Farm Credit Mid-America, Aca Mortgage Lending & HMDA Data, 2023

In 2023, Farm Credit Mid-America, Aca of Louisville, KY reported 4,846 mortgage applications totaling $1.8 billion, down 12% from 2022. The average application was for $366,650, and applicants reported an average income of $199,148. 67% of its applications resulted in an originated loan and 17% were denied. Its largest markets were Nashville-Davidson--Murfreesboro--Franklin, TN (278), Cincinnati, OH-KY-IN (131) and Columbus, OH (113) (applications in parentheses).

Mortgage Company & Address Farm Credit Mid-America, Aca
1601 Ups Drive
Louisville, KY 40299
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 4,846
Total Mortgage Loan Application Amount $1,776,790,000
Average Mortgage Loan Application Amount $366,650
Highest Mortgage Loan Application Amount $4,715,000
Average Applicant Income $199,148
Highest Applicant Income $9,179,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Farm Credit Mid-America, Aca filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Farm Credit Mid-America, Aca by County in 2023

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Sumner, Tennessee 39 $ 19,705,000 $ 505,256 $ 226,000
Wilson, Tennessee 38 $ 18,200,000 $ 478,947 $ 217,000
Rutherford, Tennessee 37 $ 17,055,000 $ 460,945 $ 187,000
Knox, Tennessee 33 $ 15,855,000 $ 480,454 $ 210,000
LaGrange, Indiana 32 $ 8,010,000 $ 250,312 $ 138,000
Maury, Tennessee 32 $ 14,800,000 $ 462,500 $ 227,000
Ashtabula, Ohio 29 $ 5,655,000 $ 195,000 $ 93,000
Cumberland, Tennessee 27 $ 9,675,000 $ 358,333 $ 391,000
Geauga, Ohio 26 $ 8,400,000 $ 323,076 $ 157,000
Guernsey, Ohio 26 $ 7,330,000 $ 281,923 $ 159,000
Clermont, Ohio 25 $ 9,605,000 $ 384,200 $ 164,000
Knox, Ohio 25 $ 5,405,000 $ 216,200 $ 121,000
Warren, Kentucky 24 $ 8,630,000 $ 359,583 $ 160,000
Muskingum, Ohio 24 $ 6,080,000 $ 253,333 $ 161,000
Wayne, Ohio 24 $ 6,290,000 $ 262,083 $ 162,000
Elkhart, Indiana 23 $ 6,675,000 $ 290,217 $ 131,000
Trumbull, Ohio 23 $ 6,135,000 $ 266,739 $ 103,000
Dickson, Tennessee 23 $ 11,915,000 $ 518,043 $ 297,000
Williamson, Tennessee 23 $ 26,835,000 $ 1,166,739 $ 471,000
Cannon, Tennessee 22 $ 8,110,000 $ 368,636 $ 138,000
Fairfield, Ohio 21 $ 10,495,000 $ 499,761 $ 241,000
Marshall, Tennessee 21 $ 10,615,000 $ 505,476 $ 259,000
Robertson, Tennessee 21 $ 6,525,000 $ 310,714 $ 201,000
Logan, Ohio 20 $ 6,090,000 $ 304,500 $ 225,000
Daviess, Kentucky 19 $ 5,035,000 $ 265,000 $ 192,000
Nelson, Kentucky 19 $ 4,665,000 $ 245,526 $ 221,000
Medina, Ohio 19 $ 8,275,000 $ 435,526 $ 175,000
Union, Ohio 19 $ 4,945,000 $ 260,263 $ 243,000
Tippecanoe, Indiana 18 $ 7,550,000 $ 419,444 $ 246,000
Grant, Kentucky 18 $ 5,060,000 $ 281,111 $ 169,000
Holmes, Ohio 18 $ 4,360,000 $ 242,222 $ 425,000
Bedford, Tennessee 18 $ 8,410,000 $ 467,222 $ 188,000
Fayette, Tennessee 18 $ 7,460,000 $ 414,444 $ 184,000
Greene, Tennessee 18 $ 5,870,000 $ 326,111 $ 156,000
Stark, Ohio 17 $ 4,455,000 $ 262,058 $ 179,000
Hickman, Tennessee 17 $ 6,215,000 $ 365,588 $ 171,000
Lawrence, Tennessee 17 $ 4,235,000 $ 249,117 $ 132,000
McMinn, Tennessee 17 $ 5,735,000 $ 337,352 $ 214,000
Allen, Indiana 16 $ 5,200,000 $ 325,000 $ 139,000
Miami, Kansas 16 $ 5,170,000 $ 323,125 $ 202,000
Tuscarawas, Ohio 16 $ 6,710,000 $ 419,375 $ 208,000
Blount, Tennessee 16 $ 7,840,000 $ 490,000 $ 182,000
Fentress, Tennessee 16 $ 4,320,000 $ 270,000 $ 169,000
Giles, Tennessee 16 $ 6,230,000 $ 389,375 $ 194,000
Putnam, Tennessee 16 $ 4,590,000 $ 286,875 $ 180,000
Smith, Tennessee 16 $ 6,340,000 $ 396,250 $ 172,000
Washington, Tennessee 16 $ 8,310,000 $ 519,375 $ 239,000
LaPorte, Indiana 15 $ 2,945,000 $ 196,333 $ 195,000
Shelby, Kentucky 15 $ 5,825,000 $ 388,333 $ 250,000
Gallia, Ohio 15 $ 2,925,000 $ 195,000 $ 104,000
Highland, Ohio 15 $ 3,415,000 $ 227,666 $ 111,000
Montgomery, Ohio 15 $ 4,275,000 $ 285,000 $ 122,000
Franklin, Tennessee 15 $ 8,265,000 $ 551,000 $ 300,000
White, Tennessee 15 $ 4,385,000 $ 292,333 $ 259,000
Howard, Indiana 14 $ 3,800,000 $ 271,428 $ 157,000
Kosciusko, Indiana 14 $ 3,130,000 $ 223,571 $ 103,000
Breckinridge, Kentucky 14 $ 3,900,000 $ 278,571 $ 142,000
Harrison, Kentucky 14 $ 4,820,000 $ 344,285 $ 139,000
Brown, Ohio 14 $ 5,110,000 $ 365,000 $ 184,000
Licking, Ohio 14 $ 6,730,000 $ 480,714 $ 277,000
Mercer, Ohio 14 $ 4,990,000 $ 356,428 $ 218,000
Hamilton, Tennessee 14 $ 5,180,000 $ 370,000 $ 134,000
Morgan, Tennessee 14 $ 4,200,000 $ 300,000 $ 164,000
Lake, Indiana 13 $ 4,465,000 $ 343,461 $ 206,000
Spencer, Kentucky 13 $ 3,325,000 $ 255,769 $ 118,000
Richland, Ohio 13 $ 2,805,000 $ 215,769 $ 195,000
Clark, Indiana 12 $ 3,630,000 $ 302,500 $ 167,000
Harrison, Indiana 12 $ 3,710,000 $ 309,166 $ 146,000
Hardin, Kentucky 12 $ 2,200,000 $ 183,333 $ 200,000
Champaign, Ohio 12 $ 2,550,000 $ 212,500 $ 168,000
Clinton, Ohio 12 $ 5,550,000 $ 462,500 $ 193,000
Huron, Ohio 12 $ 2,960,000 $ 246,666 $ 178,000
Grimes, Texas 12 $ 8,610,000 $ 717,500 $ 322,000
Daviess, Indiana 11 $ 2,425,000 $ 220,454 $ 89,000
Marshall, Indiana 11 $ 2,725,000 $ 247,727 $ 85,000
Monroe, Indiana 11 $ 4,735,000 $ 430,454 $ 136,000
Porter, Indiana 11 $ 4,635,000 $ 421,363 $ 202,000
Kenton, Kentucky 11 $ 3,645,000 $ 331,363 $ 163,000
Pulaski, Kentucky 11 $ 2,065,000 $ 187,727 $ 97,000
Butler, Ohio 11 $ 3,485,000 $ 316,818 $ 143,000
Clark, Ohio 11 $ 2,425,000 $ 220,454 $ 109,000
Madison, Ohio 11 $ 3,515,000 $ 319,545 $ 116,000
Washington, Ohio 11 $ 2,915,000 $ 265,000 $ 155,000
Minnehaha, South Dakota 11 $ 5,355,000 $ 486,818 $ 152,000
Hawkins, Tennessee 11 $ 3,015,000 $ 274,090 $ 107,000
Hays, Texas 11 $ 8,855,000 $ 805,000 $ 783,000
Montgomery, Texas 11 $ 4,905,000 $ 445,909 $ 167,000
Jasper, Indiana 10 $ 2,230,000 $ 223,000 $ 133,000
Morgan, Indiana 10 $ 2,620,000 $ 262,000 $ 122,000
Shelby, Indiana 10 $ 3,320,000 $ 332,000 $ 199,000
St. Joseph, Indiana 10 $ 2,070,000 $ 207,000 $ 100,000
Wayne, Indiana 10 $ 2,500,000 $ 250,000 $ 313,000
Pottawattamie, Iowa 10 $ 4,760,000 $ 476,000 $ 245,000
Franklin, Kansas 10 $ 2,920,000 $ 292,000 $ 139,000
Barren, Kentucky 10 $ 2,620,000 $ 262,000 $ 180,000
Mercer, Kentucky 10 $ 3,300,000 $ 330,000 $ 148,000
Ohio, Kentucky 10 $ 2,990,000 $ 299,000 $ 111,000
Pendleton, Kentucky 10 $ 2,280,000 $ 228,000 $ 152,000
Scott, Kentucky 10 $ 4,660,000 $ 466,000 $ 189,000
Trigg, Kentucky 10 $ 2,150,000 $ 215,000 $ 127,000
Holt, Nebraska 10 $ 4,830,000 $ 483,000 $ 202,000
Adams, Ohio 10 $ 2,970,000 $ 297,000 $ 153,000
Ashland, Ohio 10 $ 2,420,000 $ 242,000 $ 110,000
Belmont, Ohio 10 $ 2,950,000 $ 295,000 $ 130,000
Carroll, Ohio 10 $ 2,540,000 $ 254,000 $ 119,000
Coshocton, Ohio 10 $ 2,650,000 $ 265,000 $ 95,000
Noble, Ohio 10 $ 1,370,000 $ 137,000 $ 104,000
Perry, Ohio 10 $ 3,100,000 $ 310,000 $ 128,000
Portage, Ohio 10 $ 4,140,000 $ 414,000 $ 194,000
Williams, Ohio 10 $ 2,360,000 $ 236,000 $ 147,000
Carter, Tennessee 10 $ 2,650,000 $ 265,000 $ 143,000
Monroe, Tennessee 10 $ 2,890,000 $ 289,000 $ 164,000
Roane, Tennessee 10 $ 3,110,000 $ 311,000 $ 153,000
Austin, Texas 10 $ 5,110,000 $ 511,000 $ 218,000
Dearborn, Indiana 9 $ 3,455,000 $ 383,888 $ 199,000
DeKalb, Indiana 9 $ 2,775,000 $ 308,333 $ 150,000
White, Indiana 9 $ 1,715,000 $ 190,555 $ 445,000
Campbell, Kentucky 9 $ 3,705,000 $ 411,666 $ 257,000
Clark, Kentucky 9 $ 2,695,000 $ 299,444 $ 113,000
Grayson, Kentucky 9 $ 1,545,000 $ 171,666 $ 123,000
Hart, Kentucky 9 $ 2,665,000 $ 296,111 $ 231,000
Logan, Kentucky 9 $ 1,985,000 $ 220,555 $ 244,000
Columbiana, Ohio 9 $ 1,635,000 $ 181,666 $ 157,000
Darke, Ohio 9 $ 3,105,000 $ 345,000 $ 184,000
Delaware, Ohio 9 $ 6,885,000 $ 765,000 $ 299,000
Mahoning, Ohio 9 $ 2,055,000 $ 228,333 $ 121,000
Miami, Ohio 9 $ 3,875,000 $ 430,555 $ 363,000
Morrow, Ohio 9 $ 2,535,000 $ 281,666 $ 148,000
Preble, Ohio 9 $ 3,275,000 $ 363,888 $ 218,000
Lincoln, South Dakota 9 $ 3,945,000 $ 438,333 $ 173,000
Union, South Dakota 9 $ 2,315,000 $ 257,222 $ 148,000
Carroll, Tennessee 9 $ 2,465,000 $ 273,888 $ 115,000
Cheatham, Tennessee 9 $ 2,775,000 $ 308,333 $ 120,000
DeKalb, Tennessee 9 $ 2,495,000 $ 277,222 $ 103,000
Lincoln, Tennessee 9 $ 2,895,000 $ 321,666 $ 189,000
Meigs, Tennessee 9 $ 2,815,000 $ 312,777 $ 206,000
Sevier, Tennessee 9 $ 2,815,000 $ 312,777 $ 129,000
Guadalupe, Texas 9 $ 5,165,000 $ 573,888 $ 242,000
San Patricio, Texas 9 $ 4,775,000 $ 530,555 $ 226,000
Washington, Texas 9 $ 4,785,000 $ 531,666 $ 193,000
Boone, Indiana 8 $ 5,380,000 $ 672,500 $ 300,000
Carroll, Indiana 8 $ 1,840,000 $ 230,000 $ 115,000
Henry, Indiana 8 $ 2,460,000 $ 307,500 $ 214,000
Putnam, Indiana 8 $ 1,650,000 $ 206,250 $ 110,000
Whitley, Indiana 8 $ 2,120,000 $ 265,000 $ 231,000
Marion, Kansas 8 $ 1,610,000 $ 201,250 $ 112,000
Osage, Kansas 8 $ 2,560,000 $ 320,000 $ 199,000
Christian, Kentucky 8 $ 1,520,000 $ 190,000 $ 147,000
Jessamine, Kentucky 8 $ 3,290,000 $ 411,250 $ 148,000
Meade, Kentucky 8 $ 2,290,000 $ 286,250 $ 228,000
Woodford, Kentucky 8 $ 2,320,000 $ 290,000 $ 313,000
Cape Girardeau, Missouri 8 $ 3,750,000 $ 468,750 $ 196,000
Buffalo, Nebraska 8 $ 4,130,000 $ 516,250 $ 240,000
Franklin, Ohio 8 $ 6,390,000 $ 798,750 $ 309,000
Lorain, Ohio 8 $ 3,450,000 $ 431,250 $ 251,000
Meigs, Ohio 8 $ 1,760,000 $ 220,000 $ 170,000
Bledsoe, Tennessee 8 $ 3,170,000 $ 396,250 $ 133,000
Gibson, Tennessee 8 $ 1,450,000 $ 181,250 $ 108,000
Hamblen, Tennessee 8 $ 2,890,000 $ 361,250 $ 154,000
Henderson, Tennessee 8 $ 2,610,000 $ 326,250 $ 141,000
Macon, Tennessee 8 $ 3,280,000 $ 410,000 $ 204,000
Montgomery, Tennessee 8 $ 2,980,000 $ 372,500 $ 167,000
Sullivan, Tennessee 8 $ 2,220,000 $ 277,500 $ 159,000
Union, Tennessee 8 $ 3,070,000 $ 383,750 $ 161,000
Atascosa, Texas 8 $ 3,300,000 $ 412,500 $ 206,000
Bastrop, Texas 8 $ 3,760,000 $ 470,000 $ 229,000
Cross, Arkansas 7 $ 2,255,000 $ 322,142 $ 134,000
Greene, Arkansas 7 $ 1,615,000 $ 230,714 $ 125,000
Greene, Indiana 7 $ 2,665,000 $ 380,714 $ 368,000
Hendricks, Indiana 7 $ 2,665,000 $ 380,714 $ 172,000
Jefferson, Indiana 7 $ 2,135,000 $ 305,000 $ 148,000
Johnson, Indiana 7 $ 2,235,000 $ 319,285 $ 201,000
Madison, Indiana 7 $ 1,595,000 $ 227,857 $ 150,000
Noble, Indiana 7 $ 2,495,000 $ 356,428 $ 132,000
Switzerland, Indiana 7 $ 1,785,000 $ 255,000 $ 110,000
Cass, Iowa 7 $ 2,765,000 $ 395,000 $ 152,000
Delaware, Iowa 7 $ 2,405,000 $ 343,571 $ 228,000
Marion, Iowa 7 $ 2,035,000 $ 290,714 $ 138,000
Anderson, Kentucky 7 $ 2,825,000 $ 403,571 $ 338,000
Henry, Kentucky 7 $ 2,815,000 $ 402,142 $ 135,000
Owen, Kentucky 7 $ 2,215,000 $ 316,428 $ 146,000
Dodge, Nebraska 7 $ 2,665,000 $ 380,714 $ 191,000
Jefferson, Nebraska 7 $ 1,715,000 $ 245,000 $ 85,000
Lancaster, Nebraska 7 $ 2,235,000 $ 319,285 $ 138,000
Lincoln, Nebraska 7 $ 2,205,000 $ 315,000 $ 157,000
Greene, Ohio 7 $ 2,375,000 $ 339,285 $ 160,000
Harrison, Ohio 7 $ 2,815,000 $ 402,142 $ 304,000
Hocking, Ohio 7 $ 3,255,000 $ 465,000 $ 282,000
Morgan, Ohio 7 $ 1,335,000 $ 190,714 $ 143,000
Scioto, Ohio 7 $ 2,055,000 $ 293,571 $ 143,000
Warren, Ohio 7 $ 3,875,000 $ 553,571 $ 594,000
Houston, Tennessee 7 $ 1,165,000 $ 166,428 $ 102,000
Jefferson, Tennessee 7 $ 2,085,000 $ 297,857 $ 207,000
Loudon, Tennessee 7 $ 2,645,000 $ 377,857 $ 186,000
Fayette, Texas 7 $ 3,545,000 $ 506,428 $ 259,000
Hockley, Texas 7 $ 2,335,000 $ 333,571 $ 121,000
Custer, Colorado 6 $ 1,940,000 $ 323,333 $ 125,000
Benton, Indiana 6 $ 1,230,000 $ 205,000 $ 417,000
Clay, Indiana 6 $ 1,810,000 $ 301,666 $ 145,000
Fountain, Indiana 6 $ 1,910,000 $ 318,333 $ 198,000
Hamilton, Indiana 6 $ 3,000,000 $ 500,000 $ 254,000
Jennings, Indiana 6 $ 1,490,000 $ 248,333 $ 161,000
Scott, Indiana 6 $ 1,620,000 $ 270,000 $ 130,000
Adams, Iowa 6 $ 2,830,000 $ 471,666 $ 189,000
Black Hawk, Iowa 6 $ 2,370,000 $ 395,000 $ 175,000
Butler, Iowa 6 $ 2,440,000 $ 406,666 $ 316,000
Guthrie, Iowa 6 $ 2,180,000 $ 363,333 $ 261,000
Polk, Iowa 6 $ 2,230,000 $ 371,666 $ 255,000
Story, Iowa 6 $ 2,250,000 $ 375,000 $ 170,000
Warren, Iowa 6 $ 2,770,000 $ 461,666 $ 206,000
Washington, Iowa 6 $ 2,650,000 $ 441,666 $ 141,000
Douglas, Kansas 6 $ 3,110,000 $ 518,333 $ 391,000
Bourbon, Kentucky 6 $ 3,440,000 $ 573,333 $ 264,000
Bracken, Kentucky 6 $ 770,000 $ 128,333 $ 116,000
Fleming, Kentucky 6 $ 1,850,000 $ 308,333 $ 164,000
Franklin, Kentucky 6 $ 3,780,000 $ 630,000 $ 1,106,000
Green, Kentucky 6 $ 1,990,000 $ 331,666 $ 126,000
Henderson, Kentucky 6 $ 2,210,000 $ 368,333 $ 177,000
Jefferson, Kentucky 6 $ 2,590,000 $ 431,666 $ 137,000
Lincoln, Kentucky 6 $ 860,000 $ 143,333 $ 197,000
Nicholas, Kentucky 6 $ 1,470,000 $ 245,000 $ 105,000
Oldham, Kentucky 6 $ 2,920,000 $ 486,666 $ 292,000
Todd, Kentucky 6 $ 1,750,000 $ 291,666 $ 96,000
Cass, Nebraska 6 $ 1,420,000 $ 236,666 $ 177,000
Douglas, Nebraska 6 $ 4,890,000 $ 815,000 $ 540,000
Fulton, Ohio 6 $ 1,020,000 $ 170,000 $ 76,000
Pike, Ohio 6 $ 1,130,000 $ 188,333 $ 199,000
Brown, South Dakota 6 $ 1,930,000 $ 321,666 $ 218,000
Bradley, Tennessee 6 $ 1,370,000 $ 228,333 $ 187,000
Humphreys, Tennessee 6 $ 1,690,000 $ 281,666 $ 161,000
Overton, Tennessee 6 $ 2,260,000 $ 376,666 $ 146,000
Weakley, Tennessee 6 $ 2,290,000 $ 381,666 $ 298,000
Bee, Texas 6 $ 4,440,000 $ 740,000 $ 150,000
Bexar, Texas 6 $ 3,890,000 $ 648,333 $ 305,000
Colorado, Texas 6 $ 5,150,000 $ 858,333 $ 333,000
Comal, Texas 6 $ 7,060,000 $ 1,176,666 $ 619,000
Hunt, Texas 6 $ 3,050,000 $ 508,333 $ 168,000
Van Zandt, Texas 6 $ 2,600,000 $ 433,333 $ 216,000
Wilson, Texas 6 $ 2,540,000 $ 423,333 $ 177,000
Craighead, Arkansas 5 $ 1,945,000 $ 389,000 $ 344,000
Champaign, Illinois 5 $ 1,925,000 $ 385,000 $ 239,000
Macon, Illinois 5 $ 2,065,000 $ 413,000 $ 189,000
Madison, Illinois 5 $ 1,205,000 $ 241,000 $ 119,000
Adams, Indiana 5 $ 905,000 $ 181,000 $ 136,000
Brown, Indiana 5 $ 1,455,000 $ 291,000 $ 157,000
Fulton, Indiana 5 $ 1,135,000 $ 227,000 $ 87,000
Gibson, Indiana 5 $ 1,605,000 $ 321,000 $ 117,000
Hancock, Indiana 5 $ 1,175,000 $ 235,000 $ 178,000
Jackson, Indiana 5 $ 1,045,000 $ 209,000 $ 109,000
Knox, Indiana 5 $ 1,345,000 $ 269,000 $ 167,000
Montgomery, Indiana 5 $ 1,815,000 $ 363,000 $ 700,000
Owen, Indiana 5 $ 1,735,000 $ 347,000 $ 136,000
Rush, Indiana 5 $ 665,000 $ 133,000 $ 89,000
Washington, Indiana 5 $ 965,000 $ 193,000 $ 136,000
Clarke, Iowa 5 $ 2,455,000 $ 491,000 $ 214,000
Dallas, Iowa 5 $ 2,255,000 $ 451,000 $ 261,000
Hardin, Iowa 5 $ 1,995,000 $ 399,000 $ 162,000
Humboldt, Iowa 5 $ 1,375,000 $ 275,000 $ 126,000
Kossuth, Iowa 5 $ 2,655,000 $ 531,000 $ 196,000
Union, Iowa 5 $ 1,775,000 $ 355,000 $ 217,000
Johnson, Kansas 5 $ 1,665,000 $ 333,000 $ 142,000
Lyon, Kansas 5 $ 1,625,000 $ 325,000 $ 189,000
Butler, Kentucky 5 $ 1,105,000 $ 221,000 $ 133,000
Edmonson, Kentucky 5 $ 1,575,000 $ 315,000 $ 145,000
Fayette, Kentucky 5 $ 2,115,000 $ 423,000 $ 569,000
Madison, Kentucky 5 $ 1,545,000 $ 309,000 $ 188,000
Custer, Nebraska 5 $ 825,000 $ 165,000 $ 96,000
Merrick, Nebraska 5 $ 1,675,000 $ 335,000 $ 204,000
Allen, Ohio 5 $ 1,285,000 $ 257,000 $ 182,000
Athens, Ohio 5 $ 1,055,000 $ 211,000 $ 98,000
Pickaway, Ohio 5 $ 1,235,000 $ 247,000 $ 753,000
Ross, Ohio 5 $ 1,675,000 $ 335,000 $ 199,000
Shelby, Ohio 5 $ 1,155,000 $ 231,000 $ 121,000
Gregory, South Dakota 5 $ 1,445,000 $ 289,000 $ 153,000
Hutchinson, South Dakota 5 $ 1,495,000 $ 299,000 $ 129,000
Moody, South Dakota 5 $ 2,825,000 $ 565,000 $ 460,000
Roberts, South Dakota 5 $ 1,915,000 $ 383,000 $ 249,000
Clay, Tennessee 5 $ 1,575,000 $ 315,000 $ 114,000
Coffee, Tennessee 5 $ 1,595,000 $ 319,000 $ 130,000
Davidson, Tennessee 5 $ 6,425,000 $ 1,285,000 $ 370,000
Grainger, Tennessee 5 $ 1,925,000 $ 385,000 $ 167,000
Lauderdale, Tennessee 5 $ 515,000 $ 103,000 $ 217,000
Lewis, Tennessee 5 $ 2,255,000 $ 451,000 $ 164,000
Obion, Tennessee 5 $ 1,385,000 $ 277,000 $ 143,000
Perry, Tennessee 5 $ 905,000 $ 181,000 $ 167,000
Rhea, Tennessee 5 $ 1,465,000 $ 293,000 $ 130,000
Tipton, Tennessee 5 $ 1,025,000 $ 205,000 $ 440,000
Trousdale, Tennessee 5 $ 1,385,000 $ 277,000 $ 490,000
Collin, Texas 5 $ 2,955,000 $ 591,000 $ 307,000
Fannin, Texas 5 $ 2,105,000 $ 421,000 $ 198,000
Gillespie, Texas 5 $ 3,395,000 $ 679,000 $ 320,000
Hopkins, Texas 5 $ 2,195,000 $ 439,000 $ 272,000
Leon, Texas 5 $ 2,565,000 $ 513,000 $ 258,000
Medina, Texas 5 $ 2,395,000 $ 479,000 $ 202,000
Waller, Texas 5 $ 3,545,000 $ 709,000 $ 439,000
Natrona, Wyoming 5 $ 1,285,000 $ 257,000 $ 151,000
Elbert, Colorado 4 $ 1,670,000 $ 417,500 $ 155,000
Fremont, Colorado 4 $ 1,810,000 $ 452,500 $ 153,000
Sangamon, Illinois 4 $ 1,210,000 $ 302,500 $ 287,000
Bartholomew, Indiana 4 $ 1,070,000 $ 267,500 $ 179,000
Clinton, Indiana 4 $ 1,160,000 $ 290,000 $ 2,372,000
Jay, Indiana 4 $ 1,000,000 $ 250,000 $ 126,000
Newton, Indiana 4 $ 810,000 $ 202,500 $ 106,000
Sullivan, Indiana 4 $ 970,000 $ 242,500 $ 141,000
Wells, Indiana 4 $ 460,000 $ 115,000 $ 95,000
Adair, Iowa 4 $ 2,290,000 $ 572,500 $ 158,000
Audubon, Iowa 4 $ 1,550,000 $ 387,500 $ 226,000
Buchanan, Iowa 4 $ 890,000 $ 222,500 $ 177,000
Calhoun, Iowa 4 $ 2,080,000 $ 520,000 $ 221,000
Clay, Iowa 4 $ 840,000 $ 210,000 $ 111,000
Harrison, Iowa 4 $ 780,000 $ 195,000 $ 256,000
Linn, Iowa 4 $ 2,710,000 $ 677,500 $ 214,000
Marshall, Iowa 4 $ 1,180,000 $ 295,000 $ 230,000
Montgomery, Iowa 4 $ 1,000,000 $ 250,000 $ 138,000
Sioux, Iowa 4 $ 1,260,000 $ 315,000 $ 213,000
Pottawatomie, Kansas 4 $ 710,000 $ 177,500 $ 110,000
Sedgwick, Kansas 4 $ 1,480,000 $ 370,000 $ 188,000
Bullitt, Kentucky 4 $ 1,090,000 $ 272,500 $ 136,000
Jackson, Kentucky 4 $ 790,000 $ 197,500 $ 98,000
Larue, Kentucky 4 $ 510,000 $ 127,500 $ 117,000
Mason, Kentucky 4 $ 950,000 $ 237,500 $ 296,000
Metcalfe, Kentucky 4 $ 670,000 $ 167,500 $ 269,000
Montgomery, Kentucky 4 $ 930,000 $ 232,500 $ 149,000
Washington, Kentucky 4 $ 770,000 $ 192,500 $ 122,000
Colfax, Nebraska 4 $ 700,000 $ 175,000 $ 141,000
Hall, Nebraska 4 $ 1,020,000 $ 255,000 $ 261,000
Red Willow, Nebraska 4 $ 1,010,000 $ 252,500 $ 118,000
Saline, Nebraska 4 $ 1,420,000 $ 355,000 $ 122,000
Sarpy, Nebraska 4 $ 1,130,000 $ 282,500 $ 162,000
Defiance, Ohio 4 $ 650,000 $ 162,500 $ 93,000
Jackson, Ohio 4 $ 1,190,000 $ 297,500 $ 122,000
Summit, Ohio 4 $ 1,190,000 $ 297,500 $ 179,000
Vinton, Ohio 4 $ 1,480,000 $ 370,000 $ 119,000
Muskogee, Oklahoma 4 $ 880,000 $ 220,000 $ 128,000
Anderson, Tennessee 4 $ 1,180,000 $ 295,000 $ 150,000
Benton, Tennessee 4 $ 1,580,000 $ 395,000 $ 176,000
Claiborne, Tennessee 4 $ 590,000 $ 147,500 $ 151,000
Hardeman, Tennessee 4 $ 1,530,000 $ 382,500 $ 201,000
Haywood, Tennessee 4 $ 1,660,000 $ 415,000 $ 266,000
Jackson, Tennessee 4 $ 720,000 $ 180,000 $ 141,000
McNairy, Tennessee 4 $ 1,890,000 $ 472,500 $ 181,000
Moore, Tennessee 4 $ 710,000 $ 177,500 $ 95,000
Scott, Tennessee 4 $ 870,000 $ 217,500 $ 219,000
Stewart, Tennessee 4 $ 860,000 $ 215,000 $ 129,000
Warren, Tennessee 4 $ 890,000 $ 222,500 $ 94,000
Brazoria, Texas 4 $ 2,400,000 $ 600,000 $ 270,000
Lavaca, Texas 4 $ 2,310,000 $ 577,500 $ 278,000
Mason, Texas 4 $ 2,010,000 $ 502,500 $ 210,000
Robertson, Texas 4 $ 1,150,000 $ 287,500 $ 136,000
Wharton, Texas 4 $ 3,060,000 $ 765,000 $ 244,000
Crook, Wyoming 4 $ 1,300,000 $ 325,000 $ 160,000
Delta, Colorado 3 $ 1,255,000 $ 418,333 $ 88,000
El Paso, Colorado 3 $ 1,515,000 $ 505,000 $ 226,000
Montrose, Colorado 3 $ 2,655,000 $ 885,000 $ 359,000
Christian, Illinois 3 $ 1,415,000 $ 471,666 $ 269,000
Jasper, Illinois 3 $ 1,015,000 $ 338,333 $ 120,000
Shelby, Illinois 3 $ 485,000 $ 161,666 $ 118,000
Decatur, Indiana 3 $ 1,285,000 $ 428,333 $ 158,000
Delaware, Indiana 3 $ 785,000 $ 261,666 $ 102,000
Floyd, Indiana 3 $ 1,375,000 $ 458,333 $ 154,000
Franklin, Indiana 3 $ 1,525,000 $ 508,333 $ 203,000
Grant, Indiana 3 $ 775,000 $ 258,333 $ 113,000
Lawrence, Indiana 3 $ 1,175,000 $ 391,666 $ 180,000
Miami, Indiana 3 $ 505,000 $ 168,333 $ 56,000
Parke, Indiana 3 $ 805,000 $ 268,333 $ 186,000
Tipton, Indiana 3 $ 745,000 $ 248,333 $ 158,000
Wabash, Indiana 3 $ 665,000 $ 221,666 $ 136,000
Warren, Indiana 3 $ 245,000 $ 81,666 $ 98,000
Boone, Iowa 3 $ 385,000 $ 128,333 $ 105,000
Clinton, Iowa 3 $ 795,000 $ 265,000 $ 327,000
Dubuque, Iowa 3 $ 1,365,000 $ 455,000 $ 178,000
Fayette, Iowa 3 $ 1,125,000 $ 375,000 $ 121,000
Hamilton, Iowa 3 $ 935,000 $ 311,666 $ 318,000
Jackson, Iowa 3 $ 2,095,000 $ 698,333 $ 262,000
Jasper, Iowa 3 $ 1,075,000 $ 358,333 $ 139,000
Lucas, Iowa 3 $ 945,000 $ 315,000 $ 160,000
Madison, Iowa 3 $ 1,435,000 $ 478,333 $ 241,000
Palo Alto, Iowa 3 $ 735,000 $ 245,000 $ 150,000
Poweshiek, Iowa 3 $ 605,000 $ 201,666 $ 140,000
Webster, Iowa 3 $ 975,000 $ 325,000 $ 361,000
Woodbury, Iowa 3 $ 725,000 $ 241,666 $ 140,000
Jefferson, Kansas 3 $ 555,000 $ 185,000 $ 97,000
Leavenworth, Kansas 3 $ 1,825,000 $ 608,333 $ 280,000
Linn, Kansas 3 $ 505,000 $ 168,333 $ 139,000
Nemaha, Kansas 3 $ 1,035,000 $ 345,000 $ 173,000
Wabaunsee, Kansas 3 $ 925,000 $ 308,333 $ 99,000
Wilson, Kansas 3 $ 685,000 $ 228,333 $ 178,000
Adair, Kentucky 3 $ 595,000 $ 198,333 $ 96,000
Allen, Kentucky 3 $ 465,000 $ 155,000 $ 78,000
Caldwell, Kentucky 3 $ 635,000 $ 211,666 $ 111,000
Calloway, Kentucky 3 $ 1,505,000 $ 501,666 $ 224,000
Hancock, Kentucky 3 $ 425,000 $ 141,666 $ 94,000
Hopkins, Kentucky 3 $ 495,000 $ 165,000 $ 195,000
Marion, Kentucky 3 $ 575,000 $ 191,666 $ 72,000
Menifee, Kentucky 3 $ 775,000 $ 258,333 $ 128,000
Robertson, Kentucky 3 $ 565,000 $ 188,333 $ 338,000
Taylor, Kentucky 3 $ 845,000 $ 281,666 $ 149,000
Trimble, Kentucky 3 $ 865,000 $ 288,333 $ 145,000
Boone, Nebraska 3 $ 1,125,000 $ 375,000 $ 178,000
Cedar, Nebraska 3 $ 865,000 $ 288,333 $ 204,000
Dawes, Nebraska 3 $ 675,000 $ 225,000 $ 129,000
Gage, Nebraska 3 $ 375,000 $ 125,000 $ 260,000
Howard, Nebraska 3 $ 875,000 $ 291,666 $ 183,000
Madison, Nebraska 3 $ 1,505,000 $ 501,666 $ 205,000
Otoe, Nebraska 3 $ 1,095,000 $ 365,000 $ 147,000
Saunders, Nebraska 3 $ 815,000 $ 271,666 $ 149,000
Wheeler, Nebraska 3 $ 1,165,000 $ 388,333 $ 193,000
Auglaize, Ohio 3 $ 895,000 $ 298,333 $ 137,000
Crawford, Ohio 3 $ 605,000 $ 201,666 $ 101,000
Erie, Ohio 3 $ 695,000 $ 231,666 $ 98,000
Fayette, Ohio 3 $ 535,000 $ 178,333 $ 167,000
Jefferson, Ohio 3 $ 735,000 $ 245,000 $ 100,000
Van Wert, Ohio 3 $ 1,045,000 $ 348,333 $ 280,000
Pottawatomie, Oklahoma 3 $ 985,000 $ 328,333 $ 208,000
Beadle, South Dakota 3 $ 485,000 $ 161,666 $ 104,000
Charles Mix, South Dakota 3 $ 1,115,000 $ 371,666 $ 162,000
Custer, South Dakota 3 $ 1,345,000 $ 448,333 $ 149,000
Lake, South Dakota 3 $ 1,285,000 $ 428,333 $ 174,000
Lawrence, South Dakota 3 $ 1,695,000 $ 565,000 $ 813,000
Pennington, South Dakota 3 $ 1,625,000 $ 541,666 $ 483,000
Spink, South Dakota 3 $ 1,095,000 $ 365,000 $ 365,000
Turner, South Dakota 3 $ 935,000 $ 311,666 $ 101,000
Yankton, South Dakota 3 $ 2,165,000 $ 721,666 $ 219,000
Campbell, Tennessee 3 $ 1,375,000 $ 458,333 $ 165,000
Cocke, Tennessee 3 $ 1,425,000 $ 475,000 $ 213,000
Crockett, Tennessee 3 $ 755,000 $ 251,666 $ 423,000
Dyer, Tennessee 3 $ 1,065,000 $ 355,000 $ 141,000
Hancock, Tennessee 3 $ 375,000 $ 125,000 $ 72,000
Madison, Tennessee 3 $ 365,000 $ 121,666 $ 87,000
Sequatchie, Tennessee 3 $ 935,000 $ 311,666 $ 132,000
Shelby, Tennessee 3 $ 1,135,000 $ 378,333 $ 230,000
Van Buren, Tennessee 3 $ 1,435,000 $ 478,333 $ 162,000
Wayne, Tennessee 3 $ 365,000 $ 121,666 $ 73,000
Angelina, Texas 3 $ 1,095,000 $ 365,000 $ 178,000
Bandera, Texas 3 $ 1,065,000 $ 355,000 $ 150,000
Brazos, Texas 3 $ 1,845,000 $ 615,000 $ 293,000
Burnet, Texas 3 $ 1,635,000 $ 545,000 $ 184,000
Fort Bend, Texas 3 $ 1,255,000 $ 418,333 $ 420,000
Franklin, Texas 3 $ 1,165,000 $ 388,333 $ 119,000
Freestone, Texas 3 $ 1,065,000 $ 355,000 $ 93,000
Gonzales, Texas 3 $ 1,285,000 $ 428,333 $ 259,000
Grayson, Texas 3 $ 1,585,000 $ 528,333 $ 196,000
Hardin, Texas 3 $ 1,255,000 $ 418,333 $ 175,000
Hidalgo, Texas 3 $ 1,975,000 $ 658,333 $ 1,086,000
Jackson, Texas 3 $ 1,335,000 $ 445,000 $ 262,000
Jim Wells, Texas 3 $ 1,485,000 $ 495,000 $ 143,000
Kaufman, Texas 3 $ 655,000 $ 218,333 $ 137,000
Kendall, Texas 3 $ 5,175,000 $ 1,725,000 $ 770,000
Kerr, Texas 3 $ 1,665,000 $ 555,000 $ 270,000
Lee, Texas 3 $ 1,925,000 $ 641,666 $ 328,000
Lubbock, Texas 3 $ 1,105,000 $ 368,333 $ 162,000
Nacogdoches, Texas 3 $ 1,365,000 $ 455,000 $ 219,000
Nueces, Texas 3 $ 1,205,000 $ 401,666 $ 132,000
Parker, Texas 3 $ 1,225,000 $ 408,333 $ 140,000
San Jacinto, Texas 3 $ 1,515,000 $ 505,000 $ 162,000
Tom Green, Texas 3 $ 995,000 $ 331,666 $ 180,000
Upshur, Texas 3 $ 1,245,000 $ 415,000 $ 191,000
Walker, Texas 3 $ 2,495,000 $ 831,666 $ 384,000
Fremont, Wyoming 3 $ 695,000 $ 231,666 $ 99,000
Johnson, Wyoming 3 $ 1,765,000 $ 588,333 $ 278,000
Lincoln, Wyoming 3 $ 1,055,000 $ 351,666 $ 261,000
Park, Wyoming 3 $ 1,215,000 $ 405,000 $ 259,000
Sweetwater, Wyoming 3 $ 925,000 $ 308,333 $ 97,000
Lee, Arkansas 2 $ 350,000 $ 175,000 $ 351,000
Poinsett, Arkansas 2 $ 390,000 $ 195,000 $ 112,000
Huerfano, Colorado 2 $ 450,000 $ 225,000 $ 75,000
Clinton, Illinois 2 $ 640,000 $ 320,000 $ 282,000
De Witt, Illinois 2 $ 650,000 $ 325,000 $ 222,000
Effingham, Illinois 2 $ 490,000 $ 245,000 $ 136,000
Fayette, Illinois 2 $ 710,000 $ 355,000 $ 143,000
Franklin, Illinois 2 $ 640,000 $ 320,000 $ 134,000
Jersey, Illinois 2 $ 470,000 $ 235,000 $ 163,000
Peoria, Illinois 2 $ 1,970,000 $ 985,000 $ 331,000
Union, Illinois 2 $ 820,000 $ 410,000 $ 522,000
Blackford, Indiana 2 $ 360,000 $ 180,000 $ 133,000
Dubois, Indiana 2 $ 490,000 $ 245,000 $ 182,000
Huntington, Indiana 2 $ 600,000 $ 300,000 $ 123,000
Orange, Indiana 2 $ 520,000 $ 260,000 $ 112,000
Perry, Indiana 2 $ 170,000 $ 85,000 $ 45,000
Posey, Indiana 2 $ 680,000 $ 340,000 $ 142,000
Randolph, Indiana 2 $ 440,000 $ 220,000 $ 71,000
Ripley, Indiana 2 $ 660,000 $ 330,000 $ 123,000
Steuben, Indiana 2 $ 310,000 $ 155,000 $ 81,000
Vermillion, Indiana 2 $ 70,000 $ 35,000 $ 65,000
Benton, Iowa 2 $ 650,000 $ 325,000 $ 86,000
Carroll, Iowa 2 $ 430,000 $ 215,000 $ 290,000
Cedar, Iowa 2 $ 820,000 $ 410,000 $ 247,000
Cerro Gordo, Iowa 2 $ 460,000 $ 230,000 $ 140,000
Cherokee, Iowa 2 $ 960,000 $ 480,000 $ 151,000
Crawford, Iowa 2 $ 820,000 $ 410,000 $ 139,000
Decatur, Iowa 2 $ 710,000 $ 355,000 $ 171,000
Franklin, Iowa 2 $ 1,060,000 $ 530,000 $ 129,000
Greene, Iowa 2 $ 500,000 $ 250,000 $ 109,000
Iowa, Iowa 2 $ 670,000 $ 335,000 $ 168,000
Johnson, Iowa 2 $ 1,300,000 $ 650,000 $ 258,000
Lyon, Iowa 2 $ 660,000 $ 330,000 $ 157,000
Mills, Iowa 2 $ 1,180,000 $ 590,000 $ 200,000
O'Brien, Iowa 2 $ 670,000 $ 335,000 $ 141,000
Osceola, Iowa 2 $ 1,130,000 $ 565,000 $ 199,000
Pocahontas, Iowa 2 $ 510,000 $ 255,000 $ 211,000
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Mortgage Loan Application Detail Totals for Farm Credit Mid-America, Aca in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,996 $1,553,320,000 $388,000 $4,715,000 $204,000 $9,179,000
Refinancing 565 $168,375,000 $298,000 $4,415,000 $168,000 $2,900,000
Home Improvement 257 $48,645,000 $189,000 $2,575,000 $188,000 $2,352,000
Other Purpose 24 $4,260,000 $177,000 $395,000 $183,000 $441,000
Cash-out Refinancing 4 $2,190,000 $547,000 $1,775,000 $565,000 $1,307,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,682 $1,313,090,000 $356,000 $4,415,000 $194,000 $9,179,000
Not Provided 997 $392,705,000 $393,000 $4,715,000 $211,000 $5,426,000
Hispanic 76 $30,590,000 $402,000 $1,555,000 $229,000 $2,900,000
American Indian or Alaskan Native 29 $14,365,000 $495,000 $2,805,000 $254,000 $2,116,000
Black or African American 27 $12,815,000 $474,000 $1,045,000 $213,000 $615,000
Not applicable 19 $5,865,000 $308,000 $1,495,000 $0 $0
Asian 9 $4,205,000 $467,000 $1,225,000 $159,000 $403,000
Native Hawaiian or Other Pacific Islander 2 $1,100,000 $550,000 $625,000 $194,000 $206,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,846 $1,776,790,000 $366,000 $4,715,000 $199,000 $9,179,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,267 $1,170,785,000 $358,000 $4,715,000 $223,000 $9,179,000
Application Denied By Financial Institution 800 $302,080,000 $377,000 $4,415,000 $125,000 $1,374,000
Application Withdrawn By Applicant 568 $226,570,000 $398,000 $2,985,000 $169,000 $2,900,000
Application Approved But Not Accepted 182 $63,260,000 $347,000 $2,975,000 $198,000 $1,467,000
File Closed For Incompleteness 29 $14,095,000 $486,000 $1,155,000 $121,000 $283,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 4,046 $1,474,710,000 $364,000 $4,715,000 $213,000 $9,179,000
Debt-To-Income Ratio 612 $231,510,000 $378,000 $4,005,000 $121,000 $1,012,000
Insufficient Cash (Downpayment, Closing Cost) 87 $41,805,000 $480,000 $4,415,000 $146,000 $1,374,000
Credit History 64 $17,740,000 $277,000 $1,485,000 $132,000 $1,100,000
Collateral 20 $6,050,000 $302,000 $805,000 $115,000 $265,000
Other 14 $3,260,000 $232,000 $745,000 $110,000 $255,000
Unverifiable Information 3 $1,715,000 $571,000 $1,225,000 $273,000 $543,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Farm Credit Mid-America, Aca's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Farm Credit Mid-America, Aca's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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