Farmers Insurance Group Federal Credit Union 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Farmers Insurance Group Federal Credit Union 4601 Wilshire Bl. Ste 110 Burbank, CA 90010 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 755 |
| Total Mortgage Loan Application Amount | $152,415,000 |
| Average Mortgage Loan Application Amount | $193,800 |
| Highest Mortgage Loan Application Amount | $2,855,000 |
| Average Applicant Income | $207,200 |
| Highest Applicant Income | $9,120,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Farmers Insurance Group Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Farmers Insurance Group Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Farmers Insurance Group Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Farmers Insurance Group Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Farmers Insurance Group Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Farmers Insurance Group Federal Credit Union's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 59 | $ 17,075,000 | $ 289,000 | $ 235,000 |
| Riverside County California | 27 | $ 4,635,000 | $ 171,000 | $ 199,000 |
| Maricopa County Arizona | 24 | $ 3,650,000 | $ 152,000 | $ 173,000 |
| San Bernardino County California | 17 | $ 3,585,000 | $ 210,000 | $ 182,000 |
| Orange County California | 16 | $ 9,390,000 | $ 586,000 | $ 366,000 |
| Johnson County Kansas | 16 | $ 1,890,000 | $ 118,000 | $ 168,000 |
| San Diego County California | 14 | $ 5,980,000 | $ 427,000 | $ 258,000 |
| Kent County Michigan | 12 | $ 1,320,000 | $ 110,000 | $ 114,000 |
| Clark County Nevada | 12 | $ 2,540,000 | $ 211,000 | $ 140,000 |
| Cook County Illinois | 10 | $ 1,490,000 | $ 149,000 | $ 142,000 |
| Contra Costa County California | 9 | $ 4,465,000 | $ 496,000 | $ 449,000 |
| Williamson County Texas | 9 | $ 1,655,000 | $ 183,000 | $ 199,000 |
| Pima County Arizona | 8 | $ 910,000 | $ 113,000 | $ 154,000 |
| Fresno County California | 8 | $ 1,010,000 | $ 126,000 | $ 134,000 |
| Kern County California | 8 | $ 1,110,000 | $ 138,000 | $ 116,000 |
| Merced County California | 8 | $ 720,000 | $ 90,000 | $ 1,373,000 |
| Ventura County California | 8 | $ 610,000 | $ 76,000 | $ 206,000 |
| Fairfield County Connecticut | 8 | $ 1,310,000 | $ 163,000 | $ 199,000 |
| Oklahoma County Oklahoma | 8 | $ 630,000 | $ 78,000 | $ 147,000 |
| Sandoval County New Mexico | 7 | $ 1,865,000 | $ 266,000 | $ 265,000 |
| Clackamas County Oregon | 7 | $ 715,000 | $ 102,000 | $ 229,000 |
| Bernalillo County New Mexico | 6 | $ 890,000 | $ 148,000 | $ 177,000 |
| Dallas County Texas | 6 | $ 2,660,000 | $ 443,000 | $ 477,000 |
| El Paso County Colorado | 5 | $ 985,000 | $ 197,000 | $ 175,000 |
| Gwinnett County Georgia | 5 | $ 425,000 | $ 85,000 | $ 86,000 |
| Oakland County Michigan | 5 | $ 615,000 | $ 123,000 | $ 149,000 |
| Multnomah County Oregon | 5 | $ 2,195,000 | $ 439,000 | $ 371,000 |
| Davidson County Tennessee | 5 | $ 1,515,000 | $ 303,000 | $ 255,000 |
| Shelby County Tennessee | 5 | $ 1,325,000 | $ 265,000 | $ 252,000 |
| Salt Lake County Utah | 5 | $ 1,615,000 | $ 323,000 | $ 184,000 |
| King County Washington | 5 | $ 1,185,000 | $ 237,000 | $ 118,000 |
| Mendocino County California | 4 | $ 1,110,000 | $ 277,000 | $ 261,000 |
| Placer County California | 4 | $ 1,380,000 | $ 345,000 | $ 237,000 |
| Sacramento County California | 4 | $ 1,260,000 | $ 315,000 | $ 288,000 |
| Santa Clara County California | 4 | $ 1,620,000 | $ 405,000 | $ 217,000 |
| Douglas County Colorado | 4 | $ 530,000 | $ 132,000 | $ 161,000 |
| Livingston County Michigan | 4 | $ 320,000 | $ 80,000 | $ 120,000 |
| Scott County Minnesota | 4 | $ 480,000 | $ 120,000 | $ 169,000 |
| Cole County Missouri | 4 | $ 670,000 | $ 167,000 | $ 68,000 |
| Tulsa County Oklahoma | 4 | $ 470,000 | $ 117,000 | $ 230,000 |
| Fort Bend County Texas | 4 | $ 850,000 | $ 212,000 | $ 301,000 |
| Pierce County Washington | 4 | $ 750,000 | $ 187,000 | $ 118,000 |
| Alameda County California | 3 | $ 545,000 | $ 181,000 | $ 246,000 |
| El Dorado County California | 3 | $ 315,000 | $ 105,000 | $ 92,000 |
| Solano County California | 3 | $ 1,055,000 | $ 351,000 | $ 352,000 |
| Stanislaus County California | 3 | $ 325,000 | $ 108,000 | $ 93,000 |
| Larimer County Colorado | 3 | $ 265,000 | $ 88,000 | $ 153,000 |
| DuPage County Illinois | 3 | $ 325,000 | $ 108,000 | $ 253,000 |
| Middlesex County Massachusetts | 3 | $ 895,000 | $ 298,000 | $ 212,000 |
| Ionia County Michigan | 3 | $ 175,000 | $ 58,000 | $ 76,000 |
| Ottawa County Michigan | 3 | $ 205,000 | $ 68,000 | $ 240,000 |
| Dakota County Minnesota | 3 | $ 745,000 | $ 248,000 | $ 144,000 |
| Yellowstone County Montana | 3 | $ 655,000 | $ 218,000 | $ 276,000 |
| Gloucester County New Jersey | 3 | $ 805,000 | $ 268,000 | $ 410,000 |
| Curry County New Mexico | 3 | $ 145,000 | $ 48,000 | $ 190,000 |
| Nassau County New York | 3 | $ 395,000 | $ 131,000 | $ 188,000 |
| Canadian County Oklahoma | 3 | $ 155,000 | $ 51,000 | $ 147,000 |
| Marion County Oregon | 3 | $ 155,000 | $ 51,000 | $ 114,000 |
| Berks County Pennsylvania | 3 | $ 195,000 | $ 65,000 | $ 129,000 |
| Harris County Texas | 3 | $ 595,000 | $ 198,000 | $ 402,000 |
| Hidalgo County Texas | 3 | $ 995,000 | $ 331,000 | $ 856,000 |
| Tarrant County Texas | 3 | $ 645,000 | $ 215,000 | $ 361,000 |
| Chambers County Alabama | 2 | $ 160,000 | $ 80,000 | $ 87,000 |
| Yavapai County Arizona | 2 | $ 110,000 | $ 55,000 | $ 139,000 |
| Benton County Arkansas | 2 | $ 430,000 | $ 215,000 | $ 341,000 |
| Newton County Arkansas | 2 | $ 140,000 | $ 70,000 | $ 137,000 |
| Washington County Arkansas | 2 | $ 660,000 | $ 330,000 | $ 260,000 |
| Butte County California | 2 | $ 350,000 | $ 175,000 | $ 184,000 |
| Madera County California | 2 | $ 70,000 | $ 35,000 | $ 60,000 |
| Marin County California | 2 | $ 460,000 | $ 230,000 | $ 135,000 |
| Napa County California | 2 | $ 420,000 | $ 210,000 | $ 497,000 |
| San Joaquin County California | 2 | $ 100,000 | $ 50,000 | $ 114,000 |
| Santa Barbara County California | 2 | $ 480,000 | $ 240,000 | $ 208,000 |
| Yuba County California | 2 | $ 340,000 | $ 170,000 | $ 91,000 |
| Arapahoe County Colorado | 2 | $ 1,110,000 | $ 555,000 | $ 197,000 |
| Weld County Colorado | 2 | $ 90,000 | $ 45,000 | $ 116,000 |
| Hartford County Connecticut | 2 | $ 200,000 | $ 100,000 | $ 131,000 |
| New Castle County Delaware | 2 | $ 110,000 | $ 55,000 | $ 102,000 |
| Houston County Georgia | 2 | $ 160,000 | $ 80,000 | $ 77,000 |
| McHenry County Illinois | 2 | $ 410,000 | $ 205,000 | $ 247,000 |
| Will County Illinois | 2 | $ 170,000 | $ 85,000 | $ 277,000 |
| Douglas County Kansas | 2 | $ 110,000 | $ 55,000 | $ 90,000 |
| Miami County Kansas | 2 | $ 130,000 | $ 65,000 | $ 71,000 |
| Carroll County Maryland | 2 | $ 310,000 | $ 155,000 | $ 170,000 |
| Bristol County Massachusetts | 2 | $ 360,000 | $ 180,000 | $ 116,000 |
| Grand Traverse County Michigan | 2 | $ 620,000 | $ 310,000 | $ 144,000 |
| Roscommon County Michigan | 2 | $ 180,000 | $ 90,000 | $ 66,000 |
| Wayne County Michigan | 2 | $ 330,000 | $ 165,000 | $ 120,000 |
| Ramsey County Minnesota | 2 | $ 280,000 | $ 140,000 | $ 89,000 |
| Washington County Minnesota | 2 | $ 580,000 | $ 290,000 | $ 111,000 |
| Clay County Missouri | 2 | $ 160,000 | $ 80,000 | $ 242,000 |
| Jasper County Missouri | 2 | $ 110,000 | $ 55,000 | $ 75,000 |
| Washoe County Nevada | 2 | $ 410,000 | $ 205,000 | $ 191,000 |
| Middlesex County New Jersey | 2 | $ 420,000 | $ 210,000 | $ 131,000 |
| Ocean County New Jersey | 2 | $ 460,000 | $ 230,000 | $ 243,000 |
| Chaves County New Mexico | 2 | $ 170,000 | $ 85,000 | $ 84,000 |
| Dona Ana County New Mexico | 2 | $ 270,000 | $ 135,000 | $ 69,000 |
| San Juan County New Mexico | 2 | $ 110,000 | $ 55,000 | $ 262,000 |
| Suffolk County New York | 2 | $ 250,000 | $ 125,000 | $ 167,000 |
| Westchester County New York | 2 | $ 500,000 | $ 250,000 | $ 163,000 |
| Davie County North Carolina | 2 | $ 410,000 | $ 205,000 | $ 221,000 |
| Cleveland County Oklahoma | 2 | $ 180,000 | $ 90,000 | $ 161,000 |
| Garfield County Oklahoma | 2 | $ 190,000 | $ 95,000 | $ 106,000 |
| Pittsburg County Oklahoma | 2 | $ 320,000 | $ 160,000 | $ 463,000 |
| Columbia County Oregon | 2 | $ 990,000 | $ 495,000 | $ 407,000 |
| Jefferson County Oregon | 2 | $ 330,000 | $ 165,000 | $ 135,000 |
| Washington County Oregon | 2 | $ 320,000 | $ 160,000 | $ 321,000 |
| Allegheny County Pennsylvania | 2 | $ 180,000 | $ 90,000 | $ 199,000 |
| Venango County Pennsylvania | 2 | $ 100,000 | $ 50,000 | $ 109,000 |
| Hamblen County Tennessee | 2 | $ 260,000 | $ 130,000 | $ 65,000 |
| Madison County Tennessee | 2 | $ 160,000 | $ 80,000 | $ 41,000 |
| Comal County Texas | 2 | $ 230,000 | $ 115,000 | $ 203,000 |
| Denton County Texas | 2 | $ 370,000 | $ 185,000 | $ 146,000 |
| Ellis County Texas | 2 | $ 710,000 | $ 355,000 | $ 313,000 |
| Midland County Texas | 2 | $ 570,000 | $ 285,000 | $ 598,000 |
| Upshur County Texas | 2 | $ 400,000 | $ 200,000 | $ 162,000 |
| Chesterfield County Virginia | 2 | $ 430,000 | $ 215,000 | $ 169,000 |
| Norfolk County Virginia | 2 | $ 120,000 | $ 60,000 | $ 42,000 |
| Pacific County Washington | 2 | $ 210,000 | $ 105,000 | $ 213,000 |
| Snohomish County Washington | 2 | $ 270,000 | $ 135,000 | $ 63,000 |
| Waupaca County Wisconsin | 2 | $ 550,000 | $ 275,000 | $ 150,000 |
| Mohave County Arizona | 1 | $ 95,000 | $ 95,000 | $ 425,000 |
| Pinal County Arizona | 1 | $ 35,000 | $ 35,000 | $ 130,000 |
| Yuma County Arizona | 1 | $ 35,000 | $ 35,000 | $ 43,000 |
| Grant County Arkansas | 1 | $ 175,000 | $ 175,000 | $ 161,000 |
| Johnson County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 56,000 |
| Sebastian County Arkansas | 1 | $ 215,000 | $ 215,000 | $ 63,000 |
| Calaveras County California | 1 | $ 105,000 | $ 105,000 | $ 109,000 |
| San Benito County California | 1 | $ 45,000 | $ 45,000 | $ 85,000 |
| San Luis Obispo County California | 1 | $ 355,000 | $ 355,000 | $ 129,000 |
| San Mateo County California | 1 | $ 105,000 | $ 105,000 | $ 449,000 |
| Sonoma County California | 1 | $ 135,000 | $ 135,000 | $ 482,000 |
| Tulare County California | 1 | $ 65,000 | $ 65,000 | $ 68,000 |
| Adams County Colorado | 1 | $ 105,000 | $ 105,000 | $ 356,000 |
| Archuleta County Colorado | 1 | $ 365,000 | $ 365,000 | $ 341,000 |
| Boulder County Colorado | 1 | $ 95,000 | $ 95,000 | $ 196,000 |
| Garfield County Colorado | 1 | $ 35,000 | $ 35,000 | $ 124,000 |
| Duval County Florida | 1 | $ 65,000 | $ 65,000 | $ 22,000 |
| Highlands County Florida | 1 | $ 155,000 | $ 155,000 | $ 107,000 |
| Lee County Florida | 1 | $ 405,000 | $ 405,000 | $ 121,000 |
| Leon County Florida | 1 | $ 435,000 | $ 435,000 | $ 192,000 |
| St. Lucie County Florida | 1 | $ 395,000 | $ 395,000 | $ 255,000 |
| Carroll County Georgia | 1 | $ 95,000 | $ 95,000 | $ 181,000 |
| DeKalb County Georgia | 1 | $ 155,000 | $ 155,000 | $ 232,000 |
| Douglas County Georgia | 1 | $ 175,000 | $ 175,000 | $ 132,000 |
| Fulton County Georgia | 1 | $ 355,000 | $ 355,000 | $ 230,000 |
| Hall County Georgia | 1 | $ 125,000 | $ 125,000 | $ 137,000 |
| Henry County Georgia | 1 | $ 255,000 | $ 255,000 | $ 211,000 |
| Laurens County Georgia | 1 | $ 35,000 | $ 35,000 | $ 134,000 |
| Lowndes County Georgia | 1 | $ 105,000 | $ 105,000 | $ 410,000 |
| Troup County Georgia | 1 | $ 95,000 | $ 95,000 | $ 158,000 |
| Bonner County Idaho | 1 | $ 175,000 | $ 175,000 | $ 105,000 |
| Canyon County Idaho | 1 | $ 65,000 | $ 65,000 | $ 134,000 |
| Elmore County Idaho | 1 | $ 85,000 | $ 85,000 | $ 87,000 |
| Madison County Idaho | 1 | $ 285,000 | $ 285,000 | $ 166,000 |
| Twin Falls County Idaho | 1 | $ 35,000 | $ 35,000 | $ 46,000 |
| Bureau County Illinois | 1 | $ 65,000 | $ 65,000 | $ 80,000 |
| Ford County Illinois | 1 | $ 65,000 | $ 65,000 | $ 89,000 |
| Lake County Illinois | 1 | $ 305,000 | $ 305,000 | $ 126,000 |
| Lee County Illinois | 1 | $ 25,000 | $ 25,000 | $ 61,000 |
| Allen County Indiana | 1 | $ 235,000 | $ 235,000 | $ 169,000 |
| Brown County Indiana | 1 | $ 105,000 | $ 105,000 | $ 90,000 |
| Floyd County Indiana | 1 | $ 275,000 | $ 275,000 | $ 78,000 |
| Franklin County Indiana | 1 | $ 205,000 | $ 205,000 | $ 102,000 |
| Hamilton County Indiana | 1 | $ 145,000 | $ 145,000 | $ 137,000 |
| Hancock County Indiana | 1 | $ 125,000 | $ 125,000 | $ 126,000 |
| Johnson County Indiana | 1 | $ 25,000 | $ 25,000 | $ 71,000 |
| Lawrence County Indiana | 1 | $ 55,000 | $ 55,000 | $ 780,000 |
| Marion County Indiana | 1 | $ 105,000 | $ 105,000 | $ 162,000 |
| Porter County Indiana | 1 | $ 75,000 | $ 75,000 | $ 81,000 |
| Franklin County Kansas | 1 | $ 275,000 | $ 275,000 | $ 107,000 |
| Leavenworth County Kansas | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Shawnee County Kansas | 1 | $ 175,000 | $ 175,000 | $ 95,000 |
| Caldwell County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 319,000 |
| Cumberland County Maine | 1 | $ 115,000 | $ 115,000 | $ 380,000 |
| Kennebec County Maine | 1 | $ 85,000 | $ 85,000 | $ 47,000 |
| York County Maine | 1 | $ 135,000 | $ 135,000 | $ 172,000 |
| Anne Arundel County Maryland | 1 | $ 35,000 | $ 35,000 | $ 169,000 |
| Prince George's County Maryland | 1 | $ 105,000 | $ 105,000 | $ 79,000 |
| Hampden County Massachusetts | 1 | $ 25,000 | $ 25,000 | $ 90,000 |
| Plymouth County Massachusetts | 1 | $ 355,000 | $ 355,000 | $ 322,000 |
| Suffolk County Massachusetts | 1 | $ 285,000 | $ 285,000 | $ 178,000 |
| Eaton County Michigan | 1 | $ 35,000 | $ 35,000 | $ 106,000 |
| Ingham County Michigan | 1 | $ 55,000 | $ 55,000 | $ 242,000 |
| Macomb County Michigan | 1 | $ 435,000 | $ 435,000 | $ 114,000 |
| Mason County Michigan | 1 | $ 55,000 | $ 55,000 | $ 133,000 |
| Blue Earth County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 290,000 |
| Chisago County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 95,000 |
| Hennepin County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 139,000 |
| Mille Lacs County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 153,000 |
| Steele County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 526,000 |
| Wright County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 299,000 |
| Boone County Missouri | 1 | $ 75,000 | $ 75,000 | $ 270,000 |
| Cass County Missouri | 1 | $ 345,000 | $ 345,000 | $ 270,000 |
| Jackson County Missouri | 1 | $ 35,000 | $ 35,000 | $ 48,000 |
| Jefferson County Missouri | 1 | $ 55,000 | $ 55,000 | $ 60,000 |
| Miller County Missouri | 1 | $ 1,605,000 | $ 1,605,000 | $ 815,000 |
| St. Charles County Missouri | 1 | $ 235,000 | $ 235,000 | $ 305,000 |
| Lewis and Clark County Montana | 1 | $ 325,000 | $ 325,000 | $ 76,000 |
| Missoula County Montana | 1 | $ 355,000 | $ 355,000 | $ 53,000 |
| Ravalli County Montana | 1 | $ 105,000 | $ 105,000 | $ 91,000 |
| Atlantic County New Jersey | 1 | $ 35,000 | $ 35,000 | $ 114,000 |
| Burlington County New Jersey | 1 | $ 95,000 | $ 95,000 | $ 265,000 |
| Camden County New Jersey | 1 | $ 345,000 | $ 345,000 | $ 206,000 |
| Morris County New Jersey | 1 | $ 255,000 | $ 255,000 | $ 900,000 |
| Somerset County New Jersey | 1 | $ 135,000 | $ 135,000 | $ 93,000 |
| Sussex County New Jersey | 1 | $ 75,000 | $ 75,000 | $ 93,000 |
| Lea County New Mexico | 1 | $ 105,000 | $ 105,000 | $ 258,000 |
| Valencia County New Mexico | 1 | $ 75,000 | $ 75,000 | $ 85,000 |
| Cortland County New York | 1 | $ 75,000 | $ 75,000 | $ 63,000 |
| Kings County New York | 1 | $ 105,000 | $ 105,000 | $ 51,000 |
| Onondaga County New York | 1 | $ 105,000 | $ 105,000 | $ 261,000 |
| Ulster County New York | 1 | $ 205,000 | $ 205,000 | $ 167,000 |
| Catawba County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 62,000 |
| Durham County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 233,000 |
| Person County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 34,000 |
| Pitt County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 207,000 |
| Union County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 125,000 |
| Wake County North Carolina | 1 | $ 525,000 | $ 525,000 | $ 194,000 |
| Allen County Ohio | 1 | $ 25,000 | $ 25,000 | $ 99,000 |
| Champaign County Ohio | 1 | $ 145,000 | $ 145,000 | $ 129,000 |
| Lake County Ohio | 1 | $ 55,000 | $ 55,000 | $ 153,000 |
| Logan County Ohio | 1 | $ 75,000 | $ 75,000 | $ 222,000 |
| Medina County Ohio | 1 | $ 75,000 | $ 75,000 | $ 377,000 |
| Montgomery County Ohio | 1 | $ 25,000 | $ 25,000 | $ 58,000 |
| Summit County Ohio | 1 | $ 25,000 | $ 25,000 | $ 21,000 |
| Warren County Ohio | 1 | $ 35,000 | $ 35,000 | $ 64,000 |
| Creek County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 203,000 |
| Grady County Oklahoma | 1 | $ 355,000 | $ 355,000 | $ 157,000 |
| Kay County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 128,000 |
| Kingfisher County Oklahoma | 1 | $ 15,000 | $ 15,000 | $ 36,000 |
| Osage County Oklahoma | 1 | $ 485,000 | $ 485,000 | $ 342,000 |
| Stephens County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 110,000 |
| Lincoln County Oregon | 1 | $ 335,000 | $ 335,000 | $ 205,000 |
| Linn County Oregon | 1 | $ 55,000 | $ 55,000 | $ 82,000 |
| Tillamook County Oregon | 1 | $ 565,000 | $ 565,000 | $ 139,000 |
| Butler County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 158,000 |
| Erie County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 238,000 |
| Philadelphia County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 56,000 |
| York County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 28,000 |
| Kent County Rhode Island | 1 | $ 75,000 | $ 75,000 | $ 76,000 |
| Lexington County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 125,000 |
| Blount County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 145,000 |
| Hamilton County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 139,000 |
| Rutherford County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 129,000 |
| Sumner County Tennessee | 1 | $ 355,000 | $ 355,000 | $ 450,000 |
| Weakley County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 130,000 |
| Bexar County Texas | 1 | $ 75,000 | $ 75,000 | $ 173,000 |
| Brazoria County Texas | 1 | $ 55,000 | $ 55,000 | $ 309,000 |
| Chambers County Texas | 1 | $ 385,000 | $ 385,000 | $ 136,000 |
| Collin County Texas | 1 | $ 25,000 | $ 25,000 | $ 66,000 |
| El Paso County Texas | 1 | $ 75,000 | $ 75,000 | $ 187,000 |
| McLennan County Texas | 1 | $ 115,000 | $ 115,000 | $ 238,000 |
| Montgomery County Texas | 1 | $ 75,000 | $ 75,000 | $ 122,000 |
| Presidio County Texas | 1 | $ 445,000 | $ 445,000 | $ 214,000 |
| Randall County Texas | 1 | $ 105,000 | $ 105,000 | $ 179,000 |
| Rockwall County Texas | 1 | $ 275,000 | $ 275,000 | $ 385,000 |
| Smith County Texas | 1 | $ 25,000 | $ 25,000 | $ 42,000 |
| Utah County Utah | 1 | $ 205,000 | $ 205,000 | $ 340,000 |
| Arlington County Virginia | 1 | $ 195,000 | $ 195,000 | $ 274,000 |
| Campbell County Virginia | 1 | $ 115,000 | $ 115,000 | $ 143,000 |
| Chesapeake County Virginia | 1 | $ 85,000 | $ 85,000 | $ 297,000 |
| Hampton County Virginia | 1 | $ 35,000 | $ 35,000 | $ 52,000 |
| Prince William County Virginia | 1 | $ 55,000 | $ 55,000 | $ 160,000 |
| Clallam County Washington | 1 | $ 55,000 | $ 55,000 | $ 52,000 |
| Clark County Washington | 1 | $ 205,000 | $ 205,000 | $ 197,000 |
| Douglas County Washington | 1 | $ 195,000 | $ 195,000 | $ 346,000 |
| Thurston County Washington | 1 | $ 55,000 | $ 55,000 | $ 161,000 |
| Dane County Wisconsin | 1 | $ 65,000 | $ 65,000 | $ 88,000 |
| St. Croix County Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 81,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 230 | $82,110,000 | $357,000 | $2,855,000 | $241,000 | $1,242,000 |
| Other Purpose | 198 | $19,940,000 | $100,000 | $355,000 | $202,000 | $9,120,000 |
| Home Improvement | 187 | $23,235,000 | $124,000 | $355,000 | $194,000 | $1,140,000 |
| Cash-out Refinancing | 77 | $14,585,000 | $189,000 | $1,605,000 | $175,000 | $815,000 |
| Refinancing | 63 | $12,545,000 | $199,000 | $725,000 | $224,000 | $703,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 358 | $66,370,000 | $185,000 | $1,925,000 | $192,000 | $1,040,000 |
| Not Provided | 160 | $35,210,000 | $220,000 | $2,235,000 | $207,000 | $915,000 |
| Hispanic | 122 | $27,130,000 | $222,000 | $2,855,000 | $297,000 | $9,120,000 |
| Black or African American | 53 | $8,925,000 | $168,000 | $805,000 | $158,000 | $746,000 |
| Asian | 39 | $11,195,000 | $287,000 | $1,215,000 | $228,000 | $1,140,000 |
| American Indian or Alaskan Native | 8 | $1,110,000 | $138,000 | $575,000 | $232,000 | $377,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $475,000 | $158,000 | $355,000 | $143,000 | $228,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 755 | $152,415,000 | $201,000 | $2,855,000 | $211,000 | $9,120,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 366 | $50,380,000 | $137,000 | $1,605,000 | $190,000 | $915,000 |
| Loan Purchased By The Institution | 206 | $66,350,000 | $322,000 | $2,855,000 | $246,000 | $1,242,000 |
| Application Denied By Financial Institution | 126 | $17,600,000 | $139,000 | $1,005,000 | $231,000 | $9,120,000 |
| Preapproval Approved but not Accepted | 29 | $10,855,000 | $374,000 | $995,000 | $197,000 | $746,000 |
| Application Withdrawn By Applicant | 15 | $4,105,000 | $273,000 | $545,000 | $147,000 | $265,000 |
| Preapproval Denied by Financial Institution | 8 | $910,000 | $113,000 | $405,000 | $131,000 | $265,000 |
| Application Approved But Not Accepted | 5 | $2,215,000 | $443,000 | $985,000 | $198,000 | $381,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 621 | $133,905,000 | $215,000 | $2,855,000 | $208,000 | $1,242,000 |
| Other | 71 | $10,105,000 | $142,000 | $355,000 | $311,000 | $9,120,000 |
| Credit History | 41 | $3,805,000 | $92,000 | $405,000 | $127,000 | $475,000 |
| Debt-To-Income Ratio | 14 | $3,650,000 | $260,000 | $1,005,000 | $113,000 | $240,000 |
| Collateral | 3 | $195,000 | $65,000 | $115,000 | $165,000 | $265,000 |
| Unverifiable Information | 2 | $390,000 | $195,000 | $315,000 | $137,000 | $137,000 |
| Employment History | 2 | $50,000 | $25,000 | $45,000 | $136,000 | $152,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $315,000 | $315,000 | $315,000 | $190,000 | $190,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Farmers Insurance Group Federal Credit Union's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Farmers Insurance Group Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.