Farm Credit Mid-America, Aca Mortgage Lending & HMDA Data, 2005
In 2005, Farm Credit Mid-America, Aca of Louisville, KY reported 8,351 mortgage applications totaling $1.1 billion, up 37% from 2004. The average application was for $125,813, and applicants reported an average income of $84,098. 57% of its applications resulted in an originated loan and 19% were denied. Its largest markets were Nashville-Davidson--Murfreesboro, TN (433), Louisville, KY-IN (149) and Knoxville, TN (132) (applications in parentheses).
| Mortgage Company & Address | Farm Credit Mid-America, Aca 1601 Ups Drive Louisville, KY 40299 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 8,351 |
| Total Mortgage Loan Application Amount | $1,050,671,000 |
| Average Mortgage Loan Application Amount | $125,813 |
| Highest Mortgage Loan Application Amount | $2,437,000 |
| Average Applicant Income | $84,098 |
| Highest Applicant Income | $3,139,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Farm Credit Mid-America, Aca filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Nashville-Davidson--Murfreesboro, TN | 433 | $ 57,709,000 | $ 133,277 | $ 86,000 |
| Louisville, KY-IN | 149 | $ 19,149,000 | $ 128,516 | $ 80,000 |
| Knoxville, TN | 132 | $ 17,233,000 | $ 130,553 | $ 73,000 |
| Columbus, OH | 130 | $ 23,005,000 | $ 176,961 | $ 86,000 |
| Indianapolis, IN | 121 | $ 17,384,000 | $ 143,669 | $ 100,000 |
| Morristown, TN | 118 | $ 14,760,000 | $ 125,084 | $ 81,000 |
| Canton-Massillon, OH | 112 | $ 16,117,000 | $ 143,901 | $ 71,000 |
| Kingsport-Bristol-Bristol, TN-VA | 87 | $ 11,592,000 | $ 133,241 | $ 77,000 |
| Dayton, OH | 84 | $ 13,685,000 | $ 162,916 | $ 89,000 |
| Memphis, TN-MS-AR | 84 | $ 14,113,000 | $ 168,011 | $ 106,000 |
| Johnson City, TN | 82 | $ 8,885,000 | $ 108,353 | $ 91,000 |
| Cleveland-Elyria-Mentor, OH | 77 | $ 13,067,000 | $ 169,701 | $ 126,000 |
| Youngstown-Warren-Boardman, OH-PA | 66 | $ 8,525,000 | $ 129,166 | $ 67,000 |
| Cincinnati-Middletown, OH-KY-IN | 64 | $ 11,027,000 | $ 172,296 | $ 86,000 |
| Bloomington, IN | 60 | $ 7,888,000 | $ 131,466 | $ 83,000 |
| Owensboro, KY | 53 | $ 7,561,000 | $ 142,660 | $ 134,000 |
| Jackson, TN | 51 | $ 5,651,000 | $ 110,803 | $ 55,000 |
| Fort Wayne, IN | 44 | $ 6,380,000 | $ 145,000 | $ 77,000 |
| Elkhart-Goshen, IN | 42 | $ 6,166,000 | $ 146,809 | $ 362,000 |
| Lexington-Fayette, KY | 41 | $ 9,801,000 | $ 239,048 | $ 111,000 |
| Bowling Green, KY | 39 | $ 4,250,000 | $ 108,974 | $ 74,000 |
| Chattanooga, TN-GA | 37 | $ 5,572,000 | $ 150,594 | $ 76,000 |
| Elizabethtown, KY | 35 | $ 3,889,000 | $ 111,114 | $ 64,000 |
| Gary, IN | 35 | $ 5,123,000 | $ 146,371 | $ 195,000 |
| Clarksville, TN-KY | 32 | $ 4,513,000 | $ 141,031 | $ 75,000 |
| Mansfield, OH | 32 | $ 3,960,000 | $ 123,750 | $ 91,000 |
| Terre Haute, IN | 32 | $ 3,066,000 | $ 95,812 | $ 73,000 |
| Akron, OH | 30 | $ 4,339,000 | $ 144,633 | $ 158,000 |
| South Bend-Mishawaka, IN-MI | 26 | $ 3,183,000 | $ 122,423 | $ 103,000 |
| Cleveland, TN | 22 | $ 2,400,000 | $ 109,090 | $ 69,000 |
| Springfield, OH | 22 | $ 2,874,000 | $ 130,636 | $ 89,000 |
| Kokomo, IN | 20 | $ 3,391,000 | $ 169,550 | $ 94,000 |
| Toledo, OH | 20 | $ 2,119,000 | $ 105,950 | $ 55,000 |
| Lafayette, IN | 18 | $ 2,731,000 | $ 151,722 | $ 115,000 |
| Evansville, IN-KY | 16 | $ 2,262,000 | $ 141,375 | $ 100,000 |
| Anderson, IN | 15 | $ 2,452,000 | $ 163,466 | $ 121,000 |
| Lima, OH | 14 | $ 2,294,000 | $ 163,857 | $ 63,000 |
| Columbus, IN | 13 | $ 1,873,000 | $ 144,076 | $ 114,000 |
| Muncie, IN | 13 | $ 1,570,000 | $ 120,769 | $ 57,000 |
| Michigan City-La Porte, IN | 12 | $ 3,655,000 | $ 304,583 | $ 107,000 |
| Sandusky, OH | 3 | $ 358,000 | $ 119,333 | $ 42,000 |
Mortgage Loan Application Detail Totals for Farm Credit Mid-America, Aca in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 5,121 | $685,411,000 | $132,533 | $2,198,000 | $106,200 | $3,139,000 |
| Refinancing | 2,006 | $260,712,000 | $173,100 | $2,437,000 | $111,400 | $1,088,000 |
| Home Improvement | 1,224 | $104,548,000 | $83,400 | $1,593,000 | $69,400 | $1,011,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 7,984 | $1,002,635,000 | $154,937 | $2,437,000 | $124,812 | $1,544,000 |
| White | 319 | $42,574,000 | $135,857 | $2,198,000 | $129,285 | $1,616,000 |
| Hispanic | 46 | $5,293,000 | $110,250 | $315,000 | $79,000 | $259,000 |
| American Indian or Alaskan Native | 1 | $47,000 | $47,000 | $47,000 | $3,139,000 | $3,139,000 |
| Not applicable | 1 | $122,000 | $122,000 | $122,000 | $651,000 | $651,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,351 | $1,050,671,000 | $151,111 | $2,437,000 | $118,222 | $3,139,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,728 | $587,786,000 | $157,357 | $2,198,000 | $137,500 | $3,139,000 |
| Application Denied By Financial Institution | 1,578 | $190,209,000 | $133,428 | $2,437,000 | $52,142 | $1,544,000 |
| File Closed For Incompleteness | 923 | $124,802,000 | $128,500 | $1,249,000 | $102,833 | $1,080,000 |
| Application Withdrawn By Applicant | 640 | $81,028,000 | $132,800 | $650,000 | $64,000 | $936,000 |
| Application Approved But Not Accepted | 482 | $66,846,000 | $125,142 | $1,593,000 | $71,571 | $486,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Farm Credit Mid-America, Aca's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Farm Credit Mid-America, Aca's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kentucky, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About