Farm Credit Mid-America, Aca
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Farm Credit Mid-America, Aca 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Farm Credit Mid-America, Aca 1601 Ups Drive Louisville, KY 40223 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 8,351 |
| Total Mortgage Loan Application Amount | $1,050,671,000 |
| Average Mortgage Loan Application Amount | $137,866 |
| Highest Mortgage Loan Application Amount | $2,437,000 |
| Average Applicant Income | $101,800 |
| Highest Applicant Income | $3,139,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Farm Credit Mid-America, Aca. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Farm Credit Mid-America, Aca's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Farm Credit Mid-America, Aca's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Farm Credit Mid-America, Aca serves its applicants.
Each category highlights the total number of mortgage applications processed by Farm Credit Mid-America, Aca, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Farm Credit Mid-America, Aca's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Scott County Tennessee | 145 | $ 10,242,000 | $ 70,000 | $ 58,000 |
| Greene County Tennessee | 97 | $ 9,617,000 | $ 99,000 | $ 59,000 |
| Wayne County Ohio | 93 | $ 11,881,000 | $ 127,000 | $ 101,000 |
| Hardeman County Tennessee | 82 | $ 8,285,000 | $ 101,000 | $ 71,000 |
| Dickson County Tennessee | 75 | $ 8,543,000 | $ 113,000 | $ 71,000 |
| Stark County Ohio | 73 | $ 11,851,000 | $ 162,000 | $ 84,000 |
| Simpson County Kentucky | 72 | $ 6,549,000 | $ 90,000 | $ 67,000 |
| Holmes County Ohio | 67 | $ 9,634,000 | $ 143,000 | $ 64,000 |
| Rutherford County Tennessee | 66 | $ 9,235,000 | $ 139,000 | $ 71,000 |
| Claiborne County Tennessee | 63 | $ 5,401,000 | $ 85,000 | $ 57,000 |
| Columbiana County Ohio | 55 | $ 7,375,000 | $ 134,000 | $ 142,000 |
| Maury County Tennessee | 55 | $ 8,845,000 | $ 160,000 | $ 84,000 |
| Fayette County Tennessee | 54 | $ 9,262,000 | $ 171,000 | $ 73,000 |
| Grainger County Tennessee | 53 | $ 6,274,000 | $ 118,000 | $ 70,000 |
| Ashland County Ohio | 52 | $ 5,906,000 | $ 113,000 | $ 106,000 |
| Hawkins County Tennessee | 52 | $ 5,623,000 | $ 108,000 | $ 77,000 |
| Washington County Tennessee | 52 | $ 5,967,000 | $ 114,000 | $ 111,000 |
| Hart County Kentucky | 51 | $ 5,536,000 | $ 108,000 | $ 59,000 |
| Jefferson County Tennessee | 50 | $ 7,340,000 | $ 146,000 | $ 97,000 |
| Nelson County Kentucky | 47 | $ 5,263,000 | $ 111,000 | $ 67,000 |
| Williamson County Tennessee | 46 | $ 10,505,000 | $ 228,000 | $ 93,000 |
| Adams County Indiana | 44 | $ 4,748,000 | $ 107,000 | $ 41,000 |
| Logan County Ohio | 44 | $ 6,505,000 | $ 147,000 | $ 78,000 |
| Knox County Tennessee | 43 | $ 5,492,000 | $ 127,000 | $ 76,000 |
| Elkhart County Indiana | 42 | $ 6,166,000 | $ 146,000 | $ 362,000 |
| LaGrange County Indiana | 42 | $ 5,305,000 | $ 126,000 | $ 67,000 |
| Preble County Ohio | 41 | $ 5,968,000 | $ 145,000 | $ 85,000 |
| Trumbull County Ohio | 41 | $ 4,850,000 | $ 118,000 | $ 59,000 |
| Hickman County Tennessee | 41 | $ 4,355,000 | $ 106,000 | $ 69,000 |
| Morgan County Tennessee | 41 | $ 4,009,000 | $ 97,000 | $ 57,000 |
| Harrison County Kentucky | 40 | $ 4,346,000 | $ 108,000 | $ 63,000 |
| Robertson County Tennessee | 40 | $ 4,755,000 | $ 118,000 | $ 91,000 |
| Breckinridge County Kentucky | 39 | $ 3,659,000 | $ 93,000 | $ 52,000 |
| Adams County Ohio | 39 | $ 4,855,000 | $ 124,000 | $ 84,000 |
| Carroll County Ohio | 39 | $ 4,266,000 | $ 109,000 | $ 58,000 |
| Knox County Ohio | 38 | $ 5,875,000 | $ 154,000 | $ 99,000 |
| Cannon County Tennessee | 38 | $ 4,732,000 | $ 124,000 | $ 78,000 |
| McMinn County Tennessee | 38 | $ 4,422,000 | $ 116,000 | $ 63,000 |
| Barren County Kentucky | 37 | $ 3,900,000 | $ 105,000 | $ 62,000 |
| Geauga County Ohio | 37 | $ 4,813,000 | $ 130,000 | $ 156,000 |
| Warren County Kentucky | 36 | $ 3,965,000 | $ 110,000 | $ 74,000 |
| Sevier County Tennessee | 36 | $ 4,244,000 | $ 117,000 | $ 63,000 |
| Blount County Tennessee | 35 | $ 5,349,000 | $ 152,000 | $ 66,000 |
| Cumberland County Tennessee | 35 | $ 3,188,000 | $ 91,000 | $ 66,000 |
| Giles County Tennessee | 35 | $ 5,152,000 | $ 147,000 | $ 94,000 |
| Humphreys County Tennessee | 35 | $ 3,686,000 | $ 105,000 | $ 76,000 |
| Sullivan County Tennessee | 35 | $ 5,969,000 | $ 170,000 | $ 77,000 |
| Bedford County Tennessee | 33 | $ 4,486,000 | $ 135,000 | $ 67,000 |
| Cocke County Tennessee | 33 | $ 3,584,000 | $ 108,000 | $ 58,000 |
| McNairy County Tennessee | 33 | $ 3,178,000 | $ 96,000 | $ 47,000 |
| Sumner County Tennessee | 33 | $ 3,202,000 | $ 97,000 | $ 85,000 |
| Fleming County Kentucky | 32 | $ 3,054,000 | $ 95,000 | $ 56,000 |
| Laurel County Kentucky | 32 | $ 3,679,000 | $ 114,000 | $ 74,000 |
| Licking County Ohio | 32 | $ 5,867,000 | $ 183,000 | $ 83,000 |
| Richland County Ohio | 32 | $ 3,960,000 | $ 123,000 | $ 91,000 |
| Lewis County Tennessee | 32 | $ 3,685,000 | $ 115,000 | $ 52,000 |
| Marshall County Tennessee | 32 | $ 3,398,000 | $ 106,000 | $ 69,000 |
| Morgan County Indiana | 31 | $ 3,747,000 | $ 120,000 | $ 90,000 |
| Daviess County Kentucky | 31 | $ 4,498,000 | $ 145,000 | $ 189,000 |
| Chester County Tennessee | 31 | $ 2,880,000 | $ 92,000 | $ 60,000 |
| Lincoln County Tennessee | 31 | $ 4,691,000 | $ 151,000 | $ 77,000 |
| Scioto County Ohio | 30 | $ 3,384,000 | $ 112,000 | $ 73,000 |
| Lauderdale County Tennessee | 30 | $ 2,748,000 | $ 91,000 | $ 63,000 |
| Carter County Kentucky | 29 | $ 1,949,000 | $ 67,000 | $ 50,000 |
| Rockcastle County Kentucky | 29 | $ 3,177,000 | $ 109,000 | $ 87,000 |
| Gibson County Tennessee | 29 | $ 2,489,000 | $ 85,000 | $ 77,000 |
| Owen County Kentucky | 28 | $ 4,100,000 | $ 146,000 | $ 55,000 |
| Champaign County Ohio | 28 | $ 4,837,000 | $ 172,000 | $ 78,000 |
| Tuscarawas County Ohio | 28 | $ 3,260,000 | $ 116,000 | $ 176,000 |
| Warren County Tennessee | 28 | $ 2,762,000 | $ 98,000 | $ 86,000 |
| White County Tennessee | 28 | $ 3,533,000 | $ 126,000 | $ 88,000 |
| Ohio County Kentucky | 27 | $ 2,669,000 | $ 98,000 | $ 107,000 |
| Putnam County Tennessee | 27 | $ 3,506,000 | $ 129,000 | $ 61,000 |
| St. Joseph County Indiana | 26 | $ 3,183,000 | $ 122,000 | $ 103,000 |
| Montgomery County Kentucky | 26 | $ 2,194,000 | $ 84,000 | $ 71,000 |
| Mercer County Ohio | 26 | $ 2,946,000 | $ 113,000 | $ 81,000 |
| Bledsoe County Tennessee | 26 | $ 3,287,000 | $ 126,000 | $ 60,000 |
| Overton County Tennessee | 26 | $ 2,812,000 | $ 108,000 | $ 57,000 |
| Allen County Kentucky | 25 | $ 2,112,000 | $ 84,000 | $ 97,000 |
| Lincoln County Kentucky | 25 | $ 2,380,000 | $ 95,000 | $ 66,000 |
| Mahoning County Ohio | 25 | $ 3,675,000 | $ 147,000 | $ 79,000 |
| Perry County Ohio | 25 | $ 3,473,000 | $ 138,000 | $ 81,000 |
| Portage County Ohio | 25 | $ 3,420,000 | $ 136,000 | $ 177,000 |
| Carter County Tennessee | 25 | $ 2,445,000 | $ 97,000 | $ 69,000 |
| Lawrence County Tennessee | 25 | $ 2,364,000 | $ 94,000 | $ 71,000 |
| Weakley County Tennessee | 25 | $ 1,914,000 | $ 76,000 | $ 53,000 |
| Wilson County Tennessee | 25 | $ 3,324,000 | $ 132,000 | $ 111,000 |
| Allen County Indiana | 24 | $ 4,005,000 | $ 166,000 | $ 95,000 |
| Marshall County Indiana | 24 | $ 3,214,000 | $ 133,000 | $ 191,000 |
| Owen County Indiana | 24 | $ 2,686,000 | $ 111,000 | $ 99,000 |
| Hardin County Kentucky | 24 | $ 2,297,000 | $ 95,000 | $ 62,000 |
| Pulaski County Kentucky | 24 | $ 2,386,000 | $ 99,000 | $ 87,000 |
| Monroe County Tennessee | 24 | $ 2,681,000 | $ 111,000 | $ 88,000 |
| Muskingum County Ohio | 23 | $ 3,763,000 | $ 163,000 | $ 59,000 |
| Pike County Ohio | 23 | $ 2,226,000 | $ 96,000 | $ 50,000 |
| Wayne County Tennessee | 23 | $ 1,983,000 | $ 86,000 | $ 73,000 |
| Monroe County Indiana | 22 | $ 3,068,000 | $ 139,000 | $ 84,000 |
| Putnam County Indiana | 22 | $ 3,244,000 | $ 147,000 | $ 91,000 |
| Starke County Indiana | 22 | $ 2,402,000 | $ 109,000 | $ 54,000 |
| Bath County Kentucky | 22 | $ 1,639,000 | $ 74,000 | $ 97,000 |
| Grant County Kentucky | 22 | $ 2,431,000 | $ 110,000 | $ 52,000 |
| Henry County Kentucky | 22 | $ 2,451,000 | $ 111,000 | $ 118,000 |
| Clark County Ohio | 22 | $ 2,874,000 | $ 130,000 | $ 89,000 |
| Fairfield County Ohio | 22 | $ 4,027,000 | $ 183,000 | $ 59,000 |
| Medina County Ohio | 22 | $ 5,046,000 | $ 229,000 | $ 86,000 |
| Fentress County Tennessee | 22 | $ 2,663,000 | $ 121,000 | $ 92,000 |
| Hancock County Tennessee | 22 | $ 1,758,000 | $ 79,000 | $ 62,000 |
| Jay County Indiana | 21 | $ 1,952,000 | $ 92,000 | $ 48,000 |
| Christian County Kentucky | 21 | $ 2,245,000 | $ 106,000 | $ 165,000 |
| Jackson County Kentucky | 21 | $ 2,281,000 | $ 108,000 | $ 77,000 |
| Ashtabula County Ohio | 21 | $ 2,475,000 | $ 117,000 | $ 65,000 |
| Ross County Ohio | 21 | $ 3,016,000 | $ 143,000 | $ 78,000 |
| Union County Ohio | 21 | $ 3,657,000 | $ 174,000 | $ 91,000 |
| Fulton County Indiana | 20 | $ 1,966,000 | $ 98,000 | $ 90,000 |
| Guernsey County Ohio | 20 | $ 2,378,000 | $ 118,000 | $ 54,000 |
| Harrison County Ohio | 20 | $ 2,180,000 | $ 109,000 | $ 48,000 |
| Huron County Ohio | 20 | $ 2,195,000 | $ 109,000 | $ 57,000 |
| Clay County Tennessee | 20 | $ 2,296,000 | $ 114,000 | $ 84,000 |
| Coffee County Tennessee | 20 | $ 2,202,000 | $ 110,000 | $ 71,000 |
| Madison County Tennessee | 20 | $ 2,771,000 | $ 138,000 | $ 48,000 |
| Tipton County Tennessee | 20 | $ 2,537,000 | $ 126,000 | $ 126,000 |
| Shelby County Kentucky | 19 | $ 3,226,000 | $ 169,000 | $ 77,000 |
| Whitley County Kentucky | 19 | $ 1,857,000 | $ 97,000 | $ 56,000 |
| Darke County Ohio | 19 | $ 1,918,000 | $ 100,000 | $ 79,000 |
| Noble County Ohio | 19 | $ 1,922,000 | $ 101,000 | $ 67,000 |
| DeKalb County Tennessee | 19 | $ 2,840,000 | $ 149,000 | $ 77,000 |
| Henry County Tennessee | 19 | $ 1,339,000 | $ 70,000 | $ 58,000 |
| Jackson County Tennessee | 19 | $ 2,656,000 | $ 139,000 | $ 77,000 |
| Montgomery County Tennessee | 19 | $ 2,810,000 | $ 147,000 | $ 89,000 |
| Roane County Tennessee | 19 | $ 2,859,000 | $ 150,000 | $ 105,000 |
| Union County Tennessee | 19 | $ 1,509,000 | $ 79,000 | $ 58,000 |
| Warren County Indiana | 18 | $ 1,942,000 | $ 107,000 | $ 162,000 |
| Adair County Kentucky | 18 | $ 1,654,000 | $ 91,000 | $ 97,000 |
| Washington County Kentucky | 18 | $ 2,063,000 | $ 114,000 | $ 53,000 |
| Brown County Ohio | 18 | $ 1,960,000 | $ 108,000 | $ 61,000 |
| Clermont County Ohio | 18 | $ 2,697,000 | $ 149,000 | $ 79,000 |
| Lorain County Ohio | 18 | $ 3,208,000 | $ 178,000 | $ 83,000 |
| Anderson County Tennessee | 18 | $ 1,705,000 | $ 94,000 | $ 75,000 |
| Carroll County Tennessee | 18 | $ 2,081,000 | $ 115,000 | $ 62,000 |
| Cheatham County Tennessee | 18 | $ 2,536,000 | $ 140,000 | $ 81,000 |
| Kosciusko County Indiana | 17 | $ 2,350,000 | $ 138,000 | $ 103,000 |
| Grayson County Kentucky | 17 | $ 1,861,000 | $ 109,000 | $ 60,000 |
| Logan County Kentucky | 17 | $ 1,502,000 | $ 88,000 | $ 48,000 |
| Meade County Kentucky | 17 | $ 2,314,000 | $ 136,000 | $ 61,000 |
| Mercer County Kentucky | 17 | $ 1,829,000 | $ 107,000 | $ 47,000 |
| Coshocton County Ohio | 17 | $ 1,710,000 | $ 100,000 | $ 51,000 |
| Fulton County Ohio | 17 | $ 1,656,000 | $ 97,000 | $ 51,000 |
| Montgomery County Ohio | 17 | $ 3,353,000 | $ 197,000 | $ 121,000 |
| Crockett County Tennessee | 17 | $ 1,529,000 | $ 89,000 | $ 70,000 |
| Loudon County Tennessee | 17 | $ 3,178,000 | $ 186,000 | $ 95,000 |
| Perry County Tennessee | 17 | $ 2,195,000 | $ 129,000 | $ 89,000 |
| Smith County Tennessee | 17 | $ 2,253,000 | $ 132,000 | $ 121,000 |
| Grant County Indiana | 16 | $ 1,844,000 | $ 115,000 | $ 59,000 |
| Anderson County Kentucky | 16 | $ 1,426,000 | $ 89,000 | $ 52,000 |
| McCreary County Kentucky | 16 | $ 1,255,000 | $ 78,000 | $ 57,000 |
| Pendleton County Kentucky | 16 | $ 2,108,000 | $ 131,000 | $ 93,000 |
| Miami County Ohio | 16 | $ 3,212,000 | $ 200,000 | $ 61,000 |
| Clay County Indiana | 15 | $ 1,357,000 | $ 90,000 | $ 68,000 |
| Lawrence County Indiana | 15 | $ 1,725,000 | $ 115,000 | $ 58,000 |
| Madison County Indiana | 15 | $ 2,452,000 | $ 163,000 | $ 121,000 |
| Noble County Indiana | 15 | $ 2,277,000 | $ 151,000 | $ 109,000 |
| Bracken County Kentucky | 15 | $ 1,667,000 | $ 111,000 | $ 63,000 |
| Bullitt County Kentucky | 15 | $ 1,825,000 | $ 121,000 | $ 66,000 |
| Cumberland County Kentucky | 15 | $ 1,323,000 | $ 88,000 | $ 91,000 |
| Nicholas County Kentucky | 15 | $ 1,214,000 | $ 80,000 | $ 47,000 |
| Butler County Ohio | 15 | $ 2,659,000 | $ 177,000 | $ 96,000 |
| Clinton County Ohio | 15 | $ 1,789,000 | $ 119,000 | $ 88,000 |
| Gallia County Ohio | 15 | $ 1,237,000 | $ 82,000 | $ 53,000 |
| Morrow County Ohio | 15 | $ 1,422,000 | $ 94,000 | $ 65,000 |
| Pickaway County Ohio | 15 | $ 2,793,000 | $ 186,000 | $ 92,000 |
| Dyer County Tennessee | 15 | $ 1,499,000 | $ 99,000 | $ 52,000 |
| Hamblen County Tennessee | 15 | $ 1,146,000 | $ 76,000 | $ 73,000 |
| Hamilton County Tennessee | 15 | $ 2,516,000 | $ 167,000 | $ 77,000 |
| Sequatchie County Tennessee | 15 | $ 2,230,000 | $ 148,000 | $ 71,000 |
| Greene County Indiana | 14 | $ 2,134,000 | $ 152,000 | $ 56,000 |
| Henry County Indiana | 14 | $ 1,695,000 | $ 121,000 | $ 87,000 |
| Jasper County Indiana | 14 | $ 1,792,000 | $ 128,000 | $ 188,000 |
| Jefferson County Indiana | 14 | $ 2,232,000 | $ 159,000 | $ 115,000 |
| Jennings County Indiana | 14 | $ 2,348,000 | $ 167,000 | $ 55,000 |
| Shelby County Indiana | 14 | $ 2,266,000 | $ 161,000 | $ 90,000 |
| Mason County Kentucky | 14 | $ 1,513,000 | $ 108,000 | $ 62,000 |
| Spencer County Kentucky | 14 | $ 2,204,000 | $ 157,000 | $ 56,000 |
| Allen County Ohio | 14 | $ 2,294,000 | $ 163,000 | $ 63,000 |
| Madison County Ohio | 14 | $ 1,990,000 | $ 142,000 | $ 91,000 |
| Haywood County Tennessee | 14 | $ 1,651,000 | $ 117,000 | $ 74,000 |
| Macon County Tennessee | 14 | $ 1,728,000 | $ 123,000 | $ 105,000 |
| Obion County Tennessee | 14 | $ 1,114,000 | $ 79,000 | $ 61,000 |
| Bartholomew County Indiana | 13 | $ 1,873,000 | $ 144,000 | $ 114,000 |
| Delaware County Indiana | 13 | $ 1,570,000 | $ 120,000 | $ 57,000 |
| Howard County Indiana | 13 | $ 2,065,000 | $ 158,000 | $ 107,000 |
| Johnson County Indiana | 13 | $ 1,596,000 | $ 122,000 | $ 83,000 |
| Washington County Indiana | 13 | $ 1,191,000 | $ 91,000 | $ 111,000 |
| Lewis County Kentucky | 13 | $ 650,000 | $ 50,000 | $ 47,000 |
| Madison County Kentucky | 13 | $ 1,584,000 | $ 121,000 | $ 67,000 |
| Marion County Kentucky | 13 | $ 1,422,000 | $ 109,000 | $ 115,000 |
| McLean County Kentucky | 13 | $ 2,102,000 | $ 161,000 | $ 126,000 |
| Rowan County Kentucky | 13 | $ 1,093,000 | $ 84,000 | $ 51,000 |
| Scott County Kentucky | 13 | $ 2,572,000 | $ 197,000 | $ 98,000 |
| Taylor County Kentucky | 13 | $ 1,455,000 | $ 111,000 | $ 65,000 |
| Hocking County Ohio | 13 | $ 2,109,000 | $ 162,000 | $ 76,000 |
| Benton County Tennessee | 13 | $ 921,000 | $ 70,000 | $ 163,000 |
| Davidson County Tennessee | 13 | $ 1,910,000 | $ 146,000 | $ 81,000 |
| Johnson County Tennessee | 13 | $ 1,567,000 | $ 120,000 | $ 74,000 |
| Stewart County Tennessee | 13 | $ 1,703,000 | $ 131,000 | $ 58,000 |
| Harrison County Indiana | 12 | $ 1,731,000 | $ 144,000 | $ 130,000 |
| LaPorte County Indiana | 12 | $ 3,655,000 | $ 304,000 | $ 107,000 |
| Scott County Indiana | 12 | $ 1,396,000 | $ 116,000 | $ 59,000 |
| Spencer County Indiana | 12 | $ 1,440,000 | $ 120,000 | $ 73,000 |
| Wells County Indiana | 12 | $ 1,348,000 | $ 112,000 | $ 63,000 |
| Clark County Kentucky | 12 | $ 1,381,000 | $ 115,000 | $ 86,000 |
| Highland County Ohio | 12 | $ 914,000 | $ 76,000 | $ 48,000 |
| Shelby County Ohio | 12 | $ 2,083,000 | $ 173,000 | $ 73,000 |
| Warren County Ohio | 12 | $ 3,311,000 | $ 275,000 | $ 78,000 |
| Hardin County Tennessee | 12 | $ 1,443,000 | $ 120,000 | $ 99,000 |
| Huntington County Indiana | 11 | $ 1,508,000 | $ 137,000 | $ 134,000 |
| Parke County Indiana | 11 | $ 1,338,000 | $ 121,000 | $ 87,000 |
| Rush County Indiana | 11 | $ 1,268,000 | $ 115,000 | $ 85,000 |
| Butler County Kentucky | 11 | $ 1,027,000 | $ 93,000 | $ 86,000 |
| Casey County Kentucky | 11 | $ 805,000 | $ 73,000 | $ 59,000 |
| Greenup County Kentucky | 11 | $ 1,120,000 | $ 101,000 | $ 85,000 |
| Larue County Kentucky | 11 | $ 1,592,000 | $ 144,000 | $ 66,000 |
| Fayette County Ohio | 11 | $ 1,357,000 | $ 123,000 | $ 51,000 |
| Jackson County Ohio | 11 | $ 1,400,000 | $ 127,000 | $ 46,000 |
| Bradley County Tennessee | 11 | $ 1,550,000 | $ 140,000 | $ 76,000 |
| Polk County Tennessee | 11 | $ 850,000 | $ 77,000 | $ 57,000 |
| Rhea County Tennessee | 11 | $ 1,056,000 | $ 96,000 | $ 54,000 |
| Franklin County Indiana | 10 | $ 1,404,000 | $ 140,000 | $ 73,000 |
| Lake County Indiana | 10 | $ 1,515,000 | $ 151,000 | $ 211,000 |
| Miami County Indiana | 10 | $ 1,029,000 | $ 102,000 | $ 63,000 |
| Randolph County Indiana | 10 | $ 1,080,000 | $ 108,000 | $ 67,000 |
| Tippecanoe County Indiana | 10 | $ 1,266,000 | $ 126,000 | $ 139,000 |
| Vigo County Indiana | 10 | $ 1,111,000 | $ 111,000 | $ 96,000 |
| Wayne County Indiana | 10 | $ 952,000 | $ 95,000 | $ 133,000 |
| White County Indiana | 10 | $ 982,000 | $ 98,000 | $ 49,000 |
| Boyle County Kentucky | 10 | $ 1,348,000 | $ 134,000 | $ 104,000 |
| Clay County Kentucky | 10 | $ 824,000 | $ 82,000 | $ 50,000 |
| Menifee County Kentucky | 10 | $ 747,000 | $ 74,000 | $ 61,000 |
| Monroe County Kentucky | 10 | $ 1,053,000 | $ 105,000 | $ 59,000 |
| Trigg County Kentucky | 10 | $ 965,000 | $ 96,000 | $ 88,000 |
| Greene County Ohio | 10 | $ 1,152,000 | $ 115,000 | $ 82,000 |
| Shelby County Tennessee | 10 | $ 2,314,000 | $ 231,000 | $ 146,000 |
| Blackford County Indiana | 9 | $ 1,259,000 | $ 139,000 | $ 108,000 |
| Hancock County Indiana | 9 | $ 1,531,000 | $ 170,000 | $ 103,000 |
| Hendricks County Indiana | 9 | $ 1,422,000 | $ 158,000 | $ 73,000 |
| Montgomery County Indiana | 9 | $ 1,089,000 | $ 121,000 | $ 80,000 |
| Franklin County Kentucky | 9 | $ 1,270,000 | $ 141,000 | $ 88,000 |
| Green County Kentucky | 9 | $ 853,000 | $ 94,000 | $ 82,000 |
| Hancock County Kentucky | 9 | $ 961,000 | $ 106,000 | $ 64,000 |
| Morgan County Kentucky | 9 | $ 528,000 | $ 58,000 | $ 43,000 |
| Auglaize County Ohio | 9 | $ 1,094,000 | $ 121,000 | $ 92,000 |
| Delaware County Ohio | 9 | $ 2,794,000 | $ 310,000 | $ 123,000 |
| Monroe County Ohio | 9 | $ 817,000 | $ 90,000 | $ 59,000 |
| Vinton County Ohio | 9 | $ 775,000 | $ 86,000 | $ 60,000 |
| Decatur County Tennessee | 9 | $ 1,116,000 | $ 124,000 | $ 75,000 |
| Franklin County Tennessee | 9 | $ 1,653,000 | $ 183,000 | $ 90,000 |
| Henderson County Tennessee | 9 | $ 806,000 | $ 89,000 | $ 67,000 |
| Meigs County Tennessee | 9 | $ 1,195,000 | $ 132,000 | $ 72,000 |
| Van Buren County Tennessee | 9 | $ 995,000 | $ 110,000 | $ 60,000 |
| Boone County Indiana | 8 | $ 1,083,000 | $ 135,000 | $ 248,000 |
| Brown County Indiana | 8 | $ 798,000 | $ 99,000 | $ 43,000 |
| Clark County Indiana | 8 | $ 1,289,000 | $ 161,000 | $ 119,000 |
| Fountain County Indiana | 8 | $ 765,000 | $ 95,000 | $ 87,000 |
| Porter County Indiana | 8 | $ 1,331,000 | $ 166,000 | $ 120,000 |
| Pulaski County Indiana | 8 | $ 735,000 | $ 91,000 | $ 52,000 |
| Switzerland County Indiana | 8 | $ 1,097,000 | $ 137,000 | $ 69,000 |
| Whitley County Indiana | 8 | $ 1,027,000 | $ 128,000 | $ 57,000 |
| Boone County Kentucky | 8 | $ 1,504,000 | $ 188,000 | $ 78,000 |
| Bourbon County Kentucky | 8 | $ 1,549,000 | $ 193,000 | $ 111,000 |
| Boyd County Kentucky | 8 | $ 455,000 | $ 56,000 | $ 54,000 |
| Garrard County Kentucky | 8 | $ 934,000 | $ 116,000 | $ 62,000 |
| Henderson County Kentucky | 8 | $ 1,008,000 | $ 126,000 | $ 74,000 |
| Metcalfe County Kentucky | 8 | $ 795,000 | $ 99,000 | $ 68,000 |
| Van Wert County Ohio | 8 | $ 850,000 | $ 106,000 | $ 69,000 |
| Washington County Ohio | 8 | $ 1,359,000 | $ 169,000 | $ 54,000 |
| Moore County Tennessee | 8 | $ 804,000 | $ 100,000 | $ 84,000 |
| Decatur County Indiana | 7 | $ 1,165,000 | $ 166,000 | $ 70,000 |
| Martin County Indiana | 7 | $ 577,000 | $ 82,000 | $ 52,000 |
| Tipton County Indiana | 7 | $ 1,326,000 | $ 189,000 | $ 75,000 |
| Knox County Kentucky | 7 | $ 475,000 | $ 67,000 | $ 84,000 |
| Robertson County Kentucky | 7 | $ 884,000 | $ 126,000 | $ 47,000 |
| Wayne County Kentucky | 7 | $ 551,000 | $ 78,000 | $ 97,000 |
| Henry County Ohio | 7 | $ 815,000 | $ 116,000 | $ 64,000 |
| Campbell County Tennessee | 7 | $ 594,000 | $ 84,000 | $ 49,000 |
| Marion County Tennessee | 7 | $ 826,000 | $ 118,000 | $ 81,000 |
| Trousdale County Tennessee | 7 | $ 631,000 | $ 90,000 | $ 62,000 |
| Dearborn County Indiana | 6 | $ 983,000 | $ 163,000 | $ 59,000 |
| Dubois County Indiana | 6 | $ 807,000 | $ 134,000 | $ 122,000 |
| Jackson County Indiana | 6 | $ 848,000 | $ 141,000 | $ 69,000 |
| Ripley County Indiana | 6 | $ 1,123,000 | $ 187,000 | $ 78,000 |
| Sullivan County Indiana | 6 | $ 478,000 | $ 79,000 | $ 56,000 |
| Wabash County Indiana | 6 | $ 376,000 | $ 62,000 | $ 63,000 |
| Warrick County Indiana | 6 | $ 839,000 | $ 139,000 | $ 58,000 |
| Campbell County Kentucky | 6 | $ 1,041,000 | $ 173,000 | $ 97,000 |
| Clinton County Kentucky | 6 | $ 494,000 | $ 82,000 | $ 50,000 |
| Estill County Kentucky | 6 | $ 748,000 | $ 124,000 | $ 62,000 |
| Oldham County Kentucky | 6 | $ 1,039,000 | $ 173,000 | $ 109,000 |
| Todd County Kentucky | 6 | $ 595,000 | $ 99,000 | $ 58,000 |
| Belmont County Ohio | 6 | $ 821,000 | $ 136,000 | $ 240,000 |
| Defiance County Ohio | 6 | $ 1,262,000 | $ 210,000 | $ 86,000 |
| Lawrence County Ohio | 6 | $ 777,000 | $ 129,000 | $ 55,000 |
| Grundy County Tennessee | 6 | $ 685,000 | $ 114,000 | $ 53,000 |
| Carroll County Indiana | 5 | $ 1,203,000 | $ 240,000 | $ 93,000 |
| Cass County Indiana | 5 | $ 597,000 | $ 119,000 | $ 59,000 |
| Clinton County Indiana | 5 | $ 535,000 | $ 107,000 | $ 101,000 |
| Crawford County Indiana | 5 | $ 521,000 | $ 104,000 | $ 56,000 |
| Floyd County Indiana | 5 | $ 937,000 | $ 187,000 | $ 114,000 |
| Hamilton County Indiana | 5 | $ 1,221,000 | $ 244,000 | $ 167,000 |
| Orange County Indiana | 5 | $ 547,000 | $ 109,000 | $ 100,000 |
| Perry County Indiana | 5 | $ 982,000 | $ 196,000 | $ 48,000 |
| Pike County Indiana | 5 | $ 783,000 | $ 156,000 | $ 79,000 |
| Posey County Indiana | 5 | $ 703,000 | $ 140,000 | $ 69,000 |
| Carroll County Kentucky | 5 | $ 907,000 | $ 181,000 | $ 103,000 |
| Lee County Kentucky | 5 | $ 562,000 | $ 112,000 | $ 52,000 |
| Trimble County Kentucky | 5 | $ 535,000 | $ 107,000 | $ 78,000 |
| Woodford County Kentucky | 5 | $ 2,722,000 | $ 544,000 | $ 323,000 |
| Meigs County Ohio | 5 | $ 605,000 | $ 121,000 | $ 69,000 |
| Morgan County Ohio | 5 | $ 367,000 | $ 73,000 | $ 72,000 |
| Summit County Ohio | 5 | $ 919,000 | $ 183,000 | $ 89,000 |
| Houston County Tennessee | 5 | $ 363,000 | $ 72,000 | $ 84,000 |
| Unicoi County Tennessee | 5 | $ 473,000 | $ 94,000 | $ 55,000 |
| DeKalb County Indiana | 4 | $ 1,051,000 | $ 262,000 | $ 48,000 |
| Fayette County Indiana | 4 | $ 519,000 | $ 129,000 | $ 67,000 |
| Steuben County Indiana | 4 | $ 498,000 | $ 124,000 | $ 201,000 |
| Union County Indiana | 4 | $ 611,000 | $ 152,000 | $ 60,000 |
| Crittenden County Kentucky | 4 | $ 570,000 | $ 142,000 | $ 68,000 |
| Jefferson County Kentucky | 4 | $ 292,000 | $ 73,000 | $ 102,000 |
| Kenton County Kentucky | 4 | $ 709,000 | $ 177,000 | $ 68,000 |
| Lawrence County Kentucky | 4 | $ 294,000 | $ 73,000 | $ 79,000 |
| Putnam County Ohio | 4 | $ 297,000 | $ 74,000 | $ 69,000 |
| Pickett County Tennessee | 4 | $ 502,000 | $ 125,000 | $ 104,000 |
| Benton County Indiana | 3 | $ 262,000 | $ 87,000 | $ 90,000 |
| Gibson County Indiana | 3 | $ 418,000 | $ 139,000 | $ 232,000 |
| Newton County Indiana | 3 | $ 485,000 | $ 161,000 | $ 292,000 |
| Caldwell County Kentucky | 3 | $ 418,000 | $ 139,000 | $ 55,000 |
| Edmonson County Kentucky | 3 | $ 285,000 | $ 95,000 | $ 74,000 |
| Muhlenberg County Kentucky | 3 | $ 222,000 | $ 74,000 | $ 53,000 |
| Powell County Kentucky | 3 | $ 143,000 | $ 47,000 | $ 50,000 |
| Russell County Kentucky | 3 | $ 364,000 | $ 121,000 | $ 57,000 |
| Webster County Kentucky | 3 | $ 216,000 | $ 72,000 | $ 64,000 |
| Erie County Ohio | 3 | $ 358,000 | $ 119,000 | $ 42,000 |
| Jefferson County Ohio | 3 | $ 559,000 | $ 186,000 | $ 90,000 |
| Williams County Ohio | 3 | $ 246,000 | $ 82,000 | $ 85,000 |
| Knox County Indiana | 2 | $ 245,000 | $ 122,000 | $ 121,000 |
| Marion County Indiana | 2 | $ 476,000 | $ 238,000 | $ 99,000 |
| Ohio County Indiana | 2 | $ 204,000 | $ 102,000 | $ 77,000 |
| Vanderburgh County Indiana | 2 | $ 302,000 | $ 151,000 | $ 42,000 |
| Elliott County Kentucky | 2 | $ 94,000 | $ 47,000 | $ 65,000 |
| Fayette County Kentucky | 2 | $ 1,466,000 | $ 733,000 | $ 37,000 |
| Gallatin County Kentucky | 2 | $ 233,000 | $ 116,000 | $ 68,000 |
| Hopkins County Kentucky | 2 | $ 311,000 | $ 155,000 | $ 188,000 |
| Knott County Kentucky | 2 | $ 157,000 | $ 78,000 | $ 73,000 |
| Wolfe County Kentucky | 2 | $ 115,000 | $ 57,000 | $ 27,000 |
| Crawford County Ohio | 2 | $ 254,000 | $ 127,000 | $ 221,000 |
| Franklin County Ohio | 2 | $ 455,000 | $ 227,000 | $ 108,000 |
| Ottawa County Ohio | 2 | $ 300,000 | $ 150,000 | $ 67,000 |
| Paulding County Ohio | 2 | $ 153,000 | $ 76,000 | $ 53,000 |
| Cleburne County Arkansas | 1 | $ 232,000 | $ 232,000 | $ 127,000 |
| Banks County Georgia | 1 | $ 73,000 | $ 73,000 | $ 100,000 |
| Vermillion County Indiana | 1 | $ 120,000 | $ 120,000 | $ 44,000 |
| Bell County Kentucky | 1 | $ 57,000 | $ 57,000 | $ 64,000 |
| Graves County Kentucky | 1 | $ 130,000 | $ 130,000 | $ 46,000 |
| Harlan County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 75,000 |
| Jessamine County Kentucky | 1 | $ 111,000 | $ 111,000 | $ 97,000 |
| Johnson County Kentucky | 1 | $ 242,000 | $ 242,000 | $ 88,000 |
| Leslie County Kentucky | 1 | $ 68,000 | $ 68,000 | $ 77,000 |
| Pike County Kentucky | 1 | $ 53,000 | $ 53,000 | $ 47,000 |
| Tishomingo County Mississippi | 1 | $ 139,000 | $ 139,000 | $ 207,000 |
| Hamilton County Ohio | 1 | $ 400,000 | $ 400,000 | $ 397,000 |
| Hancock County Ohio | 1 | $ 47,000 | $ 47,000 | $ 96,000 |
| Hardin County Ohio | 1 | $ 150,000 | $ 150,000 | $ 63,000 |
| Lucas County Ohio | 1 | $ 163,000 | $ 163,000 | $ 59,000 |
| Lake County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 72,000 |
| Collingsworth County Texas | 1 | $ 101,000 | $ 101,000 | $ 242,000 |
| Lee County Virginia | 1 | $ 83,000 | $ 83,000 | $ 54,000 |
Mortgage Loan Application Detail Totals for Farm Credit Mid-America, Aca in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 5,121 | $685,411,000 | $132,533 | $2,198,000 | $106,200 | $3,139,000 |
| Refinancing | 2,006 | $260,712,000 | $173,100 | $2,437,000 | $111,400 | $1,088,000 |
| Home Improvement | 1,224 | $104,548,000 | $83,400 | $1,593,000 | $69,400 | $1,011,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 7,984 | $1,002,635,000 | $154,937 | $2,437,000 | $124,812 | $1,544,000 |
| White | 319 | $42,574,000 | $135,857 | $2,198,000 | $129,285 | $1,616,000 |
| Hispanic | 46 | $5,293,000 | $110,250 | $315,000 | $79,000 | $259,000 |
| American Indian or Alaskan Native | 1 | $47,000 | $47,000 | $47,000 | $3,139,000 | $3,139,000 |
| Not applicable | 1 | $122,000 | $122,000 | $122,000 | $651,000 | $651,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,351 | $1,050,671,000 | $151,111 | $2,437,000 | $118,222 | $3,139,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,728 | $587,786,000 | $157,357 | $2,198,000 | $137,500 | $3,139,000 |
| Application Denied By Financial Institution | 1,578 | $190,209,000 | $133,428 | $2,437,000 | $52,142 | $1,544,000 |
| File Closed For Incompleteness | 923 | $124,802,000 | $128,500 | $1,249,000 | $102,833 | $1,080,000 |
| Application Withdrawn By Applicant | 640 | $81,028,000 | $132,800 | $650,000 | $64,000 | $936,000 |
| Application Approved But Not Accepted | 482 | $66,846,000 | $125,142 | $1,593,000 | $71,571 | $486,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Farm Credit Mid-America, Aca's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Farm Credit Mid-America, Aca's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kentucky, download the full spreadsheet
with aggregated HMDA statistics today.