Farm Credit Mid-America, Aca Mortgage Lending & HMDA Data, 2006

In 2006, Farm Credit Mid-America, Aca of Louisville, KY reported 8,054 mortgage applications totaling $1.0 billion, down 4% from 2005. The average application was for $126,185, and applicants reported an average income of $84,749. 60% of its applications resulted in an originated loan and 21% were denied. Its largest markets were Nashville-Davidson--Murfreesboro, TN (432), Louisville-Jefferson County, KY-IN (198) and Indianapolis-Carmel, IN (191) (applications in parentheses).

Mortgage Company & Address Farm Credit Mid-America, Aca
1601 Ups Drive
Louisville, KY 40299
Tel #: available with data download
Federal Regulator * available with data download
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Total Number of Mortgage Applications 8,054
Total Mortgage Loan Application Amount $1,016,294,000
Average Mortgage Loan Application Amount $126,185
Highest Mortgage Loan Application Amount $2,116,000
Average Applicant Income $84,749
Highest Applicant Income $5,713,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Farm Credit Mid-America, Aca filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Farm Credit Mid-America, Aca by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Scott, Tennessee 133 $ 8,722,000 $ 65,578 $ 52,000
Wayne, Ohio 114 $ 13,237,000 $ 116,114 $ 69,000
Greene, Tennessee 109 $ 10,439,000 $ 95,770 $ 73,000
Adams, Indiana 100 $ 10,834,000 $ 108,340 $ 47,000
Stark, Ohio 81 $ 10,916,000 $ 134,765 $ 85,000
Maury, Tennessee 78 $ 13,136,000 $ 168,410 $ 106,000
Rutherford, Tennessee 74 $ 11,320,000 $ 152,972 $ 80,000
LaGrange, Indiana 68 $ 10,797,000 $ 158,779 $ 65,000
Hardeman, Tennessee 65 $ 6,330,000 $ 97,384 $ 67,000
Jefferson, Tennessee 64 $ 6,952,000 $ 108,625 $ 81,000
Elkhart, Indiana 62 $ 10,367,000 $ 167,209 $ 85,000
Bedford, Tennessee 61 $ 12,307,000 $ 201,754 $ 107,000
Sevier, Tennessee 61 $ 7,901,000 $ 129,524 $ 110,000
Trumbull, Ohio 60 $ 7,300,000 $ 121,666 $ 60,000
Columbiana, Ohio 57 $ 5,575,000 $ 97,807 $ 70,000
Holmes, Ohio 56 $ 8,064,000 $ 144,000 $ 61,000
Cumberland, Tennessee 56 $ 6,183,000 $ 110,410 $ 67,000
Washington, Tennessee 56 $ 8,063,000 $ 143,982 $ 74,000
Sumner, Tennessee 54 $ 6,719,000 $ 124,425 $ 87,000
Claiborne, Tennessee 53 $ 4,479,000 $ 84,509 $ 70,000
Dickson, Tennessee 53 $ 5,974,000 $ 112,716 $ 78,000
Knox, Tennessee 53 $ 6,958,000 $ 131,283 $ 83,000
Blount, Tennessee 52 $ 5,999,000 $ 115,365 $ 79,000
Cocke, Tennessee 52 $ 5,908,000 $ 113,615 $ 95,000
Nelson, Kentucky 50 $ 6,609,000 $ 132,180 $ 95,000
Laurel, Kentucky 49 $ 4,970,000 $ 101,428 $ 70,000
Simpson, Kentucky 49 $ 4,509,000 $ 92,020 $ 86,000
Licking, Ohio 49 $ 8,200,000 $ 167,346 $ 129,000
Morgan, Indiana 48 $ 6,407,000 $ 133,479 $ 104,000
Ashtabula, Ohio 47 $ 5,213,000 $ 110,914 $ 89,000
Grainger, Tennessee 46 $ 4,290,000 $ 93,260 $ 63,000
Hickman, Tennessee 45 $ 4,181,000 $ 92,911 $ 62,000
Mercer, Ohio 43 $ 4,804,000 $ 111,720 $ 89,000
McMinn, Tennessee 43 $ 5,730,000 $ 133,255 $ 67,000
St. Joseph, Indiana 42 $ 4,480,000 $ 106,666 $ 95,000
Knox, Ohio 42 $ 4,908,000 $ 116,857 $ 69,000
Pulaski, Kentucky 41 $ 3,861,000 $ 94,170 $ 70,000
Ashland, Ohio 41 $ 5,335,000 $ 130,121 $ 121,000
Logan, Ohio 41 $ 4,595,000 $ 112,073 $ 84,000
Barren, Kentucky 40 $ 2,951,000 $ 73,775 $ 56,000
Hawkins, Tennessee 40 $ 4,327,000 $ 108,175 $ 67,000
Robertson, Tennessee 40 $ 5,785,000 $ 144,625 $ 139,000
Warren, Tennessee 40 $ 5,021,000 $ 125,525 $ 90,000
Lauderdale, Tennessee 39 $ 3,480,000 $ 89,230 $ 104,000
Lawrence, Tennessee 39 $ 4,072,000 $ 104,410 $ 66,000
Morgan, Tennessee 39 $ 3,674,000 $ 94,205 $ 66,000
Daviess, Kentucky 38 $ 5,034,000 $ 132,473 $ 83,000
Muskingum, Ohio 38 $ 6,074,000 $ 159,842 $ 72,000
Fayette, Tennessee 38 $ 7,040,000 $ 185,263 $ 98,000
Marshall, Indiana 37 $ 5,178,000 $ 139,945 $ 78,000
Tipton, Tennessee 37 $ 4,840,000 $ 130,810 $ 63,000
Portage, Ohio 36 $ 4,780,000 $ 132,777 $ 58,000
Chester, Tennessee 36 $ 4,090,000 $ 113,611 $ 95,000
Geauga, Ohio 35 $ 3,893,000 $ 111,228 $ 81,000
Richland, Ohio 34 $ 3,578,000 $ 105,235 $ 74,000
Wilson, Tennessee 34 $ 4,603,000 $ 135,382 $ 90,000
Monroe, Tennessee 33 $ 3,518,000 $ 106,606 $ 76,000
LaPorte, Indiana 32 $ 5,724,000 $ 178,875 $ 115,000
Rockcastle, Kentucky 32 $ 5,048,000 $ 157,750 $ 84,000
Adams, Ohio 32 $ 3,531,000 $ 110,343 $ 53,000
Fairfield, Ohio 32 $ 6,184,000 $ 193,250 $ 88,000
Tuscarawas, Ohio 32 $ 4,467,000 $ 139,593 $ 64,000
Lincoln, Tennessee 32 $ 4,434,000 $ 138,562 $ 78,000
Williamson, Tennessee 32 $ 8,215,000 $ 256,718 $ 101,000
Jay, Indiana 31 $ 3,786,000 $ 122,129 $ 53,000
Allen, Kentucky 31 $ 3,415,000 $ 110,161 $ 70,000
Mahoning, Ohio 31 $ 4,194,000 $ 135,290 $ 113,000
Fentress, Tennessee 31 $ 2,918,000 $ 94,129 $ 80,000
McNairy, Tennessee 31 $ 2,711,000 $ 87,451 $ 75,000
Kosciusko, Indiana 30 $ 4,044,000 $ 134,800 $ 90,000
Harrison, Kentucky 30 $ 3,256,000 $ 108,533 $ 59,000
Carroll, Ohio 30 $ 3,169,000 $ 105,633 $ 75,000
Champaign, Ohio 30 $ 3,385,000 $ 112,833 $ 78,000
Highland, Ohio 30 $ 3,817,000 $ 127,233 $ 73,000
Montgomery, Tennessee 30 $ 3,944,000 $ 131,466 $ 74,000
Carter, Kentucky 29 $ 2,406,000 $ 82,965 $ 84,000
Hart, Kentucky 29 $ 2,839,000 $ 97,896 $ 58,000
Darke, Ohio 29 $ 3,665,000 $ 126,379 $ 89,000
Gallia, Ohio 29 $ 2,925,000 $ 100,862 $ 55,000
Owen, Indiana 28 $ 3,166,000 $ 113,071 $ 58,000
Montgomery, Kentucky 28 $ 1,833,000 $ 65,464 $ 63,000
Miami, Ohio 28 $ 4,446,000 $ 158,785 $ 90,000
Morrow, Ohio 28 $ 4,324,000 $ 154,428 $ 81,000
Perry, Ohio 28 $ 3,900,000 $ 139,285 $ 70,000
Shelby, Ohio 28 $ 5,394,000 $ 192,642 $ 148,000
Cannon, Tennessee 28 $ 3,294,000 $ 117,642 $ 67,000
Coffee, Tennessee 28 $ 3,440,000 $ 122,857 $ 62,000
Allen, Indiana 27 $ 3,730,000 $ 138,148 $ 82,000
Miami, Indiana 27 $ 3,619,000 $ 134,037 $ 83,000
Wells, Indiana 27 $ 2,122,000 $ 78,592 $ 88,000
Warren, Kentucky 27 $ 3,429,000 $ 127,000 $ 86,000
Guernsey, Ohio 27 $ 2,930,000 $ 108,518 $ 60,000
Roane, Tennessee 27 $ 2,465,000 $ 91,296 $ 81,000
Sullivan, Tennessee 27 $ 4,470,000 $ 165,555 $ 79,000
Weakley, Tennessee 27 $ 2,503,000 $ 92,703 $ 72,000
Auglaize, Ohio 26 $ 4,058,000 $ 156,076 $ 96,000
Brown, Ohio 26 $ 3,524,000 $ 135,538 $ 63,000
Anderson, Tennessee 26 $ 2,275,000 $ 87,500 $ 58,000
Dyer, Tennessee 26 $ 2,168,000 $ 83,384 $ 62,000
Putnam, Tennessee 26 $ 2,634,000 $ 101,307 $ 75,000
Monroe, Indiana 25 $ 2,576,000 $ 103,040 $ 70,000
Porter, Indiana 25 $ 3,580,000 $ 143,200 $ 114,000
Shelby, Indiana 25 $ 3,545,000 $ 141,800 $ 70,000
Clark, Ohio 25 $ 3,043,000 $ 121,720 $ 84,000
Lorain, Ohio 25 $ 3,496,000 $ 139,840 $ 67,000
Giles, Tennessee 25 $ 3,657,000 $ 146,280 $ 83,000
White, Tennessee 25 $ 2,107,000 $ 84,280 $ 90,000
Bath, Kentucky 24 $ 2,213,000 $ 92,208 $ 63,000
Fleming, Kentucky 24 $ 2,524,000 $ 105,166 $ 63,000
Huron, Ohio 24 $ 2,537,000 $ 105,708 $ 80,000
Madison, Ohio 24 $ 4,042,000 $ 168,416 $ 107,000
Clay, Indiana 23 $ 2,282,000 $ 99,217 $ 60,000
Delaware, Indiana 23 $ 2,945,000 $ 128,043 $ 111,000
Lawrence, Indiana 23 $ 3,281,000 $ 142,652 $ 80,000
Montgomery, Indiana 23 $ 2,998,000 $ 130,347 $ 82,000
Putnam, Indiana 23 $ 2,545,000 $ 110,652 $ 63,000
Grant, Kentucky 23 $ 3,795,000 $ 165,000 $ 77,000
Medina, Ohio 23 $ 4,154,000 $ 180,608 $ 123,000
Harrison, Indiana 22 $ 3,190,000 $ 145,000 $ 85,000
Breckinridge, Kentucky 22 $ 2,013,000 $ 91,500 $ 72,000
Ross, Ohio 22 $ 2,604,000 $ 118,363 $ 91,000
Williams, Ohio 22 $ 2,602,000 $ 118,272 $ 118,000
Gibson, Tennessee 22 $ 1,767,000 $ 80,318 $ 88,000
Madison, Tennessee 22 $ 2,654,000 $ 120,636 $ 123,000
Overton, Tennessee 22 $ 1,962,000 $ 89,181 $ 70,000
Bartholomew, Indiana 21 $ 3,945,000 $ 187,857 $ 130,000
Henry, Indiana 21 $ 2,377,000 $ 113,190 $ 83,000
Jasper, Indiana 21 $ 2,321,000 $ 110,523 $ 64,000
Whitley, Indiana 21 $ 2,990,000 $ 142,380 $ 72,000
Christian, Kentucky 21 $ 3,214,000 $ 153,047 $ 77,000
Grayson, Kentucky 21 $ 2,547,000 $ 121,285 $ 60,000
Hardin, Kentucky 21 $ 2,804,000 $ 133,523 $ 58,000
Mason, Kentucky 21 $ 2,711,000 $ 129,095 $ 57,000
Fulton, Ohio 21 $ 2,832,000 $ 134,857 $ 94,000
Lewis, Tennessee 21 $ 1,995,000 $ 95,000 $ 71,000
Marshall, Tennessee 21 $ 3,208,000 $ 152,761 $ 96,000
Union, Tennessee 21 $ 1,860,000 $ 88,571 $ 63,000
Boone, Indiana 20 $ 3,343,000 $ 167,150 $ 72,000
Noble, Indiana 20 $ 2,529,000 $ 126,450 $ 60,000
Starke, Indiana 20 $ 2,231,000 $ 111,550 $ 114,000
Shelby, Kentucky 20 $ 4,839,000 $ 241,950 $ 152,000
Whitley, Kentucky 20 $ 2,190,000 $ 109,500 $ 61,000
Preble, Ohio 20 $ 2,575,000 $ 128,750 $ 84,000
Union, Ohio 20 $ 3,748,000 $ 187,400 $ 80,000
Crockett, Tennessee 20 $ 1,851,000 $ 92,550 $ 65,000
Jackson, Tennessee 20 $ 2,170,000 $ 108,500 $ 85,000
Macon, Tennessee 20 $ 1,961,000 $ 98,050 $ 88,000
Sequatchie, Tennessee 20 $ 2,607,000 $ 130,350 $ 98,000
Gibson, Indiana 19 $ 2,914,000 $ 153,368 $ 104,000
Hendricks, Indiana 19 $ 2,520,000 $ 132,631 $ 134,000
Washington, Indiana 19 $ 2,043,000 $ 107,526 $ 360,000
Lincoln, Kentucky 19 $ 2,004,000 $ 105,473 $ 59,000
Logan, Kentucky 19 $ 1,667,000 $ 87,736 $ 86,000
Mercer, Kentucky 19 $ 2,386,000 $ 125,578 $ 82,000
Clermont, Ohio 19 $ 2,649,000 $ 139,421 $ 94,000
Clinton, Ohio 19 $ 2,664,000 $ 140,210 $ 99,000
Henry, Tennessee 19 $ 3,801,000 $ 200,052 $ 128,000
Rhea, Tennessee 19 $ 1,640,000 $ 86,315 $ 73,000
Fulton, Indiana 18 $ 1,963,000 $ 109,055 $ 59,000
Howard, Indiana 18 $ 2,586,000 $ 143,666 $ 100,000
Jennings, Indiana 18 $ 2,779,000 $ 154,388 $ 77,000
Rush, Indiana 18 $ 1,425,000 $ 79,166 $ 64,000
Bracken, Kentucky 18 $ 1,234,000 $ 68,555 $ 61,000
Nicholas, Kentucky 18 $ 1,660,000 $ 92,222 $ 60,000
Bledsoe, Tennessee 18 $ 1,799,000 $ 99,944 $ 68,000
Henderson, Tennessee 18 $ 1,558,000 $ 86,555 $ 59,000
Humphreys, Tennessee 18 $ 1,960,000 $ 108,888 $ 67,000
Smith, Tennessee 18 $ 1,947,000 $ 108,166 $ 94,000
Wayne, Tennessee 18 $ 1,423,000 $ 79,055 $ 52,000
Clark, Indiana 17 $ 2,257,000 $ 132,764 $ 83,000
Greenup, Kentucky 17 $ 1,570,000 $ 92,352 $ 50,000
Madison, Kentucky 17 $ 2,783,000 $ 163,705 $ 83,000
Meade, Kentucky 17 $ 1,699,000 $ 99,941 $ 72,000
Ohio, Kentucky 17 $ 1,910,000 $ 112,352 $ 117,000
Scott, Kentucky 17 $ 2,102,000 $ 123,647 $ 92,000
Pickaway, Ohio 17 $ 2,123,000 $ 124,882 $ 103,000
Carter, Tennessee 17 $ 2,067,000 $ 121,588 $ 71,000
Hancock, Tennessee 17 $ 1,492,000 $ 87,764 $ 60,000
Haywood, Tennessee 17 $ 1,397,000 $ 82,176 $ 112,000
Shelby, Tennessee 17 $ 3,045,000 $ 179,117 $ 147,000
Hancock, Indiana 16 $ 2,030,000 $ 126,875 $ 84,000
Hopkins, Kentucky 16 $ 1,837,000 $ 114,812 $ 145,000
Coshocton, Ohio 16 $ 1,989,000 $ 124,312 $ 54,000
Noble, Ohio 16 $ 1,903,000 $ 118,937 $ 57,000
Bradley, Tennessee 16 $ 3,726,000 $ 232,875 $ 78,000
Cheatham, Tennessee 16 $ 2,401,000 $ 150,062 $ 78,000
Hamblen, Tennessee 16 $ 1,516,000 $ 94,750 $ 74,000
Hamilton, Tennessee 16 $ 1,735,000 $ 108,437 $ 85,000
Loudon, Tennessee 16 $ 1,820,000 $ 113,750 $ 73,000
Brown, Indiana 15 $ 2,539,000 $ 169,266 $ 130,000
Tippecanoe, Indiana 15 $ 2,942,000 $ 196,133 $ 183,000
Bullitt, Kentucky 15 $ 1,422,000 $ 94,800 $ 53,000
Clark, Kentucky 15 $ 2,583,000 $ 172,200 $ 84,000
Henderson, Kentucky 15 $ 1,958,000 $ 130,533 $ 220,000
Henry, Kentucky 15 $ 2,553,000 $ 170,200 $ 138,000
Owen, Kentucky 15 $ 2,500,000 $ 166,666 $ 120,000
Todd, Kentucky 15 $ 4,389,000 $ 292,600 $ 234,000
Butler, Ohio 15 $ 3,073,000 $ 204,866 $ 103,000
Montgomery, Ohio 15 $ 3,086,000 $ 205,733 $ 101,000
Scioto, Ohio 15 $ 1,554,000 $ 103,600 $ 69,000
Clay, Tennessee 15 $ 2,697,000 $ 179,800 $ 98,000
Meigs, Tennessee 15 $ 1,852,000 $ 123,466 $ 57,000
Fountain, Indiana 14 $ 1,608,000 $ 114,857 $ 125,000
Randolph, Indiana 14 $ 1,244,000 $ 88,857 $ 96,000
Bourbon, Kentucky 14 $ 4,187,000 $ 299,071 $ 472,000
Estill, Kentucky 14 $ 1,395,000 $ 99,642 $ 69,000
Marion, Kentucky 14 $ 1,844,000 $ 131,714 $ 113,000
McCreary, Kentucky 14 $ 1,032,000 $ 73,714 $ 51,000
Menifee, Kentucky 14 $ 971,000 $ 69,357 $ 49,000
Metcalfe, Kentucky 14 $ 941,000 $ 67,214 $ 61,000
Defiance, Ohio 14 $ 1,814,000 $ 129,571 $ 61,000
Greene, Ohio 14 $ 1,482,000 $ 105,857 $ 121,000
Franklin, Tennessee 14 $ 1,941,000 $ 138,642 $ 69,000
Decatur, Indiana 13 $ 2,452,000 $ 188,615 $ 104,000
Greene, Indiana 13 $ 898,000 $ 69,076 $ 79,000
Cumberland, Kentucky 13 $ 1,577,000 $ 121,307 $ 85,000
Pendleton, Kentucky 13 $ 1,666,000 $ 128,153 $ 84,000
Harrison, Ohio 13 $ 1,530,000 $ 117,692 $ 66,000
Morgan, Ohio 13 $ 1,909,000 $ 146,846 $ 100,000
Jackson, Indiana 12 $ 2,287,000 $ 190,583 $ 104,000
Johnson, Indiana 12 $ 1,779,000 $ 148,250 $ 124,000
Madison, Indiana 12 $ 2,157,000 $ 179,750 $ 97,000
Newton, Indiana 12 $ 1,694,000 $ 141,166 $ 104,000
Sullivan, Indiana 12 $ 1,184,000 $ 98,666 $ 74,000
Tipton, Indiana 12 $ 2,021,000 $ 168,416 $ 74,000
Casey, Kentucky 12 $ 993,000 $ 82,750 $ 62,000
Garrard, Kentucky 12 $ 1,320,000 $ 110,000 $ 60,000
Allen, Ohio 12 $ 1,718,000 $ 143,166 $ 76,000
Hocking, Ohio 12 $ 1,446,000 $ 120,500 $ 65,000
Pike, Ohio 12 $ 1,368,000 $ 114,000 $ 86,000
Decatur, Tennessee 12 $ 1,360,000 $ 113,333 $ 77,000
Grant, Indiana 11 $ 1,230,000 $ 111,818 $ 65,000
Huntington, Indiana 11 $ 1,158,000 $ 105,272 $ 115,000
Ripley, Indiana 11 $ 1,705,000 $ 155,000 $ 118,000
Scott, Indiana 11 $ 1,161,000 $ 105,545 $ 72,000
Wabash, Indiana 11 $ 2,240,000 $ 203,636 $ 71,000
Monroe, Kentucky 11 $ 1,313,000 $ 119,363 $ 130,000
Russell, Kentucky 11 $ 1,244,000 $ 113,090 $ 69,000
Warren, Ohio 11 $ 1,876,000 $ 170,545 $ 75,000
Campbell, Tennessee 11 $ 1,251,000 $ 113,727 $ 81,000
Carroll, Tennessee 11 $ 919,000 $ 83,545 $ 71,000
Davidson, Tennessee 11 $ 1,196,000 $ 108,727 $ 151,000
DeKalb, Tennessee 11 $ 1,373,000 $ 124,818 $ 62,000
Moore, Tennessee 11 $ 1,243,000 $ 113,000 $ 89,000
Pickett, Tennessee 11 $ 1,300,000 $ 118,181 $ 121,000
Blackford, Indiana 10 $ 1,323,000 $ 132,300 $ 331,000
Carroll, Indiana 10 $ 1,105,000 $ 110,500 $ 177,000
Clinton, Indiana 10 $ 2,054,000 $ 205,400 $ 196,000
Dearborn, Indiana 10 $ 2,276,000 $ 227,600 $ 98,000
DeKalb, Indiana 10 $ 1,819,000 $ 181,900 $ 70,000
Dubois, Indiana 10 $ 1,483,000 $ 148,300 $ 185,000
Parke, Indiana 10 $ 1,599,000 $ 159,900 $ 98,000
Vigo, Indiana 10 $ 1,054,000 $ 105,400 $ 61,000
Warren, Indiana 10 $ 1,668,000 $ 166,800 $ 82,000
Adair, Kentucky 10 $ 1,894,000 $ 189,400 $ 105,000
Washington, Kentucky 10 $ 1,519,000 $ 151,900 $ 89,000
Grundy, Tennessee 10 $ 951,000 $ 95,100 $ 78,000
Hardin, Tennessee 10 $ 1,230,000 $ 123,000 $ 87,000
Obion, Tennessee 10 $ 785,000 $ 78,500 $ 39,000
Stewart, Tennessee 10 $ 1,008,000 $ 100,800 $ 69,000
Van Buren, Tennessee 10 $ 1,420,000 $ 142,000 $ 73,000
Pulaski, Indiana 9 $ 846,000 $ 94,000 $ 84,000
Bell, Kentucky 9 $ 1,104,000 $ 122,666 $ 84,000
Franklin, Kentucky 9 $ 1,552,000 $ 172,444 $ 81,000
Hancock, Kentucky 9 $ 928,000 $ 103,111 $ 55,000
Spencer, Kentucky 9 $ 1,285,000 $ 142,777 $ 59,000
Taylor, Kentucky 9 $ 1,208,000 $ 134,222 $ 180,000
Wayne, Kentucky 9 $ 1,921,000 $ 213,444 $ 61,000
Fayette, Ohio 9 $ 1,565,000 $ 173,888 $ 139,000
Jackson, Ohio 9 $ 792,000 $ 88,000 $ 72,000
Summit, Ohio 9 $ 2,349,000 $ 261,000 $ 102,000
Washington, Ohio 9 $ 1,144,000 $ 127,111 $ 156,000
Marion, Tennessee 9 $ 947,000 $ 105,222 $ 82,000
Daviess, Indiana 8 $ 1,197,000 $ 149,625 $ 64,000
Hamilton, Indiana 8 $ 3,037,000 $ 379,625 $ 136,000
Lake, Indiana 8 $ 1,368,000 $ 171,000 $ 49,000
Steuben, Indiana 8 $ 952,000 $ 119,000 $ 55,000
Boone, Kentucky 8 $ 1,782,000 $ 222,750 $ 90,000
Butler, Kentucky 8 $ 635,000 $ 79,375 $ 53,000
Edmonson, Kentucky 8 $ 808,000 $ 101,000 $ 66,000
Fayette, Kentucky 8 $ 2,458,000 $ 307,250 $ 126,000
Lawrence, Kentucky 8 $ 496,000 $ 62,000 $ 53,000
Lewis, Kentucky 8 $ 758,000 $ 94,750 $ 57,000
Hardin, Ohio 8 $ 1,141,000 $ 142,625 $ 90,000
Henry, Ohio 8 $ 809,000 $ 101,125 $ 77,000
Jefferson, Ohio 8 $ 905,000 $ 113,125 $ 48,000
Meigs, Ohio 8 $ 880,000 $ 110,000 $ 124,000
Houston, Tennessee 8 $ 1,483,000 $ 185,375 $ 61,000
Cass, Indiana 7 $ 784,000 $ 112,000 $ 91,000
Knox, Indiana 7 $ 622,000 $ 88,857 $ 64,000
Spencer, Indiana 7 $ 1,549,000 $ 221,285 $ 51,000
Wayne, Indiana 7 $ 872,000 $ 124,571 $ 64,000
Anderson, Kentucky 7 $ 763,000 $ 109,000 $ 94,000
Caldwell, Kentucky 7 $ 825,000 $ 117,857 $ 49,000
Green, Kentucky 7 $ 395,000 $ 56,428 $ 84,000
Jackson, Kentucky 7 $ 712,000 $ 101,714 $ 87,000
Larue, Kentucky 7 $ 510,000 $ 72,857 $ 64,000
McLean, Kentucky 7 $ 972,000 $ 138,857 $ 105,000
Trigg, Kentucky 7 $ 1,208,000 $ 172,571 $ 94,000
Woodford, Kentucky 7 $ 1,444,000 $ 206,285 $ 71,000
Athens, Ohio 7 $ 1,014,000 $ 144,857 $ 126,000
Franklin, Ohio 7 $ 1,628,000 $ 232,571 $ 138,000
Paulding, Ohio 7 $ 1,117,000 $ 159,571 $ 57,000
Benton, Tennessee 7 $ 513,000 $ 73,285 $ 89,000
Trousdale, Tennessee 7 $ 1,085,000 $ 155,000 $ 110,000
Benton, Indiana 6 $ 873,000 $ 145,500 $ 57,000
Pike, Indiana 6 $ 403,000 $ 67,166 $ 115,000
Switzerland, Indiana 6 $ 769,000 $ 128,166 $ 57,000
Campbell, Kentucky 6 $ 833,000 $ 138,833 $ 106,000
Carroll, Kentucky 6 $ 739,000 $ 123,166 $ 62,000
Jessamine, Kentucky 6 $ 1,287,000 $ 214,500 $ 150,000
Kenton, Kentucky 6 $ 606,000 $ 101,000 $ 100,000
Knox, Kentucky 6 $ 820,000 $ 136,666 $ 112,000
Morgan, Kentucky 6 $ 449,000 $ 74,833 $ 84,000
Belmont, Ohio 6 $ 677,000 $ 112,833 $ 36,000
Delaware, Ohio 6 $ 985,000 $ 164,166 $ 168,000
Putnam, Ohio 6 $ 854,000 $ 142,333 $ 74,000
Perry, Tennessee 6 $ 598,000 $ 99,666 $ 56,000
Marion, Indiana 5 $ 1,174,000 $ 234,800 $ 620,000
Warrick, Indiana 5 $ 363,000 $ 72,600 $ 68,000
Clay, Kentucky 5 $ 563,000 $ 112,600 $ 56,000
Clinton, Kentucky 5 $ 642,000 $ 128,400 $ 56,000
Rowan, Kentucky 5 $ 458,000 $ 91,600 $ 57,000
Trimble, Kentucky 5 $ 739,000 $ 147,800 $ 74,000
Webster, Kentucky 5 $ 1,409,000 $ 281,800 $ 240,000
Monroe, Ohio 5 $ 384,000 $ 76,800 $ 67,000
Van Wert, Ohio 5 $ 583,000 $ 116,600 $ 66,000
Polk, Tennessee 5 $ 531,000 $ 106,200 $ 64,000
Unicoi, Tennessee 5 $ 509,000 $ 101,800 $ 48,000
Crawford, Indiana 4 $ 560,000 $ 140,000 $ 63,000
Fayette, Indiana 4 $ 450,000 $ 112,500 $ 84,000
Floyd, Indiana 4 $ 508,000 $ 127,000 $ 96,000
Jefferson, Indiana 4 $ 317,000 $ 79,250 $ 50,000
White, Indiana 4 $ 516,000 $ 129,000 $ 243,000
Boyle, Kentucky 4 $ 376,000 $ 94,000 $ 39,000
Crittenden, Kentucky 4 $ 150,000 $ 37,500 $ 52,000
Gallatin, Kentucky 4 $ 670,000 $ 167,500 $ 108,000
Hamilton, Ohio 4 $ 1,116,000 $ 279,000 $ 650,000
Lucas, Ohio 4 $ 456,000 $ 114,000 $ 68,000
Marion, Ohio 4 $ 418,000 $ 104,500 $ 67,000
Vinton, Ohio 4 $ 427,000 $ 106,750 $ 157,000
Johnson, Tennessee 4 $ 377,000 $ 94,250 $ 39,000
Franklin, Indiana 3 $ 271,000 $ 90,333 $ 68,000
Orange, Indiana 3 $ 305,000 $ 101,666 $ 57,000
Posey, Indiana 3 $ 106,000 $ 35,333 $ 70,000
Vanderburgh, Indiana 3 $ 462,000 $ 154,000 $ 91,000
Boyd, Kentucky 3 $ 295,000 $ 98,333 $ 52,000
Breathitt, Kentucky 3 $ 308,000 $ 102,666 $ 59,000
Magoffin, Kentucky 3 $ 250,000 $ 83,333 $ 68,000
Muhlenberg, Kentucky 3 $ 447,000 $ 149,000 $ 46,000
Oldham, Kentucky 3 $ 693,000 $ 231,000 $ 131,000
Powell, Kentucky 3 $ 272,000 $ 90,666 $ 57,000
Wolfe, Kentucky 3 $ 192,000 $ 64,000 $ 65,000
Crawford, Ohio 3 $ 397,000 $ 132,333 $ 87,000
Erie, Ohio 3 $ 428,000 $ 142,666 $ 76,000
Lawrence, Ohio 3 $ 282,000 $ 94,000 $ 77,000
Martin, Indiana 2 $ 156,000 $ 78,000 $ 117,000
Perry, Indiana 2 $ 369,000 $ 184,500 $ 87,000
Union, Indiana 2 $ 315,000 $ 157,500 $ 33,000
Jefferson, Kentucky 2 $ 281,000 $ 140,500 $ 87,000
Johnson, Kentucky 2 $ 214,000 $ 107,000 $ 69,000
Leslie, Kentucky 2 $ 134,000 $ 67,000 $ 26,000
Livingston, Kentucky 2 $ 74,000 $ 37,000 $ 51,000
Lyon, Kentucky 2 $ 224,000 $ 112,000 $ 549,000
Lake, Ohio 2 $ 271,000 $ 135,500 $ 122,000
Wyandot, Ohio 2 $ 289,000 $ 144,500 $ 81,000
Gulf, Florida 1 $ 71,000 $ 71,000 $ 53,000
Ohio, Indiana 1 $ 93,000 $ 93,000 $ 86,000
Vermillion, Indiana 1 $ 107,000 $ 107,000 $ 63,000
Elliott, Kentucky 1 $ 132,000 $ 132,000 $ 108,000
Perry, Kentucky 1 $ 64,000 $ 64,000 $ 33,000
Robertson, Kentucky 1 $ 77,000 $ 77,000 $ 49,000
Union, Kentucky 1 $ 74,000 $ 74,000 $ 10,000
Sandusky, Ohio 1 $ 40,000 $ 40,000 $ 65,000
Seneca, Ohio 1 $ 73,000 $ 73,000 $ 110,000
Wood, Ohio 1 $ 111,000 $ 111,000 $ 43,000
Lake, Tennessee 1 $ 81,000 $ 81,000 $ 61,000

Mortgage Loan Application Detail Totals for Farm Credit Mid-America, Aca in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,533 $567,058,000 $125,000 $1,253,000 $82,000 $5,713,000
Refinancing 2,588 $380,056,000 $146,000 $2,116,000 $92,000 $2,449,000
Home Improvement 933 $69,180,000 $74,000 $550,000 $78,000 $1,454,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,556 $722,319,000 $130,000 $2,116,000 $88,000 $5,713,000
Not Provided 2,178 $259,596,000 $119,000 $1,334,000 $77,000 $1,868,000
American Indian or Alaskan Native 227 $21,346,000 $94,000 $462,000 $70,000 $800,000
Hispanic 54 $5,798,000 $107,000 $372,000 $60,000 $132,000
Black or African American 23 $2,734,000 $118,000 $450,000 $77,000 $401,000
Not applicable 9 $3,406,000 $378,000 $1,190,000 $383,000 $1,409,000
Asian 7 $1,095,000 $156,000 $480,000 $60,000 $103,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 8,054 $1,016,294,000 $126,000 $2,116,000 $85,000 $5,713,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,812 $600,065,000 $124,000 $2,000,000 $97,000 $5,713,000
Application Denied By Financial Institution 1,678 $212,389,000 $126,000 $2,116,000 $60,000 $2,233,000
Application Withdrawn By Applicant 853 $113,109,000 $132,000 $1,253,000 $71,000 $857,000
Application Approved But Not Accepted 514 $66,156,000 $128,000 $1,892,000 $75,000 $1,260,000
File Closed For Incompleteness 197 $24,575,000 $124,000 $332,000 $71,000 $494,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Farm Credit Mid-America, Aca's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Farm Credit Mid-America, Aca's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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