Farm Credit Mid-America, Aca
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Farm Credit Mid-America, Aca 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Farm Credit Mid-America, Aca 1601 Ups Drive Louisville, KY 40223 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,720 |
| Total Mortgage Loan Application Amount | $831,030,000 |
| Average Mortgage Loan Application Amount | $244,166 |
| Highest Mortgage Loan Application Amount | $3,475,000 |
| Average Applicant Income | $175,333 |
| Highest Applicant Income | $2,796,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Farm Credit Mid-America, Aca. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Farm Credit Mid-America, Aca's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Farm Credit Mid-America, Aca's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Farm Credit Mid-America, Aca serves its applicants.
Each category highlights the total number of mortgage applications processed by Farm Credit Mid-America, Aca, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Farm Credit Mid-America, Aca's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| LaGrange County Indiana | 70 | $ 14,610,000 | $ 208,000 | $ 85,000 |
| Maury County Tennessee | 54 | $ 15,500,000 | $ 287,000 | $ 167,000 |
| Stark County Ohio | 40 | $ 6,790,000 | $ 169,000 | $ 154,000 |
| Trumbull County Ohio | 40 | $ 7,170,000 | $ 179,000 | $ 67,000 |
| Wilson County Tennessee | 40 | $ 15,050,000 | $ 376,000 | $ 134,000 |
| Guernsey County Ohio | 39 | $ 6,885,000 | $ 176,000 | $ 94,000 |
| Rutherford County Tennessee | 38 | $ 10,070,000 | $ 265,000 | $ 139,000 |
| Preble County Ohio | 37 | $ 6,505,000 | $ 175,000 | $ 162,000 |
| Wayne County Ohio | 37 | $ 6,405,000 | $ 173,000 | $ 113,000 |
| Columbiana County Ohio | 36 | $ 6,470,000 | $ 179,000 | $ 115,000 |
| Geauga County Ohio | 36 | $ 8,190,000 | $ 227,000 | $ 160,000 |
| Ashtabula County Ohio | 34 | $ 5,350,000 | $ 157,000 | $ 117,000 |
| Williamson County Tennessee | 33 | $ 14,855,000 | $ 450,000 | $ 264,000 |
| Elkhart County Indiana | 32 | $ 6,280,000 | $ 196,000 | $ 106,000 |
| Logan County Ohio | 32 | $ 4,970,000 | $ 155,000 | $ 102,000 |
| Putnam County Indiana | 30 | $ 7,090,000 | $ 236,000 | $ 107,000 |
| Holmes County Ohio | 30 | $ 4,700,000 | $ 156,000 | $ 76,000 |
| Licking County Ohio | 30 | $ 6,650,000 | $ 221,000 | $ 116,000 |
| Tuscarawas County Ohio | 30 | $ 6,100,000 | $ 203,000 | $ 113,000 |
| Jefferson County Tennessee | 29 | $ 6,165,000 | $ 212,000 | $ 94,000 |
| Miami County Ohio | 26 | $ 7,760,000 | $ 298,000 | $ 147,000 |
| Giles County Tennessee | 26 | $ 6,550,000 | $ 251,000 | $ 149,000 |
| Robertson County Tennessee | 26 | $ 6,300,000 | $ 242,000 | $ 122,000 |
| Sumner County Tennessee | 26 | $ 6,240,000 | $ 240,000 | $ 144,000 |
| Lorain County Ohio | 25 | $ 7,685,000 | $ 307,000 | $ 141,000 |
| Medina County Ohio | 25 | $ 7,665,000 | $ 306,000 | $ 135,000 |
| Greene County Tennessee | 25 | $ 4,895,000 | $ 195,000 | $ 126,000 |
| Lawrence County Tennessee | 25 | $ 4,735,000 | $ 189,000 | $ 103,000 |
| Marshall County Tennessee | 25 | $ 7,905,000 | $ 316,000 | $ 135,000 |
| Shelby County Kentucky | 24 | $ 6,210,000 | $ 258,000 | $ 135,000 |
| Carroll County Ohio | 24 | $ 3,700,000 | $ 154,000 | $ 70,000 |
| Washington County Tennessee | 24 | $ 4,620,000 | $ 192,000 | $ 187,000 |
| Morrow County Ohio | 23 | $ 4,455,000 | $ 193,000 | $ 82,000 |
| Warren County Ohio | 23 | $ 8,575,000 | $ 372,000 | $ 163,000 |
| Daviess County Kentucky | 22 | $ 4,840,000 | $ 220,000 | $ 128,000 |
| Harrison County Indiana | 21 | $ 5,105,000 | $ 243,000 | $ 102,000 |
| Nelson County Kentucky | 21 | $ 5,085,000 | $ 242,000 | $ 207,000 |
| Knox County Ohio | 21 | $ 4,395,000 | $ 209,000 | $ 91,000 |
| Muskingum County Ohio | 21 | $ 4,405,000 | $ 209,000 | $ 106,000 |
| Bedford County Tennessee | 21 | $ 5,065,000 | $ 241,000 | $ 133,000 |
| Dickson County Tennessee | 21 | $ 4,915,000 | $ 234,000 | $ 126,000 |
| Knox County Tennessee | 21 | $ 6,235,000 | $ 296,000 | $ 135,000 |
| Howard County Indiana | 20 | $ 4,010,000 | $ 200,000 | $ 115,000 |
| Noble County Ohio | 20 | $ 5,170,000 | $ 258,000 | $ 130,000 |
| Union County Ohio | 20 | $ 5,980,000 | $ 299,000 | $ 147,000 |
| Brown County Indiana | 19 | $ 5,095,000 | $ 268,000 | $ 100,000 |
| Blount County Tennessee | 19 | $ 4,925,000 | $ 259,000 | $ 100,000 |
| Lincoln County Tennessee | 19 | $ 4,225,000 | $ 222,000 | $ 120,000 |
| Johnson County Indiana | 18 | $ 5,480,000 | $ 304,000 | $ 153,000 |
| Ashland County Ohio | 18 | $ 3,890,000 | $ 216,000 | $ 82,000 |
| Clermont County Ohio | 18 | $ 6,260,000 | $ 347,000 | $ 115,000 |
| Fayette County Tennessee | 18 | $ 3,610,000 | $ 200,000 | $ 128,000 |
| Hart County Kentucky | 17 | $ 2,745,000 | $ 161,000 | $ 72,000 |
| Mahoning County Ohio | 17 | $ 2,615,000 | $ 153,000 | $ 146,000 |
| Roane County Tennessee | 17 | $ 4,895,000 | $ 287,000 | $ 123,000 |
| Allen County Indiana | 16 | $ 3,510,000 | $ 219,000 | $ 88,000 |
| Hancock County Indiana | 16 | $ 3,990,000 | $ 249,000 | $ 117,000 |
| Barren County Kentucky | 16 | $ 2,920,000 | $ 182,000 | $ 130,000 |
| Scott County Kentucky | 16 | $ 4,530,000 | $ 283,000 | $ 164,000 |
| Clark County Ohio | 16 | $ 4,140,000 | $ 258,000 | $ 260,000 |
| Meigs County Ohio | 16 | $ 3,140,000 | $ 196,000 | $ 120,000 |
| Richland County Ohio | 16 | $ 3,390,000 | $ 211,000 | $ 105,000 |
| Smith County Tennessee | 16 | $ 4,710,000 | $ 294,000 | $ 153,000 |
| Sullivan County Tennessee | 16 | $ 6,240,000 | $ 390,000 | $ 131,000 |
| Shelby County Indiana | 15 | $ 3,705,000 | $ 247,000 | $ 274,000 |
| Campbell County Kentucky | 15 | $ 3,875,000 | $ 258,000 | $ 103,000 |
| Ohio County Kentucky | 15 | $ 2,195,000 | $ 146,000 | $ 78,000 |
| Adams County Ohio | 15 | $ 2,165,000 | $ 144,000 | $ 77,000 |
| Belmont County Ohio | 15 | $ 3,045,000 | $ 203,000 | $ 82,000 |
| Anderson County Tennessee | 15 | $ 3,755,000 | $ 250,000 | $ 115,000 |
| Cannon County Tennessee | 15 | $ 3,815,000 | $ 254,000 | $ 106,000 |
| Hamilton County Tennessee | 15 | $ 4,925,000 | $ 328,000 | $ 165,000 |
| Overton County Tennessee | 15 | $ 3,325,000 | $ 221,000 | $ 116,000 |
| Putnam County Tennessee | 15 | $ 3,855,000 | $ 257,000 | $ 146,000 |
| Sevier County Tennessee | 15 | $ 4,965,000 | $ 331,000 | $ 128,000 |
| LaPorte County Indiana | 14 | $ 3,110,000 | $ 222,000 | $ 144,000 |
| Morgan County Indiana | 14 | $ 2,890,000 | $ 206,000 | $ 94,000 |
| St. Joseph County Indiana | 14 | $ 2,560,000 | $ 182,000 | $ 96,000 |
| Hardin County Kentucky | 14 | $ 3,430,000 | $ 245,000 | $ 158,000 |
| Harrison County Ohio | 14 | $ 2,480,000 | $ 177,000 | $ 87,000 |
| DeKalb County Tennessee | 14 | $ 3,980,000 | $ 284,000 | $ 116,000 |
| Hamblen County Tennessee | 14 | $ 3,340,000 | $ 238,000 | $ 71,000 |
| Lauderdale County Tennessee | 14 | $ 2,180,000 | $ 155,000 | $ 92,000 |
| Montgomery County Indiana | 13 | $ 2,525,000 | $ 194,000 | $ 258,000 |
| Noble County Indiana | 13 | $ 2,215,000 | $ 170,000 | $ 69,000 |
| Tippecanoe County Indiana | 13 | $ 3,455,000 | $ 265,000 | $ 144,000 |
| Pulaski County Kentucky | 13 | $ 1,005,000 | $ 77,000 | $ 66,000 |
| Brown County Ohio | 13 | $ 2,635,000 | $ 202,000 | $ 202,000 |
| Champaign County Ohio | 13 | $ 2,955,000 | $ 227,000 | $ 104,000 |
| Greene County Ohio | 13 | $ 2,445,000 | $ 188,000 | $ 106,000 |
| Cumberland County Tennessee | 13 | $ 3,705,000 | $ 285,000 | $ 91,000 |
| Hickman County Tennessee | 13 | $ 2,725,000 | $ 209,000 | $ 150,000 |
| Morgan County Tennessee | 13 | $ 2,465,000 | $ 189,000 | $ 78,000 |
| Dearborn County Indiana | 12 | $ 4,260,000 | $ 355,000 | $ 168,000 |
| Jefferson County Indiana | 12 | $ 2,870,000 | $ 239,000 | $ 145,000 |
| Madison County Indiana | 12 | $ 1,710,000 | $ 142,000 | $ 103,000 |
| Porter County Indiana | 12 | $ 2,970,000 | $ 247,000 | $ 105,000 |
| Breckinridge County Kentucky | 12 | $ 1,810,000 | $ 150,000 | $ 68,000 |
| Owen County Kentucky | 12 | $ 2,190,000 | $ 182,000 | $ 98,000 |
| Butler County Ohio | 12 | $ 2,520,000 | $ 210,000 | $ 153,000 |
| Clinton County Ohio | 12 | $ 2,630,000 | $ 219,000 | $ 84,000 |
| Coshocton County Ohio | 12 | $ 2,620,000 | $ 218,000 | $ 275,000 |
| Fairfield County Ohio | 12 | $ 3,320,000 | $ 276,000 | $ 116,000 |
| Highland County Ohio | 12 | $ 2,310,000 | $ 192,000 | $ 96,000 |
| Shelby County Ohio | 12 | $ 3,180,000 | $ 265,000 | $ 151,000 |
| Henry County Tennessee | 12 | $ 1,560,000 | $ 130,000 | $ 101,000 |
| McMinn County Tennessee | 12 | $ 2,120,000 | $ 176,000 | $ 71,000 |
| Montgomery County Tennessee | 12 | $ 2,690,000 | $ 224,000 | $ 114,000 |
| Weakley County Tennessee | 12 | $ 2,050,000 | $ 170,000 | $ 110,000 |
| White County Tennessee | 12 | $ 2,530,000 | $ 210,000 | $ 76,000 |
| Bartholomew County Indiana | 11 | $ 2,815,000 | $ 255,000 | $ 165,000 |
| Hendricks County Indiana | 11 | $ 3,485,000 | $ 316,000 | $ 118,000 |
| Marshall County Indiana | 11 | $ 1,615,000 | $ 146,000 | $ 90,000 |
| Bullitt County Kentucky | 11 | $ 2,295,000 | $ 208,000 | $ 103,000 |
| Pendleton County Kentucky | 11 | $ 2,175,000 | $ 197,000 | $ 92,000 |
| Delaware County Ohio | 11 | $ 4,095,000 | $ 372,000 | $ 132,000 |
| Madison County Ohio | 11 | $ 1,645,000 | $ 149,000 | $ 279,000 |
| Pickaway County Ohio | 11 | $ 3,295,000 | $ 299,000 | $ 125,000 |
| Hawkins County Tennessee | 11 | $ 2,165,000 | $ 196,000 | $ 110,000 |
| Tipton County Tennessee | 11 | $ 2,035,000 | $ 185,000 | $ 140,000 |
| Carroll County Indiana | 10 | $ 1,600,000 | $ 160,000 | $ 65,000 |
| Gibson County Indiana | 10 | $ 1,360,000 | $ 136,000 | $ 110,000 |
| Henry County Indiana | 10 | $ 2,190,000 | $ 219,000 | $ 152,000 |
| Monroe County Indiana | 10 | $ 3,440,000 | $ 344,000 | $ 154,000 |
| Washington County Indiana | 10 | $ 1,420,000 | $ 142,000 | $ 88,000 |
| Wells County Indiana | 10 | $ 2,060,000 | $ 206,000 | $ 180,000 |
| Larue County Kentucky | 10 | $ 900,000 | $ 90,000 | $ 76,000 |
| Mason County Kentucky | 10 | $ 1,560,000 | $ 156,000 | $ 92,000 |
| Darke County Ohio | 10 | $ 1,920,000 | $ 192,000 | $ 115,000 |
| Cheatham County Tennessee | 10 | $ 3,850,000 | $ 385,000 | $ 157,000 |
| Fentress County Tennessee | 10 | $ 2,780,000 | $ 278,000 | $ 137,000 |
| Johnson County Tennessee | 10 | $ 1,180,000 | $ 118,000 | $ 123,000 |
| Warren County Tennessee | 10 | $ 2,000,000 | $ 200,000 | $ 76,000 |
| Fountain County Indiana | 9 | $ 1,345,000 | $ 149,000 | $ 91,000 |
| Jasper County Indiana | 9 | $ 2,195,000 | $ 243,000 | $ 83,000 |
| White County Indiana | 9 | $ 2,635,000 | $ 292,000 | $ 182,000 |
| Christian County Kentucky | 9 | $ 1,385,000 | $ 153,000 | $ 146,000 |
| Grant County Kentucky | 9 | $ 1,845,000 | $ 205,000 | $ 100,000 |
| Grayson County Kentucky | 9 | $ 1,145,000 | $ 127,000 | $ 65,000 |
| Laurel County Kentucky | 9 | $ 1,095,000 | $ 121,000 | $ 79,000 |
| Logan County Kentucky | 9 | $ 2,315,000 | $ 257,000 | $ 245,000 |
| Perry County Ohio | 9 | $ 1,955,000 | $ 217,000 | $ 102,000 |
| Portage County Ohio | 9 | $ 2,105,000 | $ 233,000 | $ 94,000 |
| Scioto County Ohio | 9 | $ 1,845,000 | $ 205,000 | $ 121,000 |
| Bledsoe County Tennessee | 9 | $ 1,695,000 | $ 188,000 | $ 101,000 |
| Carroll County Tennessee | 9 | $ 2,035,000 | $ 226,000 | $ 47,000 |
| Coffee County Tennessee | 9 | $ 1,785,000 | $ 198,000 | $ 93,000 |
| Hardeman County Tennessee | 9 | $ 2,305,000 | $ 256,000 | $ 284,000 |
| Stewart County Tennessee | 9 | $ 1,585,000 | $ 176,000 | $ 68,000 |
| Decatur County Indiana | 8 | $ 3,010,000 | $ 376,000 | $ 146,000 |
| Kosciusko County Indiana | 8 | $ 1,720,000 | $ 215,000 | $ 78,000 |
| Parke County Indiana | 8 | $ 2,060,000 | $ 257,000 | $ 113,000 |
| Rush County Indiana | 8 | $ 1,130,000 | $ 141,000 | $ 308,000 |
| Wayne County Indiana | 8 | $ 1,260,000 | $ 157,000 | $ 98,000 |
| Whitley County Indiana | 8 | $ 1,340,000 | $ 167,000 | $ 96,000 |
| Green County Kentucky | 8 | $ 950,000 | $ 118,000 | $ 154,000 |
| Harrison County Kentucky | 8 | $ 1,380,000 | $ 172,000 | $ 84,000 |
| Marion County Kentucky | 8 | $ 500,000 | $ 62,000 | $ 60,000 |
| Meade County Kentucky | 8 | $ 970,000 | $ 121,000 | $ 230,000 |
| Fulton County Ohio | 8 | $ 1,620,000 | $ 202,000 | $ 107,000 |
| Gallia County Ohio | 8 | $ 1,310,000 | $ 163,000 | $ 74,000 |
| Huron County Ohio | 8 | $ 1,000,000 | $ 125,000 | $ 73,000 |
| Jackson County Ohio | 8 | $ 1,260,000 | $ 157,000 | $ 63,000 |
| Jefferson County Ohio | 8 | $ 1,690,000 | $ 211,000 | $ 81,000 |
| Washington County Ohio | 8 | $ 1,860,000 | $ 232,000 | $ 135,000 |
| Williams County Ohio | 8 | $ 1,000,000 | $ 125,000 | $ 104,000 |
| Clay County Tennessee | 8 | $ 1,380,000 | $ 172,000 | $ 59,000 |
| Monroe County Tennessee | 8 | $ 1,450,000 | $ 181,000 | $ 99,000 |
| Moore County Tennessee | 8 | $ 2,540,000 | $ 317,000 | $ 121,000 |
| Scott County Tennessee | 8 | $ 1,080,000 | $ 135,000 | $ 76,000 |
| Wayne County Tennessee | 8 | $ 1,130,000 | $ 141,000 | $ 105,000 |
| Clark County Indiana | 7 | $ 1,565,000 | $ 223,000 | $ 137,000 |
| Daviess County Indiana | 7 | $ 1,215,000 | $ 173,000 | $ 76,000 |
| DeKalb County Indiana | 7 | $ 3,035,000 | $ 433,000 | $ 166,000 |
| Hamilton County Indiana | 7 | $ 2,585,000 | $ 369,000 | $ 214,000 |
| Jackson County Indiana | 7 | $ 1,615,000 | $ 230,000 | $ 132,000 |
| Lake County Indiana | 7 | $ 1,375,000 | $ 196,000 | $ 121,000 |
| Miami County Indiana | 7 | $ 1,625,000 | $ 232,000 | $ 96,000 |
| Posey County Indiana | 7 | $ 2,005,000 | $ 286,000 | $ 219,000 |
| Warren County Indiana | 7 | $ 825,000 | $ 117,000 | $ 117,000 |
| Bath County Kentucky | 7 | $ 1,025,000 | $ 146,000 | $ 85,000 |
| Boone County Kentucky | 7 | $ 705,000 | $ 100,000 | $ 98,000 |
| Warren County Kentucky | 7 | $ 2,555,000 | $ 365,000 | $ 72,000 |
| Mercer County Ohio | 7 | $ 795,000 | $ 113,000 | $ 110,000 |
| Montgomery County Ohio | 7 | $ 2,435,000 | $ 347,000 | $ 158,000 |
| Bradley County Tennessee | 7 | $ 1,775,000 | $ 253,000 | $ 149,000 |
| Carter County Tennessee | 7 | $ 825,000 | $ 117,000 | $ 88,000 |
| Gibson County Tennessee | 7 | $ 1,115,000 | $ 159,000 | $ 174,000 |
| Humphreys County Tennessee | 7 | $ 1,435,000 | $ 205,000 | $ 358,000 |
| Lewis County Tennessee | 7 | $ 1,985,000 | $ 283,000 | $ 197,000 |
| Loudon County Tennessee | 7 | $ 2,135,000 | $ 305,000 | $ 105,000 |
| Shelby County Tennessee | 7 | $ 2,855,000 | $ 407,000 | $ 271,000 |
| Trousdale County Tennessee | 7 | $ 1,545,000 | $ 220,000 | $ 74,000 |
| Boone County Indiana | 6 | $ 2,340,000 | $ 390,000 | $ 133,000 |
| Clay County Indiana | 6 | $ 610,000 | $ 101,000 | $ 84,000 |
| Greene County Indiana | 6 | $ 1,230,000 | $ 205,000 | $ 129,000 |
| Jennings County Indiana | 6 | $ 1,240,000 | $ 206,000 | $ 98,000 |
| Owen County Indiana | 6 | $ 690,000 | $ 115,000 | $ 61,000 |
| Perry County Indiana | 6 | $ 490,000 | $ 81,000 | $ 104,000 |
| Scott County Indiana | 6 | $ 1,220,000 | $ 203,000 | $ 148,000 |
| Switzerland County Indiana | 6 | $ 1,140,000 | $ 190,000 | $ 76,000 |
| Tipton County Indiana | 6 | $ 860,000 | $ 143,000 | $ 81,000 |
| Carter County Kentucky | 6 | $ 1,050,000 | $ 175,000 | $ 82,000 |
| Fleming County Kentucky | 6 | $ 740,000 | $ 123,000 | $ 82,000 |
| Greenup County Kentucky | 6 | $ 540,000 | $ 90,000 | $ 75,000 |
| Henry County Kentucky | 6 | $ 860,000 | $ 143,000 | $ 86,000 |
| Hopkins County Kentucky | 6 | $ 1,900,000 | $ 316,000 | $ 123,000 |
| Jackson County Kentucky | 6 | $ 750,000 | $ 125,000 | $ 81,000 |
| Trigg County Kentucky | 6 | $ 910,000 | $ 151,000 | $ 107,000 |
| Webster County Kentucky | 6 | $ 800,000 | $ 133,000 | $ 107,000 |
| Erie County Ohio | 6 | $ 1,180,000 | $ 196,000 | $ 114,000 |
| Fayette County Ohio | 6 | $ 1,060,000 | $ 176,000 | $ 129,000 |
| Ross County Ohio | 6 | $ 1,020,000 | $ 170,000 | $ 117,000 |
| Chester County Tennessee | 6 | $ 910,000 | $ 151,000 | $ 109,000 |
| Cocke County Tennessee | 6 | $ 1,500,000 | $ 250,000 | $ 96,000 |
| Hardin County Tennessee | 6 | $ 1,270,000 | $ 211,000 | $ 91,000 |
| Madison County Tennessee | 6 | $ 2,270,000 | $ 378,000 | $ 117,000 |
| Benton County Indiana | 5 | $ 655,000 | $ 131,000 | $ 86,000 |
| Blackford County Indiana | 5 | $ 985,000 | $ 197,000 | $ 83,000 |
| Clinton County Indiana | 5 | $ 625,000 | $ 125,000 | $ 95,000 |
| Delaware County Indiana | 5 | $ 925,000 | $ 185,000 | $ 160,000 |
| Grant County Indiana | 5 | $ 1,245,000 | $ 249,000 | $ 143,000 |
| Jay County Indiana | 5 | $ 975,000 | $ 195,000 | $ 633,000 |
| Martin County Indiana | 5 | $ 855,000 | $ 171,000 | $ 74,000 |
| Newton County Indiana | 5 | $ 675,000 | $ 135,000 | $ 119,000 |
| Randolph County Indiana | 5 | $ 485,000 | $ 97,000 | $ 132,000 |
| Sullivan County Indiana | 5 | $ 1,165,000 | $ 233,000 | $ 107,000 |
| Adair County Kentucky | 5 | $ 665,000 | $ 133,000 | $ 165,000 |
| Anderson County Kentucky | 5 | $ 1,075,000 | $ 215,000 | $ 100,000 |
| Clark County Kentucky | 5 | $ 1,815,000 | $ 363,000 | $ 137,000 |
| Fayette County Kentucky | 5 | $ 2,795,000 | $ 559,000 | $ 273,000 |
| Franklin County Kentucky | 5 | $ 1,145,000 | $ 229,000 | $ 88,000 |
| Gallatin County Kentucky | 5 | $ 555,000 | $ 111,000 | $ 92,000 |
| Hancock County Kentucky | 5 | $ 385,000 | $ 77,000 | $ 54,000 |
| Kenton County Kentucky | 5 | $ 1,175,000 | $ 235,000 | $ 132,000 |
| Lewis County Kentucky | 5 | $ 645,000 | $ 129,000 | $ 59,000 |
| Metcalfe County Kentucky | 5 | $ 755,000 | $ 151,000 | $ 56,000 |
| Oldham County Kentucky | 5 | $ 1,875,000 | $ 375,000 | $ 159,000 |
| Spencer County Kentucky | 5 | $ 1,205,000 | $ 241,000 | $ 83,000 |
| Wolfe County Kentucky | 5 | $ 605,000 | $ 121,000 | $ 80,000 |
| Allen County Ohio | 5 | $ 485,000 | $ 97,000 | $ 106,000 |
| Athens County Ohio | 5 | $ 1,005,000 | $ 201,000 | $ 101,000 |
| Auglaize County Ohio | 5 | $ 1,125,000 | $ 225,000 | $ 91,000 |
| Franklin County Ohio | 5 | $ 1,685,000 | $ 337,000 | $ 135,000 |
| Monroe County Ohio | 5 | $ 1,105,000 | $ 221,000 | $ 79,000 |
| Davidson County Tennessee | 5 | $ 1,805,000 | $ 361,000 | $ 152,000 |
| Hancock County Tennessee | 5 | $ 505,000 | $ 101,000 | $ 112,000 |
| Obion County Tennessee | 5 | $ 845,000 | $ 169,000 | $ 99,000 |
| Perry County Tennessee | 5 | $ 1,005,000 | $ 201,000 | $ 105,000 |
| Polk County Tennessee | 5 | $ 1,175,000 | $ 235,000 | $ 135,000 |
| Rhea County Tennessee | 5 | $ 885,000 | $ 177,000 | $ 118,000 |
| Adams County Indiana | 4 | $ 1,050,000 | $ 262,000 | $ 84,000 |
| Cass County Indiana | 4 | $ 1,030,000 | $ 257,000 | $ 92,000 |
| Crawford County Indiana | 4 | $ 530,000 | $ 132,000 | $ 119,000 |
| Franklin County Indiana | 4 | $ 780,000 | $ 195,000 | $ 91,000 |
| Knox County Indiana | 4 | $ 780,000 | $ 195,000 | $ 93,000 |
| Lawrence County Indiana | 4 | $ 1,210,000 | $ 302,000 | $ 135,000 |
| Marion County Indiana | 4 | $ 580,000 | $ 145,000 | $ 111,000 |
| Pike County Indiana | 4 | $ 710,000 | $ 177,000 | $ 178,000 |
| Ripley County Indiana | 4 | $ 1,230,000 | $ 307,000 | $ 174,000 |
| Starke County Indiana | 4 | $ 680,000 | $ 170,000 | $ 75,000 |
| Vanderburgh County Indiana | 4 | $ 410,000 | $ 102,000 | $ 94,000 |
| Vermillion County Indiana | 4 | $ 680,000 | $ 170,000 | $ 73,000 |
| Vigo County Indiana | 4 | $ 330,000 | $ 82,000 | $ 71,000 |
| Bourbon County Kentucky | 4 | $ 1,090,000 | $ 272,000 | $ 126,000 |
| Bracken County Kentucky | 4 | $ 380,000 | $ 95,000 | $ 87,000 |
| Butler County Kentucky | 4 | $ 510,000 | $ 127,000 | $ 64,000 |
| Edmonson County Kentucky | 4 | $ 1,170,000 | $ 292,000 | $ 95,000 |
| Garrard County Kentucky | 4 | $ 400,000 | $ 100,000 | $ 29,000 |
| Henderson County Kentucky | 4 | $ 900,000 | $ 225,000 | $ 177,000 |
| Montgomery County Kentucky | 4 | $ 860,000 | $ 215,000 | $ 103,000 |
| Rockcastle County Kentucky | 4 | $ 270,000 | $ 67,000 | $ 72,000 |
| Russell County Kentucky | 4 | $ 870,000 | $ 217,000 | $ 60,000 |
| Taylor County Kentucky | 4 | $ 520,000 | $ 130,000 | $ 117,000 |
| Washington County Kentucky | 4 | $ 450,000 | $ 112,000 | $ 36,000 |
| Lake County Ohio | 4 | $ 1,040,000 | $ 260,000 | $ 145,000 |
| Summit County Ohio | 4 | $ 1,530,000 | $ 382,000 | $ 233,000 |
| Campbell County Tennessee | 4 | $ 650,000 | $ 162,000 | $ 89,000 |
| Decatur County Tennessee | 4 | $ 700,000 | $ 175,000 | $ 133,000 |
| Franklin County Tennessee | 4 | $ 540,000 | $ 135,000 | $ 97,000 |
| Jackson County Tennessee | 4 | $ 560,000 | $ 140,000 | $ 114,000 |
| Macon County Tennessee | 4 | $ 950,000 | $ 237,000 | $ 90,000 |
| McNairy County Tennessee | 4 | $ 410,000 | $ 102,000 | $ 58,000 |
| Union County Tennessee | 4 | $ 670,000 | $ 167,000 | $ 121,000 |
| Fayette County Indiana | 3 | $ 525,000 | $ 175,000 | $ 87,000 |
| Ohio County Indiana | 3 | $ 845,000 | $ 281,000 | $ 90,000 |
| Orange County Indiana | 3 | $ 425,000 | $ 141,000 | $ 82,000 |
| Steuben County Indiana | 3 | $ 945,000 | $ 315,000 | $ 70,000 |
| Allen County Kentucky | 3 | $ 445,000 | $ 148,000 | $ 194,000 |
| Boyle County Kentucky | 3 | $ 445,000 | $ 148,000 | $ 98,000 |
| Carroll County Kentucky | 3 | $ 605,000 | $ 201,000 | $ 78,000 |
| Jefferson County Kentucky | 3 | $ 935,000 | $ 311,000 | $ 119,000 |
| Jessamine County Kentucky | 3 | $ 955,000 | $ 318,000 | $ 101,000 |
| Knox County Kentucky | 3 | $ 265,000 | $ 88,000 | $ 54,000 |
| Lincoln County Kentucky | 3 | $ 465,000 | $ 155,000 | $ 59,000 |
| Madison County Kentucky | 3 | $ 3,895,000 | $ 1,298,000 | $ 71,000 |
| McLean County Kentucky | 3 | $ 295,000 | $ 98,000 | $ 83,000 |
| Todd County Kentucky | 3 | $ 555,000 | $ 185,000 | $ 192,000 |
| Union County Kentucky | 3 | $ 875,000 | $ 291,000 | $ 138,000 |
| Whitley County Kentucky | 3 | $ 275,000 | $ 91,000 | $ 80,000 |
| Brunswick County North Carolina | 3 | $ 1,845,000 | $ 615,000 | $ 1,022,000 |
| Defiance County Ohio | 3 | $ 695,000 | $ 231,000 | $ 90,000 |
| Hamilton County Ohio | 3 | $ 765,000 | $ 255,000 | $ 100,000 |
| Hardin County Ohio | 3 | $ 375,000 | $ 125,000 | $ 103,000 |
| Henry County Ohio | 3 | $ 155,000 | $ 51,000 | $ 57,000 |
| Morgan County Ohio | 3 | $ 445,000 | $ 148,000 | $ 62,000 |
| Pike County Ohio | 3 | $ 425,000 | $ 141,000 | $ 120,000 |
| Vinton County Ohio | 3 | $ 865,000 | $ 288,000 | $ 186,000 |
| Crockett County Tennessee | 3 | $ 395,000 | $ 131,000 | $ 120,000 |
| Dyer County Tennessee | 3 | $ 175,000 | $ 58,000 | $ 561,000 |
| Grundy County Tennessee | 3 | $ 195,000 | $ 65,000 | $ 23,000 |
| Houston County Tennessee | 3 | $ 705,000 | $ 235,000 | $ 93,000 |
| Meigs County Tennessee | 3 | $ 435,000 | $ 145,000 | $ 111,000 |
| Bay County Florida | 2 | $ 2,070,000 | $ 1,035,000 | $ 451,000 |
| Collier County Florida | 2 | $ 2,590,000 | $ 1,295,000 | $ 697,000 |
| Walker County Georgia | 2 | $ 2,130,000 | $ 1,065,000 | $ 372,000 |
| Franklin County Illinois | 2 | $ 480,000 | $ 240,000 | $ 89,000 |
| Union County Illinois | 2 | $ 380,000 | $ 190,000 | $ 113,000 |
| Floyd County Indiana | 2 | $ 710,000 | $ 355,000 | $ 146,000 |
| Fulton County Indiana | 2 | $ 610,000 | $ 305,000 | $ 152,000 |
| Spencer County Indiana | 2 | $ 410,000 | $ 205,000 | $ 128,000 |
| Wabash County Indiana | 2 | $ 480,000 | $ 240,000 | $ 76,000 |
| Warrick County Indiana | 2 | $ 430,000 | $ 215,000 | $ 71,000 |
| Casey County Kentucky | 2 | $ 550,000 | $ 275,000 | $ 124,000 |
| Crittenden County Kentucky | 2 | $ 490,000 | $ 245,000 | $ 133,000 |
| Cumberland County Kentucky | 2 | $ 160,000 | $ 80,000 | $ 123,000 |
| Menifee County Kentucky | 2 | $ 250,000 | $ 125,000 | $ 13,000 |
| Mercer County Kentucky | 2 | $ 180,000 | $ 90,000 | $ 48,000 |
| Morgan County Kentucky | 2 | $ 230,000 | $ 115,000 | $ 59,000 |
| Muhlenberg County Kentucky | 2 | $ 560,000 | $ 280,000 | $ 113,000 |
| Nicholas County Kentucky | 2 | $ 550,000 | $ 275,000 | $ 125,000 |
| Powell County Kentucky | 2 | $ 100,000 | $ 50,000 | $ 15,000 |
| Simpson County Kentucky | 2 | $ 290,000 | $ 145,000 | $ 96,000 |
| Trimble County Kentucky | 2 | $ 490,000 | $ 245,000 | $ 98,000 |
| Woodford County Kentucky | 2 | $ 860,000 | $ 430,000 | $ 214,000 |
| Hocking County Ohio | 2 | $ 490,000 | $ 245,000 | $ 104,000 |
| Lawrence County Ohio | 2 | $ 580,000 | $ 290,000 | $ 230,000 |
| Marion County Ohio | 2 | $ 460,000 | $ 230,000 | $ 95,000 |
| Sandusky County Ohio | 2 | $ 520,000 | $ 260,000 | $ 153,000 |
| Beaufort County South Carolina | 2 | $ 910,000 | $ 455,000 | $ 232,000 |
| Grainger County Tennessee | 2 | $ 610,000 | $ 305,000 | $ 173,000 |
| Haywood County Tennessee | 2 | $ 230,000 | $ 115,000 | $ 174,000 |
| Henderson County Tennessee | 2 | $ 430,000 | $ 215,000 | $ 86,000 |
| Pickett County Tennessee | 2 | $ 590,000 | $ 295,000 | $ 269,000 |
| Sequatchie County Tennessee | 2 | $ 400,000 | $ 200,000 | $ 76,000 |
| Charlotte County Florida | 1 | $ 175,000 | $ 175,000 | $ 450,000 |
| Pinellas County Florida | 1 | $ 225,000 | $ 225,000 | $ 73,000 |
| Bond County Illinois | 1 | $ 155,000 | $ 155,000 | $ 107,000 |
| Cass County Illinois | 1 | $ 145,000 | $ 145,000 | $ 101,000 |
| Champaign County Illinois | 1 | $ 255,000 | $ 255,000 | $ 110,000 |
| Clark County Illinois | 1 | $ 575,000 | $ 575,000 | $ 73,000 |
| Clay County Illinois | 1 | $ 95,000 | $ 95,000 | $ 77,000 |
| Coles County Illinois | 1 | $ 45,000 | $ 45,000 | $ 73,000 |
| Jackson County Illinois | 1 | $ 75,000 | $ 75,000 | $ 84,000 |
| Johnson County Illinois | 1 | $ 245,000 | $ 245,000 | $ 140,000 |
| Macoupin County Illinois | 1 | $ 175,000 | $ 175,000 | $ 56,000 |
| Madison County Illinois | 1 | $ 265,000 | $ 265,000 | $ 133,000 |
| Piatt County Illinois | 1 | $ 105,000 | $ 105,000 | $ 156,000 |
| Randolph County Illinois | 1 | $ 335,000 | $ 335,000 | $ 98,000 |
| Vermilion County Illinois | 1 | $ 105,000 | $ 105,000 | $ 70,000 |
| Wabash County Illinois | 1 | $ 75,000 | $ 75,000 | $ 77,000 |
| Will County Illinois | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Williamson County Illinois | 1 | $ 105,000 | $ 105,000 | $ 51,000 |
| Huntington County Indiana | 1 | $ 255,000 | $ 255,000 | $ 83,000 |
| Pulaski County Indiana | 1 | $ 285,000 | $ 285,000 | $ 74,000 |
| Union County Indiana | 1 | $ 25,000 | $ 25,000 | $ 147,000 |
| Caldwell County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 82,000 |
| Clinton County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 23,000 |
| Elliott County Kentucky | 1 | $ 345,000 | $ 345,000 | $ 133,000 |
| Estill County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 111,000 |
| Fulton County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 54,000 |
| Lawrence County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 12,000 |
| McCreary County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 17,000 |
| Monroe County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 328,000 |
| Robertson County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 123,000 |
| Wayne County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 168,000 |
| DeSoto County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Marshall County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 96,000 |
| Davidson County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 68,000 |
| Cuyahoga County Ohio | 1 | $ 245,000 | $ 245,000 | $ 115,000 |
| Lucas County Ohio | 1 | $ 145,000 | $ 145,000 | $ 547,000 |
| Paulding County Ohio | 1 | $ 65,000 | $ 65,000 | $ 105,000 |
| Seneca County Ohio | 1 | $ 225,000 | $ 225,000 | $ 62,000 |
| Van Wert County Ohio | 1 | $ 85,000 | $ 85,000 | $ 177,000 |
| Benton County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 414,000 |
| Claiborne County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 63,000 |
| Marion County Tennessee | 1 | $ 345,000 | $ 345,000 | $ 275,000 |
| Van Buren County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 85,000 |
| Kendall County Texas | 1 | $ 235,000 | $ 235,000 | $ 136,000 |
| Ohio County West Virginia | 1 | $ 335,000 | $ 335,000 | $ 159,000 |
Mortgage Loan Application Detail Totals for Farm Credit Mid-America, Aca in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,624 | $638,440,000 | $243,000 | $1,545,000 | $125,000 | $2,796,000 |
| Refinancing | 709 | $154,545,000 | $217,000 | $3,475,000 | $114,000 | $2,769,000 |
| Home Improvement | 364 | $34,090,000 | $93,000 | $1,215,000 | $124,000 | $1,887,000 |
| Cash-out Refinancing | 15 | $2,465,000 | $164,000 | $955,000 | $146,000 | $637,000 |
| Not Applicable | 7 | $865,000 | $123,000 | $265,000 | $66,000 | $66,000 |
| Other Purpose | 1 | $625,000 | $625,000 | $625,000 | $477,000 | $477,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,090 | $684,160,000 | $221,000 | $2,075,000 | $121,000 | $2,796,000 |
| Not Provided | 557 | $126,515,000 | $227,000 | $2,275,000 | $130,000 | $2,494,000 |
| Hispanic | 35 | $8,445,000 | $241,000 | $655,000 | $116,000 | $587,000 |
| American Indian or Alaskan Native | 13 | $2,875,000 | $221,000 | $625,000 | $269,000 | $1,256,000 |
| Asian | 7 | $2,485,000 | $355,000 | $585,000 | $222,000 | $469,000 |
| Not applicable | 6 | $4,080,000 | $680,000 | $3,475,000 | $0 | $0 |
| Black or African American | 5 | $1,045,000 | $209,000 | $355,000 | $108,000 | $216,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $975,000 | $195,000 | $505,000 | $134,000 | $291,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,720 | $831,030,000 | $223,000 | $3,475,000 | $123,000 | $2,796,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,994 | $449,910,000 | $225,000 | $3,475,000 | $150,000 | $2,796,000 |
| Application Approved But Not Accepted | 661 | $164,155,000 | $248,000 | $2,075,000 | $124,000 | $1,647,000 |
| Application Denied By Financial Institution | 565 | $110,065,000 | $194,000 | $1,625,000 | $87,000 | $1,805,000 |
| Application Withdrawn By Applicant | 492 | $104,950,000 | $213,000 | $1,005,000 | $53,000 | $534,000 |
| File Closed For Incompleteness | 8 | $1,950,000 | $243,000 | $455,000 | $35,000 | $98,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,155 | $720,965,000 | $228,000 | $3,475,000 | $129,000 | $2,796,000 |
| Debt-To-Income Ratio | 422 | $86,850,000 | $205,000 | $1,625,000 | $87,000 | $1,805,000 |
| Credit History | 59 | $9,485,000 | $160,000 | $415,000 | $98,000 | $247,000 |
| Collateral | 45 | $6,765,000 | $150,000 | $435,000 | $57,000 | $260,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 23 | $3,935,000 | $171,000 | $575,000 | $101,000 | $245,000 |
| Other | 13 | $2,195,000 | $168,000 | $615,000 | $115,000 | $547,000 |
| Unverifiable Information | 2 | $410,000 | $205,000 | $305,000 | $86,000 | $89,000 |
| Credit Application Incomplete | 1 | $425,000 | $425,000 | $425,000 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Farm Credit Mid-America, Aca's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Farm Credit Mid-America, Aca's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kentucky, download the full spreadsheet
with aggregated HMDA statistics today.