Farm Credit Mid-America, Aca
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Farm Credit Mid-America, Aca 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Farm Credit Mid-America, Aca 1601 Ups Drive Louisville, KY 40223 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,955 |
| Total Mortgage Loan Application Amount | $850,889,000 |
| Average Mortgage Loan Application Amount | $124,406 |
| Highest Mortgage Loan Application Amount | $1,068,000 |
| Average Applicant Income | $154,031 |
| Highest Applicant Income | $3,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Farm Credit Mid-America, Aca. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Farm Credit Mid-America, Aca's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Farm Credit Mid-America, Aca's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Farm Credit Mid-America, Aca serves its applicants.
Each category highlights the total number of mortgage applications processed by Farm Credit Mid-America, Aca, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Farm Credit Mid-America, Aca's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Scott County Tennessee | 188 | $ 12,370,000 | $ 65,000 | $ 50,000 |
| Rutherford County Tennessee | 159 | $ 17,855,000 | $ 112,000 | $ 70,000 |
| Greene County Tennessee | 145 | $ 13,070,000 | $ 90,000 | $ 50,000 |
| Cumberland County Tennessee | 121 | $ 12,623,000 | $ 104,000 | $ 61,000 |
| Washington County Tennessee | 121 | $ 15,527,000 | $ 128,000 | $ 72,000 |
| Jefferson County Tennessee | 117 | $ 13,253,000 | $ 113,000 | $ 71,000 |
| Stark County Ohio | 114 | $ 13,896,000 | $ 121,000 | $ 63,000 |
| Wayne County Ohio | 107 | $ 12,092,000 | $ 113,000 | $ 54,000 |
| Simpson County Kentucky | 101 | $ 8,347,000 | $ 82,000 | $ 69,000 |
| Maury County Tennessee | 90 | $ 10,669,000 | $ 118,000 | $ 64,000 |
| Claiborne County Tennessee | 85 | $ 5,876,000 | $ 69,000 | $ 51,000 |
| Dickson County Tennessee | 84 | $ 9,347,000 | $ 111,000 | $ 76,000 |
| Sevier County Tennessee | 77 | $ 7,775,000 | $ 100,000 | $ 68,000 |
| Knox County Tennessee | 75 | $ 8,652,000 | $ 115,000 | $ 71,000 |
| Adams County Indiana | 74 | $ 6,393,000 | $ 86,000 | $ 35,000 |
| Hardeman County Tennessee | 72 | $ 6,142,000 | $ 85,000 | $ 85,000 |
| Cocke County Tennessee | 71 | $ 6,886,000 | $ 96,000 | $ 70,000 |
| St. Joseph County Indiana | 67 | $ 8,122,000 | $ 121,000 | $ 61,000 |
| Elkhart County Indiana | 64 | $ 7,728,000 | $ 120,000 | $ 66,000 |
| Columbiana County Ohio | 64 | $ 6,085,000 | $ 95,000 | $ 61,000 |
| Breckinridge County Kentucky | 60 | $ 3,915,000 | $ 65,000 | $ 67,000 |
| Blount County Tennessee | 60 | $ 6,779,000 | $ 112,000 | $ 61,000 |
| Holmes County Ohio | 59 | $ 6,463,000 | $ 109,000 | $ 41,000 |
| Lauderdale County Tennessee | 58 | $ 4,768,000 | $ 82,000 | $ 49,000 |
| Robertson County Tennessee | 58 | $ 7,768,000 | $ 133,000 | $ 79,000 |
| LaGrange County Indiana | 57 | $ 6,463,000 | $ 113,000 | $ 49,000 |
| Daviess County Kentucky | 57 | $ 5,596,000 | $ 98,000 | $ 61,000 |
| Scioto County Ohio | 56 | $ 5,408,000 | $ 96,000 | $ 64,000 |
| Richland County Ohio | 54 | $ 5,921,000 | $ 109,000 | $ 56,000 |
| Hawkins County Tennessee | 51 | $ 4,061,000 | $ 79,000 | $ 49,000 |
| Mercer County Ohio | 50 | $ 6,263,000 | $ 125,000 | $ 63,000 |
| Laurel County Kentucky | 49 | $ 4,230,000 | $ 86,000 | $ 73,000 |
| Grainger County Tennessee | 49 | $ 4,954,000 | $ 101,000 | $ 58,000 |
| Clark County Ohio | 48 | $ 6,061,000 | $ 126,000 | $ 77,000 |
| Warren County Tennessee | 47 | $ 3,998,000 | $ 85,000 | $ 55,000 |
| Bedford County Tennessee | 45 | $ 4,320,000 | $ 96,000 | $ 64,000 |
| Williamson County Tennessee | 45 | $ 9,542,000 | $ 212,000 | $ 87,000 |
| Allen County Indiana | 43 | $ 5,733,000 | $ 133,000 | $ 77,000 |
| Warren County Kentucky | 43 | $ 4,281,000 | $ 99,000 | $ 59,000 |
| McMinn County Tennessee | 43 | $ 4,646,000 | $ 108,000 | $ 65,000 |
| Nelson County Kentucky | 42 | $ 3,854,000 | $ 91,000 | $ 56,000 |
| Mahoning County Ohio | 42 | $ 5,424,000 | $ 129,000 | $ 77,000 |
| Barren County Kentucky | 41 | $ 4,212,000 | $ 102,000 | $ 102,000 |
| Sullivan County Tennessee | 41 | $ 3,825,000 | $ 93,000 | $ 54,000 |
| Wilson County Tennessee | 41 | $ 4,684,000 | $ 114,000 | $ 63,000 |
| Cannon County Tennessee | 40 | $ 4,671,000 | $ 116,000 | $ 61,000 |
| Fayette County Tennessee | 40 | $ 5,580,000 | $ 139,000 | $ 79,000 |
| Chester County Tennessee | 39 | $ 4,279,000 | $ 109,000 | $ 57,000 |
| Gibson County Tennessee | 39 | $ 3,129,000 | $ 80,000 | $ 60,000 |
| Rush County Indiana | 38 | $ 4,001,000 | $ 105,000 | $ 64,000 |
| Hardin County Kentucky | 38 | $ 3,529,000 | $ 92,000 | $ 68,000 |
| Licking County Ohio | 38 | $ 5,035,000 | $ 132,000 | $ 62,000 |
| Anderson County Tennessee | 38 | $ 3,380,000 | $ 88,000 | $ 50,000 |
| Ashtabula County Ohio | 37 | $ 3,910,000 | $ 105,000 | $ 54,000 |
| Carter County Tennessee | 37 | $ 3,624,000 | $ 97,000 | $ 50,000 |
| Lawrence County Tennessee | 37 | $ 3,943,000 | $ 106,000 | $ 48,000 |
| Champaign County Ohio | 36 | $ 5,683,000 | $ 157,000 | $ 67,000 |
| Knox County Ohio | 36 | $ 3,385,000 | $ 94,000 | $ 61,000 |
| Trumbull County Ohio | 36 | $ 4,477,000 | $ 124,000 | $ 62,000 |
| Lincoln County Tennessee | 36 | $ 3,933,000 | $ 109,000 | $ 60,000 |
| Hickman County Tennessee | 35 | $ 3,416,000 | $ 97,000 | $ 63,000 |
| Humphreys County Tennessee | 35 | $ 3,376,000 | $ 96,000 | $ 79,000 |
| Marshall County Indiana | 34 | $ 2,923,000 | $ 85,000 | $ 54,000 |
| Tippecanoe County Indiana | 34 | $ 5,188,000 | $ 152,000 | $ 90,000 |
| Bath County Kentucky | 34 | $ 2,153,000 | $ 63,000 | $ 54,000 |
| Darke County Ohio | 34 | $ 4,084,000 | $ 120,000 | $ 49,000 |
| Logan County Ohio | 34 | $ 4,246,000 | $ 124,000 | $ 59,000 |
| Butler County Ohio | 33 | $ 5,377,000 | $ 162,000 | $ 73,000 |
| Loudon County Tennessee | 33 | $ 4,428,000 | $ 134,000 | $ 80,000 |
| Sumner County Tennessee | 33 | $ 3,735,000 | $ 113,000 | $ 74,000 |
| Rockcastle County Kentucky | 32 | $ 2,498,000 | $ 78,000 | $ 71,000 |
| McNairy County Tennessee | 32 | $ 2,350,000 | $ 73,000 | $ 54,000 |
| Logan County Kentucky | 31 | $ 3,018,000 | $ 97,000 | $ 63,000 |
| Ashland County Ohio | 31 | $ 3,758,000 | $ 121,000 | $ 47,000 |
| Carroll County Ohio | 31 | $ 2,952,000 | $ 95,000 | $ 58,000 |
| Wells County Indiana | 30 | $ 3,396,000 | $ 113,000 | $ 57,000 |
| Shelby County Kentucky | 30 | $ 4,278,000 | $ 142,000 | $ 73,000 |
| Fentress County Tennessee | 30 | $ 2,062,000 | $ 68,000 | $ 49,000 |
| Morgan County Indiana | 29 | $ 4,272,000 | $ 147,000 | $ 72,000 |
| Noble County Ohio | 29 | $ 2,218,000 | $ 76,000 | $ 45,000 |
| Marshall County Tennessee | 29 | $ 2,720,000 | $ 93,000 | $ 59,000 |
| Medina County Ohio | 28 | $ 4,243,000 | $ 151,000 | $ 65,000 |
| Preble County Ohio | 28 | $ 3,321,000 | $ 118,000 | $ 72,000 |
| Union County Ohio | 28 | $ 3,941,000 | $ 140,000 | $ 74,000 |
| Monroe County Indiana | 27 | $ 4,666,000 | $ 172,000 | $ 61,000 |
| Montgomery County Kentucky | 27 | $ 2,036,000 | $ 75,000 | $ 62,000 |
| Lorain County Ohio | 27 | $ 3,932,000 | $ 145,000 | $ 61,000 |
| Coffee County Tennessee | 27 | $ 2,430,000 | $ 90,000 | $ 64,000 |
| Hamblen County Tennessee | 27 | $ 2,921,000 | $ 108,000 | $ 63,000 |
| Morgan County Tennessee | 27 | $ 2,007,000 | $ 74,000 | $ 53,000 |
| Union County Tennessee | 27 | $ 2,369,000 | $ 87,000 | $ 62,000 |
| Porter County Indiana | 26 | $ 3,511,000 | $ 135,000 | $ 78,000 |
| Montgomery County Tennessee | 26 | $ 2,933,000 | $ 112,000 | $ 79,000 |
| Huntington County Indiana | 25 | $ 2,816,000 | $ 112,000 | $ 57,000 |
| LaPorte County Indiana | 25 | $ 2,928,000 | $ 117,000 | $ 72,000 |
| Whitley County Kentucky | 25 | $ 2,331,000 | $ 93,000 | $ 86,000 |
| Miami County Ohio | 25 | $ 2,655,000 | $ 106,000 | $ 42,000 |
| Pike County Ohio | 25 | $ 2,205,000 | $ 88,000 | $ 68,000 |
| Roane County Tennessee | 25 | $ 3,000,000 | $ 120,000 | $ 62,000 |
| Weakley County Tennessee | 25 | $ 1,662,000 | $ 66,000 | $ 45,000 |
| Morrow County Ohio | 24 | $ 3,137,000 | $ 130,000 | $ 67,000 |
| Davidson County Tennessee | 24 | $ 3,653,000 | $ 152,000 | $ 104,000 |
| Dyer County Tennessee | 24 | $ 1,921,000 | $ 80,000 | $ 66,000 |
| Henderson County Tennessee | 24 | $ 1,994,000 | $ 83,000 | $ 51,000 |
| Lake County Indiana | 23 | $ 3,652,000 | $ 158,000 | $ 86,000 |
| Harrison County Kentucky | 23 | $ 2,657,000 | $ 115,000 | $ 84,000 |
| Fairfield County Ohio | 23 | $ 2,776,000 | $ 120,000 | $ 100,000 |
| Pickaway County Ohio | 23 | $ 3,209,000 | $ 139,000 | $ 74,000 |
| Tuscarawas County Ohio | 23 | $ 2,998,000 | $ 130,000 | $ 55,000 |
| Warren County Ohio | 23 | $ 3,696,000 | $ 160,000 | $ 80,000 |
| Cheatham County Tennessee | 23 | $ 2,387,000 | $ 103,000 | $ 60,000 |
| Giles County Tennessee | 23 | $ 2,198,000 | $ 95,000 | $ 64,000 |
| Monroe County Tennessee | 23 | $ 1,994,000 | $ 86,000 | $ 50,000 |
| Tipton County Tennessee | 23 | $ 1,875,000 | $ 81,000 | $ 84,000 |
| Howard County Indiana | 22 | $ 3,560,000 | $ 161,000 | $ 86,000 |
| Hancock County Kentucky | 22 | $ 2,091,000 | $ 95,000 | $ 73,000 |
| Meade County Kentucky | 22 | $ 2,127,000 | $ 96,000 | $ 51,000 |
| Coshocton County Ohio | 22 | $ 2,034,000 | $ 92,000 | $ 61,000 |
| Madison County Ohio | 22 | $ 2,913,000 | $ 132,000 | $ 86,000 |
| Madison County Tennessee | 22 | $ 2,091,000 | $ 95,000 | $ 60,000 |
| Putnam County Tennessee | 22 | $ 2,374,000 | $ 107,000 | $ 67,000 |
| Hendricks County Indiana | 21 | $ 3,146,000 | $ 149,000 | $ 87,000 |
| Johnson County Indiana | 21 | $ 3,832,000 | $ 182,000 | $ 121,000 |
| Shelby County Indiana | 21 | $ 2,258,000 | $ 107,000 | $ 91,000 |
| Clinton County Ohio | 21 | $ 2,418,000 | $ 115,000 | $ 65,000 |
| Geauga County Ohio | 21 | $ 2,533,000 | $ 120,000 | $ 57,000 |
| Crockett County Tennessee | 21 | $ 1,708,000 | $ 81,000 | $ 61,000 |
| Rhea County Tennessee | 21 | $ 2,397,000 | $ 114,000 | $ 58,000 |
| Bartholomew County Indiana | 20 | $ 2,543,000 | $ 127,000 | $ 70,000 |
| Putnam County Indiana | 20 | $ 1,841,000 | $ 92,000 | $ 82,000 |
| Whitley County Indiana | 20 | $ 1,959,000 | $ 97,000 | $ 63,000 |
| Allen County Kentucky | 20 | $ 1,995,000 | $ 99,000 | $ 49,000 |
| Mason County Kentucky | 20 | $ 1,804,000 | $ 90,000 | $ 55,000 |
| Auglaize County Ohio | 20 | $ 2,105,000 | $ 105,000 | $ 69,000 |
| Guernsey County Ohio | 20 | $ 1,963,000 | $ 98,000 | $ 53,000 |
| Smith County Tennessee | 20 | $ 2,232,000 | $ 111,000 | $ 74,000 |
| Kosciusko County Indiana | 19 | $ 3,146,000 | $ 165,000 | $ 52,000 |
| Scott County Indiana | 19 | $ 2,223,000 | $ 117,000 | $ 73,000 |
| Christian County Kentucky | 19 | $ 2,034,000 | $ 107,000 | $ 86,000 |
| Henry County Kentucky | 19 | $ 1,842,000 | $ 96,000 | $ 47,000 |
| Huron County Ohio | 19 | $ 2,637,000 | $ 138,000 | $ 61,000 |
| Hancock County Tennessee | 19 | $ 1,278,000 | $ 67,000 | $ 58,000 |
| Harrison County Indiana | 18 | $ 2,193,000 | $ 121,000 | $ 63,000 |
| Larue County Kentucky | 18 | $ 1,884,000 | $ 104,000 | $ 63,000 |
| Spencer County Kentucky | 18 | $ 2,059,000 | $ 114,000 | $ 64,000 |
| Trigg County Kentucky | 18 | $ 1,447,000 | $ 80,000 | $ 54,000 |
| Clermont County Ohio | 18 | $ 2,743,000 | $ 152,000 | $ 59,000 |
| Greene County Ohio | 18 | $ 2,389,000 | $ 132,000 | $ 72,000 |
| Shelby County Ohio | 18 | $ 2,135,000 | $ 118,000 | $ 45,000 |
| Boone County Indiana | 17 | $ 3,343,000 | $ 196,000 | $ 99,000 |
| Clay County Indiana | 17 | $ 2,061,000 | $ 121,000 | $ 57,000 |
| Warren County Indiana | 17 | $ 1,920,000 | $ 112,000 | $ 58,000 |
| Hart County Kentucky | 17 | $ 1,436,000 | $ 84,000 | $ 77,000 |
| Jackson County Kentucky | 17 | $ 1,596,000 | $ 93,000 | $ 53,000 |
| Montgomery County Ohio | 17 | $ 2,503,000 | $ 147,000 | $ 81,000 |
| Muskingum County Ohio | 17 | $ 1,909,000 | $ 112,000 | $ 59,000 |
| Johnson County Tennessee | 17 | $ 1,541,000 | $ 90,000 | $ 78,000 |
| Delaware County Indiana | 16 | $ 1,714,000 | $ 107,000 | $ 62,000 |
| Madison County Indiana | 16 | $ 1,968,000 | $ 123,000 | $ 74,000 |
| Noble County Indiana | 16 | $ 1,293,000 | $ 80,000 | $ 50,000 |
| Mercer County Kentucky | 16 | $ 1,760,000 | $ 110,000 | $ 52,000 |
| Portage County Ohio | 16 | $ 2,208,000 | $ 138,000 | $ 69,000 |
| Ross County Ohio | 16 | $ 1,913,000 | $ 119,000 | $ 51,000 |
| Lewis County Tennessee | 16 | $ 1,205,000 | $ 75,000 | $ 81,000 |
| Clark County Indiana | 15 | $ 1,833,000 | $ 122,000 | $ 83,000 |
| Fulton County Indiana | 15 | $ 1,509,000 | $ 100,000 | $ 44,000 |
| Grant County Indiana | 15 | $ 1,688,000 | $ 112,000 | $ 83,000 |
| Henry County Indiana | 15 | $ 1,309,000 | $ 87,000 | $ 73,000 |
| White County Indiana | 15 | $ 1,895,000 | $ 126,000 | $ 85,000 |
| Adair County Kentucky | 15 | $ 1,019,000 | $ 67,000 | $ 60,000 |
| Campbell County Kentucky | 15 | $ 2,357,000 | $ 157,000 | $ 65,000 |
| Carter County Kentucky | 15 | $ 839,000 | $ 55,000 | $ 46,000 |
| Grant County Kentucky | 15 | $ 1,463,000 | $ 97,000 | $ 61,000 |
| Lincoln County Kentucky | 15 | $ 1,171,000 | $ 78,000 | $ 57,000 |
| Ohio County Kentucky | 15 | $ 1,366,000 | $ 91,000 | $ 60,000 |
| Pulaski County Kentucky | 15 | $ 1,284,000 | $ 85,000 | $ 58,000 |
| Taylor County Kentucky | 15 | $ 1,690,000 | $ 112,000 | $ 69,000 |
| Adams County Ohio | 15 | $ 1,441,000 | $ 96,000 | $ 58,000 |
| Polk County Tennessee | 15 | $ 1,390,000 | $ 92,000 | $ 49,000 |
| Franklin County Kentucky | 14 | $ 1,739,000 | $ 124,000 | $ 65,000 |
| Jefferson County Kentucky | 14 | $ 2,343,000 | $ 167,000 | $ 92,000 |
| Owen County Kentucky | 14 | $ 1,046,000 | $ 74,000 | $ 54,000 |
| Franklin County Tennessee | 14 | $ 1,062,000 | $ 75,000 | $ 76,000 |
| Macon County Tennessee | 14 | $ 1,513,000 | $ 108,000 | $ 60,000 |
| Perry County Tennessee | 14 | $ 1,064,000 | $ 76,000 | $ 52,000 |
| Jay County Indiana | 13 | $ 1,048,000 | $ 80,000 | $ 55,000 |
| Miami County Indiana | 13 | $ 1,448,000 | $ 111,000 | $ 49,000 |
| Anderson County Kentucky | 13 | $ 1,686,000 | $ 129,000 | $ 60,000 |
| Lewis County Kentucky | 13 | $ 968,000 | $ 74,000 | $ 53,000 |
| Marion County Kentucky | 13 | $ 1,185,000 | $ 91,000 | $ 55,000 |
| Menifee County Kentucky | 13 | $ 1,014,000 | $ 78,000 | $ 60,000 |
| Nicholas County Kentucky | 13 | $ 1,078,000 | $ 82,000 | $ 60,000 |
| Delaware County Ohio | 13 | $ 2,916,000 | $ 224,000 | $ 77,000 |
| Fayette County Ohio | 13 | $ 1,461,000 | $ 112,000 | $ 53,000 |
| Bradley County Tennessee | 13 | $ 1,587,000 | $ 122,000 | $ 66,000 |
| Campbell County Tennessee | 13 | $ 988,000 | $ 76,000 | $ 67,000 |
| Hardin County Tennessee | 13 | $ 1,144,000 | $ 88,000 | $ 66,000 |
| Obion County Tennessee | 13 | $ 824,000 | $ 63,000 | $ 66,000 |
| Wayne County Tennessee | 13 | $ 1,389,000 | $ 106,000 | $ 49,000 |
| Hamilton County Indiana | 12 | $ 2,460,000 | $ 205,000 | $ 105,000 |
| Montgomery County Indiana | 12 | $ 1,272,000 | $ 106,000 | $ 56,000 |
| Owen County Indiana | 12 | $ 1,151,000 | $ 95,000 | $ 72,000 |
| Rowan County Kentucky | 12 | $ 1,146,000 | $ 95,000 | $ 99,000 |
| Scott County Kentucky | 12 | $ 1,992,000 | $ 166,000 | $ 63,000 |
| Brown County Ohio | 12 | $ 1,444,000 | $ 120,000 | $ 104,000 |
| Jackson County Ohio | 12 | $ 1,238,000 | $ 103,000 | $ 47,000 |
| Putnam County Ohio | 12 | $ 1,577,000 | $ 131,000 | $ 66,000 |
| Haywood County Tennessee | 12 | $ 1,265,000 | $ 105,000 | $ 120,000 |
| Overton County Tennessee | 12 | $ 1,308,000 | $ 109,000 | $ 69,000 |
| Unicoi County Tennessee | 12 | $ 1,377,000 | $ 114,000 | $ 65,000 |
| Carroll County Indiana | 11 | $ 1,061,000 | $ 96,000 | $ 83,000 |
| Jasper County Indiana | 11 | $ 1,366,000 | $ 124,000 | $ 105,000 |
| Newton County Indiana | 11 | $ 924,000 | $ 84,000 | $ 84,000 |
| Starke County Indiana | 11 | $ 1,210,000 | $ 110,000 | $ 132,000 |
| Washington County Indiana | 11 | $ 981,000 | $ 89,000 | $ 58,000 |
| Clay County Kentucky | 11 | $ 1,020,000 | $ 92,000 | $ 94,000 |
| Estill County Kentucky | 11 | $ 978,000 | $ 88,000 | $ 63,000 |
| Oldham County Kentucky | 11 | $ 1,462,000 | $ 132,000 | $ 117,000 |
| Washington County Kentucky | 11 | $ 856,000 | $ 77,000 | $ 88,000 |
| Carroll County Tennessee | 11 | $ 567,000 | $ 51,000 | $ 53,000 |
| Henry County Tennessee | 11 | $ 833,000 | $ 75,000 | $ 66,000 |
| Crawford County Indiana | 10 | $ 823,000 | $ 82,000 | $ 61,000 |
| Decatur County Indiana | 10 | $ 926,000 | $ 92,000 | $ 68,000 |
| Fountain County Indiana | 10 | $ 812,000 | $ 81,000 | $ 67,000 |
| Ripley County Indiana | 10 | $ 1,011,000 | $ 101,000 | $ 59,000 |
| Casey County Kentucky | 10 | $ 687,000 | $ 68,000 | $ 49,000 |
| Fayette County Kentucky | 10 | $ 2,370,000 | $ 237,000 | $ 106,000 |
| Grayson County Kentucky | 10 | $ 822,000 | $ 82,000 | $ 52,000 |
| Monroe County Kentucky | 10 | $ 882,000 | $ 88,000 | $ 49,000 |
| Bullitt County Kentucky | 9 | $ 1,045,000 | $ 116,000 | $ 160,000 |
| Butler County Kentucky | 9 | $ 597,000 | $ 66,000 | $ 71,000 |
| Clark County Kentucky | 9 | $ 1,055,000 | $ 117,000 | $ 92,000 |
| Greenup County Kentucky | 9 | $ 695,000 | $ 77,000 | $ 72,000 |
| Harrison County Ohio | 9 | $ 829,000 | $ 92,000 | $ 72,000 |
| Highland County Ohio | 9 | $ 1,029,000 | $ 114,000 | $ 63,000 |
| Perry County Ohio | 9 | $ 864,000 | $ 96,000 | $ 53,000 |
| DeKalb County Tennessee | 9 | $ 987,000 | $ 109,000 | $ 60,000 |
| Lake County Tennessee | 9 | $ 625,000 | $ 69,000 | $ 59,000 |
| Meigs County Tennessee | 9 | $ 1,288,000 | $ 143,000 | $ 91,000 |
| Moore County Tennessee | 9 | $ 998,000 | $ 110,000 | $ 69,000 |
| Pickett County Tennessee | 9 | $ 955,000 | $ 106,000 | $ 83,000 |
| Shelby County Tennessee | 9 | $ 746,000 | $ 82,000 | $ 82,000 |
| Van Buren County Tennessee | 9 | $ 944,000 | $ 104,000 | $ 70,000 |
| White County Tennessee | 9 | $ 973,000 | $ 108,000 | $ 121,000 |
| Blackford County Indiana | 8 | $ 843,000 | $ 105,000 | $ 45,000 |
| Brown County Indiana | 8 | $ 1,259,000 | $ 157,000 | $ 76,000 |
| Clinton County Indiana | 8 | $ 1,069,000 | $ 133,000 | $ 123,000 |
| Fayette County Indiana | 8 | $ 757,000 | $ 94,000 | $ 59,000 |
| Hancock County Indiana | 8 | $ 753,000 | $ 94,000 | $ 69,000 |
| Union County Indiana | 8 | $ 894,000 | $ 111,000 | $ 71,000 |
| Vanderburgh County Indiana | 8 | $ 924,000 | $ 115,000 | $ 59,000 |
| Wabash County Indiana | 8 | $ 901,000 | $ 112,000 | $ 83,000 |
| Boyd County Kentucky | 8 | $ 653,000 | $ 81,000 | $ 73,000 |
| Clinton County Kentucky | 8 | $ 1,889,000 | $ 236,000 | $ 79,000 |
| Hocking County Ohio | 8 | $ 986,000 | $ 123,000 | $ 79,000 |
| Decatur County Tennessee | 8 | $ 458,000 | $ 57,000 | $ 36,000 |
| Cass County Indiana | 7 | $ 707,000 | $ 101,000 | $ 58,000 |
| Jackson County Indiana | 7 | $ 681,000 | $ 97,000 | $ 54,000 |
| Jennings County Indiana | 7 | $ 553,000 | $ 79,000 | $ 48,000 |
| Tipton County Indiana | 7 | $ 760,000 | $ 108,000 | $ 127,000 |
| Fleming County Kentucky | 7 | $ 573,000 | $ 81,000 | $ 58,000 |
| Lawrence County Kentucky | 7 | $ 385,000 | $ 55,000 | $ 41,000 |
| Franklin County Ohio | 7 | $ 887,000 | $ 126,000 | $ 104,000 |
| Fulton County Ohio | 7 | $ 713,000 | $ 101,000 | $ 60,000 |
| Gallia County Ohio | 7 | $ 567,000 | $ 81,000 | $ 49,000 |
| Meigs County Ohio | 7 | $ 454,000 | $ 64,000 | $ 50,000 |
| Bledsoe County Tennessee | 7 | $ 903,000 | $ 129,000 | $ 79,000 |
| Jackson County Tennessee | 7 | $ 527,000 | $ 75,000 | $ 41,000 |
| Floyd County Indiana | 6 | $ 720,000 | $ 120,000 | $ 54,000 |
| Greene County Indiana | 6 | $ 428,000 | $ 71,000 | $ 49,000 |
| Jefferson County Indiana | 6 | $ 686,000 | $ 114,000 | $ 51,000 |
| Marion County Indiana | 6 | $ 810,000 | $ 135,000 | $ 61,000 |
| Boone County Kentucky | 6 | $ 652,000 | $ 108,000 | $ 57,000 |
| Bracken County Kentucky | 6 | $ 526,000 | $ 87,000 | $ 49,000 |
| Garrard County Kentucky | 6 | $ 769,000 | $ 128,000 | $ 68,000 |
| Green County Kentucky | 6 | $ 541,000 | $ 90,000 | $ 67,000 |
| Hopkins County Kentucky | 6 | $ 507,000 | $ 84,000 | $ 40,000 |
| Madison County Kentucky | 6 | $ 675,000 | $ 112,000 | $ 77,000 |
| Pendleton County Kentucky | 6 | $ 513,000 | $ 85,000 | $ 50,000 |
| Wayne County Kentucky | 6 | $ 525,000 | $ 87,000 | $ 36,000 |
| Allen County Ohio | 6 | $ 625,000 | $ 104,000 | $ 54,000 |
| Monroe County Ohio | 6 | $ 417,000 | $ 69,000 | $ 30,000 |
| Houston County Tennessee | 6 | $ 511,000 | $ 85,000 | $ 60,000 |
| Stewart County Tennessee | 6 | $ 455,000 | $ 75,000 | $ 94,000 |
| Benton County Indiana | 5 | $ 404,000 | $ 80,000 | $ 87,000 |
| DeKalb County Indiana | 5 | $ 654,000 | $ 130,000 | $ 61,000 |
| Gibson County Indiana | 5 | $ 489,000 | $ 97,000 | $ 51,000 |
| Lawrence County Indiana | 5 | $ 762,000 | $ 152,000 | $ 70,000 |
| Parke County Indiana | 5 | $ 424,000 | $ 84,000 | $ 40,000 |
| Pulaski County Indiana | 5 | $ 489,000 | $ 97,000 | $ 66,000 |
| Spencer County Indiana | 5 | $ 390,000 | $ 78,000 | $ 57,000 |
| Steuben County Indiana | 5 | $ 401,000 | $ 80,000 | $ 37,000 |
| Carroll County Kentucky | 5 | $ 788,000 | $ 157,000 | $ 83,000 |
| McCreary County Kentucky | 5 | $ 396,000 | $ 79,000 | $ 73,000 |
| Metcalfe County Kentucky | 5 | $ 287,000 | $ 57,000 | $ 33,000 |
| Hardin County Ohio | 5 | $ 471,000 | $ 94,000 | $ 59,000 |
| Henry County Ohio | 5 | $ 412,000 | $ 82,000 | $ 56,000 |
| Summit County Ohio | 5 | $ 505,000 | $ 101,000 | $ 93,000 |
| Washington County Ohio | 5 | $ 480,000 | $ 96,000 | $ 76,000 |
| Williams County Ohio | 5 | $ 575,000 | $ 115,000 | $ 57,000 |
| Benton County Tennessee | 5 | $ 435,000 | $ 87,000 | $ 87,000 |
| Hamilton County Tennessee | 5 | $ 707,000 | $ 141,000 | $ 75,000 |
| Knox County Indiana | 4 | $ 326,000 | $ 81,000 | $ 47,000 |
| Switzerland County Indiana | 4 | $ 551,000 | $ 137,000 | $ 62,000 |
| Vigo County Indiana | 4 | $ 690,000 | $ 172,000 | $ 65,000 |
| Wayne County Indiana | 4 | $ 388,000 | $ 97,000 | $ 40,000 |
| Edmonson County Kentucky | 4 | $ 239,000 | $ 59,000 | $ 41,000 |
| Henderson County Kentucky | 4 | $ 317,000 | $ 79,000 | $ 45,000 |
| Kenton County Kentucky | 4 | $ 460,000 | $ 115,000 | $ 35,000 |
| Morgan County Kentucky | 4 | $ 310,000 | $ 77,000 | $ 47,000 |
| Muhlenberg County Kentucky | 4 | $ 184,000 | $ 46,000 | $ 122,000 |
| Trimble County Kentucky | 4 | $ 406,000 | $ 101,000 | $ 36,000 |
| Defiance County Ohio | 4 | $ 382,000 | $ 95,000 | $ 58,000 |
| Erie County Ohio | 4 | $ 409,000 | $ 102,000 | $ 85,000 |
| Lawrence County Ohio | 4 | $ 414,000 | $ 103,000 | $ 56,000 |
| Paulding County Ohio | 4 | $ 294,000 | $ 73,000 | $ 44,000 |
| Grundy County Tennessee | 4 | $ 508,000 | $ 127,000 | $ 66,000 |
| Sequatchie County Tennessee | 4 | $ 448,000 | $ 112,000 | $ 63,000 |
| Trousdale County Tennessee | 4 | $ 422,000 | $ 105,000 | $ 94,000 |
| Dubois County Indiana | 3 | $ 355,000 | $ 118,000 | $ 63,000 |
| Franklin County Indiana | 3 | $ 358,000 | $ 119,000 | $ 60,000 |
| Orange County Indiana | 3 | $ 261,000 | $ 87,000 | $ 65,000 |
| Vermillion County Indiana | 3 | $ 461,000 | $ 153,000 | $ 59,000 |
| Warrick County Indiana | 3 | $ 428,000 | $ 142,000 | $ 78,000 |
| Boyle County Kentucky | 3 | $ 181,000 | $ 60,000 | $ 31,000 |
| Elliott County Kentucky | 3 | $ 188,000 | $ 62,000 | $ 51,000 |
| Gallatin County Kentucky | 3 | $ 153,000 | $ 51,000 | $ 62,000 |
| McLean County Kentucky | 3 | $ 277,000 | $ 92,000 | $ 105,000 |
| Todd County Kentucky | 3 | $ 223,000 | $ 74,000 | $ 57,000 |
| Chester County South Carolina | 3 | $ 443,000 | $ 147,000 | $ 64,000 |
| Dearborn County Indiana | 2 | $ 299,000 | $ 149,000 | $ 71,000 |
| Pike County Indiana | 2 | $ 209,000 | $ 104,000 | $ 73,000 |
| Posey County Indiana | 2 | $ 232,000 | $ 116,000 | $ 47,000 |
| Sullivan County Indiana | 2 | $ 222,000 | $ 111,000 | $ 58,000 |
| Bell County Kentucky | 2 | $ 168,000 | $ 84,000 | $ 45,000 |
| Bourbon County Kentucky | 2 | $ 221,000 | $ 110,000 | $ 81,000 |
| Caldwell County Kentucky | 2 | $ 200,000 | $ 100,000 | $ 98,000 |
| Cumberland County Kentucky | 2 | $ 219,000 | $ 109,000 | $ 80,000 |
| Harlan County Kentucky | 2 | $ 126,000 | $ 63,000 | $ 48,000 |
| Jessamine County Kentucky | 2 | $ 360,000 | $ 180,000 | $ 60,000 |
| Johnson County Kentucky | 2 | $ 111,000 | $ 55,000 | $ 47,000 |
| Letcher County Kentucky | 2 | $ 252,000 | $ 126,000 | $ 96,000 |
| Owsley County Kentucky | 2 | $ 154,000 | $ 77,000 | $ 59,000 |
| Robertson County Kentucky | 2 | $ 171,000 | $ 85,000 | $ 71,000 |
| Russell County Kentucky | 2 | $ 637,000 | $ 318,000 | $ 117,000 |
| Union County Kentucky | 2 | $ 192,000 | $ 96,000 | $ 79,000 |
| Webster County Kentucky | 2 | $ 132,000 | $ 66,000 | $ 54,000 |
| Woodford County Kentucky | 2 | $ 613,000 | $ 306,000 | $ 98,000 |
| Athens County Ohio | 2 | $ 215,000 | $ 107,000 | $ 62,000 |
| Lake County Ohio | 2 | $ 278,000 | $ 139,000 | $ 54,000 |
| Morgan County Ohio | 2 | $ 147,000 | $ 73,000 | $ 48,000 |
| Ottawa County Ohio | 2 | $ 276,000 | $ 138,000 | $ 179,000 |
| Van Wert County Ohio | 2 | $ 300,000 | $ 150,000 | $ 45,000 |
| Clay County Tennessee | 2 | $ 135,000 | $ 67,000 | $ 61,000 |
| Lauderdale County Alabama | 1 | $ 68,000 | $ 68,000 | $ 34,000 |
| Madison County Alabama | 1 | $ 94,000 | $ 94,000 | $ 300,000 |
| Benton County Arkansas | 1 | $ 150,000 | $ 150,000 | $ 122,000 |
| Fulton County Arkansas | 1 | $ 23,000 | $ 23,000 | $ 29,000 |
| Washington County Arkansas | 1 | $ 72,000 | $ 72,000 | $ 115,000 |
| Chaffee County Colorado | 1 | $ 86,000 | $ 86,000 | $ 52,000 |
| New Haven County Connecticut | 1 | $ 154,000 | $ 154,000 | $ 145,000 |
| Alachua County Florida | 1 | $ 72,000 | $ 72,000 | $ 109,000 |
| Collier County Florida | 1 | $ 199,000 | $ 199,000 | $ 24,000 |
| Lee County Florida | 1 | $ 98,000 | $ 98,000 | $ 734,000 |
| Kankakee County Illinois | 1 | $ 97,000 | $ 97,000 | $ 161,000 |
| Vermilion County Illinois | 1 | $ 90,000 | $ 90,000 | $ 78,000 |
| Daviess County Indiana | 1 | $ 91,000 | $ 91,000 | $ 69,000 |
| Perry County Indiana | 1 | $ 67,000 | $ 67,000 | $ 59,000 |
| Randolph County Indiana | 1 | $ 174,000 | $ 174,000 | $ 101,000 |
| Carlisle County Kentucky | 1 | $ 34,000 | $ 34,000 | $ 66,000 |
| Crittenden County Kentucky | 1 | $ 73,000 | $ 73,000 | $ 61,000 |
| Knox County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 49,000 |
| Lee County Kentucky | 1 | $ 18,000 | $ 18,000 | $ 58,000 |
| Livingston County Kentucky | 1 | $ 47,000 | $ 47,000 | $ 30,000 |
| Lyon County Kentucky | 1 | $ 46,000 | $ 46,000 | $ 32,000 |
| Magoffin County Kentucky | 1 | $ 100,000 | $ 100,000 | $ 70,000 |
| Pike County Kentucky | 1 | $ 61,000 | $ 61,000 | $ 51,000 |
| Powell County Kentucky | 1 | $ 23,000 | $ 23,000 | $ 22,000 |
| Wolfe County Kentucky | 1 | $ 62,000 | $ 62,000 | $ 76,000 |
| Jackson County Michigan | 1 | $ 22,000 | $ 22,000 | $ 98,000 |
| Harrison County Mississippi | 1 | $ 165,000 | $ 165,000 | $ 71,000 |
| Rockingham County New Hampshire | 1 | $ 105,000 | $ 105,000 | $ 53,000 |
| Burlington County New Jersey | 1 | $ 250,000 | $ 250,000 | $ 15,000 |
| Belmont County Ohio | 1 | $ 145,000 | $ 145,000 | $ 75,000 |
| Crawford County Ohio | 1 | $ 149,000 | $ 149,000 | $ 82,000 |
| Jefferson County Ohio | 1 | $ 64,000 | $ 64,000 | $ 24,000 |
| Marion County Ohio | 1 | $ 74,000 | $ 74,000 | $ 29,000 |
| Vinton County Ohio | 1 | $ 146,000 | $ 146,000 | $ 55,000 |
| Beaufort County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 75,000 |
| Marion County Tennessee | 1 | $ 123,000 | $ 123,000 | $ 71,000 |
| Floyd County Texas | 1 | $ 150,000 | $ 150,000 | $ 76,000 |
| Accomack County Virginia | 1 | $ 400,000 | $ 400,000 | $ 2,223,000 |
| Rockbridge County Virginia | 1 | $ 170,000 | $ 170,000 | $ 47,000 |
Mortgage Loan Application Detail Totals for Farm Credit Mid-America, Aca in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase (one-to-four family) | 4,236 | $493,008,000 | $125,866 | $1,000,000 | $96,200 | $1,473,000 |
| Refinancing (home purchase or home improvement, one-to-four family) | 2,670 | $275,174,000 | $137,545 | $1,068,000 | $287,363 | $3,000,000 |
| Home Improvement (one-to-four family) | 1,049 | $82,707,000 | $96,666 | $814,000 | $54,166 | $754,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,845 | $734,043,000 | $137,882 | $1,068,000 | $158,705 | $3,000,000 |
| Information not provided by applicant in mail or telephone application | 1,017 | $106,471,000 | $91,833 | $1,000,000 | $69,833 | $1,450,000 |
| Black | 35 | $4,005,000 | $153,250 | $298,000 | $74,250 | $148,000 |
| Hispanic | 29 | $3,006,000 | $112,500 | $320,000 | $54,250 | $110,000 |
| American Indian or Alaskan Native | 15 | $1,738,000 | $118,000 | $300,000 | $59,250 | $136,000 |
| Other | 9 | $852,000 | $100,250 | $148,000 | $88,500 | $276,000 |
| Asian or Pacific Islander | 5 | $774,000 | $204,000 | $282,000 | $78,000 | $106,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,955 | $850,889,000 | $130,052 | $1,068,000 | $149,894 | $3,000,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,686 | $501,889,000 | $131,625 | $937,000 | $204,437 | $3,000,000 |
| Application Denied By Financial Institution | 1,607 | $162,036,000 | $98,777 | $1,068,000 | $47,000 | $599,000 |
| File Closed For Incompleteness | 774 | $81,620,000 | $113,428 | $400,000 | $70,714 | $579,000 |
| Application Withdrawn By Applicant | 501 | $62,555,000 | $122,000 | $1,000,000 | $70,400 | $1,450,000 |
| Application Approved But Not Accepted | 387 | $42,789,000 | $121,666 | $849,000 | $71,333 | $553,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Farm Credit Mid-America, Aca's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Farm Credit Mid-America, Aca's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kentucky, download the full spreadsheet
with aggregated HMDA statistics today.