Farm Credit Mid-America, Aca Mortgage Lending & HMDA Data, 2005

In 2005, Farm Credit Mid-America, Aca of Louisville, KY reported 8,351 mortgage applications totaling $1.1 billion, up 37% from 2004. The average application was for $125,813, and applicants reported an average income of $84,098. 57% of its applications resulted in an originated loan and 19% were denied. Its largest markets were Nashville-Davidson--Murfreesboro, TN (433), Louisville, KY-IN (149) and Knoxville, TN (132) (applications in parentheses).

Mortgage Company & Address Farm Credit Mid-America, Aca
1601 Ups Drive
Louisville, KY 40299
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 8,351
Total Mortgage Loan Application Amount $1,050,671,000
Average Mortgage Loan Application Amount $125,813
Highest Mortgage Loan Application Amount $2,437,000
Average Applicant Income $84,098
Highest Applicant Income $3,139,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Farm Credit Mid-America, Aca filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Farm Credit Mid-America, Aca by County in 2005

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Scott, Tennessee 145 $ 10,242,000 $ 70,634 $ 58,000
Greene, Tennessee 97 $ 9,617,000 $ 99,144 $ 59,000
Wayne, Ohio 93 $ 11,881,000 $ 127,752 $ 101,000
Hardeman, Tennessee 82 $ 8,285,000 $ 101,036 $ 71,000
Dickson, Tennessee 75 $ 8,543,000 $ 113,906 $ 71,000
Stark, Ohio 73 $ 11,851,000 $ 162,342 $ 84,000
Simpson, Kentucky 72 $ 6,549,000 $ 90,958 $ 67,000
Holmes, Ohio 67 $ 9,634,000 $ 143,791 $ 64,000
Rutherford, Tennessee 66 $ 9,235,000 $ 139,924 $ 71,000
Claiborne, Tennessee 63 $ 5,401,000 $ 85,730 $ 57,000
Columbiana, Ohio 55 $ 7,375,000 $ 134,090 $ 142,000
Maury, Tennessee 55 $ 8,845,000 $ 160,818 $ 84,000
Fayette, Tennessee 54 $ 9,262,000 $ 171,518 $ 73,000
Grainger, Tennessee 53 $ 6,274,000 $ 118,377 $ 70,000
Ashland, Ohio 52 $ 5,906,000 $ 113,576 $ 106,000
Hawkins, Tennessee 52 $ 5,623,000 $ 108,134 $ 77,000
Washington, Tennessee 52 $ 5,967,000 $ 114,750 $ 111,000
Hart, Kentucky 51 $ 5,536,000 $ 108,549 $ 59,000
Jefferson, Tennessee 50 $ 7,340,000 $ 146,800 $ 97,000
Nelson, Kentucky 47 $ 5,263,000 $ 111,978 $ 67,000
Williamson, Tennessee 46 $ 10,505,000 $ 228,369 $ 93,000
Adams, Indiana 44 $ 4,748,000 $ 107,909 $ 41,000
Logan, Ohio 44 $ 6,505,000 $ 147,840 $ 78,000
Knox, Tennessee 43 $ 5,492,000 $ 127,720 $ 76,000
Elkhart, Indiana 42 $ 6,166,000 $ 146,809 $ 362,000
LaGrange, Indiana 42 $ 5,305,000 $ 126,309 $ 67,000
Preble, Ohio 41 $ 5,968,000 $ 145,560 $ 85,000
Trumbull, Ohio 41 $ 4,850,000 $ 118,292 $ 59,000
Hickman, Tennessee 41 $ 4,355,000 $ 106,219 $ 69,000
Morgan, Tennessee 41 $ 4,009,000 $ 97,780 $ 57,000
Harrison, Kentucky 40 $ 4,346,000 $ 108,650 $ 63,000
Robertson, Tennessee 40 $ 4,755,000 $ 118,875 $ 91,000
Breckinridge, Kentucky 39 $ 3,659,000 $ 93,820 $ 52,000
Adams, Ohio 39 $ 4,855,000 $ 124,487 $ 84,000
Carroll, Ohio 39 $ 4,266,000 $ 109,384 $ 58,000
Knox, Ohio 38 $ 5,875,000 $ 154,605 $ 99,000
Cannon, Tennessee 38 $ 4,732,000 $ 124,526 $ 78,000
McMinn, Tennessee 38 $ 4,422,000 $ 116,368 $ 63,000
Barren, Kentucky 37 $ 3,900,000 $ 105,405 $ 62,000
Geauga, Ohio 37 $ 4,813,000 $ 130,081 $ 156,000
Warren, Kentucky 36 $ 3,965,000 $ 110,138 $ 74,000
Sevier, Tennessee 36 $ 4,244,000 $ 117,888 $ 63,000
Blount, Tennessee 35 $ 5,349,000 $ 152,828 $ 66,000
Cumberland, Tennessee 35 $ 3,188,000 $ 91,085 $ 66,000
Giles, Tennessee 35 $ 5,152,000 $ 147,200 $ 94,000
Humphreys, Tennessee 35 $ 3,686,000 $ 105,314 $ 76,000
Sullivan, Tennessee 35 $ 5,969,000 $ 170,542 $ 77,000
Bedford, Tennessee 33 $ 4,486,000 $ 135,939 $ 67,000
Cocke, Tennessee 33 $ 3,584,000 $ 108,606 $ 58,000
McNairy, Tennessee 33 $ 3,178,000 $ 96,303 $ 47,000
Sumner, Tennessee 33 $ 3,202,000 $ 97,030 $ 85,000
Fleming, Kentucky 32 $ 3,054,000 $ 95,437 $ 56,000
Laurel, Kentucky 32 $ 3,679,000 $ 114,968 $ 74,000
Licking, Ohio 32 $ 5,867,000 $ 183,343 $ 83,000
Richland, Ohio 32 $ 3,960,000 $ 123,750 $ 91,000
Lewis, Tennessee 32 $ 3,685,000 $ 115,156 $ 52,000
Marshall, Tennessee 32 $ 3,398,000 $ 106,187 $ 69,000
Morgan, Indiana 31 $ 3,747,000 $ 120,870 $ 90,000
Daviess, Kentucky 31 $ 4,498,000 $ 145,096 $ 189,000
Chester, Tennessee 31 $ 2,880,000 $ 92,903 $ 60,000
Lincoln, Tennessee 31 $ 4,691,000 $ 151,322 $ 77,000
Scioto, Ohio 30 $ 3,384,000 $ 112,800 $ 73,000
Lauderdale, Tennessee 30 $ 2,748,000 $ 91,600 $ 63,000
Carter, Kentucky 29 $ 1,949,000 $ 67,206 $ 50,000
Rockcastle, Kentucky 29 $ 3,177,000 $ 109,551 $ 87,000
Gibson, Tennessee 29 $ 2,489,000 $ 85,827 $ 77,000
Owen, Kentucky 28 $ 4,100,000 $ 146,428 $ 55,000
Champaign, Ohio 28 $ 4,837,000 $ 172,750 $ 78,000
Tuscarawas, Ohio 28 $ 3,260,000 $ 116,428 $ 176,000
Warren, Tennessee 28 $ 2,762,000 $ 98,642 $ 86,000
White, Tennessee 28 $ 3,533,000 $ 126,178 $ 88,000
Ohio, Kentucky 27 $ 2,669,000 $ 98,851 $ 107,000
Putnam, Tennessee 27 $ 3,506,000 $ 129,851 $ 61,000
St. Joseph, Indiana 26 $ 3,183,000 $ 122,423 $ 103,000
Montgomery, Kentucky 26 $ 2,194,000 $ 84,384 $ 71,000
Mercer, Ohio 26 $ 2,946,000 $ 113,307 $ 81,000
Bledsoe, Tennessee 26 $ 3,287,000 $ 126,423 $ 60,000
Overton, Tennessee 26 $ 2,812,000 $ 108,153 $ 57,000
Allen, Kentucky 25 $ 2,112,000 $ 84,480 $ 97,000
Lincoln, Kentucky 25 $ 2,380,000 $ 95,200 $ 66,000
Mahoning, Ohio 25 $ 3,675,000 $ 147,000 $ 79,000
Perry, Ohio 25 $ 3,473,000 $ 138,920 $ 81,000
Portage, Ohio 25 $ 3,420,000 $ 136,800 $ 177,000
Carter, Tennessee 25 $ 2,445,000 $ 97,800 $ 69,000
Lawrence, Tennessee 25 $ 2,364,000 $ 94,560 $ 71,000
Weakley, Tennessee 25 $ 1,914,000 $ 76,560 $ 53,000
Wilson, Tennessee 25 $ 3,324,000 $ 132,960 $ 111,000
Allen, Indiana 24 $ 4,005,000 $ 166,875 $ 95,000
Marshall, Indiana 24 $ 3,214,000 $ 133,916 $ 191,000
Owen, Indiana 24 $ 2,686,000 $ 111,916 $ 99,000
Hardin, Kentucky 24 $ 2,297,000 $ 95,708 $ 62,000
Pulaski, Kentucky 24 $ 2,386,000 $ 99,416 $ 87,000
Monroe, Tennessee 24 $ 2,681,000 $ 111,708 $ 88,000
Muskingum, Ohio 23 $ 3,763,000 $ 163,608 $ 59,000
Pike, Ohio 23 $ 2,226,000 $ 96,782 $ 50,000
Wayne, Tennessee 23 $ 1,983,000 $ 86,217 $ 73,000
Monroe, Indiana 22 $ 3,068,000 $ 139,454 $ 84,000
Putnam, Indiana 22 $ 3,244,000 $ 147,454 $ 91,000
Starke, Indiana 22 $ 2,402,000 $ 109,181 $ 54,000
Bath, Kentucky 22 $ 1,639,000 $ 74,500 $ 97,000
Grant, Kentucky 22 $ 2,431,000 $ 110,500 $ 52,000
Henry, Kentucky 22 $ 2,451,000 $ 111,409 $ 118,000
Clark, Ohio 22 $ 2,874,000 $ 130,636 $ 89,000
Fairfield, Ohio 22 $ 4,027,000 $ 183,045 $ 59,000
Medina, Ohio 22 $ 5,046,000 $ 229,363 $ 86,000
Fentress, Tennessee 22 $ 2,663,000 $ 121,045 $ 92,000
Hancock, Tennessee 22 $ 1,758,000 $ 79,909 $ 62,000
Jay, Indiana 21 $ 1,952,000 $ 92,952 $ 48,000
Christian, Kentucky 21 $ 2,245,000 $ 106,904 $ 165,000
Jackson, Kentucky 21 $ 2,281,000 $ 108,619 $ 77,000
Ashtabula, Ohio 21 $ 2,475,000 $ 117,857 $ 65,000
Ross, Ohio 21 $ 3,016,000 $ 143,619 $ 78,000
Union, Ohio 21 $ 3,657,000 $ 174,142 $ 91,000
Fulton, Indiana 20 $ 1,966,000 $ 98,300 $ 90,000
Guernsey, Ohio 20 $ 2,378,000 $ 118,900 $ 54,000
Harrison, Ohio 20 $ 2,180,000 $ 109,000 $ 48,000
Huron, Ohio 20 $ 2,195,000 $ 109,750 $ 57,000
Clay, Tennessee 20 $ 2,296,000 $ 114,800 $ 84,000
Coffee, Tennessee 20 $ 2,202,000 $ 110,100 $ 71,000
Madison, Tennessee 20 $ 2,771,000 $ 138,550 $ 48,000
Tipton, Tennessee 20 $ 2,537,000 $ 126,850 $ 126,000
Shelby, Kentucky 19 $ 3,226,000 $ 169,789 $ 77,000
Whitley, Kentucky 19 $ 1,857,000 $ 97,736 $ 56,000
Darke, Ohio 19 $ 1,918,000 $ 100,947 $ 79,000
Noble, Ohio 19 $ 1,922,000 $ 101,157 $ 67,000
DeKalb, Tennessee 19 $ 2,840,000 $ 149,473 $ 77,000
Henry, Tennessee 19 $ 1,339,000 $ 70,473 $ 58,000
Jackson, Tennessee 19 $ 2,656,000 $ 139,789 $ 77,000
Montgomery, Tennessee 19 $ 2,810,000 $ 147,894 $ 89,000
Roane, Tennessee 19 $ 2,859,000 $ 150,473 $ 105,000
Union, Tennessee 19 $ 1,509,000 $ 79,421 $ 58,000
Warren, Indiana 18 $ 1,942,000 $ 107,888 $ 162,000
Adair, Kentucky 18 $ 1,654,000 $ 91,888 $ 97,000
Washington, Kentucky 18 $ 2,063,000 $ 114,611 $ 53,000
Brown, Ohio 18 $ 1,960,000 $ 108,888 $ 61,000
Clermont, Ohio 18 $ 2,697,000 $ 149,833 $ 79,000
Lorain, Ohio 18 $ 3,208,000 $ 178,222 $ 83,000
Anderson, Tennessee 18 $ 1,705,000 $ 94,722 $ 75,000
Carroll, Tennessee 18 $ 2,081,000 $ 115,611 $ 62,000
Cheatham, Tennessee 18 $ 2,536,000 $ 140,888 $ 81,000
Kosciusko, Indiana 17 $ 2,350,000 $ 138,235 $ 103,000
Grayson, Kentucky 17 $ 1,861,000 $ 109,470 $ 60,000
Logan, Kentucky 17 $ 1,502,000 $ 88,352 $ 48,000
Meade, Kentucky 17 $ 2,314,000 $ 136,117 $ 61,000
Mercer, Kentucky 17 $ 1,829,000 $ 107,588 $ 47,000
Coshocton, Ohio 17 $ 1,710,000 $ 100,588 $ 51,000
Fulton, Ohio 17 $ 1,656,000 $ 97,411 $ 51,000
Montgomery, Ohio 17 $ 3,353,000 $ 197,235 $ 121,000
Crockett, Tennessee 17 $ 1,529,000 $ 89,941 $ 70,000
Loudon, Tennessee 17 $ 3,178,000 $ 186,941 $ 95,000
Perry, Tennessee 17 $ 2,195,000 $ 129,117 $ 89,000
Smith, Tennessee 17 $ 2,253,000 $ 132,529 $ 121,000
Grant, Indiana 16 $ 1,844,000 $ 115,250 $ 59,000
Anderson, Kentucky 16 $ 1,426,000 $ 89,125 $ 52,000
McCreary, Kentucky 16 $ 1,255,000 $ 78,437 $ 57,000
Pendleton, Kentucky 16 $ 2,108,000 $ 131,750 $ 93,000
Miami, Ohio 16 $ 3,212,000 $ 200,750 $ 61,000
Clay, Indiana 15 $ 1,357,000 $ 90,466 $ 68,000
Lawrence, Indiana 15 $ 1,725,000 $ 115,000 $ 58,000
Madison, Indiana 15 $ 2,452,000 $ 163,466 $ 121,000
Noble, Indiana 15 $ 2,277,000 $ 151,800 $ 109,000
Bracken, Kentucky 15 $ 1,667,000 $ 111,133 $ 63,000
Bullitt, Kentucky 15 $ 1,825,000 $ 121,666 $ 66,000
Cumberland, Kentucky 15 $ 1,323,000 $ 88,200 $ 91,000
Nicholas, Kentucky 15 $ 1,214,000 $ 80,933 $ 47,000
Butler, Ohio 15 $ 2,659,000 $ 177,266 $ 96,000
Clinton, Ohio 15 $ 1,789,000 $ 119,266 $ 88,000
Gallia, Ohio 15 $ 1,237,000 $ 82,466 $ 53,000
Morrow, Ohio 15 $ 1,422,000 $ 94,800 $ 65,000
Pickaway, Ohio 15 $ 2,793,000 $ 186,200 $ 92,000
Dyer, Tennessee 15 $ 1,499,000 $ 99,933 $ 52,000
Hamblen, Tennessee 15 $ 1,146,000 $ 76,400 $ 73,000
Hamilton, Tennessee 15 $ 2,516,000 $ 167,733 $ 77,000
Sequatchie, Tennessee 15 $ 2,230,000 $ 148,666 $ 71,000
Greene, Indiana 14 $ 2,134,000 $ 152,428 $ 56,000
Henry, Indiana 14 $ 1,695,000 $ 121,071 $ 87,000
Jasper, Indiana 14 $ 1,792,000 $ 128,000 $ 188,000
Jefferson, Indiana 14 $ 2,232,000 $ 159,428 $ 115,000
Jennings, Indiana 14 $ 2,348,000 $ 167,714 $ 55,000
Shelby, Indiana 14 $ 2,266,000 $ 161,857 $ 90,000
Mason, Kentucky 14 $ 1,513,000 $ 108,071 $ 62,000
Spencer, Kentucky 14 $ 2,204,000 $ 157,428 $ 56,000
Allen, Ohio 14 $ 2,294,000 $ 163,857 $ 63,000
Madison, Ohio 14 $ 1,990,000 $ 142,142 $ 91,000
Haywood, Tennessee 14 $ 1,651,000 $ 117,928 $ 74,000
Macon, Tennessee 14 $ 1,728,000 $ 123,428 $ 105,000
Obion, Tennessee 14 $ 1,114,000 $ 79,571 $ 61,000
Bartholomew, Indiana 13 $ 1,873,000 $ 144,076 $ 114,000
Delaware, Indiana 13 $ 1,570,000 $ 120,769 $ 57,000
Howard, Indiana 13 $ 2,065,000 $ 158,846 $ 107,000
Johnson, Indiana 13 $ 1,596,000 $ 122,769 $ 83,000
Washington, Indiana 13 $ 1,191,000 $ 91,615 $ 111,000
Lewis, Kentucky 13 $ 650,000 $ 50,000 $ 47,000
Madison, Kentucky 13 $ 1,584,000 $ 121,846 $ 67,000
Marion, Kentucky 13 $ 1,422,000 $ 109,384 $ 115,000
McLean, Kentucky 13 $ 2,102,000 $ 161,692 $ 126,000
Rowan, Kentucky 13 $ 1,093,000 $ 84,076 $ 51,000
Scott, Kentucky 13 $ 2,572,000 $ 197,846 $ 98,000
Taylor, Kentucky 13 $ 1,455,000 $ 111,923 $ 65,000
Hocking, Ohio 13 $ 2,109,000 $ 162,230 $ 76,000
Benton, Tennessee 13 $ 921,000 $ 70,846 $ 163,000
Davidson, Tennessee 13 $ 1,910,000 $ 146,923 $ 81,000
Johnson, Tennessee 13 $ 1,567,000 $ 120,538 $ 74,000
Stewart, Tennessee 13 $ 1,703,000 $ 131,000 $ 58,000
Harrison, Indiana 12 $ 1,731,000 $ 144,250 $ 130,000
LaPorte, Indiana 12 $ 3,655,000 $ 304,583 $ 107,000
Scott, Indiana 12 $ 1,396,000 $ 116,333 $ 59,000
Spencer, Indiana 12 $ 1,440,000 $ 120,000 $ 73,000
Wells, Indiana 12 $ 1,348,000 $ 112,333 $ 63,000
Clark, Kentucky 12 $ 1,381,000 $ 115,083 $ 86,000
Highland, Ohio 12 $ 914,000 $ 76,166 $ 48,000
Shelby, Ohio 12 $ 2,083,000 $ 173,583 $ 73,000
Warren, Ohio 12 $ 3,311,000 $ 275,916 $ 78,000
Hardin, Tennessee 12 $ 1,443,000 $ 120,250 $ 99,000
Huntington, Indiana 11 $ 1,508,000 $ 137,090 $ 134,000
Parke, Indiana 11 $ 1,338,000 $ 121,636 $ 87,000
Rush, Indiana 11 $ 1,268,000 $ 115,272 $ 85,000
Butler, Kentucky 11 $ 1,027,000 $ 93,363 $ 86,000
Casey, Kentucky 11 $ 805,000 $ 73,181 $ 59,000
Greenup, Kentucky 11 $ 1,120,000 $ 101,818 $ 85,000
Larue, Kentucky 11 $ 1,592,000 $ 144,727 $ 66,000
Fayette, Ohio 11 $ 1,357,000 $ 123,363 $ 51,000
Jackson, Ohio 11 $ 1,400,000 $ 127,272 $ 46,000
Bradley, Tennessee 11 $ 1,550,000 $ 140,909 $ 76,000
Polk, Tennessee 11 $ 850,000 $ 77,272 $ 57,000
Rhea, Tennessee 11 $ 1,056,000 $ 96,000 $ 54,000
Franklin, Indiana 10 $ 1,404,000 $ 140,400 $ 73,000
Lake, Indiana 10 $ 1,515,000 $ 151,500 $ 211,000
Miami, Indiana 10 $ 1,029,000 $ 102,900 $ 63,000
Randolph, Indiana 10 $ 1,080,000 $ 108,000 $ 67,000
Tippecanoe, Indiana 10 $ 1,266,000 $ 126,600 $ 139,000
Vigo, Indiana 10 $ 1,111,000 $ 111,100 $ 96,000
Wayne, Indiana 10 $ 952,000 $ 95,200 $ 133,000
White, Indiana 10 $ 982,000 $ 98,200 $ 49,000
Boyle, Kentucky 10 $ 1,348,000 $ 134,800 $ 104,000
Clay, Kentucky 10 $ 824,000 $ 82,400 $ 50,000
Menifee, Kentucky 10 $ 747,000 $ 74,700 $ 61,000
Monroe, Kentucky 10 $ 1,053,000 $ 105,300 $ 59,000
Trigg, Kentucky 10 $ 965,000 $ 96,500 $ 88,000
Greene, Ohio 10 $ 1,152,000 $ 115,200 $ 82,000
Shelby, Tennessee 10 $ 2,314,000 $ 231,400 $ 146,000
Blackford, Indiana 9 $ 1,259,000 $ 139,888 $ 108,000
Hancock, Indiana 9 $ 1,531,000 $ 170,111 $ 103,000
Hendricks, Indiana 9 $ 1,422,000 $ 158,000 $ 73,000
Montgomery, Indiana 9 $ 1,089,000 $ 121,000 $ 80,000
Franklin, Kentucky 9 $ 1,270,000 $ 141,111 $ 88,000
Green, Kentucky 9 $ 853,000 $ 94,777 $ 82,000
Hancock, Kentucky 9 $ 961,000 $ 106,777 $ 64,000
Morgan, Kentucky 9 $ 528,000 $ 58,666 $ 43,000
Auglaize, Ohio 9 $ 1,094,000 $ 121,555 $ 92,000
Delaware, Ohio 9 $ 2,794,000 $ 310,444 $ 123,000
Monroe, Ohio 9 $ 817,000 $ 90,777 $ 59,000
Vinton, Ohio 9 $ 775,000 $ 86,111 $ 60,000
Decatur, Tennessee 9 $ 1,116,000 $ 124,000 $ 75,000
Franklin, Tennessee 9 $ 1,653,000 $ 183,666 $ 90,000
Henderson, Tennessee 9 $ 806,000 $ 89,555 $ 67,000
Meigs, Tennessee 9 $ 1,195,000 $ 132,777 $ 72,000
Van Buren, Tennessee 9 $ 995,000 $ 110,555 $ 60,000
Boone, Indiana 8 $ 1,083,000 $ 135,375 $ 248,000
Brown, Indiana 8 $ 798,000 $ 99,750 $ 43,000
Clark, Indiana 8 $ 1,289,000 $ 161,125 $ 119,000
Fountain, Indiana 8 $ 765,000 $ 95,625 $ 87,000
Porter, Indiana 8 $ 1,331,000 $ 166,375 $ 120,000
Pulaski, Indiana 8 $ 735,000 $ 91,875 $ 52,000
Switzerland, Indiana 8 $ 1,097,000 $ 137,125 $ 69,000
Whitley, Indiana 8 $ 1,027,000 $ 128,375 $ 57,000
Boone, Kentucky 8 $ 1,504,000 $ 188,000 $ 78,000
Bourbon, Kentucky 8 $ 1,549,000 $ 193,625 $ 111,000
Boyd, Kentucky 8 $ 455,000 $ 56,875 $ 54,000
Garrard, Kentucky 8 $ 934,000 $ 116,750 $ 62,000
Henderson, Kentucky 8 $ 1,008,000 $ 126,000 $ 74,000
Metcalfe, Kentucky 8 $ 795,000 $ 99,375 $ 68,000
Van Wert, Ohio 8 $ 850,000 $ 106,250 $ 69,000
Washington, Ohio 8 $ 1,359,000 $ 169,875 $ 54,000
Moore, Tennessee 8 $ 804,000 $ 100,500 $ 84,000
Decatur, Indiana 7 $ 1,165,000 $ 166,428 $ 70,000
Martin, Indiana 7 $ 577,000 $ 82,428 $ 52,000
Tipton, Indiana 7 $ 1,326,000 $ 189,428 $ 75,000
Knox, Kentucky 7 $ 475,000 $ 67,857 $ 84,000
Robertson, Kentucky 7 $ 884,000 $ 126,285 $ 47,000
Wayne, Kentucky 7 $ 551,000 $ 78,714 $ 97,000
Henry, Ohio 7 $ 815,000 $ 116,428 $ 64,000
Campbell, Tennessee 7 $ 594,000 $ 84,857 $ 49,000
Marion, Tennessee 7 $ 826,000 $ 118,000 $ 81,000
Trousdale, Tennessee 7 $ 631,000 $ 90,142 $ 62,000
Dearborn, Indiana 6 $ 983,000 $ 163,833 $ 59,000
Dubois, Indiana 6 $ 807,000 $ 134,500 $ 122,000
Jackson, Indiana 6 $ 848,000 $ 141,333 $ 69,000
Ripley, Indiana 6 $ 1,123,000 $ 187,166 $ 78,000
Sullivan, Indiana 6 $ 478,000 $ 79,666 $ 56,000
Wabash, Indiana 6 $ 376,000 $ 62,666 $ 63,000
Warrick, Indiana 6 $ 839,000 $ 139,833 $ 58,000
Campbell, Kentucky 6 $ 1,041,000 $ 173,500 $ 97,000
Clinton, Kentucky 6 $ 494,000 $ 82,333 $ 50,000
Estill, Kentucky 6 $ 748,000 $ 124,666 $ 62,000
Oldham, Kentucky 6 $ 1,039,000 $ 173,166 $ 109,000
Todd, Kentucky 6 $ 595,000 $ 99,166 $ 58,000
Belmont, Ohio 6 $ 821,000 $ 136,833 $ 240,000
Defiance, Ohio 6 $ 1,262,000 $ 210,333 $ 86,000
Lawrence, Ohio 6 $ 777,000 $ 129,500 $ 55,000
Grundy, Tennessee 6 $ 685,000 $ 114,166 $ 53,000
Carroll, Indiana 5 $ 1,203,000 $ 240,600 $ 93,000
Cass, Indiana 5 $ 597,000 $ 119,400 $ 59,000
Clinton, Indiana 5 $ 535,000 $ 107,000 $ 101,000
Crawford, Indiana 5 $ 521,000 $ 104,200 $ 56,000
Floyd, Indiana 5 $ 937,000 $ 187,400 $ 114,000
Hamilton, Indiana 5 $ 1,221,000 $ 244,200 $ 167,000
Orange, Indiana 5 $ 547,000 $ 109,400 $ 100,000
Perry, Indiana 5 $ 982,000 $ 196,400 $ 48,000
Pike, Indiana 5 $ 783,000 $ 156,600 $ 79,000
Posey, Indiana 5 $ 703,000 $ 140,600 $ 69,000
Carroll, Kentucky 5 $ 907,000 $ 181,400 $ 103,000
Lee, Kentucky 5 $ 562,000 $ 112,400 $ 52,000
Trimble, Kentucky 5 $ 535,000 $ 107,000 $ 78,000
Woodford, Kentucky 5 $ 2,722,000 $ 544,400 $ 323,000
Meigs, Ohio 5 $ 605,000 $ 121,000 $ 69,000
Morgan, Ohio 5 $ 367,000 $ 73,400 $ 72,000
Summit, Ohio 5 $ 919,000 $ 183,800 $ 89,000
Houston, Tennessee 5 $ 363,000 $ 72,600 $ 84,000
Unicoi, Tennessee 5 $ 473,000 $ 94,600 $ 55,000
DeKalb, Indiana 4 $ 1,051,000 $ 262,750 $ 48,000
Fayette, Indiana 4 $ 519,000 $ 129,750 $ 67,000
Steuben, Indiana 4 $ 498,000 $ 124,500 $ 201,000
Union, Indiana 4 $ 611,000 $ 152,750 $ 60,000
Crittenden, Kentucky 4 $ 570,000 $ 142,500 $ 68,000
Jefferson, Kentucky 4 $ 292,000 $ 73,000 $ 102,000
Kenton, Kentucky 4 $ 709,000 $ 177,250 $ 68,000
Lawrence, Kentucky 4 $ 294,000 $ 73,500 $ 79,000
Putnam, Ohio 4 $ 297,000 $ 74,250 $ 69,000
Pickett, Tennessee 4 $ 502,000 $ 125,500 $ 104,000
Benton, Indiana 3 $ 262,000 $ 87,333 $ 90,000
Gibson, Indiana 3 $ 418,000 $ 139,333 $ 232,000
Newton, Indiana 3 $ 485,000 $ 161,666 $ 292,000
Caldwell, Kentucky 3 $ 418,000 $ 139,333 $ 55,000
Edmonson, Kentucky 3 $ 285,000 $ 95,000 $ 74,000
Muhlenberg, Kentucky 3 $ 222,000 $ 74,000 $ 53,000
Powell, Kentucky 3 $ 143,000 $ 47,666 $ 50,000
Russell, Kentucky 3 $ 364,000 $ 121,333 $ 57,000
Webster, Kentucky 3 $ 216,000 $ 72,000 $ 64,000
Erie, Ohio 3 $ 358,000 $ 119,333 $ 42,000
Jefferson, Ohio 3 $ 559,000 $ 186,333 $ 90,000
Williams, Ohio 3 $ 246,000 $ 82,000 $ 85,000
Knox, Indiana 2 $ 245,000 $ 122,500 $ 121,000
Marion, Indiana 2 $ 476,000 $ 238,000 $ 99,000
Ohio, Indiana 2 $ 204,000 $ 102,000 $ 77,000
Vanderburgh, Indiana 2 $ 302,000 $ 151,000 $ 42,000
Elliott, Kentucky 2 $ 94,000 $ 47,000 $ 65,000
Fayette, Kentucky 2 $ 1,466,000 $ 733,000 $ 37,000
Gallatin, Kentucky 2 $ 233,000 $ 116,500 $ 68,000
Hopkins, Kentucky 2 $ 311,000 $ 155,500 $ 188,000
Knott, Kentucky 2 $ 157,000 $ 78,500 $ 73,000
Wolfe, Kentucky 2 $ 115,000 $ 57,500 $ 27,000
Crawford, Ohio 2 $ 254,000 $ 127,000 $ 221,000
Franklin, Ohio 2 $ 455,000 $ 227,500 $ 108,000
Ottawa, Ohio 2 $ 300,000 $ 150,000 $ 67,000
Paulding, Ohio 2 $ 153,000 $ 76,500 $ 53,000
Cleburne, Arkansas 1 $ 232,000 $ 232,000 $ 127,000
Banks, Georgia 1 $ 73,000 $ 73,000 $ 100,000
Vermillion, Indiana 1 $ 120,000 $ 120,000 $ 44,000
Bell, Kentucky 1 $ 57,000 $ 57,000 $ 64,000
Graves, Kentucky 1 $ 130,000 $ 130,000 $ 46,000
Harlan, Kentucky 1 $ 85,000 $ 85,000 $ 75,000
Jessamine, Kentucky 1 $ 111,000 $ 111,000 $ 97,000
Johnson, Kentucky 1 $ 242,000 $ 242,000 $ 88,000
Leslie, Kentucky 1 $ 68,000 $ 68,000 $ 77,000
Pike, Kentucky 1 $ 53,000 $ 53,000 $ 47,000
Tishomingo, Mississippi 1 $ 139,000 $ 139,000 $ 207,000
Hamilton, Ohio 1 $ 400,000 $ 400,000 $ 397,000
Hancock, Ohio 1 $ 47,000 $ 47,000 $ 96,000
Hardin, Ohio 1 $ 150,000 $ 150,000 $ 63,000
Lucas, Ohio 1 $ 163,000 $ 163,000 $ 59,000
Lake, Tennessee 1 $ 135,000 $ 135,000 $ 72,000
Collingsworth, Texas 1 $ 101,000 $ 101,000 $ 242,000
Lee, Virginia 1 $ 83,000 $ 83,000 $ 54,000

Mortgage Loan Application Detail Totals for Farm Credit Mid-America, Aca in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 5,121 $685,411,000 $132,533 $2,198,000 $106,200 $3,139,000
Refinancing 2,006 $260,712,000 $173,100 $2,437,000 $111,400 $1,088,000
Home Improvement 1,224 $104,548,000 $83,400 $1,593,000 $69,400 $1,011,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Provided 7,984 $1,002,635,000 $154,937 $2,437,000 $124,812 $1,544,000
White 319 $42,574,000 $135,857 $2,198,000 $129,285 $1,616,000
Hispanic 46 $5,293,000 $110,250 $315,000 $79,000 $259,000
American Indian or Alaskan Native 1 $47,000 $47,000 $47,000 $3,139,000 $3,139,000
Not applicable 1 $122,000 $122,000 $122,000 $651,000 $651,000
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 8,351 $1,050,671,000 $151,111 $2,437,000 $118,222 $3,139,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,728 $587,786,000 $157,357 $2,198,000 $137,500 $3,139,000
Application Denied By Financial Institution 1,578 $190,209,000 $133,428 $2,437,000 $52,142 $1,544,000
File Closed For Incompleteness 923 $124,802,000 $128,500 $1,249,000 $102,833 $1,080,000
Application Withdrawn By Applicant 640 $81,028,000 $132,800 $650,000 $64,000 $936,000
Application Approved But Not Accepted 482 $66,846,000 $125,142 $1,593,000 $71,571 $486,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Farm Credit Mid-America, Aca's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Farm Credit Mid-America, Aca's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kentucky, download the full spreadsheet with aggregated HMDA statistics today.

Download the Kentucky Lender List