Farmers Insurance Group Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023

Farmers Insurance Group Federal Credit Union 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Farmers Insurance Group Federal Credit Union
4601 Wilshire Bl. Ste 110
Burbank, CA 90010
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  
Total Number of Mortgage Applications 755
Total Mortgage Loan Application Amount $152,415,000
Average Mortgage Loan Application Amount $193,800
Highest Mortgage Loan Application Amount $2,855,000
Average Applicant Income $207,200
Highest Applicant Income $9,120,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Farmers Insurance Group Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Farmers Insurance Group Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2023 breaks down Farmers Insurance Group Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Farmers Insurance Group Federal Credit Union serves its applicants.

Each category highlights the total number of mortgage applications processed by Farmers Insurance Group Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Farmers Insurance Group Federal Credit Union's mortgage activity for 2023.

Mortgage Loan Application Totals for Farmers Insurance Group Federal Credit Union by County in 2023

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles County California 59 $ 17,075,000 $ 289,000 $ 235,000
Riverside County California 27 $ 4,635,000 $ 171,000 $ 199,000
Maricopa County Arizona 24 $ 3,650,000 $ 152,000 $ 173,000
San Bernardino County California 17 $ 3,585,000 $ 210,000 $ 182,000
Orange County California 16 $ 9,390,000 $ 586,000 $ 366,000
Johnson County Kansas 16 $ 1,890,000 $ 118,000 $ 168,000
San Diego County California 14 $ 5,980,000 $ 427,000 $ 258,000
Kent County Michigan 12 $ 1,320,000 $ 110,000 $ 114,000
Clark County Nevada 12 $ 2,540,000 $ 211,000 $ 140,000
Cook County Illinois 10 $ 1,490,000 $ 149,000 $ 142,000
Contra Costa County California 9 $ 4,465,000 $ 496,000 $ 449,000
Williamson County Texas 9 $ 1,655,000 $ 183,000 $ 199,000
Pima County Arizona 8 $ 910,000 $ 113,000 $ 154,000
Fresno County California 8 $ 1,010,000 $ 126,000 $ 134,000
Kern County California 8 $ 1,110,000 $ 138,000 $ 116,000
Merced County California 8 $ 720,000 $ 90,000 $ 1,373,000
Ventura County California 8 $ 610,000 $ 76,000 $ 206,000
Fairfield County Connecticut 8 $ 1,310,000 $ 163,000 $ 199,000
Oklahoma County Oklahoma 8 $ 630,000 $ 78,000 $ 147,000
Sandoval County New Mexico 7 $ 1,865,000 $ 266,000 $ 265,000
Clackamas County Oregon 7 $ 715,000 $ 102,000 $ 229,000
Bernalillo County New Mexico 6 $ 890,000 $ 148,000 $ 177,000
Dallas County Texas 6 $ 2,660,000 $ 443,000 $ 477,000
El Paso County Colorado 5 $ 985,000 $ 197,000 $ 175,000
Gwinnett County Georgia 5 $ 425,000 $ 85,000 $ 86,000
Oakland County Michigan 5 $ 615,000 $ 123,000 $ 149,000
Multnomah County Oregon 5 $ 2,195,000 $ 439,000 $ 371,000
Davidson County Tennessee 5 $ 1,515,000 $ 303,000 $ 255,000
Shelby County Tennessee 5 $ 1,325,000 $ 265,000 $ 252,000
Salt Lake County Utah 5 $ 1,615,000 $ 323,000 $ 184,000
King County Washington 5 $ 1,185,000 $ 237,000 $ 118,000
Mendocino County California 4 $ 1,110,000 $ 277,000 $ 261,000
Placer County California 4 $ 1,380,000 $ 345,000 $ 237,000
Sacramento County California 4 $ 1,260,000 $ 315,000 $ 288,000
Santa Clara County California 4 $ 1,620,000 $ 405,000 $ 217,000
Douglas County Colorado 4 $ 530,000 $ 132,000 $ 161,000
Livingston County Michigan 4 $ 320,000 $ 80,000 $ 120,000
Scott County Minnesota 4 $ 480,000 $ 120,000 $ 169,000
Cole County Missouri 4 $ 670,000 $ 167,000 $ 68,000
Tulsa County Oklahoma 4 $ 470,000 $ 117,000 $ 230,000
Fort Bend County Texas 4 $ 850,000 $ 212,000 $ 301,000
Pierce County Washington 4 $ 750,000 $ 187,000 $ 118,000
Alameda County California 3 $ 545,000 $ 181,000 $ 246,000
El Dorado County California 3 $ 315,000 $ 105,000 $ 92,000
Solano County California 3 $ 1,055,000 $ 351,000 $ 352,000
Stanislaus County California 3 $ 325,000 $ 108,000 $ 93,000
Larimer County Colorado 3 $ 265,000 $ 88,000 $ 153,000
DuPage County Illinois 3 $ 325,000 $ 108,000 $ 253,000
Middlesex County Massachusetts 3 $ 895,000 $ 298,000 $ 212,000
Ionia County Michigan 3 $ 175,000 $ 58,000 $ 76,000
Ottawa County Michigan 3 $ 205,000 $ 68,000 $ 240,000
Dakota County Minnesota 3 $ 745,000 $ 248,000 $ 144,000
Yellowstone County Montana 3 $ 655,000 $ 218,000 $ 276,000
Gloucester County New Jersey 3 $ 805,000 $ 268,000 $ 410,000
Curry County New Mexico 3 $ 145,000 $ 48,000 $ 190,000
Nassau County New York 3 $ 395,000 $ 131,000 $ 188,000
Canadian County Oklahoma 3 $ 155,000 $ 51,000 $ 147,000
Marion County Oregon 3 $ 155,000 $ 51,000 $ 114,000
Berks County Pennsylvania 3 $ 195,000 $ 65,000 $ 129,000
Harris County Texas 3 $ 595,000 $ 198,000 $ 402,000
Hidalgo County Texas 3 $ 995,000 $ 331,000 $ 856,000
Tarrant County Texas 3 $ 645,000 $ 215,000 $ 361,000
Chambers County Alabama 2 $ 160,000 $ 80,000 $ 87,000
Yavapai County Arizona 2 $ 110,000 $ 55,000 $ 139,000
Benton County Arkansas 2 $ 430,000 $ 215,000 $ 341,000
Newton County Arkansas 2 $ 140,000 $ 70,000 $ 137,000
Washington County Arkansas 2 $ 660,000 $ 330,000 $ 260,000
Butte County California 2 $ 350,000 $ 175,000 $ 184,000
Madera County California 2 $ 70,000 $ 35,000 $ 60,000
Marin County California 2 $ 460,000 $ 230,000 $ 135,000
Napa County California 2 $ 420,000 $ 210,000 $ 497,000
San Joaquin County California 2 $ 100,000 $ 50,000 $ 114,000
Santa Barbara County California 2 $ 480,000 $ 240,000 $ 208,000
Yuba County California 2 $ 340,000 $ 170,000 $ 91,000
Arapahoe County Colorado 2 $ 1,110,000 $ 555,000 $ 197,000
Weld County Colorado 2 $ 90,000 $ 45,000 $ 116,000
Hartford County Connecticut 2 $ 200,000 $ 100,000 $ 131,000
New Castle County Delaware 2 $ 110,000 $ 55,000 $ 102,000
Houston County Georgia 2 $ 160,000 $ 80,000 $ 77,000
McHenry County Illinois 2 $ 410,000 $ 205,000 $ 247,000
Will County Illinois 2 $ 170,000 $ 85,000 $ 277,000
Douglas County Kansas 2 $ 110,000 $ 55,000 $ 90,000
Miami County Kansas 2 $ 130,000 $ 65,000 $ 71,000
Carroll County Maryland 2 $ 310,000 $ 155,000 $ 170,000
Bristol County Massachusetts 2 $ 360,000 $ 180,000 $ 116,000
Grand Traverse County Michigan 2 $ 620,000 $ 310,000 $ 144,000
Roscommon County Michigan 2 $ 180,000 $ 90,000 $ 66,000
Wayne County Michigan 2 $ 330,000 $ 165,000 $ 120,000
Ramsey County Minnesota 2 $ 280,000 $ 140,000 $ 89,000
Washington County Minnesota 2 $ 580,000 $ 290,000 $ 111,000
Clay County Missouri 2 $ 160,000 $ 80,000 $ 242,000
Jasper County Missouri 2 $ 110,000 $ 55,000 $ 75,000
Washoe County Nevada 2 $ 410,000 $ 205,000 $ 191,000
Middlesex County New Jersey 2 $ 420,000 $ 210,000 $ 131,000
Ocean County New Jersey 2 $ 460,000 $ 230,000 $ 243,000
Chaves County New Mexico 2 $ 170,000 $ 85,000 $ 84,000
Dona Ana County New Mexico 2 $ 270,000 $ 135,000 $ 69,000
San Juan County New Mexico 2 $ 110,000 $ 55,000 $ 262,000
Suffolk County New York 2 $ 250,000 $ 125,000 $ 167,000
Westchester County New York 2 $ 500,000 $ 250,000 $ 163,000
Davie County North Carolina 2 $ 410,000 $ 205,000 $ 221,000
Cleveland County Oklahoma 2 $ 180,000 $ 90,000 $ 161,000
Garfield County Oklahoma 2 $ 190,000 $ 95,000 $ 106,000
Pittsburg County Oklahoma 2 $ 320,000 $ 160,000 $ 463,000
Columbia County Oregon 2 $ 990,000 $ 495,000 $ 407,000
Jefferson County Oregon 2 $ 330,000 $ 165,000 $ 135,000
Washington County Oregon 2 $ 320,000 $ 160,000 $ 321,000
Allegheny County Pennsylvania 2 $ 180,000 $ 90,000 $ 199,000
Venango County Pennsylvania 2 $ 100,000 $ 50,000 $ 109,000
Hamblen County Tennessee 2 $ 260,000 $ 130,000 $ 65,000
Madison County Tennessee 2 $ 160,000 $ 80,000 $ 41,000
Comal County Texas 2 $ 230,000 $ 115,000 $ 203,000
Denton County Texas 2 $ 370,000 $ 185,000 $ 146,000
Ellis County Texas 2 $ 710,000 $ 355,000 $ 313,000
Midland County Texas 2 $ 570,000 $ 285,000 $ 598,000
Upshur County Texas 2 $ 400,000 $ 200,000 $ 162,000
Chesterfield County Virginia 2 $ 430,000 $ 215,000 $ 169,000
Norfolk County Virginia 2 $ 120,000 $ 60,000 $ 42,000
Pacific County Washington 2 $ 210,000 $ 105,000 $ 213,000
Snohomish County Washington 2 $ 270,000 $ 135,000 $ 63,000
Waupaca County Wisconsin 2 $ 550,000 $ 275,000 $ 150,000
Mohave County Arizona 1 $ 95,000 $ 95,000 $ 425,000
Pinal County Arizona 1 $ 35,000 $ 35,000 $ 130,000
Yuma County Arizona 1 $ 35,000 $ 35,000 $ 43,000
Grant County Arkansas 1 $ 175,000 $ 175,000 $ 161,000
Johnson County Arkansas 1 $ 135,000 $ 135,000 $ 56,000
Sebastian County Arkansas 1 $ 215,000 $ 215,000 $ 63,000
Calaveras County California 1 $ 105,000 $ 105,000 $ 109,000
San Benito County California 1 $ 45,000 $ 45,000 $ 85,000
San Luis Obispo County California 1 $ 355,000 $ 355,000 $ 129,000
San Mateo County California 1 $ 105,000 $ 105,000 $ 449,000
Sonoma County California 1 $ 135,000 $ 135,000 $ 482,000
Tulare County California 1 $ 65,000 $ 65,000 $ 68,000
Adams County Colorado 1 $ 105,000 $ 105,000 $ 356,000
Archuleta County Colorado 1 $ 365,000 $ 365,000 $ 341,000
Boulder County Colorado 1 $ 95,000 $ 95,000 $ 196,000
Garfield County Colorado 1 $ 35,000 $ 35,000 $ 124,000
Duval County Florida 1 $ 65,000 $ 65,000 $ 22,000
Highlands County Florida 1 $ 155,000 $ 155,000 $ 107,000
Lee County Florida 1 $ 405,000 $ 405,000 $ 121,000
Leon County Florida 1 $ 435,000 $ 435,000 $ 192,000
St. Lucie County Florida 1 $ 395,000 $ 395,000 $ 255,000
Carroll County Georgia 1 $ 95,000 $ 95,000 $ 181,000
DeKalb County Georgia 1 $ 155,000 $ 155,000 $ 232,000
Douglas County Georgia 1 $ 175,000 $ 175,000 $ 132,000
Fulton County Georgia 1 $ 355,000 $ 355,000 $ 230,000
Hall County Georgia 1 $ 125,000 $ 125,000 $ 137,000
Henry County Georgia 1 $ 255,000 $ 255,000 $ 211,000
Laurens County Georgia 1 $ 35,000 $ 35,000 $ 134,000
Lowndes County Georgia 1 $ 105,000 $ 105,000 $ 410,000
Troup County Georgia 1 $ 95,000 $ 95,000 $ 158,000
Bonner County Idaho 1 $ 175,000 $ 175,000 $ 105,000
Canyon County Idaho 1 $ 65,000 $ 65,000 $ 134,000
Elmore County Idaho 1 $ 85,000 $ 85,000 $ 87,000
Madison County Idaho 1 $ 285,000 $ 285,000 $ 166,000
Twin Falls County Idaho 1 $ 35,000 $ 35,000 $ 46,000
Bureau County Illinois 1 $ 65,000 $ 65,000 $ 80,000
Ford County Illinois 1 $ 65,000 $ 65,000 $ 89,000
Lake County Illinois 1 $ 305,000 $ 305,000 $ 126,000
Lee County Illinois 1 $ 25,000 $ 25,000 $ 61,000
Allen County Indiana 1 $ 235,000 $ 235,000 $ 169,000
Brown County Indiana 1 $ 105,000 $ 105,000 $ 90,000
Floyd County Indiana 1 $ 275,000 $ 275,000 $ 78,000
Franklin County Indiana 1 $ 205,000 $ 205,000 $ 102,000
Hamilton County Indiana 1 $ 145,000 $ 145,000 $ 137,000
Hancock County Indiana 1 $ 125,000 $ 125,000 $ 126,000
Johnson County Indiana 1 $ 25,000 $ 25,000 $ 71,000
Lawrence County Indiana 1 $ 55,000 $ 55,000 $ 780,000
Marion County Indiana 1 $ 105,000 $ 105,000 $ 162,000
Porter County Indiana 1 $ 75,000 $ 75,000 $ 81,000
Franklin County Kansas 1 $ 275,000 $ 275,000 $ 107,000
Leavenworth County Kansas 1 $ 25,000 $ 25,000 $ 0
Shawnee County Kansas 1 $ 175,000 $ 175,000 $ 95,000
Caldwell County Kentucky 1 $ 115,000 $ 115,000 $ 319,000
Cumberland County Maine 1 $ 115,000 $ 115,000 $ 380,000
Kennebec County Maine 1 $ 85,000 $ 85,000 $ 47,000
York County Maine 1 $ 135,000 $ 135,000 $ 172,000
Anne Arundel County Maryland 1 $ 35,000 $ 35,000 $ 169,000
Prince George's County Maryland 1 $ 105,000 $ 105,000 $ 79,000
Hampden County Massachusetts 1 $ 25,000 $ 25,000 $ 90,000
Plymouth County Massachusetts 1 $ 355,000 $ 355,000 $ 322,000
Suffolk County Massachusetts 1 $ 285,000 $ 285,000 $ 178,000
Eaton County Michigan 1 $ 35,000 $ 35,000 $ 106,000
Ingham County Michigan 1 $ 55,000 $ 55,000 $ 242,000
Macomb County Michigan 1 $ 435,000 $ 435,000 $ 114,000
Mason County Michigan 1 $ 55,000 $ 55,000 $ 133,000
Blue Earth County Minnesota 1 $ 75,000 $ 75,000 $ 290,000
Chisago County Minnesota 1 $ 65,000 $ 65,000 $ 95,000
Hennepin County Minnesota 1 $ 85,000 $ 85,000 $ 139,000
Mille Lacs County Minnesota 1 $ 55,000 $ 55,000 $ 153,000
Steele County Minnesota 1 $ 175,000 $ 175,000 $ 526,000
Wright County Minnesota 1 $ 55,000 $ 55,000 $ 299,000
Boone County Missouri 1 $ 75,000 $ 75,000 $ 270,000
Cass County Missouri 1 $ 345,000 $ 345,000 $ 270,000
Jackson County Missouri 1 $ 35,000 $ 35,000 $ 48,000
Jefferson County Missouri 1 $ 55,000 $ 55,000 $ 60,000
Miller County Missouri 1 $ 1,605,000 $ 1,605,000 $ 815,000
St. Charles County Missouri 1 $ 235,000 $ 235,000 $ 305,000
Lewis and Clark County Montana 1 $ 325,000 $ 325,000 $ 76,000
Missoula County Montana 1 $ 355,000 $ 355,000 $ 53,000
Ravalli County Montana 1 $ 105,000 $ 105,000 $ 91,000
Atlantic County New Jersey 1 $ 35,000 $ 35,000 $ 114,000
Burlington County New Jersey 1 $ 95,000 $ 95,000 $ 265,000
Camden County New Jersey 1 $ 345,000 $ 345,000 $ 206,000
Morris County New Jersey 1 $ 255,000 $ 255,000 $ 900,000
Somerset County New Jersey 1 $ 135,000 $ 135,000 $ 93,000
Sussex County New Jersey 1 $ 75,000 $ 75,000 $ 93,000
Lea County New Mexico 1 $ 105,000 $ 105,000 $ 258,000
Valencia County New Mexico 1 $ 75,000 $ 75,000 $ 85,000
Cortland County New York 1 $ 75,000 $ 75,000 $ 63,000
Kings County New York 1 $ 105,000 $ 105,000 $ 51,000
Onondaga County New York 1 $ 105,000 $ 105,000 $ 261,000
Ulster County New York 1 $ 205,000 $ 205,000 $ 167,000
Catawba County North Carolina 1 $ 25,000 $ 25,000 $ 62,000
Durham County North Carolina 1 $ 155,000 $ 155,000 $ 233,000
Person County North Carolina 1 $ 105,000 $ 105,000 $ 34,000
Pitt County North Carolina 1 $ 95,000 $ 95,000 $ 207,000
Union County North Carolina 1 $ 55,000 $ 55,000 $ 125,000
Wake County North Carolina 1 $ 525,000 $ 525,000 $ 194,000
Allen County Ohio 1 $ 25,000 $ 25,000 $ 99,000
Champaign County Ohio 1 $ 145,000 $ 145,000 $ 129,000
Lake County Ohio 1 $ 55,000 $ 55,000 $ 153,000
Logan County Ohio 1 $ 75,000 $ 75,000 $ 222,000
Medina County Ohio 1 $ 75,000 $ 75,000 $ 377,000
Montgomery County Ohio 1 $ 25,000 $ 25,000 $ 58,000
Summit County Ohio 1 $ 25,000 $ 25,000 $ 21,000
Warren County Ohio 1 $ 35,000 $ 35,000 $ 64,000
Creek County Oklahoma 1 $ 85,000 $ 85,000 $ 203,000
Grady County Oklahoma 1 $ 355,000 $ 355,000 $ 157,000
Kay County Oklahoma 1 $ 115,000 $ 115,000 $ 128,000
Kingfisher County Oklahoma 1 $ 15,000 $ 15,000 $ 36,000
Osage County Oklahoma 1 $ 485,000 $ 485,000 $ 342,000
Stephens County Oklahoma 1 $ 95,000 $ 95,000 $ 110,000
Lincoln County Oregon 1 $ 335,000 $ 335,000 $ 205,000
Linn County Oregon 1 $ 55,000 $ 55,000 $ 82,000
Tillamook County Oregon 1 $ 565,000 $ 565,000 $ 139,000
Butler County Pennsylvania 1 $ 155,000 $ 155,000 $ 158,000
Erie County Pennsylvania 1 $ 35,000 $ 35,000 $ 238,000
Philadelphia County Pennsylvania 1 $ 55,000 $ 55,000 $ 56,000
York County Pennsylvania 1 $ 35,000 $ 35,000 $ 28,000
Kent County Rhode Island 1 $ 75,000 $ 75,000 $ 76,000
Lexington County South Carolina 1 $ 55,000 $ 55,000 $ 125,000
Blount County Tennessee 1 $ 45,000 $ 45,000 $ 145,000
Hamilton County Tennessee 1 $ 55,000 $ 55,000 $ 139,000
Rutherford County Tennessee 1 $ 235,000 $ 235,000 $ 129,000
Sumner County Tennessee 1 $ 355,000 $ 355,000 $ 450,000
Weakley County Tennessee 1 $ 125,000 $ 125,000 $ 130,000
Bexar County Texas 1 $ 75,000 $ 75,000 $ 173,000
Brazoria County Texas 1 $ 55,000 $ 55,000 $ 309,000
Chambers County Texas 1 $ 385,000 $ 385,000 $ 136,000
Collin County Texas 1 $ 25,000 $ 25,000 $ 66,000
El Paso County Texas 1 $ 75,000 $ 75,000 $ 187,000
McLennan County Texas 1 $ 115,000 $ 115,000 $ 238,000
Montgomery County Texas 1 $ 75,000 $ 75,000 $ 122,000
Presidio County Texas 1 $ 445,000 $ 445,000 $ 214,000
Randall County Texas 1 $ 105,000 $ 105,000 $ 179,000
Rockwall County Texas 1 $ 275,000 $ 275,000 $ 385,000
Smith County Texas 1 $ 25,000 $ 25,000 $ 42,000
Utah County Utah 1 $ 205,000 $ 205,000 $ 340,000
Arlington County Virginia 1 $ 195,000 $ 195,000 $ 274,000
Campbell County Virginia 1 $ 115,000 $ 115,000 $ 143,000
Chesapeake County Virginia 1 $ 85,000 $ 85,000 $ 297,000
Hampton County Virginia 1 $ 35,000 $ 35,000 $ 52,000
Prince William County Virginia 1 $ 55,000 $ 55,000 $ 160,000
Clallam County Washington 1 $ 55,000 $ 55,000 $ 52,000
Clark County Washington 1 $ 205,000 $ 205,000 $ 197,000
Douglas County Washington 1 $ 195,000 $ 195,000 $ 346,000
Thurston County Washington 1 $ 55,000 $ 55,000 $ 161,000
Dane County Wisconsin 1 $ 65,000 $ 65,000 $ 88,000
St. Croix County Wisconsin 1 $ 45,000 $ 45,000 $ 81,000

Mortgage Loan Application Detail Totals for Farmers Insurance Group Federal Credit Union in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 230 $82,110,000 $357,000 $2,855,000 $241,000 $1,242,000
Other Purpose 198 $19,940,000 $100,000 $355,000 $202,000 $9,120,000
Home Improvement 187 $23,235,000 $124,000 $355,000 $194,000 $1,140,000
Cash-out Refinancing 77 $14,585,000 $189,000 $1,605,000 $175,000 $815,000
Refinancing 63 $12,545,000 $199,000 $725,000 $224,000 $703,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 358 $66,370,000 $185,000 $1,925,000 $192,000 $1,040,000
Not Provided 160 $35,210,000 $220,000 $2,235,000 $207,000 $915,000
Hispanic 122 $27,130,000 $222,000 $2,855,000 $297,000 $9,120,000
Black or African American 53 $8,925,000 $168,000 $805,000 $158,000 $746,000
Asian 39 $11,195,000 $287,000 $1,215,000 $228,000 $1,140,000
American Indian or Alaskan Native 8 $1,110,000 $138,000 $575,000 $232,000 $377,000
Native Hawaiian or Other Pacific Islander 3 $475,000 $158,000 $355,000 $143,000 $228,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 755 $152,415,000 $201,000 $2,855,000 $211,000 $9,120,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 366 $50,380,000 $137,000 $1,605,000 $190,000 $915,000
Loan Purchased By The Institution 206 $66,350,000 $322,000 $2,855,000 $246,000 $1,242,000
Application Denied By Financial Institution 126 $17,600,000 $139,000 $1,005,000 $231,000 $9,120,000
Preapproval Approved but not Accepted 29 $10,855,000 $374,000 $995,000 $197,000 $746,000
Application Withdrawn By Applicant 15 $4,105,000 $273,000 $545,000 $147,000 $265,000
Preapproval Denied by Financial Institution 8 $910,000 $113,000 $405,000 $131,000 $265,000
Application Approved But Not Accepted 5 $2,215,000 $443,000 $985,000 $198,000 $381,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 621 $133,905,000 $215,000 $2,855,000 $208,000 $1,242,000
Other 71 $10,105,000 $142,000 $355,000 $311,000 $9,120,000
Credit History 41 $3,805,000 $92,000 $405,000 $127,000 $475,000
Debt-To-Income Ratio 14 $3,650,000 $260,000 $1,005,000 $113,000 $240,000
Collateral 3 $195,000 $65,000 $115,000 $165,000 $265,000
Unverifiable Information 2 $390,000 $195,000 $315,000 $137,000 $137,000
Employment History 2 $50,000 $25,000 $45,000 $136,000 $152,000
Insufficient Cash (Downpayment, Closing Cost) 1 $315,000 $315,000 $315,000 $190,000 $190,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Farmers Insurance Group Federal Credit Union's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Farmers Insurance Group Federal Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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