Farmers Insurance Group Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Farmers Insurance Group Federal Credit Union 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Farmers Insurance Group Federal Credit Union 4601 Wilshire Bl. Ste 110 Burbank, CA 90010 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 182 |
| Total Mortgage Loan Application Amount | $37,484,000 |
| Average Mortgage Loan Application Amount | $196,666 |
| Highest Mortgage Loan Application Amount | $1,268,000 |
| Average Applicant Income | $142,000 |
| Highest Applicant Income | $1,057,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Farmers Insurance Group Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Farmers Insurance Group Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Farmers Insurance Group Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Farmers Insurance Group Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Farmers Insurance Group Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Farmers Insurance Group Federal Credit Union's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 13 | $ 3,517,000 | $ 270,000 | $ 148,000 |
| San Diego County California | 6 | $ 3,328,000 | $ 554,000 | $ 317,000 |
| Clark County Nevada | 6 | $ 886,000 | $ 147,000 | $ 92,000 |
| Orange County California | 5 | $ 2,865,000 | $ 573,000 | $ 197,000 |
| Jackson County Missouri | 5 | $ 632,000 | $ 126,000 | $ 74,000 |
| Ventura County California | 4 | $ 369,000 | $ 92,000 | $ 211,000 |
| Greene County Georgia | 4 | $ 1,665,000 | $ 416,000 | $ 88,000 |
| Cook County Illinois | 4 | $ 875,000 | $ 218,000 | $ 98,000 |
| Johnson County Kansas | 4 | $ 263,000 | $ 65,000 | $ 132,000 |
| Dakota County Minnesota | 4 | $ 763,000 | $ 190,000 | $ 109,000 |
| Riverside County California | 3 | $ 572,000 | $ 190,000 | $ 109,000 |
| Santa Clara County California | 3 | $ 545,000 | $ 181,000 | $ 231,000 |
| Stanislaus County California | 3 | $ 649,000 | $ 216,000 | $ 100,000 |
| Salt Lake County Utah | 3 | $ 756,000 | $ 252,000 | $ 143,000 |
| Maricopa County Arizona | 2 | $ 482,000 | $ 241,000 | $ 118,000 |
| Garland County Arkansas | 2 | $ 60,000 | $ 30,000 | $ 60,000 |
| White County Arkansas | 2 | $ 200,000 | $ 100,000 | $ 75,000 |
| Tulare County California | 2 | $ 387,000 | $ 193,000 | $ 256,000 |
| El Paso County Colorado | 2 | $ 100,000 | $ 50,000 | $ 80,000 |
| Cobb County Georgia | 2 | $ 646,000 | $ 323,000 | $ 122,000 |
| Will County Illinois | 2 | $ 372,000 | $ 186,000 | $ 131,000 |
| Marion County Indiana | 2 | $ 180,000 | $ 90,000 | $ 118,000 |
| Pulaski County Kentucky | 2 | $ 310,000 | $ 155,000 | $ 194,000 |
| Ingham County Michigan | 2 | $ 192,000 | $ 96,000 | $ 90,000 |
| Kent County Michigan | 2 | $ 201,000 | $ 100,000 | $ 64,000 |
| Hennepin County Minnesota | 2 | $ 485,000 | $ 242,000 | $ 178,000 |
| Cass County Missouri | 2 | $ 446,000 | $ 223,000 | $ 120,000 |
| Cape May County New Jersey | 2 | $ 456,000 | $ 228,000 | $ 171,000 |
| Morris County New Jersey | 2 | $ 381,000 | $ 190,000 | $ 152,000 |
| Hamblen County Tennessee | 2 | $ 184,000 | $ 92,000 | $ 59,000 |
| Shelby County Tennessee | 2 | $ 368,000 | $ 184,000 | $ 147,000 |
| Utah County Utah | 2 | $ 90,000 | $ 45,000 | $ 108,000 |
| Benton County Washington | 2 | $ 252,000 | $ 126,000 | $ 222,000 |
| Morgan County Alabama | 1 | $ 200,000 | $ 200,000 | $ 86,000 |
| Coconino County Arizona | 1 | $ 276,000 | $ 276,000 | $ 73,000 |
| Pima County Arizona | 1 | $ 332,000 | $ 332,000 | $ 127,000 |
| Benton County Arkansas | 1 | $ 292,000 | $ 292,000 | $ 172,000 |
| Pulaski County Arkansas | 1 | $ 60,000 | $ 60,000 | $ 122,000 |
| Union County Arkansas | 1 | $ 160,000 | $ 160,000 | $ 45,000 |
| Alameda County California | 1 | $ 40,000 | $ 40,000 | $ 58,000 |
| Contra Costa County California | 1 | $ 750,000 | $ 750,000 | $ 151,000 |
| Fresno County California | 1 | $ 120,000 | $ 120,000 | $ 118,000 |
| Kern County California | 1 | $ 401,000 | $ 401,000 | $ 279,000 |
| Marin County California | 1 | $ 197,000 | $ 197,000 | $ 73,000 |
| Placer County California | 1 | $ 350,000 | $ 350,000 | $ 96,000 |
| Sacramento County California | 1 | $ 85,000 | $ 85,000 | $ 217,000 |
| San Bernardino County California | 1 | $ 250,000 | $ 250,000 | $ 166,000 |
| San Luis Obispo County California | 1 | $ 89,000 | $ 89,000 | $ 83,000 |
| Santa Cruz County California | 1 | $ 50,000 | $ 50,000 | $ 165,000 |
| Arapahoe County Colorado | 1 | $ 90,000 | $ 90,000 | $ 207,000 |
| Denver County Colorado | 1 | $ 25,000 | $ 25,000 | $ 38,000 |
| Douglas County Colorado | 1 | $ 50,000 | $ 50,000 | $ 117,000 |
| Jefferson County Colorado | 1 | $ 63,000 | $ 63,000 | $ 118,000 |
| Morgan County Colorado | 1 | $ 240,000 | $ 240,000 | $ 119,000 |
| Summit County Colorado | 1 | $ 112,000 | $ 112,000 | $ 244,000 |
| Hartford County Connecticut | 1 | $ 95,000 | $ 95,000 | $ 175,000 |
| Martin County Florida | 1 | $ 417,000 | $ 417,000 | $ 154,000 |
| Miami-Dade County Florida | 1 | $ 223,000 | $ 223,000 | $ 128,000 |
| Orange County Florida | 1 | $ 286,000 | $ 286,000 | $ 127,000 |
| Pinellas County Florida | 1 | $ 139,000 | $ 139,000 | $ 90,000 |
| Polk County Florida | 1 | $ 215,000 | $ 215,000 | $ 120,000 |
| Seminole County Florida | 1 | $ 366,000 | $ 366,000 | $ 153,000 |
| DeKalb County Georgia | 1 | $ 198,000 | $ 198,000 | $ 77,000 |
| Paulding County Georgia | 1 | $ 189,000 | $ 189,000 | $ 22,000 |
| Bonneville County Idaho | 1 | $ 144,000 | $ 144,000 | $ 87,000 |
| DeKalb County Illinois | 1 | $ 139,000 | $ 139,000 | $ 89,000 |
| Grundy County Illinois | 1 | $ 20,000 | $ 20,000 | $ 138,000 |
| Kane County Illinois | 1 | $ 191,000 | $ 191,000 | $ 107,000 |
| LaSalle County Illinois | 1 | $ 46,000 | $ 46,000 | $ 111,000 |
| Clark County Indiana | 1 | $ 51,000 | $ 51,000 | $ 85,000 |
| Lake County Indiana | 1 | $ 198,000 | $ 198,000 | $ 64,000 |
| Sumner County Kansas | 1 | $ 212,000 | $ 212,000 | $ 74,000 |
| Wyandotte County Kansas | 1 | $ 25,000 | $ 25,000 | $ 117,000 |
| Fayette County Kentucky | 1 | $ 143,000 | $ 143,000 | $ 64,000 |
| Antrim County Michigan | 1 | $ 55,000 | $ 55,000 | $ 59,000 |
| Oakland County Michigan | 1 | $ 35,000 | $ 35,000 | $ 48,000 |
| Wayne County Michigan | 1 | $ 235,000 | $ 235,000 | $ 211,000 |
| Anoka County Minnesota | 1 | $ 254,000 | $ 254,000 | $ 106,000 |
| Carver County Minnesota | 1 | $ 150,000 | $ 150,000 | $ 88,000 |
| Mille Lacs County Minnesota | 1 | $ 460,000 | $ 460,000 | $ 84,000 |
| Washington County Minnesota | 1 | $ 280,000 | $ 280,000 | $ 240,000 |
| Platte County Missouri | 1 | $ 40,000 | $ 40,000 | $ 108,000 |
| St. Charles County Missouri | 1 | $ 181,000 | $ 181,000 | $ 302,000 |
| Stoddard County Missouri | 1 | $ 79,000 | $ 79,000 | $ 60,000 |
| Flathead County Montana | 1 | $ 200,000 | $ 200,000 | $ 103,000 |
| Yellowstone County Montana | 1 | $ 348,000 | $ 348,000 | $ 538,000 |
| Cass County Nebraska | 1 | $ 122,000 | $ 122,000 | $ 1,057,000 |
| Douglas County Nebraska | 1 | $ 60,000 | $ 60,000 | $ 64,000 |
| Carson City County Nevada | 1 | $ 68,000 | $ 68,000 | $ 63,000 |
| Douglas County Nevada | 1 | $ 330,000 | $ 330,000 | $ 98,000 |
| Bergen County New Jersey | 1 | $ 336,000 | $ 336,000 | $ 202,000 |
| Ocean County New Jersey | 1 | $ 178,000 | $ 178,000 | $ 88,000 |
| Dona Ana County New Mexico | 1 | $ 68,000 | $ 68,000 | $ 94,000 |
| Sandoval County New Mexico | 1 | $ 142,000 | $ 142,000 | $ 59,000 |
| Schoharie County New York | 1 | $ 30,000 | $ 30,000 | $ 57,000 |
| Delaware County Ohio | 1 | $ 77,000 | $ 77,000 | $ 33,000 |
| Woodward County Oklahoma | 1 | $ 119,000 | $ 119,000 | $ 161,000 |
| Benton County Oregon | 1 | $ 326,000 | $ 326,000 | $ 283,000 |
| Marion County Oregon | 1 | $ 200,000 | $ 200,000 | $ 63,000 |
| Allegheny County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 40,000 |
| Butler County Pennsylvania | 1 | $ 254,000 | $ 254,000 | $ 108,000 |
| Minnehaha County South Dakota | 1 | $ 310,000 | $ 310,000 | $ 183,000 |
| Wilson County Tennessee | 1 | $ 240,000 | $ 240,000 | $ 100,000 |
| Midland County Texas | 1 | $ 328,000 | $ 328,000 | $ 283,000 |
| Rockwall County Texas | 1 | $ 347,000 | $ 347,000 | $ 284,000 |
| Iron County Utah | 1 | $ 123,000 | $ 123,000 | $ 32,000 |
| Washington County Utah | 1 | $ 100,000 | $ 100,000 | $ 301,000 |
| King County Washington | 1 | $ 35,000 | $ 35,000 | $ 136,000 |
| Snohomish County Washington | 1 | $ 28,000 | $ 28,000 | $ 81,000 |
| Laramie County Wyoming | 1 | $ 240,000 | $ 240,000 | $ 120,000 |
Mortgage Loan Application Detail Totals for Farmers Insurance Group Federal Credit Union in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 74 | $17,693,000 | $239,000 | $730,000 | $126,000 | $1,057,000 |
| Home Purchase | 59 | $15,006,000 | $254,000 | $1,268,000 | $169,000 | $771,000 |
| Home Improvement | 49 | $4,785,000 | $97,000 | $350,000 | $131,000 | $305,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 115 | $22,814,000 | $198,000 | $750,000 | $139,000 | $1,057,000 |
| Not Provided | 39 | $7,860,000 | $201,000 | $1,268,000 | $154,000 | $771,000 |
| Hispanic | 11 | $2,414,000 | $219,000 | $569,000 | $121,000 | $238,000 |
| Black or African American | 10 | $2,188,000 | $218,000 | $417,000 | $118,000 | $279,000 |
| Asian | 5 | $2,013,000 | $402,000 | $1,184,000 | $199,000 | $397,000 |
| Not applicable | 2 | $195,000 | $97,000 | $151,000 | $133,000 | $175,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiin or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 182 | $37,484,000 | $205,000 | $1,268,000 | $141,000 | $1,057,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 110 | $22,202,000 | $201,000 | $1,268,000 | $152,000 | $771,000 |
| Application Denied By Financial Institution | 30 | $4,672,000 | $155,000 | $414,000 | $94,000 | $238,000 |
| Application Withdrawn By Applicant | 21 | $5,738,000 | $273,000 | $712,000 | $121,000 | $284,000 |
| File Closed For Incompleteness | 15 | $3,246,000 | $216,000 | $460,000 | $107,000 | $240,000 |
| Application Approved But Not Accepted | 6 | $1,626,000 | $271,000 | $650,000 | $337,000 | $1,057,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 8 | $1,117,000 | $139,000 | $240,000 | $87,000 | $183,000 |
| Debt-To-Income Ratio | 8 | $1,974,000 | $246,000 | $414,000 | $101,000 | $238,000 |
| Other | 7 | $504,000 | $72,000 | $170,000 | $75,000 | $145,000 |
| Collateral | 5 | $841,000 | $168,000 | $412,000 | $104,000 | $168,000 |
| Credit Application Incomplete | 1 | $50,000 | $50,000 | $50,000 | $117,000 | $117,000 |
| Unverifiable Information | 1 | $186,000 | $186,000 | $186,000 | $158,000 | $158,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Farmers Insurance Group Federal Credit Union's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Farmers Insurance Group Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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