Farm Credit Mid-America, Aca Mortgage Lending & HMDA Data, 2018
In 2018, Farm Credit Mid-America, Aca of Louisville, KY reported 3,720 mortgage applications totaling $831.0 million, up 33% from 2017. The average application was for $223,395, and applicants reported an average income of $122,873. 54% of its applications resulted in an originated loan and 15% were denied. Its largest markets were Nashville-Davidson--Murfreesboro--Franklin, TN (308), Indianapolis-Carmel-Anderson, IN (152) and Cincinnati, OH-KY-IN (141) (applications in parentheses).
| Mortgage Company & Address | Farm Credit Mid-America, Aca 1601 Ups Drive Louisville, KY 40299 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,720 |
| Total Mortgage Loan Application Amount | $831,030,000 |
| Average Mortgage Loan Application Amount | $223,395 |
| Highest Mortgage Loan Application Amount | $3,475,000 |
| Average Applicant Income | $122,873 |
| Highest Applicant Income | $2,796,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Farm Credit Mid-America, Aca filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| LaGrange, Indiana | 70 | $ 14,610,000 | $ 208,714 | $ 85,000 |
| Maury, Tennessee | 54 | $ 15,500,000 | $ 287,037 | $ 167,000 |
| Stark, Ohio | 40 | $ 6,790,000 | $ 169,750 | $ 154,000 |
| Trumbull, Ohio | 40 | $ 7,170,000 | $ 179,250 | $ 67,000 |
| Wilson, Tennessee | 40 | $ 15,050,000 | $ 376,250 | $ 134,000 |
| Guernsey, Ohio | 39 | $ 6,885,000 | $ 176,538 | $ 94,000 |
| Rutherford, Tennessee | 38 | $ 10,070,000 | $ 265,000 | $ 139,000 |
| Preble, Ohio | 37 | $ 6,505,000 | $ 175,810 | $ 162,000 |
| Wayne, Ohio | 37 | $ 6,405,000 | $ 173,108 | $ 113,000 |
| Columbiana, Ohio | 36 | $ 6,470,000 | $ 179,722 | $ 115,000 |
| Geauga, Ohio | 36 | $ 8,190,000 | $ 227,500 | $ 160,000 |
| Ashtabula, Ohio | 34 | $ 5,350,000 | $ 157,352 | $ 117,000 |
| Williamson, Tennessee | 33 | $ 14,855,000 | $ 450,151 | $ 264,000 |
| Elkhart, Indiana | 32 | $ 6,280,000 | $ 196,250 | $ 106,000 |
| Logan, Ohio | 32 | $ 4,970,000 | $ 155,312 | $ 102,000 |
| Putnam, Indiana | 30 | $ 7,090,000 | $ 236,333 | $ 107,000 |
| Holmes, Ohio | 30 | $ 4,700,000 | $ 156,666 | $ 76,000 |
| Licking, Ohio | 30 | $ 6,650,000 | $ 221,666 | $ 116,000 |
| Tuscarawas, Ohio | 30 | $ 6,100,000 | $ 203,333 | $ 113,000 |
| Jefferson, Tennessee | 29 | $ 6,165,000 | $ 212,586 | $ 94,000 |
| Miami, Ohio | 26 | $ 7,760,000 | $ 298,461 | $ 147,000 |
| Giles, Tennessee | 26 | $ 6,550,000 | $ 251,923 | $ 149,000 |
| Robertson, Tennessee | 26 | $ 6,300,000 | $ 242,307 | $ 122,000 |
| Sumner, Tennessee | 26 | $ 6,240,000 | $ 240,000 | $ 144,000 |
| Lorain, Ohio | 25 | $ 7,685,000 | $ 307,400 | $ 141,000 |
| Medina, Ohio | 25 | $ 7,665,000 | $ 306,600 | $ 135,000 |
| Greene, Tennessee | 25 | $ 4,895,000 | $ 195,800 | $ 126,000 |
| Lawrence, Tennessee | 25 | $ 4,735,000 | $ 189,400 | $ 103,000 |
| Marshall, Tennessee | 25 | $ 7,905,000 | $ 316,200 | $ 135,000 |
| Shelby, Kentucky | 24 | $ 6,210,000 | $ 258,750 | $ 135,000 |
| Carroll, Ohio | 24 | $ 3,700,000 | $ 154,166 | $ 70,000 |
| Washington, Tennessee | 24 | $ 4,620,000 | $ 192,500 | $ 187,000 |
| Morrow, Ohio | 23 | $ 4,455,000 | $ 193,695 | $ 82,000 |
| Warren, Ohio | 23 | $ 8,575,000 | $ 372,826 | $ 163,000 |
| Daviess, Kentucky | 22 | $ 4,840,000 | $ 220,000 | $ 128,000 |
| Harrison, Indiana | 21 | $ 5,105,000 | $ 243,095 | $ 102,000 |
| Nelson, Kentucky | 21 | $ 5,085,000 | $ 242,142 | $ 207,000 |
| Knox, Ohio | 21 | $ 4,395,000 | $ 209,285 | $ 91,000 |
| Muskingum, Ohio | 21 | $ 4,405,000 | $ 209,761 | $ 106,000 |
| Bedford, Tennessee | 21 | $ 5,065,000 | $ 241,190 | $ 133,000 |
| Dickson, Tennessee | 21 | $ 4,915,000 | $ 234,047 | $ 126,000 |
| Knox, Tennessee | 21 | $ 6,235,000 | $ 296,904 | $ 135,000 |
| Howard, Indiana | 20 | $ 4,010,000 | $ 200,500 | $ 115,000 |
| Noble, Ohio | 20 | $ 5,170,000 | $ 258,500 | $ 130,000 |
| Union, Ohio | 20 | $ 5,980,000 | $ 299,000 | $ 147,000 |
| Brown, Indiana | 19 | $ 5,095,000 | $ 268,157 | $ 100,000 |
| Blount, Tennessee | 19 | $ 4,925,000 | $ 259,210 | $ 100,000 |
| Lincoln, Tennessee | 19 | $ 4,225,000 | $ 222,368 | $ 120,000 |
| Johnson, Indiana | 18 | $ 5,480,000 | $ 304,444 | $ 153,000 |
| Ashland, Ohio | 18 | $ 3,890,000 | $ 216,111 | $ 82,000 |
| Clermont, Ohio | 18 | $ 6,260,000 | $ 347,777 | $ 115,000 |
| Fayette, Tennessee | 18 | $ 3,610,000 | $ 200,555 | $ 128,000 |
| Hart, Kentucky | 17 | $ 2,745,000 | $ 161,470 | $ 72,000 |
| Mahoning, Ohio | 17 | $ 2,615,000 | $ 153,823 | $ 146,000 |
| Roane, Tennessee | 17 | $ 4,895,000 | $ 287,941 | $ 123,000 |
| Allen, Indiana | 16 | $ 3,510,000 | $ 219,375 | $ 88,000 |
| Hancock, Indiana | 16 | $ 3,990,000 | $ 249,375 | $ 117,000 |
| Barren, Kentucky | 16 | $ 2,920,000 | $ 182,500 | $ 130,000 |
| Scott, Kentucky | 16 | $ 4,530,000 | $ 283,125 | $ 164,000 |
| Clark, Ohio | 16 | $ 4,140,000 | $ 258,750 | $ 260,000 |
| Meigs, Ohio | 16 | $ 3,140,000 | $ 196,250 | $ 120,000 |
| Richland, Ohio | 16 | $ 3,390,000 | $ 211,875 | $ 105,000 |
| Smith, Tennessee | 16 | $ 4,710,000 | $ 294,375 | $ 153,000 |
| Sullivan, Tennessee | 16 | $ 6,240,000 | $ 390,000 | $ 131,000 |
| Shelby, Indiana | 15 | $ 3,705,000 | $ 247,000 | $ 274,000 |
| Campbell, Kentucky | 15 | $ 3,875,000 | $ 258,333 | $ 103,000 |
| Ohio, Kentucky | 15 | $ 2,195,000 | $ 146,333 | $ 78,000 |
| Adams, Ohio | 15 | $ 2,165,000 | $ 144,333 | $ 77,000 |
| Belmont, Ohio | 15 | $ 3,045,000 | $ 203,000 | $ 82,000 |
| Anderson, Tennessee | 15 | $ 3,755,000 | $ 250,333 | $ 115,000 |
| Cannon, Tennessee | 15 | $ 3,815,000 | $ 254,333 | $ 106,000 |
| Hamilton, Tennessee | 15 | $ 4,925,000 | $ 328,333 | $ 165,000 |
| Overton, Tennessee | 15 | $ 3,325,000 | $ 221,666 | $ 116,000 |
| Putnam, Tennessee | 15 | $ 3,855,000 | $ 257,000 | $ 146,000 |
| Sevier, Tennessee | 15 | $ 4,965,000 | $ 331,000 | $ 128,000 |
| LaPorte, Indiana | 14 | $ 3,110,000 | $ 222,142 | $ 144,000 |
| Morgan, Indiana | 14 | $ 2,890,000 | $ 206,428 | $ 94,000 |
| St. Joseph, Indiana | 14 | $ 2,560,000 | $ 182,857 | $ 96,000 |
| Hardin, Kentucky | 14 | $ 3,430,000 | $ 245,000 | $ 158,000 |
| Harrison, Ohio | 14 | $ 2,480,000 | $ 177,142 | $ 87,000 |
| DeKalb, Tennessee | 14 | $ 3,980,000 | $ 284,285 | $ 116,000 |
| Hamblen, Tennessee | 14 | $ 3,340,000 | $ 238,571 | $ 71,000 |
| Lauderdale, Tennessee | 14 | $ 2,180,000 | $ 155,714 | $ 92,000 |
| Montgomery, Indiana | 13 | $ 2,525,000 | $ 194,230 | $ 258,000 |
| Noble, Indiana | 13 | $ 2,215,000 | $ 170,384 | $ 69,000 |
| Tippecanoe, Indiana | 13 | $ 3,455,000 | $ 265,769 | $ 144,000 |
| Pulaski, Kentucky | 13 | $ 1,005,000 | $ 77,307 | $ 66,000 |
| Brown, Ohio | 13 | $ 2,635,000 | $ 202,692 | $ 202,000 |
| Champaign, Ohio | 13 | $ 2,955,000 | $ 227,307 | $ 104,000 |
| Greene, Ohio | 13 | $ 2,445,000 | $ 188,076 | $ 106,000 |
| Cumberland, Tennessee | 13 | $ 3,705,000 | $ 285,000 | $ 91,000 |
| Hickman, Tennessee | 13 | $ 2,725,000 | $ 209,615 | $ 150,000 |
| Morgan, Tennessee | 13 | $ 2,465,000 | $ 189,615 | $ 78,000 |
| Dearborn, Indiana | 12 | $ 4,260,000 | $ 355,000 | $ 168,000 |
| Jefferson, Indiana | 12 | $ 2,870,000 | $ 239,166 | $ 145,000 |
| Madison, Indiana | 12 | $ 1,710,000 | $ 142,500 | $ 103,000 |
| Porter, Indiana | 12 | $ 2,970,000 | $ 247,500 | $ 105,000 |
| Breckinridge, Kentucky | 12 | $ 1,810,000 | $ 150,833 | $ 68,000 |
| Owen, Kentucky | 12 | $ 2,190,000 | $ 182,500 | $ 98,000 |
| Butler, Ohio | 12 | $ 2,520,000 | $ 210,000 | $ 153,000 |
| Clinton, Ohio | 12 | $ 2,630,000 | $ 219,166 | $ 84,000 |
| Coshocton, Ohio | 12 | $ 2,620,000 | $ 218,333 | $ 275,000 |
| Fairfield, Ohio | 12 | $ 3,320,000 | $ 276,666 | $ 116,000 |
| Highland, Ohio | 12 | $ 2,310,000 | $ 192,500 | $ 96,000 |
| Shelby, Ohio | 12 | $ 3,180,000 | $ 265,000 | $ 151,000 |
| Henry, Tennessee | 12 | $ 1,560,000 | $ 130,000 | $ 101,000 |
| McMinn, Tennessee | 12 | $ 2,120,000 | $ 176,666 | $ 71,000 |
| Montgomery, Tennessee | 12 | $ 2,690,000 | $ 224,166 | $ 114,000 |
| Weakley, Tennessee | 12 | $ 2,050,000 | $ 170,833 | $ 110,000 |
| White, Tennessee | 12 | $ 2,530,000 | $ 210,833 | $ 76,000 |
| Bartholomew, Indiana | 11 | $ 2,815,000 | $ 255,909 | $ 165,000 |
| Hendricks, Indiana | 11 | $ 3,485,000 | $ 316,818 | $ 118,000 |
| Marshall, Indiana | 11 | $ 1,615,000 | $ 146,818 | $ 90,000 |
| Bullitt, Kentucky | 11 | $ 2,295,000 | $ 208,636 | $ 103,000 |
| Pendleton, Kentucky | 11 | $ 2,175,000 | $ 197,727 | $ 92,000 |
| Delaware, Ohio | 11 | $ 4,095,000 | $ 372,272 | $ 132,000 |
| Madison, Ohio | 11 | $ 1,645,000 | $ 149,545 | $ 279,000 |
| Pickaway, Ohio | 11 | $ 3,295,000 | $ 299,545 | $ 125,000 |
| Hawkins, Tennessee | 11 | $ 2,165,000 | $ 196,818 | $ 110,000 |
| Tipton, Tennessee | 11 | $ 2,035,000 | $ 185,000 | $ 140,000 |
| Carroll, Indiana | 10 | $ 1,600,000 | $ 160,000 | $ 65,000 |
| Gibson, Indiana | 10 | $ 1,360,000 | $ 136,000 | $ 110,000 |
| Henry, Indiana | 10 | $ 2,190,000 | $ 219,000 | $ 152,000 |
| Monroe, Indiana | 10 | $ 3,440,000 | $ 344,000 | $ 154,000 |
| Washington, Indiana | 10 | $ 1,420,000 | $ 142,000 | $ 88,000 |
| Wells, Indiana | 10 | $ 2,060,000 | $ 206,000 | $ 180,000 |
| Larue, Kentucky | 10 | $ 900,000 | $ 90,000 | $ 76,000 |
| Mason, Kentucky | 10 | $ 1,560,000 | $ 156,000 | $ 92,000 |
| Darke, Ohio | 10 | $ 1,920,000 | $ 192,000 | $ 115,000 |
| Cheatham, Tennessee | 10 | $ 3,850,000 | $ 385,000 | $ 157,000 |
| Fentress, Tennessee | 10 | $ 2,780,000 | $ 278,000 | $ 137,000 |
| Johnson, Tennessee | 10 | $ 1,180,000 | $ 118,000 | $ 123,000 |
| Warren, Tennessee | 10 | $ 2,000,000 | $ 200,000 | $ 76,000 |
| Fountain, Indiana | 9 | $ 1,345,000 | $ 149,444 | $ 91,000 |
| Jasper, Indiana | 9 | $ 2,195,000 | $ 243,888 | $ 83,000 |
| White, Indiana | 9 | $ 2,635,000 | $ 292,777 | $ 182,000 |
| Christian, Kentucky | 9 | $ 1,385,000 | $ 153,888 | $ 146,000 |
| Grant, Kentucky | 9 | $ 1,845,000 | $ 205,000 | $ 100,000 |
| Grayson, Kentucky | 9 | $ 1,145,000 | $ 127,222 | $ 65,000 |
| Laurel, Kentucky | 9 | $ 1,095,000 | $ 121,666 | $ 79,000 |
| Logan, Kentucky | 9 | $ 2,315,000 | $ 257,222 | $ 245,000 |
| Perry, Ohio | 9 | $ 1,955,000 | $ 217,222 | $ 102,000 |
| Portage, Ohio | 9 | $ 2,105,000 | $ 233,888 | $ 94,000 |
| Scioto, Ohio | 9 | $ 1,845,000 | $ 205,000 | $ 121,000 |
| Bledsoe, Tennessee | 9 | $ 1,695,000 | $ 188,333 | $ 101,000 |
| Carroll, Tennessee | 9 | $ 2,035,000 | $ 226,111 | $ 47,000 |
| Coffee, Tennessee | 9 | $ 1,785,000 | $ 198,333 | $ 93,000 |
| Hardeman, Tennessee | 9 | $ 2,305,000 | $ 256,111 | $ 284,000 |
| Stewart, Tennessee | 9 | $ 1,585,000 | $ 176,111 | $ 68,000 |
| Decatur, Indiana | 8 | $ 3,010,000 | $ 376,250 | $ 146,000 |
| Kosciusko, Indiana | 8 | $ 1,720,000 | $ 215,000 | $ 78,000 |
| Parke, Indiana | 8 | $ 2,060,000 | $ 257,500 | $ 113,000 |
| Rush, Indiana | 8 | $ 1,130,000 | $ 141,250 | $ 308,000 |
| Wayne, Indiana | 8 | $ 1,260,000 | $ 157,500 | $ 98,000 |
| Whitley, Indiana | 8 | $ 1,340,000 | $ 167,500 | $ 96,000 |
| Green, Kentucky | 8 | $ 950,000 | $ 118,750 | $ 154,000 |
| Harrison, Kentucky | 8 | $ 1,380,000 | $ 172,500 | $ 84,000 |
| Marion, Kentucky | 8 | $ 500,000 | $ 62,500 | $ 60,000 |
| Meade, Kentucky | 8 | $ 970,000 | $ 121,250 | $ 230,000 |
| Fulton, Ohio | 8 | $ 1,620,000 | $ 202,500 | $ 107,000 |
| Gallia, Ohio | 8 | $ 1,310,000 | $ 163,750 | $ 74,000 |
| Huron, Ohio | 8 | $ 1,000,000 | $ 125,000 | $ 73,000 |
| Jackson, Ohio | 8 | $ 1,260,000 | $ 157,500 | $ 63,000 |
| Jefferson, Ohio | 8 | $ 1,690,000 | $ 211,250 | $ 81,000 |
| Washington, Ohio | 8 | $ 1,860,000 | $ 232,500 | $ 135,000 |
| Williams, Ohio | 8 | $ 1,000,000 | $ 125,000 | $ 104,000 |
| Clay, Tennessee | 8 | $ 1,380,000 | $ 172,500 | $ 59,000 |
| Monroe, Tennessee | 8 | $ 1,450,000 | $ 181,250 | $ 99,000 |
| Moore, Tennessee | 8 | $ 2,540,000 | $ 317,500 | $ 121,000 |
| Scott, Tennessee | 8 | $ 1,080,000 | $ 135,000 | $ 76,000 |
| Wayne, Tennessee | 8 | $ 1,130,000 | $ 141,250 | $ 105,000 |
| Clark, Indiana | 7 | $ 1,565,000 | $ 223,571 | $ 137,000 |
| Daviess, Indiana | 7 | $ 1,215,000 | $ 173,571 | $ 76,000 |
| DeKalb, Indiana | 7 | $ 3,035,000 | $ 433,571 | $ 166,000 |
| Hamilton, Indiana | 7 | $ 2,585,000 | $ 369,285 | $ 214,000 |
| Jackson, Indiana | 7 | $ 1,615,000 | $ 230,714 | $ 132,000 |
| Lake, Indiana | 7 | $ 1,375,000 | $ 196,428 | $ 121,000 |
| Miami, Indiana | 7 | $ 1,625,000 | $ 232,142 | $ 96,000 |
| Posey, Indiana | 7 | $ 2,005,000 | $ 286,428 | $ 219,000 |
| Warren, Indiana | 7 | $ 825,000 | $ 117,857 | $ 117,000 |
| Bath, Kentucky | 7 | $ 1,025,000 | $ 146,428 | $ 85,000 |
| Boone, Kentucky | 7 | $ 705,000 | $ 100,714 | $ 98,000 |
| Warren, Kentucky | 7 | $ 2,555,000 | $ 365,000 | $ 72,000 |
| Mercer, Ohio | 7 | $ 795,000 | $ 113,571 | $ 110,000 |
| Montgomery, Ohio | 7 | $ 2,435,000 | $ 347,857 | $ 158,000 |
| Bradley, Tennessee | 7 | $ 1,775,000 | $ 253,571 | $ 149,000 |
| Carter, Tennessee | 7 | $ 825,000 | $ 117,857 | $ 88,000 |
| Gibson, Tennessee | 7 | $ 1,115,000 | $ 159,285 | $ 174,000 |
| Humphreys, Tennessee | 7 | $ 1,435,000 | $ 205,000 | $ 358,000 |
| Lewis, Tennessee | 7 | $ 1,985,000 | $ 283,571 | $ 197,000 |
| Loudon, Tennessee | 7 | $ 2,135,000 | $ 305,000 | $ 105,000 |
| Shelby, Tennessee | 7 | $ 2,855,000 | $ 407,857 | $ 271,000 |
| Trousdale, Tennessee | 7 | $ 1,545,000 | $ 220,714 | $ 74,000 |
| Boone, Indiana | 6 | $ 2,340,000 | $ 390,000 | $ 133,000 |
| Clay, Indiana | 6 | $ 610,000 | $ 101,666 | $ 84,000 |
| Greene, Indiana | 6 | $ 1,230,000 | $ 205,000 | $ 129,000 |
| Jennings, Indiana | 6 | $ 1,240,000 | $ 206,666 | $ 98,000 |
| Owen, Indiana | 6 | $ 690,000 | $ 115,000 | $ 61,000 |
| Perry, Indiana | 6 | $ 490,000 | $ 81,666 | $ 104,000 |
| Scott, Indiana | 6 | $ 1,220,000 | $ 203,333 | $ 148,000 |
| Switzerland, Indiana | 6 | $ 1,140,000 | $ 190,000 | $ 76,000 |
| Tipton, Indiana | 6 | $ 860,000 | $ 143,333 | $ 81,000 |
| Carter, Kentucky | 6 | $ 1,050,000 | $ 175,000 | $ 82,000 |
| Fleming, Kentucky | 6 | $ 740,000 | $ 123,333 | $ 82,000 |
| Greenup, Kentucky | 6 | $ 540,000 | $ 90,000 | $ 75,000 |
| Henry, Kentucky | 6 | $ 860,000 | $ 143,333 | $ 86,000 |
| Hopkins, Kentucky | 6 | $ 1,900,000 | $ 316,666 | $ 123,000 |
| Jackson, Kentucky | 6 | $ 750,000 | $ 125,000 | $ 81,000 |
| Trigg, Kentucky | 6 | $ 910,000 | $ 151,666 | $ 107,000 |
| Webster, Kentucky | 6 | $ 800,000 | $ 133,333 | $ 107,000 |
| Erie, Ohio | 6 | $ 1,180,000 | $ 196,666 | $ 114,000 |
| Fayette, Ohio | 6 | $ 1,060,000 | $ 176,666 | $ 129,000 |
| Ross, Ohio | 6 | $ 1,020,000 | $ 170,000 | $ 117,000 |
| Chester, Tennessee | 6 | $ 910,000 | $ 151,666 | $ 109,000 |
| Cocke, Tennessee | 6 | $ 1,500,000 | $ 250,000 | $ 96,000 |
| Hardin, Tennessee | 6 | $ 1,270,000 | $ 211,666 | $ 91,000 |
| Madison, Tennessee | 6 | $ 2,270,000 | $ 378,333 | $ 117,000 |
| Benton, Indiana | 5 | $ 655,000 | $ 131,000 | $ 86,000 |
| Blackford, Indiana | 5 | $ 985,000 | $ 197,000 | $ 83,000 |
| Clinton, Indiana | 5 | $ 625,000 | $ 125,000 | $ 95,000 |
| Delaware, Indiana | 5 | $ 925,000 | $ 185,000 | $ 160,000 |
| Grant, Indiana | 5 | $ 1,245,000 | $ 249,000 | $ 143,000 |
| Jay, Indiana | 5 | $ 975,000 | $ 195,000 | $ 633,000 |
| Martin, Indiana | 5 | $ 855,000 | $ 171,000 | $ 74,000 |
| Newton, Indiana | 5 | $ 675,000 | $ 135,000 | $ 119,000 |
| Randolph, Indiana | 5 | $ 485,000 | $ 97,000 | $ 132,000 |
| Sullivan, Indiana | 5 | $ 1,165,000 | $ 233,000 | $ 107,000 |
| Adair, Kentucky | 5 | $ 665,000 | $ 133,000 | $ 165,000 |
| Anderson, Kentucky | 5 | $ 1,075,000 | $ 215,000 | $ 100,000 |
| Clark, Kentucky | 5 | $ 1,815,000 | $ 363,000 | $ 137,000 |
| Fayette, Kentucky | 5 | $ 2,795,000 | $ 559,000 | $ 273,000 |
| Franklin, Kentucky | 5 | $ 1,145,000 | $ 229,000 | $ 88,000 |
| Gallatin, Kentucky | 5 | $ 555,000 | $ 111,000 | $ 92,000 |
| Hancock, Kentucky | 5 | $ 385,000 | $ 77,000 | $ 54,000 |
| Kenton, Kentucky | 5 | $ 1,175,000 | $ 235,000 | $ 132,000 |
| Lewis, Kentucky | 5 | $ 645,000 | $ 129,000 | $ 59,000 |
| Metcalfe, Kentucky | 5 | $ 755,000 | $ 151,000 | $ 56,000 |
| Oldham, Kentucky | 5 | $ 1,875,000 | $ 375,000 | $ 159,000 |
| Spencer, Kentucky | 5 | $ 1,205,000 | $ 241,000 | $ 83,000 |
| Wolfe, Kentucky | 5 | $ 605,000 | $ 121,000 | $ 80,000 |
| Allen, Ohio | 5 | $ 485,000 | $ 97,000 | $ 106,000 |
| Athens, Ohio | 5 | $ 1,005,000 | $ 201,000 | $ 101,000 |
| Auglaize, Ohio | 5 | $ 1,125,000 | $ 225,000 | $ 91,000 |
| Franklin, Ohio | 5 | $ 1,685,000 | $ 337,000 | $ 135,000 |
| Monroe, Ohio | 5 | $ 1,105,000 | $ 221,000 | $ 79,000 |
| Davidson, Tennessee | 5 | $ 1,805,000 | $ 361,000 | $ 152,000 |
| Hancock, Tennessee | 5 | $ 505,000 | $ 101,000 | $ 112,000 |
| Obion, Tennessee | 5 | $ 845,000 | $ 169,000 | $ 99,000 |
| Perry, Tennessee | 5 | $ 1,005,000 | $ 201,000 | $ 105,000 |
| Polk, Tennessee | 5 | $ 1,175,000 | $ 235,000 | $ 135,000 |
| Rhea, Tennessee | 5 | $ 885,000 | $ 177,000 | $ 118,000 |
| Adams, Indiana | 4 | $ 1,050,000 | $ 262,500 | $ 84,000 |
| Cass, Indiana | 4 | $ 1,030,000 | $ 257,500 | $ 92,000 |
| Crawford, Indiana | 4 | $ 530,000 | $ 132,500 | $ 119,000 |
| Franklin, Indiana | 4 | $ 780,000 | $ 195,000 | $ 91,000 |
| Knox, Indiana | 4 | $ 780,000 | $ 195,000 | $ 93,000 |
| Lawrence, Indiana | 4 | $ 1,210,000 | $ 302,500 | $ 135,000 |
| Marion, Indiana | 4 | $ 580,000 | $ 145,000 | $ 111,000 |
| Pike, Indiana | 4 | $ 710,000 | $ 177,500 | $ 178,000 |
| Ripley, Indiana | 4 | $ 1,230,000 | $ 307,500 | $ 174,000 |
| Starke, Indiana | 4 | $ 680,000 | $ 170,000 | $ 75,000 |
| Vanderburgh, Indiana | 4 | $ 410,000 | $ 102,500 | $ 94,000 |
| Vermillion, Indiana | 4 | $ 680,000 | $ 170,000 | $ 73,000 |
| Vigo, Indiana | 4 | $ 330,000 | $ 82,500 | $ 71,000 |
| Bourbon, Kentucky | 4 | $ 1,090,000 | $ 272,500 | $ 126,000 |
| Bracken, Kentucky | 4 | $ 380,000 | $ 95,000 | $ 87,000 |
| Butler, Kentucky | 4 | $ 510,000 | $ 127,500 | $ 64,000 |
| Edmonson, Kentucky | 4 | $ 1,170,000 | $ 292,500 | $ 95,000 |
| Garrard, Kentucky | 4 | $ 400,000 | $ 100,000 | $ 29,000 |
| Henderson, Kentucky | 4 | $ 900,000 | $ 225,000 | $ 177,000 |
| Montgomery, Kentucky | 4 | $ 860,000 | $ 215,000 | $ 103,000 |
| Rockcastle, Kentucky | 4 | $ 270,000 | $ 67,500 | $ 72,000 |
| Russell, Kentucky | 4 | $ 870,000 | $ 217,500 | $ 60,000 |
| Taylor, Kentucky | 4 | $ 520,000 | $ 130,000 | $ 117,000 |
| Washington, Kentucky | 4 | $ 450,000 | $ 112,500 | $ 36,000 |
| Lake, Ohio | 4 | $ 1,040,000 | $ 260,000 | $ 145,000 |
| Summit, Ohio | 4 | $ 1,530,000 | $ 382,500 | $ 233,000 |
| Campbell, Tennessee | 4 | $ 650,000 | $ 162,500 | $ 89,000 |
| Decatur, Tennessee | 4 | $ 700,000 | $ 175,000 | $ 133,000 |
| Franklin, Tennessee | 4 | $ 540,000 | $ 135,000 | $ 97,000 |
| Jackson, Tennessee | 4 | $ 560,000 | $ 140,000 | $ 114,000 |
| Macon, Tennessee | 4 | $ 950,000 | $ 237,500 | $ 90,000 |
| McNairy, Tennessee | 4 | $ 410,000 | $ 102,500 | $ 58,000 |
| Union, Tennessee | 4 | $ 670,000 | $ 167,500 | $ 121,000 |
| Fayette, Indiana | 3 | $ 525,000 | $ 175,000 | $ 87,000 |
| Ohio, Indiana | 3 | $ 845,000 | $ 281,666 | $ 90,000 |
| Orange, Indiana | 3 | $ 425,000 | $ 141,666 | $ 82,000 |
| Steuben, Indiana | 3 | $ 945,000 | $ 315,000 | $ 70,000 |
| Allen, Kentucky | 3 | $ 445,000 | $ 148,333 | $ 194,000 |
| Boyle, Kentucky | 3 | $ 445,000 | $ 148,333 | $ 98,000 |
| Carroll, Kentucky | 3 | $ 605,000 | $ 201,666 | $ 78,000 |
| Jefferson, Kentucky | 3 | $ 935,000 | $ 311,666 | $ 119,000 |
| Jessamine, Kentucky | 3 | $ 955,000 | $ 318,333 | $ 101,000 |
| Knox, Kentucky | 3 | $ 265,000 | $ 88,333 | $ 54,000 |
| Lincoln, Kentucky | 3 | $ 465,000 | $ 155,000 | $ 59,000 |
| Madison, Kentucky | 3 | $ 3,895,000 | $ 1,298,333 | $ 71,000 |
| McLean, Kentucky | 3 | $ 295,000 | $ 98,333 | $ 83,000 |
| Todd, Kentucky | 3 | $ 555,000 | $ 185,000 | $ 192,000 |
| Union, Kentucky | 3 | $ 875,000 | $ 291,666 | $ 138,000 |
| Whitley, Kentucky | 3 | $ 275,000 | $ 91,666 | $ 80,000 |
| Brunswick, North Carolina | 3 | $ 1,845,000 | $ 615,000 | $ 1,022,000 |
| Defiance, Ohio | 3 | $ 695,000 | $ 231,666 | $ 90,000 |
| Hamilton, Ohio | 3 | $ 765,000 | $ 255,000 | $ 100,000 |
| Hardin, Ohio | 3 | $ 375,000 | $ 125,000 | $ 103,000 |
| Henry, Ohio | 3 | $ 155,000 | $ 51,666 | $ 57,000 |
| Morgan, Ohio | 3 | $ 445,000 | $ 148,333 | $ 62,000 |
| Pike, Ohio | 3 | $ 425,000 | $ 141,666 | $ 120,000 |
| Vinton, Ohio | 3 | $ 865,000 | $ 288,333 | $ 186,000 |
| Crockett, Tennessee | 3 | $ 395,000 | $ 131,666 | $ 120,000 |
| Dyer, Tennessee | 3 | $ 175,000 | $ 58,333 | $ 561,000 |
| Grundy, Tennessee | 3 | $ 195,000 | $ 65,000 | $ 23,000 |
| Houston, Tennessee | 3 | $ 705,000 | $ 235,000 | $ 93,000 |
| Meigs, Tennessee | 3 | $ 435,000 | $ 145,000 | $ 111,000 |
| Bay, Florida | 2 | $ 2,070,000 | $ 1,035,000 | $ 451,000 |
| Collier, Florida | 2 | $ 2,590,000 | $ 1,295,000 | $ 697,000 |
| Walker, Georgia | 2 | $ 2,130,000 | $ 1,065,000 | $ 372,000 |
| Franklin, Illinois | 2 | $ 480,000 | $ 240,000 | $ 89,000 |
| Union, Illinois | 2 | $ 380,000 | $ 190,000 | $ 113,000 |
| Floyd, Indiana | 2 | $ 710,000 | $ 355,000 | $ 146,000 |
| Fulton, Indiana | 2 | $ 610,000 | $ 305,000 | $ 152,000 |
| Spencer, Indiana | 2 | $ 410,000 | $ 205,000 | $ 128,000 |
| Wabash, Indiana | 2 | $ 480,000 | $ 240,000 | $ 76,000 |
| Warrick, Indiana | 2 | $ 430,000 | $ 215,000 | $ 71,000 |
| Casey, Kentucky | 2 | $ 550,000 | $ 275,000 | $ 124,000 |
| Crittenden, Kentucky | 2 | $ 490,000 | $ 245,000 | $ 133,000 |
| Cumberland, Kentucky | 2 | $ 160,000 | $ 80,000 | $ 123,000 |
| Menifee, Kentucky | 2 | $ 250,000 | $ 125,000 | $ 13,000 |
| Mercer, Kentucky | 2 | $ 180,000 | $ 90,000 | $ 48,000 |
| Morgan, Kentucky | 2 | $ 230,000 | $ 115,000 | $ 59,000 |
| Muhlenberg, Kentucky | 2 | $ 560,000 | $ 280,000 | $ 113,000 |
| Nicholas, Kentucky | 2 | $ 550,000 | $ 275,000 | $ 125,000 |
| Powell, Kentucky | 2 | $ 100,000 | $ 50,000 | $ 15,000 |
| Simpson, Kentucky | 2 | $ 290,000 | $ 145,000 | $ 96,000 |
| Trimble, Kentucky | 2 | $ 490,000 | $ 245,000 | $ 98,000 |
| Woodford, Kentucky | 2 | $ 860,000 | $ 430,000 | $ 214,000 |
| Hocking, Ohio | 2 | $ 490,000 | $ 245,000 | $ 104,000 |
| Lawrence, Ohio | 2 | $ 580,000 | $ 290,000 | $ 230,000 |
| Marion, Ohio | 2 | $ 460,000 | $ 230,000 | $ 95,000 |
| Sandusky, Ohio | 2 | $ 520,000 | $ 260,000 | $ 153,000 |
| Beaufort, South Carolina | 2 | $ 910,000 | $ 455,000 | $ 232,000 |
| Grainger, Tennessee | 2 | $ 610,000 | $ 305,000 | $ 173,000 |
| Haywood, Tennessee | 2 | $ 230,000 | $ 115,000 | $ 174,000 |
| Henderson, Tennessee | 2 | $ 430,000 | $ 215,000 | $ 86,000 |
| Pickett, Tennessee | 2 | $ 590,000 | $ 295,000 | $ 269,000 |
| Sequatchie, Tennessee | 2 | $ 400,000 | $ 200,000 | $ 76,000 |
| Charlotte, Florida | 1 | $ 175,000 | $ 175,000 | $ 450,000 |
| Pinellas, Florida | 1 | $ 225,000 | $ 225,000 | $ 73,000 |
| Bond, Illinois | 1 | $ 155,000 | $ 155,000 | $ 107,000 |
| Cass, Illinois | 1 | $ 145,000 | $ 145,000 | $ 101,000 |
| Champaign, Illinois | 1 | $ 255,000 | $ 255,000 | $ 110,000 |
| Clark, Illinois | 1 | $ 575,000 | $ 575,000 | $ 73,000 |
| Clay, Illinois | 1 | $ 95,000 | $ 95,000 | $ 77,000 |
| Coles, Illinois | 1 | $ 45,000 | $ 45,000 | $ 73,000 |
| Jackson, Illinois | 1 | $ 75,000 | $ 75,000 | $ 84,000 |
| Johnson, Illinois | 1 | $ 245,000 | $ 245,000 | $ 140,000 |
| Macoupin, Illinois | 1 | $ 175,000 | $ 175,000 | $ 56,000 |
| Madison, Illinois | 1 | $ 265,000 | $ 265,000 | $ 133,000 |
| Piatt, Illinois | 1 | $ 105,000 | $ 105,000 | $ 156,000 |
| Randolph, Illinois | 1 | $ 335,000 | $ 335,000 | $ 98,000 |
| Vermilion, Illinois | 1 | $ 105,000 | $ 105,000 | $ 70,000 |
| Wabash, Illinois | 1 | $ 75,000 | $ 75,000 | $ 77,000 |
| Will, Illinois | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Williamson, Illinois | 1 | $ 105,000 | $ 105,000 | $ 51,000 |
| Huntington, Indiana | 1 | $ 255,000 | $ 255,000 | $ 83,000 |
| Pulaski, Indiana | 1 | $ 285,000 | $ 285,000 | $ 74,000 |
| Union, Indiana | 1 | $ 25,000 | $ 25,000 | $ 147,000 |
| Caldwell, Kentucky | 1 | $ 55,000 | $ 55,000 | $ 82,000 |
| Clinton, Kentucky | 1 | $ 45,000 | $ 45,000 | $ 23,000 |
| Elliott, Kentucky | 1 | $ 345,000 | $ 345,000 | $ 133,000 |
| Estill, Kentucky | 1 | $ 175,000 | $ 175,000 | $ 111,000 |
| Fulton, Kentucky | 1 | $ 25,000 | $ 25,000 | $ 54,000 |
| Lawrence, Kentucky | 1 | $ 125,000 | $ 125,000 | $ 12,000 |
| McCreary, Kentucky | 1 | $ 45,000 | $ 45,000 | $ 17,000 |
| Monroe, Kentucky | 1 | $ 115,000 | $ 115,000 | $ 328,000 |
| Robertson, Kentucky | 1 | $ 135,000 | $ 135,000 | $ 123,000 |
| Wayne, Kentucky | 1 | $ 105,000 | $ 105,000 | $ 168,000 |
| DeSoto, Mississippi | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Marshall, Mississippi | 1 | $ 105,000 | $ 105,000 | $ 96,000 |
| Davidson, North Carolina | 1 | $ 135,000 | $ 135,000 | $ 68,000 |
| Cuyahoga, Ohio | 1 | $ 245,000 | $ 245,000 | $ 115,000 |
| Lucas, Ohio | 1 | $ 145,000 | $ 145,000 | $ 547,000 |
| Paulding, Ohio | 1 | $ 65,000 | $ 65,000 | $ 105,000 |
| Seneca, Ohio | 1 | $ 225,000 | $ 225,000 | $ 62,000 |
| Van Wert, Ohio | 1 | $ 85,000 | $ 85,000 | $ 177,000 |
| Benton, Tennessee | 1 | $ 265,000 | $ 265,000 | $ 414,000 |
| Claiborne, Tennessee | 1 | $ 105,000 | $ 105,000 | $ 63,000 |
| Marion, Tennessee | 1 | $ 345,000 | $ 345,000 | $ 275,000 |
| Van Buren, Tennessee | 1 | $ 115,000 | $ 115,000 | $ 85,000 |
| Kendall, Texas | 1 | $ 235,000 | $ 235,000 | $ 136,000 |
| Ohio, West Virginia | 1 | $ 335,000 | $ 335,000 | $ 159,000 |
Mortgage Loan Application Detail Totals for Farm Credit Mid-America, Aca in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,624 | $638,440,000 | $243,000 | $1,545,000 | $125,000 | $2,796,000 |
| Refinancing | 709 | $154,545,000 | $217,000 | $3,475,000 | $114,000 | $2,769,000 |
| Home Improvement | 364 | $34,090,000 | $93,000 | $1,215,000 | $124,000 | $1,887,000 |
| Cash-out Refinancing | 15 | $2,465,000 | $164,000 | $955,000 | $146,000 | $637,000 |
| Not Applicable | 7 | $865,000 | $123,000 | $265,000 | $66,000 | $66,000 |
| Other Purpose | 1 | $625,000 | $625,000 | $625,000 | $477,000 | $477,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,090 | $684,160,000 | $221,000 | $2,075,000 | $121,000 | $2,796,000 |
| Not Provided | 557 | $126,515,000 | $227,000 | $2,275,000 | $130,000 | $2,494,000 |
| Hispanic | 35 | $8,445,000 | $241,000 | $655,000 | $116,000 | $587,000 |
| American Indian or Alaskan Native | 13 | $2,875,000 | $221,000 | $625,000 | $269,000 | $1,256,000 |
| Asian | 7 | $2,485,000 | $355,000 | $585,000 | $222,000 | $469,000 |
| Not applicable | 6 | $4,080,000 | $680,000 | $3,475,000 | $0 | $0 |
| Black or African American | 5 | $1,045,000 | $209,000 | $355,000 | $108,000 | $216,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $975,000 | $195,000 | $505,000 | $134,000 | $291,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,720 | $831,030,000 | $223,000 | $3,475,000 | $123,000 | $2,796,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,994 | $449,910,000 | $225,000 | $3,475,000 | $150,000 | $2,796,000 |
| Application Approved But Not Accepted | 661 | $164,155,000 | $248,000 | $2,075,000 | $124,000 | $1,647,000 |
| Application Denied By Financial Institution | 565 | $110,065,000 | $194,000 | $1,625,000 | $87,000 | $1,805,000 |
| Application Withdrawn By Applicant | 492 | $104,950,000 | $213,000 | $1,005,000 | $53,000 | $534,000 |
| File Closed For Incompleteness | 8 | $1,950,000 | $243,000 | $455,000 | $35,000 | $98,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,155 | $720,965,000 | $228,000 | $3,475,000 | $129,000 | $2,796,000 |
| Debt-To-Income Ratio | 422 | $86,850,000 | $205,000 | $1,625,000 | $87,000 | $1,805,000 |
| Credit History | 59 | $9,485,000 | $160,000 | $415,000 | $98,000 | $247,000 |
| Collateral | 45 | $6,765,000 | $150,000 | $435,000 | $57,000 | $260,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 23 | $3,935,000 | $171,000 | $575,000 | $101,000 | $245,000 |
| Other | 13 | $2,195,000 | $168,000 | $615,000 | $115,000 | $547,000 |
| Unverifiable Information | 2 | $410,000 | $205,000 | $305,000 | $86,000 | $89,000 |
| Credit Application Incomplete | 1 | $425,000 | $425,000 | $425,000 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Farm Credit Mid-America, Aca's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Farm Credit Mid-America, Aca's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kentucky, download the full spreadsheet
with aggregated HMDA statistics today.
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