ 150,000 | $ 75,000 | $ 52,000 |
| Ulster County New York | 2 | $ 510,000 | $ 255,000 | $ 151,000 |
| Washington County Rhode Island | 2 | $ 760,000 | $ 380,000 | $ 297,000 |
| Rutland County Vermont | 2 | $ 410,000 | $ 205,000 | $ 182,000 |
| Fairfield County Connecticut | 1 | $ 2,305,000 | $ 2,305,000 | $ 526,000 |
| Palm Beach County Florida | 1 | $ 1,635,000 | $ 1,635,000 | $ 712,000 |
| Androscoggin County Maine | 1 | $ 255,000 | $ 255,000 | $ 83,000 |
| Kennebec County Maine | 1 | $ 425,000 | $ 425,000 | $ 99,000 |
| Lincoln County Maine | 1 | $ 185,000 | $ 185,000 | $ 79,000 |
| Sagadahoc County Maine | 1 | $ 225,000 | $ 225,000 | $ 74,000 |
| Somerset County Maine | 1 | $ 165,000 | $ 165,000 | $ 70,000 |
| York County Maine | 1 | $ 195,000 | $ 195,000 | $ 46,000 |
| Cecil County Maryland | 1 | $ 385,000 | $ 385,000 | $ 382,000 |
| Dukes County Massachusetts | 1 | $ 355,000 | $ 355,000 | $ 298,000 |
| Essex County Massachusetts | 1 | $ 755,000 | $ 755,000 | $ 86,000 |
| Norfolk County Massachusetts | 1 | $ 435,000 | $ 435,000 | $ 176,000 |
| Belknap County New Hampshire | 1 | $ 255,000 | $ 255,000 | $ 275,000 |
| Strafford County New Hampshire | 1 | $ 65,000 | $ 65,000 | $ 105,000 |
| Cape May County New Jersey | 1 | $ 235,000 | $ 235,000 | $ 85,000 |
| Morris County New Jersey | 1 | $ 605,000 | $ 605,000 | $ 486,000 |
| Ocean County New Jersey | 1 | $ 105,000 | $ 105,000 | $ 32,000 |
| Genesee County New York | 1 | $ 135,000 | $ 135,000 | $ 323,000 |
| Monroe County New York | 1 | $ 255,000 | $ 255,000 | $ 65,000 |
| Putnam County New York | 1 | $ 305,000 | $ 305,000 | $ 50,000 |
| Schenectady County New York | 1 | $ 235,000 | $ 235,000 | $ 396,000 |
| Sullivan County New York | 1 | $ 305,000 | $ 305,000 | $ 83,000 |
| Warren County New York | 1 | $ 195,000 | $ 195,000 | $ 158,000 |
| Westchester County New York | 1 | $ 315,000 | $ 315,000 | $ 263,000 |
| Warren County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 65,000 |
| Addison County Vermont | 1 | $ 685,000 | $ 685,000 | $ 274,000 |
Mortgage Loan Application Detail Totals for Farm Credit East, Aca in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 312 | $77,150,000 | $247,000 | $2,305,000 | $119,000 | $712,000 |
| Refinancing | 114 | $29,480,000 | $258,000 | $1,205,000 | $130,000 | $988,000 |
| Home Improvement | 38 | $9,270,000 | $243,000 | $1,255,000 | $124,000 | $563,000 |
| Other Purpose | 7 | $3,035,000 | $433,000 | $1,905,000 | $514,000 | $2,523,000 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 449 | $111,145,000 | $247,000 | $2,305,000 | $127,000 | $2,523,000 |
| Not Provided | 10 | $2,240,000 | $224,000 | $485,000 | $127,000 | $276,000 |
| Not applicable | 7 | $2,995,000 | $427,000 | $1,205,000 | $0 | $0 |
| Hispanic | 3 | $555,000 | $185,000 | $305,000 | $79,000 | $114,000 |
| Asian | 1 | $1,765,000 | $1,765,000 | $1,765,000 | $489,000 | $489,000 |
| Black or African American | 1 | $235,000 | $235,000 | $235,000 | $113,000 | $113,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 471 | $118,935,000 | $252,000 | $2,305,000 | $128,000 | $2,523,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 333 | $83,505,000 | $250,000 | $1,905,000 | $134,000 | $2,523,000 |
| Application Withdrawn By Applicant | 49 | $13,955,000 | $284,000 | $1,205,000 | $130,000 | $659,000 |
| Application Denied By Financial Institution | 47 | $13,645,000 | $290,000 | $2,305,000 | $116,000 | $526,000 |
| Application Approved But Not Accepted | 23 | $5,065,000 | $220,000 | $705,000 | $116,000 | $361,000 |
| File Closed For Incompleteness | 19 | $2,765,000 | $145,000 | $325,000 | $52,000 | $133,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 424 | $105,290,000 | $248,000 | $1,905,000 | $129,000 | $2,523,000 |
| Credit History | 21 | $6,115,000 | $291,000 | $2,305,000 | $127,000 | $526,000 |
| Debt-To-Income Ratio | 19 | $4,735,000 | $249,000 | $755,000 | $91,000 | $199,000 |
| Collateral | 3 | $985,000 | $328,000 | $455,000 | $93,000 | $117,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $840,000 | $420,000 | $485,000 | $219,000 | $233,000 |
| Other | 1 | $785,000 | $785,000 | $785,000 | $298,000 | $298,000 |
| Employment History | 1 | $185,000 | $185,000 | $185,000 | $41,000 | $41,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Farm Credit East, Aca's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Farm Credit East, Aca's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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