Farm Credit Mid-America, Aca Mortgage Lending & HMDA Data, 2003
In 2003, Farm Credit Mid-America, Aca of Louisville, KY reported 7,955 mortgage applications totaling $850.9 million. The average application was for $106,962, and applicants reported an average income of $67,093. 59% of its applications resulted in an originated loan and 20% were denied. Its largest markets were Nashville, TN (317), Knoxville, TN (194) and Johnson City-Kingsport-Bristol, TN-VA (162) (applications in parentheses).
| Mortgage Company & Address | Farm Credit Mid-America, Aca 1601 Ups Drive Louisville, KY 40299 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,955 |
| Total Mortgage Loan Application Amount | $850,889,000 |
| Average Mortgage Loan Application Amount | $106,962 |
| Highest Mortgage Loan Application Amount | $1,068,000 |
| Average Applicant Income | $67,093 |
| Highest Applicant Income | $3,000,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Farm Credit Mid-America, Aca filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Scott, Tennessee | 188 | $ 12,370,000 | $ 65,797 | $ 50,000 |
| Rutherford, Tennessee | 159 | $ 17,855,000 | $ 112,295 | $ 70,000 |
| Greene, Tennessee | 145 | $ 13,070,000 | $ 90,137 | $ 50,000 |
| Cumberland, Tennessee | 121 | $ 12,623,000 | $ 104,322 | $ 61,000 |
| Washington, Tennessee | 121 | $ 15,527,000 | $ 128,322 | $ 72,000 |
| Jefferson, Tennessee | 117 | $ 13,253,000 | $ 113,273 | $ 71,000 |
| Stark, Ohio | 114 | $ 13,896,000 | $ 121,894 | $ 63,000 |
| Wayne, Ohio | 107 | $ 12,092,000 | $ 113,009 | $ 54,000 |
| Simpson, Kentucky | 101 | $ 8,347,000 | $ 82,643 | $ 69,000 |
| Maury, Tennessee | 90 | $ 10,669,000 | $ 118,544 | $ 64,000 |
| Claiborne, Tennessee | 85 | $ 5,876,000 | $ 69,129 | $ 51,000 |
| Dickson, Tennessee | 84 | $ 9,347,000 | $ 111,273 | $ 76,000 |
| Sevier, Tennessee | 77 | $ 7,775,000 | $ 100,974 | $ 68,000 |
| Knox, Tennessee | 75 | $ 8,652,000 | $ 115,360 | $ 71,000 |
| Adams, Indiana | 74 | $ 6,393,000 | $ 86,391 | $ 35,000 |
| Hardeman, Tennessee | 72 | $ 6,142,000 | $ 85,305 | $ 85,000 |
| Cocke, Tennessee | 71 | $ 6,886,000 | $ 96,985 | $ 70,000 |
| St. Joseph, Indiana | 67 | $ 8,122,000 | $ 121,223 | $ 61,000 |
| Elkhart, Indiana | 64 | $ 7,728,000 | $ 120,750 | $ 66,000 |
| Columbiana, Ohio | 64 | $ 6,085,000 | $ 95,078 | $ 61,000 |
| Breckinridge, Kentucky | 60 | $ 3,915,000 | $ 65,250 | $ 67,000 |
| Blount, Tennessee | 60 | $ 6,779,000 | $ 112,983 | $ 61,000 |
| Holmes, Ohio | 59 | $ 6,463,000 | $ 109,542 | $ 41,000 |
| Lauderdale, Tennessee | 58 | $ 4,768,000 | $ 82,206 | $ 49,000 |
| Robertson, Tennessee | 58 | $ 7,768,000 | $ 133,931 | $ 79,000 |
| LaGrange, Indiana | 57 | $ 6,463,000 | $ 113,385 | $ 49,000 |
| Daviess, Kentucky | 57 | $ 5,596,000 | $ 98,175 | $ 61,000 |
| Scioto, Ohio | 56 | $ 5,408,000 | $ 96,571 | $ 64,000 |
| Richland, Ohio | 54 | $ 5,921,000 | $ 109,648 | $ 56,000 |
| Hawkins, Tennessee | 51 | $ 4,061,000 | $ 79,627 | $ 49,000 |
| Mercer, Ohio | 50 | $ 6,263,000 | $ 125,260 | $ 63,000 |
| Laurel, Kentucky | 49 | $ 4,230,000 | $ 86,326 | $ 73,000 |
| Grainger, Tennessee | 49 | $ 4,954,000 | $ 101,102 | $ 58,000 |
| Clark, Ohio | 48 | $ 6,061,000 | $ 126,270 | $ 77,000 |
| Warren, Tennessee | 47 | $ 3,998,000 | $ 85,063 | $ 55,000 |
| Bedford, Tennessee | 45 | $ 4,320,000 | $ 96,000 | $ 64,000 |
| Williamson, Tennessee | 45 | $ 9,542,000 | $ 212,044 | $ 87,000 |
| Allen, Indiana | 43 | $ 5,733,000 | $ 133,325 | $ 77,000 |
| Warren, Kentucky | 43 | $ 4,281,000 | $ 99,558 | $ 59,000 |
| McMinn, Tennessee | 43 | $ 4,646,000 | $ 108,046 | $ 65,000 |
| Nelson, Kentucky | 42 | $ 3,854,000 | $ 91,761 | $ 56,000 |
| Mahoning, Ohio | 42 | $ 5,424,000 | $ 129,142 | $ 77,000 |
| Barren, Kentucky | 41 | $ 4,212,000 | $ 102,731 | $ 102,000 |
| Sullivan, Tennessee | 41 | $ 3,825,000 | $ 93,292 | $ 54,000 |
| Wilson, Tennessee | 41 | $ 4,684,000 | $ 114,243 | $ 63,000 |
| Cannon, Tennessee | 40 | $ 4,671,000 | $ 116,775 | $ 61,000 |
| Fayette, Tennessee | 40 | $ 5,580,000 | $ 139,500 | $ 79,000 |
| Chester, Tennessee | 39 | $ 4,279,000 | $ 109,717 | $ 57,000 |
| Gibson, Tennessee | 39 | $ 3,129,000 | $ 80,230 | $ 60,000 |
| Rush, Indiana | 38 | $ 4,001,000 | $ 105,289 | $ 64,000 |
| Hardin, Kentucky | 38 | $ 3,529,000 | $ 92,868 | $ 68,000 |
| Licking, Ohio | 38 | $ 5,035,000 | $ 132,500 | $ 62,000 |
| Anderson, Tennessee | 38 | $ 3,380,000 | $ 88,947 | $ 50,000 |
| Ashtabula, Ohio | 37 | $ 3,910,000 | $ 105,675 | $ 54,000 |
| Carter, Tennessee | 37 | $ 3,624,000 | $ 97,945 | $ 50,000 |
| Lawrence, Tennessee | 37 | $ 3,943,000 | $ 106,567 | $ 48,000 |
| Champaign, Ohio | 36 | $ 5,683,000 | $ 157,861 | $ 67,000 |
| Knox, Ohio | 36 | $ 3,385,000 | $ 94,027 | $ 61,000 |
| Trumbull, Ohio | 36 | $ 4,477,000 | $ 124,361 | $ 62,000 |
| Lincoln, Tennessee | 36 | $ 3,933,000 | $ 109,250 | $ 60,000 |
| Hickman, Tennessee | 35 | $ 3,416,000 | $ 97,600 | $ 63,000 |
| Humphreys, Tennessee | 35 | $ 3,376,000 | $ 96,457 | $ 79,000 |
| Marshall, Indiana | 34 | $ 2,923,000 | $ 85,970 | $ 54,000 |
| Tippecanoe, Indiana | 34 | $ 5,188,000 | $ 152,588 | $ 90,000 |
| Bath, Kentucky | 34 | $ 2,153,000 | $ 63,323 | $ 54,000 |
| Darke, Ohio | 34 | $ 4,084,000 | $ 120,117 | $ 49,000 |
| Logan, Ohio | 34 | $ 4,246,000 | $ 124,882 | $ 59,000 |
| Butler, Ohio | 33 | $ 5,377,000 | $ 162,939 | $ 73,000 |
| Loudon, Tennessee | 33 | $ 4,428,000 | $ 134,181 | $ 80,000 |
| Sumner, Tennessee | 33 | $ 3,735,000 | $ 113,181 | $ 74,000 |
| Rockcastle, Kentucky | 32 | $ 2,498,000 | $ 78,062 | $ 71,000 |
| McNairy, Tennessee | 32 | $ 2,350,000 | $ 73,437 | $ 54,000 |
| Logan, Kentucky | 31 | $ 3,018,000 | $ 97,354 | $ 63,000 |
| Ashland, Ohio | 31 | $ 3,758,000 | $ 121,225 | $ 47,000 |
| Carroll, Ohio | 31 | $ 2,952,000 | $ 95,225 | $ 58,000 |
| Wells, Indiana | 30 | $ 3,396,000 | $ 113,200 | $ 57,000 |
| Shelby, Kentucky | 30 | $ 4,278,000 | $ 142,600 | $ 73,000 |
| Fentress, Tennessee | 30 | $ 2,062,000 | $ 68,733 | $ 49,000 |
| Morgan, Indiana | 29 | $ 4,272,000 | $ 147,310 | $ 72,000 |
| Noble, Ohio | 29 | $ 2,218,000 | $ 76,482 | $ 45,000 |
| Marshall, Tennessee | 29 | $ 2,720,000 | $ 93,793 | $ 59,000 |
| Medina, Ohio | 28 | $ 4,243,000 | $ 151,535 | $ 65,000 |
| Preble, Ohio | 28 | $ 3,321,000 | $ 118,607 | $ 72,000 |
| Union, Ohio | 28 | $ 3,941,000 | $ 140,750 | $ 74,000 |
| Monroe, Indiana | 27 | $ 4,666,000 | $ 172,814 | $ 61,000 |
| Montgomery, Kentucky | 27 | $ 2,036,000 | $ 75,407 | $ 62,000 |
| Lorain, Ohio | 27 | $ 3,932,000 | $ 145,629 | $ 61,000 |
| Coffee, Tennessee | 27 | $ 2,430,000 | $ 90,000 | $ 64,000 |
| Hamblen, Tennessee | 27 | $ 2,921,000 | $ 108,185 | $ 63,000 |
| Morgan, Tennessee | 27 | $ 2,007,000 | $ 74,333 | $ 53,000 |
| Union, Tennessee | 27 | $ 2,369,000 | $ 87,740 | $ 62,000 |
| Porter, Indiana | 26 | $ 3,511,000 | $ 135,038 | $ 78,000 |
| Montgomery, Tennessee | 26 | $ 2,933,000 | $ 112,807 | $ 79,000 |
| Huntington, Indiana | 25 | $ 2,816,000 | $ 112,640 | $ 57,000 |
| LaPorte, Indiana | 25 | $ 2,928,000 | $ 117,120 | $ 72,000 |
| Whitley, Kentucky | 25 | $ 2,331,000 | $ 93,240 | $ 86,000 |
| Miami, Ohio | 25 | $ 2,655,000 | $ 106,200 | $ 42,000 |
| Pike, Ohio | 25 | $ 2,205,000 | $ 88,200 | $ 68,000 |
| Roane, Tennessee | 25 | $ 3,000,000 | $ 120,000 | $ 62,000 |
| Weakley, Tennessee | 25 | $ 1,662,000 | $ 66,480 | $ 45,000 |
| Morrow, Ohio | 24 | $ 3,137,000 | $ 130,708 | $ 67,000 |
| Davidson, Tennessee | 24 | $ 3,653,000 | $ 152,208 | $ 104,000 |
| Dyer, Tennessee | 24 | $ 1,921,000 | $ 80,041 | $ 66,000 |
| Henderson, Tennessee | 24 | $ 1,994,000 | $ 83,083 | $ 51,000 |
| Lake, Indiana | 23 | $ 3,652,000 | $ 158,782 | $ 86,000 |
| Harrison, Kentucky | 23 | $ 2,657,000 | $ 115,521 | $ 84,000 |
| Fairfield, Ohio | 23 | $ 2,776,000 | $ 120,695 | $ 100,000 |
| Pickaway, Ohio | 23 | $ 3,209,000 | $ 139,521 | $ 74,000 |
| Tuscarawas, Ohio | 23 | $ 2,998,000 | $ 130,347 | $ 55,000 |
| Warren, Ohio | 23 | $ 3,696,000 | $ 160,695 | $ 80,000 |
| Cheatham, Tennessee | 23 | $ 2,387,000 | $ 103,782 | $ 60,000 |
| Giles, Tennessee | 23 | $ 2,198,000 | $ 95,565 | $ 64,000 |
| Monroe, Tennessee | 23 | $ 1,994,000 | $ 86,695 | $ 50,000 |
| Tipton, Tennessee | 23 | $ 1,875,000 | $ 81,521 | $ 84,000 |
| Howard, Indiana | 22 | $ 3,560,000 | $ 161,818 | $ 86,000 |
| Hancock, Kentucky | 22 | $ 2,091,000 | $ 95,045 | $ 73,000 |
| Meade, Kentucky | 22 | $ 2,127,000 | $ 96,681 | $ 51,000 |
| Coshocton, Ohio | 22 | $ 2,034,000 | $ 92,454 | $ 61,000 |
| Madison, Ohio | 22 | $ 2,913,000 | $ 132,409 | $ 86,000 |
| Madison, Tennessee | 22 | $ 2,091,000 | $ 95,045 | $ 60,000 |
| Putnam, Tennessee | 22 | $ 2,374,000 | $ 107,909 | $ 67,000 |
| Hendricks, Indiana | 21 | $ 3,146,000 | $ 149,809 | $ 87,000 |
| Johnson, Indiana | 21 | $ 3,832,000 | $ 182,476 | $ 121,000 |
| Shelby, Indiana | 21 | $ 2,258,000 | $ 107,523 | $ 91,000 |
| Clinton, Ohio | 21 | $ 2,418,000 | $ 115,142 | $ 65,000 |
| Geauga, Ohio | 21 | $ 2,533,000 | $ 120,619 | $ 57,000 |
| Crockett, Tennessee | 21 | $ 1,708,000 | $ 81,333 | $ 61,000 |
| Rhea, Tennessee | 21 | $ 2,397,000 | $ 114,142 | $ 58,000 |
| Bartholomew, Indiana | 20 | $ 2,543,000 | $ 127,150 | $ 70,000 |
| Putnam, Indiana | 20 | $ 1,841,000 | $ 92,050 | $ 82,000 |
| Whitley, Indiana | 20 | $ 1,959,000 | $ 97,950 | $ 63,000 |
| Allen, Kentucky | 20 | $ 1,995,000 | $ 99,750 | $ 49,000 |
| Mason, Kentucky | 20 | $ 1,804,000 | $ 90,200 | $ 55,000 |
| Auglaize, Ohio | 20 | $ 2,105,000 | $ 105,250 | $ 69,000 |
| Guernsey, Ohio | 20 | $ 1,963,000 | $ 98,150 | $ 53,000 |
| Smith, Tennessee | 20 | $ 2,232,000 | $ 111,600 | $ 74,000 |
| Kosciusko, Indiana | 19 | $ 3,146,000 | $ 165,578 | $ 52,000 |
| Scott, Indiana | 19 | $ 2,223,000 | $ 117,000 | $ 73,000 |
| Christian, Kentucky | 19 | $ 2,034,000 | $ 107,052 | $ 86,000 |
| Henry, Kentucky | 19 | $ 1,842,000 | $ 96,947 | $ 47,000 |
| Huron, Ohio | 19 | $ 2,637,000 | $ 138,789 | $ 61,000 |
| Hancock, Tennessee | 19 | $ 1,278,000 | $ 67,263 | $ 58,000 |
| Harrison, Indiana | 18 | $ 2,193,000 | $ 121,833 | $ 63,000 |
| Larue, Kentucky | 18 | $ 1,884,000 | $ 104,666 | $ 63,000 |
| Spencer, Kentucky | 18 | $ 2,059,000 | $ 114,388 | $ 64,000 |
| Trigg, Kentucky | 18 | $ 1,447,000 | $ 80,388 | $ 54,000 |
| Clermont, Ohio | 18 | $ 2,743,000 | $ 152,388 | $ 59,000 |
| Greene, Ohio | 18 | $ 2,389,000 | $ 132,722 | $ 72,000 |
| Shelby, Ohio | 18 | $ 2,135,000 | $ 118,611 | $ 45,000 |
| Boone, Indiana | 17 | $ 3,343,000 | $ 196,647 | $ 99,000 |
| Clay, Indiana | 17 | $ 2,061,000 | $ 121,235 | $ 57,000 |
| Warren, Indiana | 17 | $ 1,920,000 | $ 112,941 | $ 58,000 |
| Hart, Kentucky | 17 | $ 1,436,000 | $ 84,470 | $ 77,000 |
| Jackson, Kentucky | 17 | $ 1,596,000 | $ 93,882 | $ 53,000 |
| Montgomery, Ohio | 17 | $ 2,503,000 | $ 147,235 | $ 81,000 |
| Muskingum, Ohio | 17 | $ 1,909,000 | $ 112,294 | $ 59,000 |
| Johnson, Tennessee | 17 | $ 1,541,000 | $ 90,647 | $ 78,000 |
| Delaware, Indiana | 16 | $ 1,714,000 | $ 107,125 | $ 62,000 |
| Madison, Indiana | 16 | $ 1,968,000 | $ 123,000 | $ 74,000 |
| Noble, Indiana | 16 | $ 1,293,000 | $ 80,812 | $ 50,000 |
| Mercer, Kentucky | 16 | $ 1,760,000 | $ 110,000 | $ 52,000 |
| Portage, Ohio | 16 | $ 2,208,000 | $ 138,000 | $ 69,000 |
| Ross, Ohio | 16 | $ 1,913,000 | $ 119,562 | $ 51,000 |
| Lewis, Tennessee | 16 | $ 1,205,000 | $ 75,312 | $ 81,000 |
| Clark, Indiana | 15 | $ 1,833,000 | $ 122,200 | $ 83,000 |
| Fulton, Indiana | 15 | $ 1,509,000 | $ 100,600 | $ 44,000 |
| Grant, Indiana | 15 | $ 1,688,000 | $ 112,533 | $ 83,000 |
| Henry, Indiana | 15 | $ 1,309,000 | $ 87,266 | $ 73,000 |
| White, Indiana | 15 | $ 1,895,000 | $ 126,333 | $ 85,000 |
| Adair, Kentucky | 15 | $ 1,019,000 | $ 67,933 | $ 60,000 |
| Campbell, Kentucky | 15 | $ 2,357,000 | $ 157,133 | $ 65,000 |
| Carter, Kentucky | 15 | $ 839,000 | $ 55,933 | $ 46,000 |
| Grant, Kentucky | 15 | $ 1,463,000 | $ 97,533 | $ 61,000 |
| Lincoln, Kentucky | 15 | $ 1,171,000 | $ 78,066 | $ 57,000 |
| Ohio, Kentucky | 15 | $ 1,366,000 | $ 91,066 | $ 60,000 |
| Pulaski, Kentucky | 15 | $ 1,284,000 | $ 85,600 | $ 58,000 |
| Taylor, Kentucky | 15 | $ 1,690,000 | $ 112,666 | $ 69,000 |
| Adams, Ohio | 15 | $ 1,441,000 | $ 96,066 | $ 58,000 |
| Polk, Tennessee | 15 | $ 1,390,000 | $ 92,666 | $ 49,000 |
| Franklin, Kentucky | 14 | $ 1,739,000 | $ 124,214 | $ 65,000 |
| Jefferson, Kentucky | 14 | $ 2,343,000 | $ 167,357 | $ 92,000 |
| Owen, Kentucky | 14 | $ 1,046,000 | $ 74,714 | $ 54,000 |
| Franklin, Tennessee | 14 | $ 1,062,000 | $ 75,857 | $ 76,000 |
| Macon, Tennessee | 14 | $ 1,513,000 | $ 108,071 | $ 60,000 |
| Perry, Tennessee | 14 | $ 1,064,000 | $ 76,000 | $ 52,000 |
| Jay, Indiana | 13 | $ 1,048,000 | $ 80,615 | $ 55,000 |
| Miami, Indiana | 13 | $ 1,448,000 | $ 111,384 | $ 49,000 |
| Anderson, Kentucky | 13 | $ 1,686,000 | $ 129,692 | $ 60,000 |
| Lewis, Kentucky | 13 | $ 968,000 | $ 74,461 | $ 53,000 |
| Marion, Kentucky | 13 | $ 1,185,000 | $ 91,153 | $ 55,000 |
| Menifee, Kentucky | 13 | $ 1,014,000 | $ 78,000 | $ 60,000 |
| Nicholas, Kentucky | 13 | $ 1,078,000 | $ 82,923 | $ 60,000 |
| Delaware, Ohio | 13 | $ 2,916,000 | $ 224,307 | $ 77,000 |
| Fayette, Ohio | 13 | $ 1,461,000 | $ 112,384 | $ 53,000 |
| Bradley, Tennessee | 13 | $ 1,587,000 | $ 122,076 | $ 66,000 |
| Campbell, Tennessee | 13 | $ 988,000 | $ 76,000 | $ 67,000 |
| Hardin, Tennessee | 13 | $ 1,144,000 | $ 88,000 | $ 66,000 |
| Obion, Tennessee | 13 | $ 824,000 | $ 63,384 | $ 66,000 |
| Wayne, Tennessee | 13 | $ 1,389,000 | $ 106,846 | $ 49,000 |
| Hamilton, Indiana | 12 | $ 2,460,000 | $ 205,000 | $ 105,000 |
| Montgomery, Indiana | 12 | $ 1,272,000 | $ 106,000 | $ 56,000 |
| Owen, Indiana | 12 | $ 1,151,000 | $ 95,916 | $ 72,000 |
| Rowan, Kentucky | 12 | $ 1,146,000 | $ 95,500 | $ 99,000 |
| Scott, Kentucky | 12 | $ 1,992,000 | $ 166,000 | $ 63,000 |
| Brown, Ohio | 12 | $ 1,444,000 | $ 120,333 | $ 104,000 |
| Jackson, Ohio | 12 | $ 1,238,000 | $ 103,166 | $ 47,000 |
| Putnam, Ohio | 12 | $ 1,577,000 | $ 131,416 | $ 66,000 |
| Haywood, Tennessee | 12 | $ 1,265,000 | $ 105,416 | $ 120,000 |
| Overton, Tennessee | 12 | $ 1,308,000 | $ 109,000 | $ 69,000 |
| Unicoi, Tennessee | 12 | $ 1,377,000 | $ 114,750 | $ 65,000 |
| Carroll, Indiana | 11 | $ 1,061,000 | $ 96,454 | $ 83,000 |
| Jasper, Indiana | 11 | $ 1,366,000 | $ 124,181 | $ 105,000 |
| Newton, Indiana | 11 | $ 924,000 | $ 84,000 | $ 84,000 |
| Starke, Indiana | 11 | $ 1,210,000 | $ 110,000 | $ 132,000 |
| Washington, Indiana | 11 | $ 981,000 | $ 89,181 | $ 58,000 |
| Clay, Kentucky | 11 | $ 1,020,000 | $ 92,727 | $ 94,000 |
| Estill, Kentucky | 11 | $ 978,000 | $ 88,909 | $ 63,000 |
| Oldham, Kentucky | 11 | $ 1,462,000 | $ 132,909 | $ 117,000 |
| Washington, Kentucky | 11 | $ 856,000 | $ 77,818 | $ 88,000 |
| Carroll, Tennessee | 11 | $ 567,000 | $ 51,545 | $ 53,000 |
| Henry, Tennessee | 11 | $ 833,000 | $ 75,727 | $ 66,000 |
| Crawford, Indiana | 10 | $ 823,000 | $ 82,300 | $ 61,000 |
| Decatur, Indiana | 10 | $ 926,000 | $ 92,600 | $ 68,000 |
| Fountain, Indiana | 10 | $ 812,000 | $ 81,200 | $ 67,000 |
| Ripley, Indiana | 10 | $ 1,011,000 | $ 101,100 | $ 59,000 |
| Casey, Kentucky | 10 | $ 687,000 | $ 68,700 | $ 49,000 |
| Fayette, Kentucky | 10 | $ 2,370,000 | $ 237,000 | $ 106,000 |
| Grayson, Kentucky | 10 | $ 822,000 | $ 82,200 | $ 52,000 |
| Monroe, Kentucky | 10 | $ 882,000 | $ 88,200 | $ 49,000 |
| Bullitt, Kentucky | 9 | $ 1,045,000 | $ 116,111 | $ 160,000 |
| Butler, Kentucky | 9 | $ 597,000 | $ 66,333 | $ 71,000 |
| Clark, Kentucky | 9 | $ 1,055,000 | $ 117,222 | $ 92,000 |
| Greenup, Kentucky | 9 | $ 695,000 | $ 77,222 | $ 72,000 |
| Harrison, Ohio | 9 | $ 829,000 | $ 92,111 | $ 72,000 |
| Highland, Ohio | 9 | $ 1,029,000 | $ 114,333 | $ 63,000 |
| Perry, Ohio | 9 | $ 864,000 | $ 96,000 | $ 53,000 |
| DeKalb, Tennessee | 9 | $ 987,000 | $ 109,666 | $ 60,000 |
| Lake, Tennessee | 9 | $ 625,000 | $ 69,444 | $ 59,000 |
| Meigs, Tennessee | 9 | $ 1,288,000 | $ 143,111 | $ 91,000 |
| Moore, Tennessee | 9 | $ 998,000 | $ 110,888 | $ 69,000 |
| Pickett, Tennessee | 9 | $ 955,000 | $ 106,111 | $ 83,000 |
| Shelby, Tennessee | 9 | $ 746,000 | $ 82,888 | $ 82,000 |
| Van Buren, Tennessee | 9 | $ 944,000 | $ 104,888 | $ 70,000 |
| White, Tennessee | 9 | $ 973,000 | $ 108,111 | $ 121,000 |
| Blackford, Indiana | 8 | $ 843,000 | $ 105,375 | $ 45,000 |
| Brown, Indiana | 8 | $ 1,259,000 | $ 157,375 | $ 76,000 |
| Clinton, Indiana | 8 | $ 1,069,000 | $ 133,625 | $ 123,000 |
| Fayette, Indiana | 8 | $ 757,000 | $ 94,625 | $ 59,000 |
| Hancock, Indiana | 8 | $ 753,000 | $ 94,125 | $ 69,000 |
| Union, Indiana | 8 | $ 894,000 | $ 111,750 | $ 71,000 |
| Vanderburgh, Indiana | 8 | $ 924,000 | $ 115,500 | $ 59,000 |
| Wabash, Indiana | 8 | $ 901,000 | $ 112,625 | $ 83,000 |
| Boyd, Kentucky | 8 | $ 653,000 | $ 81,625 | $ 73,000 |
| Clinton, Kentucky | 8 | $ 1,889,000 | $ 236,125 | $ 79,000 |
| Hocking, Ohio | 8 | $ 986,000 | $ 123,250 | $ 79,000 |
| Decatur, Tennessee | 8 | $ 458,000 | $ 57,250 | $ 36,000 |
| Cass, Indiana | 7 | $ 707,000 | $ 101,000 | $ 58,000 |
| Jackson, Indiana | 7 | $ 681,000 | $ 97,285 | $ 54,000 |
| Jennings, Indiana | 7 | $ 553,000 | $ 79,000 | $ 48,000 |
| Tipton, Indiana | 7 | $ 760,000 | $ 108,571 | $ 127,000 |
| Fleming, Kentucky | 7 | $ 573,000 | $ 81,857 | $ 58,000 |
| Lawrence, Kentucky | 7 | $ 385,000 | $ 55,000 | $ 41,000 |
| Franklin, Ohio | 7 | $ 887,000 | $ 126,714 | $ 104,000 |
| Fulton, Ohio | 7 | $ 713,000 | $ 101,857 | $ 60,000 |
| Gallia, Ohio | 7 | $ 567,000 | $ 81,000 | $ 49,000 |
| Meigs, Ohio | 7 | $ 454,000 | $ 64,857 | $ 50,000 |
| Bledsoe, Tennessee | 7 | $ 903,000 | $ 129,000 | $ 79,000 |
| Jackson, Tennessee | 7 | $ 527,000 | $ 75,285 | $ 41,000 |
| Floyd, Indiana | 6 | $ 720,000 | $ 120,000 | $ 54,000 |
| Greene, Indiana | 6 | $ 428,000 | $ 71,333 | $ 49,000 |
| Jefferson, Indiana | 6 | $ 686,000 | $ 114,333 | $ 51,000 |
| Marion, Indiana | 6 | $ 810,000 | $ 135,000 | $ 61,000 |
| Boone, Kentucky | 6 | $ 652,000 | $ 108,666 | $ 57,000 |
| Bracken, Kentucky | 6 | $ 526,000 | $ 87,666 | $ 49,000 |
| Garrard, Kentucky | 6 | $ 769,000 | $ 128,166 | $ 68,000 |
| Green, Kentucky | 6 | $ 541,000 | $ 90,166 | $ 67,000 |
| Hopkins, Kentucky | 6 | $ 507,000 | $ 84,500 | $ 40,000 |
| Madison, Kentucky | 6 | $ 675,000 | $ 112,500 | $ 77,000 |
| Pendleton, Kentucky | 6 | $ 513,000 | $ 85,500 | $ 50,000 |
| Wayne, Kentucky | 6 | $ 525,000 | $ 87,500 | $ 36,000 |
| Allen, Ohio | 6 | $ 625,000 | $ 104,166 | $ 54,000 |
| Monroe, Ohio | 6 | $ 417,000 | $ 69,500 | $ 30,000 |
| Houston, Tennessee | 6 | $ 511,000 | $ 85,166 | $ 60,000 |
| Stewart, Tennessee | 6 | $ 455,000 | $ 75,833 | $ 94,000 |
| Benton, Indiana | 5 | $ 404,000 | $ 80,800 | $ 87,000 |
| DeKalb, Indiana | 5 | $ 654,000 | $ 130,800 | $ 61,000 |
| Gibson, Indiana | 5 | $ 489,000 | $ 97,800 | $ 51,000 |
| Lawrence, Indiana | 5 | $ 762,000 | $ 152,400 | $ 70,000 |
| Parke, Indiana | 5 | $ 424,000 | $ 84,800 | $ 40,000 |
| Pulaski, Indiana | 5 | $ 489,000 | $ 97,800 | $ 66,000 |
| Spencer, Indiana | 5 | $ 390,000 | $ 78,000 | $ 57,000 |
| Steuben, Indiana | 5 | $ 401,000 | $ 80,200 | $ 37,000 |
| Carroll, Kentucky | 5 | $ 788,000 | $ 157,600 | $ 83,000 |
| McCreary, Kentucky | 5 | $ 396,000 | $ 79,200 | $ 73,000 |
| Metcalfe, Kentucky | 5 | $ 287,000 | $ 57,400 | $ 33,000 |
| Hardin, Ohio | 5 | $ 471,000 | $ 94,200 | $ 59,000 |
| Henry, Ohio | 5 | $ 412,000 | $ 82,400 | $ 56,000 |
| Summit, Ohio | 5 | $ 505,000 | $ 101,000 | $ 93,000 |
| Washington, Ohio | 5 | $ 480,000 | $ 96,000 | $ 76,000 |
| Williams, Ohio | 5 | $ 575,000 | $ 115,000 | $ 57,000 |
| Benton, Tennessee | 5 | $ 435,000 | $ 87,000 | $ 87,000 |
| Hamilton, Tennessee | 5 | $ 707,000 | $ 141,400 | $ 75,000 |
| Knox, Indiana | 4 | $ 326,000 | $ 81,500 | $ 47,000 |
| Switzerland, Indiana | 4 | $ 551,000 | $ 137,750 | $ 62,000 |
| Vigo, Indiana | 4 | $ 690,000 | $ 172,500 | $ 65,000 |
| Wayne, Indiana | 4 | $ 388,000 | $ 97,000 | $ 40,000 |
| Edmonson, Kentucky | 4 | $ 239,000 | $ 59,750 | $ 41,000 |
| Henderson, Kentucky | 4 | $ 317,000 | $ 79,250 | $ 45,000 |
| Kenton, Kentucky | 4 | $ 460,000 | $ 115,000 | $ 35,000 |
| Morgan, Kentucky | 4 | $ 310,000 | $ 77,500 | $ 47,000 |
| Muhlenberg, Kentucky | 4 | $ 184,000 | $ 46,000 | $ 122,000 |
| Trimble, Kentucky | 4 | $ 406,000 | $ 101,500 | $ 36,000 |
| Defiance, Ohio | 4 | $ 382,000 | $ 95,500 | $ 58,000 |
| Erie, Ohio | 4 | $ 409,000 | $ 102,250 | $ 85,000 |
| Lawrence, Ohio | 4 | $ 414,000 | $ 103,500 | $ 56,000 |
| Paulding, Ohio | 4 | $ 294,000 | $ 73,500 | $ 44,000 |
| Grundy, Tennessee | 4 | $ 508,000 | $ 127,000 | $ 66,000 |
| Sequatchie, Tennessee | 4 | $ 448,000 | $ 112,000 | $ 63,000 |
| Trousdale, Tennessee | 4 | $ 422,000 | $ 105,500 | $ 94,000 |
| Dubois, Indiana | 3 | $ 355,000 | $ 118,333 | $ 63,000 |
| Franklin, Indiana | 3 | $ 358,000 | $ 119,333 | $ 60,000 |
| Orange, Indiana | 3 | $ 261,000 | $ 87,000 | $ 65,000 |
| Vermillion, Indiana | 3 | $ 461,000 | $ 153,666 | $ 59,000 |
| Warrick, Indiana | 3 | $ 428,000 | $ 142,666 | $ 78,000 |
| Boyle, Kentucky | 3 | $ 181,000 | $ 60,333 | $ 31,000 |
| Elliott, Kentucky | 3 | $ 188,000 | $ 62,666 | $ 51,000 |
| Gallatin, Kentucky | 3 | $ 153,000 | $ 51,000 | $ 62,000 |
| McLean, Kentucky | 3 | $ 277,000 | $ 92,333 | $ 105,000 |
| Todd, Kentucky | 3 | $ 223,000 | $ 74,333 | $ 57,000 |
| Chester, South Carolina | 3 | $ 443,000 | $ 147,666 | $ 64,000 |
| Dearborn, Indiana | 2 | $ 299,000 | $ 149,500 | $ 71,000 |
| Pike, Indiana | 2 | $ 209,000 | $ 104,500 | $ 73,000 |
| Posey, Indiana | 2 | $ 232,000 | $ 116,000 | $ 47,000 |
| Sullivan, Indiana | 2 | $ 222,000 | $ 111,000 | $ 58,000 |
| Bell, Kentucky | 2 | $ 168,000 | $ 84,000 | $ 45,000 |
| Bourbon, Kentucky | 2 | $ 221,000 | $ 110,500 | $ 81,000 |
| Caldwell, Kentucky | 2 | $ 200,000 | $ 100,000 | $ 98,000 |
| Cumberland, Kentucky | 2 | $ 219,000 | $ 109,500 | $ 80,000 |
| Harlan, Kentucky | 2 | $ 126,000 | $ 63,000 | $ 48,000 |
| Jessamine, Kentucky | 2 | $ 360,000 | $ 180,000 | $ 60,000 |
| Johnson, Kentucky | 2 | $ 111,000 | $ 55,500 | $ 47,000 |
| Letcher, Kentucky | 2 | $ 252,000 | $ 126,000 | $ 96,000 |
| Owsley, Kentucky | 2 | $ 154,000 | $ 77,000 | $ 59,000 |
| Robertson, Kentucky | 2 | $ 171,000 | $ 85,500 | $ 71,000 |
| Russell, Kentucky | 2 | $ 637,000 | $ 318,500 | $ 117,000 |
| Union, Kentucky | 2 | $ 192,000 | $ 96,000 | $ 79,000 |
| Webster, Kentucky | 2 | $ 132,000 | $ 66,000 | $ 54,000 |
| Woodford, Kentucky | 2 | $ 613,000 | $ 306,500 | $ 98,000 |
| Athens, Ohio | 2 | $ 215,000 | $ 107,500 | $ 62,000 |
| Lake, Ohio | 2 | $ 278,000 | $ 139,000 | $ 54,000 |
| Morgan, Ohio | 2 | $ 147,000 | $ 73,500 | $ 48,000 |
| Ottawa, Ohio | 2 | $ 276,000 | $ 138,000 | $ 179,000 |
| Van Wert, Ohio | 2 | $ 300,000 | $ 150,000 | $ 45,000 |
| Clay, Tennessee | 2 | $ 135,000 | $ 67,500 | $ 61,000 |
| Lauderdale, Alabama | 1 | $ 68,000 | $ 68,000 | $ 34,000 |
| Madison, Alabama | 1 | $ 94,000 | $ 94,000 | $ 300,000 |
| Benton, Arkansas | 1 | $ 150,000 | $ 150,000 | $ 122,000 |
| Fulton, Arkansas | 1 | $ 23,000 | $ 23,000 | $ 29,000 |
| Washington, Arkansas | 1 | $ 72,000 | $ 72,000 | $ 115,000 |
| Chaffee, Colorado | 1 | $ 86,000 | $ 86,000 | $ 52,000 |
| New Haven, Connecticut | 1 | $ 154,000 | $ 154,000 | $ 145,000 |
| Alachua, Florida | 1 | $ 72,000 | $ 72,000 | $ 109,000 |
| Collier, Florida | 1 | $ 199,000 | $ 199,000 | $ 24,000 |
| Lee, Florida | 1 | $ 98,000 | $ 98,000 | $ 734,000 |
| Kankakee, Illinois | 1 | $ 97,000 | $ 97,000 | $ 161,000 |
| Vermilion, Illinois | 1 | $ 90,000 | $ 90,000 | $ 78,000 |
| Daviess, Indiana | 1 | $ 91,000 | $ 91,000 | $ 69,000 |
| Perry, Indiana | 1 | $ 67,000 | $ 67,000 | $ 59,000 |
| Randolph, Indiana | 1 | $ 174,000 | $ 174,000 | $ 101,000 |
| Carlisle, Kentucky | 1 | $ 34,000 | $ 34,000 | $ 66,000 |
| Crittenden, Kentucky | 1 | $ 73,000 | $ 73,000 | $ 61,000 |
| Knox, Kentucky | 1 | $ 65,000 | $ 65,000 | $ 49,000 |
| Lee, Kentucky | 1 | $ 18,000 | $ 18,000 | $ 58,000 |
| Livingston, Kentucky | 1 | $ 47,000 | $ 47,000 | $ 30,000 |
| Lyon, Kentucky | 1 | $ 46,000 | $ 46,000 | $ 32,000 |
| Magoffin, Kentucky | 1 | $ 100,000 | $ 100,000 | $ 70,000 |
| Pike, Kentucky | 1 | $ 61,000 | $ 61,000 | $ 51,000 |
| Powell, Kentucky | 1 | $ 23,000 | $ 23,000 | $ 22,000 |
| Wolfe, Kentucky | 1 | $ 62,000 | $ 62,000 | $ 76,000 |
| Jackson, Michigan | 1 | $ 22,000 | $ 22,000 | $ 98,000 |
| Harrison, Mississippi | 1 | $ 165,000 | $ 165,000 | $ 71,000 |
| Rockingham, New Hampshire | 1 | $ 105,000 | $ 105,000 | $ 53,000 |
| Burlington, New Jersey | 1 | $ 250,000 | $ 250,000 | $ 15,000 |
| Belmont, Ohio | 1 | $ 145,000 | $ 145,000 | $ 75,000 |
| Crawford, Ohio | 1 | $ 149,000 | $ 149,000 | $ 82,000 |
| Jefferson, Ohio | 1 | $ 64,000 | $ 64,000 | $ 24,000 |
| Marion, Ohio | 1 | $ 74,000 | $ 74,000 | $ 29,000 |
| Vinton, Ohio | 1 | $ 146,000 | $ 146,000 | $ 55,000 |
| Beaufort, South Carolina | 1 | $ 85,000 | $ 85,000 | $ 75,000 |
| Marion, Tennessee | 1 | $ 123,000 | $ 123,000 | $ 71,000 |
| Floyd, Texas | 1 | $ 150,000 | $ 150,000 | $ 76,000 |
| Accomack, Virginia | 1 | $ 400,000 | $ 400,000 | $ 2,223,000 |
| Rockbridge, Virginia | 1 | $ 170,000 | $ 170,000 | $ 47,000 |
Mortgage Loan Application Detail Totals for Farm Credit Mid-America, Aca in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase (one-to-four family) | 4,236 | $493,008,000 | $125,866 | $1,000,000 | $96,200 | $1,473,000 |
| Refinancing (home purchase or home improvement, one-to-four family) | 2,670 | $275,174,000 | $137,545 | $1,068,000 | $287,363 | $3,000,000 |
| Home Improvement (one-to-four family) | 1,049 | $82,707,000 | $96,666 | $814,000 | $54,166 | $754,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,845 | $734,043,000 | $137,882 | $1,068,000 | $158,705 | $3,000,000 |
| Information not provided by applicant in mail or telephone application | 1,017 | $106,471,000 | $91,833 | $1,000,000 | $69,833 | $1,450,000 |
| Black | 35 | $4,005,000 | $153,250 | $298,000 | $74,250 | $148,000 |
| Hispanic | 29 | $3,006,000 | $112,500 | $320,000 | $54,250 | $110,000 |
| American Indian or Alaskan Native | 15 | $1,738,000 | $118,000 | $300,000 | $59,250 | $136,000 |
| Other | 9 | $852,000 | $100,250 | $148,000 | $88,500 | $276,000 |
| Asian or Pacific Islander | 5 | $774,000 | $204,000 | $282,000 | $78,000 | $106,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,955 | $850,889,000 | $130,052 | $1,068,000 | $149,894 | $3,000,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,686 | $501,889,000 | $131,625 | $937,000 | $204,437 | $3,000,000 |
| Application Denied By Financial Institution | 1,607 | $162,036,000 | $98,777 | $1,068,000 | $47,000 | $599,000 |
| File Closed For Incompleteness | 774 | $81,620,000 | $113,428 | $400,000 | $70,714 | $579,000 |
| Application Withdrawn By Applicant | 501 | $62,555,000 | $122,000 | $1,000,000 | $70,400 | $1,450,000 |
| Application Approved But Not Accepted | 387 | $42,789,000 | $121,666 | $849,000 | $71,333 | $553,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Farm Credit Mid-America, Aca's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Farm Credit Mid-America, Aca's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kentucky, download the full spreadsheet
with aggregated HMDA statistics today.
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