Farm Credit Mid-America, Aca Mortgage Lending & HMDA Data, 2010

In 2010, Farm Credit Mid-America, Aca of Louisville, KY reported 7,372 mortgage applications totaling $1.2 billion, down 20% from 2009. The average application was for $158,589, and applicants reported an average income of $153,033. 64% of its applications resulted in an originated loan and 23% were denied. Its largest markets were Nashville-Davidson--Murfreesboro--Franklin, TN (338), Louisville-Jefferson County, KY-IN (206) and Indianapolis-Carmel, IN (199) (applications in parentheses).

Mortgage Company & Address Farm Credit Mid-America, Aca
1601 Ups Drive
Louisville, KY 40299
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 7,372
Total Mortgage Loan Application Amount $1,169,124,000
Average Mortgage Loan Application Amount $158,589
Highest Mortgage Loan Application Amount $4,500,000
Average Applicant Income $153,033
Highest Applicant Income $9,511,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Farm Credit Mid-America, Aca filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Farm Credit Mid-America, Aca by County in 2010

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
LaGrange, Indiana 160 $ 26,122,000 $ 163,262 $ 96,000
Greene, Tennessee 123 $ 14,560,000 $ 118,373 $ 91,000
Scott, Tennessee 92 $ 8,533,000 $ 92,750 $ 50,000
Wayne, Ohio 79 $ 11,898,000 $ 150,607 $ 113,000
Washington, Tennessee 69 $ 9,109,000 $ 132,014 $ 93,000
Maury, Tennessee 67 $ 17,048,000 $ 254,447 $ 93,000
Rutherford, Tennessee 59 $ 9,958,000 $ 168,779 $ 160,000
Knox, Tennessee 53 $ 8,727,000 $ 164,660 $ 104,000
Warren, Kentucky 48 $ 7,834,000 $ 163,208 $ 107,000
Williamson, Tennessee 48 $ 17,173,000 $ 357,770 $ 238,000
St. Joseph, Indiana 46 $ 6,242,000 $ 135,695 $ 167,000
Stark, Ohio 45 $ 6,594,000 $ 146,533 $ 181,000
Robertson, Tennessee 42 $ 6,430,000 $ 153,095 $ 116,000
Miami, Ohio 41 $ 7,146,000 $ 174,292 $ 123,000
Claiborne, Tennessee 41 $ 4,297,000 $ 104,804 $ 63,000
Nelson, Kentucky 39 $ 6,737,000 $ 172,743 $ 163,000
Medina, Ohio 39 $ 6,955,000 $ 178,333 $ 131,000
Logan, Kentucky 38 $ 3,296,000 $ 86,736 $ 87,000
Licking, Ohio 38 $ 10,467,000 $ 275,447 $ 180,000
Allen, Indiana 37 $ 5,645,000 $ 152,567 $ 135,000
Ashtabula, Ohio 37 $ 4,163,000 $ 112,513 $ 114,000
Blount, Tennessee 37 $ 7,832,000 $ 211,675 $ 263,000
Shelby, Indiana 36 $ 5,613,000 $ 155,916 $ 145,000
Holmes, Ohio 36 $ 5,303,000 $ 147,305 $ 153,000
Logan, Ohio 36 $ 3,817,000 $ 106,027 $ 150,000
Giles, Tennessee 36 $ 6,029,000 $ 167,472 $ 73,000
Bedford, Tennessee 35 $ 6,638,000 $ 189,657 $ 129,000
Sumner, Tennessee 35 $ 6,270,000 $ 179,142 $ 118,000
Rush, Indiana 34 $ 4,318,000 $ 127,000 $ 250,000
Lorain, Ohio 34 $ 6,876,000 $ 202,235 $ 197,000
Knox, Ohio 33 $ 4,515,000 $ 136,818 $ 178,000
Preble, Ohio 33 $ 5,185,000 $ 157,121 $ 128,000
Lauderdale, Tennessee 33 $ 3,578,000 $ 108,424 $ 192,000
Lawrence, Tennessee 33 $ 4,008,000 $ 121,454 $ 77,000
Breckinridge, Kentucky 32 $ 3,568,000 $ 111,500 $ 68,000
Hardin, Kentucky 32 $ 6,013,000 $ 187,906 $ 84,000
Guernsey, Ohio 32 $ 4,551,000 $ 142,218 $ 65,000
Hawkins, Tennessee 32 $ 4,097,000 $ 128,031 $ 73,000
McMinn, Tennessee 32 $ 4,384,000 $ 137,000 $ 186,000
Daviess, Kentucky 31 $ 5,890,000 $ 190,000 $ 190,000
Brown, Ohio 31 $ 6,639,000 $ 214,161 $ 229,000
Columbiana, Ohio 31 $ 3,150,000 $ 101,612 $ 136,000
Richland, Ohio 31 $ 4,906,000 $ 158,258 $ 126,000
Lincoln, Tennessee 31 $ 3,837,000 $ 123,774 $ 110,000
Elkhart, Indiana 30 $ 6,425,000 $ 214,166 $ 70,000
Highland, Ohio 30 $ 4,618,000 $ 153,933 $ 133,000
Henry, Tennessee 30 $ 3,766,000 $ 125,533 $ 63,000
Wilson, Tennessee 30 $ 4,910,000 $ 163,666 $ 216,000
Pulaski, Kentucky 29 $ 3,865,000 $ 133,275 $ 97,000
Clark, Ohio 29 $ 3,444,000 $ 118,758 $ 135,000
Geauga, Ohio 29 $ 6,330,000 $ 218,275 $ 88,000
Marshall, Indiana 28 $ 4,504,000 $ 160,857 $ 140,000
Tippecanoe, Indiana 28 $ 5,424,000 $ 193,714 $ 242,000
Dickson, Tennessee 28 $ 4,099,000 $ 146,392 $ 126,000
Fayette, Tennessee 28 $ 4,801,000 $ 171,464 $ 183,000
Bartholomew, Indiana 27 $ 4,213,000 $ 156,037 $ 165,000
Morgan, Indiana 27 $ 5,421,000 $ 200,777 $ 101,000
Harrison, Kentucky 27 $ 3,424,000 $ 126,814 $ 148,000
Shelby, Kentucky 27 $ 8,322,000 $ 308,222 $ 195,000
Carroll, Ohio 27 $ 3,540,000 $ 131,111 $ 83,000
Champaign, Ohio 27 $ 4,010,000 $ 148,518 $ 97,000
Grainger, Tennessee 27 $ 3,699,000 $ 137,000 $ 66,000
Jefferson, Tennessee 27 $ 4,550,000 $ 168,518 $ 141,000
Weakley, Tennessee 27 $ 2,951,000 $ 109,296 $ 100,000
Adams, Indiana 26 $ 2,991,000 $ 115,038 $ 79,000
Hancock, Indiana 26 $ 4,072,000 $ 156,615 $ 173,000
Harrison, Indiana 26 $ 3,249,000 $ 124,961 $ 126,000
Henry, Kentucky 26 $ 8,472,000 $ 325,846 $ 242,000
Simpson, Kentucky 26 $ 4,245,000 $ 163,269 $ 93,000
Williams, Ohio 26 $ 3,406,000 $ 131,000 $ 305,000
Sevier, Tennessee 26 $ 4,117,000 $ 158,346 $ 213,000
LaPorte, Indiana 25 $ 3,635,000 $ 145,400 $ 73,000
Pickaway, Ohio 25 $ 5,503,000 $ 220,120 $ 159,000
Cumberland, Tennessee 25 $ 2,466,000 $ 98,640 $ 217,000
Morgan, Tennessee 25 $ 3,491,000 $ 139,640 $ 62,000
Tipton, Tennessee 25 $ 3,521,000 $ 140,840 $ 250,000
Warren, Tennessee 25 $ 2,774,000 $ 110,960 $ 244,000
Wayne, Indiana 24 $ 3,733,000 $ 155,541 $ 152,000
Butler, Kentucky 24 $ 3,860,000 $ 160,833 $ 135,000
Clark, Kentucky 24 $ 5,625,000 $ 234,375 $ 187,000
Adams, Ohio 24 $ 3,492,000 $ 145,500 $ 145,000
Montgomery, Ohio 24 $ 4,845,000 $ 201,875 $ 202,000
Union, Ohio 24 $ 3,874,000 $ 161,416 $ 90,000
Marshall, Tennessee 24 $ 4,640,000 $ 193,333 $ 75,000
Putnam, Indiana 23 $ 3,390,000 $ 147,391 $ 155,000
Bath, Kentucky 23 $ 2,244,000 $ 97,565 $ 81,000
Grant, Kentucky 23 $ 3,599,000 $ 156,478 $ 57,000
Mahoning, Ohio 23 $ 3,518,000 $ 152,956 $ 110,000
Decatur, Indiana 22 $ 5,703,000 $ 259,227 $ 262,000
Lincoln, Kentucky 22 $ 2,703,000 $ 122,863 $ 84,000
Mason, Kentucky 22 $ 2,845,000 $ 129,318 $ 129,000
Taylor, Kentucky 22 $ 2,776,000 $ 126,181 $ 60,000
Allen, Ohio 22 $ 3,355,000 $ 152,500 $ 190,000
Auglaize, Ohio 22 $ 3,543,000 $ 161,045 $ 243,000
Warren, Ohio 22 $ 5,085,000 $ 231,136 $ 165,000
Anderson, Tennessee 22 $ 3,845,000 $ 174,772 $ 171,000
Hickman, Tennessee 22 $ 2,806,000 $ 127,545 $ 173,000
Sullivan, Tennessee 22 $ 4,109,000 $ 186,772 $ 114,000
Jay, Indiana 21 $ 2,809,000 $ 133,761 $ 154,000
Christian, Kentucky 21 $ 4,047,000 $ 192,714 $ 135,000
Defiance, Ohio 21 $ 4,756,000 $ 226,476 $ 254,000
Mercer, Ohio 21 $ 5,421,000 $ 258,142 $ 509,000
Ross, Ohio 21 $ 4,500,000 $ 214,285 $ 287,000
Carroll, Tennessee 21 $ 2,766,000 $ 131,714 $ 90,000
Davidson, Tennessee 21 $ 6,860,000 $ 326,666 $ 311,000
Fentress, Tennessee 21 $ 2,731,000 $ 130,047 $ 73,000
Putnam, Tennessee 21 $ 3,207,000 $ 152,714 $ 162,000
Hendricks, Indiana 20 $ 4,051,000 $ 202,550 $ 202,000
Starke, Indiana 20 $ 2,998,000 $ 149,900 $ 76,000
Warren, Indiana 20 $ 2,331,000 $ 116,550 $ 298,000
Allen, Kentucky 20 $ 3,336,000 $ 166,800 $ 69,000
Barren, Kentucky 20 $ 3,422,000 $ 171,100 $ 172,000
Grayson, Kentucky 20 $ 3,991,000 $ 199,550 $ 267,000
Marion, Kentucky 20 $ 2,707,000 $ 135,350 $ 123,000
Darke, Ohio 20 $ 2,373,000 $ 118,650 $ 99,000
Madison, Ohio 20 $ 3,960,000 $ 198,000 $ 255,000
Trumbull, Ohio 20 $ 2,561,000 $ 128,050 $ 516,000
Chester, Tennessee 20 $ 2,677,000 $ 133,850 $ 54,000
Madison, Tennessee 20 $ 3,048,000 $ 152,400 $ 439,000
Overton, Tennessee 20 $ 2,734,000 $ 136,700 $ 57,000
White, Tennessee 20 $ 2,374,000 $ 118,700 $ 139,000
Johnson, Indiana 19 $ 3,592,000 $ 189,052 $ 195,000
Meade, Kentucky 19 $ 2,762,000 $ 145,368 $ 120,000
Montgomery, Kentucky 19 $ 2,170,000 $ 114,210 $ 156,000
Owen, Kentucky 19 $ 3,384,000 $ 178,105 $ 69,000
Scott, Kentucky 19 $ 5,746,000 $ 302,421 $ 310,000
Scioto, Ohio 19 $ 2,252,000 $ 118,526 $ 86,000
Shelby, Ohio 19 $ 3,001,000 $ 157,947 $ 159,000
Gibson, Tennessee 19 $ 2,133,000 $ 112,263 $ 265,000
Henry, Indiana 18 $ 3,030,000 $ 168,333 $ 364,000
Belmont, Ohio 18 $ 2,635,000 $ 146,388 $ 122,000
Carter, Tennessee 18 $ 2,280,000 $ 126,666 $ 104,000
Coffee, Tennessee 18 $ 2,009,000 $ 111,611 $ 124,000
Boone, Indiana 17 $ 2,853,000 $ 167,823 $ 176,000
Jasper, Indiana 17 $ 2,767,000 $ 162,764 $ 313,000
Monroe, Indiana 17 $ 3,851,000 $ 226,529 $ 83,000
Madison, Kentucky 17 $ 2,330,000 $ 137,058 $ 226,000
Washington, Kentucky 17 $ 3,414,000 $ 200,823 $ 73,000
Ashland, Ohio 17 $ 2,988,000 $ 175,764 $ 150,000
Clermont, Ohio 17 $ 2,275,000 $ 133,823 $ 171,000
Fairfield, Ohio 17 $ 3,425,000 $ 201,470 $ 98,000
Greene, Ohio 17 $ 2,810,000 $ 165,294 $ 188,000
Muskingum, Ohio 17 $ 2,449,000 $ 144,058 $ 124,000
Cheatham, Tennessee 17 $ 2,479,000 $ 145,823 $ 78,000
Montgomery, Tennessee 17 $ 3,059,000 $ 179,941 $ 57,000
Franklin, Indiana 16 $ 3,076,000 $ 192,250 $ 82,000
Larue, Kentucky 16 $ 2,236,000 $ 139,750 $ 121,000
Pendleton, Kentucky 16 $ 1,862,000 $ 116,375 $ 53,000
Portage, Ohio 16 $ 1,811,000 $ 113,187 $ 106,000
Tuscarawas, Ohio 16 $ 3,238,000 $ 202,375 $ 597,000
Hardeman, Tennessee 16 $ 1,657,000 $ 103,562 $ 136,000
McNairy, Tennessee 16 $ 2,363,000 $ 147,687 $ 60,000
Wayne, Tennessee 16 $ 1,924,000 $ 120,250 $ 554,000
Fountain, Indiana 15 $ 1,991,000 $ 132,733 $ 327,000
Bullitt, Kentucky 15 $ 1,435,000 $ 95,666 $ 91,000
Green, Kentucky 15 $ 1,710,000 $ 114,000 $ 85,000
Laurel, Kentucky 15 $ 1,683,000 $ 112,200 $ 44,000
Ohio, Kentucky 15 $ 2,345,000 $ 156,333 $ 110,000
Butler, Ohio 15 $ 2,900,000 $ 193,333 $ 81,000
Clinton, Ohio 15 $ 3,645,000 $ 243,000 $ 246,000
Coshocton, Ohio 15 $ 2,123,000 $ 141,533 $ 280,000
Fulton, Ohio 15 $ 2,809,000 $ 187,266 $ 192,000
Jackson, Ohio 15 $ 2,007,000 $ 133,800 $ 444,000
Bradley, Tennessee 15 $ 4,454,000 $ 296,933 $ 132,000
Dyer, Tennessee 15 $ 1,857,000 $ 123,800 $ 168,000
Hamilton, Tennessee 15 $ 2,681,000 $ 178,733 $ 122,000
Brown, Indiana 14 $ 1,931,000 $ 137,928 $ 73,000
Montgomery, Indiana 14 $ 1,699,000 $ 121,357 $ 290,000
Randolph, Indiana 14 $ 1,761,000 $ 125,785 $ 98,000
Whitley, Indiana 14 $ 2,687,000 $ 191,928 $ 195,000
Adair, Kentucky 14 $ 1,493,000 $ 106,642 $ 211,000
Hart, Kentucky 14 $ 1,396,000 $ 99,714 $ 59,000
Cannon, Tennessee 14 $ 2,079,000 $ 148,500 $ 114,000
Cocke, Tennessee 14 $ 2,976,000 $ 212,571 $ 94,000
Hamblen, Tennessee 14 $ 2,369,000 $ 169,214 $ 131,000
Hardin, Tennessee 14 $ 1,379,000 $ 98,500 $ 251,000
Roane, Tennessee 14 $ 2,015,000 $ 143,928 $ 72,000
Shelby, Tennessee 14 $ 3,908,000 $ 279,142 $ 236,000
Fulton, Indiana 13 $ 1,880,000 $ 144,615 $ 112,000
Kosciusko, Indiana 13 $ 1,753,000 $ 134,846 $ 126,000
Wells, Indiana 13 $ 2,830,000 $ 217,692 $ 202,000
Lewis, Kentucky 13 $ 1,575,000 $ 121,153 $ 92,000
Henry, Ohio 13 $ 1,346,000 $ 103,538 $ 202,000
Lewis, Tennessee 13 $ 1,407,000 $ 108,230 $ 91,000
Monroe, Tennessee 13 $ 2,675,000 $ 205,769 $ 95,000
Fayette, Indiana 12 $ 2,151,000 $ 179,250 $ 178,000
Howard, Indiana 12 $ 1,695,000 $ 141,250 $ 226,000
Jennings, Indiana 12 $ 1,556,000 $ 129,666 $ 148,000
Noble, Indiana 12 $ 2,797,000 $ 233,083 $ 203,000
Porter, Indiana 12 $ 1,776,000 $ 148,000 $ 76,000
Tipton, Indiana 12 $ 1,857,000 $ 154,750 $ 379,000
Washington, Indiana 12 $ 1,324,000 $ 110,333 $ 133,000
Boone, Kentucky 12 $ 2,177,000 $ 181,416 $ 66,000
Bourbon, Kentucky 12 $ 6,149,000 $ 512,416 $ 549,000
Fleming, Kentucky 12 $ 1,449,000 $ 120,750 $ 73,000
Rockcastle, Kentucky 12 $ 882,000 $ 73,500 $ 55,000
Delaware, Ohio 12 $ 2,931,000 $ 244,250 $ 161,000
Crockett, Tennessee 12 $ 1,352,000 $ 112,666 $ 489,000
Humphreys, Tennessee 12 $ 1,529,000 $ 127,416 $ 167,000
Jackson, Tennessee 12 $ 1,345,000 $ 112,083 $ 86,000
Loudon, Tennessee 12 $ 1,544,000 $ 128,666 $ 72,000
Delaware, Indiana 11 $ 1,602,000 $ 145,636 $ 165,000
Pike, Indiana 11 $ 791,000 $ 71,909 $ 90,000
Wabash, Indiana 11 $ 2,526,000 $ 229,636 $ 71,000
Carter, Kentucky 11 $ 998,000 $ 90,727 $ 74,000
Kenton, Kentucky 11 $ 2,680,000 $ 243,636 $ 289,000
Todd, Kentucky 11 $ 1,281,000 $ 116,454 $ 165,000
Fayette, Ohio 11 $ 2,811,000 $ 255,545 $ 1,066,000
Gallia, Ohio 11 $ 1,528,000 $ 138,909 $ 41,000
Huron, Ohio 11 $ 1,262,000 $ 114,727 $ 138,000
Summit, Ohio 11 $ 1,830,000 $ 166,363 $ 168,000
Franklin, Tennessee 11 $ 3,021,000 $ 274,636 $ 126,000
Macon, Tennessee 11 $ 1,570,000 $ 142,727 $ 156,000
Pickett, Tennessee 11 $ 1,085,000 $ 98,636 $ 66,000
Clark, Indiana 10 $ 1,413,000 $ 141,300 $ 97,000
Daviess, Indiana 10 $ 1,135,000 $ 113,500 $ 332,000
Grant, Indiana 10 $ 2,505,000 $ 250,500 $ 242,000
Jackson, Indiana 10 $ 924,000 $ 92,400 $ 218,000
Jefferson, Indiana 10 $ 1,847,000 $ 184,700 $ 139,000
Madison, Indiana 10 $ 1,354,000 $ 135,400 $ 390,000
Parke, Indiana 10 $ 1,463,000 $ 146,300 $ 133,000
Ripley, Indiana 10 $ 1,957,000 $ 195,700 $ 122,000
Estill, Kentucky 10 $ 1,458,000 $ 145,800 $ 81,000
Jackson, Kentucky 10 $ 1,275,000 $ 127,500 $ 82,000
Jefferson, Kentucky 10 $ 3,482,000 $ 348,200 $ 805,000
Monroe, Kentucky 10 $ 1,325,000 $ 132,500 $ 120,000
Trigg, Kentucky 10 $ 1,562,000 $ 156,200 $ 129,000
Hamilton, Ohio 10 $ 2,463,000 $ 246,300 $ 96,000
Hocking, Ohio 10 $ 2,024,000 $ 202,400 $ 103,000
Noble, Ohio 10 $ 1,616,000 $ 161,600 $ 72,000
Pike, Ohio 10 $ 1,110,000 $ 111,000 $ 94,000
Benton, Tennessee 10 $ 999,000 $ 99,900 $ 48,000
Meigs, Tennessee 10 $ 796,000 $ 79,600 $ 73,000
Gibson, Indiana 9 $ 2,377,000 $ 264,111 $ 354,000
Marion, Indiana 9 $ 1,089,000 $ 121,000 $ 89,000
Perry, Indiana 9 $ 1,277,000 $ 141,888 $ 78,000
Spencer, Indiana 9 $ 1,270,000 $ 141,111 $ 72,000
Vanderburgh, Indiana 9 $ 1,377,000 $ 153,000 $ 261,000
Anderson, Kentucky 9 $ 1,419,000 $ 157,666 $ 105,000
Caldwell, Kentucky 9 $ 1,001,000 $ 111,222 $ 194,000
Casey, Kentucky 9 $ 1,029,000 $ 114,333 $ 78,000
Edmonson, Kentucky 9 $ 1,603,000 $ 178,111 $ 76,000
Fayette, Kentucky 9 $ 6,270,000 $ 696,666 $ 1,592,000
Franklin, Ohio 9 $ 1,896,000 $ 210,666 $ 164,000
Harrison, Ohio 9 $ 1,033,000 $ 114,777 $ 77,000
Morrow, Ohio 9 $ 991,000 $ 110,111 $ 87,000
Washington, Ohio 9 $ 2,254,000 $ 250,444 $ 253,000
DeKalb, Tennessee 9 $ 1,797,000 $ 199,666 $ 100,000
Haywood, Tennessee 9 $ 1,294,000 $ 143,777 $ 143,000
Houston, Tennessee 9 $ 1,548,000 $ 172,000 $ 107,000
Obion, Tennessee 9 $ 1,013,000 $ 112,555 $ 216,000
Perry, Tennessee 9 $ 892,000 $ 99,111 $ 87,000
Smith, Tennessee 9 $ 1,174,000 $ 130,444 $ 93,000
Unicoi, Tennessee 9 $ 1,389,000 $ 154,333 $ 66,000
Van Buren, Tennessee 9 $ 1,485,000 $ 165,000 $ 74,000
Hamilton, Indiana 8 $ 935,000 $ 116,875 $ 155,000
Huntington, Indiana 8 $ 1,029,000 $ 128,625 $ 221,000
Lawrence, Indiana 8 $ 1,093,000 $ 136,625 $ 73,000
Miami, Indiana 8 $ 2,157,000 $ 269,625 $ 356,000
Posey, Indiana 8 $ 874,000 $ 109,250 $ 193,000
Pulaski, Indiana 8 $ 719,000 $ 89,875 $ 171,000
Scott, Indiana 8 $ 969,000 $ 121,125 $ 100,000
Campbell, Kentucky 8 $ 1,249,000 $ 156,125 $ 104,000
Morgan, Kentucky 8 $ 612,000 $ 76,500 $ 94,000
Robertson, Kentucky 8 $ 744,000 $ 93,000 $ 105,000
Trimble, Kentucky 8 $ 1,576,000 $ 197,000 $ 64,000
Morgan, Ohio 8 $ 857,000 $ 107,125 $ 81,000
Perry, Ohio 8 $ 2,487,000 $ 310,875 $ 230,000
Decatur, Tennessee 8 $ 1,148,000 $ 143,500 $ 89,000
Henderson, Tennessee 8 $ 1,016,000 $ 127,000 $ 53,000
Union, Tennessee 8 $ 1,066,000 $ 133,250 $ 113,000
Dubois, Indiana 7 $ 1,515,000 $ 216,428 $ 92,000
Newton, Indiana 7 $ 761,000 $ 108,714 $ 123,000
Owen, Indiana 7 $ 783,000 $ 111,857 $ 50,000
Vigo, Indiana 7 $ 1,258,000 $ 179,714 $ 72,000
White, Indiana 7 $ 949,000 $ 135,571 $ 288,000
Crittenden, Kentucky 7 $ 931,000 $ 133,000 $ 126,000
Mercer, Kentucky 7 $ 1,015,000 $ 145,000 $ 64,000
Nicholas, Kentucky 7 $ 2,198,000 $ 314,000 $ 174,000
Rowan, Kentucky 7 $ 531,000 $ 75,857 $ 103,000
Meigs, Ohio 7 $ 824,000 $ 117,714 $ 56,000
Putnam, Ohio 7 $ 1,323,000 $ 189,000 $ 267,000
Van Wert, Ohio 7 $ 1,198,000 $ 171,142 $ 285,000
Bledsoe, Tennessee 7 $ 1,122,000 $ 160,285 $ 45,000
Hancock, Tennessee 7 $ 537,000 $ 76,714 $ 52,000
Polk, Tennessee 7 $ 795,000 $ 113,571 $ 93,000
Blackford, Indiana 6 $ 630,000 $ 105,000 $ 45,000
Carroll, Indiana 6 $ 921,000 $ 153,500 $ 251,000
Clay, Indiana 6 $ 775,000 $ 129,166 $ 150,000
Dearborn, Indiana 6 $ 1,044,000 $ 174,000 $ 112,000
Knox, Indiana 6 $ 1,545,000 $ 257,500 $ 209,000
Henderson, Kentucky 6 $ 959,000 $ 159,833 $ 154,000
Hopkins, Kentucky 6 $ 901,000 $ 150,166 $ 104,000
Oldham, Kentucky 6 $ 3,602,000 $ 600,333 $ 1,858,000
Webster, Kentucky 6 $ 688,000 $ 114,666 $ 417,000
Woodford, Kentucky 6 $ 1,607,000 $ 267,833 $ 164,000
Hardin, Ohio 6 $ 741,000 $ 123,500 $ 111,000
Paulding, Ohio 6 $ 778,000 $ 129,666 $ 218,000
Vinton, Ohio 6 $ 924,000 $ 154,000 $ 153,000
Clay, Tennessee 6 $ 456,000 $ 76,000 $ 471,000
Johnson, Tennessee 6 $ 1,121,000 $ 186,833 $ 110,000
Marion, Tennessee 6 $ 671,000 $ 111,833 $ 60,000
Benton, Indiana 5 $ 499,000 $ 99,800 $ 787,000
Clinton, Indiana 5 $ 557,000 $ 111,400 $ 437,000
Crawford, Indiana 5 $ 588,000 $ 117,600 $ 44,000
DeKalb, Indiana 5 $ 858,000 $ 171,600 $ 92,000
Lake, Indiana 5 $ 1,547,000 $ 309,400 $ 148,000
Martin, Indiana 5 $ 648,000 $ 129,600 $ 81,000
Orange, Indiana 5 $ 399,000 $ 79,800 $ 111,000
Sullivan, Indiana 5 $ 928,000 $ 185,600 $ 86,000
Switzerland, Indiana 5 $ 771,000 $ 154,200 $ 46,000
Warrick, Indiana 5 $ 915,000 $ 183,000 $ 136,000
Boyle, Kentucky 5 $ 864,000 $ 172,800 $ 230,000
Bracken, Kentucky 5 $ 1,612,000 $ 322,400 $ 74,000
Carroll, Kentucky 5 $ 600,000 $ 120,000 $ 44,000
Garrard, Kentucky 5 $ 440,000 $ 88,000 $ 60,000
Menifee, Kentucky 5 $ 426,000 $ 85,200 $ 78,000
Metcalfe, Kentucky 5 $ 858,000 $ 171,600 $ 90,000
Whitley, Kentucky 5 $ 617,000 $ 123,400 $ 132,000
Monroe, Ohio 5 $ 617,000 $ 123,400 $ 71,000
Campbell, Tennessee 5 $ 717,000 $ 143,400 $ 127,000
Rhea, Tennessee 5 $ 691,000 $ 138,200 $ 70,000
Cass, Indiana 4 $ 263,000 $ 65,750 $ 256,000
Floyd, Indiana 4 $ 945,000 $ 236,250 $ 85,000
Steuben, Indiana 4 $ 334,000 $ 83,500 $ 585,000
Clay, Kentucky 4 $ 362,000 $ 90,500 $ 36,000
Greenup, Kentucky 4 $ 785,000 $ 196,250 $ 213,000
Russell, Kentucky 4 $ 1,150,000 $ 287,500 $ 65,000
Spencer, Kentucky 4 $ 842,000 $ 210,500 $ 127,000
Union, Kentucky 4 $ 493,000 $ 123,250 $ 94,000
Cuyahoga, Ohio 4 $ 436,000 $ 109,000 $ 82,000
Erie, Ohio 4 $ 902,000 $ 225,500 $ 37,000
Jefferson, Ohio 4 $ 618,000 $ 154,500 $ 100,000
Grundy, Tennessee 4 $ 356,000 $ 89,000 $ 70,000
Moore, Tennessee 4 $ 629,000 $ 157,250 $ 65,000
Sequatchie, Tennessee 4 $ 1,521,000 $ 380,250 $ 27,000
Greene, Indiana 3 $ 565,000 $ 188,333 $ 143,000
Vermillion, Indiana 3 $ 262,000 $ 87,333 $ 34,000
Franklin, Kentucky 3 $ 498,000 $ 166,000 $ 77,000
Lawrence, Kentucky 3 $ 132,000 $ 44,000 $ 51,000
Lyon, Kentucky 3 $ 268,000 $ 89,333 $ 40,000
McLean, Kentucky 3 $ 613,000 $ 204,333 $ 146,000
Crawford, Ohio 3 $ 516,000 $ 172,000 $ 114,000
Lake, Ohio 3 $ 783,000 $ 261,000 $ 300,000
Lawrence, Ohio 3 $ 680,000 $ 226,666 $ 120,000
Cook, Illinois 2 $ 187,000 $ 93,500 $ 214,000
Ohio, Indiana 2 $ 356,000 $ 178,000 $ 349,000
Clinton, Kentucky 2 $ 347,000 $ 173,500 $ 87,000
Cumberland, Kentucky 2 $ 332,000 $ 166,000 $ 72,000
Elliott, Kentucky 2 $ 270,000 $ 135,000 $ 37,000
Hancock, Kentucky 2 $ 87,000 $ 43,500 $ 91,000
Jessamine, Kentucky 2 $ 2,783,000 $ 1,391,500 $ 767,000
Knox, Kentucky 2 $ 156,000 $ 78,000 $ 154,000
Magoffin, Kentucky 2 $ 124,000 $ 62,000 $ 18,000
Marshall, Kentucky 2 $ 328,000 $ 164,000 $ 426,000
McCreary, Kentucky 2 $ 105,000 $ 52,500 $ 70,000
Powell, Kentucky 2 $ 288,000 $ 144,000 $ 62,000
Wayne, Kentucky 2 $ 265,000 $ 132,500 $ 112,000
Athens, Ohio 2 $ 240,000 $ 120,000 $ 87,000
Ottawa, Ohio 2 $ 262,000 $ 131,000 $ 445,000
Lake, Tennessee 2 $ 317,000 $ 158,500 $ 64,000
Stewart, Tennessee 2 $ 171,000 $ 85,500 $ 117,000
Trousdale, Tennessee 2 $ 265,000 $ 132,500 $ 37,000
Fayette, Alabama 1 $ 242,000 $ 242,000 $ 58,000
Limestone, Alabama 1 $ 154,000 $ 154,000 $ 86,000
Conejos, Colorado 1 $ 92,000 $ 92,000 $ 22,000
Dixie, Florida 1 $ 27,000 $ 27,000 $ 136,000
Holmes, Florida 1 $ 85,000 $ 85,000 $ 162,000
Madison, Florida 1 $ 26,000 $ 26,000 $ 207,000
Pasco, Florida 1 $ 120,000 $ 120,000 $ 41,000
Sarasota, Florida 1 $ 301,000 $ 301,000 $ 170,000
Appling, Georgia 1 $ 203,000 $ 203,000 $ 632,000
Cobb, Georgia 1 $ 60,000 $ 60,000 $ 90,000
Dade, Georgia 1 $ 501,000 $ 501,000 $ 373,000
Edgar, Illinois 1 $ 325,000 $ 325,000 $ 198,000
Pike, Illinois 1 $ 113,000 $ 113,000 $ 928,000
Scott, Illinois 1 $ 282,000 $ 282,000 $ 481,000
Union, Illinois 1 $ 81,000 $ 81,000 $ 133,000
Union, Indiana 1 $ 83,000 $ 83,000 $ 91,000
Neosho, Kansas 1 $ 61,000 $ 61,000 $ 135,000
Bell, Kentucky 1 $ 8,000 $ 8,000 $ 46,000
Fulton, Kentucky 1 $ 152,000 $ 152,000 $ 88,000
Gallatin, Kentucky 1 $ 67,000 $ 67,000 $ 36,000
Graves, Kentucky 1 $ 150,000 $ 150,000 $ 35,000
Lee, Kentucky 1 $ 172,000 $ 172,000 $ 0
Leslie, Kentucky 1 $ 73,000 $ 73,000 $ 44,000
Letcher, Kentucky 1 $ 97,000 $ 97,000 $ 58,000
Wolfe, Kentucky 1 $ 70,000 $ 70,000 $ 24,000
Tishomingo, Mississippi 1 $ 296,000 $ 296,000 $ 908,000
Linn, Missouri 1 $ 360,000 $ 360,000 $ 291,000
Greeley, Nebraska 1 $ 184,000 $ 184,000 $ 257,000
Buncombe, North Carolina 1 $ 555,000 $ 555,000 $ 1,079,000
Hancock, Ohio 1 $ 94,000 $ 94,000 $ 38,000
Marion, Ohio 1 $ 80,000 $ 80,000 $ 68,000
Sandusky, Ohio 1 $ 141,000 $ 141,000 $ 63,000
Lancaster, Pennsylvania 1 $ 160,000 $ 160,000 $ 65,000
Andrews, Texas 1 $ 61,000 $ 61,000 $ 2,371,000
Hood, Texas 1 $ 287,000 $ 287,000 $ 0
Virginia Beach, Virginia 1 $ 140,000 $ 140,000 $ 71,000

Mortgage Loan Application Detail Totals for Farm Credit Mid-America, Aca in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 3,453 $665,998,000 $192,000 $4,500,000 $173,000 $9,511,000
Home Purchase 3,390 $451,590,000 $133,000 $1,737,000 $143,000 $8,967,000
Home Improvement 529 $51,536,000 $97,000 $587,000 $87,000 $1,496,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,262 $880,191,000 $167,000 $4,500,000 $117,000 $6,603,000
American Indian or Alaskan Native 1,285 $144,235,000 $112,000 $507,000 $245,000 $8,967,000
Not Provided 757 $125,546,000 $165,000 $1,811,000 $228,000 $9,511,000
Not applicable 27 $10,810,000 $400,000 $1,713,000 $629,000 $7,058,000
Hispanic 22 $3,628,000 $164,000 $408,000 $76,000 $185,000
Black or African American 13 $2,058,000 $158,000 $453,000 $78,000 $430,000
Asian 4 $2,378,000 $594,000 $1,068,000 $284,000 $656,000
Native Hawaiian or Other Pacific Islander 2 $278,000 $139,000 $139,000 $101,000 $144,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,372 $1,169,124,000 $158,000 $4,500,000 $153,000 $9,511,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,749 $733,498,000 $154,000 $2,393,000 $194,000 $8,967,000
Application Denied By Financial Institution 1,711 $293,235,000 $171,000 $4,500,000 $72,000 $9,511,000
Application Withdrawn By Applicant 821 $127,962,000 $155,000 $3,300,000 $86,000 $2,103,000
Application Approved But Not Accepted 90 $14,045,000 $156,000 $1,504,000 $152,000 $1,896,000
File Closed For Incompleteness 1 $384,000 $384,000 $384,000 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Farm Credit Mid-America, Aca's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Farm Credit Mid-America, Aca's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kentucky, download the full spreadsheet with aggregated HMDA statistics today.

Download the Kentucky Lender List