The Farmers National Bank Of Canfield
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
The Farmers National Bank Of Canfield 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | The Farmers National Bank Of Canfield 1 South Main Street Canfield, OH 44446 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,466 |
| Total Mortgage Loan Application Amount | $578,260,000 |
| Average Mortgage Loan Application Amount | $149,200 |
| Highest Mortgage Loan Application Amount | $3,005,000 |
| Average Applicant Income | $120,800 |
| Highest Applicant Income | $3,607,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with The Farmers National Bank Of Canfield. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing The Farmers National Bank Of Canfield's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down The Farmers National Bank Of Canfield's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how The Farmers National Bank Of Canfield serves its applicants.
Each category highlights the total number of mortgage applications processed by The Farmers National Bank Of Canfield, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at The Farmers National Bank Of Canfield's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Mahoning County Ohio | 815 | $ 115,825,000 | $ 142,000 | $ 119,000 |
| Wayne County Ohio | 606 | $ 103,260,000 | $ 170,000 | $ 89,000 |
| Trumbull County Ohio | 405 | $ 53,575,000 | $ 132,000 | $ 113,000 |
| Stark County Ohio | 390 | $ 69,140,000 | $ 177,000 | $ 120,000 |
| Columbiana County Ohio | 380 | $ 47,040,000 | $ 123,000 | $ 89,000 |
| Cuyahoga County Ohio | 120 | $ 24,380,000 | $ 203,000 | $ 201,000 |
| Portage County Ohio | 83 | $ 13,545,000 | $ 163,000 | $ 103,000 |
| Summit County Ohio | 82 | $ 18,640,000 | $ 227,000 | $ 143,000 |
| Holmes County Ohio | 73 | $ 12,265,000 | $ 168,000 | $ 66,000 |
| Medina County Ohio | 73 | $ 15,945,000 | $ 218,000 | $ 126,000 |
| Geauga County Ohio | 40 | $ 9,450,000 | $ 236,000 | $ 150,000 |
| Carroll County Ohio | 35 | $ 5,635,000 | $ 161,000 | $ 100,000 |
| Tuscarawas County Ohio | 30 | $ 6,220,000 | $ 207,000 | $ 105,000 |
| Beaver County Pennsylvania | 29 | $ 4,935,000 | $ 170,000 | $ 119,000 |
| Ashland County Ohio | 28 | $ 4,350,000 | $ 155,000 | $ 119,000 |
| Lake County Ohio | 22 | $ 5,510,000 | $ 250,000 | $ 99,000 |
| Ashtabula County Ohio | 18 | $ 2,350,000 | $ 130,000 | $ 64,000 |
| Mercer County Pennsylvania | 18 | $ 3,970,000 | $ 220,000 | $ 150,000 |
| Allegheny County Pennsylvania | 11 | $ 2,555,000 | $ 232,000 | $ 135,000 |
| Lee County Florida | 10 | $ 2,490,000 | $ 249,000 | $ 252,000 |
| Coshocton County Ohio | 10 | $ 2,120,000 | $ 212,000 | $ 62,000 |
| Lorain County Ohio | 10 | $ 1,420,000 | $ 142,000 | $ 129,000 |
| Lawrence County Pennsylvania | 10 | $ 2,190,000 | $ 219,000 | $ 104,000 |
| Collier County Florida | 7 | $ 3,945,000 | $ 563,000 | $ 726,000 |
| Muskingum County Ohio | 7 | $ 1,065,000 | $ 152,000 | $ 71,000 |
| Richland County Ohio | 7 | $ 855,000 | $ 122,000 | $ 126,000 |
| Franklin County Ohio | 6 | $ 1,810,000 | $ 301,000 | $ 206,000 |
| Butler County Pennsylvania | 6 | $ 1,720,000 | $ 286,000 | $ 182,000 |
| Westmoreland County Pennsylvania | 6 | $ 1,710,000 | $ 285,000 | $ 241,000 |
| Hancock County West Virginia | 5 | $ 405,000 | $ 81,000 | $ 113,000 |
| Manatee County Florida | 4 | $ 3,430,000 | $ 857,000 | $ 491,000 |
| Sumter County Florida | 4 | $ 840,000 | $ 210,000 | $ 118,000 |
| Erie County Ohio | 4 | $ 990,000 | $ 247,000 | $ 181,000 |
| Harrison County Ohio | 4 | $ 500,000 | $ 125,000 | $ 79,000 |
| Knox County Ohio | 4 | $ 1,090,000 | $ 272,000 | $ 169,000 |
| Lucas County Ohio | 4 | $ 1,260,000 | $ 315,000 | $ 119,000 |
| Ottawa County Ohio | 4 | $ 1,750,000 | $ 437,000 | $ 379,000 |
| Miami-Dade County Florida | 3 | $ 3,665,000 | $ 1,221,000 | $ 471,000 |
| Jefferson County Ohio | 3 | $ 375,000 | $ 125,000 | $ 95,000 |
| Lake County Florida | 2 | $ 350,000 | $ 175,000 | $ 90,000 |
| Orange County Florida | 2 | $ 660,000 | $ 330,000 | $ 96,000 |
| Palm Beach County Florida | 2 | $ 3,040,000 | $ 1,520,000 | $ 1,346,000 |
| Pinellas County Florida | 2 | $ 880,000 | $ 440,000 | $ 491,000 |
| Sarasota County Florida | 2 | $ 740,000 | $ 370,000 | $ 146,000 |
| Barren County Kentucky | 2 | $ 500,000 | $ 250,000 | $ 95,000 |
| Leelanau County Michigan | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Mecklenburg County North Carolina | 2 | $ 420,000 | $ 210,000 | $ 167,000 |
| Fairfield County Ohio | 2 | $ 210,000 | $ 105,000 | $ 232,000 |
| Licking County Ohio | 2 | $ 220,000 | $ 110,000 | $ 65,000 |
| Meigs County Ohio | 2 | $ 370,000 | $ 185,000 | $ 72,000 |
| Morrow County Ohio | 2 | $ 250,000 | $ 125,000 | $ 161,000 |
| Wood County Ohio | 2 | $ 260,000 | $ 130,000 | $ 99,000 |
| Washington County Pennsylvania | 2 | $ 550,000 | $ 275,000 | $ 204,000 |
| Beaufort County South Carolina | 2 | $ 470,000 | $ 235,000 | $ 69,000 |
| Davidson County Tennessee | 2 | $ 610,000 | $ 305,000 | $ 71,000 |
| Shelby County Alabama | 1 | $ 235,000 | $ 235,000 | $ 240,000 |
| Benton County Arkansas | 1 | $ 115,000 | $ 115,000 | $ 831,000 |
| Columbia County Arkansas | 1 | $ 25,000 | $ 25,000 | $ 787,000 |
| Nevada County California | 1 | $ 375,000 | $ 375,000 | $ 101,000 |
| Orange County California | 1 | $ 1,385,000 | $ 1,385,000 | $ 3,607,000 |
| San Diego County California | 1 | $ 585,000 | $ 585,000 | $ 120,000 |
| Boulder County Colorado | 1 | $ 365,000 | $ 365,000 | $ 113,000 |
| Summit County Colorado | 1 | $ 375,000 | $ 375,000 | $ 188,000 |
| Broward County Florida | 1 | $ 455,000 | $ 455,000 | $ 464,000 |
| Hernando County Florida | 1 | $ 125,000 | $ 125,000 | $ 94,000 |
| Pasco County Florida | 1 | $ 55,000 | $ 55,000 | $ 71,000 |
| Santa Rosa County Florida | 1 | $ 875,000 | $ 875,000 | $ 2,880,000 |
| Coweta County Georgia | 1 | $ 215,000 | $ 215,000 | $ 70,000 |
| Fulton County Georgia | 1 | $ 175,000 | $ 175,000 | $ 68,000 |
| Paulding County Georgia | 1 | $ 405,000 | $ 405,000 | $ 214,000 |
| Honolulu County Hawaii | 1 | $ 405,000 | $ 405,000 | $ 158,000 |
| Cook County Illinois | 1 | $ 215,000 | $ 215,000 | $ 125,000 |
| Calloway County Kentucky | 1 | $ 355,000 | $ 355,000 | $ 118,000 |
| Anne Arundel County Maryland | 1 | $ 335,000 | $ 335,000 | $ 309,000 |
| Baltimore City County Maryland | 1 | $ 265,000 | $ 265,000 | $ 109,000 |
| Grand Traverse County Michigan | 1 | $ 295,000 | $ 295,000 | $ 380,000 |
| Hillsdale County Michigan | 1 | $ 175,000 | $ 175,000 | $ 238,000 |
| Iron County Michigan | 1 | $ 85,000 | $ 85,000 | $ 25,000 |
| Jackson County Michigan | 1 | $ 75,000 | $ 75,000 | $ 19,000 |
| Clark County Nevada | 1 | $ 245,000 | $ 245,000 | $ 246,000 |
| Chautauqua County New York | 1 | $ 235,000 | $ 235,000 | $ 145,000 |
| Lewis County New York | 1 | $ 145,000 | $ 145,000 | $ 41,000 |
| Brunswick County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 147,000 |
| Caldwell County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 35,000 |
| Henderson County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 80,000 |
| Johnston County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 102,000 |
| Lincoln County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 198,000 |
| Belmont County Ohio | 1 | $ 135,000 | $ 135,000 | $ 72,000 |
| Fulton County Ohio | 1 | $ 285,000 | $ 285,000 | $ 192,000 |
| Guernsey County Ohio | 1 | $ 125,000 | $ 125,000 | $ 62,000 |
| Hardin County Ohio | 1 | $ 85,000 | $ 85,000 | $ 49,000 |
| Jackson County Ohio | 1 | $ 255,000 | $ 255,000 | $ 119,000 |
| Monroe County Ohio | 1 | $ 85,000 | $ 85,000 | $ 73,000 |
| Morgan County Ohio | 1 | $ 45,000 | $ 45,000 | $ 219,000 |
| Perry County Ohio | 1 | $ 85,000 | $ 85,000 | $ 60,000 |
| Scioto County Ohio | 1 | $ 435,000 | $ 435,000 | $ 181,000 |
| Wyandot County Ohio | 1 | $ 145,000 | $ 145,000 | $ 114,000 |
| Elk County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 122,000 |
| Erie County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 157,000 |
| Somerset County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 200,000 |
| Charleston County South Carolina | 1 | $ 685,000 | $ 685,000 | $ 0 |
| Georgetown County South Carolina | 1 | $ 1,205,000 | $ 1,205,000 | $ 707,000 |
| Robertson County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 29,000 |
| Sevier County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 125,000 |
| Washington County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 200,000 |
| Denton County Texas | 1 | $ 505,000 | $ 505,000 | $ 341,000 |
| Wasatch County Utah | 1 | $ 75,000 | $ 75,000 | $ 159,000 |
| Fairfax County Virginia | 1 | $ 415,000 | $ 415,000 | $ 301,000 |
| Henrico County Virginia | 1 | $ 155,000 | $ 155,000 | $ 134,000 |
| Prince William County Virginia | 1 | $ 385,000 | $ 385,000 | $ 667,000 |
| Rappahannock County Virginia | 1 | $ 515,000 | $ 515,000 | $ 952,000 |
| Harrison County West Virginia | 1 | $ 105,000 | $ 105,000 | $ 154,000 |
| Jackson County West Virginia | 1 | $ 65,000 | $ 65,000 | $ 21,000 |
Mortgage Loan Application Detail Totals for The Farmers National Bank Of Canfield in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,246 | $229,620,000 | $184,000 | $1,885,000 | $124,000 | $2,880,000 |
| Home Purchase | 843 | $165,755,000 | $196,000 | $3,005,000 | $110,000 | $3,607,000 |
| Cash-out Refinancing | 628 | $117,150,000 | $186,000 | $875,000 | $115,000 | $2,340,000 |
| Home Improvement | 529 | $44,615,000 | $84,000 | $2,625,000 | $114,000 | $2,598,000 |
| Other Purpose | 220 | $21,120,000 | $96,000 | $505,000 | $141,000 | $2,811,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,195 | $521,095,000 | $163,000 | $2,625,000 | $117,000 | $3,607,000 |
| Not Provided | 125 | $18,095,000 | $144,000 | $505,000 | $142,000 | $1,110,000 |
| Hispanic | 45 | $4,955,000 | $110,000 | $495,000 | $76,000 | $345,000 |
| Not applicable | 43 | $21,155,000 | $491,000 | $3,005,000 | $0 | $0 |
| Black or African American | 25 | $3,255,000 | $130,000 | $405,000 | $118,000 | $831,000 |
| Asian | 13 | $4,045,000 | $311,000 | $875,000 | $379,000 | $2,880,000 |
| American Indian or Alaskan Native | 5 | $695,000 | $139,000 | $285,000 | $78,000 | $98,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $105,000 | $105,000 | $105,000 | $66,000 | $66,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,449 | $576,035,000 | $167,000 | $3,005,000 | $119,000 | $3,607,000 |
| FHA-insured (Federal Housing Administration) | 17 | $2,225,000 | $130,000 | $285,000 | $58,000 | $106,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,494 | $429,190,000 | $172,000 | $3,005,000 | $120,000 | $3,607,000 |
| Application Withdrawn By Applicant | 456 | $83,360,000 | $182,000 | $2,625,000 | $141,000 | $2,880,000 |
| Application Denied By Financial Institution | 370 | $38,220,000 | $103,000 | $1,575,000 | $76,000 | $1,176,000 |
| Application Approved But Not Accepted | 135 | $25,765,000 | $190,000 | $835,000 | $140,000 | $2,340,000 |
| File Closed For Incompleteness | 11 | $1,725,000 | $156,000 | $305,000 | $94,000 | $183,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,096 | $540,040,000 | $174,000 | $3,005,000 | $124,000 | $3,607,000 |
| Debt-To-Income Ratio | 147 | $17,125,000 | $116,000 | $1,575,000 | $53,000 | $171,000 |
| Credit History | 105 | $10,655,000 | $101,000 | $645,000 | $95,000 | $1,176,000 |
| Collateral | 61 | $5,695,000 | $93,000 | $735,000 | $95,000 | $551,000 |
| Other | 40 | $2,870,000 | $71,000 | $305,000 | $84,000 | $856,000 |
| Employment History | 8 | $820,000 | $102,000 | $175,000 | $57,000 | $85,000 |
| Unverifiable Information | 5 | $485,000 | $97,000 | $205,000 | $49,000 | $87,000 |
| Credit Application Incomplete | 4 | $570,000 | $142,000 | $265,000 | $108,000 | $153,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Farmers National Bank Of Canfield's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Farmers National Bank Of Canfield's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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