Farm Credit Of The Virginias, Aca
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Farm Credit Of The Virginias, Aca 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Farm Credit Of The Virginias, Aca 106 Sangers Lane Staunton, VA 24401 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 416 |
| Total Mortgage Loan Application Amount | $111,780,000 |
| Average Mortgage Loan Application Amount | $255,000 |
| Highest Mortgage Loan Application Amount | $15,000,000 |
| Average Applicant Income | $141,666 |
| Highest Applicant Income | $4,890,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Farm Credit Of The Virginias, Aca. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Farm Credit Of The Virginias, Aca's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Farm Credit Of The Virginias, Aca's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Farm Credit Of The Virginias, Aca serves its applicants.
Each category highlights the total number of mortgage applications processed by Farm Credit Of The Virginias, Aca, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Farm Credit Of The Virginias, Aca's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Washington County Virginia | 27 | $ 4,468,000 | $ 165,000 | $ 95,000 |
| Pittsylvania County Virginia | 25 | $ 4,024,000 | $ 160,000 | $ 79,000 |
| Rockingham County Virginia | 24 | $ 5,597,000 | $ 233,000 | $ 106,000 |
| Bedford County Virginia | 18 | $ 3,180,000 | $ 176,000 | $ 82,000 |
| Loudoun County Virginia | 18 | $ 11,698,000 | $ 649,000 | $ 403,000 |
| Garrett County Maryland | 12 | $ 1,022,000 | $ 85,000 | $ 114,000 |
| Wythe County Virginia | 12 | $ 2,111,000 | $ 175,000 | $ 94,000 |
| Augusta County Virginia | 11 | $ 3,223,000 | $ 293,000 | $ 127,000 |
| Fauquier County Virginia | 11 | $ 18,551,000 | $ 1,686,000 | $ 672,000 |
| Floyd County Virginia | 11 | $ 3,990,000 | $ 362,000 | $ 216,000 |
| Franklin County Virginia | 11 | $ 2,346,000 | $ 213,000 | $ 117,000 |
| Halifax County Virginia | 11 | $ 1,964,000 | $ 178,000 | $ 83,000 |
| Hardy County West Virginia | 11 | $ 1,513,000 | $ 137,000 | $ 90,000 |
| Albemarle County Virginia | 10 | $ 7,260,000 | $ 726,000 | $ 255,000 |
| Culpeper County Virginia | 10 | $ 3,291,000 | $ 329,000 | $ 163,000 |
| Madison County Virginia | 10 | $ 2,236,000 | $ 223,000 | $ 125,000 |
| Greene County Virginia | 9 | $ 2,499,000 | $ 277,000 | $ 162,000 |
| Rockbridge County Virginia | 9 | $ 2,378,000 | $ 264,000 | $ 204,000 |
| Grayson County Virginia | 7 | $ 939,000 | $ 134,000 | $ 121,000 |
| Patrick County Virginia | 7 | $ 1,098,000 | $ 156,000 | $ 84,000 |
| Rappahannock County Virginia | 7 | $ 3,248,000 | $ 464,000 | $ 241,000 |
| Bland County Virginia | 6 | $ 1,615,000 | $ 269,000 | $ 103,000 |
| Orange County Virginia | 6 | $ 934,000 | $ 155,000 | $ 58,000 |
| Prince William County Virginia | 6 | $ 2,565,000 | $ 427,000 | $ 125,000 |
| Jackson County West Virginia | 6 | $ 1,256,000 | $ 209,000 | $ 91,000 |
| Montgomery County Virginia | 5 | $ 546,000 | $ 109,000 | $ 81,000 |
| Smyth County Virginia | 5 | $ 474,000 | $ 94,000 | $ 83,000 |
| Hampshire County West Virginia | 5 | $ 1,168,000 | $ 233,000 | $ 124,000 |
| Harrison County West Virginia | 5 | $ 656,000 | $ 131,000 | $ 92,000 |
| Preston County West Virginia | 5 | $ 413,000 | $ 82,000 | $ 63,000 |
| Roane County West Virginia | 5 | $ 765,000 | $ 153,000 | $ 113,000 |
| Grant County West Virginia | 4 | $ 404,000 | $ 101,000 | $ 126,000 |
| Greenbrier County West Virginia | 4 | $ 486,000 | $ 121,000 | $ 95,000 |
| Ritchie County West Virginia | 4 | $ 484,000 | $ 121,000 | $ 113,000 |
| Summers County West Virginia | 4 | $ 686,000 | $ 171,000 | $ 137,000 |
| Upshur County West Virginia | 4 | $ 556,000 | $ 139,000 | $ 82,000 |
| Carroll County Virginia | 3 | $ 485,000 | $ 161,000 | $ 86,000 |
| Craig County Virginia | 3 | $ 1,196,000 | $ 398,000 | $ 206,000 |
| Nelson County Virginia | 3 | $ 715,000 | $ 238,000 | $ 89,000 |
| Pulaski County Virginia | 3 | $ 555,000 | $ 185,000 | $ 55,000 |
| Russell County Virginia | 3 | $ 419,000 | $ 139,000 | $ 67,000 |
| Tazewell County Virginia | 3 | $ 581,000 | $ 193,000 | $ 169,000 |
| Putnam County West Virginia | 3 | $ 577,000 | $ 192,000 | $ 76,000 |
| Tyler County West Virginia | 3 | $ 524,000 | $ 174,000 | $ 112,000 |
| Alleghany County Virginia | 2 | $ 569,000 | $ 284,000 | $ 136,000 |
| Botetourt County Virginia | 2 | $ 244,000 | $ 122,000 | $ 140,000 |
| Highland County Virginia | 2 | $ 247,000 | $ 123,000 | $ 112,000 |
| Roanoke County Virginia | 2 | $ 156,000 | $ 78,000 | $ 35,000 |
| Barbour County West Virginia | 2 | $ 362,000 | $ 181,000 | $ 138,000 |
| Cabell County West Virginia | 2 | $ 346,000 | $ 173,000 | $ 131,000 |
| Fayette County West Virginia | 2 | $ 78,000 | $ 39,000 | $ 57,000 |
| Marion County West Virginia | 2 | $ 262,000 | $ 131,000 | $ 122,000 |
| Mason County West Virginia | 2 | $ 246,000 | $ 123,000 | $ 80,000 |
| Mineral County West Virginia | 2 | $ 306,000 | $ 153,000 | $ 102,000 |
| Monongalia County West Virginia | 2 | $ 350,000 | $ 175,000 | $ 138,000 |
| Nicholas County West Virginia | 2 | $ 200,000 | $ 100,000 | $ 216,000 |
| Pendleton County West Virginia | 2 | $ 160,000 | $ 80,000 | $ 68,000 |
| Pleasants County West Virginia | 2 | $ 212,000 | $ 106,000 | $ 101,000 |
| Wirt County West Virginia | 2 | $ 178,000 | $ 89,000 | $ 156,000 |
| Allegany County Maryland | 1 | $ 285,000 | $ 285,000 | $ 207,000 |
| Amherst County Virginia | 1 | $ 244,000 | $ 244,000 | $ 80,000 |
| Bath County Virginia | 1 | $ 205,000 | $ 205,000 | $ 153,000 |
| Campbell County Virginia | 1 | $ 200,000 | $ 200,000 | $ 58,000 |
| Clarke County Virginia | 1 | $ 400,000 | $ 400,000 | $ 475,000 |
| Fluvanna County Virginia | 1 | $ 176,000 | $ 176,000 | $ 48,000 |
| Giles County Virginia | 1 | $ 300,000 | $ 300,000 | $ 115,000 |
| Page County Virginia | 1 | $ 222,000 | $ 222,000 | $ 46,000 |
| Scott County Virginia | 1 | $ 115,000 | $ 115,000 | $ 45,000 |
| Shenandoah County Virginia | 1 | $ 28,000 | $ 28,000 | $ 567,000 |
| Spotsylvania County Virginia | 1 | $ 325,000 | $ 325,000 | $ 161,000 |
| Stafford County Virginia | 1 | $ 97,000 | $ 97,000 | $ 125,000 |
| Boone County West Virginia | 1 | $ 28,000 | $ 28,000 | $ 64,000 |
| Doddridge County West Virginia | 1 | $ 64,000 | $ 64,000 | $ 73,000 |
| Kanawha County West Virginia | 1 | $ 60,000 | $ 60,000 | $ 124,000 |
| Raleigh County West Virginia | 1 | $ 325,000 | $ 325,000 | $ 100,000 |
| Wood County West Virginia | 1 | $ 94,000 | $ 94,000 | $ 49,000 |
Mortgage Loan Application Detail Totals for Farm Credit Of The Virginias, Aca in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 238 | $55,327,000 | $232,000 | $3,480,000 | $129,000 | $973,000 |
| Refinancing | 123 | $48,953,000 | $397,000 | $15,000,000 | $194,000 | $4,890,000 |
| Home Improvement | 55 | $7,500,000 | $136,000 | $613,000 | $102,000 | $543,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 392 | $106,990,000 | $272,000 | $15,000,000 | $147,000 | $4,890,000 |
| Not Provided | 12 | $1,908,000 | $159,000 | $290,000 | $117,000 | $250,000 |
| Black or African American | 5 | $674,000 | $134,000 | $350,000 | $80,000 | $237,000 |
| Hispanic | 3 | $823,000 | $274,000 | $527,000 | $75,000 | $111,000 |
| Asian | 2 | $875,000 | $437,000 | $750,000 | $138,000 | $173,000 |
| Not applicable | 2 | $510,000 | $255,000 | $410,000 | $165,000 | $330,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 414 | $111,448,000 | $269,000 | $15,000,000 | $145,000 | $4,890,000 |
| FHA-insured (Federal Housing Administration) | 1 | $231,000 | $231,000 | $231,000 | $70,000 | $70,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $101,000 | $101,000 | $101,000 | $29,000 | $29,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 261 | $65,039,000 | $249,000 | $3,480,000 | $154,000 | $1,500,000 |
| Application Withdrawn By Applicant | 90 | $19,879,000 | $220,000 | $900,000 | $104,000 | $744,000 |
| Application Denied By Financial Institution | 55 | $24,839,000 | $451,000 | $15,000,000 | $182,000 | $4,890,000 |
| Application Approved But Not Accepted | 5 | $730,000 | $146,000 | $239,000 | $56,000 | $98,000 |
| File Closed For Incompleteness | 5 | $1,293,000 | $258,000 | $417,000 | $90,000 | $202,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 33 | $5,158,000 | $156,000 | $850,000 | $93,000 | $321,000 |
| Debt-To-Income Ratio | 10 | $2,316,000 | $231,000 | $576,000 | $99,000 | $218,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,558,000 | $311,000 | $876,000 | $111,000 | $310,000 |
| Other | 2 | $15,048,000 | $7,524,000 | $15,000,000 | $2,455,000 | $4,890,000 |
| Collateral | 2 | $262,000 | $131,000 | $180,000 | $49,000 | $55,000 |
| Employment History | 1 | $235,000 | $235,000 | $235,000 | $66,000 | $66,000 |
| Unverifiable Information | 1 | $62,000 | $62,000 | $62,000 | $50,000 | $50,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Farm Credit Of The Virginias, Aca's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Farm Credit Of The Virginias, Aca's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.