Farm Credit Mid-America, Aca Mortgage Lending & HMDA Data, 2021

In 2021, Farm Credit Mid-America, Aca of Louisville, KY reported 7,823 mortgage applications totaling $2.6 billion, down 12% from 2020. The average application was for $326,811, and applicants reported an average income of $157,673. 67% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Nashville-Davidson--Murfreesboro--Franklin, TN (452), Cincinnati, OH-KY-IN (233) and Columbus, OH (199) (applications in parentheses).

Mortgage Company & Address Farm Credit Mid-America, Aca
1601 Ups Drive
Louisville, KY 40299
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 7,823
Total Mortgage Loan Application Amount $2,556,645,000
Average Mortgage Loan Application Amount $326,811
Highest Mortgage Loan Application Amount $4,005,000
Average Applicant Income $157,673
Highest Applicant Income $5,803,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Farm Credit Mid-America, Aca filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Farm Credit Mid-America, Aca by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
LaGrange, Indiana 91 $ 27,105,000 $ 297,857 $ 108,000
Maury, Tennessee 70 $ 32,650,000 $ 466,428 $ 221,000
Rutherford, Tennessee 62 $ 26,420,000 $ 426,129 $ 156,000
Elkhart, Indiana 59 $ 20,175,000 $ 341,949 $ 129,000
Ashtabula, Ohio 56 $ 11,720,000 $ 209,285 $ 97,000
Wilson, Tennessee 54 $ 23,920,000 $ 442,962 $ 220,000
Williamson, Tennessee 53 $ 42,915,000 $ 809,716 $ 494,000
Christian, Kentucky 49 $ 11,415,000 $ 232,959 $ 144,000
Geauga, Ohio 49 $ 11,365,000 $ 231,938 $ 91,000
Stark, Ohio 49 $ 13,495,000 $ 275,408 $ 127,000
Licking, Ohio 45 $ 16,925,000 $ 376,111 $ 146,000
Greene, Tennessee 42 $ 12,860,000 $ 306,190 $ 121,000
Allen, Indiana 41 $ 10,915,000 $ 266,219 $ 143,000
Wayne, Ohio 41 $ 10,335,000 $ 252,073 $ 119,000
Clermont, Ohio 40 $ 15,450,000 $ 386,250 $ 194,000
Blount, Tennessee 40 $ 17,560,000 $ 439,000 $ 161,000
Bedford, Tennessee 39 $ 14,715,000 $ 377,307 $ 168,000
Cumberland, Tennessee 39 $ 11,385,000 $ 291,923 $ 164,000
Dickson, Tennessee 39 $ 13,725,000 $ 351,923 $ 195,000
Jefferson, Tennessee 38 $ 13,370,000 $ 351,842 $ 145,000
Knox, Ohio 37 $ 8,935,000 $ 241,486 $ 99,000
Trumbull, Ohio 37 $ 7,095,000 $ 191,756 $ 92,000
Marshall, Tennessee 37 $ 13,755,000 $ 371,756 $ 123,000
Robertson, Tennessee 36 $ 14,540,000 $ 403,888 $ 184,000
Sumner, Tennessee 36 $ 19,980,000 $ 555,000 $ 218,000
Fairfield, Ohio 34 $ 11,460,000 $ 337,058 $ 226,000
Muskingum, Ohio 34 $ 8,660,000 $ 254,705 $ 128,000
Medina, Ohio 33 $ 11,275,000 $ 341,666 $ 155,000
Washington, Tennessee 33 $ 11,635,000 $ 352,575 $ 139,000
Knox, Tennessee 32 $ 17,290,000 $ 540,312 $ 192,000
Montgomery, Tennessee 32 $ 12,590,000 $ 393,437 $ 157,000
Nelson, Kentucky 31 $ 9,825,000 $ 316,935 $ 179,000
Brown, Ohio 30 $ 7,780,000 $ 259,333 $ 162,000
Adams, Indiana 29 $ 6,325,000 $ 218,103 $ 78,000
Shelby, Kentucky 29 $ 12,255,000 $ 422,586 $ 179,000
Tuscarawas, Ohio 29 $ 9,305,000 $ 320,862 $ 164,000
Guernsey, Ohio 28 $ 7,140,000 $ 255,000 $ 145,000
Highland, Ohio 28 $ 7,760,000 $ 277,142 $ 127,000
Warren, Ohio 28 $ 12,980,000 $ 463,571 $ 212,000
Cannon, Tennessee 28 $ 7,720,000 $ 275,714 $ 107,000
Fayette, Tennessee 28 $ 9,850,000 $ 351,785 $ 137,000
Giles, Tennessee 28 $ 11,040,000 $ 394,285 $ 206,000
Clark, Indiana 27 $ 9,575,000 $ 354,629 $ 202,000
Daviess, Kentucky 27 $ 5,825,000 $ 215,740 $ 118,000
Preble, Ohio 27 $ 5,055,000 $ 187,222 $ 114,000
McMinn, Tennessee 27 $ 9,105,000 $ 337,222 $ 115,000
Butler, Ohio 26 $ 6,860,000 $ 263,846 $ 126,000
Columbiana, Ohio 26 $ 4,960,000 $ 190,769 $ 300,000
Logan, Ohio 26 $ 5,500,000 $ 211,538 $ 174,000
Harrison, Indiana 25 $ 7,035,000 $ 281,400 $ 154,000
Noble, Ohio 25 $ 5,205,000 $ 208,200 $ 110,000
Portage, Ohio 25 $ 5,555,000 $ 222,200 $ 101,000
Cheatham, Tennessee 25 $ 12,075,000 $ 483,000 $ 167,000
Lawrence, Tennessee 25 $ 8,265,000 $ 330,600 $ 241,000
Hardin, Kentucky 24 $ 6,400,000 $ 266,666 $ 135,000
Miami, Ohio 24 $ 7,840,000 $ 326,666 $ 224,000
Jasper, Indiana 23 $ 4,675,000 $ 203,260 $ 130,000
Todd, Kentucky 23 $ 4,525,000 $ 196,739 $ 125,000
Warren, Kentucky 23 $ 6,685,000 $ 290,652 $ 253,000
Ashland, Ohio 23 $ 4,235,000 $ 184,130 $ 97,000
Grainger, Tennessee 23 $ 8,585,000 $ 373,260 $ 135,000
Hickman, Tennessee 23 $ 7,685,000 $ 334,130 $ 190,000
Sevier, Tennessee 23 $ 8,995,000 $ 391,086 $ 192,000
Howard, Indiana 22 $ 5,520,000 $ 250,909 $ 117,000
Breckinridge, Kentucky 22 $ 3,790,000 $ 172,272 $ 99,000
Union, Ohio 22 $ 7,180,000 $ 326,363 $ 152,000
Smith, Tennessee 22 $ 6,570,000 $ 298,636 $ 121,000
Daviess, Indiana 21 $ 4,305,000 $ 205,000 $ 113,000
Campbell, Kentucky 21 $ 6,025,000 $ 286,904 $ 126,000
Greene, Ohio 21 $ 7,835,000 $ 373,095 $ 157,000
Lincoln, Tennessee 21 $ 6,255,000 $ 297,857 $ 172,000
Overton, Tennessee 21 $ 7,525,000 $ 358,333 $ 124,000
Putnam, Tennessee 21 $ 8,095,000 $ 385,476 $ 152,000
Kosciusko, Indiana 20 $ 4,820,000 $ 241,000 $ 260,000
Noble, Indiana 20 $ 6,460,000 $ 323,000 $ 109,000
Hart, Kentucky 20 $ 4,030,000 $ 201,500 $ 91,000
Carroll, Ohio 20 $ 4,770,000 $ 238,500 $ 105,000
Delaware, Ohio 20 $ 9,390,000 $ 469,500 $ 205,000
Fentress, Tennessee 20 $ 4,170,000 $ 208,500 $ 118,000
Madison, Indiana 19 $ 5,805,000 $ 305,526 $ 268,000
Shelby, Indiana 19 $ 5,145,000 $ 270,789 $ 175,000
Tippecanoe, Indiana 19 $ 5,845,000 $ 307,631 $ 141,000
Darke, Ohio 19 $ 5,755,000 $ 302,894 $ 166,000
Morgan, Indiana 18 $ 7,260,000 $ 403,333 $ 141,000
Logan, Kentucky 18 $ 6,680,000 $ 371,111 $ 314,000
Clark, Ohio 18 $ 6,290,000 $ 349,444 $ 168,000
Pickaway, Ohio 18 $ 5,810,000 $ 322,777 $ 164,000
Washington, Ohio 18 $ 5,230,000 $ 290,555 $ 122,000
Warren, Tennessee 18 $ 5,670,000 $ 315,000 $ 201,000
White, Tennessee 18 $ 4,050,000 $ 225,000 $ 127,000
Warren, Iowa 17 $ 6,045,000 $ 355,588 $ 169,000
Grayson, Kentucky 17 $ 4,205,000 $ 247,352 $ 80,000
Pendleton, Kentucky 17 $ 3,685,000 $ 216,764 $ 123,000
Ross, Ohio 17 $ 3,865,000 $ 227,352 $ 241,000
Hawkins, Tennessee 17 $ 5,645,000 $ 332,058 $ 148,000
Roane, Tennessee 17 $ 7,815,000 $ 459,705 $ 203,000
Bartholomew, Indiana 16 $ 6,070,000 $ 379,375 $ 170,000
Delaware, Indiana 16 $ 3,510,000 $ 219,375 $ 109,000
Jay, Indiana 16 $ 3,910,000 $ 244,375 $ 113,000
Jefferson, Indiana 16 $ 3,930,000 $ 245,625 $ 158,000
Owen, Indiana 16 $ 4,050,000 $ 253,125 $ 133,000
Porter, Indiana 16 $ 5,120,000 $ 320,000 $ 150,000
Wayne, Indiana 16 $ 4,380,000 $ 273,750 $ 202,000
Dawson, Nebraska 16 $ 3,670,000 $ 229,375 $ 114,000
Coshocton, Ohio 16 $ 4,870,000 $ 304,375 $ 167,000
Holmes, Ohio 16 $ 4,420,000 $ 276,250 $ 98,000
Montgomery, Ohio 16 $ 4,610,000 $ 288,125 $ 145,000
Richland, Ohio 16 $ 5,010,000 $ 313,125 $ 129,000
Coffee, Tennessee 16 $ 5,260,000 $ 328,750 $ 157,000
Greene, Indiana 15 $ 3,715,000 $ 247,666 $ 140,000
Johnson, Indiana 15 $ 5,375,000 $ 358,333 $ 141,000
Monroe, Indiana 15 $ 4,205,000 $ 280,333 $ 174,000
Edmonson, Kentucky 15 $ 2,445,000 $ 163,000 $ 74,000
Trigg, Kentucky 15 $ 3,875,000 $ 258,333 $ 121,000
Lorain, Ohio 15 $ 4,295,000 $ 286,333 $ 214,000
Perry, Ohio 15 $ 3,885,000 $ 259,000 $ 149,000
Shelby, Ohio 15 $ 3,625,000 $ 241,666 $ 243,000
Humphreys, Tennessee 15 $ 8,595,000 $ 573,000 $ 458,000
Shelby, Tennessee 15 $ 7,145,000 $ 476,333 $ 371,000
DeKalb, Indiana 14 $ 6,920,000 $ 494,285 $ 183,000
Switzerland, Indiana 14 $ 3,850,000 $ 275,000 $ 124,000
Barren, Kentucky 14 $ 3,980,000 $ 284,285 $ 121,000
Henry, Kentucky 14 $ 4,760,000 $ 340,000 $ 112,000
Auglaize, Ohio 14 $ 2,680,000 $ 191,428 $ 149,000
Harrison, Ohio 14 $ 3,550,000 $ 253,571 $ 91,000
Meigs, Tennessee 14 $ 3,750,000 $ 267,857 $ 113,000
Stewart, Tennessee 14 $ 4,930,000 $ 352,142 $ 148,000
Dearborn, Indiana 13 $ 6,825,000 $ 525,000 $ 193,000
Jackson, Indiana 13 $ 4,795,000 $ 368,846 $ 129,000
LaPorte, Indiana 13 $ 4,785,000 $ 368,076 $ 193,000
Vigo, Indiana 13 $ 2,235,000 $ 171,923 $ 122,000
Washington, Indiana 13 $ 3,775,000 $ 290,384 $ 126,000
Anderson, Kentucky 13 $ 2,435,000 $ 187,307 $ 96,000
Harrison, Kentucky 13 $ 4,185,000 $ 321,923 $ 157,000
McLean, Kentucky 13 $ 3,695,000 $ 284,230 $ 134,000
Ohio, Kentucky 13 $ 2,975,000 $ 228,846 $ 181,000
Pulaski, Kentucky 13 $ 3,365,000 $ 258,846 $ 205,000
Lancaster, Nebraska 13 $ 4,705,000 $ 361,923 $ 150,000
Belmont, Ohio 13 $ 3,435,000 $ 264,230 $ 104,000
Madison, Ohio 13 $ 3,335,000 $ 256,538 $ 151,000
Cocke, Tennessee 13 $ 4,085,000 $ 314,230 $ 123,000
Hamilton, Tennessee 13 $ 4,955,000 $ 381,153 $ 329,000
Guadalupe, Texas 13 $ 7,045,000 $ 541,923 $ 188,000
Champaign, Illinois 12 $ 3,120,000 $ 260,000 $ 156,000
Gibson, Indiana 12 $ 2,810,000 $ 234,166 $ 175,000
Hendricks, Indiana 12 $ 3,980,000 $ 331,666 $ 170,000
Posey, Indiana 12 $ 3,570,000 $ 297,500 $ 123,000
Leavenworth, Kansas 12 $ 6,080,000 $ 506,666 $ 191,000
Grant, Kentucky 12 $ 3,970,000 $ 330,833 $ 118,000
Gallia, Ohio 12 $ 2,760,000 $ 230,000 $ 107,000
Hocking, Ohio 12 $ 3,500,000 $ 291,666 $ 131,000
Meigs, Ohio 12 $ 2,560,000 $ 213,333 $ 151,000
Scioto, Ohio 12 $ 3,210,000 $ 267,500 $ 183,000
Williams, Ohio 12 $ 2,300,000 $ 191,666 $ 99,000
Minnehaha, South Dakota 12 $ 6,400,000 $ 533,333 $ 252,000
Anderson, Tennessee 12 $ 5,230,000 $ 435,833 $ 270,000
Lauderdale, Tennessee 12 $ 1,610,000 $ 134,166 $ 91,000
Loudon, Tennessee 12 $ 8,290,000 $ 690,833 $ 259,000
McNairy, Tennessee 12 $ 3,480,000 $ 290,000 $ 106,000
Washington, Texas 12 $ 9,530,000 $ 794,166 $ 390,000
Rush, Indiana 11 $ 2,675,000 $ 243,181 $ 101,000
St. Joseph, Indiana 11 $ 3,095,000 $ 281,363 $ 100,000
Vanderburgh, Indiana 11 $ 3,035,000 $ 275,909 $ 143,000
Douglas, Kansas 11 $ 5,385,000 $ 489,545 $ 174,000
Miami, Kansas 11 $ 3,845,000 $ 349,545 $ 179,000
Oldham, Kentucky 11 $ 7,185,000 $ 653,181 $ 233,000
Spencer, Kentucky 11 $ 3,235,000 $ 294,090 $ 134,000
Platte, Nebraska 11 $ 2,685,000 $ 244,090 $ 152,000
Adams, Ohio 11 $ 2,255,000 $ 205,000 $ 134,000
Jefferson, Ohio 11 $ 2,565,000 $ 233,181 $ 123,000
Mahoning, Ohio 11 $ 3,325,000 $ 302,272 $ 129,000
Mercer, Ohio 11 $ 2,195,000 $ 199,545 $ 206,000
Morrow, Ohio 11 $ 2,285,000 $ 207,727 $ 90,000
Macon, Tennessee 11 $ 3,965,000 $ 360,454 $ 157,000
Sullivan, Tennessee 11 $ 3,515,000 $ 319,545 $ 116,000
Union, Tennessee 11 $ 3,505,000 $ 318,636 $ 99,000
Boone, Indiana 10 $ 2,350,000 $ 235,000 $ 201,000
Hamilton, Indiana 10 $ 3,690,000 $ 369,000 $ 146,000
Scott, Indiana 10 $ 2,680,000 $ 268,000 $ 139,000
Steuben, Indiana 10 $ 2,840,000 $ 284,000 $ 102,000
Carroll, Iowa 10 $ 2,560,000 $ 256,000 $ 136,000
Jasper, Iowa 10 $ 3,090,000 $ 309,000 $ 149,000
Mills, Iowa 10 $ 3,470,000 $ 347,000 $ 141,000
Polk, Iowa 10 $ 4,230,000 $ 423,000 $ 167,000
Allen, Kentucky 10 $ 2,450,000 $ 245,000 $ 114,000
Boone, Kentucky 10 $ 4,200,000 $ 420,000 $ 146,000
Clark, Kentucky 10 $ 4,050,000 $ 405,000 $ 119,000
Fleming, Kentucky 10 $ 2,100,000 $ 210,000 $ 91,000
Scott, Kentucky 10 $ 4,740,000 $ 474,000 $ 163,000
Allen, Ohio 10 $ 3,180,000 $ 318,000 $ 111,000
Champaign, Ohio 10 $ 3,450,000 $ 345,000 $ 169,000
Vinton, Ohio 10 $ 2,820,000 $ 282,000 $ 126,000
Codington, South Dakota 10 $ 3,350,000 $ 335,000 $ 171,000
Bledsoe, Tennessee 10 $ 2,880,000 $ 288,000 $ 611,000
Davidson, Tennessee 10 $ 5,360,000 $ 536,000 $ 381,000
Hamblen, Tennessee 10 $ 4,920,000 $ 492,000 $ 189,000
Lewis, Tennessee 10 $ 2,570,000 $ 257,000 $ 129,000
Madison, Tennessee 10 $ 3,330,000 $ 333,000 $ 127,000
Morgan, Tennessee 10 $ 3,600,000 $ 360,000 $ 192,000
Tipton, Tennessee 10 $ 2,020,000 $ 202,000 $ 172,000
Effingham, Illinois 9 $ 2,345,000 $ 260,555 $ 86,000
Brown, Indiana 9 $ 2,905,000 $ 322,777 $ 110,000
Floyd, Indiana 9 $ 3,315,000 $ 368,333 $ 144,000
Fulton, Indiana 9 $ 2,925,000 $ 325,000 $ 186,000
Grant, Indiana 9 $ 1,845,000 $ 205,000 $ 107,000
Henry, Indiana 9 $ 2,355,000 $ 261,666 $ 113,000
Jennings, Indiana 9 $ 1,945,000 $ 216,111 $ 110,000
Parke, Indiana 9 $ 1,985,000 $ 220,555 $ 92,000
Wells, Indiana 9 $ 1,745,000 $ 193,888 $ 353,000
Buchanan, Iowa 9 $ 1,685,000 $ 187,222 $ 65,000
Johnson, Iowa 9 $ 2,835,000 $ 315,000 $ 147,000
Linn, Iowa 9 $ 3,525,000 $ 391,666 $ 118,000
Madison, Iowa 9 $ 2,945,000 $ 327,222 $ 195,000
Marion, Iowa 9 $ 2,895,000 $ 321,666 $ 127,000
Scott, Iowa 9 $ 4,355,000 $ 483,888 $ 277,000
Sioux, Iowa 9 $ 2,645,000 $ 293,888 $ 161,000
Coffey, Kansas 9 $ 1,935,000 $ 215,000 $ 81,000
Lyon, Kansas 9 $ 2,195,000 $ 243,888 $ 122,000
Larue, Kentucky 9 $ 2,265,000 $ 251,666 $ 119,000
Montgomery, Kentucky 9 $ 2,305,000 $ 256,111 $ 89,000
Taylor, Kentucky 9 $ 1,805,000 $ 200,555 $ 154,000
Perkins, Nebraska 9 $ 2,015,000 $ 223,888 $ 224,000
Athens, Ohio 9 $ 2,355,000 $ 261,666 $ 137,000
Franklin, Ohio 9 $ 4,195,000 $ 466,111 $ 691,000
Chester, Tennessee 9 $ 2,865,000 $ 318,333 $ 102,000
Clay, Tennessee 9 $ 2,755,000 $ 306,111 $ 113,000
DeKalb, Tennessee 9 $ 2,675,000 $ 297,222 $ 100,000
Gibson, Tennessee 9 $ 2,155,000 $ 239,444 $ 154,000
Henry, Tennessee 9 $ 3,055,000 $ 339,444 $ 108,000
Jackson, Tennessee 9 $ 1,905,000 $ 211,666 $ 90,000
Monroe, Tennessee 9 $ 3,825,000 $ 425,000 $ 168,000
Wilson, Texas 9 $ 5,975,000 $ 663,888 $ 174,000
Madison, Illinois 8 $ 2,820,000 $ 352,500 $ 153,000
Carroll, Indiana 8 $ 2,120,000 $ 265,000 $ 159,000
Starke, Indiana 8 $ 1,760,000 $ 220,000 $ 91,000
Tipton, Indiana 8 $ 1,830,000 $ 228,750 $ 140,000
Warrick, Indiana 8 $ 2,120,000 $ 265,000 $ 101,000
Boone, Iowa 8 $ 2,540,000 $ 317,500 $ 155,000
Clinton, Iowa 8 $ 2,580,000 $ 322,500 $ 168,000
Page, Iowa 8 $ 2,150,000 $ 268,750 $ 114,000
Pottawattamie, Iowa 8 $ 2,630,000 $ 328,750 $ 147,000
Franklin, Kansas 8 $ 2,700,000 $ 337,500 $ 185,000
Nemaha, Kansas 8 $ 2,530,000 $ 316,250 $ 109,000
Riley, Kansas 8 $ 2,640,000 $ 330,000 $ 234,000
Caldwell, Kentucky 8 $ 2,520,000 $ 315,000 $ 123,000
Estill, Kentucky 8 $ 1,930,000 $ 241,250 $ 105,000
Fayette, Kentucky 8 $ 3,310,000 $ 413,750 $ 136,000
Hancock, Kentucky 8 $ 1,960,000 $ 245,000 $ 106,000
Kenton, Kentucky 8 $ 2,700,000 $ 337,500 $ 123,000
Lewis, Kentucky 8 $ 2,780,000 $ 347,500 $ 288,000
Metcalfe, Kentucky 8 $ 1,020,000 $ 127,500 $ 86,000
Washington, Kentucky 8 $ 1,970,000 $ 246,250 $ 86,000
Butler, Nebraska 8 $ 2,130,000 $ 266,250 $ 83,000
Cedar, Nebraska 8 $ 1,260,000 $ 157,500 $ 94,000
Seward, Nebraska 8 $ 1,780,000 $ 222,500 $ 137,000
Clinton, Ohio 8 $ 2,140,000 $ 267,500 $ 186,000
Fayette, Ohio 8 $ 1,990,000 $ 248,750 $ 146,000
Summit, Ohio 8 $ 2,710,000 $ 338,750 $ 134,000
Bradley, Tennessee 8 $ 2,830,000 $ 353,750 $ 161,000
Franklin, Tennessee 8 $ 2,680,000 $ 335,000 $ 309,000
Hardeman, Tennessee 8 $ 1,970,000 $ 246,250 $ 111,000
Scott, Tennessee 8 $ 1,910,000 $ 238,750 $ 112,000
Iroquois, Illinois 7 $ 1,485,000 $ 212,142 $ 108,000
Benton, Indiana 7 $ 2,215,000 $ 316,428 $ 1,033,000
Clay, Indiana 7 $ 1,875,000 $ 267,857 $ 102,000
Clinton, Indiana 7 $ 2,735,000 $ 390,714 $ 348,000
Crawford, Indiana 7 $ 2,125,000 $ 303,571 $ 96,000
Decatur, Indiana 7 $ 2,005,000 $ 286,428 $ 118,000
Hancock, Indiana 7 $ 2,125,000 $ 303,571 $ 99,000
Lake, Indiana 7 $ 3,535,000 $ 505,000 $ 186,000
Lawrence, Indiana 7 $ 2,875,000 $ 410,714 $ 125,000
Marshall, Indiana 7 $ 1,645,000 $ 235,000 $ 57,000
Ohio, Indiana 7 $ 1,835,000 $ 262,142 $ 99,000
Pulaski, Indiana 7 $ 1,415,000 $ 202,142 $ 121,000
Ripley, Indiana 7 $ 2,505,000 $ 357,857 $ 128,000
Clayton, Iowa 7 $ 1,495,000 $ 213,571 $ 107,000
Greene, Iowa 7 $ 2,555,000 $ 365,000 $ 147,000
Jefferson, Kansas 7 $ 2,235,000 $ 319,285 $ 201,000
Osage, Kansas 7 $ 2,665,000 $ 380,714 $ 178,000
Shawnee, Kansas 7 $ 2,455,000 $ 350,714 $ 159,000
Adair, Kentucky 7 $ 1,685,000 $ 240,714 $ 125,000
Bracken, Kentucky 7 $ 1,475,000 $ 210,714 $ 118,000
Henderson, Kentucky 7 $ 1,765,000 $ 252,142 $ 145,000
Laurel, Kentucky 7 $ 2,025,000 $ 289,285 $ 116,000
Lincoln, Kentucky 7 $ 1,415,000 $ 202,142 $ 69,000
Marion, Kentucky 7 $ 1,695,000 $ 242,142 $ 99,000
Mason, Kentucky 7 $ 1,835,000 $ 262,142 $ 142,000
Meade, Kentucky 7 $ 1,665,000 $ 237,857 $ 85,000
Mercer, Kentucky 7 $ 2,575,000 $ 367,857 $ 144,000
Nicholas, Kentucky 7 $ 1,775,000 $ 253,571 $ 118,000
Owen, Kentucky 7 $ 1,855,000 $ 265,000 $ 110,000
Russell, Kentucky 7 $ 2,105,000 $ 300,714 $ 241,000
Woodford, Kentucky 7 $ 2,145,000 $ 306,428 $ 177,000
Douglas, Nebraska 7 $ 1,875,000 $ 267,857 $ 216,000
Gage, Nebraska 7 $ 1,645,000 $ 235,000 $ 119,000
Hall, Nebraska 7 $ 1,575,000 $ 225,000 $ 98,000
Otoe, Nebraska 7 $ 2,145,000 $ 306,428 $ 175,000
Brown, South Dakota 7 $ 2,315,000 $ 330,714 $ 229,000
Clark, South Dakota 7 $ 2,055,000 $ 293,571 $ 134,000
Deuel, South Dakota 7 $ 1,975,000 $ 282,142 $ 129,000
Carroll, Tennessee 7 $ 2,325,000 $ 332,142 $ 138,000
Marion, Tennessee 7 $ 3,515,000 $ 502,142 $ 150,000
Polk, Tennessee 7 $ 2,145,000 $ 306,428 $ 161,000
Wayne, Tennessee 7 $ 1,135,000 $ 162,142 $ 83,000
Weakley, Tennessee 7 $ 2,115,000 $ 302,142 $ 92,000
Cooke, Texas 7 $ 5,715,000 $ 816,428 $ 233,000
Grayson, Texas 7 $ 4,285,000 $ 612,142 $ 226,000
Walker, Texas 7 $ 3,445,000 $ 492,142 $ 203,000
Crook, Wyoming 7 $ 3,085,000 $ 440,714 $ 174,000
Natrona, Wyoming 7 $ 3,165,000 $ 452,142 $ 189,000
Williamson, Illinois 6 $ 2,480,000 $ 413,333 $ 280,000
Fayette, Indiana 6 $ 1,520,000 $ 253,333 $ 129,000
Fountain, Indiana 6 $ 1,370,000 $ 228,333 $ 78,000
Montgomery, Indiana 6 $ 2,110,000 $ 351,666 $ 130,000
White, Indiana 6 $ 1,620,000 $ 270,000 $ 107,000
Butler, Iowa 6 $ 1,410,000 $ 235,000 $ 57,000
Cerro Gordo, Iowa 6 $ 1,550,000 $ 258,333 $ 170,000
Fremont, Iowa 6 $ 1,130,000 $ 188,333 $ 124,000
Lyon, Iowa 6 $ 1,700,000 $ 283,333 $ 98,000
Marshall, Iowa 6 $ 1,790,000 $ 298,333 $ 103,000
Webster, Iowa 6 $ 2,620,000 $ 436,666 $ 154,000
Linn, Kansas 6 $ 2,220,000 $ 370,000 $ 143,000
Pottawatomie, Kansas 6 $ 2,100,000 $ 350,000 $ 133,000
Bath, Kentucky 6 $ 1,080,000 $ 180,000 $ 95,000
Bullitt, Kentucky 6 $ 1,730,000 $ 288,333 $ 105,000
Franklin, Kentucky 6 $ 1,840,000 $ 306,666 $ 210,000
Gallatin, Kentucky 6 $ 3,040,000 $ 506,666 $ 433,000
Jefferson, Kentucky 6 $ 3,610,000 $ 601,666 $ 216,000
Knox, Kentucky 6 $ 830,000 $ 138,333 $ 69,000
Monroe, Kentucky 6 $ 1,150,000 $ 191,666 $ 184,000
Powell, Kentucky 6 $ 1,670,000 $ 278,333 $ 140,000
Trimble, Kentucky 6 $ 1,980,000 $ 330,000 $ 126,000
Buffalo, Nebraska 6 $ 3,540,000 $ 590,000 $ 369,000
Colfax, Nebraska 6 $ 1,700,000 $ 283,333 $ 127,000
Knox, Nebraska 6 $ 1,270,000 $ 211,666 $ 98,000
Saunders, Nebraska 6 $ 1,440,000 $ 240,000 $ 116,000
Defiance, Ohio 6 $ 910,000 $ 151,666 $ 84,000
Fulton, Ohio 6 $ 2,320,000 $ 386,666 $ 97,000
Pennington, South Dakota 6 $ 2,230,000 $ 371,666 $ 144,000
Turner, South Dakota 6 $ 2,450,000 $ 408,333 $ 127,000
Henderson, Tennessee 6 $ 1,310,000 $ 218,333 $ 98,000
Moore, Tennessee 6 $ 1,800,000 $ 300,000 $ 150,000
Perry, Tennessee 6 $ 1,170,000 $ 195,000 $ 126,000
Pickett, Tennessee 6 $ 1,920,000 $ 320,000 $ 129,000
Sequatchie, Tennessee 6 $ 2,680,000 $ 446,666 $ 135,000
Trousdale, Tennessee 6 $ 1,650,000 $ 275,000 $ 155,000
Henderson, Texas 6 $ 2,210,000 $ 368,333 $ 118,000
Hopkins, Texas 6 $ 3,520,000 $ 586,666 $ 317,000
Kendall, Texas 6 $ 5,140,000 $ 856,666 $ 322,000
Leon, Texas 6 $ 1,810,000 $ 301,666 $ 182,000
Montgomery, Texas 6 $ 4,370,000 $ 728,333 $ 266,000
Sublette, Wyoming 6 $ 2,720,000 $ 453,333 $ 171,000
Jasper, Illinois 5 $ 685,000 $ 137,000 $ 91,000
Macoupin, Illinois 5 $ 2,665,000 $ 533,000 $ 262,000
Cass, Indiana 5 $ 985,000 $ 197,000 $ 121,000
Franklin, Indiana 5 $ 1,435,000 $ 287,000 $ 210,000
Huntington, Indiana 5 $ 945,000 $ 189,000 $ 80,000
Knox, Indiana 5 $ 1,655,000 $ 331,000 $ 119,000
Miami, Indiana 5 $ 1,025,000 $ 205,000 $ 113,000
Newton, Indiana 5 $ 1,135,000 $ 227,000 $ 151,000
Vermillion, Indiana 5 $ 825,000 $ 165,000 $ 104,000
Whitley, Indiana 5 $ 1,875,000 $ 375,000 $ 115,000
Benton, Iowa 5 $ 1,125,000 $ 225,000 $ 116,000
Calhoun, Iowa 5 $ 1,575,000 $ 315,000 $ 133,000
Cherokee, Iowa 5 $ 1,085,000 $ 217,000 $ 121,000
Dallas, Iowa 5 $ 2,405,000 $ 481,000 $ 230,000
Grundy, Iowa 5 $ 1,105,000 $ 221,000 $ 314,000
Hardin, Iowa 5 $ 1,245,000 $ 249,000 $ 124,000
Kossuth, Iowa 5 $ 1,505,000 $ 301,000 $ 147,000
Palo Alto, Iowa 5 $ 675,000 $ 135,000 $ 92,000
Sac, Iowa 5 $ 1,175,000 $ 235,000 $ 218,000
Wright, Iowa 5 $ 1,545,000 $ 309,000 $ 112,000
Marshall, Kansas 5 $ 1,615,000 $ 323,000 $ 498,000
Montgomery, Kansas 5 $ 1,135,000 $ 227,000 $ 174,000
Wabaunsee, Kansas 5 $ 1,845,000 $ 369,000 $ 159,000
Bourbon, Kentucky 5 $ 1,955,000 $ 391,000 $ 137,000
Butler, Kentucky 5 $ 1,085,000 $ 217,000 $ 186,000
Carter, Kentucky 5 $ 995,000 $ 199,000 $ 92,000
Casey, Kentucky 5 $ 905,000 $ 181,000 $ 76,000
Green, Kentucky 5 $ 1,445,000 $ 289,000 $ 103,000
Hopkins, Kentucky 5 $ 1,355,000 $ 271,000 $ 206,000
Marshall, Kentucky 5 $ 1,475,000 $ 295,000 $ 104,000
Muhlenberg, Kentucky 5 $ 1,045,000 $ 209,000 $ 79,000
Webster, Kentucky 5 $ 1,665,000 $ 333,000 $ 349,000
Holt, Nebraska 5 $ 1,425,000 $ 285,000 $ 223,000
Kearney, Nebraska 5 $ 935,000 $ 187,000 $ 120,000
Nemaha, Nebraska 5 $ 1,585,000 $ 317,000 $ 135,000
Jackson, Ohio 5 $ 1,015,000 $ 203,000 $ 104,000
Lawrence, Ohio 5 $ 905,000 $ 181,000 $ 183,000
Monroe, Ohio 5 $ 1,665,000 $ 333,000 $ 122,000
Pike, Ohio 5 $ 1,635,000 $ 327,000 $ 123,000
Brookings, South Dakota 5 $ 1,825,000 $ 365,000 $ 273,000
Clay, South Dakota 5 $ 1,575,000 $ 315,000 $ 135,000
Kingsbury, South Dakota 5 $ 1,795,000 $ 359,000 $ 107,000
Claiborne, Tennessee 5 $ 1,755,000 $ 351,000 $ 126,000
Decatur, Tennessee 5 $ 1,245,000 $ 249,000 $ 79,000
Hancock, Tennessee 5 $ 1,275,000 $ 255,000 $ 131,000
Hardin, Tennessee 5 $ 1,085,000 $ 217,000 $ 260,000
Houston, Tennessee 5 $ 1,625,000 $ 325,000 $ 143,000
Austin, Texas 5 $ 2,925,000 $ 585,000 $ 320,000
Hidalgo, Texas 5 $ 2,715,000 $ 543,000 $ 204,000
Kerr, Texas 5 $ 4,335,000 $ 867,000 $ 442,000
San Patricio, Texas 5 $ 1,665,000 $ 333,000 $ 138,000
Laramie, Wyoming 5 $ 2,125,000 $ 425,000 $ 216,000
Park, Wyoming 5 $ 2,015,000 $ 403,000 $ 185,000
Christian, Illinois 4 $ 820,000 $ 205,000 $ 125,000
Fayette, Illinois 4 $ 830,000 $ 207,500 $ 118,000
Franklin, Illinois 4 $ 1,050,000 $ 262,500 $ 104,000
Jackson, Illinois 4 $ 1,180,000 $ 295,000 $ 115,000
Jersey, Illinois 4 $ 860,000 $ 215,000 $ 165,000
Shelby, Illinois 4 $ 690,000 $ 172,500 $ 104,000
St. Clair, Illinois 4 $ 2,910,000 $ 727,500 $ 1,031,000
Putnam, Indiana 4 $ 880,000 $ 220,000 $ 118,000
Wabash, Indiana 4 $ 900,000 $ 225,000 $ 95,000
Warren, Indiana 4 $ 1,540,000 $ 385,000 $ 151,000
Adams, Iowa 4 $ 860,000 $ 215,000 $ 153,000
Bremer, Iowa 4 $ 720,000 $ 180,000 $ 103,000
Cass, Iowa 4 $ 1,500,000 $ 375,000 $ 220,000
Dubuque, Iowa 4 $ 2,070,000 $ 517,500 $ 159,000
Fayette, Iowa 4 $ 890,000 $ 222,500 $ 94,000
Franklin, Iowa 4 $ 1,050,000 $ 262,500 $ 105,000
Howard, Iowa 4 $ 760,000 $ 190,000 $ 102,000
Iowa, Iowa 4 $ 1,120,000 $ 280,000 $ 209,000
Jones, Iowa 4 $ 1,430,000 $ 357,500 $ 152,000
Lucas, Iowa 4 $ 1,180,000 $ 295,000 $ 115,000
Mahaska, Iowa 4 $ 610,000 $ 152,500 $ 146,000
Montgomery, Iowa 4 $ 1,460,000 $ 365,000 $ 124,000
Muscatine, Iowa 4 $ 1,140,000 $ 285,000 $ 189,000
Shelby, Iowa 4 $ 870,000 $ 217,500 $ 181,000
Wayne, Iowa 4 $ 1,460,000 $ 365,000 $ 71,000
Crawford, Kansas 4 $ 780,000 $ 195,000 $ 109,000
Johnson, Kansas 4 $ 1,670,000 $ 417,500 $ 188,000
Cass, Nebraska 4 $ 710,000 $ 177,500 $ 88,000
Dodge, Nebraska 4 $ 2,010,000 $ 502,500 $ 158,000
Franklin, Nebraska 4 $ 1,400,000 $ 350,000 $ 101,000
Jefferson, Nebraska 4 $ 720,000 $ 180,000 $ 114,000
Lincoln, Nebraska 4 $ 670,000 $ 167,500 $ 78,000
Madison, Nebraska 4 $ 750,000 $ 187,500 $ 91,000
Nance, Nebraska 4 $ 770,000 $ 192,500 $ 156,000
Red Willow, Nebraska 4 $ 830,000 $ 207,500 $ 121,000
Richardson, Nebraska 4 $ 1,310,000 $ 327,500 $ 422,000
Valley, Nebraska 4 $ 1,300,000 $ 325,000 $ 251,000
York, Nebraska 4 $ 1,270,000 $ 317,500 $ 129,000
Huron, Ohio 4 $ 830,000 $ 207,500 $ 283,000
Lucas, Ohio 4 $ 690,000 $ 172,500 $ 178,000
Morgan, Ohio 4 $ 820,000 $ 205,000 $ 105,000
Paulding, Ohio 4 $ 890,000 $ 222,500 $ 119,000
Seneca, Ohio 4 $ 820,000 $ 205,000 $ 98,000
Beadle, South Dakota 4 $ 1,290,000 $ 322,500 $ 114,000
Bon Homme, South Dakota 4 $ 1,150,000 $ 287,500 $ 140,000
Day, South Dakota 4 $ 890,000 $ 222,500 $ 128,000
Edmunds, South Dakota 4 $ 1,160,000 $ 290,000 $ 141,000
Grant, South Dakota 4 $ 840,000 $ 210,000 $ 452,000
Lincoln, South Dakota 4 $ 2,030,000 $ 507,500 $ 355,000
McCook, South Dakota 4 $ 1,170,000 $ 292,500 $ 91,000
Carter, Tennessee 4 $ 1,330,000 $ 332,500 $ 144,000
Crockett, Tennessee 4 $ 1,760,000 $ 440,000 $ 192,000
Johnson, Tennessee 4 $ 1,650,000 $ 412,500 $ 178,000
Atascosa, Texas 4 $ 2,060,000 $ 515,000 $ 227,000
Cherokee, Texas 4 $ 1,710,000 $ 427,500 $ 226,000
Fayette, Texas 4 $ 3,660,000 $ 915,000 $ 640,000
Jasper, Texas 4 $ 1,420,000 $ 355,000 $ 99,000
Albany, Wyoming 4 $ 2,140,000 $ 535,000 $ 129,000
Big Horn, Wyoming 4 $ 1,850,000 $ 462,500 $ 161,000
Fremont, Wyoming 4 $ 1,310,000 $ 327,500 $ 151,000
Johnson, Wyoming 4 $ 4,840,000 $ 1,210,000 $ 274,000
Clark, Illinois 3 $ 705,000 $ 235,000 $ 148,000
Monroe, Illinois 3 $ 715,000 $ 238,333 $ 99,000
Vermilion, Illinois 3 $ 705,000 $ 235,000 $ 191,000
Wayne, Illinois 3 $ 995,000 $ 331,666 $ 154,000
Orange, Indiana 3 $ 695,000 $ 231,666 $ 120,000
Pike, Indiana 3 $ 925,000 $ 308,333 $ 98,000
Spencer, Indiana 3 $ 1,025,000 $ 341,666 $ 213,000
Sullivan, Indiana 3 $ 395,000 $ 131,666 $ 91,000
Audubon, Iowa 3 $ 665,000 $ 221,666 $ 102,000
Black Hawk, Iowa 3 $ 575,000 $ 191,666 $ 112,000
Buena Vista, Iowa 3 $ 965,000 $ 321,666 $ 136,000
Des Moines, Iowa 3 $ 605,000 $ 201,666 $ 151,000
Dickinson, Iowa 3 $ 1,265,000 $ 421,666 $ 186,000
Floyd, Iowa 3 $ 675,000 $ 225,000 $ 100,000
Guthrie, Iowa 3 $ 1,305,000 $ 435,000 $ 216,000
Hamilton, Iowa 3 $ 575,000 $ 191,666 $ 125,000
Hancock, Iowa 3 $ 305,000 $ 101,666 $ 55,000
Henry, Iowa 3 $ 1,285,000 $ 428,333 $ 195,000
Humboldt, Iowa 3 $ 1,465,000 $ 488,333 $ 184,000
Ida, Iowa 3 $ 455,000 $ 151,666 $ 183,000
Monroe, Iowa 3 $ 655,000 $ 218,333 $ 142,000
O'Brien, Iowa 3 $ 715,000 $ 238,333 $ 101,000
Poweshiek, Iowa 3 $ 755,000 $ 251,666 $ 162,000
Story, Iowa 3 $ 585,000 $ 195,000 $ 106,000
Washington, Iowa 3 $ 1,665,000 $ 555,000 $ 208,000
Winneshiek, Iowa 3 $ 645,000 $ 215,000 $ 66,000
Woodbury, Iowa 3 $ 1,585,000 $ 528,333 $ 158,000
Anderson, Kansas 3 $ 905,000 $ 301,666 $ 126,000
Dickinson, Kansas 3 $ 1,405,000 $ 468,333 $ 183,000
Doniphan, Kansas 3 $ 1,105,000 $ 368,333 $ 155,000
Geary, Kansas 3 $ 1,535,000 $ 511,666 $ 185,000
Marion, Kansas 3 $ 485,000 $ 161,666 $ 216,000
Wyandotte, Kansas 3 $ 1,355,000 $ 451,666 $ 257,000
Calloway, Kentucky 3 $ 1,795,000 $ 598,333 $ 161,000
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Mortgage Loan Application Detail Totals for Farm Credit Mid-America, Aca in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 5,033 $1,809,785,000 $359,000 $4,005,000 $165,000 $5,803,000
Refinancing 2,490 $703,310,000 $282,000 $3,125,000 $144,000 $3,654,000
Home Improvement 289 $41,455,000 $143,000 $905,000 $148,000 $1,137,000
Cash-out Refinancing 11 $2,095,000 $190,000 $375,000 $155,000 $322,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 6,989 $2,247,835,000 $321,000 $4,005,000 $153,000 $5,803,000
Not Provided 675 $245,035,000 $363,000 $3,125,000 $196,000 $5,156,000
Hispanic 89 $33,615,000 $377,000 $2,235,000 $182,000 $1,449,000
American Indian or Alaskan Native 29 $11,065,000 $381,000 $2,325,000 $207,000 $986,000
Black or African American 20 $8,700,000 $435,000 $1,105,000 $174,000 $458,000
Asian 19 $9,775,000 $514,000 $1,865,000 $272,000 $1,891,000
Native Hawaiian or Other Pacific Islander 1 $325,000 $325,000 $325,000 $111,000 $111,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,823 $2,556,645,000 $326,000 $4,005,000 $158,000 $5,803,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,273 $1,730,175,000 $328,000 $4,005,000 $172,000 $5,803,000
Application Denied By Financial Institution 831 $280,805,000 $337,000 $2,455,000 $121,000 $3,043,000
Application Withdrawn By Applicant 798 $244,460,000 $306,000 $3,365,000 $116,000 $2,096,000
Application Approved But Not Accepted 552 $178,030,000 $322,000 $1,835,000 $145,000 $2,236,000
Preapproval Denied by Financial Institution 311 $99,335,000 $319,000 $1,195,000 $141,000 $2,265,000
File Closed For Incompleteness 39 $16,825,000 $431,000 $1,815,000 $142,000 $518,000
Preapproval Approved but not Accepted 19 $7,015,000 $369,000 $995,000 $179,000 $966,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 6,681 $2,176,505,000 $325,000 $4,005,000 $163,000 $5,803,000
Debt-To-Income Ratio 533 $173,485,000 $325,000 $1,595,000 $127,000 $2,423,000
Insufficient Cash (Downpayment, Closing Cost) 449 $150,595,000 $335,000 $2,455,000 $134,000 $3,043,000
Collateral 98 $33,270,000 $339,000 $1,735,000 $104,000 $385,000
Credit History 35 $8,985,000 $256,000 $615,000 $86,000 $194,000
Employment History 14 $8,060,000 $575,000 $1,445,000 $124,000 $239,000
Other 11 $5,425,000 $493,000 $1,925,000 $120,000 $343,000
Unverifiable Information 1 $175,000 $175,000 $175,000 $167,000 $167,000
Credit Application Incomplete 1 $145,000 $145,000 $145,000 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Farm Credit Mid-America, Aca's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Farm Credit Mid-America, Aca's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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